Home > Liberty Federal Savings Bank > Income and Expense
Liberty Federal Savings Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $47,389,000 | 769 |
| Total interest expense | $30,467,000 | 607 |
| Net interest income | $16,922,000 | 1,070 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,670,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,670,000 | 1,315 |
| Total noninterest expense | $15,590,000 | 974 |
| Salaries and employee benefits | $7,189,000 | 949 |
| Premises and equipment expense | $2,296,000 | 939 |
| Additional noninterest expense | $6,105,000 | 979 |
| Pre-tax net operating income | $3,002,000 | 2,370 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $1,146,000 | 2,077 |
| Income before extraordinary items | $1,880,000 | 2,587 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,880,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $6,160,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,864,640 | 2,575 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,438,000 | 866 |
| Total interest expense | $27,559,000 | 685 |
| Net interest income | $14,879,000 | 1,210 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,287,000 | 2,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,287,000 | 1,518 |
| Total noninterest expense | $10,779,000 | 1,316 |
| Salaries and employee benefits | $5,900,000 | 1,143 |
| Premises and equipment expense | $1,870,000 | 1,129 |
| Additional noninterest expense | $3,009,000 | 1,700 |
| Pre-tax net operating income | $5,387,000 | 1,416 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,066,000 | 1,241 |
| Income before extraordinary items | $3,321,000 | 1,533 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,321,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,462,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,321,000 | 1,515 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $37,063,000 | 873 |
| Total interest expense | $19,898,000 | 720 |
| Net interest income | $17,165,000 | 1,074 |
| Provision for loan and lease losses | $-2,000 | 11,685 |
| Total noninterest income | $910,000 | 3,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $910,000 | 1,964 |
| Total noninterest expense | $10,112,000 | 1,450 |
| Salaries and employee benefits | $5,758,000 | 1,175 |
| Premises and equipment expense | $1,651,000 | 1,265 |
| Additional noninterest expense | $2,703,000 | 2,005 |
| Pre-tax net operating income | $7,965,000 | 967 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,092,000 | 851 |
| Income before extraordinary items | $4,873,000 | 1,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,873,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $17,068,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 652 |
| Net operating income | $4,873,000 | 1,053 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,449,000 | 885 |
| Total interest expense | $18,415,000 | 765 |
| Net interest income | $19,034,000 | 961 |
| Provision for loan and lease losses | $883,000 | 1,424 |
| Total noninterest income | $911,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $911,000 | 2,178 |
| Total noninterest expense | $9,646,000 | 1,571 |
| Salaries and employee benefits | $5,865,000 | 1,154 |
| Premises and equipment expense | $1,553,000 | 1,372 |
| Additional noninterest expense | $2,228,000 | 2,490 |
| Pre-tax net operating income | $9,416,000 | 782 |
| Securities gains (losses) | $1,630,000 | 370 |
| Applicable income taxes | $4,154,000 | 627 |
| Income before extraordinary items | $6,892,000 | 758 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,892,000 | 789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $2,050,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 847 |
| Net operating income | $5,848,800 | 850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,319,000 | 938 |
| Total interest expense | $21,793,000 | 853 |
| Net interest income | $18,526,000 | 1,000 |
| Provision for loan and lease losses | $874,000 | 2,030 |
| Total noninterest income | $1,025,000 | 3,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,025,000 | 1,963 |
| Total noninterest expense | $8,765,000 | 1,732 |
| Salaries and employee benefits | $5,304,000 | 1,273 |
| Premises and equipment expense | $1,389,000 | 1,537 |
| Additional noninterest expense | $2,072,000 | 2,709 |
| Pre-tax net operating income | $9,912,000 | 640 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,564,000 | 664 |
| Income before extraordinary items | $6,348,000 | 746 |
| Extraordinary gains, net | $481,000 | 216 |
| Net income | $6,829,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 908 |
| Net operating income | $6,348,000 | 678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.