Home > LIBERTY BANK & TRUST > Assets and Liabilities
LIBERTY BANK & TRUST, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 49 | 3,667 |
Assets and Liabilities | ||
Total Assets: | $153,337,000 | 2,918 |
Cash and due from depository institutions | $7,455,000 | 3,667 |
Interest-bearing balances | $0 | 6,604 |
Securities | $14,877,000 | 6,030 |
Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,758 |
Net loans & leases | $123,505,000 | 2,255 |
Loan loss allowance | $1,206,000 | 2,852 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $629,000 | 7,315 |
Other real estate owned | $0 | 3,667 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $1,971,000 | 3,562 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $153,337,000 | 2,918 |
Total liabilities | $142,433,000 | 2,826 |
Total deposits | $140,552,000 | 2,654 |
Interest-bearing deposits | $115,764,000 | 2,771 |
Deposits held in domestic offices | $140,552,000 | 2,647 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $768,000 | 2,868 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,113,000 | 3,267 |
Total equity capital | $10,904,000 | 3,981 |
Total bank equity capital | $10,904,000 | 3,981 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,000,000 | 3,120 |
Surplus | $2,870,000 | 4,325 |
Undivided profits | $7,034,000 | 3,443 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $221,000 | 6,095 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $706,000 | 3,327 |
Earning assets | $143,282,000 | 2,883 |
Long-term assets (5+ years) | $16,889,000 | 3,123 |
Average Assets, year-to-date | $135,323,000 | 3,120 |
Average Assets, quarterly | $148,010,500 | 2,962 |
Volatile liabilities | $18,944,000 | 3,126 |
Insider loans | $1,554,000 | 2,546 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $35,222,000 | 1,390 |
Tier 1 (core) risk-based capital | $10,866,000 | 3,862 |
Tier 2 risk-based capital | $1,206,000 | 2,465 |
Total risk weighted assets | $125,578,900 | 2,223 |
Total unused commitments | $35,222,000 | 1,393 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 50 | 3,734 |
Assets and Liabilities | ||
Total Assets: | $115,008,000 | 3,881 |
Cash and due from depository institutions | $6,817,000 | 3,734 |
Interest-bearing balances | $100,000 | 4,564 |
Securities | $15,438,000 | 6,303 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $90,917,000 | 3,017 |
Loan loss allowance | $797,000 | 4,243 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $485,000 | 8,189 |
Other real estate owned | $0 | 3,734 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,351,000 | 5,008 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $115,008,000 | 3,881 |
Total liabilities | $106,966,000 | 3,758 |
Total deposits | $104,047,000 | 3,639 |
Interest-bearing deposits | $86,787,000 | 3,753 |
Deposits held in domestic offices | $104,047,000 | 3,626 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,659,000 | 2,397 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,260,000 | 2,950 |
Total equity capital | $8,042,000 | 5,214 |
Total bank equity capital | $8,042,000 | 5,214 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,000,000 | 3,340 |
Surplus | $2,140,000 | 5,253 |
Undivided profits | $4,902,000 | 4,511 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $111,000 | 7,921 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,153 |
Income earned, not collected on loans | $407,000 | 5,584 |
Earning assets | $106,455,000 | 3,860 |
Long-term assets (5+ years) | $4,664,000 | 6,029 |
Average Assets, year-to-date | $97,838,200 | 4,349 |
Average Assets, quarterly | $109,831,000 | 4,015 |
Volatile liabilities | $14,166,000 | 3,772 |
Insider loans | $600,000 | 5,019 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $189,000 | 1,266 |
Unused loan commitments | $24,749,000 | 1,756 |
Tier 1 (core) risk-based capital | $8,038,000 | 5,119 |
Tier 2 risk-based capital | $797,000 | 3,658 |
Total risk weighted assets | $86,207,800 | 3,198 |
Total unused commitments | $24,749,000 | 1,771 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 43 | 4,413 |
Assets and Liabilities | ||
Total Assets: | $87,515,000 | 4,983 |
Cash and due from depository institutions | $5,072,000 | 4,413 |
Interest-bearing balances | $100,000 | 4,830 |
Securities | $20,188,000 | 5,507 |
Federal funds sold & reverse repurchase agreements | $1,825,000 | 5,829 |
Net loans & leases | $58,984,000 | 4,346 |
Loan loss allowance | $773,000 | 4,371 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $341,000 | 9,264 |
Other real estate owned | $0 | 4,413 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,105,000 | 5,950 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $87,515,000 | 4,983 |
Total liabilities | $81,384,000 | 4,830 |
Total deposits | $80,554,000 | 4,667 |
Interest-bearing deposits | $68,560,000 | 4,707 |
Deposits held in domestic offices | $80,554,000 | 4,659 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $830,000 | 4,253 |
Total equity capital | $6,131,000 | 6,457 |
Total bank equity capital | $6,131,000 | 6,457 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,000,000 | 3,492 |
Surplus | $1,740,000 | 6,087 |
Undivided profits | $3,391,000 | 5,788 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,000 | 10,727 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $317,000 | 6,874 |
Earning assets | $81,097,000 | 4,947 |
Long-term assets (5+ years) | $4,225,000 | 6,232 |
Average Assets, year-to-date | $76,395,800 | 5,347 |
Average Assets, quarterly | $84,124,500 | 5,092 |
Volatile liabilities | $9,027,000 | 4,870 |
Insider loans | $441,000 | 6,014 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $18,048,000 | 2,134 |
Tier 1 (core) risk-based capital | $6,062,000 | 6,389 |
Tier 2 risk-based capital | $764,960 | 3,723 |
Total risk weighted assets | $61,188,560 | 4,233 |
Total unused commitments | $18,048,000 | 2,145 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 32 | 5,876 |
Assets and Liabilities | ||
Total Assets: | $66,083,000 | 6,170 |
Cash and due from depository institutions | $2,578,000 | 5,876 |
Interest-bearing balances | $100,000 | 5,091 |
Securities | $9,844,000 | 8,809 |
Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
Net loans & leases | $50,999,000 | 4,848 |
Loan loss allowance | $664,000 | 5,018 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $389,000 | 9,222 |
Other real estate owned | $0 | 5,876 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $973,000 | 6,855 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $66,083,000 | 6,170 |
Total liabilities | $61,428,000 | 6,060 |
Total deposits | $61,055,000 | 5,842 |
Interest-bearing deposits | $52,377,000 | 5,860 |
Deposits held in domestic offices | $61,055,000 | 5,835 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $373,000 | 6,381 |
Total equity capital | $4,655,000 | 7,482 |
Total bank equity capital | $4,655,000 | 7,482 |
Perpetual preferred stock | $0 | 310 |
Common stock | $1,000,000 | 3,640 |
Surplus | $1,740,000 | 6,104 |
Undivided profits | $1,915,000 | 7,277 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $44,000 | 9,802 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $224,000 | 7,968 |
Earning assets | $62,243,000 | 6,056 |
Long-term assets (5+ years) | $2,428,000 | 7,886 |
Average Assets, year-to-date | $56,303,200 | 6,818 |
Average Assets, quarterly | $63,456,500 | 6,359 |
Volatile liabilities | $8,556,000 | 4,855 |
Insider loans | $191,000 | 8,281 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $21,485,000 | 1,823 |
Tier 1 (core) risk-based capital | $4,753,000 | 7,481 |
Tier 2 risk-based capital | $664,000 | 4,154 |
Total risk weighted assets | $53,369,500 | 4,670 |
Total unused commitments | $21,485,000 | 1,835 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 22 | 7,996 |
Assets and Liabilities | ||
Total Assets: | $45,321,000 | 8,198 |
Cash and due from depository institutions | $1,713,000 | 7,996 |
Interest-bearing balances | $1,087,000 | 3,279 |
Securities | $8,410,000 | 9,714 |
Federal funds sold & reverse repurchase agreements | $775,000 | 8,356 |
Net loans & leases | $33,638,000 | 6,476 |
Loan loss allowance | $385,000 | 7,593 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $271,000 | 10,490 |
Other real estate owned | $0 | 7,996 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $514,000 | 9,238 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $45,321,000 | 8,198 |
Total liabilities | $42,099,000 | 8,073 |
Total deposits | $41,654,000 | 7,955 |
Interest-bearing deposits | $35,552,000 | 7,967 |
Deposits held in domestic offices | $41,654,000 | 7,948 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $445,000 | 5,819 |
Total equity capital | $3,222,000 | 9,438 |
Total bank equity capital | $3,222,000 | 9,438 |
Perpetual preferred stock | $0 | 343 |
Common stock | $1,000,000 | 3,765 |
Surplus | $1,240,000 | 7,369 |
Undivided profits | $982,000 | 9,571 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,000 | 12,160 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $194,000 | 8,284 |
Earning assets | $43,910,000 | 7,935 |
Long-term assets (5+ years) | $1,534,000 | 9,267 |
Average Assets, year-to-date | $38,178,800 | 8,935 |
Average Assets, quarterly | $44,548,500 | 8,214 |
Volatile liabilities | $3,836,000 | 7,478 |
Insider loans | $219,000 | 8,089 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $21,488,000 | 1,818 |
Tier 1 (core) risk-based capital | $3,222,000 | 9,383 |
Tier 2 risk-based capital | $385,000 | 6,469 |
Total risk weighted assets | $36,336,200 | 6,349 |
Total unused commitments | $21,488,000 | 1,838 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 17 | 9,428 |
Assets and Liabilities | ||
Total Assets: | $29,154,000 | 10,549 |
Cash and due from depository institutions | $1,074,000 | 9,428 |
Interest-bearing balances | $200,000 | 6,016 |
Securities | $5,421,000 | 11,373 |
Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,882 |
Net loans & leases | $19,891,000 | 8,949 |
Loan loss allowance | $297,000 | 8,870 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $125,000 | 12,407 |
Other real estate owned | $0 | 9,428 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $293,000 | 11,832 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $29,154,000 | 10,549 |
Total liabilities | $27,189,000 | 10,414 |
Total deposits | $27,025,000 | 10,296 |
Interest-bearing deposits | $23,439,000 | 10,227 |
Deposits held in domestic offices | $27,025,000 | 10,292 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $164,000 | 10,830 |
Total equity capital | $1,965,000 | 11,542 |
Total bank equity capital | $1,965,000 | 11,542 |
Perpetual preferred stock | $0 | 346 |
Common stock | $1,000,000 | 3,936 |
Surplus | $640,000 | 9,906 |
Undivided profits | $325,000 | 11,543 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 13,091 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $99,000 | 11,602 |
Earning assets | $27,862,000 | 10,298 |
Long-term assets (5+ years) | $155,000 | 11,541 |
Average Assets, year-to-date | $24,269,800 | 11,196 |
Average Assets, quarterly | $27,224,000 | 10,801 |
Volatile liabilities | $2,226,000 | 9,650 |
Insider loans | $27,000 | 8,040 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $4,517,000 | 4,897 |
Tier 1 (core) risk-based capital | $1,965,000 | 11,501 |
Tier 2 risk-based capital | $261,540 | 8,212 |
Total risk weighted assets | $20,887,540 | 9,095 |
Total unused commitments | $4,517,000 | 4,928 |
Derivatives | $0 | 651 |