Home > Liberty Bank and Trust > Assets and Liabilities
Liberty Bank and Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $64,737,000 | 6,048 |
| Cash and due from depository institutions | $3,530,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,641,000 | 8,569 |
| Federal funds sold & reverse repurchase agreements | $7,040,000 | 1,969 |
| Net loans & leases | $44,747,000 | 5,393 |
| Loan loss allowance | $449,000 | 6,115 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,209,000 | 5,391 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,570,000 | 4,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,737,000 | 6,048 |
| Total liabilities | $59,710,000 | 5,905 |
| Total deposits | $58,965,000 | 5,725 |
| Interest-bearing deposits | $52,013,000 | 5,622 |
| Deposits held in domestic offices | $58,965,000 | 5,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $745,000 | 4,492 |
| Total equity capital | $5,027,000 | 7,133 |
| Total bank equity capital | $5,027,000 | 7,133 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $2,190,000 | 5,140 |
| Undivided profits | $2,037,000 | 7,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,582 |
| Income earned, not collected on loans | $739,000 | 3,173 |
| Earning assets | $58,428,000 | 6,095 |
| Long-term assets (5+ years) | $3,167,000 | 6,938 |
| Average Assets, year-to-date | $59,810,200 | 6,164 |
| Average Assets, quarterly | $62,361,500 | 6,127 |
| Volatile liabilities | $9,866,000 | 5,048 |
| Insider loans | $169,000 | 7,720 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,901,000 | 3,066 |
| Tier 1 (core) risk-based capital | $4,994,000 | 7,000 |
| Tier 2 risk-based capital | $449,000 | 5,561 |
| Total risk weighted assets | $53,930,300 | 4,731 |
| Total unused commitments | $11,901,000 | 3,068 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $55,295,000 | 6,856 |
| Cash and due from depository institutions | $2,527,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,682,000 | 7,705 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $39,256,000 | 5,934 |
| Loan loss allowance | $416,000 | 6,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,252,000 | 5,282 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,578,000 | 4,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,295,000 | 6,856 |
| Total liabilities | $51,185,000 | 6,714 |
| Total deposits | $49,998,000 | 6,587 |
| Interest-bearing deposits | $43,595,000 | 6,522 |
| Deposits held in domestic offices | $49,998,000 | 6,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $720,000 | 2,989 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $467,000 | 6,213 |
| Total equity capital | $4,110,000 | 8,087 |
| Total bank equity capital | $4,110,000 | 8,087 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $1,700,000 | 6,059 |
| Undivided profits | $1,610,000 | 7,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 6,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,561 |
| Income earned, not collected on loans | $716,000 | 3,203 |
| Earning assets | $49,938,000 | 6,906 |
| Long-term assets (5+ years) | $3,195,000 | 6,890 |
| Average Assets, year-to-date | $52,468,400 | 6,897 |
| Average Assets, quarterly | $55,045,000 | 6,824 |
| Volatile liabilities | $4,050,000 | 7,724 |
| Insider loans | $298,000 | 6,849 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,015,000 | 2,816 |
| Tier 1 (core) risk-based capital | $4,109,000 | 7,985 |
| Tier 2 risk-based capital | $416,000 | 5,971 |
| Total risk weighted assets | $41,443,900 | 5,831 |
| Total unused commitments | $13,015,000 | 2,830 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $50,689,000 | 7,361 |
| Cash and due from depository institutions | $2,397,000 | 6,461 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $10,671,000 | 8,048 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $34,248,000 | 6,459 |
| Loan loss allowance | $436,000 | 6,602 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,333,000 | 5,037 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $1,000 | 3,154 |
| All other assets | $1,039,000 | 6,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,689,000 | 7,361 |
| Total liabilities | $46,654,000 | 7,247 |
| Total deposits | $46,314,000 | 7,101 |
| Interest-bearing deposits | $39,612,000 | 7,084 |
| Deposits held in domestic offices | $46,314,000 | 7,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $340,000 | 7,800 |
| Total equity capital | $4,035,000 | 8,307 |
| Total bank equity capital | $4,035,000 | 8,307 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $1,700,000 | 6,127 |
| Undivided profits | $1,535,000 | 8,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 7,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,549 |
| Income earned, not collected on loans | $736,000 | 3,197 |
| Earning assets | $46,018,000 | 7,386 |
| Long-term assets (5+ years) | $3,595,000 | 6,627 |
| Average Assets, year-to-date | $51,348,200 | 7,125 |
| Average Assets, quarterly | $50,468,500 | 7,321 |
| Volatile liabilities | $2,228,000 | 9,377 |
| Insider loans | $598,000 | 5,144 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,718,000 | 3,341 |
| Tier 1 (core) risk-based capital | $4,009,000 | 8,210 |
| Tier 2 risk-based capital | $436,000 | 5,831 |
| Total risk weighted assets | $37,126,600 | 6,297 |
| Total unused commitments | $9,718,000 | 3,356 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $51,906,000 | 7,334 |
| Cash and due from depository institutions | $2,270,000 | 6,680 |
| Interest-bearing balances | $293,000 | 4,070 |
| Securities | $12,457,000 | 7,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,384,000 | 6,311 |
| Loan loss allowance | $502,000 | 6,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $800,000 | 6,915 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $2,000 | 3,066 |
| All other assets | $993,000 | 6,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,906,000 | 7,334 |
| Total liabilities | $47,810,000 | 7,238 |
| Total deposits | $46,447,000 | 7,154 |
| Interest-bearing deposits | $41,109,000 | 6,964 |
| Deposits held in domestic offices | $46,447,000 | 7,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 3,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $313,000 | 7,137 |
| Total equity capital | $4,096,000 | 8,070 |
| Total bank equity capital | $4,096,000 | 8,070 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,700,000 | 6,154 |
| Undivided profits | $1,596,000 | 7,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 7,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,606 |
| Income earned, not collected on loans | $614,000 | 3,378 |
| Earning assets | $48,134,000 | 7,247 |
| Long-term assets (5+ years) | $1,636,000 | 8,678 |
| Average Assets, year-to-date | $50,227,800 | 7,376 |
| Average Assets, quarterly | $51,338,500 | 7,353 |
| Volatile liabilities | $6,439,000 | 5,853 |
| Insider loans | $528,000 | 5,505 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,626,000 | 3,775 |
| Tier 1 (core) risk-based capital | $4,191,000 | 8,040 |
| Tier 2 risk-based capital | $470,030 | 5,551 |
| Total risk weighted assets | $37,570,730 | 6,183 |
| Total unused commitments | $7,626,000 | 3,782 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $48,423,000 | 7,903 |
| Cash and due from depository institutions | $2,094,000 | 6,588 |
| Interest-bearing balances | $288,000 | 5,230 |
| Securities | $13,595,000 | 7,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $30,869,000 | 6,855 |
| Loan loss allowance | $385,000 | 7,593 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $538,000 | 8,480 |
| Other real estate owned | $348,000 | 6,588 |
| Goodwill and other intangibles | $4,000 | 2,991 |
| All other assets | $975,000 | 6,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,423,000 | 7,903 |
| Total liabilities | $44,655,000 | 7,809 |
| Total deposits | $43,750,000 | 7,715 |
| Interest-bearing deposits | $38,825,000 | 7,546 |
| Deposits held in domestic offices | $43,750,000 | 7,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,118 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $305,000 | 7,465 |
| Total equity capital | $3,768,000 | 8,683 |
| Total bank equity capital | $3,768,000 | 8,683 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,700,000 | 6,170 |
| Undivided profits | $1,268,000 | 8,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $635,000 | 2,838 |
| Earning assets | $44,752,000 | 7,851 |
| Long-term assets (5+ years) | $4,035,000 | 7,033 |
| Average Assets, year-to-date | $47,135,600 | 7,881 |
| Average Assets, quarterly | $48,310,000 | 7,853 |
| Volatile liabilities | $1,666,000 | 10,233 |
| Insider loans | $520,000 | 5,579 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,859,000 | 4,984 |
| Tier 1 (core) risk-based capital | $3,764,000 | 8,600 |
| Tier 2 risk-based capital | $385,000 | 6,469 |
| Total risk weighted assets | $32,705,300 | 6,848 |
| Total unused commitments | $4,859,000 | 5,006 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $46,276,000 | 8,269 |
| Cash and due from depository institutions | $1,900,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,867,000 | 7,706 |
| Federal funds sold & reverse repurchase agreements | $1,345,000 | 7,885 |
| Net loans & leases | $27,280,000 | 7,497 |
| Loan loss allowance | $389,000 | 7,611 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $569,000 | 8,426 |
| Other real estate owned | $367,000 | 6,705 |
| Goodwill and other intangibles | $5,000 | 2,988 |
| All other assets | $943,000 | 6,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,276,000 | 8,269 |
| Total liabilities | $42,965,000 | 8,170 |
| Total deposits | $42,409,000 | 8,061 |
| Interest-bearing deposits | $37,958,000 | 7,869 |
| Deposits held in domestic offices | $42,409,000 | 8,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,519 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $406,000 | 6,752 |
| Total equity capital | $3,311,000 | 9,240 |
| Total bank equity capital | $3,311,000 | 9,240 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,700,000 | 6,084 |
| Undivided profits | $811,000 | 10,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 7,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $639,000 | 3,161 |
| Earning assets | $42,492,000 | 8,208 |
| Long-term assets (5+ years) | $3,078,000 | 7,917 |
| Average Assets, year-to-date | $36,675,600 | 9,279 |
| Average Assets, quarterly | $45,655,000 | 8,287 |
| Volatile liabilities | $1,232,000 | 11,333 |
| Insider loans | $509,000 | 1,789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,480,000 | 4,927 |
| Tier 1 (core) risk-based capital | $3,306,000 | 9,179 |
| Tier 2 risk-based capital | $366,530 | 6,672 |
| Total risk weighted assets | $29,299,530 | 7,460 |
| Total unused commitments | $4,480,000 | 4,958 |
| Derivatives | $0 | 651 |