Home > Liberty Federal Savings Bank > Assets and Liabilities
Liberty Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 177 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $678,106,000 | 742 |
| Cash and due from depository institutions | $11,373,000 | 1,055 |
| Interest-bearing balances | $5,294,000 | 722 |
| Securities | $146,620,000 | 844 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $493,042,000 | 675 |
| Loan loss allowance | $3,203,000 | 1,258 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,235,000 | 2,433 |
| Other real estate owned | $807,000 | 1,055 |
| Goodwill and other intangibles | $151,000 | 2,277 |
| All other assets | $20,878,000 | 528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $678,106,000 | 742 |
| Total liabilities | $627,120,000 | 730 |
| Total deposits | $525,342,000 | 749 |
| Interest-bearing deposits | $511,136,000 | 676 |
| Deposits held in domestic offices | $525,342,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,900,000 | 513 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $42,506,000 | 648 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,372,000 | 842 |
| Total equity capital | $50,986,000 | 910 |
| Total bank equity capital | $50,986,000 | 910 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,306,000 | 1,149 |
| Surplus | $13,143,000 | 1,275 |
| Undivided profits | $34,537,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,753,000 | 809 |
| Earning assets | $646,956,000 | 725 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $665,173,000 | 734 |
| Average Assets, quarterly | $668,805,000 | 743 |
| Volatile liabilities | $148,328,000 | 684 |
| Insider loans | $275,000 | 7,035 |
| FHLB advances | $34,500,000 | 245 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,768,000 | 2,330 |
| Tier 1 (core) risk-based capital | $49,455,000 | 890 |
| Tier 2 risk-based capital | $3,160,000 | 1,071 |
| Total risk weighted assets | $348,332,000 | 886 |
| Total unused commitments | $16,768,000 | 2,343 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 148 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $677,193,000 | 774 |
| Cash and due from depository institutions | $13,852,000 | 1,290 |
| Interest-bearing balances | $5,874,000 | 828 |
| Securities | $127,117,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $513,324,000 | 669 |
| Loan loss allowance | $3,538,000 | 1,208 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,277,000 | 2,353 |
| Other real estate owned | $0 | 1,290 |
| Goodwill and other intangibles | $174,000 | 2,091 |
| All other assets | $19,449,000 | 591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $677,193,000 | 774 |
| Total liabilities | $623,270,000 | 767 |
| Total deposits | $492,841,000 | 822 |
| Interest-bearing deposits | $492,841,000 | 726 |
| Deposits held in domestic offices | $492,841,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,500,000 | 516 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $70,584,000 | 467 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,345,000 | 872 |
| Total equity capital | $53,923,000 | 891 |
| Total bank equity capital | $53,923,000 | 891 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,306,000 | 1,163 |
| Surplus | $12,956,000 | 1,296 |
| Undivided profits | $37,661,000 | 704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,513,000 | 917 |
| Earning assets | $646,315,000 | 748 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $627,413,000 | 804 |
| Average Assets, quarterly | $669,346,500 | 772 |
| Volatile liabilities | $166,464,000 | 619 |
| Insider loans | $288,000 | 7,152 |
| FHLB advances | $64,000,000 | 167 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,937,000 | 2,710 |
| Tier 1 (core) risk-based capital | $51,206,000 | 877 |
| Tier 2 risk-based capital | $3,378,000 | 1,020 |
| Total risk weighted assets | $352,871,000 | 874 |
| Total unused commitments | $12,937,000 | 2,721 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 142 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $593,044,000 | 830 |
| Cash and due from depository institutions | $10,652,000 | 1,391 |
| Interest-bearing balances | $3,873,000 | 931 |
| Securities | $58,494,000 | 2,241 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $502,284,000 | 652 |
| Loan loss allowance | $3,682,000 | 1,169 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,141,000 | 2,360 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $198,000 | 1,931 |
| All other assets | $18,275,000 | 628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $593,044,000 | 830 |
| Total liabilities | $542,076,000 | 830 |
| Total deposits | $458,166,000 | 847 |
| Interest-bearing deposits | $448,561,000 | 764 |
| Deposits held in domestic offices | $458,166,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $78,511,000 | 433 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,399,000 | 877 |
| Total equity capital | $50,968,000 | 859 |
| Total bank equity capital | $50,968,000 | 859 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,306,000 | 1,171 |
| Surplus | $12,745,000 | 1,245 |
| Undivided profits | $34,917,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 2,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,266,000 | 885 |
| Earning assets | $564,651,000 | 808 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $558,363,200 | 850 |
| Average Assets, quarterly | $589,376,000 | 831 |
| Volatile liabilities | $115,445,000 | 748 |
| Insider loans | $197,000 | 8,213 |
| FHLB advances | $62,000,000 | 170 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,086,000 | 4,374 |
| Tier 1 (core) risk-based capital | $47,622,000 | 895 |
| Tier 2 risk-based capital | $3,522,000 | 963 |
| Total risk weighted assets | $320,387,000 | 915 |
| Total unused commitments | $6,086,000 | 4,381 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 143 | 1,475 |
| Assets and Liabilities | ||
| Total Assets: | $522,621,000 | 930 |
| Cash and due from depository institutions | $31,956,000 | 1,475 |
| Interest-bearing balances | $24,815,000 | 250 |
| Securities | $57,249,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $410,957,000 | 749 |
| Loan loss allowance | $3,675,000 | 1,245 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,084,000 | 2,381 |
| Other real estate owned | $0 | 1,475 |
| Goodwill and other intangibles | $221,000 | 1,781 |
| All other assets | $17,154,000 | 636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,621,000 | 930 |
| Total liabilities | $460,326,000 | 959 |
| Total deposits | $444,785,000 | 904 |
| Interest-bearing deposits | $436,868,000 | 812 |
| Deposits held in domestic offices | $444,785,000 | 893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,889,000 | 1,016 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,652,000 | 991 |
| Total equity capital | $62,295,000 | 698 |
| Total bank equity capital | $62,295,000 | 698 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,306,000 | 1,168 |
| Surplus | $12,487,000 | 1,191 |
| Undivided profits | $46,502,000 | 494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,538,000 | 2,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,892,000 | 916 |
| Earning assets | $495,021,000 | 902 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $519,466,400 | 913 |
| Average Assets, quarterly | $526,623,500 | 916 |
| Volatile liabilities | $49,297,000 | 1,209 |
| Insider loans | $214,000 | 8,146 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,780,000 | 2,595 |
| Tier 1 (core) risk-based capital | $58,080,000 | 719 |
| Tier 2 risk-based capital | $3,466,000 | 973 |
| Total risk weighted assets | $277,250,000 | 1,024 |
| Total unused commitments | $12,780,000 | 2,619 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 134 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $499,994,000 | 996 |
| Cash and due from depository institutions | $9,937,000 | 1,615 |
| Interest-bearing balances | $2,642,000 | 2,295 |
| Securities | $66,396,000 | 2,033 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 10,630 |
| Net loans & leases | $403,848,000 | 768 |
| Loan loss allowance | $2,850,000 | 1,591 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,939,000 | 2,505 |
| Other real estate owned | $363,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $16,211,000 | 711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,994,000 | 996 |
| Total liabilities | $443,439,000 | 1,035 |
| Total deposits | $430,866,000 | 980 |
| Interest-bearing deposits | $422,673,000 | 898 |
| Deposits held in domestic offices | $430,866,000 | 970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,067,000 | 1,003 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,506,000 | 1,214 |
| Total equity capital | $56,555,000 | 721 |
| Total bank equity capital | $56,555,000 | 721 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,306,000 | 1,180 |
| Surplus | $12,361,000 | 1,158 |
| Undivided profits | $40,888,000 | 517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 3,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,053,000 | 940 |
| Earning assets | $473,186,000 | 960 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $492,124,200 | 997 |
| Average Assets, quarterly | $494,707,500 | 999 |
| Volatile liabilities | $40,280,000 | 1,385 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $44,880,000 | 1,025 |
| Tier 1 (core) risk-based capital | $52,361,000 | 748 |
| Tier 2 risk-based capital | $2,850,000 | 1,172 |
| Total risk weighted assets | $259,613,000 | 1,129 |
| Total unused commitments | $44,880,000 | 1,042 |
| Derivatives | $0 | 651 |