Home > Liberty Bell Bank > Income and Expense
Liberty Bell Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 3,192 |
| Total interest expense | $948,000 | 2,638 |
| Net interest income | $5,799,000 | 3,248 |
| Provision for loan and lease losses | $428,000 | 1,593 |
| Total noninterest income | $151,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $50,000 | 4,974 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $101,000 | 4,775 |
| Total noninterest expense | $5,266,000 | 3,006 |
| Salaries and employee benefits | $2,377,000 | 3,424 |
| Premises and equipment expense | $800,000 | 2,452 |
| Additional noninterest expense | $2,089,000 | 2,574 |
| Pre-tax net operating income | $256,000 | 5,107 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-17,000 | 5,472 |
| Income before extraordinary items | $273,000 | 4,900 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $273,000 | 4,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $273,000 | 4,900 |
| Net charge-offs | $477,000 | 1,125 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $273,000 | 4,894 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 3,242 |
| Total interest expense | $700,000 | 2,643 |
| Net interest income | $4,273,000 | 3,302 |
| Provision for loan and lease losses | $355,000 | 1,467 |
| Total noninterest income | $114,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $39,000 | 4,991 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $75,000 | 4,840 |
| Total noninterest expense | $3,870,000 | 3,053 |
| Salaries and employee benefits | $1,782,000 | 3,437 |
| Premises and equipment expense | $598,000 | 2,478 |
| Additional noninterest expense | $1,490,000 | 2,673 |
| Pre-tax net operating income | $162,000 | 5,245 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-17,000 | 5,605 |
| Income before extraordinary items | $179,000 | 5,175 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $179,000 | 5,174 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $179,000 | 5,175 |
| Net charge-offs | $400,000 | 935 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $179,000 | 5,157 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 3,262 |
| Total interest expense | $450,000 | 2,664 |
| Net interest income | $2,827,000 | 3,314 |
| Provision for loan and lease losses | $325,000 | 1,128 |
| Total noninterest income | $76,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $29,000 | 4,945 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $47,000 | 4,907 |
| Total noninterest expense | $2,552,000 | 3,089 |
| Salaries and employee benefits | $1,194,000 | 3,451 |
| Premises and equipment expense | $400,000 | 2,481 |
| Additional noninterest expense | $958,000 | 2,751 |
| Pre-tax net operating income | $26,000 | 5,499 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-17,000 | 5,662 |
| Income before extraordinary items | $43,000 | 5,454 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $43,000 | 5,453 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $43,000 | 5,454 |
| Net charge-offs | $315,000 | 805 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $43,000 | 5,452 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 3,265 |
| Total interest expense | $227,000 | 2,626 |
| Net interest income | $1,414,000 | 3,313 |
| Provision for loan and lease losses | $64,000 | 1,845 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $26,000 | 4,873 |
| Total noninterest expense | $1,300,000 | 3,093 |
| Salaries and employee benefits | $589,000 | 3,521 |
| Premises and equipment expense | $208,000 | 2,453 |
| Additional noninterest expense | $503,000 | 2,660 |
| Pre-tax net operating income | $91,000 | 5,031 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-15,000 | 5,721 |
| Income before extraordinary items | $106,000 | 4,820 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $106,000 | 4,820 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $106,000 | 4,820 |
| Net charge-offs | $106,000 | 903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $106,000 | 4,809 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 3,369 |
| Total interest expense | $899,000 | 2,600 |
| Net interest income | $5,264,000 | 3,467 |
| Provision for loan and lease losses | $95,000 | 3,197 |
| Total noninterest income | $186,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $79,000 | 4,788 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $107,000 | 4,921 |
| Total noninterest expense | $5,202,000 | 3,109 |
| Salaries and employee benefits | $2,329,000 | 3,544 |
| Premises and equipment expense | $813,000 | 2,469 |
| Additional noninterest expense | $2,060,000 | 2,699 |
| Pre-tax net operating income | $153,000 | 5,405 |
| Securities gains (losses) | $72,000 | 1,583 |
| Applicable income taxes | $23,000 | 3,822 |
| Income before extraordinary items | $202,000 | 5,323 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $202,000 | 5,322 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $202,000 | 5,322 |
| Net charge-offs | $239,000 | 1,754 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 5,818 |
| Net operating income | $137,200 | 5,395 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 3,375 |
| Total interest expense | $678,000 | 2,591 |
| Net interest income | $3,963,000 | 3,470 |
| Provision for loan and lease losses | $55,000 | 3,255 |
| Total noninterest income | $138,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $59,000 | 4,836 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $79,000 | 4,974 |
| Total noninterest expense | $3,960,000 | 3,079 |
| Salaries and employee benefits | $1,750,000 | 3,533 |
| Premises and equipment expense | $617,000 | 2,457 |
| Additional noninterest expense | $1,593,000 | 2,651 |
| Pre-tax net operating income | $86,000 | 5,541 |
| Securities gains (losses) | $72,000 | 1,491 |
| Applicable income taxes | $23,000 | 3,827 |
| Income before extraordinary items | $135,000 | 5,441 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $135,000 | 5,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $135,000 | 5,441 |
| Net charge-offs | $-76,000 | 5,500 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 5,904 |
| Net operating income | $73,800 | 5,555 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 3,384 |
| Total interest expense | $458,000 | 2,573 |
| Net interest income | $2,655,000 | 3,471 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $92,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $37,000 | 4,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 4,984 |
| Total noninterest expense | $2,688,000 | 3,065 |
| Salaries and employee benefits | $1,181,000 | 3,537 |
| Premises and equipment expense | $415,000 | 2,448 |
| Additional noninterest expense | $1,092,000 | 2,601 |
| Pre-tax net operating income | $29,000 | 5,682 |
| Securities gains (losses) | $68,000 | 1,222 |
| Applicable income taxes | $20,000 | 3,765 |
| Income before extraordinary items | $77,000 | 5,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,549 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $77,000 | 5,550 |
| Net charge-offs | $-38,000 | 5,418 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 5,986 |
| Net operating income | $23,280 | 5,691 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 3,388 |
| Total interest expense | $226,000 | 2,611 |
| Net interest income | $1,340,000 | 3,461 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $47,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $27,000 | 5,014 |
| Total noninterest expense | $1,370,000 | 3,045 |
| Salaries and employee benefits | $602,000 | 3,519 |
| Premises and equipment expense | $207,000 | 2,481 |
| Additional noninterest expense | $561,000 | 2,530 |
| Pre-tax net operating income | $2,000 | 5,766 |
| Securities gains (losses) | $59,000 | 752 |
| Applicable income taxes | $11,000 | 3,724 |
| Income before extraordinary items | $50,000 | 5,467 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $50,000 | 5,466 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $50,000 | 5,466 |
| Net charge-offs | $-11,000 | 5,222 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 6,073 |
| Net operating income | $1,620 | 5,775 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 3,420 |
| Total interest expense | $855,000 | 2,691 |
| Net interest income | $5,196,000 | 3,498 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $253,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $76,000 | 5,012 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $177,000 | 4,588 |
| Total noninterest expense | $5,293,000 | 3,097 |
| Salaries and employee benefits | $2,437,000 | 3,472 |
| Premises and equipment expense | $928,000 | 2,292 |
| Additional noninterest expense | $1,928,000 | 2,865 |
| Pre-tax net operating income | $116,000 | 5,640 |
| Securities gains (losses) | $29,000 | 2,012 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $143,000 | 5,601 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $143,000 | 5,603 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $143,000 | 5,604 |
| Net charge-offs | $129,000 | 2,415 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $415,000 | 329 |
| Net operating income | $114,290 | 5,625 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 3,445 |
| Total interest expense | $632,000 | 2,754 |
| Net interest income | $3,931,000 | 3,513 |
| Provision for loan and lease losses | $40,000 | 3,461 |
| Total noninterest income | $206,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $57,000 | 5,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,495 |
| Total noninterest expense | $3,995,000 | 3,112 |
| Salaries and employee benefits | $1,847,000 | 3,452 |
| Premises and equipment expense | $710,000 | 2,292 |
| Additional noninterest expense | $1,438,000 | 2,878 |
| Pre-tax net operating income | $102,000 | 5,722 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $100,000 | 5,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 5,732 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $100,000 | 5,732 |
| Net charge-offs | $150,000 | 1,800 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $100,000 | 5,690 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 3,455 |
| Total interest expense | $416,000 | 2,799 |
| Net interest income | $2,632,000 | 3,507 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $94,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,081 |
| Total noninterest expense | $2,690,000 | 3,117 |
| Salaries and employee benefits | $1,246,000 | 3,459 |
| Premises and equipment expense | $484,000 | 2,267 |
| Additional noninterest expense | $960,000 | 2,897 |
| Pre-tax net operating income | $26,000 | 5,901 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $24,000 | 5,947 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 5,948 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $24,000 | 5,949 |
| Net charge-offs | $38,000 | 2,539 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $24,000 | 5,906 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 3,492 |
| Total interest expense | $209,000 | 2,807 |
| Net interest income | $1,291,000 | 3,557 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $64,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $1,351,000 | 3,117 |
| Salaries and employee benefits | $632,000 | 3,455 |
| Premises and equipment expense | $241,000 | 2,311 |
| Additional noninterest expense | $478,000 | 2,880 |
| Pre-tax net operating income | $4,000 | 5,979 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $4,000 | 6,020 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,000 | 6,021 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $4,000 | 6,021 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $4,000 | 5,979 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,620 |
| Total interest expense | $880,000 | 2,841 |
| Net interest income | $4,871,000 | 3,718 |
| Provision for loan and lease losses | $1,757,000 | 529 |
| Total noninterest income | $-395,000 | 6,477 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $86,000 | 5,186 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-481,000 | 6,464 |
| Total noninterest expense | $6,653,000 | 2,709 |
| Salaries and employee benefits | $2,613,000 | 3,388 |
| Premises and equipment expense | $1,022,000 | 2,202 |
| Additional noninterest expense | $3,018,000 | 2,028 |
| Pre-tax net operating income | $-3,934,000 | 6,479 |
| Securities gains (losses) | $-14,000 | 6,087 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $-3,950,000 | 6,470 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-3,950,000 | 6,469 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,950,000 | 6,469 |
| Net charge-offs | $1,620,000 | 617 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $4,846,000 | 80 |
| Net operating income | $-3,936,000 | 6,471 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 3,638 |
| Total interest expense | $674,000 | 2,842 |
| Net interest income | $3,669,000 | 3,730 |
| Provision for loan and lease losses | $1,137,000 | 594 |
| Total noninterest income | $-391,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $65,000 | 5,246 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-456,000 | 6,550 |
| Total noninterest expense | $4,506,000 | 2,919 |
| Salaries and employee benefits | $1,939,000 | 3,422 |
| Premises and equipment expense | $776,000 | 2,201 |
| Additional noninterest expense | $1,791,000 | 2,517 |
| Pre-tax net operating income | $-2,365,000 | 6,543 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $27,000 | 3,902 |
| Income before extraordinary items | $-2,392,000 | 6,536 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,392,000 | 6,535 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,392,000 | 6,535 |
| Net charge-offs | $1,135,000 | 608 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $4,846,000 | 66 |
| Net operating income | $-2,392,000 | 6,539 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 3,568 |
| Total interest expense | $453,000 | 2,847 |
| Net interest income | $2,541,000 | 3,631 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $-289,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-331,000 | 6,630 |
| Total noninterest expense | $2,966,000 | 2,967 |
| Salaries and employee benefits | $1,234,000 | 3,546 |
| Premises and equipment expense | $520,000 | 2,201 |
| Additional noninterest expense | $1,212,000 | 2,465 |
| Pre-tax net operating income | $-924,000 | 6,571 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $18,000 | 3,902 |
| Income before extraordinary items | $-942,000 | 6,572 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-942,000 | 6,572 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-942,000 | 6,572 |
| Net charge-offs | $219,000 | 1,510 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $4,846,000 | 45 |
| Net operating income | $-942,000 | 6,571 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,604 |
| Total interest expense | $231,000 | 2,841 |
| Net interest income | $1,254,000 | 3,676 |
| Provision for loan and lease losses | $143,000 | 1,342 |
| Total noninterest income | $-129,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-150,000 | 6,678 |
| Total noninterest expense | $1,422,000 | 3,083 |
| Salaries and employee benefits | $583,000 | 3,706 |
| Premises and equipment expense | $260,000 | 2,233 |
| Additional noninterest expense | $579,000 | 2,567 |
| Pre-tax net operating income | $-440,000 | 6,620 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $-449,000 | 6,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-449,000 | 6,624 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-449,000 | 6,624 |
| Net charge-offs | $62,000 | 1,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-449,000 | 6,622 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,652,000 | 3,398 |
| Total interest expense | $1,280,000 | 2,445 |
| Net interest income | $5,372,000 | 3,538 |
| Provision for loan and lease losses | $2,791,000 | 465 |
| Total noninterest income | $-89,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $96,000 | 5,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-185,000 | 6,670 |
| Total noninterest expense | $5,670,000 | 3,107 |
| Salaries and employee benefits | $2,394,000 | 3,646 |
| Premises and equipment expense | $1,156,000 | 1,981 |
| Additional noninterest expense | $2,120,000 | 2,850 |
| Pre-tax net operating income | $-3,178,000 | 6,723 |
| Securities gains (losses) | $183,000 | 945 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $-2,997,000 | 6,721 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,997,000 | 6,721 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,997,000 | 6,721 |
| Net charge-offs | $2,947,000 | 550 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 867 |
| Net operating income | $-3,180,000 | 6,722 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 3,373 |
| Total interest expense | $991,000 | 2,461 |
| Net interest income | $4,083,000 | 3,517 |
| Provision for loan and lease losses | $2,560,000 | 391 |
| Total noninterest income | $103,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $72,000 | 5,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 6,043 |
| Total noninterest expense | $4,147,000 | 3,173 |
| Salaries and employee benefits | $1,828,000 | 3,631 |
| Premises and equipment expense | $867,000 | 1,992 |
| Additional noninterest expense | $1,452,000 | 3,050 |
| Pre-tax net operating income | $-2,521,000 | 6,816 |
| Securities gains (losses) | $183,000 | 861 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $-2,340,000 | 6,810 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,340,000 | 6,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,340,000 | 6,811 |
| Net charge-offs | $2,701,000 | 464 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 800 |
| Net operating income | $-2,523,000 | 6,811 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 3,356 |
| Total interest expense | $671,000 | 2,481 |
| Net interest income | $2,737,000 | 3,506 |
| Provision for loan and lease losses | $2,551,000 | 290 |
| Total noninterest income | $51,000 | 6,300 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $48,000 | 5,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,537 |
| Total noninterest expense | $2,787,000 | 3,162 |
| Salaries and employee benefits | $1,257,000 | 3,560 |
| Premises and equipment expense | $578,000 | 1,996 |
| Additional noninterest expense | $952,000 | 3,073 |
| Pre-tax net operating income | $-2,550,000 | 6,890 |
| Securities gains (losses) | $183,000 | 785 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $-2,379,000 | 6,888 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,379,000 | 6,889 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,379,000 | 6,889 |
| Net charge-offs | $2,712,000 | 353 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 752 |
| Net operating income | $-2,562,000 | 6,883 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 3,355 |
| Total interest expense | $339,000 | 2,516 |
| Net interest income | $1,384,000 | 3,493 |
