Home > Liberty Bank of Fort Walton Beach > Income and Expense
Liberty Bank of Fort Walton Beach, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 6,907 |
| Total interest expense | $1,788,000 | 7,655 |
| Net interest income | $2,708,000 | 6,200 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $2,187,000 | 5,952 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $774,000 | 6,252 |
| Pre-tax net operating income | $727,000 | 6,958 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $482,000 | 7,490 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $482,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $293,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $455,120 | 7,337 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.