Home > Liberty Bank of Arkansas > Assets and Liabilities
Liberty Bank of Arkansas, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $247,537,000 | 2,416 |
| Cash and due from depository institutions | $7,837,000 | 1,897 |
| Interest-bearing balances | $101,000 | 4,970 |
| Securities | $35,534,000 | 3,139 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,522 |
| Net loans & leases | $159,810,000 | 2,468 |
| Loan loss allowance | $5,944,000 | 819 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,238,000 | 610 |
| Other real estate owned | $210,000 | 1,897 |
| Goodwill and other intangibles | $15,041,000 | 434 |
| All other assets | $6,317,000 | 2,276 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $247,537,000 | 2,416 |
| Total liabilities | $215,100,000 | 2,479 |
| Total deposits | $199,403,000 | 2,400 |
| Interest-bearing deposits | $182,139,000 | 2,238 |
| Deposits held in domestic offices | $199,403,000 | 2,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 2,089 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $697,000 | 4,082 |
| Total equity capital | $32,437,000 | 1,847 |
| Total bank equity capital | $32,437,000 | 1,847 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $32,952,000 | 778 |
| Undivided profits | $-516,000 | 8,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,207,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,158,000 | 2,749 |
| Earning assets | $202,995,000 | 2,661 |
| Long-term assets (5+ years) | $60,885,000 | 1,534 |
| Average Assets, year-to-date | $216,027,670 | 2,673 |
| Average Assets, quarterly | $231,188,000 | 2,544 |
| Volatile liabilities | $86,563,000 | 1,457 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $15,000,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $85,892,000 | 1,074 |
| Tier 1 (core) risk-based capital | $17,490,000 | 3,155 |
| Tier 2 risk-based capital | $2,522,000 | 1,825 |
| Total risk weighted assets | $198,338,000 | 2,103 |
| Total unused commitments | $85,892,000 | 1,074 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $214,839,000 | 2,713 |
| Cash and due from depository institutions | $6,604,000 | 2,121 |
| Interest-bearing balances | $113,000 | 4,897 |
| Securities | $36,134,000 | 3,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $139,981,000 | 2,700 |
| Loan loss allowance | $6,373,000 | 742 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,774,000 | 830 |
| Other real estate owned | $140,000 | 2,121 |
| Goodwill and other intangibles | $15,078,000 | 419 |
| All other assets | $5,128,000 | 2,649 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $214,839,000 | 2,713 |
| Total liabilities | $183,882,000 | 2,824 |
| Total deposits | $159,917,000 | 2,895 |
| Interest-bearing deposits | $140,475,000 | 2,808 |
| Deposits held in domestic offices | $159,917,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,824 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $565,000 | 4,494 |
| Total equity capital | $30,957,000 | 1,876 |
| Total bank equity capital | $30,957,000 | 1,876 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $31,777,000 | 785 |
| Undivided profits | $-821,000 | 8,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,868,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,265,000 | 2,419 |
| Earning assets | $176,228,000 | 2,963 |
| Long-term assets (5+ years) | $63,967,000 | 1,518 |
| Average Assets, year-to-date | $200,273,000 | 2,867 |
| Average Assets, quarterly | $200,273,000 | 2,867 |
| Volatile liabilities | $61,261,000 | 1,849 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $59,913,000 | 1,417 |
| Tier 1 (core) risk-based capital | $16,232,000 | 3,343 |
| Tier 2 risk-based capital | $2,018,000 | 2,211 |
| Total risk weighted assets | $157,066,000 | 2,553 |
| Total unused commitments | $59,913,000 | 1,417 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $185,707,000 | 3,031 |
| Cash and due from depository institutions | $4,049,000 | 2,645 |
| Interest-bearing balances | $41,000 | 5,862 |
| Securities | $36,659,000 | 3,124 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,437 |
| Net loans & leases | $117,206,000 | 3,107 |
| Loan loss allowance | $6,011,000 | 795 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,071,000 | 1,117 |
| Other real estate owned | $396,000 | 2,645 |
| Goodwill and other intangibles | $15,113,000 | 415 |
| All other assets | $2,713,000 | 4,057 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $185,707,000 | 3,031 |
| Total liabilities | $154,971,000 | 3,218 |
| Total deposits | $151,333,000 | 3,028 |
| Interest-bearing deposits | $136,136,000 | 2,864 |
| Deposits held in domestic offices | $151,333,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,935 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $438,000 | 5,067 |
| Total equity capital | $30,736,000 | 1,884 |
| Total bank equity capital | $30,736,000 | 1,884 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,000 | 7,924 |
| Surplus | $31,270,000 | 783 |
| Undivided profits | $-541,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,083,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,546,000 | 61 |
| Income earned, not collected on loans | $1,081,000 | 2,820 |
| Earning assets | $154,406,000 | 3,289 |
| Long-term assets (5+ years) | $36,626,000 | 2,336 |
| Average Assets, year-to-date | $172,032,800 | 3,112 |
| Average Assets, quarterly | $179,945,500 | 3,084 |
| Volatile liabilities | $37,883,000 | 2,659 |
| Insider loans | $123,000 | 7,115 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,617,000 | 2,490 |
| Tier 1 (core) risk-based capital | $15,650,000 | 3,399 |
| Tier 2 risk-based capital | $1,688,000 | 2,521 |
| Total risk weighted assets | $130,738,000 | 2,946 |
| Total unused commitments | $26,617,000 | 2,491 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $174,184,000 | 3,148 |
| Cash and due from depository institutions | $7,950,000 | 2,843 |
| Interest-bearing balances | $41,000 | 5,919 |
| Securities | $43,756,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,067 |
| Net loans & leases | $104,649,000 | 3,353 |
| Loan loss allowance | $2,366,000 | 1,982 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,775,000 | 2,153 |
| Other real estate owned | $48,000 | 2,843 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,356,000 | 4,410 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $174,184,000 | 3,148 |
| Total liabilities | $148,027,000 | 3,297 |
| Total deposits | $147,486,000 | 3,029 |
| Interest-bearing deposits | $132,186,000 | 2,905 |
| Deposits held in domestic offices | $147,486,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $541,000 | 4,715 |
| Total equity capital | $26,157,000 | 2,223 |
| Total bank equity capital | $26,157,000 | 2,223 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,000 | 7,967 |
| Surplus | $4,343,000 | 3,846 |
| Undivided profits | $21,807,000 | 1,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,891,000 | 733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,482,000 | 63 |
| Income earned, not collected on loans | $1,106,000 | 2,845 |
| Earning assets | $159,096,000 | 3,150 |
| Long-term assets (5+ years) | $43,450,000 | 2,088 |
| Average Assets, year-to-date | $168,614,250 | 3,160 |
| Average Assets, quarterly | $172,498,000 | 3,150 |
| Volatile liabilities | $32,849,000 | 2,906 |
| Insider loans | $663,000 | 4,908 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $20,540,000 | 2,952 |
| Tier 1 (core) risk-based capital | $26,202,000 | 2,110 |
| Tier 2 risk-based capital | $2,238,000 | 1,962 |
| Total risk weighted assets | $178,907,000 | 2,203 |
| Total unused commitments | $20,540,000 | 2,955 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $170,812,000 | 3,185 |
| Cash and due from depository institutions | $6,849,000 | 2,858 |
| Interest-bearing balances | $40,000 | 5,956 |
| Securities | $47,092,000 | 2,580 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 1,790 |
| Net loans & leases | $103,418,000 | 3,346 |
| Loan loss allowance | $1,912,000 | 2,376 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,711,000 | 2,156 |
| Other real estate owned | $77,000 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,865,000 | 3,877 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $170,812,000 | 3,185 |
| Total liabilities | $145,639,000 | 3,329 |
| Total deposits | $145,037,000 | 3,067 |
| Interest-bearing deposits | $127,899,000 | 2,975 |
| Deposits held in domestic offices | $145,037,000 | 3,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $602,000 | 4,102 |
| Total equity capital | $25,173,000 | 2,208 |
| Total bank equity capital | $25,173,000 | 2,208 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,000 | 8,019 |
| Surplus | $4,343,000 | 3,814 |
| Undivided profits | $20,823,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,482,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,412,000 | 64 |
| Income earned, not collected on loans | $1,093,000 | 2,691 |
| Earning assets | $156,350,000 | 3,175 |
| Long-term assets (5+ years) | $46,887,000 | 2,016 |
| Average Assets, year-to-date | $166,757,670 | 3,184 |
| Average Assets, quarterly | $168,642,500 | 3,180 |
| Volatile liabilities | $28,910,000 | 3,117 |
| Insider loans | $774,000 | 4,607 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,717,000 | 3,622 |
| Tier 1 (core) risk-based capital | $25,978,000 | 2,070 |
| Tier 2 risk-based capital | $1,912,000 | 2,237 |
| Total risk weighted assets | $174,765,000 | 2,198 |
| Total unused commitments | $14,717,000 | 3,623 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $166,473,000 | 3,215 |
| Cash and due from depository institutions | $5,389,000 | 2,838 |
