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Liberty Bank for Savings, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,656,0001,635
Total interest expense$6,320,0001,766
Net interest income$18,336,0001,548
Provision for loan and lease losses$03,275
Total noninterest income$1,676,0002,203
Gross Fiduciary activities income$0981
Service charges on deposit accounts$224,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$1,452,0001,913
Total noninterest expense$18,242,0001,304
Salaries and employee benefits$12,329,0001,127
Premises and equipment expense$2,317,0001,071
Additional noninterest expense$1,452,0001,913
Pre-tax net operating income$1,770,0003,086
Securities gains (losses)$-209,0003,971
Applicable income taxes$346,0002,138
Income before extraordinary items$1,215,0003,293
Extraordinary gains, net$054
Net income$1,215,0003,330
Minority interest net income$088
Net income of bank and minority interests.$1,215,0003,295
Net charge-offs$3,0002,678
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,380,1103,208
2023-09-30 (YTD Data)Rank
Total interest income$18,235,0001,617
Total interest expense$4,161,0001,789
Net interest income$14,074,0001,526
Provision for loan and lease losses$03,085
Total noninterest income$1,290,0002,159
Gross Fiduciary activities income$0950
Service charges on deposit accounts$175,0002,521
Trading account gains and feesNANA
Additional Noninterest Income$1,115,0001,886
Total noninterest expense$13,697,0001,293
Salaries and employee benefits$9,270,0001,127
Premises and equipment expense$1,778,0001,046
Additional noninterest expense$1,115,0001,886
Pre-tax net operating income$1,667,0002,910
Securities gains (losses)$-209,0004,199
Applicable income taxes$317,0002,079
Income before extraordinary items$1,141,0003,139
Extraordinary gains, net$052
Net income$1,141,0003,173
Minority interest net income$081
Net income of bank and minority interests.$1,141,0003,140
Net charge-offs$4,0002,363
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,306,1103,031
2023-06-30 (YTD Data)Rank
Total interest income$12,095,0001,592
Total interest expense$2,363,0001,821
Net interest income$9,732,0001,497
Provision for loan and lease losses$02,940
Total noninterest income$886,0002,081
Gross Fiduciary activities income$0931
Service charges on deposit accounts$138,0002,300
Trading account gains and feesNANA
Additional Noninterest Income$748,0001,813
Total noninterest expense$9,177,0001,273
Salaries and employee benefits$6,199,0001,118
Premises and equipment expense$1,213,0001,022
Additional noninterest expense$748,0001,811
Pre-tax net operating income$1,441,0002,631
Securities gains (losses)$-209,0004,342
Applicable income taxes$274,0001,911
Income before extraordinary items$958,0002,919
Extraordinary gains, net$051
Net income$958,0002,950
Minority interest net income$081
Net income of bank and minority interests.$958,0002,918
Net charge-offs$4,0002,088
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,123,1102,749
2023-03-31 (YTD Data)Rank
Total interest income$5,863,0001,608
Total interest expense$924,0001,921
Net interest income$4,939,0001,489
Provision for loan and lease losses$02,612
Total noninterest income$481,0001,998
Gross Fiduciary activities income$0913
Service charges on deposit accounts$74,0002,213
Trading account gains and feesNANA
Additional Noninterest Income$407,0001,711
Total noninterest expense$4,732,0001,261
Salaries and employee benefits$3,220,0001,109
Premises and equipment expense$630,0001,021
Additional noninterest expense$407,0001,711
Pre-tax net operating income$688,0002,733
Securities gains (losses)$-209,0004,444
Applicable income taxes$100,0002,139
Income before extraordinary items$379,0003,239
Extraordinary gains, net$04
Net income$379,0003,238
Minority interest net income$048
Net income of bank and minority interests.$379,0003,239
Net charge-offs$8,0001,438
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$544,1102,839
2022-12-31 (YTD Data)Rank
Total interest income$22,494,0001,429
Total interest expense$1,457,0001,942
Net interest income$21,037,0001,371
Provision for loan and lease losses$03,012
Total noninterest income$1,584,0002,281
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$161,0002,980
Trading account gains and feesNANA
Additional Noninterest Income$1,423,0001,955
Total noninterest expense$19,080,0001,230
Salaries and employee benefits$12,807,0001,086
Premises and equipment expense$2,794,000918
Additional noninterest expense$1,423,0001,955
Pre-tax net operating income$3,541,0002,451
Securities gains (losses)$0691
Applicable income taxes$773,0001,745
Income before extraordinary items$2,768,0002,552
Extraordinary gains, net$05
Net income$2,768,0002,548
Minority interest net income$063
Net income of bank and minority interests.$2,768,0002,551
Net charge-offs$71,0001,391
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,768,0002,583
2022-09-30 (YTD Data)Rank
Total interest income$16,679,0001,393
Total interest expense$988,0001,779
Net interest income$15,691,0001,364
Provision for loan and lease losses$02,835
Total noninterest income$1,229,0002,281
Gross Fiduciary activities income$0968
Service charges on deposit accounts$110,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0001,935
Total noninterest expense$14,342,0001,220
Salaries and employee benefits$9,678,0001,084
Premises and equipment expense$2,075,000918
Additional noninterest expense$1,119,0001,935
Pre-tax net operating income$2,578,0002,495
Securities gains (losses)$0740
Applicable income taxes$542,0001,778
Income before extraordinary items$2,036,0002,552
Extraordinary gains, net$04
Net income$2,036,0002,550
Minority interest net income$057
Net income of bank and minority interests.$2,036,0002,551
Net charge-offs$61,0001,130
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,036,0002,590
2022-06-30 (YTD Data)Rank
Total interest income$11,039,0001,357
Total interest expense$661,0001,597
Net interest income$10,378,0001,341
Provision for loan and lease losses$02,599
Total noninterest income$704,0002,423
Gross Fiduciary activities income$0925
Service charges on deposit accounts$70,0003,152
Trading account gains and feesNANA
Additional Noninterest Income$634,0002,135
Total noninterest expense$9,585,0001,213
Salaries and employee benefits$6,495,0001,076
Premises and equipment expense$1,356,000926
Additional noninterest expense$1,734,0001,792
Pre-tax net operating income$1,497,0002,568
Securities gains (losses)$0687
Applicable income taxes$317,0001,812
Income before extraordinary items$1,180,0002,643
Extraordinary gains, net$04
Net income$1,180,0002,641
Minority interest net income$060
Net income of bank and minority interests.$1,180,0002,643
Net charge-offs$58,000901
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,180,0002,677
2022-03-31 (YTD Data)Rank
Total interest income$5,451,0001,339
Total interest expense$337,0001,514
Net interest income$5,114,0001,320
Provision for loan and lease losses$02,285
Total noninterest income$357,0002,388
Gross Fiduciary activities income$0892
Service charges on deposit accounts$34,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,105
Total noninterest expense$4,726,0001,221
Salaries and employee benefits$3,201,0001,091
Premises and equipment expense$660,000957
Additional noninterest expense$865,0001,768
Pre-tax net operating income$745,0002,486
Securities gains (losses)$0623
Applicable income taxes$159,0001,770
Income before extraordinary items$586,0002,565
Extraordinary gains, net$04
Net income$586,0002,563
Minority interest net income$050
Net income of bank and minority interests.$586,0002,565
Net charge-offs$54,000650
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$586,0002,588
2021-12-31 (YTD Data)Rank
Total interest income$21,393,0001,390
Total interest expense$1,994,0001,331
Net interest income$19,399,0001,407
Provision for loan and lease losses$-3,0004,133
Total noninterest income$1,872,0002,309
Gross Fiduciary activities income$0994
Service charges on deposit accounts$134,0003,136
Trading account gains and feesNANA
Additional Noninterest Income$1,738,0002,059
Total noninterest expense$17,494,0001,296
Salaries and employee benefits$11,724,0001,145
Premises and equipment expense$2,612,000965
Additional noninterest expense$3,158,0001,901
Pre-tax net operating income$3,780,0002,404
Securities gains (losses)$33,0001,309
Applicable income taxes$807,0001,760
Income before extraordinary items$3,006,0002,540
Extraordinary gains, net$010
Net income$3,006,0002,541
Minority interest net income$074
Net income of bank and minority interests.$3,006,0002,541
Net charge-offs$55,0001,612
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,979,9302,525
2021-09-30 (YTD Data)Rank
Total interest income$16,060,0001,423
Total interest expense$1,614,0001,322
Net interest income$14,446,0001,432
Provision for loan and lease losses$-3,0004,284
Total noninterest income$1,474,0002,291
Gross Fiduciary activities income$0957
Service charges on deposit accounts$101,0003,143
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0002,053
Total noninterest expense$13,024,0001,301
Salaries and employee benefits$8,742,0001,153
Premises and equipment expense$1,961,000975
Additional noninterest expense$2,321,0001,931
Pre-tax net operating income$2,899,0002,472
Securities gains (losses)$33,0001,222
Applicable income taxes$611,0001,834
Income before extraordinary items$2,321,0002,611
Extraordinary gains, net$08
Net income$2,321,0002,611
Minority interest net income$069
Net income of bank and minority interests.$2,321,0002,611
Net charge-offs$55,0001,315
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,294,9302,606
2021-06-30 (YTD Data)Rank
Total interest income$10,535,0001,441
Total interest expense$1,171,0001,271
Net interest income$9,364,0001,452
Provision for loan and lease losses$-3,0004,378
Total noninterest income$1,069,0002,165
Gross Fiduciary activities income$0951
Service charges on deposit accounts$65,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$1,004,0001,899
Total noninterest expense$8,679,0001,296
Salaries and employee benefits$5,844,0001,152
Premises and equipment expense$1,306,000978
Additional noninterest expense$1,529,0001,935
Pre-tax net operating income$1,757,0002,582
Securities gains (losses)$01,818
Applicable income taxes$333,0001,951
Income before extraordinary items$1,424,0002,704
Extraordinary gains, net$06
Net income$1,424,0002,703
Minority interest net income$067
Net income of bank and minority interests.$1,424,0002,704
Net charge-offs$52,0001,138
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,424,0002,674
2021-03-31 (YTD Data)Rank
Total interest income$5,263,0001,436
Total interest expense$629,0001,254
Net interest income$4,634,0001,452
Provision for loan and lease losses$-3,0004,558
Total noninterest income$544,0002,146
Gross Fiduciary activities income$0922
Service charges on deposit accounts$34,0003,079
Trading account gains and feesNANA
Additional Noninterest Income$510,0001,901
Total noninterest expense$4,344,0001,277
Salaries and employee benefits$2,992,0001,119
Premises and equipment expense$616,0001,015
Additional noninterest expense$736,0001,960
Pre-tax net operating income$837,0002,606
Securities gains (losses)$01,392
Applicable income taxes$164,0001,948
Income before extraordinary items$673,0002,750
Extraordinary gains, net$03
Net income$673,0002,748
Minority interest net income$055
Net income of bank and minority interests.$673,0002,750
Net charge-offs$11,0001,336
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$673,0002,711
2020-12-31 (YTD Data)Rank
Total interest income$23,910,0001,270
Total interest expense$4,570,0001,030
Net interest income$19,340,0001,324
Provision for loan and lease losses$-2,0004,895
Total noninterest income$1,727,0002,286
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$141,0003,179
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0002,035
Total noninterest expense$17,114,0001,256
Salaries and employee benefits$11,235,0001,134
Premises and equipment expense$2,376,0001,024
Additional noninterest expense$3,503,0001,702
Pre-tax net operating income$3,955,0002,082
Securities gains (losses)$62,0001,620
Applicable income taxes$816,0001,592
Income before extraordinary items$3,201,0002,216
Extraordinary gains, net$04
Net income$3,201,0002,216
Minority interest net income$072
Net income of bank and minority interests.$3,201,0002,216
Net charge-offs$119,0001,881
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,151,4002,182
2020-09-30 (YTD Data)Rank
Total interest income$18,360,0001,251
Total interest expense$3,734,0001,019
Net interest income$14,626,0001,302
Provision for loan and lease losses$-2,0004,956
Total noninterest income$1,358,0002,191
Gross Fiduciary activities income$0981
Service charges on deposit accounts$107,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$1,251,0001,925
Total noninterest expense$12,809,0001,242
Salaries and employee benefits$8,468,0001,111
Premises and equipment expense$1,779,0001,019
Additional noninterest expense$2,562,0001,714
Pre-tax net operating income$3,177,0001,975
Securities gains (losses)$62,0001,443
Applicable income taxes$649,0001,525
Income before extraordinary items$2,590,0002,096
Extraordinary gains, net$04
Net income$2,590,0002,096
Minority interest net income$065
Net income of bank and minority interests.$2,590,0002,096
Net charge-offs$1,0003,162
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,540,4002,070
2020-06-30 (YTD Data)Rank
Total interest income$12,530,0001,244
Total interest expense$2,684,0001,022
Net interest income$9,846,0001,290
Provision for loan and lease losses$-2,0004,997
Total noninterest income$831,0002,222
Gross Fiduciary activities income$0970
Service charges on deposit accounts$75,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$756,0001,961
Total noninterest expense$8,484,0001,235
Salaries and employee benefits$5,602,0001,111
Premises and equipment expense$1,222,000989
Additional noninterest expense$1,660,0001,745
Pre-tax net operating income$2,195,0001,872
Securities gains (losses)$62,0001,200
Applicable income taxes$510,0001,330
Income before extraordinary items$1,747,0002,022
Extraordinary gains, net$04
Net income$1,747,0002,023
Minority interest net income$065
Net income of bank and minority interests.$1,747,0002,023
Net charge-offs$3,0002,778
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,698,0202,021
2020-03-31 (YTD Data)Rank
Total interest income$6,397,0001,231
Total interest expense$1,429,0001,048
Net interest income$4,968,0001,267
Provision for loan and lease losses$-1,0005,026
Total noninterest income$439,0002,078
Gross Fiduciary activities income$0941
Service charges on deposit accounts$44,0003,201
Trading account gains and feesNANA
Additional Noninterest Income$395,0001,747
Total noninterest expense$4,472,0001,199
Salaries and employee benefits$2,865,0001,103
Premises and equipment expense$635,000984
Additional noninterest expense$972,0001,553
Pre-tax net operating income$936,0001,928
Securities gains (losses)$1,0001,614
Applicable income taxes$199,0001,407
Income before extraordinary items$738,0002,093
Extraordinary gains, net$04
Net income$738,0002,092
Minority interest net income$056
Net income of bank and minority interests.$738,0002,093
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$737,2102,057
2019-12-31 (YTD Data)Rank
Total interest income$25,132,0001,258
Total interest expense$5,526,0001,143
Net interest income$19,606,0001,281
Provision for loan and lease losses$-8,0004,911
Total noninterest income$1,499,0002,291
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$173,0003,333
Trading account gains and feesNANA
Additional Noninterest Income$1,326,0001,932
Total noninterest expense$17,076,0001,218
Salaries and employee benefits$11,246,0001,103
Premises and equipment expense$2,487,000984
Additional noninterest expense$3,343,0001,743
Pre-tax net operating income$4,037,0002,045
Securities gains (losses)$14,0001,775
Applicable income taxes$864,0001,544
Income before extraordinary items$3,187,0002,205
Extraordinary gains, net$011
Net income$3,187,0002,207
Minority interest net income$076
Net income of bank and minority interests.$3,187,0002,207
Net charge-offs$-21,0004,601
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,175,9402,170
2019-09-30 (YTD Data)Rank
Total interest income$18,802,0001,272
Total interest expense$4,035,0001,175
Net interest income$14,767,0001,285
Provision for loan and lease losses$-6,0005,036
Total noninterest income$1,130,0002,286
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$129,0003,383
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0001,912
Total noninterest expense$12,917,0001,218
Salaries and employee benefits$8,466,0001,101
Premises and equipment expense$1,946,000956
Additional noninterest expense$2,505,0001,754
Pre-tax net operating income$2,986,0002,113
Securities gains (losses)$14,0001,557
Applicable income taxes$634,0001,613
Income before extraordinary items$2,366,0002,274
Extraordinary gains, net$011
Net income$2,366,0002,274
Minority interest net income$072
Net income of bank and minority interests.$2,366,0002,275
Net charge-offs$-34,0004,735
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,354,9402,245
2019-06-30 (YTD Data)Rank
Total interest income$12,494,0001,268
Total interest expense$2,569,0001,201
Net interest income$9,925,0001,277
Provision for loan and lease losses$-6,0005,101
Total noninterest income$733,0002,298
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$87,0003,369
Trading account gains and feesNANA
Additional Noninterest Income$646,0001,935
Total noninterest expense$8,744,0001,198
Salaries and employee benefits$5,745,0001,072
Premises and equipment expense$1,323,000941
Additional noninterest expense$1,676,0001,759
Pre-tax net operating income$1,920,0002,152
Securities gains (losses)$01,702
Applicable income taxes$397,0001,627
Income before extraordinary items$1,523,0002,311
Extraordinary gains, net$011
Net income$1,523,0002,311
Minority interest net income$069
Net income of bank and minority interests.$1,523,0002,311
Net charge-offs$1,0003,090
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,523,0002,279
2019-03-31 (YTD Data)Rank
Total interest income$6,239,0001,258
Total interest expense$1,201,0001,231
Net interest income$5,038,0001,255
Provision for loan and lease losses$-2,0005,187
Total noninterest income$393,0002,187
Gross Fiduciary activities income$0972
Service charges on deposit accounts$47,0003,275
Trading account gains and feesNANA
Additional Noninterest Income$346,0001,820
Total noninterest expense$4,479,0001,179
Salaries and employee benefits$2,907,0001,062
Premises and equipment expense$668,000937
Additional noninterest expense$904,0001,650
Pre-tax net operating income$954,0002,114
Securities gains (losses)$01,087
Applicable income taxes$192,0001,626
Income before extraordinary items$762,0002,250
Extraordinary gains, net$05
Net income$762,0002,249
Minority interest net income$052
Net income of bank and minority interests.$762,0002,249
Net charge-offs$-1,0003,818
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$762,0002,230
2018-12-31 (YTD Data)Rank
Total interest income$24,203,0001,213
Total interest expense$3,871,0001,168
Net interest income$20,332,0001,225
Provision for loan and lease losses$-9,0005,085
Total noninterest income$1,720,0002,163
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$205,0003,281
Trading account gains and feesNANA
Additional Noninterest Income$1,515,0001,788
Total noninterest expense$17,468,0001,178
Salaries and employee benefits$11,560,0001,041
Premises and equipment expense$2,447,000998
Additional noninterest expense$3,461,0001,685
Pre-tax net operating income$4,593,0001,896
Securities gains (losses)$-256,0005,191
Applicable income taxes$959,0001,427
Income before extraordinary items$3,378,0002,142
Extraordinary gains, net$06
Net income$3,378,0002,140
Minority interest net income$072
Net income of bank and minority interests.$3,378,0002,141
Net charge-offs$98,0002,158
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,580,2402,044
2018-09-30 (YTD Data)Rank
Total interest income$18,016,0001,208
Total interest expense$2,754,0001,158
Net interest income$15,262,0001,223
Provision for loan and lease losses$-8,0005,199
Total noninterest income$1,279,0002,198
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$144,0003,380
Trading account gains and feesNANA
Additional Noninterest Income$1,135,0001,798
Total noninterest expense$13,189,0001,176
Salaries and employee benefits$8,740,0001,037
Premises and equipment expense$1,831,000990
Additional noninterest expense$2,618,0001,678
Pre-tax net operating income$3,360,0001,963
Securities gains (losses)$3,000888
Applicable income taxes$792,0001,385
Income before extraordinary items$2,571,0002,129
Extraordinary gains, net$05
Net income$2,571,0002,127
Minority interest net income$066
Net income of bank and minority interests.$2,571,0002,128
Net charge-offs$99,0001,736
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,568,6302,126
2018-06-30 (YTD Data)Rank
Total interest income$11,971,0001,201
Total interest expense$1,746,0001,143
Net interest income$10,225,0001,212
Provision for loan and lease losses$-4,0005,285
Total noninterest income$884,0002,152
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$95,0003,400
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,751
Total noninterest expense$8,857,0001,175
Salaries and employee benefits$5,941,0001,029
Premises and equipment expense$1,206,0001,004
Additional noninterest expense$1,710,0001,718
Pre-tax net operating income$2,256,0001,913
Securities gains (losses)$3,000768
Applicable income taxes$562,0001,305
Income before extraordinary items$1,697,0002,120
Extraordinary gains, net$06
Net income$1,697,0002,117
Minority interest net income$065
Net income of bank and minority interests.$1,697,0002,119
Net charge-offs$99,0001,319
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,694,6302,121
2018-03-31 (YTD Data)Rank
Total interest income$5,979,0001,195
Total interest expense$836,0001,133
Net interest income$5,143,0001,196
Provision for loan and lease losses$-2,0005,392
Total noninterest income$378,0002,336
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$45,0003,489
Trading account gains and feesNANA
Additional Noninterest Income$333,0001,893
Total noninterest expense$4,552,0001,147
Salaries and employee benefits$3,072,0001,007
Premises and equipment expense$633,000978
Additional noninterest expense$847,0001,731
Pre-tax net operating income$971,0002,084
Securities gains (losses)$3,000584
Applicable income taxes$282,0001,272
Income before extraordinary items$692,0002,394
Extraordinary gains, net$07
Net income$692,0002,393
Minority interest net income$052
Net income of bank and minority interests.$692,0002,394
Net charge-offs$68,0001,035
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$689,6302,390
2017-12-31 (YTD Data)Rank
Total interest income$23,539,0001,175
Total interest expense$2,734,0001,182
Net interest income$20,805,0001,169
Provision for loan and lease losses$-222,0005,449
Total noninterest income$1,398,0002,494
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$132,0004,010
Trading account gains and feesNANA
Additional Noninterest Income$1,266,0002,006
Total noninterest expense$17,231,0001,187
Salaries and employee benefits$11,202,0001,063
Premises and equipment expense$2,427,000977
Additional noninterest expense$3,602,0001,663
Pre-tax net operating income$5,194,0001,659
Securities gains (losses)$-61,0005,339
Applicable income taxes$1,883,0001,318
Income before extraordinary items$3,250,0001,915
Extraordinary gains, net$09
Net income$3,250,0001,915
Minority interest net income$076
Net income of bank and minority interests.$3,250,0001,916
Net charge-offs$-123,0005,349
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,289,0401,872
2017-09-30 (YTD Data)Rank
Total interest income$17,567,0001,177
Total interest expense$1,975,0001,207
Net interest income$15,592,0001,173
Provision for loan and lease losses$-220,0005,579
Total noninterest income$1,098,0002,451
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$98,0004,055
Trading account gains and feesNANA
Additional Noninterest Income$1,000,0001,973
Total noninterest expense$12,979,0001,190
Salaries and employee benefits$8,428,0001,064
Premises and equipment expense$1,788,0001,004
Additional noninterest expense$2,763,0001,618
Pre-tax net operating income$3,931,0001,668
Securities gains (losses)$-61,0005,606
Applicable income taxes$1,226,0001,282
Income before extraordinary items$2,644,0001,939
Extraordinary gains, net$09
Net income$2,644,0001,939
Minority interest net income$071
Net income of bank and minority interests.$2,644,0001,939
Net charge-offs$-123,0005,399
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,685,4801,875
2017-06-30 (YTD Data)Rank
Total interest income$11,694,0001,175
Total interest expense$1,276,0001,199
Net interest income$10,418,0001,164
Provision for loan and lease losses$-5,0005,523
Total noninterest income$681,0002,542
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$64,0004,094
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,080
Total noninterest expense$8,791,0001,185
Salaries and employee benefits$5,726,0001,048
Premises and equipment expense$1,198,0001,008
Additional noninterest expense$1,867,0001,599
Pre-tax net operating income$2,313,0001,808
Securities gains (losses)$01,906
Applicable income taxes$702,0001,394
Income before extraordinary items$1,611,0002,035
Extraordinary gains, net$011
Net income$1,611,0002,035
Minority interest net income$071
Net income of bank and minority interests.$1,611,0002,035
Net charge-offs$91,0001,598
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,611,0002,006
2017-03-31 (YTD Data)Rank
Total interest income$5,834,0001,168
Total interest expense$637,0001,168
Net interest income$5,197,0001,157
Provision for loan and lease losses$-2,0005,636
Total noninterest income$279,0002,801
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$32,0004,113
Trading account gains and feesNANA
Additional Noninterest Income$247,0002,328
Total noninterest expense$4,522,0001,163
Salaries and employee benefits$2,942,0001,030
Premises and equipment expense$596,0001,014
Additional noninterest expense$984,0001,529
Pre-tax net operating income$956,0002,027
Securities gains (losses)$01,153
Applicable income taxes$268,0001,592
Income before extraordinary items$688,0002,226
Extraordinary gains, net$08
Net income$688,0002,227
Minority interest net income$055
Net income of bank and minority interests.$688,0002,227
Net charge-offs$14,0002,073
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$688,0002,200
2016-12-31 (YTD Data)Rank
Total interest income$22,942,0001,154
Total interest expense$2,406,0001,199
Net interest income$20,536,0001,140
Provision for loan and lease losses$04,332
Total noninterest income$1,722,0002,307
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$145,0004,032
Trading account gains and fees$0170
Additional Noninterest Income$1,577,0001,820
Total noninterest expense$17,392,0001,178
Salaries and employee benefits$11,160,0001,047
Premises and equipment expense$2,246,0001,056
Additional noninterest expense$3,986,0001,536
Pre-tax net operating income$4,866,0001,662
Securities gains (losses)$25,0002,256
Applicable income taxes$1,479,0001,279
Income before extraordinary items$3,412,0001,888
Extraordinary gains, net$05
Net income$3,412,0001,887
Minority interest net income$082
Net income of bank and minority interests.$3,412,0001,887
Net charge-offs$152,0002,209
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,394,5001,851
2016-09-30 (YTD Data)Rank
Total interest income$17,203,0001,155
Total interest expense$1,737,0001,254
Net interest income$15,466,0001,142
Provision for loan and lease losses$3,0004,141
Total noninterest income$1,350,0002,245
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$108,0004,071
Trading account gains and fees$0169
Additional Noninterest Income$1,242,0001,773
Total noninterest expense$13,099,0001,181
Salaries and employee benefits$8,411,0001,044
Premises and equipment expense$1,656,0001,070
Additional noninterest expense$3,032,0001,522
Pre-tax net operating income$3,714,0001,649
Securities gains (losses)$26,0002,184
Applicable income taxes$1,127,0001,304
Income before extraordinary items$2,613,0001,880
Extraordinary gains, net$05
Net income$2,613,0001,880
Minority interest net income$071
Net income of bank and minority interests.$2,613,0001,880
Net charge-offs$113,0001,965
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,594,8001,838
2016-06-30 (YTD Data)Rank
Total interest income$11,392,0001,161
Total interest expense$1,112,0001,278
Net interest income$10,280,0001,140
Provision for loan and lease losses$4,0003,935
Total noninterest income$694,0002,564
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$71,0004,096
Trading account gains and fees$0157
Additional Noninterest Income$623,0002,090
Total noninterest expense$8,727,0001,183
Salaries and employee benefits$5,644,0001,037
Premises and equipment expense$1,110,0001,067
Additional noninterest expense$1,973,0001,555
Pre-tax net operating income$2,243,0001,778
Securities gains (losses)$23,0001,878
Applicable income taxes$648,0001,424
Income before extraordinary items$1,618,0001,980
Extraordinary gains, net$016
Net income$1,618,0001,980
Minority interest net income$071
Net income of bank and minority interests.$1,618,0001,980
Net charge-offs$39,0002,330
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,601,6701,932
2016-03-31 (YTD Data)Rank
Total interest income$5,667,0001,175
Total interest expense$549,0001,288
Net interest income$5,118,0001,151
Provision for loan and lease losses$5,0003,471
Total noninterest income$242,0003,072
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$36,0004,066
Trading account gains and fees$0142
Additional Noninterest Income$206,0002,581
Total noninterest expense$4,610,0001,128
Salaries and employee benefits$2,995,000987
Premises and equipment expense$575,0001,042
Additional noninterest expense$1,040,0001,468
Pre-tax net operating income$745,0002,372
Securities gains (losses)$21,0001,208
Applicable income taxes$165,0002,019
Income before extraordinary items$601,0002,444
Extraordinary gains, net$012
Net income$601,0002,444
Minority interest net income$062
Net income of bank and minority interests.$601,0002,444
Net charge-offs$26,0001,827
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$584,6202,438
2015-12-31 (YTD Data)Rank
Total interest income$22,877,0001,118
Total interest expense$2,832,000998
Net interest income$20,045,0001,133
Provision for loan and lease losses$-95,0005,727
Total noninterest income$1,464,0002,516
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$144,0004,196
Trading account gains and fees$0159
Additional Noninterest Income$1,320,0002,024
Total noninterest expense$16,454,0001,215
Salaries and employee benefits$10,568,0001,069
Premises and equipment expense$2,220,0001,065
Additional noninterest expense$3,666,0001,655
Pre-tax net operating income$5,150,0001,538
Securities gains (losses)$61,0001,501
Applicable income taxes$1,496,0001,240
Income before extraordinary items$3,715,0001,707
Extraordinary gains, net$023
Net income$3,715,0001,707
Minority interest net income$081
Net income of bank and minority interests.$3,715,0001,709
Net charge-offs$159,0002,195
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,671,6901,688
2015-09-30 (YTD Data)Rank
Total interest income$17,175,0001,124
Total interest expense$2,202,000958
Net interest income$14,973,0001,146
Provision for loan and lease losses$-134,0005,948
Total noninterest income$1,071,0002,570
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$106,0004,278
Trading account gains and fees$0153
Additional Noninterest Income$965,0002,083
Total noninterest expense$12,311,0001,228
Salaries and employee benefits$7,956,0001,072
Premises and equipment expense$1,640,0001,104
Additional noninterest expense$2,715,0001,671
Pre-tax net operating income$3,867,0001,562
Securities gains (losses)$46,0001,525
Applicable income taxes$1,131,0001,255
Income before extraordinary items$2,782,0001,740
Extraordinary gains, net$021
Net income$2,782,0001,742
Minority interest net income$078
Net income of bank and minority interests.$2,782,0001,743
Net charge-offs$118,0002,004
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,749,3401,718
2015-06-30 (YTD Data)Rank
Total interest income$11,400,0001,132
Total interest expense$1,504,000941
Net interest income$9,896,0001,155
Provision for loan and lease losses$-138,0006,088
Total noninterest income$689,0002,642
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$70,0004,281
Trading account gains and fees$0157
Additional Noninterest Income$619,0002,132
Total noninterest expense$8,217,0001,231
Salaries and employee benefits$5,365,0001,065
Premises and equipment expense$1,081,0001,118
Additional noninterest expense$1,771,0001,713
Pre-tax net operating income$2,506,0001,577
Securities gains (losses)$27,0001,561
Applicable income taxes$724,0001,304
Income before extraordinary items$1,809,0001,760
Extraordinary gains, net$022
Net income$1,809,0001,764
Minority interest net income$075
Net income of bank and minority interests.$1,809,0001,764
Net charge-offs$112,0001,631
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,789,8301,730
2015-03-31 (YTD Data)Rank
Total interest income$5,635,0001,137
Total interest expense$778,000923
Net interest income$4,857,0001,171
Provision for loan and lease losses$-89,0006,195
Total noninterest income$354,0002,565
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$35,0004,270
Trading account gains and fees$0152
Additional Noninterest Income$319,0002,038
Total noninterest expense$4,228,0001,207
Salaries and employee benefits$2,787,0001,022
Premises and equipment expense$560,0001,082
Additional noninterest expense$881,0001,708
Pre-tax net operating income$1,072,0001,745
Securities gains (losses)$21,0001,218
Applicable income taxes$294,0001,468
Income before extraordinary items$799,0001,932
Extraordinary gains, net$013
Net income$799,0001,934
Minority interest net income$064
Net income of bank and minority interests.$799,0001,935
Net charge-offs$116,0001,009
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$783,6701,898
2014-12-31 (YTD Data)Rank
Total interest income$23,011,0001,115
Total interest expense$3,266,000918
Net interest income$19,745,0001,139
Provision for loan and lease losses$236,0002,305
Total noninterest income$1,423,0002,596
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$159,0004,291
Trading account gains and fees$0180
Additional Noninterest Income$1,264,0002,005
Total noninterest expense$16,117,0001,236
Salaries and employee benefits$10,201,0001,074
Premises and equipment expense$2,020,0001,182
Additional noninterest expense$3,896,0001,596
Pre-tax net operating income$4,815,0001,579
Securities gains (losses)$03,259
Applicable income taxes$1,356,0001,278
Income before extraordinary items$3,459,0001,784
Extraordinary gains, net$017
Net income$3,459,0001,784
Minority interest net income$084
Net income of bank and minority interests.$3,459,0001,783
Net charge-offs$856,0001,019
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,459,0001,751
2014-09-30 (YTD Data)Rank
Total interest income$17,385,0001,116
Total interest expense$2,451,000924
Net interest income$14,934,0001,137
Provision for loan and lease losses$142,0002,438
Total noninterest income$1,098,0002,569
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$119,0004,344
Trading account gains and fees$0174
Additional Noninterest Income$979,0001,959
Total noninterest expense$12,080,0001,240
Salaries and employee benefits$7,654,0001,074
Premises and equipment expense$1,525,0001,182
Additional noninterest expense$2,901,0001,615
Pre-tax net operating income$3,810,0001,516
Securities gains (losses)$02,980
Applicable income taxes$1,087,0001,234
Income before extraordinary items$2,723,0001,722
Extraordinary gains, net$015
Net income$2,723,0001,723
Minority interest net income$081
Net income of bank and minority interests.$2,723,0001,722
Net charge-offs$108,0002,611
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,723,0001,687
2014-06-30 (YTD Data)Rank
Total interest income$11,582,0001,105
Total interest expense$1,653,000918
Net interest income$9,929,0001,128
Provision for loan and lease losses$134,0002,036
Total noninterest income$744,0002,507
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$81,0004,311
Trading account gains and fees$0172
Additional Noninterest Income$663,0001,917
Total noninterest expense$8,131,0001,236
Salaries and employee benefits$5,169,0001,057
Premises and equipment expense$1,072,0001,137
Additional noninterest expense$1,890,0001,645
Pre-tax net operating income$2,408,0001,544
Securities gains (losses)$02,580
Applicable income taxes$665,0001,293
Income before extraordinary items$1,743,0001,727
Extraordinary gains, net$020
Net income$1,743,0001,730
Minority interest net income$080
Net income of bank and minority interests.$1,743,0001,729
Net charge-offs$-168,0006,420
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,743,0001,693
2014-03-31 (YTD Data)Rank
Total interest income$5,858,0001,092
Total interest expense$841,000914
Net interest income$5,017,0001,114
Provision for loan and lease losses$186,0001,052
Total noninterest income$427,0002,268
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$42,0004,230
Trading account gains and fees$0147
Additional Noninterest Income$385,0001,707
Total noninterest expense$4,092,0001,236
Salaries and employee benefits$2,572,0001,072
Premises and equipment expense$544,0001,139
Additional noninterest expense$976,0001,584
Pre-tax net operating income$1,166,0001,556
Securities gains (losses)$01,715
Applicable income taxes$322,0001,277
Income before extraordinary items$844,0001,727
Extraordinary gains, net$016
Net income$844,0001,731
Minority interest net income$066
Net income of bank and minority interests.$844,0001,730
Net charge-offs$44,0001,967
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$844,0001,699
2013-12-31 (YTD Data)Rank
Total interest income$24,385,0001,039
Total interest expense$4,076,000834
Net interest income$20,309,0001,085
Provision for loan and lease losses$1,716,000703
Total noninterest income$1,365,0002,740
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$168,0004,395
Trading account gains and fees$0184
Additional Noninterest Income$1,197,0002,140
Total noninterest expense$15,630,0001,275
Salaries and employee benefits$9,599,0001,137
Premises and equipment expense$2,154,0001,107
Additional noninterest expense$3,877,0001,657
Pre-tax net operating income$4,328,0001,614
Securities gains (losses)$344,000622
Applicable income taxes$1,192,0001,308
Income before extraordinary items$3,480,0001,684
Extraordinary gains, net$029
Net income$3,480,0001,688
Minority interest net income$090
Net income of bank and minority interests.$3,480,0001,688
Net charge-offs$2,320,000671
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,225,4401,760
2013-09-30 (YTD Data)Rank
Total interest income$18,297,0001,044
Total interest expense$3,180,000820
Net interest income$15,117,0001,093
Provision for loan and lease losses$1,658,000581
Total noninterest income$1,050,0002,748
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$125,0004,445
Trading account gains and fees$0180
Additional Noninterest Income$925,0002,160
Total noninterest expense$11,704,0001,281
Salaries and employee benefits$7,119,0001,152
Premises and equipment expense$1,620,0001,103
Additional noninterest expense$2,965,0001,633
Pre-tax net operating income$2,805,0001,848
Securities gains (losses)$392,000515
Applicable income taxes$739,0001,524
Income before extraordinary items$2,458,0001,791
Extraordinary gains, net$025
Net income$2,458,0001,795
Minority interest net income$084
Net income of bank and minority interests.$2,458,0001,796
Net charge-offs$2,254,000549
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,156,1601,940
2013-06-30 (YTD Data)Rank
Total interest income$12,246,0001,030
Total interest expense$2,163,000822
Net interest income$10,083,0001,081
Provision for loan and lease losses$1,386,000513
Total noninterest income$734,0002,689
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$83,0004,443
Trading account gains and fees$0157
Additional Noninterest Income$651,0002,120
Total noninterest expense$7,935,0001,269
Salaries and employee benefits$4,770,0001,147
Premises and equipment expense$1,121,0001,070
Additional noninterest expense$2,044,0001,584
Pre-tax net operating income$1,496,0002,194
Securities gains (losses)$17,0002,091
Applicable income taxes$237,0002,273
Income before extraordinary items$1,276,0002,194
Extraordinary gains, net$022
Net income$1,276,0002,202
Minority interest net income$082
Net income of bank and minority interests.$1,276,0002,200
Net charge-offs$2,193,000415
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,261,7202,123
2013-03-31 (YTD Data)Rank
Total interest income$6,239,0001,021
Total interest expense$1,090,000849
Net interest income$5,149,0001,063
Provision for loan and lease losses$942,000422
Total noninterest income$369,0002,674
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$39,0004,527
Trading account gains and fees$0148
Additional Noninterest Income$330,0002,099
Total noninterest expense$3,958,0001,278
Salaries and employee benefits$2,368,0001,159
Premises and equipment expense$552,0001,103
Additional noninterest expense$1,038,0001,564
Pre-tax net operating income$618,0002,507
Securities gains (losses)$3,0001,729
Applicable income taxes$63,0002,826
Income before extraordinary items$558,0002,381
Extraordinary gains, net$010
Net income$558,0002,383
Minority interest net income$076
Net income of bank and minority interests.$558,0002,383
Net charge-offs$728,000593
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$555,3002,297
2012-12-31 (YTD Data)Rank
Total interest income$27,455,000956
Total interest expense$5,168,000873
Net interest income$22,287,000979
Provision for loan and lease losses$2,444,000909
Total noninterest income$1,451,0002,663
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$188,0004,377
Trading account gains and fees$0166
Additional Noninterest Income$1,263,0002,060
Total noninterest expense$16,948,0001,193
Salaries and employee benefits$10,462,0001,007
Premises and equipment expense$2,081,0001,135
Additional noninterest expense$4,405,0001,525
Pre-tax net operating income$4,346,0001,556
Securities gains (losses)$419,0001,072
Applicable income taxes$1,192,0001,305
Income before extraordinary items$3,573,0001,601
Extraordinary gains, net$029
Net income$3,573,0001,602
Minority interest net income$093
Net income of bank and minority interests.$3,573,0001,602
Net charge-offs$962,0001,861
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,258,7501,637
2012-09-30 (YTD Data)Rank
Total interest income$21,024,000956
Total interest expense$3,994,000887
Net interest income$17,030,000967
Provision for loan and lease losses$1,883,000896
Total noninterest income$1,108,0002,641
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$143,0004,413
Trading account gains and fees$0157
Additional Noninterest Income$965,0002,036
Total noninterest expense$12,883,0001,170
Salaries and employee benefits$7,880,000986
Premises and equipment expense$1,574,0001,132
Additional noninterest expense$3,429,0001,477
Pre-tax net operating income$3,372,0001,540
Securities gains (losses)$419,000866
Applicable income taxes$1,008,0001,222
Income before extraordinary items$2,783,0001,581
Extraordinary gains, net$020
Net income$2,783,0001,581
Minority interest net income$086
Net income of bank and minority interests.$2,783,0001,582
Net charge-offs$571,0002,028
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,477,1301,661
2012-06-30 (YTD Data)Rank
Total interest income$14,322,000944
Total interest expense$2,746,000886
Net interest income$11,576,000950
Provision for loan and lease losses$1,413,000839
Total noninterest income$646,0002,799
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$95,0004,405
Trading account gains and fees$0153
Additional Noninterest Income$551,0002,211
Total noninterest expense$8,656,0001,160
Salaries and employee benefits$5,244,000994
Premises and equipment expense$1,077,0001,117
Additional noninterest expense$2,335,0001,456
Pre-tax net operating income$2,153,0001,593
Securities gains (losses)$399,000693
Applicable income taxes$681,0001,198
Income before extraordinary items$1,871,0001,568
Extraordinary gains, net$019
Net income$1,871,0001,567
Minority interest net income$084
Net income of bank and minority interests.$1,871,0001,568
Net charge-offs$563,0001,654
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,579,7301,724
2012-03-31 (YTD Data)Rank
Total interest income$7,307,000923
Total interest expense$1,413,000897
Net interest income$5,894,000930
Provision for loan and lease losses$932,000657
Total noninterest income$268,0003,131
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$43,0004,581
Trading account gains and fees$0148
Additional Noninterest Income$225,0002,491
Total noninterest expense$4,471,0001,119
Salaries and employee benefits$2,665,000972
Premises and equipment expense$562,0001,061
Additional noninterest expense$1,244,0001,353
Pre-tax net operating income$759,0002,102
Securities gains (losses)$362,000379
Applicable income taxes$284,0001,350
Income before extraordinary items$837,0001,734
Extraordinary gains, net$019
Net income$837,0001,736
Minority interest net income$078
Net income of bank and minority interests.$837,0001,735
Net charge-offs$6,0004,226
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$565,5002,253
2011-12-31 (YTD Data)Rank
Total interest income$31,161,000897
Total interest expense$7,230,000820
Net interest income$23,931,000912
Provision for loan and lease losses$2,237,0001,446
Total noninterest income$1,021,0003,080
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$168,0004,694
Trading account gains and fees$0146
Additional Noninterest Income$853,0002,349
Total noninterest expense$16,899,0001,164
Salaries and employee benefits$10,741,000914
Premises and equipment expense$2,121,0001,180
Additional noninterest expense$4,037,0001,689
Pre-tax net operating income$5,816,0001,031
Securities gains (losses)$273,0001,195
Applicable income taxes$1,690,000905
Income before extraordinary items$4,399,0001,139
Extraordinary gains, net$029
Net income$4,399,0001,138
Minority interest net income$096
Net income of bank and minority interests.$4,399,0001,139
Net charge-offs$2,764,0001,268
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,202,4401,128
2011-09-30 (YTD Data)Rank
Total interest income$23,627,000899
Total interest expense$5,720,000814
Net interest income$17,907,000919
Provision for loan and lease losses$1,588,0001,452
Total noninterest income$788,0003,039
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$123,0004,750
Trading account gains and fees$0145
Additional Noninterest Income$665,0002,286
Total noninterest expense$12,813,0001,151
Salaries and employee benefits$8,259,000895
Premises and equipment expense$1,557,0001,225
Additional noninterest expense$2,997,0001,699
Pre-tax net operating income$4,294,0001,077
Securities gains (losses)$194,0001,243
Applicable income taxes$1,235,000923
Income before extraordinary items$3,253,0001,186
Extraordinary gains, net$021
Net income$3,253,0001,186
Minority interest net income$087
Net income of bank and minority interests.$3,253,0001,186
Net charge-offs$2,152,0001,168
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,113,3201,172
2011-06-30 (YTD Data)Rank
Total interest income$15,899,000902
Total interest expense$4,007,000799
Net interest income$11,892,000927
Provision for loan and lease losses$989,0001,509
Total noninterest income$491,0003,151
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$80,0004,788
Trading account gains and fees$0153
Additional Noninterest Income$411,0002,400
Total noninterest expense$8,702,0001,150
Salaries and employee benefits$5,687,000874
Premises and equipment expense$1,042,0001,234
Additional noninterest expense$1,973,0001,742
Pre-tax net operating income$2,692,0001,110
Securities gains (losses)$194,000756
Applicable income taxes$779,000941
Income before extraordinary items$2,107,0001,183
Extraordinary gains, net$015
Net income$2,107,0001,182
Minority interest net income$089
Net income of bank and minority interests.$2,107,0001,183
Net charge-offs$170,0003,279
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,965,3801,215
2011-03-31 (YTD Data)Rank
Total interest income$8,005,000902
Total interest expense$2,055,000810
Net interest income$5,950,000931
Provision for loan and lease losses$365,0001,741
Total noninterest income$214,0003,444
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$41,0004,713
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,680
Total noninterest expense$4,606,0001,094
Salaries and employee benefits$3,058,000831
Premises and equipment expense$535,0001,223
Additional noninterest expense$1,013,0001,695
Pre-tax net operating income$1,193,0001,219
Securities gains (losses)$194,000350
Applicable income taxes$367,000950
Income before extraordinary items$1,020,0001,211
Extraordinary gains, net$09
Net income$1,020,0001,210
Minority interest net income$086
Net income of bank and minority interests.$1,020,0001,211
Net charge-offs$170,0002,243
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$876,4401,339
2010-12-31 (YTD Data)Rank
Total interest income$34,109,000891
Total interest expense$9,993,000821
Net interest income$24,116,000917
Provision for loan and lease losses$2,635,0001,763
Total noninterest income$1,623,0002,400
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$186,0004,548
Trading account gains and fees$0175
Additional Noninterest Income$1,437,0001,746
Total noninterest expense$16,770,0001,204
Salaries and employee benefits$10,612,000923
Premises and equipment expense$1,968,0001,313
Additional noninterest expense$4,190,0001,717
Pre-tax net operating income$6,334,000836
Securities gains (losses)$239,0001,441
Applicable income taxes$1,748,000810
Income before extraordinary items$4,825,000918
Extraordinary gains, net$029
Net income$4,825,000919
Minority interest net income$0111
Net income of bank and minority interests.$4,825,000920
Net charge-offs$1,015,0002,662
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,650,530899
2010-09-30 (YTD Data)Rank
Total interest income$25,907,000896
Total interest expense$7,790,000816
Net interest income$18,117,000918
Provision for loan and lease losses$1,590,0001,907
Total noninterest income$1,048,0002,639
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$141,0004,593
Trading account gains and fees$0165
Additional Noninterest Income$907,0001,922
Total noninterest expense$12,801,0001,176
Salaries and employee benefits$8,106,000895
Premises and equipment expense$1,589,0001,232
Additional noninterest expense$3,106,0001,708
Pre-tax net operating income$4,774,000876
Securities gains (losses)$123,0001,767
Applicable income taxes$1,371,000803
Income before extraordinary items$3,526,000984
Extraordinary gains, net$023
Net income$3,526,000988
Minority interest net income$0110
Net income of bank and minority interests.$3,526,000987
Net charge-offs$683,0002,669
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,437,440959
2010-06-30 (YTD Data)Rank
Total interest income$17,421,000892
Total interest expense$5,291,000827
Net interest income$12,130,000908
Provision for loan and lease losses$944,0002,000
Total noninterest income$685,0002,615
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$93,0004,617
Trading account gains and fees$0152
Additional Noninterest Income$592,0001,876
Total noninterest expense$8,756,0001,124
Salaries and employee benefits$5,640,000862
Premises and equipment expense$1,064,0001,245
Additional noninterest expense$2,052,0001,718
Pre-tax net operating income$3,115,000878
Securities gains (losses)$42,0001,993
Applicable income taxes$872,000806
Income before extraordinary items$2,285,000987
Extraordinary gains, net$019
Net income$2,285,000988
Minority interest net income$0105
Net income of bank and minority interests.$2,285,000988
Net charge-offs$379,0002,768
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,254,760955
2010-03-31 (YTD Data)Rank
Total interest income$8,815,000895
Total interest expense$2,665,000873
Net interest income$6,150,000907
Provision for loan and lease losses$640,0001,557
Total noninterest income$368,0002,517
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$322,0001,756
Total noninterest expense$4,687,0001,065
Salaries and employee benefits$3,043,000809
Premises and equipment expense$554,0001,226
Additional noninterest expense$1,090,0001,611
Pre-tax net operating income$1,191,0001,112
Securities gains (losses)$42,0001,216
Applicable income taxes$305,0001,035
Income before extraordinary items$928,0001,179
Extraordinary gains, net$016
Net income$928,0001,181
Minority interest net income$091
Net income of bank and minority interests.$928,0001,181
Net charge-offs$379,0001,819
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$896,5001,190
2009-12-31 (YTD Data)Rank
Total interest income$36,436,000925
Total interest expense$12,322,000961
Net interest income$24,114,000893
Provision for loan and lease losses$1,185,0003,232
Total noninterest income$1,782,0002,289
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$206,0004,608
Trading account gains and fees$0211
Additional Noninterest Income$1,576,0001,602
Total noninterest expense$15,350,0001,339
Salaries and employee benefits$9,236,0001,067
Premises and equipment expense$2,159,0001,264
Additional noninterest expense$3,955,0001,864
Pre-tax net operating income$9,361,000458
Securities gains (losses)$-16,0007,047
Applicable income taxes$2,835,000416
Income before extraordinary items$6,510,000532
Extraordinary gains, net$034
Net income$6,510,000530
Minority interest net income$0115
Net income of bank and minority interests.$6,510,000533
Net charge-offs$189,0005,075
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,521,200523
2009-09-30 (YTD Data)Rank
Total interest income$27,414,000942
Total interest expense$9,505,000984
Net interest income$17,909,000910
Provision for loan and lease losses$877,0002,977
Total noninterest income$1,385,0002,297
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$151,0004,667
Trading account gains and fees$0212
Additional Noninterest Income$1,234,0001,592
Total noninterest expense$11,486,0001,331
Salaries and employee benefits$6,920,0001,078
Premises and equipment expense$1,622,0001,269
Additional noninterest expense$2,944,0001,814
Pre-tax net operating income$6,931,000490
Securities gains (losses)$-16,0007,270
Applicable income taxes$2,061,000454
Income before extraordinary items$4,854,000556
Extraordinary gains, net$027
Net income$4,854,000558
Minority interest net income$0118
Net income of bank and minority interests.$4,854,000558
Net charge-offs$91,0005,142
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,865,200548
2009-06-30 (YTD Data)Rank
Total interest income$18,381,000957
Total interest expense$6,521,0001,018
Net interest income$11,860,000915
Provision for loan and lease losses$577,0002,775
Total noninterest income$1,008,0002,186
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$100,0004,666
Trading account gains and fees$0193
Additional Noninterest Income$908,0001,511
Total noninterest expense$7,821,0001,333
Salaries and employee benefits$4,618,0001,096
Premises and equipment expense$1,077,0001,307
Additional noninterest expense$2,126,0001,715
Pre-tax net operating income$4,470,000498
Securities gains (losses)$3,0002,873
Applicable income taxes$1,281,000487
Income before extraordinary items$3,192,000565
Extraordinary gains, net$021
Net income$3,192,000564
Minority interest net income$0112
Net income of bank and minority interests.$3,192,000565
Net charge-offs$91,0004,347
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,189,870545
2009-03-31 (YTD Data)Rank
Total interest income$9,311,000953
Total interest expense$3,412,0001,003
Net interest income$5,899,000916
Provision for loan and lease losses$317,0002,232
Total noninterest income$574,0001,933
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$48,0004,692
Trading account gains and fees$0171
Additional Noninterest Income$526,0001,349
Total noninterest expense$3,982,0001,260
Salaries and employee benefits$2,476,0001,021
Premises and equipment expense$550,0001,300
Additional noninterest expense$956,0001,699
Pre-tax net operating income$2,174,000550
Securities gains (losses)$02,434
Applicable income taxes$561,000603
Income before extraordinary items$1,613,000620
Extraordinary gains, net$015
Net income$1,613,000620
Minority interest net income$0102
Net income of bank and minority interests.$1,613,000622
Net charge-offs$20,0004,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,613,000582
2008-12-31 (YTD Data)Rank
Total interest income$37,384,0001,012
Total interest expense$15,908,0001,009
Net interest income$21,476,000998
Provision for loan and lease losses$100,0006,027
Total noninterest income$1,475,0002,668
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$250,0004,356
Trading account gains and fees$0154
Additional Noninterest Income$1,225,0001,852
Total noninterest expense$15,268,0001,280
Salaries and employee benefits$9,660,0001,032
Premises and equipment expense$2,189,0001,248
Additional noninterest expense$3,419,0001,791
Pre-tax net operating income$7,583,000734
Securities gains (losses)$2,0002,962
Applicable income taxes$2,617,000528
Income before extraordinary items$4,968,000819
Extraordinary gains, net$039
Net income$4,968,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,593
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,966,700882
2008-09-30 (YTD Data)Rank
Total interest income$28,034,0001,037
Total interest expense$12,287,0001,020
Net interest income$15,747,0001,049
Provision for loan and lease losses$06,991
Total noninterest income$1,206,0002,578
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$185,0004,410
Trading account gains and fees$0148
Additional Noninterest Income$1,021,0001,789
Total noninterest expense$11,615,0001,249
Salaries and employee benefits$7,399,0001,034
Premises and equipment expense$1,665,0001,233
Additional noninterest expense$2,551,0001,742
Pre-tax net operating income$5,338,000946
Securities gains (losses)$03,106
Applicable income taxes$1,795,000709
Income before extraordinary items$3,543,0001,036
Extraordinary gains, net$031
Net income$3,543,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,648
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,543,0001,100
2008-06-30 (YTD Data)Rank
Total interest income$18,672,0001,047
Total interest expense$8,552,0001,015
Net interest income$10,120,0001,079
Provision for loan and lease losses$06,671
Total noninterest income$711,0002,817
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$120,0004,469
Trading account gains and fees$0149
Additional Noninterest Income$591,0002,015
Total noninterest expense$7,776,0001,242
Salaries and employee benefits$4,985,0001,033
Premises and equipment expense$1,114,0001,224
Additional noninterest expense$1,677,0001,745
Pre-tax net operating income$3,055,0001,165
Securities gains (losses)$03,233
Applicable income taxes$998,000947
Income before extraordinary items$2,057,0001,337
Extraordinary gains, net$021
Net income$2,057,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,746
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,057,0001,311
2008-03-31 (YTD Data)Rank
Total interest income$9,314,0001,087
Total interest expense$4,458,0001,047
Net interest income$4,856,0001,125
Provision for loan and lease losses$06,080
Total noninterest income$384,0002,677
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$63,0004,343
Trading account gains and fees$0158
Additional Noninterest Income$321,0001,890
Total noninterest expense$4,073,0001,185
Salaries and employee benefits$2,648,000990
Premises and equipment expense$568,0001,215
Additional noninterest expense$857,0001,672
Pre-tax net operating income$1,167,0001,560
Securities gains (losses)$02,688
Applicable income taxes$352,0001,309
Income before extraordinary items$815,0001,785
Extraordinary gains, net$015
Net income$815,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,415
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$815,0001,720
2007-12-31 (YTD Data)Rank
Total interest income$36,982,0001,149
Total interest expense$17,891,0001,106
Net interest income$19,091,0001,169
Provision for loan and lease losses$-125,0008,402
Total noninterest income$1,652,0002,544
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$383,0003,605
Trading account gains and fees$0178
Additional Noninterest Income$1,269,0001,887
Total noninterest expense$14,829,0001,256
Salaries and employee benefits$9,345,0001,068
Premises and equipment expense$2,223,0001,188
Additional noninterest expense$3,261,0001,706
Pre-tax net operating income$6,039,0001,384
Securities gains (losses)$-521,0008,376
Applicable income taxes$1,595,0001,351
Income before extraordinary items$3,923,0001,629
Extraordinary gains, net$039
Net income$3,923,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,123
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,292,9101,469
2007-09-30 (YTD Data)Rank
Total interest income$27,564,0001,156
Total interest expense$13,280,0001,113
Net interest income$14,284,0001,175
Provision for loan and lease losses$-125,0008,444
Total noninterest income$1,343,0002,391
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$284,0003,628
Trading account gains and fees$0184
Additional Noninterest Income$1,059,0001,761
Total noninterest expense$10,991,0001,262
Salaries and employee benefits$7,052,0001,066
Premises and equipment expense$1,621,0001,217
Additional noninterest expense$2,318,0001,753
Pre-tax net operating income$4,761,0001,421
Securities gains (losses)$-521,0008,461
Applicable income taxes$1,196,0001,453
Income before extraordinary items$3,044,0001,663
Extraordinary gains, net$033
Net income$3,044,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,419,1201,477
2007-06-30 (YTD Data)Rank
Total interest income$18,227,0001,176
Total interest expense$8,655,0001,139
Net interest income$9,572,0001,193
Provision for loan and lease losses$06,209
Total noninterest income$998,0002,251
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$188,0003,640
Trading account gains and fees$0168
Additional Noninterest Income$810,0001,600
Total noninterest expense$7,252,0001,290
Salaries and employee benefits$4,781,0001,068
Premises and equipment expense$1,042,0001,285
Additional noninterest expense$1,429,0001,899
Pre-tax net operating income$3,318,0001,414
Securities gains (losses)$-484,0008,529
Applicable income taxes$804,0001,484
Income before extraordinary items$2,030,0001,705
Extraordinary gains, net$029
Net income$2,030,0001,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,378,4801,460
2007-03-31 (YTD Data)Rank
Total interest income$8,962,0001,187
Total interest expense$4,181,0001,174
Net interest income$4,781,0001,178
Provision for loan and lease losses$05,779
Total noninterest income$468,0002,298
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$85,0003,779
Trading account gains and fees$0195
Additional Noninterest Income$383,0001,640
Total noninterest expense$3,648,0001,278
Salaries and employee benefits$2,480,0001,029
Premises and equipment expense$515,0001,302
Additional noninterest expense$653,0002,008
Pre-tax net operating income$1,601,0001,455
Securities gains (losses)$-484,0008,610
Applicable income taxes$330,0001,741
Income before extraordinary items$787,0002,094
Extraordinary gains, net$022
Net income$787,0002,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,125,8001,524
2006-12-31 (YTD Data)Rank
Total interest income$35,612,0001,107
Total interest expense$15,296,0001,095
Net interest income$20,316,0001,091
Provision for loan and lease losses$06,850
Total noninterest income$1,391,0002,846
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$378,0003,637
Trading account gains and fees$0130
Additional Noninterest Income$1,013,0002,203
Total noninterest expense$15,194,0001,189
Salaries and employee benefits$10,235,000942
Premises and equipment expense$2,067,0001,251
Additional noninterest expense$2,892,0001,826
Pre-tax net operating income$6,513,0001,490
Securities gains (losses)$-210,0008,387
Applicable income taxes$2,152,0001,259
Income before extraordinary items$4,151,0001,730
Extraordinary gains, net$051
Net income$4,151,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,289,6001,671
2006-09-30 (YTD Data)Rank
Total interest income$26,599,0001,114
Total interest expense$11,170,0001,100
Net interest income$15,429,0001,099
Provision for loan and lease losses$06,685
Total noninterest income$1,043,0002,847
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$289,0003,640
Trading account gains and fees$0126
Additional Noninterest Income$754,0002,215
Total noninterest expense$11,517,0001,181
Salaries and employee benefits$7,875,000927
Premises and equipment expense$1,546,0001,253
Additional noninterest expense$2,096,0001,859
Pre-tax net operating income$4,955,0001,518
Securities gains (losses)$-210,0008,542
Applicable income taxes$1,625,0001,310
Income before extraordinary items$3,120,0001,774
Extraordinary gains, net$045
Net income$3,120,0001,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,258,6001,696
2006-06-30 (YTD Data)Rank
Total interest income$17,632,0001,098
Total interest expense$7,206,0001,072
Net interest income$10,426,0001,083
Provision for loan and lease losses$06,419
Total noninterest income$702,0002,826
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$191,0003,653
Trading account gains and fees$0126
Additional Noninterest Income$511,0002,185
Total noninterest expense$7,775,0001,173
Salaries and employee benefits$5,390,000912
Premises and equipment expense$1,017,0001,279
Additional noninterest expense$1,368,0001,909
Pre-tax net operating income$3,353,0001,508
Securities gains (losses)$-216,0008,636
Applicable income taxes$1,074,0001,323
Income before extraordinary items$2,063,0001,767
Extraordinary gains, net$039
Net income$2,063,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,205,5601,638
2006-03-31 (YTD Data)Rank
Total interest income$8,724,0001,074
Total interest expense$3,456,0001,049
Net interest income$5,268,0001,072
Provision for loan and lease losses$06,013
Total noninterest income$421,0002,473
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$95,0003,588
Trading account gains and fees$0115
Additional Noninterest Income$326,0001,820
Total noninterest expense$3,978,0001,143
Salaries and employee benefits$2,833,000868
Premises and equipment expense$514,0001,267
Additional noninterest expense$631,0002,065
Pre-tax net operating income$1,711,0001,448
Securities gains (losses)$-188,0008,707
Applicable income taxes$533,0001,323
Income before extraordinary items$990,0001,808
Extraordinary gains, net$021
Net income$990,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,112,2001,596
2005-12-31 (YTD Data)Rank
Total interest income$35,143,000932
Total interest expense$12,940,000874
Net interest income$22,203,000963
Provision for loan and lease losses$07,120
Total noninterest income$1,273,0002,998
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$380,0003,672
Trading account gains and fees$0138
Additional Noninterest Income$893,0002,375
Total noninterest expense$15,207,0001,127
Salaries and employee benefits$10,041,000906
Premises and equipment expense$2,189,0001,112
Additional noninterest expense$2,977,0001,698
Pre-tax net operating income$8,269,0001,170
Securities gains (losses)$-115,0008,460
Applicable income taxes$2,648,0001,073
Income before extraordinary items$5,506,0001,300
Extraordinary gains, net$046
Net income$5,506,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,584,2001,265
2005-09-30 (YTD Data)Rank
Total interest income$26,392,000911
Total interest expense$9,480,000838
Net interest income$16,912,000931
Provision for loan and lease losses$06,899
Total noninterest income$947,0003,023
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0003,714
Trading account gains and fees$0126
Additional Noninterest Income$666,0002,388
Total noninterest expense$11,552,0001,097
Salaries and employee benefits$7,539,000899
Premises and equipment expense$1,685,0001,060
Additional noninterest expense$2,328,0001,606
Pre-tax net operating income$6,307,0001,134
Securities gains (losses)$-115,0008,648
Applicable income taxes$1,998,0001,073
Income before extraordinary items$4,194,0001,294
Extraordinary gains, net$035
Net income$4,194,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,272,2001,236
2005-06-30 (YTD Data)Rank
Total interest income$17,598,000885
Total interest expense$6,141,000816
Net interest income$11,457,000912
Provision for loan and lease losses$06,626
Total noninterest income$639,0002,956
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$185,0003,688
Trading account gains and fees$0116
Additional Noninterest Income$454,0002,335
Total noninterest expense$7,681,0001,089
Salaries and employee benefits$5,055,000882
Premises and equipment expense$1,115,0001,068
Additional noninterest expense$1,511,0001,636
Pre-tax net operating income$4,415,0001,074
Securities gains (losses)$-115,0008,722
Applicable income taxes$1,385,0001,023
Income before extraordinary items$2,915,0001,212
Extraordinary gains, net$030
Net income$2,915,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,993,2001,147
2005-03-31 (YTD Data)Rank
Total interest income$8,840,000850
Total interest expense$3,023,000791
Net interest income$5,817,000898
Provision for loan and lease losses$06,226
Total noninterest income$355,0002,698
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$90,0003,686
Trading account gains and fees$0115
Additional Noninterest Income$265,0002,057
Total noninterest expense$4,043,0001,032
Salaries and employee benefits$2,686,000824
Premises and equipment expense$578,0001,029
Additional noninterest expense$779,0001,590
Pre-tax net operating income$2,129,0001,087
Securities gains (losses)$-118,0008,847
Applicable income taxes$627,0001,100
Income before extraordinary items$1,384,0001,246
Extraordinary gains, net$024
Net income$1,384,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,465,4201,156
2004-12-31 (YTD Data)Rank
Total interest income$36,146,000778
Total interest expense$11,905,000691
Net interest income$24,241,000824
Provision for loan and lease losses$07,314
Total noninterest income$1,443,0002,755
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$444,0003,410
Trading account gains and fees$0138
Additional Noninterest Income$999,0002,156
Total noninterest expense$14,910,0001,091
Salaries and employee benefits$9,419,000915
Premises and equipment expense$2,398,000943
Additional noninterest expense$3,093,0001,578
Pre-tax net operating income$10,774,000820
Securities gains (losses)$238,000744
Applicable income taxes$3,563,000783
Income before extraordinary items$7,449,000885
Extraordinary gains, net$034
Net income$7,449,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,287,160865
2004-09-30 (YTD Data)Rank
Total interest income$27,180,000767
Total interest expense$8,850,000679
Net interest income$18,330,000805
Provision for loan and lease losses$07,100
Total noninterest income$1,108,0002,723
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$336,0003,411
Trading account gains and fees$0134
Additional Noninterest Income$772,0002,125
Total noninterest expense$11,281,0001,068
Salaries and employee benefits$7,163,000897
Premises and equipment expense$1,827,000919
Additional noninterest expense$2,291,0001,581
Pre-tax net operating income$8,157,000815
Securities gains (losses)$238,000689
Applicable income taxes$2,724,000787
Income before extraordinary items$5,671,000875
Extraordinary gains, net$026
Net income$5,671,000876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,509,160862
2004-06-30 (YTD Data)Rank
Total interest income$18,139,000756
Total interest expense$5,857,000670
Net interest income$12,282,000789
Provision for loan and lease losses$06,885
Total noninterest income$702,0002,827
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$227,0003,354
Trading account gains and fees$0130
Additional Noninterest Income$475,0002,276
Total noninterest expense$7,692,0001,040
Salaries and employee benefits$4,885,000875
Premises and equipment expense$1,280,000873
Additional noninterest expense$1,527,0001,581
Pre-tax net operating income$5,292,000826
Securities gains (losses)$100,0001,028
Applicable income taxes$1,727,000814
Income before extraordinary items$3,665,000891
Extraordinary gains, net$021
Net income$3,665,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,597,000872
2004-03-31 (YTD Data)Rank
Total interest income$9,158,000762
Total interest expense$2,936,000687
Net interest income$6,222,000784
Provision for loan and lease losses$06,501
Total noninterest income$391,0002,577
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$116,0003,225
Trading account gains and fees$0121
Additional Noninterest Income$275,0001,989
Total noninterest expense$4,014,0001,017
Salaries and employee benefits$2,583,000850
Premises and equipment expense$710,000809
Additional noninterest expense$721,0001,644
Pre-tax net operating income$2,599,000833
Securities gains (losses)$02,934
Applicable income taxes$822,000876
Income before extraordinary items$1,777,000915
Extraordinary gains, net$016
Net income$1,777,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,777,000869
2003-12-31 (YTD Data)Rank
Total interest income$38,134,000748
Total interest expense$13,104,000675
Net interest income$25,030,000762
Provision for loan and lease losses$07,651
Total noninterest income$1,444,0002,923
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$503,0003,074
Trading account gains and fees$0160
Additional Noninterest Income$941,0002,475
Total noninterest expense$14,119,0001,146
Salaries and employee benefits$8,952,000960
Premises and equipment expense$2,114,0001,077
Additional noninterest expense$3,053,0001,611
Pre-tax net operating income$12,355,000707
Securities gains (losses)$04,500
Applicable income taxes$3,990,000742
Income before extraordinary items$8,365,000779
Extraordinary gains, net$054
Net income$8,365,000781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,174
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,365,000725
2003-09-30 (YTD Data)Rank
Total interest income$28,776,000757
Total interest expense$10,099,000688
Net interest income$18,677,000778
Provision for loan and lease losses$07,481
Total noninterest income$1,065,0003,001
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$381,0003,061
Trading account gains and fees$0153
Additional Noninterest Income$684,0002,604
Total noninterest expense$10,545,0001,164
Salaries and employee benefits$6,695,000971
Premises and equipment expense$1,584,0001,088
Additional noninterest expense$2,266,0001,612
Pre-tax net operating income$9,197,000743
Securities gains (losses)$04,204
Applicable income taxes$2,958,000777
Income before extraordinary items$6,239,000813
Extraordinary gains, net$040
Net income$6,239,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,484
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,239,000757
2003-06-30 (YTD Data)Rank
Total interest income$19,552,000749
Total interest expense$7,008,000683
Net interest income$12,544,000771
Provision for loan and lease losses$07,324
Total noninterest income$769,0002,837
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$246,0003,103
Trading account gains and fees$0150
Additional Noninterest Income$523,0002,393
Total noninterest expense$7,121,0001,142
Salaries and employee benefits$4,488,000964
Premises and equipment expense$1,092,0001,058
Additional noninterest expense$1,541,0001,576
Pre-tax net operating income$6,192,000734
Securities gains (losses)$03,782
Applicable income taxes$1,991,000767
Income before extraordinary items$4,201,000809
Extraordinary gains, net$030
Net income$4,201,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,731
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,201,000744
2003-03-31 (YTD Data)Rank
Total interest income$9,912,000746
Total interest expense$3,737,000658
Net interest income$6,175,000785
Provision for loan and lease losses$06,934
Total noninterest income$193,0004,257
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0003,033
Trading account gains and fees$0134
Additional Noninterest Income$71,0004,573
Total noninterest expense$3,661,0001,093
Salaries and employee benefits$2,294,000936
Premises and equipment expense$580,000993
Additional noninterest expense$787,0001,507
Pre-tax net operating income$2,707,000827
Securities gains (losses)$02,891
Applicable income taxes$834,000925
Income before extraordinary items$1,873,000903
Extraordinary gains, net$021
Net income$1,873,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,873,000831
2002-12-31 (YTD Data)Rank
Total interest income$40,847,000747
Total interest expense$17,109,000667
Net interest income$23,738,000804
Provision for loan and lease losses$200,0004,344
Total noninterest income$1,816,0002,308
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$479,0003,087
Trading account gains and fees$0153
Additional Noninterest Income$1,337,0001,807
Total noninterest expense$13,480,0001,143
Salaries and employee benefits$8,416,000959
Premises and equipment expense$2,047,0001,079
Additional noninterest expense$3,017,0001,568
Pre-tax net operating income$11,874,000741
Securities gains (losses)$04,537
Applicable income taxes$3,967,000735
Income before extraordinary items$7,907,000804
Extraordinary gains, net$070
Net income$7,907,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,907,000773
2001-12-31 (YTD Data)Rank
Total interest income$42,459,000801
Total interest expense$22,887,000732
Net interest income$19,572,000905
Provision for loan and lease losses$200,0004,117
Total noninterest income$1,451,0002,578
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$520,0002,757
Trading account gains and fees$0177
Additional Noninterest Income$931,0002,153
Total noninterest expense$12,981,0001,136
Salaries and employee benefits$8,126,000924
Premises and equipment expense$2,023,0001,042
Additional noninterest expense$2,832,0001,634
Pre-tax net operating income$7,842,000961
Securities gains (losses)$21,0003,115
Applicable income taxes$2,631,000935
Income before extraordinary items$5,232,0001,046
Extraordinary gains, net$68,00073
Net income$5,300,0001,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,217,9301,010
2000-12-31 (YTD Data)Rank
Total interest income$42,730,000835
Total interest expense$22,899,000793
Net interest income$19,831,000875
Provision for loan and lease losses$200,0003,731
Total noninterest income$1,390,0002,488
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$494,0002,725
Trading account gains and fees$0180
Additional Noninterest Income$896,0002,000
Total noninterest expense$11,511,0001,211
Salaries and employee benefits$7,256,000966
Premises and equipment expense$1,782,0001,124
Additional noninterest expense$2,473,0001,794
Pre-tax net operating income$9,510,000813
Securities gains (losses)$-414,0009,687
Applicable income taxes$3,201,000785
Income before extraordinary items$5,895,000897
Extraordinary gains, net$038
Net income$5,895,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,164,100855
1999-12-31 (YTD Data)Rank
Total interest income$38,787,000880
Total interest expense$20,936,000765
Net interest income$17,851,000986
Provision for loan and lease losses$100,0005,206
Total noninterest income$1,374,0002,441
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$520,0002,537
Trading account gains and fees$0173
Additional Noninterest Income$854,0002,068
Total noninterest expense$11,220,0001,229
Salaries and employee benefits$6,813,0001,015
Premises and equipment expense$1,827,0001,101
Additional noninterest expense$2,580,0001,724
Pre-tax net operating income$7,905,000999
Securities gains (losses)$03,155
Applicable income taxes$2,667,000972
Income before extraordinary items$5,238,0001,050
Extraordinary gains, net$035
Net income$5,238,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,238,0001,035
1998-12-31 (YTD Data)Rank
Total interest income$38,408,000871
Total interest expense$21,101,000774
Net interest income$17,307,000973
Provision for loan and lease losses$250,0002,981
Total noninterest income$1,460,0002,313
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$539,0002,388
Trading account gains and fees$0224
Additional Noninterest Income$921,0001,977
Total noninterest expense$10,859,0001,221
Salaries and employee benefits$6,537,0001,001
Premises and equipment expense$1,758,0001,098
Additional noninterest expense$2,564,0001,672
Pre-tax net operating income$7,658,0001,003
Securities gains (losses)$04,449
Applicable income taxes$2,759,000936
Income before extraordinary items$4,899,0001,103
Extraordinary gains, net$032
Net income$4,899,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,899,0001,064
1997-12-31 (YTD Data)Rank
Total interest income$38,085,000899
Total interest expense$21,128,000781
Net interest income$16,957,0001,037
Provision for loan and lease losses$50,0006,616
Total noninterest income$999,0003,044
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$517,0002,542
Trading account gains and fees$0239
Additional Noninterest Income$482,0002,895
Total noninterest expense$10,422,0001,275
Salaries and employee benefits$6,169,0001,071
Premises and equipment expense$1,832,0001,083
Additional noninterest expense$2,421,0001,749
Pre-tax net operating income$7,484,0001,077
Securities gains (losses)$164,000799
Applicable income taxes$2,699,0001,027
Income before extraordinary items$4,949,0001,128
Extraordinary gains, net$044
Net income$4,949,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,643
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,842,4001,121
1996-12-31 (YTD Data)Rank
Total interest income$37,649,000930
Total interest expense$20,851,000818
Net interest income$16,798,0001,083
Provision for loan and lease losses$09,041
Total noninterest income$996,0003,137
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$445,0003,043
Trading account gains and fees$0262
Additional Noninterest Income$551,0002,727
Total noninterest expense$14,045,0001,067
Salaries and employee benefits$5,900,0001,139
Premises and equipment expense$1,961,0001,079
Additional noninterest expense$6,184,000974
Pre-tax net operating income$3,749,0001,935
Securities gains (losses)$04,148
Applicable income taxes$1,158,0002,067
Income before extraordinary items$2,591,0001,909
Extraordinary gains, net$053
Net income$2,591,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,591,0001,870
1995-12-31 (YTD Data)Rank
Total interest income$37,006,000963
Total interest expense$20,543,000863
Net interest income$16,463,0001,118
Provision for loan and lease losses$08,958
Total noninterest income$951,0003,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$951,0001,863
Total noninterest expense$10,693,0001,322
Salaries and employee benefits$5,923,0001,136
Premises and equipment expense$2,462,000887
Additional noninterest expense$2,308,0002,138
Pre-tax net operating income$6,721,0001,157
Securities gains (losses)$-20,00010,553
Applicable income taxes$2,194,0001,181
Income before extraordinary items$4,507,0001,169
Extraordinary gains, net$065
Net income$4,507,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$4,520,4001,149
1994-12-31 (YTD Data)Rank
Total interest income$35,032,000909
Total interest expense$17,539,000796
Net interest income$17,493,0001,054
Provision for loan and lease losses$09,146
Total noninterest income$851,0003,518
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$851,0002,057
Total noninterest expense$11,855,0001,252
Salaries and employee benefits$7,434,000915
Premises and equipment expense$2,207,000969
Additional noninterest expense$2,214,0002,372
Pre-tax net operating income$6,489,0001,165
Securities gains (losses)$-526,00012,263
Applicable income taxes$1,956,0001,230
Income before extraordinary items$4,007,0001,257
Extraordinary gains, net$0249
Net income$4,007,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,359,4201,179
1993-12-31 (YTD Data)Rank
Total interest income$35,767,000917
Total interest expense$17,926,000785
Net interest income$17,841,0001,032
Provision for loan and lease losses$85,0006,189
Total noninterest income$865,0003,750
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$865,0002,264
Total noninterest expense$9,316,0001,621
Salaries and employee benefits$5,363,0001,249
Premises and equipment expense$1,858,0001,146
Additional noninterest expense$2,095,0002,622
Pre-tax net operating income$9,305,000794
Securities gains (losses)$130,0002,156
Applicable income taxes$3,361,000766
Income before extraordinary items$6,074,000862
Extraordinary gains, net$03,149
Net income$6,074,000896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,990,800826
1992-12-31 (YTD Data)Rank
Total interest income$39,694,000953
Total interest expense$22,788,000819
Net interest income$16,906,0001,098
Provision for loan and lease losses$167,0005,802
Total noninterest income$858,0003,767
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$858,0002,213
Total noninterest expense$8,858,0001,711
Salaries and employee benefits$5,006,0001,342
Premises and equipment expense$1,793,0001,219
Additional noninterest expense$2,059,0002,731
Pre-tax net operating income$8,739,000741
Securities gains (losses)$-27,00013,553
Applicable income taxes$3,114,000749
Income before extraordinary items$5,598,000852
Extraordinary gains, net$01,422
Net income$5,598,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,615,280775

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.