Home > Liberty Federal Bank > Income and Expense
Liberty Federal Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $139,413,000 | 333 |
| Total interest expense | $86,908,000 | 282 |
| Net interest income | $52,505,000 | 388 |
| Provision for loan and lease losses | $1,800,000 | 663 |
| Total noninterest income | $15,118,000 | 447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,118,000 | 342 |
| Total noninterest expense | $41,467,000 | 402 |
| Salaries and employee benefits | $20,783,000 | 356 |
| Premises and equipment expense | $10,592,000 | 240 |
| Additional noninterest expense | $10,092,000 | 576 |
| Pre-tax net operating income | $24,356,000 | 388 |
| Securities gains (losses) | $-6,468,000 | 9,849 |
| Applicable income taxes | $5,437,000 | 522 |
| Income before extraordinary items | $12,451,000 | 477 |
| Extraordinary gains, net | $5,699,000 | 3 |
| Net income | $18,150,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,153 |
| Cash dividends | $9,563,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,978,600 | 369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $130,688,000 | 332 |
| Total interest expense | $79,524,000 | 266 |
| Net interest income | $51,164,000 | 413 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $21,016,000 | 379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $21,016,000 | 293 |
| Total noninterest expense | $47,702,000 | 370 |
| Salaries and employee benefits | $26,296,000 | 306 |
| Premises and equipment expense | $9,951,000 | 251 |
| Additional noninterest expense | $11,455,000 | 548 |
| Pre-tax net operating income | $24,278,000 | 415 |
| Securities gains (losses) | $346,000 | 418 |
| Applicable income taxes | $7,571,000 | 444 |
| Income before extraordinary items | $17,053,000 | 408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,053,000 | 408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,119 |
| Cash dividends | $40,100,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,814,260 | 403 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $135,673,000 | 307 |
| Total interest expense | $85,100,000 | 250 |
| Net interest income | $50,573,000 | 401 |
| Provision for loan and lease losses | $262,000 | 2,911 |
| Total noninterest income | $22,887,000 | 343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $22,887,000 | 269 |
| Total noninterest expense | $49,653,000 | 350 |
| Salaries and employee benefits | $28,710,000 | 268 |
| Premises and equipment expense | $9,939,000 | 249 |
| Additional noninterest expense | $11,004,000 | 555 |
| Pre-tax net operating income | $23,545,000 | 389 |
| Securities gains (losses) | $2,000,000 | 231 |
| Applicable income taxes | $9,612,000 | 351 |
| Income before extraordinary items | $15,933,000 | 398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $15,933,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,082 |
| Cash dividends | $3,200,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,653,000 | 403 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $91,611,000 | 431 |
| Total interest expense | $56,456,000 | 359 |
| Net interest income | $35,155,000 | 539 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $16,547,000 | 407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,547,000 | 295 |
| Total noninterest expense | $34,506,000 | 463 |
| Salaries and employee benefits | $19,262,000 | 368 |
| Premises and equipment expense | $7,012,000 | 331 |
| Additional noninterest expense | $8,232,000 | 675 |
| Pre-tax net operating income | $17,196,000 | 513 |
| Securities gains (losses) | $233,000 | 645 |
| Applicable income taxes | $6,747,000 | 490 |
| Income before extraordinary items | $10,682,000 | 561 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,682,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,367 |
| Cash dividends | $1,600,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,532,880 | 554 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $44,501,000 | 809 |
| Total interest expense | $28,091,000 | 650 |
| Net interest income | $16,410,000 | 1,109 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $13,343,000 | 489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $13,343,000 | 362 |
| Total noninterest expense | $25,601,000 | 637 |
| Salaries and employee benefits | $13,039,000 | 546 |
| Premises and equipment expense | $4,293,000 | 531 |
| Additional noninterest expense | $8,269,000 | 779 |
| Pre-tax net operating income | $4,152,000 | 1,733 |
| Securities gains (losses) | $246,000 | 619 |
| Applicable income taxes | $1,022,000 | 2,313 |
| Income before extraordinary items | $3,376,000 | 1,458 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,376,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,299 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,186,580 | 1,529 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $45,879,000 | 814 |
| Total interest expense | $29,525,000 | 651 |
| Net interest income | $16,354,000 | 1,125 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $6,540,000 | 798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,540,000 | 557 |
| Total noninterest expense | $15,725,000 | 970 |
| Salaries and employee benefits | $8,353,000 | 833 |
| Premises and equipment expense | $3,302,000 | 692 |
| Additional noninterest expense | $4,070,000 | 1,319 |
| Pre-tax net operating income | $6,969,000 | 1,115 |
| Securities gains (losses) | $457,000 | 379 |
| Applicable income taxes | $2,950,000 | 933 |
| Income before extraordinary items | $4,476,000 | 1,182 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,476,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,590 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,183,520 | 1,248 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $39,018,000 | 844 |
| Total interest expense | $20,916,000 | 688 |
| Net interest income | $18,102,000 | 1,020 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $4,398,000 | 1,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,398,000 | 685 |
| Total noninterest expense | $14,929,000 | 1,018 |
| Salaries and employee benefits | $8,085,000 | 847 |
| Premises and equipment expense | $3,002,000 | 764 |
| Additional noninterest expense | $3,842,000 | 1,460 |
| Pre-tax net operating income | $7,436,000 | 1,025 |
| Securities gains (losses) | $274,000 | 403 |
| Applicable income taxes | $2,976,000 | 875 |
| Income before extraordinary items | $4,734,000 | 1,070 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,734,000 | 1,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 578 |
| Net operating income | $4,558,640 | 1,122 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,754,000 | 955 |
| Total interest expense | $17,499,000 | 804 |
| Net interest income | $16,255,000 | 1,125 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $4,775,000 | 1,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,775,000 | 691 |
| Total noninterest expense | $14,261,000 | 1,102 |
| Salaries and employee benefits | $7,632,000 | 896 |
| Premises and equipment expense | $2,727,000 | 836 |
| Additional noninterest expense | $3,902,000 | 1,553 |
| Pre-tax net operating income | $6,519,000 | 1,077 |
| Securities gains (losses) | $1,215,000 | 465 |
| Applicable income taxes | $3,114,000 | 833 |
| Income before extraordinary items | $4,620,000 | 1,128 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,620,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 676 |
| Net operating income | $3,842,400 | 1,236 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,436,000 | 1,012 |
| Total interest expense | $22,445,000 | 825 |
| Net interest income | $13,991,000 | 1,323 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $4,304,000 | 1,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,304,000 | 749 |
| Total noninterest expense | $14,330,000 | 1,106 |
| Salaries and employee benefits | $7,245,000 | 943 |
| Premises and equipment expense | $2,759,000 | 861 |
| Additional noninterest expense | $4,326,000 | 1,511 |
| Pre-tax net operating income | $3,875,000 | 1,601 |
| Securities gains (losses) | $2,258,000 | 373 |
| Applicable income taxes | $2,112,000 | 1,070 |
| Income before extraordinary items | $4,021,000 | 1,162 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,021,000 | 1,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $16,658,000 | 60 |
| Net operating income | $2,530,720 | 1,659 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.