Home > Liberty Bank and Trust > Assets and Liabilities
Liberty Bank and Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $57,637,000 | 6,512 |
| Cash and due from depository institutions | $2,083,000 | 7,728 |
| Interest-bearing balances | $198,000 | 4,002 |
| Securities | $6,753,000 | 8,532 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 8,066 |
| Net loans & leases | $46,862,000 | 5,231 |
| Loan loss allowance | $396,000 | 6,596 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $478,000 | 8,031 |
| Other real estate owned | $0 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,411,000 | 4,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,637,000 | 6,512 |
| Total liabilities | $52,562,000 | 6,432 |
| Total deposits | $49,966,000 | 6,399 |
| Interest-bearing deposits | $43,703,000 | 6,304 |
| Deposits held in domestic offices | $49,966,000 | 6,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,062,000 | 2,108 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $534,000 | 5,668 |
| Total equity capital | $5,075,000 | 7,088 |
| Total bank equity capital | $5,075,000 | 7,088 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $520,000 | 4,769 |
| Surplus | $1,712,000 | 5,930 |
| Undivided profits | $2,843,000 | 6,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $912,000 | 2,514 |
| Earning assets | $53,863,000 | 6,423 |
| Long-term assets (5+ years) | $3,492,000 | 6,745 |
| Average Assets, year-to-date | $54,368,000 | 6,556 |
| Average Assets, quarterly | $56,332,000 | 6,556 |
| Volatile liabilities | $5,812,000 | 6,695 |
| Insider loans | $841,000 | 4,001 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,019,000 | 4,330 |
| Tier 1 (core) risk-based capital | $5,057,000 | 6,943 |
| Tier 2 risk-based capital | $396,000 | 6,047 |
| Total risk weighted assets | $49,244,400 | 5,096 |
| Total unused commitments | $7,019,000 | 4,332 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $53,945,000 | 6,953 |
| Cash and due from depository institutions | $1,611,000 | 8,098 |
| Interest-bearing balances | $199,000 | 4,009 |
| Securities | $10,145,000 | 7,893 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $40,312,000 | 5,834 |
| Loan loss allowance | $391,000 | 6,882 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $523,000 | 7,988 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,354,000 | 4,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,945,000 | 6,953 |
| Total liabilities | $49,686,000 | 6,828 |
| Total deposits | $48,447,000 | 6,742 |
| Interest-bearing deposits | $42,957,000 | 6,576 |
| Deposits held in domestic offices | $48,447,000 | 6,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $680,000 | 3,033 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $559,000 | 5,505 |
| Total equity capital | $4,259,000 | 7,939 |
| Total bank equity capital | $4,259,000 | 7,939 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $520,000 | 5,065 |
| Surplus | $1,712,000 | 6,050 |
| Undivided profits | $2,027,000 | 7,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $739,000 | 3,088 |
| Earning assets | $50,656,000 | 6,845 |
| Long-term assets (5+ years) | $1,603,000 | 8,155 |
| Average Assets, year-to-date | $52,582,400 | 6,890 |
| Average Assets, quarterly | $53,410,000 | 6,931 |
| Volatile liabilities | $4,625,000 | 7,321 |
| Insider loans | $1,018,000 | 3,603 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,786,000 | 4,318 |
| Tier 1 (core) risk-based capital | $4,255,000 | 7,852 |
| Tier 2 risk-based capital | $391,000 | 6,222 |
| Total risk weighted assets | $44,274,300 | 5,569 |
| Total unused commitments | $6,786,000 | 4,332 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $51,898,000 | 7,270 |
| Cash and due from depository institutions | $1,909,000 | 7,970 |
| Interest-bearing balances | $591,000 | 3,117 |
| Securities | $12,780,000 | 7,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $35,211,000 | 6,349 |
| Loan loss allowance | $457,000 | 6,419 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $533,000 | 8,126 |
| Other real estate owned | $17,000 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,448,000 | 4,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,898,000 | 7,270 |
| Total liabilities | $48,001,000 | 7,146 |
| Total deposits | $46,294,000 | 7,104 |
| Interest-bearing deposits | $41,458,000 | 6,878 |
| Deposits held in domestic offices | $46,294,000 | 7,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,538 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $457,000 | 6,581 |
| Total equity capital | $3,897,000 | 8,462 |
| Total bank equity capital | $3,897,000 | 8,462 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $520,000 | 5,331 |
| Surplus | $1,712,000 | 6,116 |
| Undivided profits | $1,665,000 | 8,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 9,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,722 |
| Income earned, not collected on loans | $811,000 | 2,895 |
| Earning assets | $48,582,000 | 7,165 |
| Long-term assets (5+ years) | $1,035,000 | 8,947 |
| Average Assets, year-to-date | $50,981,200 | 7,142 |
| Average Assets, quarterly | $52,150,000 | 7,183 |
| Volatile liabilities | $5,511,000 | 6,598 |
| Insider loans | $420,000 | 6,159 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,647,000 | 3,891 |
| Tier 1 (core) risk-based capital | $3,839,000 | 8,408 |
| Tier 2 risk-based capital | $457,000 | 5,656 |
| Total risk weighted assets | $39,828,400 | 5,967 |
| Total unused commitments | $7,647,000 | 3,904 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $51,169,000 | 7,392 |
| Cash and due from depository institutions | $1,089,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,814,000 | 8,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $36,367,000 | 6,199 |
| Loan loss allowance | $493,000 | 6,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $551,000 | 8,202 |
| Other real estate owned | $8,000 | 8,561 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,340,000 | 5,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,169,000 | 7,392 |
| Total liabilities | $47,396,000 | 7,280 |
| Total deposits | $45,579,000 | 7,253 |
| Interest-bearing deposits | $41,565,000 | 6,917 |
| Deposits held in domestic offices | $45,579,000 | 7,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,360,000 | 3,054 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $457,000 | 5,538 |
| Total equity capital | $3,773,000 | 8,440 |
| Total bank equity capital | $3,773,000 | 8,440 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $520,000 | 5,618 |
| Surplus | $1,712,000 | 6,135 |
| Undivided profits | $1,541,000 | 7,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 10,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,623 |
| Income earned, not collected on loans | $751,000 | 2,717 |
| Earning assets | $48,181,000 | 7,241 |
| Long-term assets (5+ years) | $2,244,000 | 8,044 |
| Average Assets, year-to-date | $49,501,800 | 7,442 |
| Average Assets, quarterly | $50,399,500 | 7,438 |
| Volatile liabilities | $6,463,000 | 5,843 |
| Insider loans | $196,000 | 8,222 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,449,000 | 5,963 |
| Tier 1 (core) risk-based capital | $3,810,000 | 8,504 |
| Tier 2 risk-based capital | $482,200 | 5,429 |
| Total risk weighted assets | $38,565,300 | 6,056 |
| Total unused commitments | $3,449,000 | 5,973 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $49,777,000 | 7,769 |
| Cash and due from depository institutions | $1,490,000 | 7,764 |
| Interest-bearing balances | $391,000 | 4,747 |
| Securities | $12,493,000 | 8,176 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $34,266,000 | 6,393 |
| Loan loss allowance | $496,000 | 6,429 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $585,000 | 8,198 |
| Other real estate owned | $11,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $932,000 | 6,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,777,000 | 7,769 |
| Total liabilities | $46,467,000 | 7,611 |
| Total deposits | $45,064,000 | 7,581 |
| Interest-bearing deposits | $40,482,000 | 7,341 |
| Deposits held in domestic offices | $45,064,000 | 7,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,719 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $353,000 | 6,834 |
| Total equity capital | $3,310,000 | 9,325 |
| Total bank equity capital | $3,310,000 | 9,325 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $520,000 | 5,872 |
| Surplus | $1,712,000 | 6,153 |
| Undivided profits | $1,078,000 | 9,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 10,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $670,000 | 2,695 |
| Earning assets | $47,150,000 | 7,604 |
| Long-term assets (5+ years) | $6,316,000 | 5,739 |
| Average Assets, year-to-date | $50,206,000 | 7,575 |
| Average Assets, quarterly | $48,595,000 | 7,819 |
| Volatile liabilities | $4,569,000 | 6,857 |
| Insider loans | $208,000 | 8,230 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $183,000 | 1,474 |
| Unused loan commitments | $3,427,000 | 5,986 |
| Tier 1 (core) risk-based capital | $3,310,000 | 9,265 |
| Tier 2 risk-based capital | $462,390 | 5,623 |
| Total risk weighted assets | $36,957,890 | 6,270 |
| Total unused commitments | $3,427,000 | 6,005 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $35,228,000 | 9,653 |
| Cash and due from depository institutions | $1,559,000 | 9,137 |
| Interest-bearing balances | $690,000 | 4,414 |
| Securities | $12,940,000 | 8,034 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $18,958,000 | 9,169 |
| Loan loss allowance | $204,000 | 10,420 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $211,000 | 11,462 |
| Other real estate owned | $326,000 | 9,137 |
| Goodwill and other intangibles | $168,000 | 1,950 |
| All other assets | $866,000 | 6,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,228,000 | 9,653 |
| Total liabilities | $31,720,000 | 9,677 |
| Total deposits | $31,419,000 | 9,573 |
| Interest-bearing deposits | $29,037,000 | 9,201 |
| Deposits held in domestic offices | $31,419,000 | 9,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $301,000 | 8,221 |
| Total equity capital | $3,508,000 | 8,923 |
| Total bank equity capital | $3,508,000 | 8,923 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $520,000 | 6,183 |
| Surplus | $1,712,000 | 6,069 |
| Undivided profits | $1,276,000 | 8,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 12,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $553,000 | 3,695 |
| Earning assets | $32,788,000 | 9,513 |
| Long-term assets (5+ years) | $5,361,000 | 6,275 |
| Average Assets, year-to-date | $27,080,600 | 10,734 |
| Average Assets, quarterly | $30,138,500 | 10,361 |
| Volatile liabilities | $869,000 | 12,059 |
| Insider loans | $190,000 | 4,073 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $328,000 | 978 |
| Unused loan commitments | $1,935,000 | 7,395 |
| Tier 1 (core) risk-based capital | $3,340,000 | 9,130 |
| Tier 2 risk-based capital | $204,000 | 9,351 |
| Total risk weighted assets | $22,396,400 | 8,797 |
| Total unused commitments | $1,935,000 | 7,427 |
| Derivatives | $0 | 651 |