| Provision for loan and lease losses | $9,000 | 4,036 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $1,386,000 | 3,191 |
| Salaries and employee benefits | $644,000 | 3,536 |
| Premises and equipment expense | $294,000 | 1,996 |
| Additional noninterest expense | $448,000 | 3,229 |
| Pre-tax net operating income | $51,000 | 5,831 |
| Securities gains (losses) | $156,000 | 552 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $201,000 | 4,265 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $201,000 | 4,268 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $201,000 | 4,267 |
| Net charge-offs | $146,000 | 1,605 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $49,680 | 5,779 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,322 |
| Total interest expense | $1,716,000 | 2,442 |
| Net interest income | $5,659,000 | 3,509 |
| Provision for loan and lease losses | $1,850,000 | 1,137 |
| Total noninterest income | $-1,074,000 | 7,026 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $151,000 | 4,766 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,225,000 | 7,011 |
| Total noninterest expense | $6,120,000 | 2,984 |
| Salaries and employee benefits | $2,713,000 | 3,353 |
| Premises and equipment expense | $1,248,000 | 1,885 |
| Additional noninterest expense | $2,159,000 | 2,913 |
| Pre-tax net operating income | $-3,385,000 | 6,901 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $-3,387,000 | 6,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,387,000 | 6,911 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,387,000 | 6,911 |
| Net charge-offs | $1,693,000 | 1,307 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $702,000 | 265 |
| Net operating income | $-3,387,000 | 6,895 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,331 |
| Total interest expense | $1,331,000 | 2,465 |
| Net interest income | $4,331,000 | 3,522 |
| Provision for loan and lease losses | $1,580,000 | 1,037 |
| Total noninterest income | $-449,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-577,000 | 7,091 |
| Total noninterest expense | $4,630,000 | 2,980 |
| Salaries and employee benefits | $2,065,000 | 3,342 |
| Premises and equipment expense | $954,000 | 1,868 |
| Additional noninterest expense | $1,611,000 | 2,923 |
| Pre-tax net operating income | $-2,328,000 | 6,997 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $26,000 | 4,074 |
| Income before extraordinary items | $-2,354,000 | 7,018 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,354,000 | 7,015 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,354,000 | 7,017 |
| Net charge-offs | $1,014,000 | 1,455 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,354,000 | 7,005 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 3,317 |
| Total interest expense | $899,000 | 2,527 |
| Net interest income | $2,926,000 | 3,498 |
| Provision for loan and lease losses | $740,000 | 1,373 |
| Total noninterest income | $105,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,709 |
| Total noninterest expense | $3,034,000 | 3,031 |
| Salaries and employee benefits | $1,353,000 | 3,404 |
| Premises and equipment expense | $643,000 | 1,844 |
| Additional noninterest expense | $1,038,000 | 3,031 |
| Pre-tax net operating income | $-743,000 | 6,908 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $18,000 | 4,034 |
| Income before extraordinary items | $-761,000 | 6,950 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-761,000 | 6,949 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-761,000 | 6,950 |
| Net charge-offs | $607,000 | 1,589 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-761,000 | 6,926 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 3,290 |
| Total interest expense | $461,000 | 2,555 |
| Net interest income | $1,486,000 | 3,484 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $1,452,000 | 3,134 |
| Salaries and employee benefits | $678,000 | 3,423 |
| Premises and equipment expense | $326,000 | 1,818 |
| Additional noninterest expense | $448,000 | 3,365 |
| Pre-tax net operating income | $44,000 | 6,000 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $35,000 | 6,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $35,000 | 6,152 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $35,000 | 6,153 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $35,000 | 6,022 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 3,337 |
| Total interest expense | $1,969,000 | 2,811 |
| Net interest income | $6,007,000 | 3,463 |
| Provision for loan and lease losses | $390,000 | 3,790 |
| Total noninterest income | $109,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $140,000 | 5,013 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-31,000 | 6,784 |
| Total noninterest expense | $5,915,000 | 3,097 |
| Salaries and employee benefits | $2,660,000 | 3,400 |
| Premises and equipment expense | $1,314,000 | 1,894 |
| Additional noninterest expense | $1,941,000 | 3,218 |
| Pre-tax net operating income | $-189,000 | 6,226 |
| Securities gains (losses) | $298,000 | 1,145 |
| Applicable income taxes | $35,000 | 3,902 |
| Income before extraordinary items | $74,000 | 5,958 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $74,000 | 5,960 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $74,000 | 5,960 |
| Net charge-offs | $819,000 | 2,602 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $641,000 | 381 |
| Net operating income | $-128,640 | 6,205 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 3,361 |
| Total interest expense | $1,492,000 | 2,880 |
| Net interest income | $4,517,000 | 3,465 |
| Provision for loan and lease losses | $260,000 | 3,812 |
| Total noninterest income | $214,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $99,000 | 5,136 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $115,000 | 4,924 |
| Total noninterest expense | $4,267,000 | 3,202 |
| Salaries and employee benefits | $2,013,000 | 3,378 |
| Premises and equipment expense | $979,000 | 1,910 |
| Additional noninterest expense | $1,275,000 | 3,538 |
| Pre-tax net operating income | $204,000 | 5,459 |
| Securities gains (losses) | $35,000 | 2,561 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $237,000 | 5,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 5,344 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $237,000 | 5,344 |
