Home > Liberty Bank & Trust > Assets and Liabilities
Liberty Bank & Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $61,542,000 | 6,261 |
| Cash and due from depository institutions | $2,322,000 | 6,915 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $6,380,000 | 8,679 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 8,119 |
| Net loans & leases | $50,405,000 | 4,952 |
| Loan loss allowance | $425,000 | 6,320 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $963,000 | 6,085 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,447,000 | 4,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,542,000 | 6,261 |
| Total liabilities | $56,645,000 | 6,130 |
| Total deposits | $54,267,000 | 6,091 |
| Interest-bearing deposits | $46,703,000 | 6,032 |
| Deposits held in domestic offices | $54,267,000 | 6,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,080,000 | 2,102 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $298,000 | 7,806 |
| Total equity capital | $4,897,000 | 7,251 |
| Total bank equity capital | $4,897,000 | 7,251 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $125,000 | 7,990 |
| Surplus | $2,845,000 | 4,343 |
| Undivided profits | $1,927,000 | 7,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $823,000 | 2,807 |
| Earning assets | $56,909,000 | 6,198 |
| Long-term assets (5+ years) | $1,425,000 | 8,124 |
| Average Assets, year-to-date | $59,825,600 | 6,163 |
| Average Assets, quarterly | $61,002,500 | 6,225 |
| Volatile liabilities | $6,126,000 | 6,538 |
| Insider loans | $1,744,000 | 2,310 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,406,000 | 3,360 |
| Tier 1 (core) risk-based capital | $4,881,000 | 7,113 |
| Tier 2 risk-based capital | $425,000 | 5,775 |
| Total risk weighted assets | $51,457,800 | 4,928 |
| Total unused commitments | $10,406,000 | 3,361 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $59,213,000 | 6,580 |
| Cash and due from depository institutions | $1,758,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,156,000 | 7,889 |
| Federal funds sold & reverse repurchase agreements | $770,000 | 6,890 |
| Net loans & leases | $44,534,000 | 5,456 |
| Loan loss allowance | $397,000 | 6,833 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $995,000 | 6,019 |
| Other real estate owned | $25,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $975,000 | 6,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,213,000 | 6,580 |
| Total liabilities | $54,669,000 | 6,451 |
| Total deposits | $54,154,000 | 6,282 |
| Interest-bearing deposits | $45,792,000 | 6,326 |
| Deposits held in domestic offices | $54,154,000 | 6,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $515,000 | 5,844 |
| Total equity capital | $4,544,000 | 7,640 |
| Total bank equity capital | $4,544,000 | 7,640 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $125,000 | 8,409 |
| Surplus | $2,375,000 | 4,967 |
| Undivided profits | $2,044,000 | 7,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $634,000 | 3,639 |
| Earning assets | $55,460,000 | 6,486 |
| Long-term assets (5+ years) | $1,354,000 | 8,406 |
| Average Assets, year-to-date | $57,826,400 | 6,520 |
| Average Assets, quarterly | $58,235,500 | 6,592 |
| Volatile liabilities | $3,439,000 | 8,206 |
| Insider loans | $1,322,000 | 2,935 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,775,000 | 3,445 |
| Tier 1 (core) risk-based capital | $4,534,000 | 7,539 |
| Tier 2 risk-based capital | $397,000 | 6,160 |
| Total risk weighted assets | $45,091,300 | 5,485 |
| Total unused commitments | $9,775,000 | 3,458 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $55,576,000 | 6,983 |
| Cash and due from depository institutions | $1,463,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,844,000 | 7,012 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $36,738,000 | 6,168 |
| Loan loss allowance | $371,000 | 7,292 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $957,000 | 6,197 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,074,000 | 6,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,576,000 | 6,983 |
| Total liabilities | $51,370,000 | 6,859 |
| Total deposits | $50,848,000 | 6,708 |
| Interest-bearing deposits | $42,503,000 | 6,773 |
| Deposits held in domestic offices | $50,848,000 | 6,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $522,000 | 6,046 |
| Total equity capital | $4,206,000 | 8,130 |
| Total bank equity capital | $4,206,000 | 8,130 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $125,000 | 8,822 |
| Surplus | $2,375,000 | 4,991 |
| Undivided profits | $1,706,000 | 7,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 9,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $581,000 | 4,117 |
| Earning assets | $52,082,000 | 6,864 |
| Long-term assets (5+ years) | $1,479,000 | 8,430 |
| Average Assets, year-to-date | $51,605,400 | 7,097 |
| Average Assets, quarterly | $52,900,000 | 7,127 |
| Volatile liabilities | $4,005,000 | 7,658 |
| Insider loans | $814,000 | 4,260 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,891,000 | 3,538 |
| Tier 1 (core) risk-based capital | $4,161,000 | 8,050 |
| Tier 2 risk-based capital | $371,000 | 6,501 |
