Home > Liberty Bank & Trust > Assets and Liabilities
Liberty Bank & Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $37,685,000 | 8,121 |
| Cash and due from depository institutions | $1,291,000 | 8,855 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $3,730,000 | 9,707 |
| Federal funds sold & reverse repurchase agreements | $2,645,000 | 4,293 |
| Net loans & leases | $28,989,000 | 6,977 |
| Loan loss allowance | $285,000 | 7,730 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $280,000 | 9,044 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $750,000 | 7,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,685,000 | 8,121 |
| Total liabilities | $34,900,000 | 7,974 |
| Total deposits | $34,596,000 | 7,844 |
| Interest-bearing deposits | $31,458,000 | 7,584 |
| Deposits held in domestic offices | $34,596,000 | 7,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $304,000 | 7,735 |
| Total equity capital | $2,785,000 | 9,241 |
| Total bank equity capital | $2,785,000 | 9,241 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $1,100,000 | 7,123 |
| Undivided profits | $1,535,000 | 7,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 9,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $524,000 | 4,517 |
| Earning assets | $35,463,000 | 8,030 |
| Long-term assets (5+ years) | $1,507,000 | 8,065 |
| Average Assets, year-to-date | $35,448,000 | 8,176 |
| Average Assets, quarterly | $36,923,500 | 8,140 |
| Volatile liabilities | $5,162,000 | 7,059 |
| Insider loans | $60,000 | 8,917 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,208,000 | 5,080 |
| Tier 1 (core) risk-based capital | $2,781,000 | 9,162 |
| Tier 2 risk-based capital | $285,000 | 7,232 |
| Total risk weighted assets | $29,898,400 | 7,003 |
| Total unused commitments | $5,208,000 | 5,084 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $34,323,000 | 8,755 |
| Cash and due from depository institutions | $1,392,000 | 7,667 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $5,979,000 | 9,380 |
| Federal funds sold & reverse repurchase agreements | $1,915,000 | 5,031 |
| Net loans & leases | $24,013,000 | 7,794 |
| Loan loss allowance | $242,000 | 8,595 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $313,000 | 9,143 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $711,000 | 7,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,323,000 | 8,755 |
| Total liabilities | $31,784,000 | 8,606 |
| Total deposits | $31,455,000 | 8,479 |
| Interest-bearing deposits | $28,215,000 | 8,290 |
| Deposits held in domestic offices | $31,455,000 | 8,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $329,000 | 7,544 |
| Total equity capital | $2,539,000 | 9,736 |
| Total bank equity capital | $2,539,000 | 9,736 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $150,000 | 8,068 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $1,289,000 | 8,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $426,000 | 5,357 |
| Earning assets | $32,007,000 | 8,653 |
| Long-term assets (5+ years) | $811,000 | 8,961 |
| Average Assets, year-to-date | $32,809,000 | 8,748 |
| Average Assets, quarterly | $33,541,500 | 8,775 |
| Volatile liabilities | $3,622,000 | 8,041 |
| Insider loans | $93,000 | 8,891 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,383,000 | 5,444 |
| Tier 1 (core) risk-based capital | $2,544,000 | 9,680 |
| Tier 2 risk-based capital | $242,000 | 8,029 |
| Total risk weighted assets | $25,396,600 | 7,745 |
| Total unused commitments | $4,383,000 | 5,454 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $32,521,000 | 9,222 |
| Cash and due from depository institutions | $1,281,000 | 9,145 |
| Interest-bearing balances | $196,000 | 4,352 |
| Securities | $5,600,000 | 9,948 |
| Federal funds sold & reverse repurchase agreements | $3,911,000 | 3,582 |
| Net loans & leases | $20,636,000 | 8,459 |
| Loan loss allowance | $255,000 | 8,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $349,000 | 9,213 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $744,000 | 7,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,521,000 | 9,222 |
| Total liabilities | $30,244,000 | 9,056 |
| Total deposits | $29,935,000 | 8,948 |
| Interest-bearing deposits | $27,568,000 | 8,650 |
| Deposits held in domestic offices | $29,935,000 | 8,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $309,000 | 8,165 |
| Total equity capital | $2,277,000 | 10,356 |
| Total bank equity capital | $2,277,000 | 10,356 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $1,027,000 | 9,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $454,000 | 5,215 |
| Earning assets | $30,343,000 | 9,121 |
| Long-term assets (5+ years) | $335,000 | 9,884 |
| Average Assets, year-to-date | $29,509,000 | 9,403 |
| Average Assets, quarterly | $30,971,500 | 9,340 |
| Volatile liabilities | $4,327,000 | 7,422 |
| Insider loans | $180,000 | 8,207 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,037,000 | 5,555 |
| Tier 1 (core) risk-based capital | $2,261,000 | 10,312 |
| Tier 2 risk-based capital | $255,000 | 7,980 |
| Total risk weighted assets | $21,676,500 | 8,497 |
| Total unused commitments | $4,037,000 | 5,564 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $27,174,000 | 10,135 |
| Cash and due from depository institutions | $821,000 | 10,449 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $3,580,000 | 11,440 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 3,621 |
| Net loans & leases | $19,589,000 | 8,831 |
| Loan loss allowance | $291,000 | 8,527 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $357,000 | 9,431 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $717,000 | 8,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,174,000 | 10,135 |
| Total liabilities | $24,915,000 | 10,054 |
| Total deposits | $24,621,000 | 9,960 |
| Interest-bearing deposits | $22,509,000 | 9,688 |
| Deposits held in domestic offices | $24,621,000 | 9,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,000 | 4,606 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $169,000 | 9,617 |
| Total equity capital | $2,259,000 | 10,529 |
| Total bank equity capital | $2,259,000 | 10,529 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $1,009,000 | 9,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $404,000 | 5,142 |
| Earning assets | $25,379,000 | 10,044 |
| Long-term assets (5+ years) | $919,000 | 9,562 |
| Average Assets, year-to-date | $27,602,400 | 10,010 |
| Average Assets, quarterly | $27,142,000 | 10,132 |
| Volatile liabilities | $2,726,000 | 8,768 |
| Insider loans | $196,000 | 8,222 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,322,000 | 7,073 |
| Tier 1 (core) risk-based capital | $2,277,000 | 10,595 |
| Tier 2 risk-based capital | $255,780 | 8,152 |
| Total risk weighted assets | $20,426,980 | 8,875 |
| Total unused commitments | $2,322,000 | 7,085 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $28,907,000 | 10,322 |
| Cash and due from depository institutions | $1,236,000 | 10,651 |
| Interest-bearing balances | $287,000 | 5,239 |
| Securities | $4,298,000 | 11,612 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 5,542 |
| Net loans & leases | $20,360,000 | 8,756 |
| Loan loss allowance | $216,000 | 9,943 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $292,000 | 10,297 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $611,000 | 8,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,907,000 | 10,322 |
| Total liabilities | $26,878,000 | 10,186 |
| Total deposits | $26,238,000 | 10,156 |
| Interest-bearing deposits | $24,395,000 | 9,764 |
| Deposits held in domestic offices | $26,238,000 | 10,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $450,000 | 3,316 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $190,000 | 9,472 |
| Total equity capital | $2,029,000 | 11,298 |
| Total bank equity capital | $2,029,000 | 11,298 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $779,000 | 10,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 11,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $347,000 | 5,329 |
| Earning assets | $27,055,000 | 10,202 |
| Long-term assets (5+ years) | $2,339,000 | 8,411 |
| Average Assets, year-to-date | $27,691,800 | 10,374 |
| Average Assets, quarterly | $27,719,500 | 10,444 |
| Volatile liabilities | $3,845,000 | 7,467 |
| Insider loans | $62,000 | 10,410 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $372,000 | 1,312 |
| Unused loan commitments | $1,866,000 | 7,727 |
| Tier 1 (core) risk-based capital | $2,029,000 | 11,266 |
| Tier 2 risk-based capital | $216,000 | 9,013 |
| Total risk weighted assets | $19,821,900 | 9,194 |
| Total unused commitments | $1,866,000 | 7,755 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $27,900,000 | 10,752 |
| Cash and due from depository institutions | $1,718,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,038,000 | 10,507 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 5,761 |
| Net loans & leases | $15,968,000 | 9,930 |
| Loan loss allowance | $213,000 | 10,270 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $144,000 | 12,182 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $582,000 | 8,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,900,000 | 10,752 |
| Total liabilities | $25,701,000 | 10,657 |
| Total deposits | $25,437,000 | 10,581 |
| Interest-bearing deposits | $23,811,000 | 10,158 |
| Deposits held in domestic offices | $25,437,000 | 10,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $264,000 | 8,785 |
| Total equity capital | $2,199,000 | 11,108 |
| Total bank equity capital | $2,199,000 | 11,108 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $949,000 | 9,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 10,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $330,000 | 6,038 |
| Earning assets | $25,456,000 | 10,702 |
| Long-term assets (5+ years) | $1,348,000 | 9,734 |
| Average Assets, year-to-date | $26,592,800 | 10,815 |
| Average Assets, quarterly | $26,854,500 | 10,853 |
| Volatile liabilities | $2,195,000 | 9,701 |
| Insider loans | $65,000 | 6,688 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,280,000 | 8,550 |
| Tier 1 (core) risk-based capital | $2,199,000 | 11,062 |
| Tier 2 risk-based capital | $213,000 | 9,180 |
| Total risk weighted assets | $17,062,900 | 10,082 |
| Total unused commitments | $1,280,000 | 8,577 |
| Derivatives | $0 | 651 |