Home > Liberty Bank and Trust > Assets and Liabilities
Liberty Bank and Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $111,823,000 | 3,921 |
| Cash and due from depository institutions | $8,316,000 | 3,171 |
| Interest-bearing balances | $2,181,000 | 1,675 |
| Securities | $5,041,000 | 9,222 |
| Federal funds sold & reverse repurchase agreements | $1,685,000 | 5,400 |
| Net loans & leases | $92,558,000 | 2,952 |
| Loan loss allowance | $794,000 | 4,083 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,309,000 | 5,159 |
| Other real estate owned | $0 | 3,171 |
| Goodwill and other intangibles | $26,000 | 3,195 |
| All other assets | $2,888,000 | 2,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,823,000 | 3,921 |
| Total liabilities | $104,285,000 | 3,769 |
| Total deposits | $103,259,000 | 3,583 |
| Interest-bearing deposits | $87,426,000 | 3,657 |
| Deposits held in domestic offices | $103,259,000 | 3,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,026,000 | 3,507 |
| Total equity capital | $7,538,000 | 5,421 |
| Total bank equity capital | $7,538,000 | 5,421 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $3,683,000 | 3,587 |
| Undivided profits | $3,055,000 | 5,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $507,000 | 4,669 |
| Earning assets | $101,465,000 | 3,978 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $106,089,200 | 3,944 |
| Average Assets, quarterly | $108,510,500 | 3,976 |
| Volatile liabilities | $31,325,000 | 2,064 |
| Insider loans | $103,000 | 8,395 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,496,000 | 1,869 |
| Tier 1 (core) risk-based capital | $7,506,000 | 5,298 |
| Tier 2 risk-based capital | $794,000 | 3,589 |
| Total risk weighted assets | $79,189,000 | 3,437 |
| Total unused commitments | $23,496,000 | 1,876 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $107,754,000 | 4,125 |
| Cash and due from depository institutions | $13,346,000 | 3,599 |
| Interest-bearing balances | $4,318,000 | 901 |
| Securities | $7,360,000 | 8,838 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 3,818 |
| Net loans & leases | $81,053,000 | 3,362 |
| Loan loss allowance | $699,000 | 4,676 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $659,000 | 7,305 |
| Other real estate owned | $0 | 3,599 |
| Goodwill and other intangibles | $44,000 | 2,867 |
| All other assets | $2,267,000 | 3,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,754,000 | 4,125 |
| Total liabilities | $101,267,000 | 3,970 |
| Total deposits | $95,203,000 | 3,968 |
| Interest-bearing deposits | $82,523,000 | 3,935 |
| Deposits held in domestic offices | $95,203,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,064,000 | 3,357 |
| Total equity capital | $6,487,000 | 6,138 |
| Total bank equity capital | $6,487,000 | 6,138 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $3,483,000 | 3,844 |
| Undivided profits | $2,204,000 | 6,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $526,000 | 4,411 |
| Earning assets | $95,756,000 | 4,263 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $86,698,000 | 4,829 |
| Average Assets, quarterly | $100,455,500 | 4,350 |
| Volatile liabilities | $28,027,000 | 2,205 |
| Insider loans | $139,000 | 8,335 |
| FHLB advances | $5,000,000 | 553 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $16,430,000 | 2,368 |
| Tier 1 (core) risk-based capital | $6,465,000 | 6,051 |
| Tier 2 risk-based capital | $686,000 | 4,130 |
| Total risk weighted assets | $68,474,000 | 3,921 |
| Total unused commitments | $16,430,000 | 2,381 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $70,437,000 | 5,924 |
| Cash and due from depository institutions | $4,137,000 | 5,163 |
| Interest-bearing balances | $1,882,000 | 1,869 |
| Securities | $7,826,000 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 9,018 |
| Net loans & leases | $56,347,000 | 4,538 |
| Loan loss allowance | $640,000 | 5,035 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $352,000 | 9,193 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $66,000 | 2,541 |
| All other assets | $1,559,000 | 4,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,437,000 | 5,924 |
| Total liabilities | $66,090,000 | 5,719 |
| Total deposits | $60,477,000 | 5,904 |
| Interest-bearing deposits | $52,419,000 | 5,881 |
| Deposits held in domestic offices | $60,477,000 | 5,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $613,000 | 5,387 |
| Total equity capital | $4,347,000 | 7,982 |
| Total bank equity capital | $4,347,000 | 7,982 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $1,583,000 | 6,372 |
| Undivided profits | $1,964,000 | 7,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 6,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $408,000 | 5,692 |
| Earning assets | $66,205,000 | 5,812 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $66,361,200 | 5,976 |
| Average Assets, quarterly | $69,178,500 | 5,966 |
| Volatile liabilities | $15,684,000 | 3,208 |
| Insider loans | $59,000 | 9,748 |
| FHLB advances | $5,000,000 | 522 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,070,000 | 3,053 |
| Tier 1 (core) risk-based capital | $4,293,000 | 7,912 |
| Tier 2 risk-based capital | $566,000 | 4,781 |
| Total risk weighted assets | $45,241,000 | 5,435 |
