Home > Liberty Bank, F.S.B. > Income and Expense
Liberty Bank, F.S.B., Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 2,490 |
| Total interest expense | $2,254,000 | 1,161 |
| Net interest income | $5,098,000 | 2,996 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $3,182,000 | 1,297 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,129,000 | 918 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,053,000 | 1,249 |
| Total noninterest expense | $14,109,000 | 1,085 |
| Salaries and employee benefits | $5,571,000 | 1,418 |
| Premises and equipment expense | $2,016,000 | 901 |
| Additional noninterest expense | $6,522,000 | 783 |
| Pre-tax net operating income | $-5,829,000 | 6,865 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-5,829,000 | 6,863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-5,829,000 | 6,864 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-5,829,000 | 6,864 |
| Net charge-offs | $3,659,000 | 356 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-5,829,000 | 6,860 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 2,235 |
| Total interest expense | $1,629,000 | 1,087 |
| Net interest income | $3,856,000 | 2,692 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,179,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $753,000 | 897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,426,000 | 1,243 |
| Total noninterest expense | $10,186,000 | 999 |
| Salaries and employee benefits | $3,817,000 | 1,382 |
| Premises and equipment expense | $1,398,000 | 875 |
| Additional noninterest expense | $4,971,000 | 694 |
| Pre-tax net operating income | $-4,151,000 | 6,912 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-4,151,000 | 6,909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-4,151,000 | 6,910 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-4,151,000 | 6,910 |
| Net charge-offs | $3,242,000 | 311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-4,151,000 | 6,908 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 2,320 |
| Total interest expense | $883,000 | 1,042 |
| Net interest income | $1,778,000 | 2,887 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,081,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,036,000 | 969 |
| Total noninterest expense | $5,252,000 | 975 |
| Salaries and employee benefits | $2,015,000 | 1,332 |
| Premises and equipment expense | $750,000 | 833 |
| Additional noninterest expense | $2,487,000 | 689 |
| Pre-tax net operating income | $-2,393,000 | 6,990 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-2,393,000 | 6,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,393,000 | 6,989 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,393,000 | 6,989 |
| Net charge-offs | $356,000 | 947 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-2,393,000 | 6,983 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,571,000 | 1,430 |
| Total interest expense | $6,862,000 | 618 |
| Net interest income | $11,709,000 | 1,872 |
| Provision for loan and lease losses | $3,500,000 | 681 |
| Total noninterest income | $26,340,000 | 348 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $265,000 | 3,723 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $26,075,000 | 255 |
| Total noninterest expense | $34,356,000 | 607 |
| Salaries and employee benefits | $12,419,000 | 843 |
| Premises and equipment expense | $3,939,000 | 609 |
| Additional noninterest expense | $17,998,000 | 429 |
| Pre-tax net operating income | $193,000 | 5,696 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $192,000 | 5,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $192,000 | 5,813 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $192,000 | 5,814 |
| Net charge-offs | $12,930,000 | 258 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $192,000 | 5,637 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,182,000 | 1,345 |
| Total interest expense | $5,647,000 | 588 |
| Net interest income | $9,535,000 | 1,749 |
| Provision for loan and lease losses | $3,500,000 | 547 |
| Total noninterest income | $24,857,000 | 293 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $212,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,645,000 | 219 |
| Total noninterest expense | $26,718,000 | 587 |
| Salaries and employee benefits | $10,136,000 | 772 |
| Premises and equipment expense | $3,155,000 | 573 |
| Additional noninterest expense | $13,427,000 | 434 |
| Pre-tax net operating income | $4,174,000 | 1,284 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $4,173,000 | 1,093 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,173,000 | 1,094 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,173,000 | 1,094 |
| Net charge-offs | $11,204,000 | 239 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,173,000 | 1,029 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,465,000 | 1,194 |
| Total interest expense | $4,231,000 | 544 |
| Net interest income | $7,234,000 | 1,534 |
| Provision for loan and lease losses | $3,500,000 | 397 |
| Total noninterest income | $22,713,000 | 232 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,559,000 | 162 |
| Total noninterest expense | $18,508,000 | 563 |
| Salaries and employee benefits | $7,536,000 | 689 |
| Premises and equipment expense | $2,237,000 | 544 |
| Additional noninterest expense | $8,735,000 | 439 |
| Pre-tax net operating income | $7,939,000 | 504 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $7,938,000 | 417 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,938,000 | 416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,938,000 | 416 |
| Net charge-offs | $9,775,000 | 193 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,938,000 | 400 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 952 |
| Total interest expense | $2,359,000 | 495 |
| Net interest income | $4,786,000 | 1,162 |
| Provision for loan and lease losses | $1,150,000 | 553 |
| Total noninterest income | $9,274,000 | 261 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $92,000 | 3,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,182,000 | 178 |
| Total noninterest expense | $10,109,000 | 520 |
| Salaries and employee benefits | $4,155,000 | 621 |
| Premises and equipment expense | $1,206,000 | 497 |
| Additional noninterest expense | $4,748,000 | 394 |
| Pre-tax net operating income | $2,801,000 | 658 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,801,000 | 561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,801,000 | 561 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,801,000 | 562 |
| Net charge-offs | $2,930,000 | 290 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,801,000 | 549 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $40,458,000 | 688 |
| Total interest expense | $12,067,000 | 463 |
| Net interest income | $28,391,000 | 771 |
| Provision for loan and lease losses | $5,097,000 | 777 |
| Total noninterest income | $4,308,000 | 1,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,380 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,973,000 | 843 |
| Total noninterest expense | $40,087,000 | 514 |
| Salaries and employee benefits | $20,905,000 | 472 |
| Premises and equipment expense | $7,637,000 | 343 |
| Additional noninterest expense | $11,545,000 | 632 |
| Pre-tax net operating income | $-12,485,000 | 7,245 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-12,485,000 | 7,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,485,000 | 7,245 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-12,485,000 | 7,245 |
| Net charge-offs | $24,157,000 | 218 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-12,485,000 | 7,239 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,064,000 | 655 |
| Total interest expense | $9,278,000 | 477 |
| Net interest income | $22,786,000 | 723 |
| Provision for loan and lease losses | $4,095,000 | 726 |
| Total noninterest income | $2,735,000 | 1,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 3,588 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,508,000 | 957 |
| Total noninterest expense | $30,565,000 | 499 |
| Salaries and employee benefits | $16,082,000 | 459 |
| Premises and equipment expense | $5,693,000 | 345 |
| Additional noninterest expense | $8,790,000 | 616 |
| Pre-tax net operating income | $-9,139,000 | 7,326 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-9,139,000 | 7,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,139,000 | 7,332 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-9,139,000 | 7,332 |
| Net charge-offs | $23,978,000 | 171 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-9,139,000 | 7,323 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,300,000 | 639 |
| Total interest expense | $6,295,000 | 492 |
| Net interest income | $16,005,000 | 688 |
| Provision for loan and lease losses | $7,000,000 | 316 |
| Total noninterest income | $1,998,000 | 1,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 4,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,882,000 | 874 |
| Total noninterest expense | $20,146,000 | 510 |
| Salaries and employee benefits | $10,924,000 | 448 |
| Premises and equipment expense | $3,830,000 | 353 |
| Additional noninterest expense | $5,392,000 | 672 |
| Pre-tax net operating income | $-9,143,000 | 7,438 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-9,143,000 | 7,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-9,143,000 | 7,436 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-9,143,000 | 7,436 |
| Net charge-offs | $18,076,000 | 165 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-9,143,000 | 7,436 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,834,000 | 607 |
| Total interest expense | $3,215,000 | 502 |
| Net interest income | $8,619,000 | 634 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $2,383,000 | 642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,383,000 | 454 |
| Total noninterest expense | $10,386,000 | 502 |
| Salaries and employee benefits | $5,583,000 | 446 |
| Premises and equipment expense | $1,940,000 | 352 |
| Additional noninterest expense | $2,863,000 | 631 |
| Pre-tax net operating income | $616,000 | 2,173 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $616,000 | 1,880 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $616,000 | 1,879 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $616,000 | 1,880 |
| Net charge-offs | $1,901,000 | 559 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $616,000 | 1,828 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $59,458,000 | 497 |
| Total interest expense | $15,479,000 | 506 |
| Net interest income | $43,979,000 | 491 |
| Provision for loan and lease losses | $94,449,000 | 113 |
| Total noninterest income | $10,655,000 | 609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,655,000 | 435 |
| Total noninterest expense | $68,703,000 | 314 |
| Salaries and employee benefits | $22,663,000 | 431 |
| Premises and equipment expense | $7,960,000 | 342 |
| Additional noninterest expense | $38,080,000 | 245 |
| Pre-tax net operating income | $-108,518,000 | 7,636 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $677,000 | 1,604 |
| Income before extraordinary items | $-109,163,000 | 7,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-109,163,000 | 7,630 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-109,163,000 | 7,630 |
| Net charge-offs | $69,856,000 | 137 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-109,195,000 | 7,629 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $45,423,000 | 489 |
| Total interest expense | $11,788,000 | 518 |
| Net interest income | $33,635,000 | 478 |
| Provision for loan and lease losses | $11,912,000 | 433 |
| Total noninterest income | $7,992,000 | 586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,992,000 | 420 |
| Total noninterest expense | $34,284,000 | 452 |
| Salaries and employee benefits | $17,051,000 | 427 |
| Premises and equipment expense | $6,023,000 | 338 |
| Additional noninterest expense | $11,210,000 | 505 |
| Pre-tax net operating income | $-4,569,000 | 7,342 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $-226,000 | 7,222 |
| Income before extraordinary items | $-4,311,000 | 7,382 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,311,000 | 7,382 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,311,000 | 7,382 |
| Net charge-offs | $10,823,000 | 435 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,341,400 | 7,361 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $31,040,000 | 479 |
| Total interest expense | $7,903,000 | 533 |
| Net interest income | $23,137,000 | 466 |
| Provision for loan and lease losses | $3,237,000 | 898 |
| Total noninterest income | $4,885,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,885,000 | 428 |
| Total noninterest expense | $23,756,000 | 433 |
| Salaries and employee benefits | $11,260,000 | 425 |
| Premises and equipment expense | $3,965,000 | 342 |
| Additional noninterest expense | $8,531,000 | 440 |
| Pre-tax net operating income | $1,029,000 | 2,323 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $54,000 | 3,226 |
| Income before extraordinary items | $1,007,000 | 2,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,007,000 | 2,103 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,007,000 | 2,106 |
| Net charge-offs | $4,504,000 | 617 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $976,600 | 2,083 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $15,421,000 | 500 |
| Total interest expense | $3,871,000 | 577 |
| Net interest income | $11,550,000 | 479 |
| Provision for loan and lease losses | $1,322,000 | 967 |
| Total noninterest income | $2,153,000 | 671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,153,000 | 465 |
| Total noninterest expense | $11,424,000 | 456 |
| Salaries and employee benefits | $5,679,000 | 429 |
| Premises and equipment expense | $2,047,000 | 345 |
| Additional noninterest expense | $3,698,000 | 494 |
| Pre-tax net operating income | $957,000 | 1,364 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $48,000 | 2,818 |
| Income before extraordinary items | $909,000 | 1,200 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $909,000 | 1,203 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $909,000 | 1,202 |
| Net charge-offs | $1,515,000 | 785 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $909,000 | 1,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $61,288,000 | 539 |
| Total interest expense | $21,634,000 | 518 |
| Net interest income | $39,654,000 | 549 |
| Provision for loan and lease losses | $17,200,000 | 548 |
| Total noninterest income | $10,410,000 | 616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,410,000 | 427 |
| Total noninterest expense | $38,024,000 | 561 |
| Salaries and employee benefits | $20,708,000 | 467 |
| Premises and equipment expense | $7,783,000 | 347 |
| Additional noninterest expense | $9,533,000 | 838 |
| Pre-tax net operating income | $-5,160,000 | 7,193 |
| Securities gains (losses) | $689,000 | 688 |
| Applicable income taxes | $-223,000 | 6,799 |
| Income before extraordinary items | $-4,248,000 | 7,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,248,000 | 7,187 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,248,000 | 7,187 |
| Net charge-offs | $10,973,000 | 641 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,902,550 | 7,275 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $46,602,000 | 550 |
| Total interest expense | $17,167,000 | 519 |
| Net interest income | $29,435,000 | 558 |
| Provision for loan and lease losses | $5,850,000 | 938 |
| Total noninterest income | $7,628,000 | 646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,628,000 | 443 |
| Total noninterest expense | $29,142,000 | 556 |
| Salaries and employee benefits | $15,719,000 | 470 |
| Premises and equipment expense | $5,818,000 | 356 |
| Additional noninterest expense | $7,605,000 | 750 |
| Pre-tax net operating income | $2,071,000 | 1,571 |
| Securities gains (losses) | $689,000 | 536 |
| Applicable income taxes | $139,000 | 2,629 |
| Income before extraordinary items | $2,621,000 | 1,033 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,621,000 | 1,031 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,621,000 | 1,033 |
| Net charge-offs | $4,877,000 | 830 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,966,450 | 1,333 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $31,379,000 | 563 |
| Total interest expense | $12,099,000 | 527 |
| Net interest income | $19,280,000 | 574 |
| Provision for loan and lease losses | $4,482,000 | 815 |
| Total noninterest income | $5,220,000 | 636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,220,000 | 446 |
| Total noninterest expense | $18,797,000 | 574 |
| Salaries and employee benefits | $10,487,000 | 476 |
| Premises and equipment expense | $3,907,000 | 363 |
| Additional noninterest expense | $4,403,000 | 864 |
| Pre-tax net operating income | $1,221,000 | 1,799 |
| Securities gains (losses) | $689,000 | 393 |
| Applicable income taxes | $106,000 | 2,577 |
| Income before extraordinary items | $1,804,000 | 1,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,804,000 | 1,056 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,804,000 | 1,059 |
| Net charge-offs | $3,512,000 | 748 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,156,340 | 1,586 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $15,710,000 | 564 |
| Total interest expense | $6,404,000 | 515 |
| Net interest income | $9,306,000 | 585 |
| Provision for loan and lease losses | $1,863,000 | 791 |
| Total noninterest income | $2,505,000 | 627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,505,000 | 423 |
| Total noninterest expense | $9,160,000 | 560 |
| Salaries and employee benefits | $5,175,000 | 486 |
| Premises and equipment expense | $2,001,000 | 358 |
| Additional noninterest expense | $1,984,000 | 829 |
| Pre-tax net operating income | $788,000 | 1,633 |
| Securities gains (losses) | $278,000 | 530 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $1,012,000 | 1,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,012,000 | 1,069 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,012,000 | 1,071 |
| Net charge-offs | $1,786,000 | 647 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $747,900 | 1,379 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,710,000 | 568 |
| Total interest expense | $29,616,000 | 538 |
| Net interest income | $36,094,000 | 599 |
| Provision for loan and lease losses | $6,937,000 | 791 |
| Total noninterest income | $9,871,000 | 605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,871,000 | 393 |
| Total noninterest expense | $34,835,000 | 565 |
| Salaries and employee benefits | $19,902,000 | 490 |
| Premises and equipment expense | $7,361,000 | 374 |
| Additional noninterest expense | $7,572,000 | 864 |
| Pre-tax net operating income | $4,193,000 | 1,301 |
| Securities gains (losses) | $802,000 | 253 |
| Applicable income taxes | $247,000 | 2,616 |
| Income before extraordinary items | $4,748,000 | 857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,748,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,062,000 | 585 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,986,100 | 1,119 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $49,973,000 | 583 |
| Total interest expense | $22,841,000 | 552 |
| Net interest income | $27,132,000 | 613 |
| Provision for loan and lease losses | $5,678,000 | 599 |
| Total noninterest income | $7,824,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,824,000 | 401 |
| Total noninterest expense | $27,330,000 | 547 |
| Salaries and employee benefits | $15,914,000 | 470 |
| Premises and equipment expense | $5,565,000 | 383 |
| Additional noninterest expense | $5,851,000 | 795 |
| Pre-tax net operating income | $1,948,000 | 2,353 |
| Securities gains (losses) | $554,000 | 295 |
| Applicable income taxes | $123,000 | 3,422 |
| Income before extraordinary items | $2,379,000 | 1,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,379,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,964,000 | 445 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,852,700 | 2,011 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,535,000 | 587 |
| Total interest expense | $15,689,000 | 550 |
| Net interest income | $17,846,000 | 616 |
| Provision for loan and lease losses | $4,629,000 | 460 |
| Total noninterest income | $5,030,000 | 634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,030,000 | 436 |
| Total noninterest expense | $18,576,000 | 539 |
| Salaries and employee benefits | $10,726,000 | 471 |
| Premises and equipment expense | $4,096,000 | 347 |
| Additional noninterest expense | $3,754,000 | 803 |
| Pre-tax net operating income | $-329,000 | 7,464 |
| Securities gains (losses) | $345,000 | 409 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $16,000 | 6,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,165,000 | 350 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-329,000 | 7,531 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,187,000 | 589 |
| Total interest expense | $8,246,000 | 570 |
| Net interest income | $8,941,000 | 614 |
| Provision for loan and lease losses | $682,000 | 816 |
| Total noninterest income | $2,501,000 | 639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,501,000 | 445 |
| Total noninterest expense | $8,922,000 | 552 |
| Salaries and employee benefits | $5,427,000 | 473 |
| Premises and equipment expense | $1,891,000 | 379 |
| Additional noninterest expense | $1,604,000 | 895 |
| Pre-tax net operating income | $1,838,000 | 1,035 |
| Securities gains (losses) | $212,000 | 428 |
| Applicable income taxes | $102,000 | 2,776 |
| Income before extraordinary items | $1,948,000 | 778 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,948,000 | 779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 591 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,746,600 | 824 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $65,192,000 | 647 |
| Total interest expense | $33,623,000 | 598 |
| Net interest income | $31,569,000 | 704 |
| Provision for loan and lease losses | $1,660,000 | 964 |
| Total noninterest income | $8,140,000 | 728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,140,000 | 470 |
| Total noninterest expense | $30,015,000 | 625 |
| Salaries and employee benefits | $18,676,000 | 524 |
| Premises and equipment expense | $6,229,000 | 427 |
| Additional noninterest expense | $5,110,000 | 1,095 |
| Pre-tax net operating income | $8,034,000 | 1,045 |
| Securities gains (losses) | $696,000 | 224 |
| Applicable income taxes | $436,000 | 2,919 |
| Income before extraordinary items | $8,294,000 | 787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,294,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 1,094 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,632,800 | 835 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,712,000 | 657 |
| Total interest expense | $24,786,000 | 606 |
| Net interest income | $22,926,000 | 723 |
| Provision for loan and lease losses | $1,194,000 | 778 |
| Total noninterest income | $6,082,000 | 736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,082,000 | 480 |
| Total noninterest expense | $22,071,000 | 624 |
| Salaries and employee benefits | $13,728,000 | 538 |
| Premises and equipment expense | $4,506,000 | 444 |
| Additional noninterest expense | $3,837,000 | 1,069 |
| Pre-tax net operating income | $5,743,000 | 1,192 |
| Securities gains (losses) | $508,000 | 229 |
| Applicable income taxes | $312,000 | 3,151 |
| Income before extraordinary items | $5,939,000 | 880 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,939,000 | 878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,873 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,456,400 | 941 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,070,000 | 687 |
| Total interest expense | $16,175,000 | 625 |
| Net interest income | $14,895,000 | 764 |
| Provision for loan and lease losses | $587,000 | 909 |
| Total noninterest income | $3,814,000 | 807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,814,000 | 520 |
| Total noninterest expense | $14,394,000 | 649 |
| Salaries and employee benefits | $9,028,000 | 560 |
| Premises and equipment expense | $2,924,000 | 472 |
| Additional noninterest expense | $2,442,000 | 1,143 |
| Pre-tax net operating income | $3,728,000 | 1,273 |
| Securities gains (losses) | $306,000 | 255 |
| Applicable income taxes | $201,000 | 3,264 |
| Income before extraordinary items | $3,833,000 | 942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,833,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,875 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,542,300 | 1,003 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,320,000 | 688 |
| Total interest expense | $7,929,000 | 625 |
| Net interest income | $7,391,000 | 758 |
| Provision for loan and lease losses | $377,000 | 657 |
| Total noninterest income | $1,648,000 | 878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,648,000 | 570 |
| Total noninterest expense | $6,937,000 | 681 |
| Salaries and employee benefits | $4,385,000 | 578 |
| Premises and equipment expense | $1,410,000 | 479 |
| Additional noninterest expense | $1,142,000 | 1,189 |
| Pre-tax net operating income | $1,725,000 | 1,355 |
| Securities gains (losses) | $108,000 | 291 |
| Applicable income taxes | $90,000 | 3,414 |
| Income before extraordinary items | $1,743,000 | 1,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,743,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,608 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,640,400 | 1,059 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,838,000 | 715 |
| Total interest expense | $25,165,000 | 675 |
| Net interest income | $28,673,000 | 774 |
| Provision for loan and lease losses | $1,168,000 | 900 |
| Total noninterest income | $10,046,000 | 613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,046,000 | 415 |
| Total noninterest expense | $25,897,000 | 689 |
| Salaries and employee benefits | $15,442,000 | 608 |
| Premises and equipment expense | $5,287,000 | 487 |
| Additional noninterest expense | $5,168,000 | 1,027 |
| Pre-tax net operating income | $11,654,000 | 852 |
| Securities gains (losses) | $529,000 | 242 |
| Applicable income taxes | $569,000 | 2,959 |
| Income before extraordinary items | $11,614,000 | 654 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,614,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,690 |
| Cash dividends | $9,000,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,111,450 | 665 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,163,000 | 738 |
| Total interest expense | $17,868,000 | 698 |
| Net interest income | $21,295,000 | 800 |
| Provision for loan and lease losses | $770,000 | 976 |
| Total noninterest income | $8,258,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,258,000 | 400 |
| Total noninterest expense | $19,288,000 | 708 |
| Salaries and employee benefits | $11,404,000 | 632 |
| Premises and equipment expense | $3,913,000 | 499 |
| Additional noninterest expense | $3,971,000 | 1,014 |
| Pre-tax net operating income | $9,495,000 | 812 |
| Securities gains (losses) | $388,000 | 236 |
| Applicable income taxes | $489,000 | 2,897 |
| Income before extraordinary items | $9,394,000 | 634 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,394,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,435 |
| Cash dividends | $9,000,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,025,400 | 648 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,559,000 | 741 |
| Total interest expense | $11,341,000 | 689 |
| Net interest income | $14,218,000 | 796 |
| Provision for loan and lease losses | $550,000 | 898 |
| Total noninterest income | $6,649,000 | 518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,649,000 | 364 |
| Total noninterest expense | $13,038,000 | 692 |
| Salaries and employee benefits | $7,507,000 | 652 |
| Premises and equipment expense | $2,605,000 | 499 |
| Additional noninterest expense | $2,926,000 | 913 |
| Pre-tax net operating income | $7,279,000 | 740 |
| Securities gains (losses) | $255,000 | 233 |
| Applicable income taxes | $378,000 | 2,706 |
| Income before extraordinary items | $7,156,000 | 572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,156,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $8,000,000 | 260 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,913,750 | 571 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,927,000 | 713 |
| Total interest expense | $5,659,000 | 655 |
| Net interest income | $7,268,000 | 775 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $1,686,000 | 850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,686,000 | 553 |
| Total noninterest expense | $6,526,000 | 689 |
| Salaries and employee benefits | $3,799,000 | 640 |
| Premises and equipment expense | $1,339,000 | 497 |
| Additional noninterest expense | $1,388,000 | 962 |
| Pre-tax net operating income | $1,978,000 | 1,254 |
| Securities gains (losses) | $104,000 | 247 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $1,982,000 | 960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,982,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $4,000,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,883,200 | 998 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $43,380,000 | 737 |
| Total interest expense | $17,210,000 | 668 |
| Net interest income | $26,170,000 | 814 |
| Provision for loan and lease losses | $1,061,000 | 995 |
| Total noninterest income | $7,006,000 | 823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,006,000 | 540 |
| Total noninterest expense | $24,155,000 | 717 |
| Salaries and employee benefits | $13,317,000 | 679 |
| Premises and equipment expense | $4,897,000 | 503 |
| Additional noninterest expense | $5,941,000 | 865 |
| Pre-tax net operating income | $7,960,000 | 1,201 |
| Securities gains (losses) | $557,000 | 265 |
| Applicable income taxes | $417,000 | 3,643 |
| Income before extraordinary items | $8,100,000 | 890 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,100,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,507 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,570,850 | 932 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,232,000 | 752 |
| Total interest expense | $12,109,000 | 674 |
| Net interest income | $19,123,000 | 828 |
| Provision for loan and lease losses | $814,000 | 930 |
| Total noninterest income | $4,931,000 | 866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,931,000 | 568 |
| Total noninterest expense | $17,847,000 | 709 |
| Salaries and employee benefits | $9,885,000 | 675 |
| Premises and equipment expense | $3,610,000 | 507 |
| Additional noninterest expense | $4,352,000 | 873 |
| Pre-tax net operating income | $5,393,000 | 1,334 |
| Securities gains (losses) | $411,000 | 301 |
| Applicable income taxes | $285,000 | 3,883 |
| Income before extraordinary items | $5,519,000 | 975 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,519,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,522 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,128,550 | 1,033 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,821,000 | 772 |
| Total interest expense | $7,407,000 | 689 |
| Net interest income | $12,414,000 | 843 |
| Provision for loan and lease losses | $739,000 | 684 |
| Total noninterest income | $3,308,000 | 853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,308,000 | 559 |
| Total noninterest expense | $11,537,000 | 721 |
| Salaries and employee benefits | $6,289,000 | 702 |
| Premises and equipment expense | $2,344,000 | 514 |
| Additional noninterest expense | $2,904,000 | 864 |
| Pre-tax net operating income | $3,446,000 | 1,366 |
| Securities gains (losses) | $243,000 | 368 |
| Applicable income taxes | $179,000 | 3,977 |
| Income before extraordinary items | $3,510,000 | 994 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,510,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,130 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,279,150 | 1,046 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 792 |
| Total interest expense | $3,412,000 | 709 |
| Net interest income | $6,067,000 | 852 |
| Provision for loan and lease losses | $334,000 | 692 |
| Total noninterest income | $1,678,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,678,000 | 535 |
| Total noninterest expense | $5,684,000 | 731 |
| Salaries and employee benefits | $3,064,000 | 718 |
| Premises and equipment expense | $1,151,000 | 520 |
| Additional noninterest expense | $1,469,000 | 850 |
| Pre-tax net operating income | $1,727,000 | 1,334 |
| Securities gains (losses) | $91,000 | 392 |
| Applicable income taxes | $87,000 | 3,995 |
| Income before extraordinary items | $1,731,000 | 1,005 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,731,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,360 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,644,550 | 1,031 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,846,000 | 847 |
| Total interest expense | $11,219,000 | 744 |
| Net interest income | $21,627,000 | 909 |
| Provision for loan and lease losses | $2,183,000 | 499 |
| Total noninterest income | $5,939,000 | 925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,939,000 | 590 |
| Total noninterest expense | $18,290,000 | 895 |
| Salaries and employee benefits | $10,551,000 | 809 |
| Premises and equipment expense | $3,850,000 | 603 |
| Additional noninterest expense | $3,889,000 | 1,280 |
| Pre-tax net operating income | $7,093,000 | 1,223 |
| Securities gains (losses) | $378,000 | 543 |
| Applicable income taxes | $360,000 | 3,887 |
| Income before extraordinary items | $7,111,000 | 924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,111,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,436,000 | 400 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,751,900 | 940 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $23,622,000 | 872 |
| Total interest expense | $8,029,000 | 758 |
| Net interest income | $15,593,000 | 944 |
| Provision for loan and lease losses | $1,393,000 | 566 |
| Total noninterest income | $4,464,000 | 935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,464,000 | 592 |
| Total noninterest expense | $13,198,000 | 924 |
| Salaries and employee benefits | $7,707,000 | 837 |
| Premises and equipment expense | $2,885,000 | 596 |
| Additional noninterest expense | $2,606,000 | 1,416 |
| Pre-tax net operating income | $5,466,000 | 1,203 |
| Securities gains (losses) | $299,000 | 600 |
| Applicable income taxes | $288,000 | 3,858 |
| Income before extraordinary items | $5,477,000 | 904 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,477,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,038 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,192,950 | 923 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $15,212,000 | 890 |
| Total interest expense | $5,085,000 | 777 |
| Net interest income | $10,127,000 | 963 |
| Provision for loan and lease losses | $808,000 | 631 |
| Total noninterest income | $2,739,000 | 1,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,739,000 | 649 |
| Total noninterest expense | $8,351,000 | 965 |
| Salaries and employee benefits | $4,891,000 | 873 |
| Premises and equipment expense | $1,880,000 | 612 |
| Additional noninterest expense | $1,580,000 | 1,532 |
| Pre-tax net operating income | $3,707,000 | 1,164 |
| Securities gains (losses) | $138,000 | 835 |
| Applicable income taxes | $192,000 | 3,855 |
| Income before extraordinary items | $3,653,000 | 892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,653,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,362 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,521,900 | 891 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 959 |
| Total interest expense | $2,375,000 | 842 |
| Net interest income | $4,836,000 | 1,014 |
| Provision for loan and lease losses | $404,000 | 617 |
| Total noninterest income | $1,196,000 | 1,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,196,000 | 694 |
| Total noninterest expense | $3,903,000 | 1,041 |
| Salaries and employee benefits | $2,337,000 | 929 |
| Premises and equipment expense | $869,000 | 675 |
| Additional noninterest expense | $697,000 | 1,701 |
| Pre-tax net operating income | $1,725,000 | 1,226 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $88,000 | 3,996 |
