Home > Liberty Bank & Trust > Assets and Liabilities
Liberty Bank & Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $109,636,000 | 3,987 |
| Cash and due from depository institutions | $3,915,000 | 4,776 |
| Interest-bearing balances | $186,000 | 4,112 |
| Securities | $13,666,000 | 6,340 |
| Federal funds sold & reverse repurchase agreements | $1,862,000 | 5,139 |
| Net loans & leases | $86,260,000 | 3,157 |
| Loan loss allowance | $788,000 | 4,113 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,280,000 | 5,228 |
| Other real estate owned | $830,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,823,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,636,000 | 3,987 |
| Total liabilities | $101,358,000 | 3,882 |
| Total deposits | $98,361,000 | 3,770 |
| Interest-bearing deposits | $87,638,000 | 3,643 |
| Deposits held in domestic offices | $98,361,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,108,000 | 2,088 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $889,000 | 3,913 |
| Total equity capital | $8,278,000 | 5,069 |
| Total bank equity capital | $8,278,000 | 5,069 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $4,142,000 | 3,249 |
| Undivided profits | $3,636,000 | 5,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,143,000 | 1,968 |
| Earning assets | $101,974,000 | 3,966 |
| Long-term assets (5+ years) | $4,423,000 | 6,264 |
| Average Assets, year-to-date | $104,931,000 | 3,987 |
| Average Assets, quarterly | $108,307,500 | 3,980 |
| Volatile liabilities | $13,844,000 | 3,980 |
| Insider loans | $1,249,000 | 3,022 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $613,000 | 984 |
| Unused loan commitments | $12,151,000 | 3,019 |
| Tier 1 (core) risk-based capital | $8,277,000 | 4,920 |
| Tier 2 risk-based capital | $788,000 | 3,618 |
| Total risk weighted assets | $90,562,900 | 3,057 |
| Total unused commitments | $12,151,000 | 3,021 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $104,003,000 | 4,274 |
| Cash and due from depository institutions | $4,848,000 | 4,777 |
| Interest-bearing balances | $302,000 | 3,512 |
| Securities | $23,971,000 | 4,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $71,276,000 | 3,784 |
| Loan loss allowance | $721,000 | 4,570 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,332,000 | 5,092 |
| Other real estate owned | $561,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,015,000 | 3,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,003,000 | 4,274 |
| Total liabilities | $96,491,000 | 4,144 |
| Total deposits | $92,776,000 | 4,067 |
| Interest-bearing deposits | $79,741,000 | 4,072 |
| Deposits held in domestic offices | $92,776,000 | 4,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,916,000 | 1,988 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,000 | 5,260 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $793,000 | 4,217 |
| Total equity capital | $7,512,000 | 5,512 |
| Total bank equity capital | $7,512,000 | 5,512 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,750,000 | 3,618 |
| Undivided profits | $3,262,000 | 5,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 4,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,003,000 | 2,243 |
| Earning assets | $95,549,000 | 4,273 |
| Long-term assets (5+ years) | $5,947,000 | 5,467 |
| Average Assets, year-to-date | $101,462,600 | 4,199 |
| Average Assets, quarterly | $102,844,500 | 4,264 |
| Volatile liabilities | $8,519,000 | 5,390 |
| Insider loans | $1,071,000 | 3,469 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,515,000 | 2,356 |
| Tier 1 (core) risk-based capital | $7,551,000 | 5,388 |
| Tier 2 risk-based capital | $721,000 | 3,971 |
| Total risk weighted assets | $76,578,600 | 3,552 |
| Total unused commitments | $16,515,000 | 2,369 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $102,318,000 | 4,332 |
| Cash and due from depository institutions | $5,896,000 | 4,916 |
| Interest-bearing balances | $471,000 | 3,405 |
| Securities | $26,879,000 | 4,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $66,191,000 | 3,932 |
| Loan loss allowance | $908,000 | 3,843 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,264,000 | 5,221 |
| Other real estate owned | $0 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,088,000 | 3,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,318,000 | 4,332 |
| Total liabilities | $94,064,000 | 4,240 |
| Total deposits | $90,597,000 | 4,181 |
| Interest-bearing deposits | $79,181,000 | 4,131 |
| Deposits held in domestic offices | $90,597,000 | 4,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,730,000 | 1,959 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $737,000 | 4,688 |
| Total equity capital | $8,254,000 | 5,102 |
| Total bank equity capital | $8,254,000 | 5,102 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $4,254,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,191,000 | 1,901 |
| Earning assets | $93,541,000 | 4,350 |
| Long-term assets (5+ years) | $7,356,000 | 4,815 |
| Average Assets, year-to-date | $98,884,000 | 4,286 |
| Average Assets, quarterly | $101,918,000 | 4,299 |
| Volatile liabilities | $8,999,000 | 4,885 |
| Insider loans | $1,003,000 | 3,725 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,861,000 | 2,897 |
| Tier 1 (core) risk-based capital | $8,272,000 | 4,946 |
| Tier 2 risk-based capital | $908,000 | 3,183 |
| Total risk weighted assets | $74,696,100 | 3,529 |
| Total unused commitments | $11,861,000 | 2,909 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $98,209,000 | 4,443 |
| Cash and due from depository institutions | $3,400,000 | 5,348 |
| Interest-bearing balances | $1,149,000 | 2,238 |
| Securities | $27,392,000 | 4,625 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 7,896 |
| Net loans & leases | $63,841,000 | 3,980 |
| Loan loss allowance | $852,000 | 4,128 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,282,000 | 5,194 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,134,000 | 3,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,209,000 | 4,443 |
| Total liabilities | $91,141,000 | 4,344 |
| Total deposits | $88,903,000 | 4,231 |
| Interest-bearing deposits | $78,023,000 | 4,159 |
| Deposits held in domestic offices | $88,903,000 | 4,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,577,000 | 2,896 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $661,000 | 4,232 |
| Total equity capital | $7,068,000 | 5,469 |
| Total bank equity capital | $7,068,000 | 5,469 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $3,068,000 | 5,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $905,000 | 2,207 |
| Earning assets | $92,542,000 | 4,340 |
| Long-term assets (5+ years) | $9,859,000 | 4,157 |
| Average Assets, year-to-date | $97,103,000 | 4,394 |
| Average Assets, quarterly | $98,673,500 | 4,395 |
| Volatile liabilities | $5,787,000 | 6,209 |
| Insider loans | $968,000 | 3,793 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,110,000 | 3,631 |
| Tier 1 (core) risk-based capital | $7,348,000 | 5,393 |
| Tier 2 risk-based capital | $852,000 | 3,360 |
| Total risk weighted assets | $72,815,200 | 3,536 |
| Total unused commitments | $8,110,000 | 3,638 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $93,864,000 | 4,732 |
| Cash and due from depository institutions | $5,028,000 | 5,309 |
| Interest-bearing balances | $2,020,000 | 2,359 |
| Securities | $33,224,000 | 4,117 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 9,762 |
| Net loans & leases | $52,378,000 | 4,600 |
| Loan loss allowance | $759,000 | 4,665 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,410,000 | 4,901 |
| Other real estate owned | $30,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,529,000 | 4,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,864,000 | 4,732 |
| Total liabilities | $87,045,000 | 4,634 |
| Total deposits | $86,404,000 | 4,475 |
| Interest-bearing deposits | $76,744,000 | 4,368 |
| Deposits held in domestic offices | $86,404,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $641,000 | 4,434 |
| Total equity capital | $6,819,000 | 5,727 |
| Total bank equity capital | $6,819,000 | 5,727 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $2,819,000 | 6,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 7,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $938,000 | 1,871 |
| Earning assets | $87,887,000 | 4,641 |
| Long-term assets (5+ years) | $11,062,000 | 4,101 |
| Average Assets, year-to-date | $84,217,800 | 5,044 |
| Average Assets, quarterly | $92,094,500 | 4,763 |
| Volatile liabilities | $5,086,000 | 6,460 |
| Insider loans | $1,252,000 | 3,132 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,937,000 | 4,927 |
| Tier 1 (core) risk-based capital | $6,819,000 | 5,645 |
| Tier 2 risk-based capital | $759,000 | 3,687 |
| Total risk weighted assets | $61,637,400 | 4,078 |
| Total unused commitments | $4,937,000 | 4,949 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $75,719,000 | 5,745 |
| Cash and due from depository institutions | $4,929,000 | 5,307 |
| Interest-bearing balances | $1,283,000 | 3,403 |
| Securities | $25,057,000 | 5,159 |
| Federal funds sold & reverse repurchase agreements | $1,115,000 | 8,394 |
| Net loans & leases | $41,176,000 | 5,610 |
| Loan loss allowance | $637,000 | 5,392 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,415,000 | 4,877 |
| Other real estate owned | $118,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,909,000 | 3,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,719,000 | 5,745 |
| Total liabilities | $70,238,000 | 5,651 |
| Total deposits | $69,382,000 | 5,531 |
| Interest-bearing deposits | $59,516,000 | 5,616 |
| Deposits held in domestic offices | $69,382,000 | 5,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $856,000 | 3,728 |
| Total equity capital | $5,481,000 | 6,642 |
| Total bank equity capital | $5,481,000 | 6,642 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $2,481,000 | 6,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 11,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $888,000 | 2,234 |
| Earning assets | $68,631,000 | 5,776 |
| Long-term assets (5+ years) | $10,201,000 | 4,285 |
| Average Assets, year-to-date | $74,756,200 | 5,674 |
| Average Assets, quarterly | $75,405,000 | 5,713 |
| Volatile liabilities | $2,304,000 | 9,525 |
| Insider loans | $941,000 | 906 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,241,000 | 4,493 |
| Tier 1 (core) risk-based capital | $5,481,000 | 6,568 |
| Tier 2 risk-based capital | $616,880 | 4,388 |
| Total risk weighted assets | $49,330,280 | 4,984 |
| Total unused commitments | $5,241,000 | 4,518 |
| Derivatives | $0 | 651 |