Home > Liberty Bank > Assets and Liabilities
Liberty Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 18 | 6,232 |
| Assets and Liabilities | ||
| Total Assets: | $89,702,000 | 5,479 |
| Cash and due from depository institutions | $3,495,000 | 6,232 |
| Interest-bearing balances | $101,000 | 5,049 |
| Securities | $8,814,000 | 6,115 |
| Federal funds sold & reverse repurchase agreements | $9,346,000 | 1,320 |
| Net loans & leases | $63,746,000 | 5,221 |
| Loan loss allowance | $775,000 | 5,063 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,537,000 | 3,349 |
| Other real estate owned | $0 | 6,232 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $764,000 | 7,181 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $89,702,000 | 5,479 |
| Total liabilities | $77,018,000 | 5,550 |
| Total deposits | $67,180,000 | 5,670 |
| Interest-bearing deposits | $57,743,000 | 5,636 |
| Deposits held in domestic offices | $67,180,000 | 5,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,693,000 | 1,823 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $145,000 | 7,567 |
| Total equity capital | $12,684,000 | 4,697 |
| Total bank equity capital | $12,684,000 | 4,697 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,625,000 | 786 |
| Surplus | $6,827,000 | 3,437 |
| Undivided profits | $-768,000 | 7,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $312,000 | 6,998 |
| Earning assets | $82,007,000 | 5,479 |
| Long-term assets (5+ years) | $5,911,000 | 6,072 |
| Average Assets, year-to-date | $85,616,500 | 5,511 |
| Average Assets, quarterly | $83,914,000 | 5,641 |
| Volatile liabilities | $12,204,000 | 5,924 |
| Insider loans | $6,185,000 | 1,275 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,674,000 | 4,523 |
| Tier 1 (core) risk-based capital | $12,641,000 | 4,609 |
| Tier 2 risk-based capital | $775,000 | 4,824 |
| Total risk weighted assets | $73,880,000 | 4,986 |
| Total unused commitments | $10,674,000 | 4,525 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 19 | 6,180 |
| Assets and Liabilities | ||
| Total Assets: | $78,126,000 | 5,882 |
| Cash and due from depository institutions | $2,340,000 | 6,180 |
| Interest-bearing balances | $29,000 | 5,987 |
| Securities | $9,377,000 | 6,045 |
| Federal funds sold & reverse repurchase agreements | $3,981,000 | 2,655 |
| Net loans & leases | $58,116,000 | 5,439 |
| Loan loss allowance | $754,000 | 5,085 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,575,000 | 3,320 |
| Other real estate owned | $0 | 6,180 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $737,000 | 7,217 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $78,126,000 | 5,882 |
| Total liabilities | $65,499,000 | 5,962 |
| Total deposits | $57,781,000 | 6,071 |
| Interest-bearing deposits | $47,067,000 | 6,137 |
| Deposits held in domestic offices | $57,781,000 | 6,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,629,000 | 2,312 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $89,000 | 8,035 |
| Total equity capital | $12,627,000 | 4,723 |
| Total bank equity capital | $12,627,000 | 4,723 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,625,000 | 780 |
| Surplus | $6,805,000 | 3,434 |
| Undivided profits | $-803,000 | 7,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $276,000 | 7,187 |
| Earning assets | $71,503,000 | 5,877 |
| Long-term assets (5+ years) | $4,040,000 | 6,490 |
| Average Assets, year-to-date | $84,254,670 | 5,592 |
| Average Assets, quarterly | $78,580,000 | 5,833 |
| Volatile liabilities | $10,525,000 | 6,207 |
| Insider loans | $6,318,000 | 1,260 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,442,000 | 4,464 |
| Tier 1 (core) risk-based capital | $12,578,000 | 4,642 |
| Tier 2 risk-based capital | $754,000 | 4,875 |
| Total risk weighted assets | $65,452,000 | 5,323 |
| Total unused commitments | $11,442,000 | 4,464 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $79,034,000 | 5,843 |
| Cash and due from depository institutions | $1,418,000 | 6,481 |
| Interest-bearing balances | $51,000 | 5,600 |
| Securities | $11,042,000 | 5,752 |
| Federal funds sold & reverse repurchase agreements | $4,892,000 | 3,259 |
| Net loans & leases | $57,339,000 | 5,411 |
| Loan loss allowance | $740,000 | 5,096 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,607,000 | 3,286 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $736,000 | 7,153 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $79,034,000 | 5,843 |
| Total liabilities | $66,422,000 | 5,944 |
| Total deposits | $61,443,000 | 5,941 |
| Interest-bearing deposits | $50,893,000 | 5,976 |
| Deposits held in domestic offices | $61,443,000 | 5,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,904,000 | 2,268 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,000,000 | 4,285 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $75,000 | 8,217 |
| Total equity capital | $12,612,000 | 4,800 |
| Total bank equity capital | $12,612,000 | 4,800 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,625,000 | 773 |
| Surplus | $6,752,000 | 3,419 |
| Undivided profits | $-765,000 | 7,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $342,000 | 6,760 |
| Earning assets | $73,324,000 | 5,799 |
| Long-term assets (5+ years) | $4,127,000 | 6,426 |
| Average Assets, year-to-date | $87,319,000 | 5,501 |
| Average Assets, quarterly | $87,319,000 | 5,501 |
| Volatile liabilities | $7,972,000 | 6,676 |
| Insider loans | $6,935,000 | 1,126 |
| FHLB advances | $3,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,630,000 | 4,675 |
| Tier 1 (core) risk-based capital | $12,467,000 | 4,677 |
| Tier 2 risk-based capital | $740,000 | 4,892 |
| Total risk weighted assets | $65,383,000 | 5,290 |
| Total unused commitments | $10,630,000 | 4,677 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 18 | 6,341 |
| Assets and Liabilities | ||
| Total Assets: | $95,604,000 | 5,233 |
| Cash and due from depository institutions | $1,605,000 | 6,341 |
| Interest-bearing balances | $160,000 | 4,220 |
| Securities | $10,542,000 | 5,930 |
| Federal funds sold & reverse repurchase agreements | $22,966,000 | 553 |
| Net loans & leases | $56,292,000 | 5,447 |
| Loan loss allowance | $735,000 | 5,074 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,660,000 | 3,231 |
| Other real estate owned | $0 | 6,341 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $539,000 | 7,679 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $95,604,000 | 5,233 |
| Total liabilities | $83,123,000 | 5,297 |
| Total deposits | $80,254,000 | 5,159 |
| Interest-bearing deposits | $61,447,000 | 5,424 |
| Deposits held in domestic offices | $80,254,000 | 5,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,765,000 | 2,176 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $104,000 | 8,049 |
| Total equity capital | $12,481,000 | 4,769 |
| Total bank equity capital | $12,481,000 | 4,769 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,625,000 | 756 |
| Surplus | $6,727,000 | 3,409 |
| Undivided profits | $-871,000 | 7,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $319,000 | 7,093 |
| Earning assets | $89,960,000 | 5,152 |
| Long-term assets (5+ years) | $3,004,000 | 6,525 |
| Average Assets, year-to-date | $87,382,000 | 5,378 |
| Average Assets, quarterly | $88,974,000 | 5,425 |
| Volatile liabilities | $13,739,000 | 5,630 |
| Insider loans | $7,746,000 | 965 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,315,000 | 4,719 |
| Tier 1 (core) risk-based capital | $12,408,000 | 4,666 |
| Tier 2 risk-based capital | $735,000 | 4,891 |
| Total risk weighted assets | $69,189,000 | 5,106 |
| Total unused commitments | $10,315,000 | 4,719 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 18 | 6,356 |
| Assets and Liabilities | ||
| Total Assets: | $82,344,000 | 5,660 |
| Cash and due from depository institutions | $1,127,000 | 6,356 |
| Interest-bearing balances | $156,000 | 4,110 |
| Securities | $11,561,000 | 5,803 |
| Federal funds sold & reverse repurchase agreements | $11,231,000 | 1,311 |
| Net loans & leases | $54,074,000 | 5,529 |
| Loan loss allowance | $735,000 | 5,061 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,733,000 | 3,145 |
| Other real estate owned | $0 | 6,356 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $618,000 | 7,597 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $82,344,000 | 5,660 |
| Total liabilities | $70,028,000 | 5,741 |
| Total deposits | $68,147,000 | 5,590 |
| Interest-bearing deposits | $58,813,000 | 5,524 |
| Deposits held in domestic offices | $68,147,000 | 5,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,766,000 | 2,416 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $115,000 | 8,070 |
| Total equity capital | $12,316,000 | 4,776 |
| Total bank equity capital | $12,316,000 | 4,776 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,625,000 | 727 |
| Surplus | $6,703,000 | 3,358 |
| Undivided profits | $-1,012,000 | 7,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $386,000 | 6,929 |
| Earning assets | $77,022,000 | 5,611 |
| Long-term assets (5+ years) | $1,501,000 | 6,995 |
| Average Assets, year-to-date | $85,326,500 | 5,463 |
| Average Assets, quarterly | $84,378,000 | 5,552 |
| Volatile liabilities | $11,752,000 | 5,942 |
| Insider loans | $7,755,000 | 945 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $8,746,000 | 5,024 |
| Tier 1 (core) risk-based capital | $12,308,000 | 4,680 |
| Tier 2 risk-based capital | $735,000 | 4,871 |
| Total risk weighted assets | $62,995,000 | 5,323 |
| Total unused commitments | $8,746,000 | 5,024 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $86,412,000 | 5,526 |
| Cash and due from depository institutions | $2,180,000 | 6,276 |
| Interest-bearing balances | $151,000 | 4,248 |
| Securities | $12,691,000 | 5,610 |
| Federal funds sold & reverse repurchase agreements | $15,320,000 | 1,027 |
| Net loans & leases | $51,896,000 | 5,623 |
| Loan loss allowance | $735,000 | 5,077 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,769,000 | 3,099 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $556,000 | 7,700 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $86,412,000 | 5,526 |
| Total liabilities | $74,236,000 | 5,582 |
| Total deposits | $70,767,000 | 5,512 |
| Interest-bearing deposits | $60,637,000 | 5,436 |
| Deposits held in domestic offices | $70,767,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,377,000 | 1,935 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $92,000 | 8,187 |
| Total equity capital | $12,176,000 | 4,750 |
| Total bank equity capital | $12,176,000 | 4,750 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,625,000 | 722 |
| Surplus | $6,679,000 | 3,362 |
| Undivided profits | $-1,128,000 | 8,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $335,000 | 7,049 |
| Earning assets | $80,058,000 | 5,478 |
| Long-term assets (5+ years) | $1,552,000 | 6,978 |
| Average Assets, year-to-date | $86,320,670 | 5,470 |
| Average Assets, quarterly | $87,223,500 | 5,474 |
| Volatile liabilities | $7,927,000 | 6,644 |
| Insider loans | $8,133,000 | 888 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,242,000 | 4,984 |
| Tier 1 (core) risk-based capital | $12,197,000 | 4,695 |
| Tier 2 risk-based capital | $735,000 | 4,869 |
| Total risk weighted assets | $62,990,000 | 5,300 |
| Total unused commitments | $9,242,000 | 4,986 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 19 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $88,035,000 | 5,468 |
| Cash and due from depository institutions | $2,420,000 | 6,273 |
| Interest-bearing balances | $648,000 | 2,928 |
| Securities | $10,288,000 | 6,070 |
| Federal funds sold & reverse repurchase agreements | $24,495,000 | 769 |
| Net loans & leases | $46,468,000 | 5,842 |
| Loan loss allowance | $735,000 | 5,056 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,810,000 | 3,052 |
| Other real estate owned | $0 | 6,273 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $554,000 | 7,676 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $88,035,000 | 5,468 |
| Total liabilities | $75,923,000 | 5,537 |
| Total deposits | $71,987,000 | 5,476 |
| Interest-bearing deposits | $61,125,000 | 5,448 |
| Deposits held in domestic offices | $71,987,000 | 5,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,849,000 | 1,713 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $87,000 | 8,239 |
| Total equity capital | $12,112,000 | 4,781 |
| Total bank equity capital | $12,112,000 | 4,781 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,625,000 | 706 |
| Surplus | $6,655,000 | 3,325 |
| Undivided profits | $-1,168,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $332,000 | 7,017 |
| Earning assets | $81,899,000 | 5,432 |
| Long-term assets (5+ years) | $991,000 | 7,196 |
| Average Assets, year-to-date | $86,275,000 | 5,494 |
| Average Assets, quarterly | $86,275,000 | 5,494 |
| Volatile liabilities | $7,476,000 | 6,675 |
| Insider loans | $5,946,000 | 1,219 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $8,474,000 | 5,126 |
| Tier 1 (core) risk-based capital | $12,122,000 | 4,701 |
| Tier 2 risk-based capital | $735,000 | 4,848 |
| Total risk weighted assets | $59,186,000 | 5,432 |
| Total unused commitments | $8,474,000 | 5,128 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 19 | 6,279 |
| Assets and Liabilities | ||
| Total Assets: | $84,515,000 | 5,567 |
| Cash and due from depository institutions | $1,880,000 | 6,279 |
| Interest-bearing balances | $658,000 | 2,893 |
| Securities | $12,294,000 | 5,727 |
| Federal funds sold & reverse repurchase agreements | $21,379,000 | 751 |
| Net loans & leases | $44,609,000 | 5,948 |
| Loan loss allowance | $710,000 | 5,144 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,863,000 | 2,977 |
| Other real estate owned | $0 | 6,279 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $490,000 | 7,909 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $84,515,000 | 5,567 |
| Total liabilities | $72,511,000 | 5,659 |
| Total deposits | $68,181,000 | 5,627 |
| Interest-bearing deposits | $58,224,000 | 5,551 |
| Deposits held in domestic offices | $68,181,000 | 5,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,223,000 | 1,737 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $107,000 | 8,043 |
| Total equity capital | $12,004,000 | 4,771 |
| Total bank equity capital | $12,004,000 | 4,771 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,625,000 | 697 |
| Surplus | $6,631,000 | 3,293 |
| Undivided profits | $-1,252,000 | 8,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $299,000 | 7,314 |
| Earning assets | $78,940,000 | 5,493 |
| Long-term assets (5+ years) | $15,110,000 | 3,936 |
| Average Assets, year-to-date | $79,776,200 | 5,596 |
| Average Assets, quarterly | $82,252,000 | 5,612 |
| Volatile liabilities | $6,963,000 | 6,839 |
| Insider loans | $4,755,000 | 1,500 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,379,000 | 4,885 |
| Tier 1 (core) risk-based capital | $12,027,000 | 4,693 |
| Tier 2 risk-based capital | $709,000 | 4,932 |
| Total risk weighted assets | $56,734,000 | 5,522 |
| Total unused commitments | $9,379,000 | 4,885 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 19 | 6,307 |
| Assets and Liabilities | ||
| Total Assets: | $79,989,000 | 5,719 |
| Cash and due from depository institutions | $6,314,000 | 6,307 |
| Interest-bearing balances | $4,637,000 | 1,040 |
| Securities | $11,304,000 | 5,955 |
| Federal funds sold & reverse repurchase agreements | $16,363,000 | 846 |
| Net loans & leases | $41,576,000 | 6,130 |
| Loan loss allowance | $690,000 | 5,226 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,916,000 | 2,917 |
| Other real estate owned | $0 | 6,307 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $516,000 | 7,907 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $79,989,000 | 5,719 |
| Total liabilities | $68,139,000 | 5,813 |
| Total deposits | $65,685,000 | 5,680 |
| Interest-bearing deposits | $54,650,000 | 5,685 |
| Deposits held in domestic offices | $65,685,000 | 5,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,184,000 | 2,317 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $270,000 | 6,925 |
| Total equity capital | $11,850,000 | 4,782 |
| Total bank equity capital | $11,850,000 | 4,782 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,625,000 | 680 |
| Surplus | $6,625,000 | 3,252 |
| Undivided profits | $-1,400,000 | 8,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $317,000 | 7,272 |
| Earning assets | $73,880,000 | 5,695 |
| Long-term assets (5+ years) | $3,515,000 | 6,257 |
| Average Assets, year-to-date | $78,591,500 | 5,673 |
| Average Assets, quarterly | $82,481,000 | 5,580 |
| Volatile liabilities | $5,695,000 | 7,232 |
| Insider loans | $5,284,000 | 1,351 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $9,241,000 | 4,911 |
| Tier 1 (core) risk-based capital | $11,882,000 | 4,705 |
| Tier 2 risk-based capital | $656,000 | 5,145 |
| Total risk weighted assets | $52,798,000 | 5,731 |
| Total unused commitments | $9,241,000 | 4,913 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 16 | 6,784 |
| Assets and Liabilities | ||
| Total Assets: | $84,973,000 | 5,510 |
| Cash and due from depository institutions | $7,034,000 | 6,784 |
| Interest-bearing balances | $4,581,000 | 1,077 |
| Securities | $11,871,000 | 5,857 |
| Federal funds sold & reverse repurchase agreements | $25,759,000 | 471 |
| Net loans & leases | $35,947,000 | 6,456 |
| Loan loss allowance | $610,000 | 5,547 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,921,000 | 2,878 |
| Other real estate owned | $0 | 6,784 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $441,000 | 8,050 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $84,973,000 | 5,510 |
| Total liabilities | $73,196,000 | 5,602 |
| Total deposits | $68,092,000 | 5,560 |
| Interest-bearing deposits | $56,201,000 | 5,603 |
| Deposits held in domestic offices | $68,092,000 | 5,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,919,000 | 1,733 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $185,000 | 7,335 |
| Total equity capital | $11,777,000 | 4,663 |
| Total bank equity capital | $11,777,000 | 4,663 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,625,000 | 658 |
| Surplus | $6,625,000 | 3,196 |
| Undivided profits | $-1,473,000 | 8,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $231,000 | 7,680 |
| Earning assets | $78,158,000 | 5,485 |
| Long-term assets (5+ years) | $3,093,000 | 6,403 |
| Average Assets, year-to-date | $78,125,670 | 5,709 |
| Average Assets, quarterly | $82,781,500 | 5,565 |
| Volatile liabilities | $7,967,000 | 6,635 |
| Insider loans | $4,326,000 | 1,590 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,517,000 | 5,118 |
| Tier 1 (core) risk-based capital | $11,859,000 | 4,648 |
| Tier 2 risk-based capital | $610,000 | 5,311 |
| Total risk weighted assets | $49,507,000 | 5,863 |
| Total unused commitments | $8,517,000 | 5,118 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 16 | 6,778 |
| Assets and Liabilities | ||
| Total Assets: | $80,590,000 | 5,657 |
| Cash and due from depository institutions | $6,466,000 | 6,778 |
| Interest-bearing balances | $4,607,000 | 1,171 |
| Securities | $11,000,000 | 6,075 |
| Federal funds sold & reverse repurchase agreements | $33,284,000 | 411 |
| Net loans & leases | $25,590,000 | 7,102 |
| Loan loss allowance | $610,000 | 5,540 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,862,000 | 2,849 |
| Other real estate owned | $0 | 6,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $388,000 | 8,131 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $80,589,000 | 5,657 |
| Total liabilities | $68,848,000 | 5,759 |
| Total deposits | $67,289,000 | 5,597 |
| Interest-bearing deposits | $55,397,000 | 5,632 |
| Deposits held in domestic offices | $67,289,000 | 5,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,377,000 | 2,458 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $182,000 | 7,296 |
| Total equity capital | $11,741,000 | 4,650 |
| Total bank equity capital | $11,741,000 | 4,650 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,625,000 | 640 |
| Surplus | $6,625,000 | 3,133 |
| Undivided profits | $-1,509,000 | 8,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $223,000 | 7,668 |
| Earning assets | $74,481,000 | 5,625 |
| Long-term assets (5+ years) | $2,301,000 | 6,685 |
| Average Assets, year-to-date | $74,702,000 | 5,859 |
| Average Assets, quarterly | $74,702,000 | 5,859 |
| Volatile liabilities | $4,259,000 | 7,548 |
| Insider loans | $3,672,000 | 1,796 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,274,000 | 5,440 |
| Tier 1 (core) risk-based capital | $11,801,000 | 4,599 |
| Tier 2 risk-based capital | $500,000 | 5,808 |
| Total risk weighted assets | $39,804,000 | 6,348 |
| Total unused commitments | $7,274,000 | 5,441 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 15 | 6,984 |
| Assets and Liabilities | ||
| Total Assets: | $68,814,000 | 6,126 |
| Cash and due from depository institutions | $8,938,000 | 6,984 |
| Interest-bearing balances | $4,562,000 | 1,174 |
| Securities | $8,582,000 | 6,635 |
| Federal funds sold & reverse repurchase agreements | $17,847,000 | 743 |
| Net loans & leases | $29,662,000 | 6,842 |
| Loan loss allowance | $569,000 | 5,702 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,504,000 | 3,056 |
| Other real estate owned | $0 | 6,984 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $281,000 | 8,430 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $68,814,000 | 6,126 |
| Total liabilities | $57,006,000 | 6,289 |
| Total deposits | $54,087,000 | 6,226 |
| Interest-bearing deposits | $42,411,000 | 6,356 |
| Deposits held in domestic offices | $54,087,000 | 6,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,836,000 | 2,065 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $83,000 | 8,181 |
| Total equity capital | $11,808,000 | 4,602 |
| Total bank equity capital | $11,808,000 | 4,602 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,625,000 | 626 |
| Surplus | $6,625,000 | 3,095 |
| Undivided profits | $-1,442,000 | 8,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $188,000 | 7,949 |
| Earning assets | $60,653,000 | 6,206 |
| Long-term assets (5+ years) | $2,246,000 | 6,731 |
| Average Assets, year-to-date | $52,075,750 | 6,750 |
| Average Assets, quarterly | $63,950,500 | 6,273 |
| Volatile liabilities | $6,094,000 | 7,013 |
| Insider loans | $4,543,000 | 1,482 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,744,000 | 6,509 |
| Tier 1 (core) risk-based capital | $11,858,000 | 4,539 |
| Tier 2 risk-based capital | $503,000 | 5,792 |
| Total risk weighted assets | $40,689,000 | 6,318 |
| Total unused commitments | $3,744,000 | 6,510 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $59,087,000 | 6,515 |
| Cash and due from depository institutions | $5,626,000 | 7,017 |
| Interest-bearing balances | $3,020,000 | 1,566 |
| Securities | $6,707,000 | 7,078 |
| Federal funds sold & reverse repurchase agreements | $13,927,000 | 951 |
| Net loans & leases | $29,851,000 | 6,848 |
| Loan loss allowance | $456,000 | 6,310 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,720,000 | 3,613 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $256,000 | 8,515 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $59,087,000 | 6,515 |
| Total liabilities | $47,091,000 | 6,752 |
| Total deposits | $44,891,000 | 6,672 |
| Interest-bearing deposits | $35,437,000 | 6,803 |
| Deposits held in domestic offices | $44,891,000 | 6,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,057,000 | 2,334 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $143,000 | 7,717 |
| Total equity capital | $11,996,000 | 4,517 |
| Total bank equity capital | $11,996,000 | 4,517 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,625,000 | 595 |
| Surplus | $6,625,000 | 3,043 |
| Undivided profits | $-1,254,000 | 8,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $163,000 | 8,145 |
| Earning assets | $53,505,000 | 6,541 |
| Long-term assets (5+ years) | $3,276,000 | 6,423 |
| Average Assets, year-to-date | $46,496,330 | 7,029 |
| Average Assets, quarterly | $54,449,000 | 6,691 |
| Volatile liabilities | $4,251,000 | 7,580 |
| Insider loans | $4,518,000 | 1,433 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,733,000 | 6,092 |
| Tier 1 (core) risk-based capital | $11,996,000 | 4,442 |
| Tier 2 risk-based capital | $456,000 | 6,038 |
| Total risk weighted assets | $38,299,000 | 6,451 |
| Total unused commitments | $4,733,000 | 6,093 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $49,811,000 | 6,919 |
| Cash and due from depository institutions | $2,735,000 | 7,190 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $4,483,000 | 7,650 |
| Federal funds sold & reverse repurchase agreements | $15,626,000 | 758 |
| Net loans & leases | $24,512,000 | 7,226 |
| Loan loss allowance | $286,000 | 7,331 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,250,000 | 4,047 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $205,000 | 8,601 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $49,811,000 | 6,919 |
| Total liabilities | $37,586,000 | 7,245 |
| Total deposits | $34,821,000 | 7,247 |
| Interest-bearing deposits | $25,060,000 | 7,547 |
| Deposits held in domestic offices | $34,821,000 | 7,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,456,000 | 2,211 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $309,000 | 6,099 |
| Total equity capital | $12,225,000 | 4,392 |
| Total bank equity capital | $12,225,000 | 4,392 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,625,000 | 577 |
| Surplus | $6,625,000 | 2,988 |
| Undivided profits | $-1,025,000 | 8,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $105,000 | 8,458 |
| Earning assets | $44,621,000 | 6,969 |
| Long-term assets (5+ years) | $1,120,000 | 7,320 |
| Average Assets, year-to-date | $40,201,000 | 7,362 |
| Average Assets, quarterly | $40,201,000 | 7,379 |
| Volatile liabilities | $4,338,000 | 7,473 |
| Insider loans | $3,430,000 | 1,819 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,411,000 | 5,869 |
| Tier 1 (core) risk-based capital | $12,227,000 | 4,300 |
| Tier 2 risk-based capital | $286,000 | 7,108 |
| Total risk weighted assets | $31,926,000 | 6,867 |
| Total unused commitments | $5,411,000 | 5,870 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 12 | 7,579 |
| Assets and Liabilities | ||
| Total Assets: | $30,591,000 | 7,951 |
| Cash and due from depository institutions | $2,153,000 | 7,579 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,974,000 | 7,854 |
| Federal funds sold & reverse repurchase agreements | $13,344,000 | 925 |
| Net loans & leases | $9,187,000 | 8,454 |
| Loan loss allowance | $117,000 | 8,405 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,840,000 | 4,520 |
| Other real estate owned | $0 | 7,579 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $93,000 | 8,866 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $30,591,000 | 7,951 |
| Total liabilities | $18,106,000 | 8,431 |
| Total deposits | $18,009,000 | 8,362 |
| Interest-bearing deposits | $15,798,000 | 8,281 |
| Deposits held in domestic offices | $18,009,000 | 8,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $97,000 | 7,995 |
| Total equity capital | $12,485,000 | 4,245 |
| Total bank equity capital | $12,485,000 | 4,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,625,000 | 559 |
| Surplus | $6,625,000 | 2,960 |
| Undivided profits | $-765,000 | 8,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $47,000 | 8,743 |
| Earning assets | $26,505,000 | 8,034 |
| Long-term assets (5+ years) | $75,000 | 7,903 |
| Average Assets, year-to-date | $30,591,000 | 7,929 |
| Average Assets, quarterly | $30,591,000 | 7,929 |
| Volatile liabilities | $700,000 | 8,684 |
| Insider loans | $1,600,000 | 3,195 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,771,000 | 7,530 |
| Tier 1 (core) risk-based capital | $12,488,000 | 4,175 |
| Tier 2 risk-based capital | $117,000 | 8,334 |
| Total risk weighted assets | $15,570,000 | 8,140 |
| Total unused commitments | $1,771,000 | 7,534 |
| Derivatives | $0 | 790 |