| Interest-bearing balances | $40,000 | 6,053 |
| Securities | $43,001,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,927 |
| Net loans & leases | $102,989,000 | 3,288 |
| Loan loss allowance | $1,843,000 | 2,423 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,813,000 | 2,082 |
| Other real estate owned | $77,000 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,504,000 | 4,075 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $166,473,000 | 3,215 |
| Total liabilities | $140,565,000 | 3,393 |
| Total deposits | $140,064,000 | 3,140 |
| Interest-bearing deposits | $125,733,000 | 3,010 |
| Deposits held in domestic offices | $140,064,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $501,000 | 4,880 |
| Total equity capital | $25,908,000 | 2,186 |
| Total bank equity capital | $25,908,000 | 2,186 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,000 | 8,047 |
| Surplus | $4,343,000 | 3,772 |
| Undivided profits | $21,558,000 | 1,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,391,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,301,000 | 64 |
| Income earned, not collected on loans | $1,236,000 | 2,316 |
| Earning assets | $153,730,000 | 3,198 |
| Long-term assets (5+ years) | $47,375,000 | 1,958 |
| Average Assets, year-to-date | $164,730,500 | 3,220 |
| Average Assets, quarterly | $164,730,500 | 3,220 |
| Volatile liabilities | $29,036,000 | 3,004 |
| Insider loans | $1,020,000 | 3,973 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $16,186,000 | 3,356 |
| Tier 1 (core) risk-based capital | $25,753,000 | 2,062 |
| Tier 2 risk-based capital | $1,843,000 | 2,254 |
| Total risk weighted assets | $168,939,000 | 2,207 |
| Total unused commitments | $16,186,000 | 3,363 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $162,988,000 | 3,256 |
| Cash and due from depository institutions | $5,062,000 | 2,906 |
| Interest-bearing balances | $40,000 | 6,013 |
| Securities | $46,397,000 | 2,640 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,846 |
| Net loans & leases | $101,402,000 | 3,312 |
| Loan loss allowance | $1,740,000 | 2,544 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,873,000 | 2,026 |
| Other real estate owned | $77,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,977,000 | 3,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,988,000 | 3,256 |
| Total liabilities | $137,499,000 | 3,431 |
| Total deposits | $136,560,000 | 3,208 |
| Interest-bearing deposits | $122,649,000 | 3,045 |
| Deposits held in domestic offices | $136,560,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $939,000 | 3,238 |
| Total equity capital | $25,489,000 | 2,174 |
| Total bank equity capital | $25,489,000 | 2,174 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,000 | 8,108 |
| Surplus | $4,343,000 | 3,741 |
| Undivided profits | $21,139,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,717,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,278,000 | 58 |
| Income earned, not collected on loans | $1,258,000 | 2,387 |
| Earning assets | $150,039,000 | 3,253 |
| Long-term assets (5+ years) | $50,014,000 | 1,915 |
| Average Assets, year-to-date | $154,879,000 | 3,302 |
| Average Assets, quarterly | $161,489,500 | 3,270 |
| Volatile liabilities | $26,601,000 | 3,191 |
| Insider loans | $1,002,000 | 4,028 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,032,000 | 3,421 |
| Tier 1 (core) risk-based capital | $25,554,000 | 2,051 |
| Tier 2 risk-based capital | $1,740,000 | 2,349 |
| Total risk weighted assets | $165,670,000 | 2,236 |
| Total unused commitments | $15,032,000 | 3,421 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $159,991,000 | 3,296 |
| Cash and due from depository institutions | $5,307,000 | 2,970 |
| Interest-bearing balances | $42,000 | 6,052 |
| Securities | $41,840,000 | 2,827 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,583 |
| Net loans & leases | $103,548,000 | 3,246 |
| Loan loss allowance | $3,018,000 | 1,536 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,902,000 | 2,002 |
| Other real estate owned | $77,000 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,517,000 | 3,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,991,000 | 3,296 |
| Total liabilities | $134,350,000 | 3,489 |
| Total deposits | $133,654,000 | 3,264 |
| Interest-bearing deposits | $120,767,000 | 3,096 |
| Deposits held in domestic offices | $133,654,000 | 3,261 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $696,000 | 4,090 |
| Total equity capital | $25,641,000 | 2,154 |
| Total bank equity capital | $25,641,000 | 2,154 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,000 | 8,159 |
| Surplus | $4,343,000 | 3,670 |
| Undivided profits | $21,291,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,289,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,349,000 | 2,335 |
| Earning assets | $146,230,000 | 3,303 |
| Long-term assets (5+ years) | $52,111,000 | 1,842 |
| Average Assets, year-to-date | $152,851,750 | 3,344 |
| Average Assets, quarterly | $160,597,000 | 3,264 |
| Volatile liabilities | $28,634,000 | 2,980 |
| Insider loans | $1,056,000 | 3,910 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,437,000 | 3,234 |
| Tier 1 (core) risk-based capital | $25,794,000 | 2,020 |
| Tier 2 risk-based capital | $2,051,000 | 2,044 |
| Total risk weighted assets | $163,082,000 | 2,257 |
| Total unused commitments | $16,437,000 | 3,236 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $161,203,000 | 3,268 |
| Cash and due from depository institutions | $6,360,000 | 2,974 |
| Interest-bearing balances | $41,000 | 6,098 |
| Securities | $38,894,000 | 2,945 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 2,002 |
| Net loans & leases | $100,588,000 | 3,285 |
| Loan loss allowance | $1,685,000 | 2,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,638,000 | 2,067 |
| Other real estate owned | $177,000 | 2,974 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,596,000 | 3,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,203,000 | 3,268 |
| Total liabilities | $134,912,000 | 3,460 |
| Total deposits | $134,290,000 | 3,240 |
| Interest-bearing deposits | $121,312,000 | 3,067 |
| Deposits held in domestic offices | $134,290,000 | 3,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $622,000 | 4,511 |
| Total equity capital | $26,291,000 | 2,092 |
| Total bank equity capital | $26,291,000 | 2,092 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,000 | 8,188 |
| Surplus | $4,343,000 | 3,636 |
| Undivided profits | $21,941,000 | 1,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,343,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,118,000 | 2,719 |
| Earning assets | $147,473,000 | 3,255 |
| Long-term assets (5+ years) | $47,271,000 | 1,886 |
| Average Assets, year-to-date | $150,472,000 | 3,390 |
| Average Assets, quarterly | $154,731,500 | 3,340 |
| Volatile liabilities | $29,390,000 | 2,871 |
| Insider loans | $1,063,000 | 3,880 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,659,000 | 3,550 |
| Tier 1 (core) risk-based capital | $25,922,000 | 1,973 |
| Tier 2 risk-based capital | $1,685,000 | 2,356 |
| Total risk weighted assets | $163,073,000 | 2,227 |
| Total unused commitments | $13,659,000 | 3,564 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $148,260,000 | 3,460 |
| Cash and due from depository institutions | $6,628,000 | 2,953 |
| Interest-bearing balances | $41,000 | 5,992 |
| Securities | $31,191,000 | 3,427 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 2,203 |
| Net loans & leases | $94,853,000 | 3,411 |
| Loan loss allowance | $1,872,000 | 2,312 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,661,000 | 2,015 |
| Other real estate owned | $167,000 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,960,000 | 3,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,260,000 | 3,460 |
| Total liabilities | $122,882,000 | 3,717 |
| Total deposits | $122,302,000 | 3,464 |
| Interest-bearing deposits | $108,566,000 | 3,348 |
| Deposits held in domestic offices | $122,302,000 | 3,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $580,000 | 4,729 |
| Total equity capital | $25,378,000 | 2,110 |
| Total bank equity capital | $25,378,000 | 2,110 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,000 | 8,228 |
| Surplus | $4,343,000 | 3,590 |
| Undivided profits | $21,028,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,151,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,214,000 | 2,516 |
| Earning assets | $133,885,000 | 3,484 |
| Long-term assets (5+ years) | $40,687,000 | 2,033 |
| Average Assets, year-to-date | $145,106,500 | 3,489 |
| Average Assets, quarterly | $145,106,500 | 3,489 |
| Volatile liabilities | $24,018,000 | 3,308 |
| Insider loans | $2,625,000 | 2,035 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,325,000 | 2,974 |
| Tier 1 (core) risk-based capital | $25,561,000 | 1,961 |
| Tier 2 risk-based capital | $1,872,000 | 2,121 |
| Total risk weighted assets | $151,592,000 | 2,343 |
| Total unused commitments | $17,325,000 | 2,985 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $141,953,000 | 3,540 |
| Cash and due from depository institutions | $5,519,000 | 2,868 |
| Interest-bearing balances | $41,000 | 5,927 |
| Securities | $32,971,000 | 3,270 |
| Federal funds sold & reverse repurchase agreements | $3,760,000 | 3,447 |
| Net loans & leases | $92,154,000 | 3,470 |
| Loan loss allowance | $1,800,000 | 2,351 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,653,000 | 1,990 |
| Other real estate owned | $77,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,819,000 | 3,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,953,000 | 3,540 |
| Total liabilities | $116,858,000 | 3,828 |
| Total deposits | $115,582,000 | 3,583 |
| Interest-bearing deposits | $101,735,000 | 3,488 |
| Deposits held in domestic offices | $115,582,000 | 3,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,000 | 5,672 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,238,000 | 2,918 |
| Total equity capital | $25,095,000 | 2,109 |
| Total bank equity capital | $25,095,000 | 2,109 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,000 | 8,265 |
| Surplus | $4,343,000 | 3,552 |
| Undivided profits | $20,745,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,150,000 | 2,807 |
| Earning assets | $128,926,000 | 3,568 |
| Long-term assets (5+ years) | $39,436,000 | 2,048 |
| Average Assets, year-to-date | $134,070,600 | 3,563 |
| Average Assets, quarterly | $138,596,000 | 3,582 |
| Volatile liabilities | $23,045,000 | 3,399 |
| Insider loans | $2,598,000 | 2,015 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,970,000 | 2,829 |
| Tier 1 (core) risk-based capital | $25,106,000 | 1,950 |
| Tier 2 risk-based capital | $1,800,000 | 2,163 |
| Total risk weighted assets | $144,893,000 | 2,414 |
| Total unused commitments | $17,970,000 | 2,836 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $138,555,000 | 3,487 |
| Cash and due from depository institutions | $13,007,000 | 3,073 |
| Interest-bearing balances | $8,678,000 | 809 |
| Securities | $34,452,000 | 3,017 |
| Federal funds sold & reverse repurchase agreements | $3,945,000 | 3,287 |
| Net loans & leases | $80,827,000 | 3,746 |
| Loan loss allowance | $1,341,000 | 2,840 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,546,000 | 2,552 |
| Other real estate owned | $105,000 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,673,000 | 3,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,555,000 | 3,487 |
| Total liabilities | $114,645,000 | 3,757 |
| Total deposits | $104,531,000 | 3,789 |
| Interest-bearing deposits | $93,352,000 | 3,652 |
| Deposits held in domestic offices | $104,531,000 | 3,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,072,000 | 2,310 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,042,000 | 3,356 |
| Total equity capital | $23,910,000 | 2,066 |
| Total bank equity capital | $23,910,000 | 2,066 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,600,000 | 1,062 |
| Surplus | $750,000 | 7,453 |
| Undivided profits | $19,560,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,286 |
| Income earned, not collected on loans | $1,067,000 | 3,251 |
| Earning assets | $127,902,000 | 3,452 |
| Long-term assets (5+ years) | $23,506,000 | 2,969 |
| Average Assets, year-to-date | $117,256,200 | 3,875 |
| Average Assets, quarterly | $127,292,500 | 3,720 |
| Volatile liabilities | $38,897,000 | 2,182 |
| Insider loans | $810,000 | 4,377 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,739,000 | 4,230 |
| Tier 1 (core) risk-based capital | $23,995,000 | 1,932 |
| Tier 2 risk-based capital | $1,341,000 | 2,642 |
| Total risk weighted assets | $140,102,000 | 2,379 |
| Total unused commitments | $8,739,000 | 4,238 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $107,904,000 | 4,186 |
| Cash and due from depository institutions | $6,117,000 | 3,688 |
| Interest-bearing balances | $93,000 | 4,936 |
| Securities | $32,417,000 | 3,242 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 6,712 |
| Net loans & leases | $64,641,000 | 4,342 |
| Loan loss allowance | $666,000 | 4,742 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,659,000 | 3,240 |
| Other real estate owned | $257,000 | 3,688 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,663,000 | 4,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,904,000 | 4,186 |
| Total liabilities | $85,227,000 | 4,598 |
| Total deposits | $83,862,000 | 4,396 |
| Interest-bearing deposits | $73,543,000 | 4,306 |
| Deposits held in domestic offices | $83,862,000 | 4,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,987 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $106,000 | 5,451 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $559,000 | 5,409 |
| Total equity capital | $22,677,000 | 2,065 |
| Total bank equity capital | $22,677,000 | 2,065 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,600,000 | 1,058 |
| Surplus | $750,000 | 7,632 |
| Undivided profits | $18,327,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $624,000 | 4,336 |
| Earning assets | $97,301,000 | 4,261 |
| Long-term assets (5+ years) | $23,921,000 | 2,819 |
| Average Assets, year-to-date | $110,253,400 | 3,963 |
| Average Assets, quarterly | $108,005,000 | 4,140 |
| Volatile liabilities | $14,179,000 | 4,623 |
| Insider loans | $597,000 | 5,041 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,424,000 | 4,785 |
| Tier 1 (core) risk-based capital | $23,085,000 | 1,931 |
| Tier 2 risk-based capital | $666,000 | 4,478 |
| Total risk weighted assets | $68,272,700 | 4,271 |
| Total unused commitments | $6,424,000 | 4,787 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $110,837,000 | 4,033 |
| Cash and due from depository institutions | $4,488,000 | 3,730 |
| Interest-bearing balances | $96,000 | 4,964 |
| Securities | $41,907,000 | 2,683 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,038 |
| Net loans & leases | $54,728,000 | 4,823 |
| Loan loss allowance | $548,000 | 5,348 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,743,000 | 3,102 |
| Other real estate owned | $349,000 | 3,730 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,972,000 | 3,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,837,000 | 4,033 |
| Total liabilities | $89,664,000 | 4,439 |
| Total deposits | $84,006,000 | 4,357 |
| Interest-bearing deposits | $74,251,000 | 4,241 |
| Deposits held in domestic offices | $84,006,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,136,000 | 2,779 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $522,000 | 5,202 |
| Total equity capital | $21,173,000 | 2,099 |
| Total bank equity capital | $21,173,000 | 2,099 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,600,000 | 1,070 |
| Surplus | $750,000 | 7,808 |
| Undivided profits | $16,823,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $481,000 | 4,710 |
| Earning assets | $101,381,000 | 4,028 |
| Long-term assets (5+ years) | $22,976,000 | 3,036 |
| Average Assets, year-to-date | $118,143,800 | 3,692 |
| Average Assets, quarterly | $112,717,500 | 3,941 |
| Volatile liabilities | $20,575,000 | 3,419 |
| Insider loans | $723,000 | 4,502 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,724,000 | 5,601 |
| Tier 1 (core) risk-based capital | $22,166,000 | 1,990 |
| Tier 2 risk-based capital | $548,000 | 5,012 |
| Total risk weighted assets | $61,970,700 | 4,516 |
| Total unused commitments | $4,724,000 | 5,606 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $134,837,000 | 3,345 |
| Cash and due from depository institutions | $6,023,000 | 3,479 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $58,820,000 | 1,970 |
| Federal funds sold & reverse repurchase agreements | $11,650,000 | 1,491 |
| Net loans & leases | $53,752,000 | 4,707 |
| Loan loss allowance | $715,000 | 4,392 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,699,000 | 2,980 |
| Other real estate owned | $314,000 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,579,000 | 4,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,837,000 | 3,345 |
| Total liabilities | $112,975,000 | 3,550 |
| Total deposits | $111,920,000 | 3,355 |
| Interest-bearing deposits | $95,714,000 | 3,366 |
| Deposits held in domestic offices | $111,920,000 | 3,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $165,000 | 4,643 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $890,000 | 3,853 |
| Total equity capital | $21,862,000 | 2,059 |
| Total bank equity capital | $21,862,000 | 2,059 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,600,000 | 1,033 |
| Surplus | $750,000 | 7,905 |
| Undivided profits | $17,512,000 | 1,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $628,000 | 3,704 |
| Earning assets | $124,222,000 | 3,336 |
| Long-term assets (5+ years) | $30,738,000 | 2,327 |
| Average Assets, year-to-date | $128,608,200 | 3,323 |
| Average Assets, quarterly | $126,802,500 | 3,477 |
| Volatile liabilities | $23,075,000 | 2,675 |
| Insider loans | $1,332,000 | 2,893 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,921,000 | 5,394 |
| Tier 1 (core) risk-based capital | $21,565,000 | 1,980 |
| Tier 2 risk-based capital | $715,000 | 4,003 |
| Total risk weighted assets | $65,756,200 | 4,080 |
| Total unused commitments | $4,921,000 | 5,403 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $124,636,000 | 3,525 |
| Cash and due from depository institutions | $5,264,000 | 3,726 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $53,083,000 | 2,171 |
| Federal funds sold & reverse repurchase agreements | $13,150,000 | 1,003 |
| Net loans & leases | $49,204,000 | 5,045 |
| Loan loss allowance | $496,000 | 5,758 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,335,000 | 3,358 |
| Other real estate owned | $50,000 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,550,000 | 4,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,636,000 | 3,525 |
| Total liabilities | $104,059,000 | 3,779 |
| Total deposits | $103,300,000 | 3,582 |
| Interest-bearing deposits | $88,914,000 | 3,586 |
| Deposits held in domestic offices | $103,300,000 | 3,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $759,000 | 4,434 |
| Total equity capital | $20,577,000 | 2,167 |
| Total bank equity capital | $20,577,000 | 2,167 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,600,000 | 1,014 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $16,227,000 | 1,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $551,000 | 4,299 |
| Earning assets | $115,437,000 | 3,518 |
| Long-term assets (5+ years) | $29,796,000 | 2,085 |
| Average Assets, year-to-date | $126,028,600 | 3,336 |
| Average Assets, quarterly | $123,657,500 | 3,514 |
| Volatile liabilities | $29,392,000 | 2,179 |
| Insider loans | $1,477,000 | 2,649 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,537,000 | 4,540 |
| Tier 1 (core) risk-based capital | $20,395,000 | 2,084 |
| Tier 2 risk-based capital | $496,000 | 5,206 |
| Total risk weighted assets | $61,074,500 | 4,294 |
| Total unused commitments | $6,537,000 | 4,543 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $124,511,000 | 3,615 |
| Cash and due from depository institutions | $4,340,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $69,138,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,077 |
| Net loans & leases | $41,443,000 | 5,747 |
| Loan loss allowance | $476,000 | 6,123 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,504,000 | 4,701 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,786,000 | 3,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,511,000 | 3,615 |
| Total liabilities | $105,885,000 | 3,794 |
| Total deposits | $105,210,000 | 3,601 |
| Interest-bearing deposits | $93,870,000 | 3,477 |
| Deposits held in domestic offices | $105,210,000 | 3,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $675,000 | 4,794 |
| Total equity capital | $18,626,000 | 2,410 |
| Total bank equity capital | $18,626,000 | 2,410 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,600,000 | 1,066 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $14,276,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $432,000 | 5,294 |
| Earning assets | $116,881,000 | 3,543 |
| Long-term assets (5+ years) | $35,064,000 | 1,749 |
| Average Assets, year-to-date | $119,282,600 | 3,609 |
| Average Assets, quarterly | $121,571,500 | 3,649 |
| Volatile liabilities | $27,891,000 | 2,216 |
| Insider loans | $927,000 | 3,840 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,949,000 | 4,250 |
| Tier 1 (core) risk-based capital | $19,003,000 | 2,273 |
| Tier 2 risk-based capital | $476,000 | 5,445 |
| Total risk weighted assets | $62,435,800 | 4,234 |
| Total unused commitments | $6,949,000 | 4,263 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $117,310,000 | 3,810 |
| Cash and due from depository institutions | $4,168,000 | 4,413 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $69,157,000 | 1,824 |
| Federal funds sold & reverse repurchase agreements | $5,375,000 | 2,695 |
| Net loans & leases | $35,376,000 | 6,337 |
| Loan loss allowance | $428,000 | 6,687 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,371,000 | 4,957 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,863,000 | 3,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,310,000 | 3,810 |
| Total liabilities | $99,949,000 | 4,001 |
| Total deposits | $99,122,000 | 3,842 |
| Interest-bearing deposits | $85,432,000 | 3,852 |
| Deposits held in domestic offices | $99,122,000 | 3,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $205,000 | 3,999 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $622,000 | 5,331 |
| Total equity capital | $17,361,000 | 2,583 |
| Total bank equity capital | $17,361,000 | 2,583 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,600,000 | 1,084 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $13,011,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $455,000 | 5,196 |
| Earning assets | $109,908,000 | 3,732 |
| Long-term assets (5+ years) | $28,195,000 | 1,925 |
| Average Assets, year-to-date | $116,925,400 | 3,680 |
| Average Assets, quarterly | $114,397,500 | 3,857 |
| Volatile liabilities | $30,684,000 | 1,821 |
| Insider loans | $1,245,000 | 3,193 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,608,000 | 5,843 |
| Tier 1 (core) risk-based capital | $17,503,000 | 2,455 |
| Tier 2 risk-based capital | $428,000 | 5,908 |
| Total risk weighted assets | $74,922,600 | 3,517 |
| Total unused commitments | $3,608,000 | 5,855 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $118,649,000 | 3,731 |
| Cash and due from depository institutions | $5,537,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $74,916,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 1,795 |
| Net loans & leases | $28,018,000 | 7,334 |
| Loan loss allowance | $380,000 | 7,367 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,192,000 | 5,445 |
| Other real estate owned | $0 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,961,000 | 2,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,649,000 | 3,731 |
| Total liabilities | $105,835,000 | 3,790 |
| Total deposits | $105,102,000 | 3,616 |
| Interest-bearing deposits | $87,835,000 | 3,682 |
| Deposits held in domestic offices | $105,102,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $231,000 | 4,320 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $502,000 | 5,186 |
| Total equity capital | $12,814,000 | 3,182 |
| Total bank equity capital | $12,814,000 | 3,182 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,600,000 | 1,074 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $8,464,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 8,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $270,000 | 7,087 |
| Earning assets | $107,959,000 | 3,745 |
| Long-term assets (5+ years) | $27,664,000 | 1,954 |
| Average Assets, year-to-date | $119,139,200 | 3,626 |
| Average Assets, quarterly | $116,801,500 | 3,768 |
| Volatile liabilities | $35,946,000 | 1,580 |
| Insider loans | $940,000 | 3,879 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,366,000 | 6,024 |
| Tier 1 (core) risk-based capital | $16,198,000 | 2,560 |
| Tier 2 risk-based capital | $380,000 | 6,465 |
| Total risk weighted assets | $87,901,900 | 3,008 |
| Total unused commitments | $3,366,000 | 6,034 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $113,993,000 | 3,944 |
| Cash and due from depository institutions | $3,347,000 | 4,837 |
| Interest-bearing balances | $888,000 | 3,589 |
| Securities | $79,820,000 | 1,747 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,339 |
| Net loans & leases | $25,463,000 | 7,726 |
| Loan loss allowance | $250,000 | 9,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,238,000 | 5,357 |
| Other real estate owned | $14,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,861,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,993,000 | 3,944 |
| Total liabilities | $99,182,000 | 4,100 |
| Total deposits | $98,522,000 | 3,952 |
| Interest-bearing deposits | $90,357,000 | 3,724 |
| Deposits held in domestic offices | $98,522,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $233,000 | 3,951 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $427,000 | 5,985 |
| Total equity capital | $14,811,000 | 2,717 |
| Total bank equity capital | $14,811,000 | 2,717 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,600,000 | 1,072 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $10,461,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 8,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $243,000 | 7,125 |
| Earning assets | $108,421,000 | 3,820 |
| Long-term assets (5+ years) | $30,461,000 | 1,885 |
| Average Assets, year-to-date | $122,074,600 | 3,614 |
| Average Assets, quarterly | $120,985,500 | 3,711 |
| Volatile liabilities | $41,329,000 | 1,395 |
| Insider loans | $817,000 | 4,281 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,964,000 | 6,425 |
| Tier 1 (core) risk-based capital | $14,811,000 | 2,659 |
| Tier 2 risk-based capital | $250,000 | 8,351 |
| Total risk weighted assets | $80,070,400 | 3,224 |
| Total unused commitments | $2,964,000 | 6,445 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $121,746,000 | 3,793 |
| Cash and due from depository institutions | $8,194,000 | 5,189 |
| Interest-bearing balances | $399,000 | 5,247 |
| Securities | $73,016,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
| Net loans & leases | $34,307,000 | 6,399 |
| Loan loss allowance | $187,000 | 10,781 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,317,000 | 5,167 |
| Other real estate owned | $34,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,728,000 | 4,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,746,000 | 3,793 |
| Total liabilities | $108,385,000 | 3,890 |
| Total deposits | $107,674,000 | 3,747 |
| Interest-bearing deposits | $94,227,000 | 3,741 |
| Deposits held in domestic offices | $107,674,000 | 3,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $233,000 | 3,782 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $478,000 | 6,025 |
| Total equity capital | $13,361,000 | 2,882 |
| Total bank equity capital | $13,361,000 | 2,882 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,600,000 | 1,091 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $9,011,000 | 2,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 9,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $260,000 | 7,323 |
| Earning assets | $110,872,000 | 3,807 |
| Long-term assets (5+ years) | $43,433,000 | 1,337 |
| Average Assets, year-to-date | $106,483,400 | 4,182 |
| Average Assets, quarterly | $116,222,000 | 3,924 |
| Volatile liabilities | $34,861,000 | 1,526 |
| Insider loans | $213,000 | 3,792 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,601,000 | 7,940 |
| Tier 1 (core) risk-based capital | $13,361,000 | 2,830 |
| Tier 2 risk-based capital | $187,000 | 9,755 |
| Total risk weighted assets | $87,798,100 | 3,018 |
| Total unused commitments | $1,601,000 | 7,971 |
| Derivatives | $0 | 651 |