Home > Liberty Bank and Trust > Income and Expense
Liberty Bank and Trust, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 5,359 |
| Total interest expense | $1,735,000 | 6,250 |
| Net interest income | $3,610,000 | 4,811 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $933,000 | 3,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,389 |
| Total noninterest expense | $2,645,000 | 4,915 |
| Salaries and employee benefits | $1,350,000 | 4,717 |
| Premises and equipment expense | $434,000 | 4,292 |
| Additional noninterest expense | $861,000 | 5,376 |
| Pre-tax net operating income | $1,898,000 | 3,587 |
| Securities gains (losses) | $-69,000 | 11,290 |
| Applicable income taxes | $634,000 | 3,349 |
| Income before extraordinary items | $1,195,000 | 3,873 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,195,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 12,000 |
| Cash dividends | $4,200,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,239,850 | 3,774 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 5,209 |
| Total interest expense | $1,709,000 | 6,590 |
| Net interest income | $3,945,000 | 4,464 |
| Provision for loan and lease losses | $-300,000 | 13,100 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 3,720 |
| Total noninterest expense | $2,666,000 | 4,985 |
| Salaries and employee benefits | $1,394,000 | 4,572 |
| Premises and equipment expense | $371,000 | 5,005 |
| Additional noninterest expense | $901,000 | 5,359 |
| Pre-tax net operating income | $2,241,000 | 2,986 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $709,000 | 3,078 |
| Income before extraordinary items | $1,562,000 | 3,121 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,562,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 12,556 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,541,300 | 2,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 5,386 |
| Total interest expense | $2,235,000 | 6,546 |
| Net interest income | $3,898,000 | 4,552 |
| Provision for loan and lease losses | $-300,000 | 13,860 |
| Total noninterest income | $682,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,813 |
| Total noninterest expense | $2,626,000 | 5,080 |
| Salaries and employee benefits | $1,368,000 | 4,606 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $892,000 | 5,563 |
| Pre-tax net operating income | $2,254,000 | 2,768 |
| Securities gains (losses) | $-73,000 | 13,734 |
| Applicable income taxes | $704,000 | 2,957 |
| Income before extraordinary items | $1,477,000 | 3,122 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,477,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 13,490 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,526,640 | 2,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.