| Total unused commitments | $11,070,000 | 3,064 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $60,578,000 | 6,597 |
| Cash and due from depository institutions | $5,397,000 | 7,052 |
| Interest-bearing balances | $4,992,000 | 725 |
| Securities | $6,486,000 | 10,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $45,578,000 | 5,265 |
| Loan loss allowance | $584,000 | 5,526 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,682,000 | 4,255 |
| Other real estate owned | $-7,000 | 7,052 |
| Goodwill and other intangibles | $93,000 | 2,292 |
| All other assets | $1,349,000 | 5,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,578,000 | 6,597 |
| Total liabilities | $57,187,000 | 6,400 |
| Total deposits | $56,786,000 | 6,198 |
| Interest-bearing deposits | $49,372,000 | 6,129 |
| Deposits held in domestic offices | $56,786,000 | 6,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $401,000 | 6,069 |
| Total equity capital | $3,391,000 | 8,949 |
| Total bank equity capital | $3,391,000 | 8,949 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,083,000 | 7,738 |
| Undivided profits | $1,508,000 | 8,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $320,000 | 6,252 |
| Earning assets | $57,056,000 | 6,450 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $54,646,400 | 6,967 |
| Average Assets, quarterly | $59,065,500 | 6,688 |
| Volatile liabilities | $11,314,000 | 3,984 |
| Insider loans | $66,000 | 9,995 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,033,000 | 3,364 |
| Tier 1 (core) risk-based capital | $3,298,000 | 9,168 |
| Tier 2 risk-based capital | $456,000 | 5,680 |
| Total risk weighted assets | $36,333,000 | 6,339 |
| Total unused commitments | $9,033,000 | 3,372 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $51,786,000 | 7,558 |
| Cash and due from depository institutions | $2,543,000 | 6,588 |
| Interest-bearing balances | $2,276,000 | 2,220 |
| Securities | $6,330,000 | 10,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $39,767,000 | 5,757 |
| Loan loss allowance | $505,000 | 6,326 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,798,000 | 4,000 |
| Other real estate owned | $41,000 | 6,588 |
| Goodwill and other intangibles | $125,000 | 2,087 |
| All other assets | $1,182,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,786,000 | 7,558 |
| Total liabilities | $48,751,000 | 7,363 |
| Total deposits | $40,907,000 | 8,055 |
| Interest-bearing deposits | $40,907,000 | 7,296 |
| Deposits held in domestic offices | $40,907,000 | 8,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,250,000 | 1,253 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $594,000 | 4,712 |
| Total equity capital | $3,035,000 | 9,717 |
| Total bank equity capital | $3,035,000 | 9,717 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,083,000 | 7,852 |
| Undivided profits | $1,152,000 | 9,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $206,000 | 7,973 |
| Earning assets | $48,373,000 | 7,457 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $44,255,000 | 8,159 |
| Average Assets, quarterly | $51,551,000 | 7,531 |
| Volatile liabilities | $14,398,000 | 3,096 |
| Insider loans | $484,000 | 5,812 |
| FHLB advances | $7,250,000 | 454 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,199,000 | 2,843 |
| Tier 1 (core) risk-based capital | $2,910,000 | 9,864 |
| Tier 2 risk-based capital | $383,000 | 6,493 |
| Total risk weighted assets | $30,893,000 | 7,146 |
| Total unused commitments | $11,199,000 | 2,866 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $35,109,000 | 9,671 |
| Cash and due from depository institutions | $3,076,000 | 7,704 |
| Interest-bearing balances | $2,801,000 | 2,193 |
| Securities | $1,378,000 | 13,331 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $27,780,000 | 7,410 |
| Loan loss allowance | $413,000 | 7,347 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,536,000 | 4,571 |
| Other real estate owned | $42,000 | 7,704 |
| Goodwill and other intangibles | $164,000 | 1,962 |
| All other assets | $1,033,000 | 6,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,109,000 | 9,671 |
| Total liabilities | $32,672,000 | 9,512 |
| Total deposits | $32,368,000 | 9,410 |
| Interest-bearing deposits | $29,435,000 | 9,130 |
| Deposits held in domestic offices | $32,368,000 | 9,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $304,000 | 8,173 |
| Total equity capital | $2,437,000 | 10,690 |
| Total bank equity capital | $2,437,000 | 10,690 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,083,000 | 7,863 |
| Undivided profits | $554,000 | 10,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 7,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $168,000 | 9,529 |
| Earning assets | $32,059,000 | 9,620 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $34,058,800 | 9,678 |
| Average Assets, quarterly | $34,863,500 | 9,640 |
| Volatile liabilities | $3,631,000 | 7,823 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,373,000 | 3,596 |
| Tier 1 (core) risk-based capital | $2,433,000 | 10,644 |
| Tier 2 risk-based capital | $293,000 | 7,716 |
| Total risk weighted assets | $23,314,000 | 8,600 |
| Total unused commitments | $7,373,000 | 3,613 |
| Derivatives | $0 | 651 |