Home > Liberty Bank of Maryland > Income and Expense
Liberty Bank of Maryland, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 5,646 |
| Total interest expense | $57,000 | 4,955 |
| Net interest income | $329,000 | 5,681 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $4,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $2,000 | 5,864 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $573,000 | 4,794 |
| Salaries and employee benefits | $143,000 | 5,711 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $362,000 | 3,464 |
| Pre-tax net operating income | $-240,000 | 6,016 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-240,000 | 6,022 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-240,000 | 6,023 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-240,000 | 6,022 |
| Net charge-offs | $99,000 | 1,018 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-240,000 | 6,019 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 5,705 |
| Total interest expense | $238,000 | 4,945 |
| Net interest income | $1,265,000 | 5,742 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $37,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $6,000 | 5,975 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $31,000 | 5,688 |
| Total noninterest expense | $1,546,000 | 5,405 |
| Salaries and employee benefits | $695,000 | 5,605 |
| Premises and equipment expense | $278,000 | 4,604 |
| Additional noninterest expense | $573,000 | 5,230 |
| Pre-tax net operating income | $-244,000 | 5,980 |
| Securities gains (losses) | $58,000 | 1,540 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-186,000 | 5,984 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-186,000 | 5,985 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-186,000 | 5,985 |
| Net charge-offs | $66,000 | 3,039 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-244,000 | 5,988 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,788 |
| Total interest expense | $180,000 | 5,014 |
| Net interest income | $947,000 | 5,817 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $26,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $5,000 | 6,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 5,794 |
| Total noninterest expense | $1,198,000 | 5,394 |
| Salaries and employee benefits | $551,000 | 5,590 |
| Premises and equipment expense | $195,000 | 4,752 |
| Additional noninterest expense | $452,000 | 5,206 |
| Pre-tax net operating income | $-225,000 | 6,100 |
| Securities gains (losses) | $58,000 | 1,371 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-167,000 | 6,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-167,000 | 6,099 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-167,000 | 6,099 |
| Net charge-offs | $66,000 | 2,550 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-225,000 | 6,104 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 5,841 |
| Total interest expense | $119,000 | 5,073 |
| Net interest income | $633,000 | 5,873 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $13,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $3,000 | 6,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 5,939 |
| Total noninterest expense | $801,000 | 5,447 |
| Salaries and employee benefits | $374,000 | 5,627 |
| Premises and equipment expense | $127,000 | 4,822 |
| Additional noninterest expense | $300,000 | 5,250 |
| Pre-tax net operating income | $-155,000 | 6,155 |
| Securities gains (losses) | $58,000 | 1,150 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-97,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-97,000 | 6,143 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-97,000 | 6,143 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-155,000 | 6,158 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 5,884 |
| Total interest expense | $60,000 | 5,114 |
| Net interest income | $317,000 | 5,922 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $5,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 6,096 |
| Total noninterest expense | $414,000 | 5,443 |
| Salaries and employee benefits | $191,000 | 5,653 |
| Premises and equipment expense | $64,000 | 4,866 |
| Additional noninterest expense | $159,000 | 5,184 |
| Pre-tax net operating income | $-92,000 | 6,214 |
| Securities gains (losses) | $58,000 | 786 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-34,000 | 6,159 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-34,000 | 6,160 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-34,000 | 6,160 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-92,000 | 6,221 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 5,933 |
| Total interest expense | $266,000 | 5,146 |
| Net interest income | $1,318,000 | 5,974 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $37,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $8,000 | 6,271 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $1,470,000 | 5,714 |
| Salaries and employee benefits | $618,000 | 5,974 |
| Premises and equipment expense | $259,000 | 4,930 |
| Additional noninterest expense | $593,000 | 5,403 |
| Pre-tax net operating income | $-115,000 | 6,175 |
| Securities gains (losses) | $134,000 | 1,050 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $19,000 | 6,075 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $19,000 | 6,075 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,000 | 6,076 |
| Net charge-offs | $141,000 | 2,841 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-115,000 | 6,187 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,960 |
| Total interest expense | $202,000 | 5,201 |
| Net interest income | $1,029,000 | 6,013 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $18,000 | 6,410 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $6,000 | 6,343 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $12,000 | 6,166 |
| Total noninterest expense | $1,046,000 | 5,823 |
| Salaries and employee benefits | $462,000 | 6,020 |
| Premises and equipment expense | $193,000 | 4,986 |
| Additional noninterest expense | $391,000 | 5,630 |
| Pre-tax net operating income | $1,000 | 6,128 |
| Securities gains (losses) | $101,000 | 989 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $102,000 | 5,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,876 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $102,000 | 5,877 |
| Net charge-offs | $141,000 | 2,354 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,000 | 6,137 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,020 |
| Total interest expense | $138,000 | 5,210 |
| Net interest income | $670,000 | 6,081 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $13,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,000 | 6,395 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $9,000 | 6,208 |
| Total noninterest expense | $669,000 | 5,912 |
| Salaries and employee benefits | $281,000 | 6,157 |
| Premises and equipment expense | $129,000 | 5,039 |
| Additional noninterest expense | $259,000 | 5,672 |
| Pre-tax net operating income | $14,000 | 6,124 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $14,000 | 6,159 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $14,000 | 6,160 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $14,000 | 6,161 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $14,000 | 6,134 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 6,054 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $340,000 | 6,125 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $4,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $333,000 | 5,981 |
| Salaries and employee benefits | $138,000 | 6,242 |
| Premises and equipment expense | $66,000 | 5,067 |
| Additional noninterest expense | $129,000 | 5,744 |
| Pre-tax net operating income | $11,000 | 6,115 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $11,000 | 6,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 6,128 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $11,000 | 6,129 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $11,000 | 6,109 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 6,076 |
| Total interest expense | $345,000 | 5,169 |
| Net interest income | $1,373,000 | 6,172 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $46,000 | 6,503 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $10,000 | 6,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 6,034 |
| Total noninterest expense | $1,394,000 | 5,999 |
| Salaries and employee benefits | $635,000 | 6,183 |
| Premises and equipment expense | $255,000 | 5,160 |
| Additional noninterest expense | $504,000 | 5,847 |
| Pre-tax net operating income | $25,000 | 6,135 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $25,000 | 6,194 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,000 | 6,195 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $25,000 | 6,196 |
| Net charge-offs | $409,000 | 2,229 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $25,000 | 6,151 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 6,158 |
| Total interest expense | $266,000 | 5,216 |
| Net interest income | $1,007,000 | 6,254 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $37,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $7,000 | 6,601 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $30,000 | 6,063 |
| Total noninterest expense | $1,075,000 | 6,013 |
| Salaries and employee benefits | $496,000 | 6,175 |
| Premises and equipment expense | $191,000 | 5,184 |
| Additional noninterest expense | $388,000 | 5,821 |
| Pre-tax net operating income | $-31,000 | 6,340 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-31,000 | 6,393 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-31,000 | 6,395 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-31,000 | 6,394 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-31,000 | 6,353 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 6,174 |
| Total interest expense | $185,000 | 5,197 |
| Net interest income | $671,000 | 6,289 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $31,000 | 6,546 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $5,000 | 6,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,953 |
| Total noninterest expense | $706,000 | 6,065 |
| Salaries and employee benefits | $315,000 | 6,269 |
| Premises and equipment expense | $126,000 | 5,221 |
| Additional noninterest expense | $265,000 | 5,801 |
| Pre-tax net operating income | $-4,000 | 6,311 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-4,000 | 6,375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,000 | 6,377 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,000 | 6,377 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-4,000 | 6,312 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 6,256 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $320,000 | 6,375 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $3,000 | 6,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 5,678 |
| Total noninterest expense | $361,000 | 6,082 |
| Salaries and employee benefits | $163,000 | 6,275 |
| Premises and equipment expense | $68,000 | 5,115 |
| Additional noninterest expense | $130,000 | 5,903 |
| Pre-tax net operating income | $-18,000 | 6,437 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-18,000 | 6,501 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-18,000 | 6,502 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-18,000 | 6,502 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-18,000 | 6,448 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,181 |
| Total interest expense | $499,000 | 5,121 |
| Net interest income | $1,446,000 | 6,335 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $22,000 | 6,747 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $9,000 | 6,800 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,000 | 6,372 |
| Total noninterest expense | $1,466,000 | 6,144 |
| Salaries and employee benefits | $666,000 | 6,333 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $517,000 | 6,029 |
| Pre-tax net operating income | $2,000 | 6,142 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,000 | 6,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,000 | 6,298 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,000 | 6,300 |
| Net charge-offs | $992,000 | 1,824 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,000 | 6,162 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 6,272 |
| Total interest expense | $389,000 | 5,173 |
| Net interest income | $1,079,000 | 6,431 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $20,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $4,000 | 6,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,387 |
| Total noninterest expense | $1,126,000 | 6,144 |
| Salaries and employee benefits | $502,000 | 6,389 |
| Premises and equipment expense | $217,000 | 5,110 |
| Additional noninterest expense | $407,000 | 6,019 |
| Pre-tax net operating income | $-27,000 | 6,330 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-27,000 | 6,456 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-27,000 | 6,454 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-27,000 | 6,454 |
| Net charge-offs | $228,000 | 3,149 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-27,000 | 6,336 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 6,305 |
| Total interest expense | $272,000 | 5,191 |
| Net interest income | $723,000 | 6,468 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $4,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $5,000 | 6,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,000 | 6,795 |
| Total noninterest expense | $759,000 | 6,182 |
| Salaries and employee benefits | $332,000 | 6,448 |
| Premises and equipment expense | $150,000 | 5,051 |
| Additional noninterest expense | $277,000 | 6,037 |
| Pre-tax net operating income | $-32,000 | 6,406 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-32,000 | 6,534 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-32,000 | 6,534 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-32,000 | 6,534 |
| Net charge-offs | $227,000 | 2,609 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-32,000 | 6,421 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 6,347 |
| Total interest expense | $141,000 | 5,219 |
| Net interest income | $359,000 | 6,531 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $5,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $2,000 | 6,990 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $386,000 | 6,207 |
| Salaries and employee benefits | $175,000 | 6,417 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $130,000 | 6,158 |
| Pre-tax net operating income | $-22,000 | 6,539 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-22,000 | 6,633 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,000 | 6,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-22,000 | 6,633 |
| Net charge-offs | $227,000 | 1,734 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-22,000 | 6,543 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,293 |
| Total interest expense | $643,000 | 5,369 |
| Net interest income | $1,574,000 | 6,461 |
| Provision for loan and lease losses | $265,000 | 4,290 |
| Total noninterest income | $518,000 | 4,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $518,000 | 3,067 |
| Total noninterest expense | $1,689,000 | 6,101 |
| Salaries and employee benefits | $763,000 | 6,357 |
| Premises and equipment expense | $447,000 | 4,309 |
| Additional noninterest expense | $479,000 | 6,337 |
| Pre-tax net operating income | $138,000 | 5,644 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $139,000 | 5,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,748 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $139,000 | 5,748 |
| Net charge-offs | $262,000 | 3,956 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $139,000 | 5,620 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 6,320 |
| Total interest expense | $492,000 | 5,441 |
| Net interest income | $1,204,000 | 6,494 |
| Provision for loan and lease losses | $122,000 | 4,760 |
| Total noninterest income | $514,000 | 3,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $514,000 | 2,663 |
| Total noninterest expense | $1,279,000 | 6,123 |
| Salaries and employee benefits | $583,000 | 6,330 |
| Premises and equipment expense | $345,000 | 4,300 |
| Additional noninterest expense | $351,000 | 6,413 |
| Pre-tax net operating income | $317,000 | 5,044 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $88,000 | 3,299 |
| Income before extraordinary items | $229,000 | 5,379 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 5,379 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $229,000 | 5,379 |
| Net charge-offs | $124,000 | 4,217 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $229,000 | 5,240 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 6,357 |
| Total interest expense | $338,000 | 5,495 |
| Net interest income | $810,000 | 6,519 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $411,000 | 3,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $411,000 | 2,400 |
| Total noninterest expense | $861,000 | 6,169 |
| Salaries and employee benefits | $397,000 | 6,362 |
| Premises and equipment expense | $229,000 | 4,344 |
| Additional noninterest expense | $235,000 | 6,477 |
| Pre-tax net operating income | $360,000 | 4,358 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $137,000 | 2,596 |
| Income before extraordinary items | $223,000 | 4,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $223,000 | 4,862 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $223,000 | 4,863 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $223,000 | 4,778 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 6,401 |
| Total interest expense | $176,000 | 5,514 |
| Net interest income | $397,000 | 6,581 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $405,000 | 2,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $405,000 | 1,553 |
| Total noninterest expense | $466,000 | 6,071 |
| Salaries and employee benefits | $221,000 | 6,205 |
| Premises and equipment expense | $121,000 | 4,256 |
| Additional noninterest expense | $124,000 | 6,464 |
| Pre-tax net operating income | $336,000 | 3,312 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $137,000 | 1,870 |
| Income before extraordinary items | $199,000 | 3,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $199,000 | 3,998 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $199,000 | 3,999 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $199,000 | 3,942 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 6,486 |
| Total interest expense | $820,000 | 5,664 |
| Net interest income | $1,516,000 | 6,709 |
| Provision for loan and lease losses | $1,020,000 | 3,012 |
| Total noninterest income | $279,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $2,285,000 | 5,710 |
| Salaries and employee benefits | $1,165,000 | 5,745 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $667,000 | 6,009 |
| Pre-tax net operating income | $-1,510,000 | 6,657 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,510,000 | 6,745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,510,000 | 6,745 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,510,000 | 6,746 |
| Net charge-offs | $1,016,000 | 2,659 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,510,000 | 6,720 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 6,596 |
| Total interest expense | $617,000 | 5,811 |
| Net interest income | $1,125,000 | 6,807 |
| Provision for loan and lease losses | $710,000 | 3,014 |
| Total noninterest income | $257,000 | 5,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $257,000 | 3,795 |
| Total noninterest expense | $1,566,000 | 5,960 |
| Salaries and employee benefits | $646,000 | 6,350 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $580,000 | 5,724 |
| Pre-tax net operating income | $-894,000 | 6,748 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-894,000 | 6,861 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-894,000 | 6,861 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-894,000 | 6,861 |
| Net charge-offs | $916,000 | 2,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-894,000 | 6,807 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 6,676 |
| Total interest expense | $410,000 | 5,902 |
| Net interest income | $733,000 | 6,878 |
| Provision for loan and lease losses | $710,000 | 2,350 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $181,000 | 3,668 |
| Total noninterest expense | $887,000 | 6,325 |
| Salaries and employee benefits | $442,000 | 6,351 |
| Premises and equipment expense | $225,000 | 4,561 |
| Additional noninterest expense | $220,000 | 6,795 |
| Pre-tax net operating income | $-683,000 | 6,864 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-683,000 | 6,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-683,000 | 6,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-683,000 | 6,958 |
| Net charge-offs | $832,000 | 1,899 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-683,000 | 6,922 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,828 |
| Total interest expense | $206,000 | 6,010 |
| Net interest income | $343,000 | 7,041 |
| Provision for loan and lease losses | $435,000 | 1,982 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $439,000 | 6,420 |
| Salaries and employee benefits | $216,000 | 6,469 |
| Premises and equipment expense | $113,000 | 4,622 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $-512,000 | 7,191 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-512,000 | 7,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-512,000 | 7,270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-512,000 | 7,271 |
| Net charge-offs | $407,000 | 1,760 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-512,000 | 7,252 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 6,766 |
| Total interest expense | $903,000 | 6,232 |
| Net interest income | $1,487,000 | 6,922 |
| Provision for loan and lease losses | $2,001,000 | 2,473 |
| Total noninterest income | $75,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $75,000 | 5,986 |
| Total noninterest expense | $1,926,000 | 6,321 |
| Salaries and employee benefits | $880,000 | 6,514 |
| Premises and equipment expense | $454,000 | 4,645 |
| Additional noninterest expense | $592,000 | 6,469 |
| Pre-tax net operating income | $-2,365,000 | 6,736 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,365,000 | 6,854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,365,000 | 6,851 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,365,000 | 6,852 |
| Net charge-offs | $1,599,000 | 2,298 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,365,000 | 6,853 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 6,800 |
| Total interest expense | $696,000 | 6,325 |
| Net interest income | $1,138,000 | 6,928 |
| Provision for loan and lease losses | $1,985,000 | 1,911 |
| Total noninterest income | $26,000 | 7,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $26,000 | 6,813 |
| Total noninterest expense | $1,461,000 | 6,307 |
| Salaries and employee benefits | $640,000 | 6,610 |
| Premises and equipment expense | $343,000 | 4,674 |
| Additional noninterest expense | $478,000 | 6,358 |
| Pre-tax net operating income | $-2,282,000 | 7,127 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,282,000 | 7,244 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,282,000 | 7,243 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,282,000 | 7,244 |
| Net charge-offs | $1,583,000 | 1,721 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,282,000 | 7,237 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 6,820 |
| Total interest expense | $480,000 | 6,361 |
| Net interest income | $778,000 | 6,900 |
| Provision for loan and lease losses | $985,000 | 2,087 |
| Total noninterest income | $19,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $968,000 | 6,360 |
| Salaries and employee benefits | $439,000 | 6,627 |
| Premises and equipment expense | $233,000 | 4,661 |
| Additional noninterest expense | $296,000 | 6,517 |
| Pre-tax net operating income | $-1,156,000 | 7,097 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,156,000 | 7,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,156,000 | 7,205 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,156,000 | 7,206 |
| Net charge-offs | $834,000 | 1,791 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,156,000 | 7,206 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 6,824 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $393,000 | 6,899 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $517,000 | 6,181 |
| Salaries and employee benefits | $243,000 | 6,455 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $153,000 | 6,259 |
| Pre-tax net operating income | $-115,000 | 6,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-115,000 | 6,844 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-115,000 | 6,845 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-115,000 | 6,845 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-115,000 | 6,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 6,565 |
| Total interest expense | $1,438,000 | 6,066 |
| Net interest income | $1,643,000 | 6,835 |
| Provision for loan and lease losses | $320,000 | 4,511 |
| Total noninterest income | $32,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $32,000 | 7,145 |
| Total noninterest expense | $1,610,000 | 6,724 |
| Salaries and employee benefits | $866,000 | 6,732 |
| Premises and equipment expense | $456,000 | 4,720 |
| Additional noninterest expense | $288,000 | 7,508 |
| Pre-tax net operating income | $-255,000 | 6,601 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-145,000 | 7,154 |
| Income before extraordinary items | $-110,000 | 6,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-110,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 3,445 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-110,000 | 6,518 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 6,541 |
| Total interest expense | $1,126,000 | 6,091 |
| Net interest income | $1,294,000 | 6,782 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $25,000 | 7,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $1,149,000 | 6,828 |
| Salaries and employee benefits | $589,000 | 6,944 |
| Premises and equipment expense | $336,000 | 4,776 |
| Additional noninterest expense | $224,000 | 7,479 |
| Pre-tax net operating income | $170,000 | 6,152 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $65,000 | 3,935 |
| Income before extraordinary items | $105,000 | 6,155 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $105,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $105,000 | 6,311 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,562 |
| Total interest expense | $791,000 | 6,136 |
| Net interest income | $856,000 | 6,823 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $16,000 | 8,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $765,000 | 6,888 |
| Salaries and employee benefits | $395,000 | 6,989 |
| Premises and equipment expense | $221,000 | 4,859 |
| Additional noninterest expense | $149,000 | 7,519 |
| Pre-tax net operating income | $107,000 | 6,360 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $41,000 | 4,216 |
| Income before extraordinary items | $66,000 | 6,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $66,000 | 6,514 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,626 |
| Total interest expense | $422,000 | 6,139 |
| Net interest income | $412,000 | 6,947 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $8,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $389,000 | 6,883 |
| Salaries and employee benefits | $198,000 | 7,026 |
| Premises and equipment expense | $114,000 | 4,779 |
| Additional noninterest expense | $77,000 | 7,474 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $19,000 | 7,034 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $19,000 | 6,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 6,661 |
| Total interest expense | $1,773,000 | 6,087 |
| Net interest income | $1,507,000 | 7,100 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $40,000 | 8,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $1,628,000 | 6,728 |
| Salaries and employee benefits | $921,000 | 6,633 |
| Premises and equipment expense | $413,000 | 4,921 |
| Additional noninterest expense | $294,000 | 7,563 |
| Pre-tax net operating income | $-81,000 | 7,538 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-9,000 | 7,780 |
| Income before extraordinary items | $-72,000 | 7,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-72,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-72,000 | 7,576 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,698 |
| Total interest expense | $1,319,000 | 6,141 |
| Net interest income | $1,130,000 | 7,159 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $32,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $1,115,000 | 6,923 |
| Salaries and employee benefits | $585,000 | 7,001 |
| Premises and equipment expense | $303,000 | 4,993 |
| Additional noninterest expense | $227,000 | 7,515 |
| Pre-tax net operating income | $47,000 | 7,505 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $18,000 | 5,533 |
| Income before extraordinary items | $29,000 | 7,575 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $29,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $29,000 | 7,561 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,759 |
| Total interest expense | $870,000 | 6,199 |
| Net interest income | $748,000 | 7,227 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $743,000 | 6,965 |
| Salaries and employee benefits | $394,000 | 7,034 |
| Premises and equipment expense | $198,000 | 5,072 |
| Additional noninterest expense | $151,000 | 7,561 |
| Pre-tax net operating income | $28,000 | 7,645 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $17,000 | 7,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,000 | 7,699 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,866 |
| Total interest expense | $421,000 | 6,274 |
| Net interest income | $359,000 | 7,340 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $372,000 | 7,000 |
| Salaries and employee benefits | $197,000 | 7,076 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $73,000 | 7,620 |
| Pre-tax net operating income | $-1,000 | 7,857 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-1,000 | 7,870 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-1,000 | 7,856 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 6,788 |
| Total interest expense | $1,532,000 | 6,072 |
| Net interest income | $1,455,000 | 7,234 |
| Provision for loan and lease losses | $-91,000 | 8,454 |
| Total noninterest income | $46,000 | 8,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $1,543,000 | 6,816 |
| Salaries and employee benefits | $846,000 | 6,821 |
| Premises and equipment expense | $391,000 | 4,992 |
| Additional noninterest expense | $306,000 | 7,552 |
| Pre-tax net operating income | $49,000 | 7,845 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $38,000 | 7,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $38,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,416 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $38,000 | 7,872 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 6,849 |
| Total interest expense | $1,118,000 | 6,078 |
| Net interest income | $1,097,000 | 7,297 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $34,000 | 8,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,391 |
| Total noninterest expense | $1,064,000 | 7,031 |
| Salaries and employee benefits | $549,000 | 7,167 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $226,000 | 7,587 |
| Pre-tax net operating income | $67,000 | 7,915 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $41,000 | 7,999 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $41,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $41,000 | 7,988 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 6,868 |
| Total interest expense | $726,000 | 6,056 |
| Net interest income | $739,000 | 7,333 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $715,000 | 7,054 |
| Salaries and employee benefits | $376,000 | 7,128 |
| Premises and equipment expense | $193,000 | 5,034 |
| Additional noninterest expense | $146,000 | 7,658 |
| Pre-tax net operating income | $46,000 | 7,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $28,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $28,000 | 8,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 6,854 |
| Total interest expense | $358,000 | 5,980 |
| Net interest income | $371,000 | 7,335 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $187,000 | 7,168 |
| Premises and equipment expense | $102,000 | 4,892 |
| Additional noninterest expense | $71,000 | 7,703 |
| Pre-tax net operating income | $23,000 | 8,001 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $14,000 | 8,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $14,000 | 8,054 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 6,641 |
| Total interest expense | $1,355,000 | 5,506 |
| Net interest income | $1,582,000 | 7,183 |
| Provision for loan and lease losses | $-89,000 | 8,618 |
| Total noninterest income | $62,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,122 |
| Total noninterest expense | $1,503,000 | 6,878 |
| Salaries and employee benefits | $851,000 | 6,783 |
| Premises and equipment expense | $385,000 | 4,977 |
| Additional noninterest expense | $267,000 | 7,829 |
| Pre-tax net operating income | $230,000 | 7,617 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $86,000 | 5,492 |
| Income before extraordinary items | $145,000 | 7,812 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $145,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 8,608 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $144,360 | 7,778 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 6,645 |
| Total interest expense | $995,000 | 5,445 |
| Net interest income | $1,203,000 | 7,189 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $51,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $1,065,000 | 7,021 |
| Salaries and employee benefits | $573,000 | 7,039 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $203,000 | 7,806 |
| Pre-tax net operating income | $189,000 | 7,677 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $84,000 | 5,399 |
| Income before extraordinary items | $106,000 | 7,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $106,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $105,360 | 7,905 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,634 |
| Total interest expense | $639,000 | 5,396 |
| Net interest income | $817,000 | 7,145 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $21,000 | 8,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $710,000 | 7,029 |
| Salaries and employee benefits | $386,000 | 7,018 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $135,000 | 7,795 |
| Pre-tax net operating income | $128,000 | 7,686 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $68,000 | 7,975 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $68,000 | 7,938 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,662 |
| Total interest expense | $309,000 | 5,393 |
| Net interest income | $415,000 | 7,168 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $347,000 | 7,119 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $64,000 | 7,941 |
| Pre-tax net operating income | $78,000 | 7,517 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $41,000 | 5,013 |
| Income before extraordinary items | $37,000 | 7,981 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $37,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $37,000 | 7,953 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 6,452 |
| Total interest expense | $1,244,000 | 5,017 |
| Net interest income | $1,726,000 | 7,012 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $48,000 | 8,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $1,452,000 | 6,967 |
| Salaries and employee benefits | $803,000 | 6,917 |
| Premises and equipment expense | $374,000 | 4,988 |
| Additional noninterest expense | $275,000 | 7,848 |
| Pre-tax net operating income | $322,000 | 7,370 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $132,000 | 5,243 |
| Income before extraordinary items | $190,000 | 7,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $190,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $190,000 | 7,658 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 6,452 |
| Total interest expense | $932,000 | 4,985 |
| Net interest income | $1,301,000 | 7,006 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $36,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 7,481 |
| Total noninterest expense | $1,044,000 | 7,056 |
| Salaries and employee benefits | $541,000 | 7,169 |
| Premises and equipment expense | $285,000 | 4,920 |
| Additional noninterest expense | $218,000 | 7,763 |
| Pre-tax net operating income | $293,000 | 7,244 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $177,000 | 7,608 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $177,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $177,000 | 7,556 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 6,488 |
| Total interest expense | $620,000 | 5,011 |
| Net interest income | $869,000 | 7,031 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $691,000 | 7,128 |
| Salaries and employee benefits | $358,000 | 7,240 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $144,000 | 7,800 |
| Pre-tax net operating income | $203,000 | 7,166 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $86,000 | 5,032 |
| Income before extraordinary items | $117,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $117,000 | 7,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,537 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $423,000 | 7,138 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $72,000 | 7,841 |
| Pre-tax net operating income | $91,000 | 7,292 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $43,000 | 5,036 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 6,469 |
| Total interest expense | $1,449,000 | 4,973 |
| Net interest income | $1,593,000 | 7,217 |
| Provision for loan and lease losses | $-1,000 | 8,877 |
| Total noninterest income | $71,000 | 8,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,394,000 | 7,081 |
| Salaries and employee benefits | $742,000 | 7,143 |
| Premises and equipment expense | $363,000 | 5,052 |
| Additional noninterest expense | $289,000 | 7,840 |
| Pre-tax net operating income | $271,000 | 7,550 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $103,000 | 5,691 |
| Income before extraordinary items | $168,000 | 7,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $168,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $168,000 | 7,795 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 6,504 |
| Total interest expense | $1,115,000 | 5,036 |
| Net interest income | $1,197,000 | 7,271 |
| Provision for loan and lease losses | $-1,000 | 9,003 |
| Total noninterest income | $56,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $1,011,000 | 7,179 |
| Salaries and employee benefits | $509,000 | 7,353 |
| Premises and equipment expense | $278,000 | 4,976 |
| Additional noninterest expense | $224,000 | 7,785 |
| Pre-tax net operating income | $243,000 | 7,479 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $94,000 | 5,636 |
| Income before extraordinary items | $149,000 | 7,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $149,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $149,000 | 7,759 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 6,436 |
| Total interest expense | $766,000 | 5,063 |
| Net interest income | $833,000 | 7,164 |
| Provision for loan and lease losses | $-1,000 | 9,066 |
| Total noninterest income | $38,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $678,000 | 7,178 |
| Salaries and employee benefits | $335,000 | 7,403 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $151,000 | 7,757 |
| Pre-tax net operating income | $194,000 | 7,262 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $119,000 | 7,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $119,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $119,000 | 7,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,393 |
| Total interest expense | $398,000 | 5,051 |
| Net interest income | $419,000 | 7,165 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $349,000 | 7,130 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 6,130 |
| Total interest expense | $1,983,000 | 4,820 |
| Net interest income | $1,752,000 | 7,035 |
| Provision for loan and lease losses | $1,000 | 8,074 |
| Total noninterest income | $162,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,444 |
| Total noninterest expense | $1,427,000 | 7,005 |
| Salaries and employee benefits | $784,000 | 6,938 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $285,000 | 7,912 |
| Pre-tax net operating income | $486,000 | 6,818 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $315,000 | 7,247 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $315,000 | 7,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $309,880 | 7,168 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 6,089 |
| Total interest expense | $2,614,000 | 5,251 |
| Net interest income | $1,704,000 | 6,971 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $108,000 | 8,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,498,000 | 6,804 |
| Salaries and employee benefits | $824,000 | 6,679 |
| Premises and equipment expense | $380,000 | 4,764 |
| Additional noninterest expense | $294,000 | 7,907 |
| Pre-tax net operating income | $314,000 | 7,347 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $127,000 | 5,697 |
| Income before extraordinary items | $199,000 | 7,745 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $199,000 | 7,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $191,320 | 7,685 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 6,396 |
| Total interest expense | $2,403,000 | 5,705 |
| Net interest income | $1,708,000 | 7,102 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $115,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $115,000 | 6,102 |
| Total noninterest expense | $1,469,000 | 6,821 |
| Salaries and employee benefits | $793,000 | 6,761 |
| Premises and equipment expense | $366,000 | 4,797 |
| Additional noninterest expense | $310,000 | 7,865 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $138,000 | 6,063 |
| Income before extraordinary items | $219,000 | 7,957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $219,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $217,080 | 7,970 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 6,174 |
| Total interest expense | $2,570,000 | 5,113 |
| Net interest income | $1,651,000 | 7,284 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $132,000 | 8,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,656,000 | 6,393 |
| Salaries and employee benefits | $866,000 | 6,469 |
| Premises and equipment expense | $434,000 | 4,241 |
| Additional noninterest expense | $356,000 | 7,649 |
| Pre-tax net operating income | $97,000 | 9,089 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $47,000 | 7,686 |
| Income before extraordinary items | $66,000 | 9,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $66,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $55,760 | 9,189 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 6,184 |
| Total interest expense | $2,461,000 | 5,421 |
| Net interest income | $1,891,000 | 6,874 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $145,000 | 5,772 |
| Total noninterest expense | $1,527,000 | 6,606 |
| Salaries and employee benefits | $759,000 | 6,870 |
| Premises and equipment expense | $380,000 | 4,596 |
| Additional noninterest expense | $388,000 | 7,318 |
| Pre-tax net operating income | $509,000 | 7,316 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $202,000 | 6,160 |
| Income before extraordinary items | $323,000 | 7,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $323,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $312,760 | 7,700 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 6,262 |
| Total interest expense | $2,562,000 | 5,323 |
| Net interest income | $1,896,000 | 7,136 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $116,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $1,350,000 | 7,181 |
| Salaries and employee benefits | $688,000 | 7,386 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $339,000 | 7,911 |
| Pre-tax net operating income | $662,000 | 7,151 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $256,000 | 6,197 |
| Income before extraordinary items | $410,000 | 7,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $410,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $407,440 | 7,534 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 6,347 |
| Total interest expense | $2,748,000 | 5,151 |
| Net interest income | $1,801,000 | 7,563 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $131,000 | 6,361 |
| Total noninterest expense | $1,812,000 | 6,357 |
| Salaries and employee benefits | $747,000 | 7,268 |
| Premises and equipment expense | $243,000 | 6,346 |
| Additional noninterest expense | $822,000 | 5,108 |
| Pre-tax net operating income | $120,000 | 10,262 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $-75,000 | 10,963 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-75,000 | 10,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-80,120 | 10,923 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 6,350 |
| Total interest expense | $2,669,000 | 5,278 |
| Net interest income | $1,929,000 | 7,466 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $147,000 | 9,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,359,000 | 7,713 |
| Salaries and employee benefits | $677,000 | 7,886 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $463,000 | 7,577 |
| Pre-tax net operating income | $717,000 | 7,244 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $283,000 | 6,221 |
| Income before extraordinary items | $439,000 | 7,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $439,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $435,800 | 7,736 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 6,209 |
| Total interest expense | $2,509,000 | 4,639 |
| Net interest income | $1,928,000 | 7,731 |
| Provision for loan and lease losses | $207,000 | 2,959 |
| Total noninterest income | $157,000 | 9,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $1,378,000 | 7,981 |
| Salaries and employee benefits | $686,000 | 7,985 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $486,000 | 7,991 |
| Pre-tax net operating income | $500,000 | 8,656 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $317,000 | 8,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $317,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,240 | 9,097 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,653,000 | 6,139 |
| Total interest expense | $2,686,000 | 4,531 |
| Net interest income | $1,967,000 | 7,780 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $1,534,000 | 7,716 |
| Salaries and employee benefits | $762,000 | 7,558 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $565,000 | 7,642 |
| Pre-tax net operating income | $608,000 | 7,894 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $224,000 | 7,193 |
| Income before extraordinary items | $384,000 | 8,591 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $384,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,000 | 8,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 6,425 |
| Total interest expense | $3,194,000 | 4,891 |
| Net interest income | $1,770,000 | 8,439 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $199,000 | 5,690 |
| Total noninterest expense | $1,424,000 | 8,194 |
| Salaries and employee benefits | $720,000 | 7,834 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $485,000 | 8,600 |
| Pre-tax net operating income | $540,000 | 8,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $175,000 | 8,076 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $365,000 | 8,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.