| Income before extraordinary items | $1,671,000 | 976 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,671,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,638,700 | 948 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,892,000 | 1,147 |
| Total interest expense | $8,334,000 | 1,072 |
| Net interest income | $16,558,000 | 1,169 |
| Provision for loan and lease losses | $1,253,000 | 942 |
| Total noninterest income | $3,032,000 | 1,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,032,000 | 1,083 |
| Total noninterest expense | $12,647,000 | 1,279 |
| Salaries and employee benefits | $7,802,000 | 1,081 |
| Premises and equipment expense | $2,778,000 | 807 |
| Additional noninterest expense | $2,067,000 | 2,334 |
| Pre-tax net operating income | $5,690,000 | 1,449 |
| Securities gains (losses) | $724,000 | 593 |
| Applicable income taxes | $319,000 | 4,191 |
| Income before extraordinary items | $6,095,000 | 1,059 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,095,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,830 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $16,500,000 | 45 |
| Net operating income | $5,407,200 | 1,122 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,042,000 | 1,217 |
| Total interest expense | $6,160,000 | 1,138 |
| Net interest income | $11,882,000 | 1,227 |
| Provision for loan and lease losses | $1,027,000 | 878 |
| Total noninterest income | $2,091,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,091,000 | 1,191 |
| Total noninterest expense | $9,110,000 | 1,340 |
| Salaries and employee benefits | $5,621,000 | 1,134 |
| Premises and equipment expense | $2,022,000 | 843 |
| Additional noninterest expense | $1,467,000 | 2,442 |
| Pre-tax net operating income | $3,836,000 | 1,647 |
| Securities gains (losses) | $637,000 | 591 |
| Applicable income taxes | $222,000 | 4,491 |
| Income before extraordinary items | $4,251,000 | 1,175 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,251,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $16,500,000 | 31 |
| Net operating income | $3,645,850 | 1,288 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 1,303 |
| Total interest expense | $3,857,000 | 1,242 |
| Net interest income | $7,346,000 | 1,334 |
| Provision for loan and lease losses | $792,000 | 775 |
| Total noninterest income | $1,213,000 | 2,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,213,000 | 1,326 |
| Total noninterest expense | $5,730,000 | 1,405 |
| Salaries and employee benefits | $3,573,000 | 1,206 |
| Premises and equipment expense | $1,289,000 | 886 |
| Additional noninterest expense | $868,000 | 2,689 |
| Pre-tax net operating income | $2,037,000 | 2,000 |
| Securities gains (losses) | $417,000 | 646 |
| Applicable income taxes | $121,000 | 4,846 |
| Income before extraordinary items | $2,333,000 | 1,413 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,333,000 | 1,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $16,500,000 | 25 |
| Net operating income | $1,936,850 | 1,566 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 1,486 |
| Total interest expense | $1,677,000 | 1,480 |
| Net interest income | $3,321,000 | 1,462 |
| Provision for loan and lease losses | $375,000 | 770 |
| Total noninterest income | $466,000 | 2,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $466,000 | 1,560 |
| Total noninterest expense | $2,671,000 | 1,496 |
| Salaries and employee benefits | $1,623,000 | 1,340 |
| Premises and equipment expense | $629,000 | 917 |
| Additional noninterest expense | $419,000 | 2,741 |
| Pre-tax net operating income | $741,000 | 2,629 |
| Securities gains (losses) | $157,000 | 770 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $854,000 | 1,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $854,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 53 |
| Net operating income | $704,850 | 2,065 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,099,000 | 1,611 |
| Total interest expense | $6,876,000 | 1,659 |
| Net interest income | $12,223,000 | 1,581 |
| Provision for loan and lease losses | $783,000 | 1,670 |
| Total noninterest income | $2,140,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,140,000 | 1,248 |
| Total noninterest expense | $8,930,000 | 1,700 |
| Salaries and employee benefits | $5,103,000 | 1,584 |
| Premises and equipment expense | $2,207,000 | 991 |
| Additional noninterest expense | $1,620,000 | 2,773 |
| Pre-tax net operating income | $4,650,000 | 1,746 |
| Securities gains (losses) | $208,000 | 1,134 |
| Applicable income taxes | $225,000 | 4,937 |
| Income before extraordinary items | $4,633,000 | 1,347 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,633,000 | 1,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,239 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 531 |
| Net operating income | $4,435,400 | 1,352 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,281,000 | 1,876 |
| Total interest expense | $8,728,000 | 1,855 |
| Net interest income | $9,553,000 | 1,865 |
| Provision for loan and lease losses | $1,987,000 | 716 |
| Total noninterest income | $1,279,000 | 2,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,279,000 | 1,725 |
| Total noninterest expense | $6,915,000 | 2,075 |
| Salaries and employee benefits | $3,435,000 | 2,178 |
| Premises and equipment expense | $1,830,000 | 1,165 |
| Additional noninterest expense | $1,650,000 | 2,649 |
| Pre-tax net operating income | $1,930,000 | 3,258 |
| Securities gains (losses) | $257,000 | 999 |
| Applicable income taxes | $109,000 | 5,902 |
| Income before extraordinary items | $2,078,000 | 2,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,078,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 815 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,100,000 | 118 |
| Net operating income | $1,833,850 | 2,649 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 2,681 |
| Total interest expense | $6,426,000 | 2,594 |
| Net interest income | $6,531,000 | 2,723 |
| Provision for loan and lease losses | $875,000 | 1,190 |
| Total noninterest income | $558,000 | 4,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $558,000 | 2,756 |
| Total noninterest expense | $4,943,000 | 2,751 |
| Salaries and employee benefits | $2,260,000 | 3,107 |
| Premises and equipment expense | $1,144,000 | 1,834 |
| Additional noninterest expense | $1,539,000 | 2,746 |
| Pre-tax net operating income | $1,271,000 | 4,565 |
| Securities gains (losses) | $78,000 | 617 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $1,264,000 | 3,723 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,264,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 292 |
| Net operating income | $1,190,680 | 3,863 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 6,277 |
| Total interest expense | $2,084,000 | 5,853 |
| Net interest income | $2,014,000 | 6,623 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $2,110,000 | 1,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,110,000 | 1,111 |
| Total noninterest expense | $1,937,000 | 5,805 |
| Salaries and employee benefits | $861,000 | 6,488 |
| Premises and equipment expense | $371,000 | 4,764 |
| Additional noninterest expense | $705,000 | 5,217 |
| Pre-tax net operating income | $2,152,000 | 3,151 |
| Securities gains (losses) | $23,000 | 1,318 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $2,060,000 | 2,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,060,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,100,000 | 117 |
| Net operating income | $2,038,150 | 2,510 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 7,989 |
| Total interest expense | $1,414,000 | 7,392 |
| Net interest income | $1,182,000 | 8,364 |
| Provision for loan and lease losses | $68,000 | 5,924 |
| Total noninterest income | $169,000 | 7,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $864,000 | 8,553 |
| Salaries and employee benefits | $475,000 | 8,511 |
| Premises and equipment expense | $115,000 | 8,378 |
| Additional noninterest expense | $274,000 | 8,369 |
| Pre-tax net operating income | $419,000 | 7,764 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $49,000 | 8,347 |
| Income before extraordinary items | $383,000 | 7,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $383,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $77,000 | 6,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $371,430 | 7,328 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 8,666 |
| Total interest expense | $1,154,000 | 8,246 |
| Net interest income | $1,121,000 | 8,887 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $189,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $897,000 | 8,696 |
| Salaries and employee benefits | $541,000 | 8,323 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $265,000 | 8,682 |
| Pre-tax net operating income | $397,000 | 8,460 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $243,000 | 8,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $243,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $243,000 | 8,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 9,314 |
| Total interest expense | $954,000 | 9,175 |
| Net interest income | $1,093,000 | 9,300 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $167,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $799,000 | 9,430 |
| Salaries and employee benefits | $488,000 | 8,974 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $240,000 | 9,502 |
| Pre-tax net operating income | $449,000 | 8,214 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $149,000 | 7,882 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $300,000 | 8,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 10,064 |
| Total interest expense | $946,000 | 9,443 |
| Net interest income | $819,000 | 10,477 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $201,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $898,000 | 9,359 |
| Salaries and employee benefits | $553,000 | 8,698 |
| Premises and equipment expense | $75,000 | 10,348 |
| Additional noninterest expense | $270,000 | 9,600 |
| Pre-tax net operating income | $120,000 | 10,978 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $17,000 | 10,802 |
| Income before extraordinary items | $104,000 | 10,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $104,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $103,140 | 10,878 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 10,681 |
| Total interest expense | $693,000 | 10,131 |
| Net interest income | $839,000 | 10,924 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $947,000 | 9,563 |
| Salaries and employee benefits | $548,000 | 8,973 |
| Premises and equipment expense | $72,000 | 10,911 |
| Additional noninterest expense | $327,000 | 9,634 |
| Pre-tax net operating income | $74,000 | 11,786 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $78,000 | 11,588 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $63,380 | 11,751 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 11,082 |
| Total interest expense | $637,000 | 10,938 |
| Net interest income | $926,000 | 11,055 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $197,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $929,000 | 10,063 |
| Salaries and employee benefits | $534,000 | 9,345 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $318,000 | 10,214 |
| Pre-tax net operating income | $194,000 | 11,097 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $140,000 | 11,333 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $140,000 | 11,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $140,000 | 11,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 11,679 |
| Total interest expense | $675,000 | 11,949 |
| Net interest income | $944,000 | 11,325 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $818,000 | 10,916 |
| Salaries and employee benefits | $394,000 | 10,934 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $356,000 | 10,116 |
| Pre-tax net operating income | $358,000 | 9,606 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $242,000 | 10,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $242,000 | 10,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $242,000 | 9,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.