Home > Liberty Bank and Trust Company > Net charge- offs to loans
Liberty Bank and Trust Company, Net charge- offs to loans
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 7.9259% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6043% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5440% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4053% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6255% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6349% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4206% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9252% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3068% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6073% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5423% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4834% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6486% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6732% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8645% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8341% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6578% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9941% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6470% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5904% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7976% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5974% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8144% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5300% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4185% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4528% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1693% | 506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2598% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5230% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2862% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6440% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9466% | 279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0719% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1790% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6688% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6383% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3767% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 8.0209% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2320% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5297% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4791% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2490% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5567% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7962% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1823% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3434% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9045% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8889% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9162% | 3,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3675% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5296% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6885% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,661 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5114% | 3,670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1004% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6814% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8285% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0135% | 3,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,824 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2472% | 3,674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0933% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0624% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0627% | 3,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | -4.5307% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6391% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9079% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2348% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1070% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0770% | 4,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 51.3666% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9756% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1072% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4188% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2821% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0924% | 562 |
| Percentage Net Loans Charged-off:Construction & development | -0.1034% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 75.5450% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9769% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0832% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5645% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0944% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2697% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 113.9944% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8464% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3089% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2986% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5733% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0700% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2191% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 97.5904% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5823% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6547% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7282% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8865% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3030% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 4,696 |
| Percentage Net Loans Charged-off: Home equity loans | -29.5608% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4326% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2986% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8823% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4619% | 438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2367% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0633% | 4,835 |
| Percentage Net Loans Charged-off: Home equity loans | -41.5872% | 3,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7534% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2793% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2907% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3267% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,549 |
| Percentage Net Loans Charged-off: Home equity loans | -15.5340% | 3,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3466% | 4,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7422% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4502% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9121% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | -14.1414% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1855% | 4,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1641% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2364% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5490% | 1,121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4539% | 398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2088% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.4020% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3540% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3545% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8081% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1760% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8292% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0547% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3930% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1757% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.2959% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3016% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3020% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3617% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9770% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2375% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3980% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.4875% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3624% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3629% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6155% | 5,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4991% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5518% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5339% | 371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2117% | 5,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9058% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9000% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9169% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.3509% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1968% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4511% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0752% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7121% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1127% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1702% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.5668% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2826% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2828% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3330% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2261% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6312% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2010% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3682% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2253% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.8626% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3705% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3708% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7396% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2148% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0863% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4785% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6526% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4934% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 2.3460% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7963% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7965% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4032% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9050% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3309% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4819% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3656% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0685% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3003% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3004% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6347% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0760% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8213% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3116% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3848% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0873% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2399% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2399% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1564% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1673% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8689% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4412% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 5,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.1229% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 5,453 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 5,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9576% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1311% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0837% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1060% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.2349% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1602% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6316% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5361% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9078% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0542% | 2,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5585% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.7698% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3937% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3937% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7656% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3444% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9954% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9731% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6700% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3022% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5460% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5461% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4899% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9877% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0996% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4199% | 403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8203% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3411% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6059% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6059% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5399% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1426% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1225% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7149% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0230% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2830% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5044% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5061% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0154% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4616% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2116% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1968% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6871% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2646% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 34.0150% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2901% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6648% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1208% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4335% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7752% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3461% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 43.1433% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4499% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9711% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2086% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8479% | 211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9691% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3649% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 43.6809% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6173% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3349% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2012% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4058% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4122% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,723 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4283% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1457% | 5,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9402% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8530% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5565% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3021% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3019% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5421% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 47.9892% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9883% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9655% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9965% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9474% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 1,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | 12.1827% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6168% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1192% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9403% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6605% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3952% | 1,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 18.1771% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7401% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5313% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1668% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1507% | 404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 6,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0491% | 6,327 |
| Percentage Net Loans Charged-off: Home equity loans | -4.3716% | 5,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4728% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2961% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4980% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7240% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7876% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3258% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5244% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 45.5198% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8189% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9900% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0782% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9291% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6987% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2533% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4019% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 34.5109% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5988% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9669% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2802% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7447% | 381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8139% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3361% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5331% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 45.8401% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0738% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6655% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8762% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8094% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4618% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5933% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5434% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4826% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0997% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6517% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 3,540 |
| Percentage Net Loans Charged-off: Home equity loans | 17.1915% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7416% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5184% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9352% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7636% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5551% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 3,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2462% | 2,891 |
| Percentage Net Loans Charged-off: Home equity loans | 24.6764% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6299% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4967% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0006% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7476% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5227% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4206% | 2,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6389% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 71.1460% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5780% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1107% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7699% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3937% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 6,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 6,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4659% | 5,440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0830% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4183% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6243% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4410% | 6,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5372% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1926% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 3,038 |
| Percentage Net Loans Charged-off: Home equity loans | 26.3610% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4035% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1608% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1318% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5720% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 3,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3298% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 27.9304% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7026% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1137% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6468% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7637% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2574% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3821% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 28.2337% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8784% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5110% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1495% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0617% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4193% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6195% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 40.7031% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3182% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8966% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8525% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4455% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 11.4625% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7931% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9126% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3090% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4329% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2225% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | 13.8228% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6989% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0474% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1754% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3621% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2310% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3212% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | 23.2206% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5839% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8627% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6916% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3105% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8537% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5707% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2557% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5143% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8996% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 3,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 2,545 |
| Percentage Net Loans Charged-off: Home equity loans | 30.5056% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2539% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1426% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9219% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6444% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 3,489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 18.6001% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1565% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5217% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4979% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6656% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 25.2913% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0113% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9353% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1081% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1452% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 47.7157% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3156% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5901% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8793% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2971% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 3,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 7.1782% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1501% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6772% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7051% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 19.2905% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3845% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8971% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3766% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4457% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5047% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8735% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3076% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9181% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1125% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 14.8837% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7522% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7981% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2592% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9675% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1687% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 22.2762% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.7274% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4902% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6191% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6204% | 59 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4577% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.1979% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5773% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9766% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4919% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0526% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.3508% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7948% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1716% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2471% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 7.8663% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7764% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5719% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6326% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2918% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1652% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6775% | 935 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4050% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1098% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5723% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6574% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3150% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7121% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3671% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5971% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3721% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5714% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4208% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8243% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1733% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1719% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5477% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 23.4834% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8733% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5584% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1178% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5140% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 12,800.0000% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0802% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3010% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5366% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4381% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0601% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0915% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6544% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0801% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2895% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6422% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1763% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5330% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4960% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1709% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6515% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 3,000.0000% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5705% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0428% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4749% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7338% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 2,758 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1287% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8166% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1732% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3324% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4167% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1759% | 8,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9727% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9383% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3358% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1235% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3300% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2720% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7433% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1825% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4880% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0410% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4508% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0232% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2272% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7460% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8122% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4316% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5414% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4312% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5558% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9212% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |