Home > Liberty Bank, F.S.B. > Net charge- offs to loans
Liberty Bank, F.S.B., Net charge- offs to loans
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7347% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4720% | 97 |
| Percentage Net Loans Charged-off:Construction & development | -5.0860% | 6,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9486% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1603% | 5,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3211% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8595% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6292% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5759% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0429% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 17.6320% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | -9.1127% | 6,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6360% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3818% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2485% | 78 |
| Percentage Net Loans Charged-off:Construction & development | -2.7644% | 6,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0011% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5547% | 145 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4253% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7447% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3289% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5145% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 24.0994% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | -14.1923% | 6,772 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4047% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6962% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5627% | 929 |
| Percentage Net Loans Charged-off:Construction & development | -4.8401% | 6,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5740% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9097% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3083% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3859% | 6,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7220% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2775% | 6,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5499% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8379% | 6,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4241% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2170% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 3.8369% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0589% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7989% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4481% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9226% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4993% | 455 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.2465% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6627% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.9224% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2153% | 6,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5676% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7021% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 4.4901% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8065% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9239% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5331% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0581% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8129% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4468% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7586% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.5052% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | -6.9284% | 6,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1547% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2058% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 4.3951% | 573 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8867% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8347% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5021% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9443% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4037% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5447% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2395% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.1219% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.8868% | 6,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1266% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7738% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2762% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6356% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0861% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4957% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6787% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7719% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2526% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.8799% | 64 |
| Percentage Net Loans Charged-off: All other loans and lease | -9.3862% | 6,517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0803% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4186% | 219 |
| Percentage Net Loans Charged-off:Construction & development | -1.1740% | 6,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6487% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7037% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3256% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5355% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9041% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7122% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6304% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3555% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8665% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9387% | 173 |
| Percentage Net Loans Charged-off:Construction & development | -0.2163% | 6,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.4243% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6826% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6302% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6964% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8631% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0284% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6419% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5641% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1993% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6572% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.9952% | 1,683 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.4362% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8440% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9259% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8222% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7205% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3069% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8779% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8018% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8533% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0125% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 1.4940% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0804% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7943% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1705% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4330% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2293% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8836% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0645% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.9337% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3448% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 10.4081% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.5139% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0723% | 1,045 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8830% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5349% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5216% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4144% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0793% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 17.7517% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3956% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4745% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 2.3616% | 1,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3544% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1020% | 827 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1760% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1592% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1795% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8046% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0286% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 17.6877% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8682% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8031% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 2.3685% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4192% | 1,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1553% | 641 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3017% | 2,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4530% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2709% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8975% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4413% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9043% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5928% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5543% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 1.9893% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1384% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 2,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1099% | 5,637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7582% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3136% | 3,029 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2520% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1004% | 2,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0404% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 2.1003% | 2,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8637% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3434% | 734 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2941% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9338% | 885 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1781% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9957% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2567% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4454% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6481% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5942% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.1806% | 2,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1302% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1027% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4840% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4023% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2272% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6956% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5931% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0343% | 2,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3387% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2067% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5755% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2014% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2115% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6995% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8193% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0497% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8829% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5236% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6015% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 2,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3522% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1248% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5726% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9601% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7256% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6607% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1995% | 2,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 2,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4279% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1670% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8364% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7490% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2529% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8398% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 1,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5113% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5239% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8326% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6287% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2474% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.5860% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0084% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9511% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.2709% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 3,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 3,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8658% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1724% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0739% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 3,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4954% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.1125% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 7,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 7,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2112% | 3,606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3248% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1313% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 8,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 8,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8013% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0779% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0695% | 3,156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1816% | 7,946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1921% | 1,224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 4,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 2,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 4,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0854% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3799% | 8,010 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1216% | 1,853 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0452% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2948% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 7,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0754% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 3,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7406% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5523% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0809% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7192% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1205% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1127% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4291% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4401% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4368% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1551% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.1835% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1995% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6350% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6239% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.1858% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0627% | 1,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2268% | 7,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1093% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0075% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5085% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4977% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 5,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5727% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6228% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 5,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0192% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5575% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5322% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6802% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1563% | 3,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7947% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6036% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0427% | 9,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1584% | 9,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1669% | 9,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6758% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 7,396 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 5,784 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |