Liberty Bank and Trust Company of Tulsa, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$70,702,000560
Total interest expense$35,333,000542
Net interest income$35,369,000575
Provision for loan and lease losses$8,194,000242
Total noninterest income$18,047,000414
Gross Fiduciary activities income$6,480,000191
Service charges on deposit accounts$5,196,000309
Trading account gains and fees$1,624,00085
Additional Noninterest Income$4,747,000670
Total noninterest expense$38,190,000476
Salaries and employee benefits$15,102,000480
Premises and equipment expense$5,282,000449
Additional noninterest expense$17,806,000444
Pre-tax net operating income$7,032,0001,064
Securities gains (losses)$924,000270
Applicable income taxes$913,0002,544
Income before extraordinary items$7,043,000773
Extraordinary gains, net$053
Net income$7,043,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,581,000408
Cash dividends$8,000,000492
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,220,640844
1995-12-31 (YTD Data)Rank
Total interest income$65,501,000618
Total interest expense$33,444,000597
Net interest income$32,057,000642
Provision for loan and lease losses$2,050,000565
Total noninterest income$18,650,000420
Gross Fiduciary activities income$6,419,000210
Service charges on deposit accounts$4,869,000341
Trading account gains and fees$1,540,000113
Additional Noninterest Income$5,822,000603
Total noninterest expense$37,790,000483
Salaries and employee benefits$14,157,000511
Premises and equipment expense$5,321,000463
Additional noninterest expense$18,312,000457
Pre-tax net operating income$10,867,000786
Securities gains (losses)$754,000270
Applicable income taxes$3,685,000772
Income before extraordinary items$7,936,000725
Extraordinary gains, net$065
Net income$7,936,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,185,000435
Cash dividends$4,800,000660
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,423,280767
1994-12-31 (YTD Data)Rank
Total interest income$50,530,000693
Total interest expense$21,585,000675
Net interest income$28,945,000690
Provision for loan and lease losses$09,146
Total noninterest income$18,132,000399
Gross Fiduciary activities income$6,213,000203
Service charges on deposit accounts$4,972,000323
Trading account gains and fees$1,781,00090
Additional Noninterest Income$5,166,000631
Total noninterest expense$40,805,000461
Salaries and employee benefits$15,185,000486
Premises and equipment expense$5,508,000445
Additional noninterest expense$20,112,000438
Pre-tax net operating income$6,272,0001,197
Securities gains (losses)$324,000365
Applicable income taxes$115,0009,026
Income before extraordinary items$6,481,000818
Extraordinary gains, net$0249
Net income$6,481,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$661,0001,135
Cash dividends$4,450,000614
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,163,480851
1993-12-31 (YTD Data)Rank
Total interest income$50,240,000694
Total interest expense$19,824,000723
Net interest income$30,416,000661
Provision for loan and lease losses$-5,786,00013,270
Total noninterest income$17,459,000413
Gross Fiduciary activities income$6,541,000193
Service charges on deposit accounts$4,788,000329
Trading account gains and fees$2,120,000102
Additional Noninterest Income$4,010,000802
Total noninterest expense$43,749,000442
Salaries and employee benefits$17,140,000446
Premises and equipment expense$5,771,000449
Additional noninterest expense$20,838,000447
Pre-tax net operating income$9,912,000736
Securities gains (losses)$464,000949
Applicable income taxes$728,0002,999
Income before extraordinary items$9,648,000559
Extraordinary gains, net$6,746,00047
Net income$16,394,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0002,067
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$9,216,480539
1992-12-31 (YTD Data)Rank
Total interest income$48,419,000810
Total interest expense$22,550,000823
Net interest income$25,869,000770
Provision for loan and lease losses$2,615,000935
Total noninterest income$20,185,000389
Gross Fiduciary activities income$6,578,000189
Service charges on deposit accounts$3,560,000416
Trading account gains and fees$2,012,000107
Additional Noninterest Income$8,035,000490
Total noninterest expense$37,215,000514
Salaries and employee benefits$14,471,000512
Premises and equipment expense$4,937,000518
Additional noninterest expense$17,807,000498
Pre-tax net operating income$6,224,0001,049
Securities gains (losses)$43,0004,369
Applicable income taxes$23,00012,027
Income before extraordinary items$6,244,000758
Extraordinary gains, net$01,422
Net income$6,244,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0003,917
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,201,000702

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.