Home > Liberty Bank of New York > Income and Expense
Liberty Bank of New York, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 6,363 |
| Total interest expense | $210,000 | 7,143 |
| Net interest income | $685,000 | 5,865 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $270,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $843,000 | 4,524 |
| Salaries and employee benefits | $427,000 | 4,811 |
| Premises and equipment expense | $216,000 | 2,823 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $112,000 | 6,911 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $50,000 | 7,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,000 | 7,538 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 6,405 |
| Total interest expense | $441,000 | 7,781 |
| Net interest income | $2,789,000 | 5,729 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $1,116,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $655,000 | 2,474 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $461,000 | 3,516 |
| Total noninterest expense | $3,534,000 | 4,255 |
| Salaries and employee benefits | $1,840,000 | 4,396 |
| Premises and equipment expense | $896,000 | 2,612 |
| Additional noninterest expense | $798,000 | 5,180 |
| Pre-tax net operating income | $316,000 | 7,331 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $136,000 | 5,097 |
| Income before extraordinary items | $172,000 | 7,697 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $172,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $177,120 | 7,647 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 6,444 |
| Total interest expense | $288,000 | 7,922 |
| Net interest income | $2,095,000 | 5,743 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $869,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $504,000 | 2,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,434 |
| Total noninterest expense | $2,637,000 | 4,240 |
| Salaries and employee benefits | $1,324,000 | 4,507 |
| Premises and equipment expense | $674,000 | 2,583 |
| Additional noninterest expense | $639,000 | 4,905 |
| Pre-tax net operating income | $327,000 | 7,082 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $141,000 | 4,877 |
| Income before extraordinary items | $178,000 | 7,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $178,000 | 7,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $183,120 | 7,509 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 6,479 |
| Total interest expense | $193,000 | 7,865 |
| Net interest income | $1,356,000 | 5,828 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $580,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $350,000 | 2,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $230,000 | 3,519 |
| Total noninterest expense | $1,919,000 | 3,949 |
| Salaries and employee benefits | $910,000 | 4,379 |
| Premises and equipment expense | $449,000 | 2,580 |
| Additional noninterest expense | $560,000 | 4,010 |
| Pre-tax net operating income | $17,000 | 8,294 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $15,000 | 8,311 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,880 | 8,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,499 |
| Total interest expense | $99,000 | 7,854 |
| Net interest income | $670,000 | 5,870 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $185,000 | 2,151 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $973,000 | 3,919 |
| Salaries and employee benefits | $470,000 | 4,286 |
| Premises and equipment expense | $222,000 | 2,619 |
| Additional noninterest expense | $281,000 | 4,003 |
| Pre-tax net operating income | $-35,000 | 8,541 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-18,000 | 8,736 |
| Income before extraordinary items | $-17,000 | 8,519 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-17,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-17,000 | 8,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 6,427 |
| Total interest expense | $394,000 | 7,715 |
| Net interest income | $2,596,000 | 5,886 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,621,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,152,000 | 1,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $469,000 | 3,431 |
| Total noninterest expense | $4,003,000 | 3,742 |
| Salaries and employee benefits | $1,957,000 | 4,071 |
| Premises and equipment expense | $913,000 | 2,493 |
| Additional noninterest expense | $1,133,000 | 3,923 |
| Pre-tax net operating income | $94,000 | 8,133 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $48,000 | 6,061 |
| Income before extraordinary items | $47,000 | 8,295 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $47,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $46,360 | 8,257 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 6,414 |
| Total interest expense | $313,000 | 7,633 |
| Net interest income | $1,952,000 | 5,871 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $1,311,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $932,000 | 1,429 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $379,000 | 3,292 |
| Total noninterest expense | $2,961,000 | 3,753 |
| Salaries and employee benefits | $1,524,000 | 3,906 |
| Premises and equipment expense | $678,000 | 2,500 |
| Additional noninterest expense | $759,000 | 4,249 |
| Pre-tax net operating income | $182,000 | 7,778 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $88,000 | 5,478 |
| Income before extraordinary items | $95,000 | 8,099 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $95,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,704 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $94,360 | 8,051 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 6,372 |
| Total interest expense | $223,000 | 7,606 |
| Net interest income | $1,322,000 | 5,816 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $894,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $640,000 | 1,383 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 3,299 |
| Total noninterest expense | $1,945,000 | 3,823 |
| Salaries and employee benefits | $1,024,000 | 3,909 |
| Premises and equipment expense | $455,000 | 2,476 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $171,000 | 7,412 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $83,000 | 5,075 |
| Income before extraordinary items | $89,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,402 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $88,360 | 7,841 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,227 |
| Total interest expense | $120,000 | 7,527 |
| Net interest income | $690,000 | 5,685 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $398,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $293,000 | 1,464 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $105,000 | 3,606 |
| Total noninterest expense | $962,000 | 3,875 |
| Salaries and employee benefits | $511,000 | 3,936 |
| Premises and equipment expense | $225,000 | 2,519 |
| Additional noninterest expense | $226,000 | 4,638 |
| Pre-tax net operating income | $86,000 | 7,376 |
| Securities gains (losses) | $-6,000 | 8,866 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $39,000 | 7,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,833 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $42,840 | 7,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 6,174 |
| Total interest expense | $580,000 | 7,453 |
| Net interest income | $2,766,000 | 5,571 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,613,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,059,000 | 1,617 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $554,000 | 3,401 |
| Total noninterest expense | $3,756,000 | 3,880 |
| Salaries and employee benefits | $1,893,000 | 4,107 |
| Premises and equipment expense | $909,000 | 2,463 |
| Additional noninterest expense | $954,000 | 4,427 |
| Pre-tax net operating income | $323,000 | 7,342 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $120,000 | 5,530 |
| Income before extraordinary items | $234,000 | 7,596 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $234,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,384 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $213,540 | 7,570 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 6,218 |
| Total interest expense | $446,000 | 7,550 |
| Net interest income | $2,087,000 | 5,585 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,186,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $763,000 | 1,697 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $423,000 | 3,435 |
| Total noninterest expense | $2,767,000 | 3,922 |
| Salaries and employee benefits | $1,408,000 | 4,136 |
| Premises and equipment expense | $688,000 | 2,456 |
| Additional noninterest expense | $671,000 | 4,611 |
| Pre-tax net operating income | $416,000 | 6,648 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $168,000 | 4,938 |
| Income before extraordinary items | $279,000 | 7,069 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $279,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $259,160 | 7,034 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 6,180 |
| Total interest expense | $301,000 | 7,658 |
| Net interest income | $1,434,000 | 5,470 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $792,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $499,000 | 1,698 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $293,000 | 3,334 |
| Total noninterest expense | $1,821,000 | 3,957 |
| Salaries and employee benefits | $928,000 | 4,155 |
| Premises and equipment expense | $447,000 | 2,500 |
| Additional noninterest expense | $446,000 | 4,622 |
| Pre-tax net operating income | $355,000 | 6,140 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $246,000 | 6,553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $246,000 | 6,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $226,160 | 6,536 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 6,204 |
| Total interest expense | $154,000 | 7,700 |
| Net interest income | $716,000 | 5,471 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $390,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $240,000 | 1,704 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 3,214 |
| Total noninterest expense | $886,000 | 4,042 |
| Salaries and employee benefits | $462,000 | 4,149 |
| Premises and equipment expense | $228,000 | 2,440 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $144,000 | 6,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $144,000 | 5,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,309 |
| Total interest expense | $775,000 | 7,593 |
| Net interest income | $2,758,000 | 5,583 |
| Provision for loan and lease losses | $125,000 | 5,264 |
| Total noninterest income | $1,539,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $875,000 | 1,840 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $664,000 | 2,789 |
| Total noninterest expense | $3,713,000 | 3,768 |
| Salaries and employee benefits | $1,836,000 | 4,017 |
| Premises and equipment expense | $941,000 | 2,311 |
| Additional noninterest expense | $936,000 | 4,405 |
| Pre-tax net operating income | $459,000 | 6,928 |
| Securities gains (losses) | $205,000 | 1,149 |
| Applicable income taxes | $165,000 | 5,388 |
| Income before extraordinary items | $499,000 | 6,414 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $499,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $345,250 | 6,985 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 5,768 |
| Total interest expense | $1,726,000 | 6,554 |
| Net interest income | $3,057,000 | 4,992 |
| Provision for loan and lease losses | $455,000 | 2,371 |
| Total noninterest income | $1,630,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $807,000 | 1,890 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $823,000 | 2,341 |
| Total noninterest expense | $4,185,000 | 3,294 |
| Salaries and employee benefits | $2,002,000 | 3,588 |
| Premises and equipment expense | $935,000 | 2,281 |
| Additional noninterest expense | $1,248,000 | 3,377 |
| Pre-tax net operating income | $47,000 | 8,553 |
| Securities gains (losses) | $59,000 | 2,204 |
| Applicable income taxes | $-148,000 | 9,328 |
| Income before extraordinary items | $254,000 | 7,413 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $254,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,187 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $195,000 | 7,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,156 |
| Total interest expense | $1,421,000 | 7,307 |
| Net interest income | $3,001,000 | 5,159 |
| Provision for loan and lease losses | $187,000 | 3,888 |
| Total noninterest income | $1,142,000 | 2,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $647,000 | 2,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,971 |
| Total noninterest expense | $3,232,000 | 3,975 |
| Salaries and employee benefits | $1,688,000 | 3,975 |
| Premises and equipment expense | $740,000 | 2,748 |
| Additional noninterest expense | $804,000 | 4,730 |
| Pre-tax net operating income | $724,000 | 6,138 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $262,000 | 4,878 |
| Income before extraordinary items | $462,000 | 6,528 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $462,000 | 6,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $462,000 | 6,539 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 7,238 |
| Total interest expense | $1,070,000 | 7,990 |
| Net interest income | $2,044,000 | 6,563 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $801,000 | 3,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $570,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,611 |
| Total noninterest expense | $2,600,000 | 4,732 |
| Salaries and employee benefits | $1,387,000 | 4,624 |
| Premises and equipment expense | $570,000 | 3,408 |
| Additional noninterest expense | $643,000 | 5,558 |
| Pre-tax net operating income | $20,000 | 9,335 |
| Securities gains (losses) | $100,000 | 737 |
| Applicable income taxes | $53,000 | 7,596 |
| Income before extraordinary items | $67,000 | 9,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 9,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,000 | 9,405 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 8,981 |
| Total interest expense | $675,000 | 9,253 |
| Net interest income | $1,077,000 | 8,616 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $2,443,000 | 4,845 |
| Salaries and employee benefits | $846,000 | 6,490 |
| Premises and equipment expense | $465,000 | 3,906 |
| Additional noninterest expense | $1,132,000 | 3,544 |
| Pre-tax net operating income | $-1,265,000 | 10,379 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-1,218,000 | 10,389 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,218,000 | 10,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,650,000 | 120 |
| Net operating income | $-1,265,000 | 10,375 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.