| Total risk weighted assets | $38,194,500 | 6,166 |
| Total unused commitments | $8,891,000 | 3,551 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $53,004,000 | 7,224 |
| Cash and due from depository institutions | $2,512,000 | 8,087 |
| Interest-bearing balances | $198,000 | 4,547 |
| Securities | $11,289,000 | 8,303 |
| Federal funds sold & reverse repurchase agreements | $1,317,000 | 4,845 |
| Net loans & leases | $35,805,000 | 6,258 |
| Loan loss allowance | $390,000 | 7,260 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,078,000 | 5,834 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,003,000 | 6,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,004,000 | 7,224 |
| Total liabilities | $49,372,000 | 7,079 |
| Total deposits | $48,814,000 | 6,916 |
| Interest-bearing deposits | $40,580,000 | 7,017 |
| Deposits held in domestic offices | $48,814,000 | 6,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $558,000 | 4,866 |
| Total equity capital | $3,632,000 | 8,627 |
| Total bank equity capital | $3,632,000 | 8,627 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $125,000 | 9,306 |
| Surplus | $2,375,000 | 4,958 |
| Undivided profits | $1,132,000 | 8,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,685 |
| Income earned, not collected on loans | $572,000 | 3,659 |
| Earning assets | $48,609,000 | 7,197 |
| Long-term assets (5+ years) | $1,621,000 | 8,699 |
| Average Assets, year-to-date | $49,509,600 | 7,439 |
| Average Assets, quarterly | $51,064,000 | 7,375 |
| Volatile liabilities | $3,374,000 | 8,088 |
| Insider loans | $1,057,000 | 3,554 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,890,000 | 4,035 |
| Tier 1 (core) risk-based capital | $3,685,000 | 8,663 |
| Tier 2 risk-based capital | $390,000 | 6,351 |
| Total risk weighted assets | $36,198,600 | 6,360 |
| Total unused commitments | $6,890,000 | 4,042 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $48,527,000 | 7,890 |
| Cash and due from depository institutions | $2,679,000 | 8,210 |
| Interest-bearing balances | $776,000 | 3,776 |
| Securities | $13,144,000 | 7,976 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $29,534,000 | 7,072 |
| Loan loss allowance | $301,000 | 8,656 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,075,000 | 5,866 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $695,000 | 7,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,527,000 | 7,890 |
| Total liabilities | $45,168,000 | 7,758 |
| Total deposits | $44,908,000 | 7,598 |
| Interest-bearing deposits | $37,065,000 | 7,772 |
| Deposits held in domestic offices | $44,908,000 | 7,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $260,000 | 8,177 |
| Total equity capital | $3,359,000 | 9,266 |
| Total bank equity capital | $3,359,000 | 9,266 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $125,000 | 9,775 |
| Surplus | $2,375,000 | 4,916 |
| Undivided profits | $859,000 | 9,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $438,000 | 4,278 |
| Earning assets | $44,854,000 | 7,836 |
| Long-term assets (5+ years) | $1,970,000 | 8,794 |
| Average Assets, year-to-date | $28,911,200 | 10,194 |
| Average Assets, quarterly | $37,192,500 | 9,137 |
| Volatile liabilities | $3,957,000 | 7,359 |
| Insider loans | $822,000 | 4,268 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $3,359,000 | 9,200 |
| Tier 2 risk-based capital | $301,000 | 7,561 |
| Total risk weighted assets | $32,482,500 | 6,877 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $21,911,000 | 11,706 |
| Cash and due from depository institutions | $570,000 | 12,446 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $7,393,000 | 10,323 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $12,715,000 | 10,862 |
| Loan loss allowance | $123,000 | 12,111 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $668,000 | 7,806 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $365,000 | 11,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,911,000 | 11,706 |
| Total liabilities | $20,005,000 | 11,670 |
| Total deposits | $19,912,000 | 11,583 |
| Interest-bearing deposits | $17,600,000 | 11,440 |
| Deposits held in domestic offices | $19,912,000 | 11,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $93,000 | 12,506 |
| Total equity capital | $1,906,000 | 11,668 |
| Total bank equity capital | $1,906,000 | 11,668 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $125,000 | 10,234 |
| Surplus | $875,000 | 8,894 |
| Undivided profits | $906,000 | 9,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 11,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $181,000 | 9,161 |
| Earning assets | $20,407,000 | 11,587 |
| Long-term assets (5+ years) | $1,315,000 | 9,781 |
| Average Assets, year-to-date | $21,361,400 | 11,681 |
| Average Assets, quarterly | $21,632,000 | 11,688 |
| Volatile liabilities | $1,600,000 | 10,623 |
| Insider loans | $37,000 | 7,634 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,906,000 | 11,627 |
| Tier 2 risk-based capital | $123,000 | 11,373 |
| Total risk weighted assets | $14,388,000 | 10,807 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |