Home > Liberty Bank & Trust Company > Income and Expense
Liberty Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,750,000 | 3,098 |
| Total interest expense | $4,540,000 | 2,696 |
| Net interest income | $5,210,000 | 3,433 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $443,000 | 5,741 |
| Gross Fiduciary activities income | $15,000 | 1,445 |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $3,687,000 | 3,671 |
| Salaries and employee benefits | $1,874,000 | 3,479 |
| Premises and equipment expense | $494,000 | 3,843 |
| Additional noninterest expense | $1,319,000 | 3,734 |
| Pre-tax net operating income | $1,846,000 | 3,663 |
| Securities gains (losses) | $56,000 | 1,087 |
| Applicable income taxes | $487,000 | 4,137 |
| Income before extraordinary items | $1,415,000 | 3,335 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,415,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $1,451,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,373,560 | 3,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,719,000 | 3,180 |
| Total interest expense | $4,447,000 | 2,878 |
| Net interest income | $5,272,000 | 3,400 |
| Provision for loan and lease losses | $312,000 | 2,906 |
| Total noninterest income | $441,000 | 6,078 |
| Gross Fiduciary activities income | $13,000 | 1,482 |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $3,531,000 | 3,878 |
| Salaries and employee benefits | $1,890,000 | 3,456 |
| Premises and equipment expense | $412,000 | 4,605 |
| Additional noninterest expense | $1,229,000 | 4,109 |
| Pre-tax net operating income | $1,870,000 | 3,544 |
| Securities gains (losses) | $190,000 | 1,755 |
| Applicable income taxes | $488,000 | 4,275 |
| Income before extraordinary items | $1,572,000 | 3,100 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,572,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,427,600 | 3,213 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 3,402 |
| Total interest expense | $5,184,000 | 3,210 |
| Net interest income | $5,070,000 | 3,583 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $230,000 | 5,433 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $3,220,000 | 4,242 |
| Salaries and employee benefits | $1,649,000 | 3,892 |
| Premises and equipment expense | $384,000 | 4,951 |
| Additional noninterest expense | $1,187,000 | 4,376 |
| Pre-tax net operating income | $1,990,000 | 3,117 |
| Securities gains (losses) | $399,000 | 1,283 |
| Applicable income taxes | $680,000 | 3,063 |
| Income before extraordinary items | $1,709,000 | 2,693 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,709,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,421,720 | 3,000 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.