Home > Liberty Bank > Assets and Liabilities
Liberty Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 18 | 5,987 |
| Assets and Liabilities | ||
| Total Assets: | $148,658,000 | 4,054 |
| Cash and due from depository institutions | $8,393,000 | 5,987 |
| Interest-bearing balances | $7,862,000 | 2,637 |
| Securities | $1,970,000 | 7,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $125,151,000 | 3,357 |
| Loan loss allowance | $2,927,000 | 2,449 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,931,000 | 2,521 |
| Other real estate owned | $6,704,000 | 5,987 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,509,000 | 6,103 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $148,658,000 | 4,054 |
| Total liabilities | $148,989,000 | 3,743 |
| Total deposits | $147,055,000 | 3,547 |
| Interest-bearing deposits | $132,482,000 | 3,402 |
| Deposits held in domestic offices | $147,055,000 | 3,546 |
| % insured | 91.05% | 3,323 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,934,000 | 2,191 |
| Total equity capital | $-331,000 | 8,009 |
| Total bank equity capital | $-331,000 | 8,008 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $100,000 | 5,989 |
| Surplus | $27,610,000 | 1,191 |
| Undivided profits | $-28,041,000 | 7,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $14,211,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $571,000 | 5,042 |
| Earning assets | $134,983,000 | 4,059 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $159,118,800 | 3,787 |
| Average Assets, quarterly | $151,390,000 | 3,992 |
| Volatile liabilities | $55,770,000 | 2,487 |
| Insider loans | $3,002,000 | 2,338 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $8,981,000 | 4,368 |
| Tier 1 (core) risk-based capital | $-352,000 | 8,012 |
| Tier 2 risk-based capital | $0 | 7,922 |
| Total risk weighted assets | $130,450,000 | 3,394 |
| Total unused commitments | $8,981,000 | 4,370 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 26 | 5,053 |
| Assets and Liabilities | ||
| Total Assets: | $154,122,000 | 3,958 |
| Cash and due from depository institutions | $5,349,000 | 5,053 |
| Interest-bearing balances | $4,821,000 | 3,112 |
| Securities | $5,018,000 | 6,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $129,264,000 | 3,304 |
| Loan loss allowance | $2,734,000 | 2,492 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,072,000 | 2,477 |
| Other real estate owned | $7,583,000 | 5,053 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,836,000 | 5,289 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $154,122,000 | 3,958 |
| Total liabilities | $149,884,000 | 3,721 |
| Total deposits | $145,771,000 | 3,551 |
| Interest-bearing deposits | $140,654,000 | 3,247 |
| Deposits held in domestic offices | $145,771,000 | 3,550 |
| % insured | 95.04% | 1,830 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,500,000 | 4,461 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,613,000 | 2,757 |
| Total equity capital | $4,238,000 | 7,260 |
| Total bank equity capital | $4,238,000 | 7,259 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $27,610,000 | 1,193 |
| Undivided profits | $-23,472,000 | 7,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $16,028,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $610,000 | 5,027 |
| Earning assets | $139,103,000 | 4,006 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $161,734,000 | 3,766 |
| Average Assets, quarterly | $157,531,500 | 3,884 |
| Volatile liabilities | $59,053,000 | 2,397 |
| Insider loans | $2,997,000 | 2,365 |
| FHLB advances | $2,500,000 | 4,317 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,705,000 | 4,534 |
| Tier 1 (core) risk-based capital | $4,199,000 | 7,202 |
| Tier 2 risk-based capital | $1,708,000 | 2,993 |
| Total risk weighted assets | $135,617,000 | 3,325 |
| Total unused commitments | $8,705,000 | 4,536 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 26 | 5,110 |
| Assets and Liabilities | ||
| Total Assets: | $160,941,000 | 3,846 |
| Cash and due from depository institutions | $7,770,000 | 5,110 |
| Interest-bearing balances | $51,000 | 6,633 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $141,594,000 | 3,100 |
| Loan loss allowance | $4,019,000 | 1,785 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,147,000 | 2,475 |
| Other real estate owned | $4,927,000 | 5,110 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,503,000 | 5,739 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $160,941,000 | 3,846 |
| Total liabilities | $149,837,000 | 3,741 |
| Total deposits | $148,720,000 | 3,503 |
| Interest-bearing deposits | $143,417,000 | 3,198 |
| Deposits held in domestic offices | $148,720,000 | 3,501 |
| % insured | 78.44% | 4,191 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,117,000 | 3,566 |
| Total equity capital | $11,104,000 | 5,050 |
| Total bank equity capital | $11,104,000 | 5,050 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $27,610,000 | 1,211 |
| Undivided profits | $-16,606,000 | 8,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,466,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $484,000 | 5,620 |
| Earning assets | $141,645,000 | 3,950 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $164,271,330 | 3,729 |
| Average Assets, quarterly | $163,246,500 | 3,789 |
| Volatile liabilities | $58,722,000 | 2,413 |
| Insider loans | $3,003,000 | 2,393 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,046,000 | 4,370 |
| Tier 1 (core) risk-based capital | $11,104,000 | 4,942 |
| Tier 2 risk-based capital | $1,809,000 | 2,848 |
| Total risk weighted assets | $142,582,000 | 3,215 |
| Total unused commitments | $10,046,000 | 4,373 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 27 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $165,552,000 | 3,770 |
| Cash and due from depository institutions | $2,378,000 | 5,035 |
| Interest-bearing balances | $46,000 | 6,525 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $150,746,000 | 2,962 |
| Loan loss allowance | $2,617,000 | 2,414 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,271,000 | 2,440 |
| Other real estate owned | $2,635,000 | 5,035 |
| Goodwill and other intangibles | $3,048,000 | 1,101 |
| All other assets | $1,474,000 | 5,786 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $165,552,000 | 3,770 |
| Total liabilities | $148,446,000 | 3,768 |
| Total deposits | $146,194,000 | 3,534 |
| Interest-bearing deposits | $139,919,000 | 3,255 |
| Deposits held in domestic offices | $146,194,000 | 3,532 |
| % insured | 80.30% | 3,693 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $330,000 | 5,364 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,922,000 | 2,387 |
| Total equity capital | $17,106,000 | 3,722 |
| Total bank equity capital | $17,106,000 | 3,722 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $25,760,000 | 1,265 |
| Undivided profits | $-8,754,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,462,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $614,000 | 4,935 |
| Earning assets | $150,792,000 | 3,777 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $165,936,500 | 3,728 |
| Average Assets, quarterly | $165,936,500 | 3,728 |
| Volatile liabilities | $56,561,000 | 2,502 |
| Insider loans | $5,752,000 | 1,363 |
| FHLB advances | $330,000 | 5,139 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,650,000 | 4,153 |
| Tier 1 (core) risk-based capital | $14,058,000 | 4,213 |
| Tier 2 risk-based capital | $1,855,000 | 2,777 |
| Total risk weighted assets | $147,644,000 | 3,146 |
| Total unused commitments | $11,650,000 | 4,154 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 30 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $166,321,000 | 3,716 |
| Cash and due from depository institutions | $2,608,000 | 4,750 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $2,673,000 | 7,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $150,106,000 | 2,993 |
| Loan loss allowance | $2,394,000 | 2,539 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,239,000 | 2,491 |
| Other real estate owned | $1,456,000 | 4,750 |
| Goodwill and other intangibles | $3,091,000 | 1,116 |
| All other assets | $1,148,000 | 6,398 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $166,321,000 | 3,716 |
| Total liabilities | $148,441,000 | 3,722 |
| Total deposits | $145,369,000 | 3,491 |
| Interest-bearing deposits | $138,569,000 | 3,217 |
| Deposits held in domestic offices | $145,369,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,465,000 | 5,157 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,607,000 | 2,697 |
| Total equity capital | $17,880,000 | 3,588 |
| Total bank equity capital | $17,880,000 | 3,588 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $25,560,000 | 1,246 |
| Undivided profits | $-7,780,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,049,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $561,000 | 5,431 |
| Earning assets | $152,779,000 | 3,701 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $163,388,200 | 3,659 |
| Average Assets, quarterly | $164,211,000 | 3,710 |
| Volatile liabilities | $61,740,000 | 2,291 |
| Insider loans | $6,044,000 | 1,329 |
| FHLB advances | $1,465,000 | 4,994 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,381,000 | 2,953 |
| Tier 1 (core) risk-based capital | $14,780,000 | 4,057 |
| Tier 2 risk-based capital | $1,851,000 | 2,768 |
| Total risk weighted assets | $147,644,000 | 3,164 |
| Total unused commitments | $21,381,000 | 2,953 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 30 | 4,799 |
| Assets and Liabilities | ||
| Total Assets: | $162,101,000 | 3,758 |
| Cash and due from depository institutions | $2,830,000 | 4,799 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $147,899,000 | 3,031 |
| Loan loss allowance | $1,689,000 | 3,096 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,305,000 | 2,441 |
| Other real estate owned | $1,490,000 | 4,799 |
| Goodwill and other intangibles | $3,135,000 | 1,152 |
| All other assets | $1,442,000 | 5,982 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $162,101,000 | 3,758 |
| Total liabilities | $144,479,000 | 3,749 |
| Total deposits | $135,013,000 | 3,647 |
| Interest-bearing deposits | $128,499,000 | 3,365 |
| Deposits held in domestic offices | $135,013,000 | 3,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $7,878,000 | 3,578 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,588,000 | 2,789 |
| Total equity capital | $17,622,000 | 3,636 |
| Total bank equity capital | $17,622,000 | 3,636 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $23,610,000 | 1,318 |
| Undivided profits | $-6,088,000 | 8,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,215,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $620,000 | 5,292 |
| Earning assets | $147,899,000 | 3,764 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $162,655,000 | 3,687 |
| Average Assets, quarterly | $160,980,000 | 3,757 |
| Volatile liabilities | $56,465,000 | 2,434 |
| Insider loans | $7,753,000 | 1,011 |
| FHLB advances | $7,878,000 | 3,443 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,356,000 | 2,360 |
| Tier 1 (core) risk-based capital | $14,487,000 | 4,186 |
| Tier 2 risk-based capital | $1,689,000 | 2,883 |
| Total risk weighted assets | $144,553,000 | 3,187 |
| Total unused commitments | $31,356,000 | 2,362 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 28 | 5,057 |
| Assets and Liabilities | ||
| Total Assets: | $159,859,000 | 3,804 |
| Cash and due from depository institutions | $2,204,000 | 5,057 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $146,794,000 | 3,020 |
| Loan loss allowance | $1,920,000 | 2,741 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,357,000 | 2,417 |
| Other real estate owned | $1,216,000 | 5,057 |
| Goodwill and other intangibles | $3,178,000 | 1,154 |
| All other assets | $1,110,000 | 6,495 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $159,859,000 | 3,804 |
| Total liabilities | $142,156,000 | 3,809 |
| Total deposits | $136,842,000 | 3,611 |
| Interest-bearing deposits | $130,115,000 | 3,314 |
| Deposits held in domestic offices | $136,842,000 | 3,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,053,000 | 4,533 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,261,000 | 2,102 |
| Total equity capital | $17,703,000 | 3,645 |
| Total bank equity capital | $17,703,000 | 3,645 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $100,000 | 6,321 |
| Surplus | $21,000,000 | 1,419 |
| Undivided profits | $-3,397,000 | 8,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,408,000 | 981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $563,000 | 5,535 |
| Earning assets | $146,794,000 | 3,778 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $162,839,670 | 3,712 |
| Average Assets, quarterly | $165,925,500 | 3,678 |
| Volatile liabilities | $55,843,000 | 2,442 |
| Insider loans | $6,831,000 | 1,165 |
| FHLB advances | $3,053,000 | 4,389 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $36,048,000 | 2,217 |
| Tier 1 (core) risk-based capital | $14,525,000 | 4,202 |
| Tier 2 risk-based capital | $1,833,000 | 2,660 |
| Total risk weighted assets | $146,558,000 | 3,149 |
| Total unused commitments | $36,048,000 | 2,218 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 31 | 4,789 |
| Assets and Liabilities | ||
| Total Assets: | $171,992,000 | 3,594 |
| Cash and due from depository institutions | $2,565,000 | 4,789 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $13,118,000 | 1,319 |
| Net loans & leases | $146,566,000 | 2,980 |
| Loan loss allowance | $2,435,000 | 2,196 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,358,000 | 2,397 |
| Other real estate owned | $71,000 | 4,789 |
| Goodwill and other intangibles | $3,221,000 | 1,158 |
| All other assets | $1,093,000 | 6,433 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $171,992,000 | 3,594 |
| Total liabilities | $154,710,000 | 3,576 |
| Total deposits | $150,636,000 | 3,385 |
| Interest-bearing deposits | $142,843,000 | 3,101 |
| Deposits held in domestic offices | $150,636,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,074,000 | 1,415 |
| Total equity capital | $17,282,000 | 3,796 |
| Total bank equity capital | $17,282,000 | 3,796 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $100,000 | 6,350 |
| Surplus | $19,900,000 | 1,499 |
| Undivided profits | $-2,718,000 | 8,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,800,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $622,000 | 5,193 |
| Earning assets | $159,684,000 | 3,553 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $164,330,000 | 3,697 |
| Average Assets, quarterly | $164,330,000 | 3,697 |
| Volatile liabilities | $67,006,000 | 2,053 |
| Insider loans | $6,766,000 | 1,156 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $39,139,000 | 2,147 |
| Tier 1 (core) risk-based capital | $14,061,000 | 4,307 |
| Tier 2 risk-based capital | $1,878,000 | 2,572 |
| Total risk weighted assets | $149,670,000 | 3,072 |
| Total unused commitments | $39,139,000 | 2,149 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $156,668,000 | 3,815 |
| Cash and due from depository institutions | $3,767,000 | 4,874 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $142,857,000 | 3,020 |
| Loan loss allowance | $1,481,000 | 3,252 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,337,000 | 2,375 |
| Other real estate owned | $36,000 | 4,874 |
| Goodwill and other intangibles | $3,264,000 | 1,154 |
| All other assets | $1,407,000 | 5,974 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $156,668,000 | 3,815 |
| Total liabilities | $138,171,000 | 3,834 |
| Total deposits | $130,880,000 | 3,712 |
| Interest-bearing deposits | $122,641,000 | 3,446 |
| Deposits held in domestic offices | $130,880,000 | 3,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,664,000 | 3,447 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,627,000 | 2,876 |
| Total equity capital | $18,497,000 | 3,551 |
| Total bank equity capital | $18,497,000 | 3,551 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $19,900,000 | 1,470 |
| Undivided profits | $-1,503,000 | 8,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,938,000 | 1,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $667,000 | 5,249 |
| Earning assets | $142,857,000 | 3,829 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $145,586,000 | 3,900 |
| Average Assets, quarterly | $157,660,500 | 3,762 |
| Volatile liabilities | $67,511,000 | 2,039 |
| Insider loans | $5,763,000 | 1,330 |
| FHLB advances | $5,664,000 | 3,321 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $50,728,000 | 1,756 |
| Tier 1 (core) risk-based capital | $15,233,000 | 4,032 |
| Tier 2 risk-based capital | $1,481,000 | 3,095 |
| Total risk weighted assets | $144,319,000 | 3,123 |
| Total unused commitments | $50,728,000 | 1,756 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $158,653,000 | 3,747 |
| Cash and due from depository institutions | $1,574,000 | 5,223 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $148,377,000 | 2,875 |
| Loan loss allowance | $1,278,000 | 3,561 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,918,000 | 3,026 |
| Other real estate owned | $0 | 5,223 |
| Goodwill and other intangibles | $3,308,000 | 1,124 |
| All other assets | $1,476,000 | 5,942 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $158,653,000 | 3,747 |
| Total liabilities | $138,995,000 | 3,788 |
| Total deposits | $127,423,000 | 3,754 |
| Interest-bearing deposits | $119,868,000 | 3,499 |
| Deposits held in domestic offices | $127,423,000 | 3,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,616,000 | 2,675 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,956,000 | 2,532 |
| Total equity capital | $19,658,000 | 3,326 |
| Total bank equity capital | $19,658,000 | 3,326 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $19,900,000 | 1,435 |
| Undivided profits | $-342,000 | 7,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $632,000 | 5,686 |
| Earning assets | $148,377,000 | 3,698 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $142,815,500 | 3,946 |
| Average Assets, quarterly | $153,782,000 | 3,797 |
| Volatile liabilities | $76,942,000 | 1,784 |
| Insider loans | $3,352,000 | 2,134 |
| FHLB advances | $9,616,000 | 2,557 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $52,419,000 | 1,721 |
| Tier 1 (core) risk-based capital | $16,351,000 | 3,802 |
| Tier 2 risk-based capital | $1,278,000 | 3,412 |
| Total risk weighted assets | $142,590,000 | 3,116 |
| Total unused commitments | $52,419,000 | 1,721 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 21 | 6,012 |
| Assets and Liabilities | ||
| Total Assets: | $148,911,000 | 3,907 |
| Cash and due from depository institutions | $2,168,000 | 6,012 |
| Interest-bearing balances | $210,000 | 3,902 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $138,227,000 | 3,052 |
| Loan loss allowance | $1,052,000 | 4,034 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,977,000 | 2,978 |
| Other real estate owned | $0 | 6,012 |
| Goodwill and other intangibles | $3,351,000 | 1,118 |
| All other assets | $1,188,000 | 6,396 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $148,911,000 | 3,907 |
| Total liabilities | $129,450,000 | 3,979 |
| Total deposits | $122,568,000 | 3,872 |
| Interest-bearing deposits | $115,291,000 | 3,591 |
| Deposits held in domestic offices | $122,568,000 | 3,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,812,000 | 3,506 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,070,000 | 2,278 |
| Total equity capital | $19,461,000 | 3,301 |
| Total bank equity capital | $19,461,000 | 3,301 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $19,900,000 | 1,435 |
| Undivided profits | $-539,000 | 7,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $643,000 | 5,389 |
| Earning assets | $138,437,000 | 3,872 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $137,536,330 | 4,084 |
| Average Assets, quarterly | $145,094,500 | 3,951 |
| Volatile liabilities | $68,648,000 | 1,946 |
| Insider loans | $1,706,000 | 3,295 |
| FHLB advances | $4,812,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $53,862,000 | 1,721 |
| Tier 1 (core) risk-based capital | $16,110,000 | 3,812 |
| Tier 2 risk-based capital | $1,052,000 | 3,879 |
| Total risk weighted assets | $136,402,000 | 3,222 |
| Total unused commitments | $53,862,000 | 1,722 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $141,278,000 | 4,048 |
| Cash and due from depository institutions | $3,206,000 | 5,362 |
| Interest-bearing balances | $200,000 | 4,008 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $129,362,000 | 3,197 |
| Loan loss allowance | $896,000 | 4,496 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,034,000 | 2,922 |
| Other real estate owned | $0 | 5,362 |
| Goodwill and other intangibles | $3,394,000 | 1,094 |
| All other assets | $1,282,000 | 6,157 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $141,278,000 | 4,048 |
| Total liabilities | $121,976,000 | 4,141 |
| Total deposits | $117,410,000 | 3,996 |
| Interest-bearing deposits | $109,532,000 | 3,753 |
| Deposits held in domestic offices | $117,410,000 | 3,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,667,000 | 4,068 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,899,000 | 2,499 |
| Total equity capital | $19,302,000 | 3,339 |
| Total bank equity capital | $19,302,000 | 3,339 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $19,900,000 | 1,415 |
| Undivided profits | $-698,000 | 8,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $745,000 | 4,810 |
| Earning assets | $129,562,000 | 4,059 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $131,849,000 | 4,234 |
| Average Assets, quarterly | $131,849,000 | 4,234 |
| Volatile liabilities | $2,667,000 | 7,915 |
| Insider loans | $1,596,000 | 3,420 |
| FHLB advances | $2,667,000 | 3,909 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $41,693,000 | 2,095 |
| Tier 1 (core) risk-based capital | $15,908,000 | 3,816 |
| Tier 2 risk-based capital | $896,000 | 4,305 |
| Total risk weighted assets | $129,516,000 | 3,319 |
| Total unused commitments | $41,693,000 | 2,095 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $122,420,000 | 4,430 |
| Cash and due from depository institutions | $1,915,000 | 5,863 |
| Interest-bearing balances | $200,000 | 4,025 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $11,563,000 | 1,431 |
| Net loans & leases | $100,532,000 | 3,814 |
| Loan loss allowance | $532,000 | 5,901 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,134,000 | 2,821 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $3,438,000 | 1,075 |
| All other assets | $838,000 | 7,094 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $122,420,000 | 4,430 |
| Total liabilities | $108,440,000 | 4,443 |
| Total deposits | $106,788,000 | 4,244 |
| Interest-bearing deposits | $100,910,000 | 3,922 |
| Deposits held in domestic offices | $106,788,000 | 4,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,652,000 | 2,777 |
| Total equity capital | $13,980,000 | 4,265 |
| Total bank equity capital | $13,980,000 | 4,265 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $14,400,000 | 1,842 |
| Undivided profits | $-520,000 | 8,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $529,000 | 5,986 |
| Earning assets | $112,295,000 | 4,421 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $108,581,000 | 4,646 |
| Average Assets, quarterly | $114,247,500 | 4,602 |
| Volatile liabilities | $63,148,000 | 2,192 |
| Insider loans | $2,291,000 | 2,735 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,581,000 | 2,306 |
| Tier 1 (core) risk-based capital | $10,542,000 | 5,101 |
| Tier 2 risk-based capital | $532,000 | 5,689 |
| Total risk weighted assets | $102,088,000 | 3,929 |
| Total unused commitments | $35,581,000 | 2,307 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $106,075,000 | 4,831 |
| Cash and due from depository institutions | $1,210,000 | 5,537 |
| Interest-bearing balances | $200,000 | 3,999 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $6,372,000 | 2,049 |
| Net loans & leases | $90,079,000 | 4,101 |
| Loan loss allowance | $345,000 | 6,910 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,155,000 | 2,783 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $3,481,000 | 1,066 |
| All other assets | $778,000 | 7,269 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $106,075,000 | 4,831 |
| Total liabilities | $91,978,000 | 4,913 |
| Total deposits | $90,395,000 | 4,683 |
| Interest-bearing deposits | $81,975,000 | 4,450 |
| Deposits held in domestic offices | $90,395,000 | 4,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,583,000 | 2,811 |
| Total equity capital | $14,097,000 | 4,217 |
| Total bank equity capital | $14,097,000 | 4,217 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $14,400,000 | 1,818 |
| Undivided profits | $-403,000 | 8,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $477,000 | 6,293 |
| Earning assets | $96,651,000 | 4,862 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $101,661,500 | 4,878 |
| Average Assets, quarterly | $101,661,500 | 4,928 |
| Volatile liabilities | $56,898,000 | 2,382 |
| Insider loans | $2,060,000 | 2,897 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $44,836,000 | 2,012 |
| Tier 1 (core) risk-based capital | $10,616,000 | 5,087 |
| Tier 2 risk-based capital | $345,000 | 6,698 |
| Total risk weighted assets | $88,887,000 | 4,280 |
| Total unused commitments | $44,836,000 | 2,014 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $97,248,000 | 5,079 |
| Cash and due from depository institutions | $979,000 | 5,434 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $9,188,000 | 1,383 |
| Net loans & leases | $78,600,000 | 4,418 |
| Loan loss allowance | $135,000 | 8,156 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,905,000 | 2,889 |
| Other real estate owned | $0 | 5,434 |
| Goodwill and other intangibles | $3,524,000 | 1,045 |
| All other assets | $1,052,000 | 6,633 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $97,249,000 | 5,079 |
| Total liabilities | $82,974,000 | 5,223 |
| Total deposits | $81,807,000 | 4,988 |
| Interest-bearing deposits | $74,310,000 | 4,740 |
| Deposits held in domestic offices | $81,807,000 | 4,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,167,000 | 3,175 |
| Total equity capital | $14,275,000 | 4,041 |
| Total bank equity capital | $14,275,000 | 4,041 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $14,400,000 | 1,779 |
| Undivided profits | $-225,000 | 8,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $341,000 | 6,883 |
| Earning assets | $87,788,000 | 5,130 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $97,248,000 | 5,017 |
| Average Assets, quarterly | $97,248,000 | 5,043 |
| Volatile liabilities | $51,856,000 | 2,520 |
| Insider loans | $1,029,000 | 4,178 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $38,470,000 | 2,205 |
| Tier 1 (core) risk-based capital | $10,751,000 | 4,975 |
| Tier 2 risk-based capital | $135,000 | 8,078 |
| Total risk weighted assets | $79,678,000 | 4,556 |
| Total unused commitments | $38,470,000 | 2,206 |
| Derivatives | $0 | 1,000 |