| Net charge-offs | $451,000 | 2,782 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 318 |
| Net operating income | $202,350 | 5,343 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,376 |
| Total interest expense | $1,022,000 | 2,909 |
| Net interest income | $3,004,000 | 3,479 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $142,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,854 |
| Total noninterest expense | $2,859,000 | 3,218 |
| Salaries and employee benefits | $1,355,000 | 3,375 |
| Premises and equipment expense | $644,000 | 1,962 |
| Additional noninterest expense | $860,000 | 3,562 |
| Pre-tax net operating income | $87,000 | 5,755 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $87,000 | 5,782 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,781 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $87,000 | 5,782 |
| Net charge-offs | $454,000 | 2,246 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $629,000 | 199 |
| Net operating income | $87,000 | 5,705 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 3,369 |
| Total interest expense | $524,000 | 2,930 |
| Net interest income | $1,502,000 | 3,462 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $1,415,000 | 3,256 |
| Salaries and employee benefits | $679,000 | 3,390 |
| Premises and equipment expense | $316,000 | 2,031 |
| Additional noninterest expense | $420,000 | 3,614 |
| Pre-tax net operating income | $36,000 | 5,929 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $492,000 | 1,346 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $634,000 | 121 |
| Net operating income | $36,000 | 5,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 3,451 |
| Total interest expense | $2,615,000 | 2,884 |
| Net interest income | $5,673,000 | 3,629 |
| Provision for loan and lease losses | $575,000 | 3,927 |
| Total noninterest income | $208,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $155,000 | 4,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $5,285,000 | 3,447 |
| Salaries and employee benefits | $2,663,000 | 3,427 |
| Premises and equipment expense | $1,211,000 | 2,086 |
| Additional noninterest expense | $1,411,000 | 4,172 |
| Pre-tax net operating income | $21,000 | 5,702 |
| Securities gains (losses) | $185,000 | 1,651 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $206,000 | 5,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $206,000 | 5,261 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $206,000 | 5,261 |
| Net charge-offs | $216,000 | 4,690 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 735 |
| Net operating income | $21,000 | 5,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 3,515 |
| Total interest expense | $2,025,000 | 2,922 |
| Net interest income | $4,216,000 | 3,690 |
| Provision for loan and lease losses | $365,000 | 4,043 |
| Total noninterest income | $157,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $111,000 | 5,015 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $3,991,000 | 3,424 |
| Salaries and employee benefits | $2,019,000 | 3,412 |
| Premises and equipment expense | $919,000 | 2,085 |
| Additional noninterest expense | $1,053,000 | 4,164 |
| Pre-tax net operating income | $17,000 | 5,916 |
| Securities gains (losses) | $185,000 | 1,433 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $202,000 | 5,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $202,000 | 5,290 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $202,000 | 5,291 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 605 |
| Net operating income | $17,000 | 5,936 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 3,539 |
| Total interest expense | $1,380,000 | 2,974 |
| Net interest income | $2,788,000 | 3,722 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $109,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $71,000 | 5,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $2,649,000 | 3,453 |
| Salaries and employee benefits | $1,341,000 | 3,448 |
| Premises and equipment expense | $611,000 | 2,116 |
| Additional noninterest expense | $697,000 | 4,186 |
| Pre-tax net operating income | $28,000 | 5,933 |
| Securities gains (losses) | $72,000 | 1,646 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $100,000 | 5,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,545 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $100,000 | 5,544 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 459 |
| Net operating income | $28,000 | 5,937 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 3,611 |
| Total interest expense | $708,000 | 3,037 |
| Net interest income | $1,366,000 | 3,798 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $62,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $1,314,000 | 3,517 |
| Salaries and employee benefits | $673,000 | 3,497 |
| Premises and equipment expense | $304,000 | 2,177 |
| Additional noninterest expense | $337,000 | 4,269 |
| Pre-tax net operating income | $-6,000 | 6,304 |
| Securities gains (losses) | $72,000 | 947 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $66,000 | 5,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $66,000 | 5,455 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 305 |
| Net operating income | $-6,000 | 6,331 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 3,634 |
| Total interest expense | $3,697,000 | 2,921 |
| Net interest income | $4,896,000 | 4,003 |
| Provision for loan and lease losses | $610,000 | 4,229 |
| Total noninterest income | $315,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $130,000 | 5,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $185,000 | 4,766 |
| Total noninterest expense | $5,114,000 | 3,619 |
| Salaries and employee benefits | $2,449,000 | 3,749 |
| Premises and equipment expense | $1,229,000 | 2,171 |
| Additional noninterest expense | $1,436,000 | 4,205 |
| Pre-tax net operating income | $-513,000 | 5,992 |
| Securities gains (losses) | $98,000 | 2,159 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-415,000 | 6,025 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-415,000 | 6,023 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-415,000 | 6,024 |
| Net charge-offs | $516,000 | 3,742 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,170 |
| Net operating income | $-513,000 | 6,085 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 3,697 |
| Total interest expense | $2,866,000 | 2,961 |
| Net interest income | $3,550,000 | 4,087 |
| Provision for loan and lease losses | $460,000 | 3,929 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $107,000 | 5,290 |
| Total noninterest expense | $3,766,000 | 3,672 |
| Salaries and employee benefits | $1,821,000 | 3,817 |
| Premises and equipment expense | $916,000 | 2,206 |
| Additional noninterest expense | $1,029,000 | 4,292 |
| Pre-tax net operating income | $-477,000 | 6,314 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-477,000 | 6,409 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-477,000 | 6,410 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-477,000 | 6,409 |
| Net charge-offs | $516,000 | 3,000 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,089 |
| Net operating income | $-477,000 | 6,403 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 3,734 |
| Total interest expense | $1,939,000 | 3,041 |
| Net interest income | $2,323,000 | 4,112 |
| Provision for loan and lease losses | $202,000 | 4,306 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $79,000 | 5,184 |
| Total noninterest expense | $2,456,000 | 3,780 |
| Salaries and employee benefits | $1,194,000 | 3,917 |
| Premises and equipment expense | $602,000 | 2,263 |
| Additional noninterest expense | $660,000 | 4,431 |
| Pre-tax net operating income | $-199,000 | 6,274 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-199,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-199,000 | 6,380 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-199,000 | 6,380 |
| Net charge-offs | $194,000 | 3,456 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,056 |
| Net operating income | $-199,000 | 6,364 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,756 |
| Total interest expense | $982,000 | 3,100 |
| Net interest income | $1,158,000 | 4,123 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $1,132,000 | 3,939 |
| Salaries and employee benefits | $596,000 | 3,938 |
| Premises and equipment expense | $288,000 | 2,377 |
| Additional noninterest expense | $248,000 | 4,973 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $12,000 | 6,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 6,256 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $12,000 | 6,256 |
| Net charge-offs | $194,000 | 2,165 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $12,000 | 6,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,673,000 | 3,901 |
| Total interest expense | $4,461,000 | 3,245 |
| Net interest income | $4,212,000 | 4,415 |
| Provision for loan and lease losses | $516,000 | 3,755 |
| Total noninterest income | $185,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $136,000 | 5,478 |
| Total noninterest expense | $4,214,000 | 4,084 |
| Salaries and employee benefits | $2,183,000 | 4,166 |
| Premises and equipment expense | $938,000 | 2,778 |
| Additional noninterest expense | $1,093,000 | 4,554 |
| Pre-tax net operating income | $-333,000 | 6,653 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $-9,000 | 6,786 |
| Income before extraordinary items | $-315,000 | 6,584 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-315,000 | 6,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 1,145 |
| Net operating income | $-323,730 | 6,734 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 3,969 |
| Total interest expense | $3,427,000 | 3,288 |
| Net interest income | $3,081,000 | 4,539 |
| Provision for loan and lease losses | $290,000 | 3,611 |
| Total noninterest income | $147,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $38,000 | 6,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $3,056,000 | 4,163 |
| Salaries and employee benefits | $1,628,000 | 4,211 |
| Premises and equipment expense | $681,000 | 2,876 |
| Additional noninterest expense | $747,000 | 4,753 |
| Pre-tax net operating income | $-118,000 | 6,937 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $-4,000 | 7,264 |
| Income before extraordinary items | $-105,000 | 6,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-105,000 | 6,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,002 |
| Net operating income | $-113,640 | 6,980 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 4,032 |
| Total interest expense | $2,377,000 | 3,301 |
| Net interest income | $1,946,000 | 4,706 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $1,980,000 | 4,263 |
| Salaries and employee benefits | $1,078,000 | 4,270 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $450,000 | 5,066 |
| Pre-tax net operating income | $-179,000 | 7,303 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $-6,000 | 7,587 |
| Income before extraordinary items | $-164,000 | 7,353 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-164,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $-172,640 | 7,348 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 4,080 |
| Total interest expense | $1,219,000 | 3,409 |
| Net interest income | $968,000 | 4,733 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $963,000 | 4,350 |
| Salaries and employee benefits | $526,000 | 4,374 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $196,000 | 5,438 |
| Pre-tax net operating income | $-5,000 | 7,203 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-8,000 | 7,827 |
| Income before extraordinary items | $3,000 | 7,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 771 |
| Net operating income | $3,000 | 7,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 4,460 |
| Total interest expense | $4,199,000 | 3,892 |
| Net interest income | $3,532,000 | 5,004 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $154,000 | 7,097 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $124,000 | 5,886 |
| Total noninterest expense | $3,576,000 | 4,450 |
| Salaries and employee benefits | $1,922,000 | 4,522 |
| Premises and equipment expense | $889,000 | 2,831 |
| Additional noninterest expense | $765,000 | 5,493 |
| Pre-tax net operating income | $35,000 | 7,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $35,000 | 7,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $35,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,069 |
| Net operating income | $35,000 | 7,350 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,547 |
| Total interest expense | $3,048,000 | 3,971 |
| Net interest income | $2,613,000 | 5,056 |
| Provision for loan and lease losses | $35,000 | 5,456 |
| Total noninterest income | $111,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $91,000 | 5,961 |
| Total noninterest expense | $2,734,000 | 4,389 |
| Salaries and employee benefits | $1,541,000 | 4,289 |
| Premises and equipment expense | $641,000 | 2,906 |
| Additional noninterest expense | $552,000 | 5,555 |
| Pre-tax net operating income | $-45,000 | 7,728 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-46,000 | 7,774 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-46,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 958 |
| Net operating income | $-46,000 | 7,753 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 4,610 |
| Total interest expense | $1,985,000 | 4,044 |
| Net interest income | $1,733,000 | 5,109 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $87,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $1,770,000 | 4,488 |
| Salaries and employee benefits | $1,032,000 | 4,321 |
| Premises and equipment expense | $410,000 | 3,039 |
| Additional noninterest expense | $328,000 | 5,862 |
| Pre-tax net operating income | $25,000 | 7,662 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $25,000 | 7,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,000 | 7,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 881 |
| Net operating income | $25,000 | 7,640 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 4,661 |
| Total interest expense | $976,000 | 4,073 |
| Net interest income | $852,000 | 5,173 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $886,000 | 4,481 |
| Salaries and employee benefits | $515,000 | 4,339 |
| Premises and equipment expense | $208,000 | 3,009 |
| Additional noninterest expense | $163,000 | 5,882 |
| Pre-tax net operating income | $14,000 | 7,706 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $14,000 | 7,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 794 |
| Net operating income | $14,000 | 7,682 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 4,969 |
| Total interest expense | $3,271,000 | 4,098 |
| Net interest income | $2,818,000 | 5,716 |
| Provision for loan and lease losses | $220,000 | 3,350 |
| Total noninterest income | $70,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 7,129 |
| Total noninterest expense | $3,777,000 | 4,147 |
| Salaries and employee benefits | $2,087,000 | 4,142 |
| Premises and equipment expense | $862,000 | 2,815 |
| Additional noninterest expense | $828,000 | 5,132 |
| Pre-tax net operating income | $-1,109,000 | 8,452 |
| Securities gains (losses) | $-311,000 | 8,452 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $-1,433,000 | 8,545 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,433,000 | 8,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 1,055 |
| Net operating income | $-1,122,000 | 8,476 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 5,127 |
| Total interest expense | $2,311,000 | 4,159 |
| Net interest income | $2,021,000 | 5,867 |
| Provision for loan and lease losses | $185,000 | 3,006 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $11,000 | 7,422 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $2,815,000 | 4,158 |
| Salaries and employee benefits | $1,546,000 | 4,156 |
| Premises and equipment expense | $651,000 | 2,810 |
| Additional noninterest expense | $618,000 | 5,125 |
| Pre-tax net operating income | $-925,000 | 8,564 |
| Securities gains (losses) | $-130,000 | 8,466 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $-1,068,000 | 8,618 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,068,000 | 8,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 887 |
| Net operating income | $-938,000 | 8,586 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 5,333 |
| Total interest expense | $1,385,000 | 4,321 |
| Net interest income | $1,290,000 | 6,024 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,868,000 | 4,192 |
| Salaries and employee benefits | $1,027,000 | 4,188 |
| Premises and equipment expense | $429,000 | 2,819 |
| Additional noninterest expense | $412,000 | 5,105 |
| Pre-tax net operating income | $-663,000 | 8,620 |
| Securities gains (losses) | $-130,000 | 8,576 |
| Applicable income taxes | $13,000 | 6,018 |
| Income before extraordinary items | $-806,000 | 8,672 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-806,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 756 |
| Net operating income | $-676,000 | 8,629 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,440 |
| Total interest expense | $642,000 | 4,411 |
| Net interest income | $619,000 | 6,146 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $928,000 | 4,223 |
| Salaries and employee benefits | $497,000 | 4,306 |
| Premises and equipment expense | $215,000 | 2,836 |
| Additional noninterest expense | $216,000 | 4,940 |
| Pre-tax net operating income | $-357,000 | 8,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $-369,000 | 8,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-369,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-369,000 | 8,659 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 5,869 |
| Total interest expense | $2,008,000 | 4,424 |
| Net interest income | $1,935,000 | 6,707 |
| Provision for loan and lease losses | $293,000 | 2,915 |
| Total noninterest income | $61,000 | 8,342 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $23,000 | 7,435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $3,299,000 | 4,482 |
| Salaries and employee benefits | $1,810,000 | 4,458 |
| Premises and equipment expense | $781,000 | 2,961 |
| Additional noninterest expense | $708,000 | 5,559 |
| Pre-tax net operating income | $-1,596,000 | 8,732 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,596,000 | 8,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,596,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,758,000 | 216 |
| Net operating income | $-1,596,000 | 8,733 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 5,997 |
| Total interest expense | $1,492,000 | 4,309 |
| Net interest income | $1,306,000 | 7,012 |
| Provision for loan and lease losses | $252,000 | 2,533 |
| Total noninterest income | $43,000 | 8,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $2,380,000 | 4,573 |
| Salaries and employee benefits | $1,299,000 | 4,580 |
| Premises and equipment expense | $565,000 | 3,033 |
