Home > Liberty Bank of Arkansas > Income and Expense
Liberty Bank of Arkansas, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 2,943 |
| Total interest expense | $2,240,000 | 2,197 |
| Net interest income | $2,937,000 | 3,453 |
| Provision for loan and lease losses | $480,000 | 1,006 |
| Total noninterest income | $1,338,000 | 1,766 |
| Gross Fiduciary activities income | $26,000 | 1,034 |
| Service charges on deposit accounts | $407,000 | 2,044 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $905,000 | 1,444 |
| Total noninterest expense | $3,758,000 | 2,179 |
| Salaries and employee benefits | $2,189,000 | 2,069 |
| Premises and equipment expense | $636,000 | 1,877 |
| Additional noninterest expense | $933,000 | 2,612 |
| Pre-tax net operating income | $37,000 | 8,195 |
| Securities gains (losses) | $18,000 | 1,140 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $47,000 | 8,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 553 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,808 |
| Net operating income | $31,700 | 8,193 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 3,150 |
| Total interest expense | $941,000 | 2,456 |
| Net interest income | $1,416,000 | 3,572 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $633,000 | 1,802 |
| Gross Fiduciary activities income | $17,000 | 1,005 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $424,000 | 1,491 |
| Total noninterest expense | $1,835,000 | 2,262 |
| Salaries and employee benefits | $1,038,000 | 2,184 |
| Premises and equipment expense | $299,000 | 2,004 |
| Additional noninterest expense | $498,000 | 2,444 |
| Pre-tax net operating income | $-26,000 | 8,516 |
| Securities gains (losses) | $20,000 | 797 |
| Applicable income taxes | $-8,000 | 8,689 |
| Income before extraordinary items | $2,000 | 8,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 8,821 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,885 |
| Net operating income | $-10,800 | 8,470 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 7,210 |
| Total interest expense | $859,000 | 6,070 |
| Net interest income | $1,306,000 | 7,591 |
| Provision for loan and lease losses | $825,000 | 1,251 |
| Total noninterest income | $378,000 | 5,915 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $165,000 | 5,611 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $203,000 | 5,085 |
| Total noninterest expense | $1,672,000 | 6,593 |
| Salaries and employee benefits | $922,000 | 6,531 |
| Premises and equipment expense | $252,000 | 6,168 |
| Additional noninterest expense | $498,000 | 6,542 |
| Pre-tax net operating income | $-813,000 | 8,765 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $-339,000 | 8,874 |
| Income before extraordinary items | $-469,000 | 8,704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-469,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,627 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-472,200 | 8,678 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,205,000 | 3,297 |
| Total interest expense | $2,403,000 | 2,439 |
| Net interest income | $3,802,000 | 3,751 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,147,000 | 2,650 |
| Gross Fiduciary activities income | $53,000 | 1,005 |
| Service charges on deposit accounts | $501,000 | 2,493 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $593,000 | 2,518 |
| Total noninterest expense | $3,725,000 | 3,107 |
| Salaries and employee benefits | $1,940,000 | 3,222 |
| Premises and equipment expense | $702,000 | 2,414 |
| Additional noninterest expense | $1,083,000 | 3,193 |
| Pre-tax net operating income | $774,000 | 5,279 |
| Securities gains (losses) | $69,000 | 1,425 |
| Applicable income taxes | $195,000 | 4,473 |
| Income before extraordinary items | $648,000 | 5,161 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $648,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 8,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $594,870 | 5,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 3,326 |
| Total interest expense | $1,596,000 | 2,434 |
| Net interest income | $2,497,000 | 3,785 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $699,000 | 2,834 |
| Gross Fiduciary activities income | $39,000 | 998 |
| Service charges on deposit accounts | $337,000 | 2,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $323,000 | 2,863 |
| Total noninterest expense | $2,411,000 | 3,202 |
| Salaries and employee benefits | $1,258,000 | 3,313 |
| Premises and equipment expense | $458,000 | 2,459 |
| Additional noninterest expense | $695,000 | 3,331 |
| Pre-tax net operating income | $485,000 | 5,380 |
| Securities gains (losses) | $55,000 | 1,393 |
| Applicable income taxes | $116,000 | 4,650 |
| Income before extraordinary items | $424,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $424,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,857 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $380,550 | 5,359 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 3,326 |
| Total interest expense | $815,000 | 2,400 |
| Net interest income | $1,235,000 | 3,810 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $322,000 | 2,966 |
| Gross Fiduciary activities income | $25,000 | 963 |
| Service charges on deposit accounts | $164,000 | 2,483 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $1,205,000 | 3,217 |
| Salaries and employee benefits | $609,000 | 3,416 |
| Premises and equipment expense | $239,000 | 2,409 |
| Additional noninterest expense | $357,000 | 3,235 |
| Pre-tax net operating income | $202,000 | 5,799 |
| Securities gains (losses) | $52,000 | 1,173 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $199,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $158,440 | 5,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,535,000 | 3,250 |
| Total interest expense | $3,327,000 | 2,609 |
| Net interest income | $5,208,000 | 3,577 |
| Provision for loan and lease losses | $1,650,000 | 753 |
| Total noninterest income | $1,626,000 | 2,663 |
| Gross Fiduciary activities income | $271,000 | 735 |
| Service charges on deposit accounts | $644,000 | 2,545 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $711,000 | 2,942 |
| Total noninterest expense | $4,579,000 | 3,307 |
| Salaries and employee benefits | $2,483,000 | 3,280 |
| Premises and equipment expense | $895,000 | 2,495 |
| Additional noninterest expense | $1,201,000 | 3,719 |
| Pre-tax net operating income | $605,000 | 6,324 |
| Securities gains (losses) | $285,000 | 1,078 |
| Applicable income taxes | $154,000 | 5,242 |
| Income before extraordinary items | $736,000 | 5,450 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $736,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,710,000 | 617 |
| Cash dividends | $288,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $499,450 | 6,188 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,290 |
| Total interest expense | $2,504,000 | 2,678 |
| Net interest income | $3,886,000 | 3,615 |
| Provision for loan and lease losses | $1,225,000 | 751 |
| Total noninterest income | $1,203,000 | 2,772 |
| Gross Fiduciary activities income | $150,000 | 798 |
| Service charges on deposit accounts | $485,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 2,907 |
| Total noninterest expense | $3,388,000 | 3,333 |
| Salaries and employee benefits | $1,863,000 | 3,289 |
| Premises and equipment expense | $641,000 | 2,605 |
| Additional noninterest expense | $884,000 | 3,752 |
| Pre-tax net operating income | $476,000 | 6,388 |
| Securities gains (losses) | $232,000 | 1,143 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $688,000 | 5,038 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $688,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $462,960 | 5,864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 3,358 |
| Total interest expense | $1,664,000 | 2,763 |
| Net interest income | $2,543,000 | 3,646 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $797,000 | 2,763 |
| Gross Fiduciary activities income | $54,000 | 959 |
| Service charges on deposit accounts | $320,000 | 2,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $423,000 | 2,702 |
| Total noninterest expense | $2,241,000 | 3,343 |
| Salaries and employee benefits | $1,227,000 | 3,310 |
| Premises and equipment expense | $426,000 | 2,609 |
| Additional noninterest expense | $588,000 | 3,756 |
| Pre-tax net operating income | $949,000 | 3,636 |
| Securities gains (losses) | $212,000 | 1,012 |
| Applicable income taxes | $345,000 | 2,983 |
| Income before extraordinary items | $816,000 | 3,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $816,000 | 3,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,373 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $667,600 | 3,822 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 3,387 |
| Total interest expense | $808,000 | 2,918 |
| Net interest income | $1,289,000 | 3,609 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $365,000 | 2,834 |
| Gross Fiduciary activities income | $13,000 | 1,092 |
| Service charges on deposit accounts | $149,000 | 2,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $203,000 | 2,697 |
| Total noninterest expense | $1,081,000 | 3,436 |
| Salaries and employee benefits | $590,000 | 3,411 |
| Premises and equipment expense | $208,000 | 2,679 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $498,000 | 3,504 |
| Securities gains (losses) | $112,000 | 936 |
| Applicable income taxes | $155,000 | 3,169 |
| Income before extraordinary items | $455,000 | 3,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $371,000 | 3,487 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,311,000 | 3,536 |
| Total interest expense | $3,264,000 | 3,295 |
| Net interest income | $5,047,000 | 3,645 |
| Provision for loan and lease losses | $555,000 | 2,204 |
| Total noninterest income | $1,614,000 | 2,501 |
| Gross Fiduciary activities income | $186,000 | 854 |
| Service charges on deposit accounts | $608,000 | 2,544 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 2,462 |
| Total noninterest expense | $4,262,000 | 3,382 |
| Salaries and employee benefits | $2,372,000 | 3,256 |
| Premises and equipment expense | $773,000 | 2,751 |
| Additional noninterest expense | $1,117,000 | 3,818 |
| Pre-tax net operating income | $1,844,000 | 3,610 |
| Securities gains (losses) | $285,000 | 929 |
| Applicable income taxes | $518,000 | 3,379 |
| Income before extraordinary items | $1,611,000 | 3,314 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,611,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,236 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,394,400 | 3,586 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,038,000 | 4,008 |
| Total interest expense | $3,577,000 | 4,138 |
| Net interest income | $4,461,000 | 3,796 |
| Provision for loan and lease losses | $720,000 | 1,627 |
| Total noninterest income | $1,232,000 | 2,878 |
| Gross Fiduciary activities income | $182,000 | 861 |
| Service charges on deposit accounts | $522,000 | 2,749 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $528,000 | 3,034 |
| Total noninterest expense | $3,610,000 | 3,730 |
| Salaries and employee benefits | $2,029,000 | 3,556 |
| Premises and equipment expense | $635,000 | 3,213 |
| Additional noninterest expense | $946,000 | 4,252 |
| Pre-tax net operating income | $1,363,000 | 4,106 |
| Securities gains (losses) | $159,000 | 1,368 |
| Applicable income taxes | $262,000 | 4,537 |
| Income before extraordinary items | $1,260,000 | 3,669 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,260,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,128,030 | 3,836 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 4,175 |
| Total interest expense | $3,847,000 | 4,106 |
| Net interest income | $4,060,000 | 4,134 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $873,000 | 3,461 |
| Gross Fiduciary activities income | $50,000 | 1,050 |
| Service charges on deposit accounts | $485,000 | 2,765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $338,000 | 3,680 |
| Total noninterest expense | $3,152,000 | 4,061 |
| Salaries and employee benefits | $1,751,000 | 3,858 |
| Premises and equipment expense | $578,000 | 3,375 |
| Additional noninterest expense | $823,000 | 4,641 |
| Pre-tax net operating income | $1,601,000 | 3,887 |
| Securities gains (losses) | $-129,000 | 9,479 |
| Applicable income taxes | $337,000 | 4,337 |
| Income before extraordinary items | $1,135,000 | 4,017 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,135,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,408 |
| Cash dividends | $216,000 | 5,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,234,330 | 3,770 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 4,044 |
| Total interest expense | $4,051,000 | 3,550 |
| Net interest income | $3,691,000 | 4,474 |
| Provision for loan and lease losses | $255,000 | 3,010 |
| Total noninterest income | $809,000 | 3,594 |
| Gross Fiduciary activities income | $114,000 | 971 |
| Service charges on deposit accounts | $456,000 | 2,858 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $239,000 | 4,537 |
| Total noninterest expense | $3,249,000 | 3,939 |
| Salaries and employee benefits | $1,755,000 | 3,827 |
| Premises and equipment expense | $528,000 | 3,604 |
| Additional noninterest expense | $966,000 | 4,135 |
| Pre-tax net operating income | $996,000 | 5,322 |
| Securities gains (losses) | $-94,000 | 9,940 |
| Applicable income taxes | $85,000 | 7,134 |
| Income before extraordinary items | $817,000 | 5,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $817,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,392 |
| Cash dividends | $216,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $902,540 | 4,695 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,703,000 | 3,646 |
| Total interest expense | $4,491,000 | 3,316 |
| Net interest income | $4,212,000 | 3,954 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $674,000 | 4,092 |
| Gross Fiduciary activities income | $66,000 | 1,071 |
| Service charges on deposit accounts | $410,000 | 3,067 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $2,978,000 | 4,147 |
| Salaries and employee benefits | $1,692,000 | 3,854 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $768,000 | 4,812 |
| Pre-tax net operating income | $1,683,000 | 3,834 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $299,000 | 5,175 |
| Income before extraordinary items | $1,386,000 | 3,468 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,386,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,384,360 | 3,379 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 3,734 |
| Total interest expense | $4,299,000 | 3,426 |
| Net interest income | $4,261,000 | 4,015 |
| Provision for loan and lease losses | $320,000 | 2,457 |
| Total noninterest income | $594,000 | 4,442 |
| Gross Fiduciary activities income | $45,000 | 1,189 |
| Service charges on deposit accounts | $386,000 | 3,322 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $2,609,000 | 4,617 |
| Salaries and employee benefits | $1,558,000 | 4,114 |
| Premises and equipment expense | $409,000 | 4,377 |
| Additional noninterest expense | $642,000 | 5,550 |
| Pre-tax net operating income | $1,926,000 | 3,673 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $398,000 | 4,898 |
| Income before extraordinary items | $1,536,000 | 3,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,536,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,958 |
| Cash dividends | $144,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,529,680 | 3,231 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 3,989 |
| Total interest expense | $3,964,000 | 3,737 |
| Net interest income | $4,129,000 | 4,204 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $569,000 | 4,725 |
| Gross Fiduciary activities income | $48,000 | 1,244 |
| Service charges on deposit accounts | $385,000 | 3,448 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $2,367,000 | 5,233 |
| Salaries and employee benefits | $1,424,000 | 4,527 |
| Premises and equipment expense | $371,000 | 4,824 |
| Additional noninterest expense | $572,000 | 6,536 |
| Pre-tax net operating income | $2,271,000 | 3,069 |
| Securities gains (losses) | $-98,000 | 11,196 |
| Applicable income taxes | $529,000 | 3,968 |
| Income before extraordinary items | $1,644,000 | 2,935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,644,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $144,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,718,480 | 2,788 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 4,252 |
| Total interest expense | $4,013,000 | 3,669 |
| Net interest income | $3,512,000 | 4,860 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $538,000 | 4,924 |
| Gross Fiduciary activities income | $23,000 | 1,396 |
| Service charges on deposit accounts | $384,000 | 3,486 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $2,220,000 | 5,516 |
| Salaries and employee benefits | $1,212,000 | 5,178 |
| Premises and equipment expense | $327,000 | 5,286 |
| Additional noninterest expense | $681,000 | 5,988 |
| Pre-tax net operating income | $1,770,000 | 3,896 |
| Securities gains (losses) | $50,000 | 1,306 |
| Applicable income taxes | $371,000 | 5,206 |
| Income before extraordinary items | $1,449,000 | 3,344 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,449,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,409,000 | 3,409 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 4,175 |
| Total interest expense | $3,408,000 | 3,530 |
| Net interest income | $3,685,000 | 4,716 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $569,000 | 4,844 |
| Gross Fiduciary activities income | $64,000 | 1,269 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $2,258,000 | 5,616 |
| Salaries and employee benefits | $1,267,000 | 5,003 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $694,000 | 6,367 |
| Pre-tax net operating income | $1,876,000 | 3,624 |
| Securities gains (losses) | $-39,000 | 10,852 |
| Applicable income taxes | $306,000 | 5,804 |
| Income before extraordinary items | $1,531,000 | 3,120 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,531,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $144,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,563,370 | 3,088 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,538 |
| Total interest expense | $3,544,000 | 3,542 |
| Net interest income | $3,088,000 | 5,526 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $573,000 | 5,109 |
| Gross Fiduciary activities income | $72,000 | 1,271 |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $2,133,000 | 6,022 |
| Salaries and employee benefits | $1,166,000 | 5,367 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $677,000 | 6,728 |
| Pre-tax net operating income | $1,423,000 | 4,532 |
| Securities gains (losses) | $453,000 | 964 |
| Applicable income taxes | $426,000 | 4,778 |
| Income before extraordinary items | $1,450,000 | 3,344 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,450,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,101,190 | 4,093 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 4,724 |
| Total interest expense | $3,713,000 | 4,343 |
| Net interest income | $3,459,000 | 5,058 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $557,000 | 5,246 |
| Gross Fiduciary activities income | $27,000 | 1,450 |
| Service charges on deposit accounts | $402,000 | 3,469 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $1,935,000 | 6,546 |
| Salaries and employee benefits | $1,034,000 | 5,855 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $654,000 | 7,077 |
| Pre-tax net operating income | $2,052,000 | 3,032 |
| Securities gains (losses) | $1,403,000 | 509 |
| Applicable income taxes | $1,104,000 | 1,925 |
| Income before extraordinary items | $2,351,000 | 1,945 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,351,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,396,960 | 3,045 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.