Home > Liberty Bank & Trust > Income and Expense
Liberty Bank & Trust, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 12,254 |
| Total interest expense | $487,000 | 11,744 |
| Net interest income | $528,000 | 12,471 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $435,000 | 12,487 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $150,000 | 11,471 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $116,000 | 11,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,000 | 11,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 12,806 |
| Total interest expense | $558,000 | 12,495 |
| Net interest income | $552,000 | 12,904 |
| Provision for loan and lease losses | $-3,000 | 13,433 |
| Total noninterest income | $80,000 | 12,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $421,000 | 13,062 |
| Salaries and employee benefits | $179,000 | 13,330 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $214,000 | 10,938 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $164,000 | 11,079 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $164,000 | 11,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $164,000 | 10,747 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.