| Additional noninterest expense | $516,000 | 5,614 |
| Pre-tax net operating income | $-1,283,000 | 8,766 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,283,000 | 8,784 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,283,000 | 8,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,758,000 | 152 |
| Net operating income | $-1,283,000 | 8,765 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 6,172 |
| Total interest expense | $956,000 | 4,260 |
| Net interest income | $765,000 | 7,301 |
| Provision for loan and lease losses | $207,000 | 2,118 |
| Total noninterest income | $30,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $1,544,000 | 4,641 |
| Salaries and employee benefits | $831,000 | 4,690 |
| Premises and equipment expense | $358,000 | 3,127 |
| Additional noninterest expense | $355,000 | 5,472 |
| Pre-tax net operating income | $-956,000 | 8,772 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-956,000 | 8,794 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-956,000 | 8,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $8,758,000 | 98 |
| Net operating income | $-956,000 | 8,776 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 6,533 |
| Total interest expense | $450,000 | 4,345 |
| Net interest income | $309,000 | 7,775 |
| Provision for loan and lease losses | $121,000 | 1,730 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $759,000 | 4,711 |
| Salaries and employee benefits | $400,000 | 4,838 |
| Premises and equipment expense | $184,000 | 3,086 |
| Additional noninterest expense | $175,000 | 5,506 |
| Pre-tax net operating income | $-558,000 | 8,860 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-558,000 | 8,875 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-558,000 | 8,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-558,000 | 8,862 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 7,989 |
| Total interest expense | $1,160,000 | 5,208 |
| Net interest income | $262,000 | 8,838 |
| Provision for loan and lease losses | $202,000 | 3,667 |
| Total noninterest income | $36,000 | 8,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $2,523,000 | 5,269 |
| Salaries and employee benefits | $1,195,000 | 5,705 |
| Premises and equipment expense | $596,000 | 3,549 |
| Additional noninterest expense | $732,000 | 5,375 |
| Pre-tax net operating income | $-2,427,000 | 8,915 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-2,433,000 | 8,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,433,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 549 |
| Net operating income | $-2,428,000 | 8,917 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 8,402 |
| Total interest expense | $718,000 | 5,759 |
| Net interest income | $68,000 | 8,967 |
| Provision for loan and lease losses | $126,000 | 3,901 |
| Total noninterest income | $25,000 | 8,754 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,000 | 7,866 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $1,809,000 | 5,398 |
| Salaries and employee benefits | $819,000 | 5,940 |
| Premises and equipment expense | $429,000 | 3,684 |
| Additional noninterest expense | $561,000 | 5,277 |
| Pre-tax net operating income | $-1,842,000 | 8,963 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-1,848,000 | 8,976 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,848,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 421 |
| Net operating income | $-1,843,000 | 8,966 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,786 |
| Total interest expense | $350,000 | 6,615 |
| Net interest income | $-31,000 | 9,074 |
| Provision for loan and lease losses | $52,000 | 4,649 |
| Total noninterest income | $21,000 | 8,748 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,000 | 7,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $1,082,000 | 5,752 |
| Salaries and employee benefits | $468,000 | 6,507 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $358,000 | 5,438 |
| Pre-tax net operating income | $-1,144,000 | 9,006 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,144,000 | 9,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,144,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 318 |
| Net operating income | $-1,144,000 | 9,009 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 8,996 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $4,000 | 9,100 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,932 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $508,000 | 5,990 |
| Salaries and employee benefits | $220,000 | 6,718 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $-512,000 | 9,038 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-512,000 | 9,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-512,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 228 |
| Net operating income | $-512,000 | 9,033 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $107,000 | 9,112 |
| Total interest expense | $61,000 | 9,025 |
| Net interest income | $46,000 | 9,130 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $2,000 | 9,113 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,000 | 8,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $1,694,000 | 6,535 |
| Salaries and employee benefits | $327,000 | 8,676 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $1,207,000 | 3,707 |
| Pre-tax net operating income | $-1,671,000 | 9,055 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,671,000 | 9,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,671,000 | 9,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $11,541,000 | 68 |
| Net operating income | $-1,671,000 | 9,061 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,224 |
| Total interest expense | $0 | 9,218 |
| Net interest income | $15,000 | 9,214 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $1,205,000 | 6,693 |
| Salaries and employee benefits | $91,000 | 9,158 |
| Premises and equipment expense | $72,000 | 8,138 |
| Additional noninterest expense | $1,042,000 | 3,277 |
| Pre-tax net operating income | $-1,200,000 | 9,107 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,200,000 | 9,149 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,200,000 | 9,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $11,192,000 | 49 |
| Net operating income | $-1,200,000 | 9,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.