Home > Liberty Bank > Income and Expense
Liberty Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 1,513 |
| Total interest expense | $233,000 | 2,618 |
| Net interest income | $3,886,000 | 1,447 |
| Provision for loan and lease losses | $286,000 | 682 |
| Total noninterest income | $996,000 | 1,301 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $300,000 | 1,001 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $696,000 | 1,202 |
| Total noninterest expense | $2,423,000 | 1,958 |
| Salaries and employee benefits | $1,213,000 | 2,135 |
| Premises and equipment expense | $475,000 | 1,267 |
| Additional noninterest expense | $735,000 | 2,014 |
| Pre-tax net operating income | $2,173,000 | 994 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $699,000 | 799 |
| Income before extraordinary items | $1,474,000 | 1,149 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,474,000 | 1,150 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,474,000 | 1,150 |
| Net charge-offs | $22,000 | 2,069 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,474,000 | 1,115 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $47,467,000 | 522 |
| Total interest expense | $3,120,000 | 968 |
| Net interest income | $44,347,000 | 491 |
| Provision for loan and lease losses | $684,000 | 1,157 |
| Total noninterest income | $13,341,000 | 520 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $4,086,000 | 368 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,255,000 | 483 |
| Total noninterest expense | $30,124,000 | 677 |
| Salaries and employee benefits | $16,106,000 | 688 |
| Premises and equipment expense | $5,078,000 | 499 |
| Additional noninterest expense | $8,940,000 | 733 |
| Pre-tax net operating income | $26,880,000 | 371 |
| Securities gains (losses) | $-16,000 | 6,105 |
| Applicable income taxes | $8,354,000 | 348 |
| Income before extraordinary items | $18,510,000 | 410 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $18,510,000 | 409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,510,000 | 410 |
| Net charge-offs | $1,962,000 | 522 |
| Cash dividends | $4,950,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,521,040 | 400 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $35,676,000 | 519 |
| Total interest expense | $2,403,000 | 947 |
| Net interest income | $33,273,000 | 491 |
| Provision for loan and lease losses | $652,000 | 937 |
| Total noninterest income | $10,016,000 | 521 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $3,067,000 | 367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,949,000 | 479 |
| Total noninterest expense | $22,793,000 | 673 |
| Salaries and employee benefits | $12,321,000 | 672 |
| Premises and equipment expense | $3,803,000 | 499 |
| Additional noninterest expense | $6,669,000 | 737 |
| Pre-tax net operating income | $19,844,000 | 372 |
| Securities gains (losses) | $-16,000 | 6,219 |
| Applicable income taxes | $6,277,000 | 347 |
| Income before extraordinary items | $13,551,000 | 407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,551,000 | 406 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,551,000 | 407 |
| Net charge-offs | $1,622,000 | 462 |
| Cash dividends | $3,850,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $13,561,880 | 399 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $23,833,000 | 518 |
| Total interest expense | $1,624,000 | 940 |
| Net interest income | $22,209,000 | 488 |
| Provision for loan and lease losses | $202,000 | 1,629 |
| Total noninterest income | $6,512,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $2,022,000 | 362 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,490,000 | 491 |
| Total noninterest expense | $15,459,000 | 662 |
| Salaries and employee benefits | $8,315,000 | 662 |
| Premises and equipment expense | $2,531,000 | 503 |
| Additional noninterest expense | $4,613,000 | 708 |
| Pre-tax net operating income | $13,060,000 | 367 |
| Securities gains (losses) | $-20,000 | 6,378 |
| Applicable income taxes | $4,085,000 | 344 |
| Income before extraordinary items | $8,955,000 | 401 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,955,000 | 400 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $8,955,000 | 401 |
| Net charge-offs | $706,000 | 661 |
| Cash dividends | $2,950,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,968,800 | 392 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,869,000 | 522 |
| Total interest expense | $823,000 | 930 |
| Net interest income | $11,046,000 | 489 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $3,225,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $975,000 | 365 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,250,000 | 466 |
| Total noninterest expense | $7,985,000 | 647 |
| Salaries and employee benefits | $4,139,000 | 667 |
| Premises and equipment expense | $1,274,000 | 504 |
| Additional noninterest expense | $2,572,000 | 634 |
| Pre-tax net operating income | $6,284,000 | 363 |
| Securities gains (losses) | $-20,000 | 6,508 |
| Applicable income taxes | $1,833,000 | 359 |
| Income before extraordinary items | $4,431,000 | 386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,431,000 | 386 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,431,000 | 386 |
| Net charge-offs | $379,000 | 614 |
| Cash dividends | $750,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,445,200 | 380 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $49,613,000 | 493 |
| Total interest expense | $4,229,000 | 796 |
| Net interest income | $45,384,000 | 475 |
| Provision for loan and lease losses | $2,195,000 | 582 |
| Total noninterest income | $12,883,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $4,028,000 | 370 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,855,000 | 525 |
| Total noninterest expense | $32,127,000 | 649 |
| Salaries and employee benefits | $18,221,000 | 587 |
| Premises and equipment expense | $4,939,000 | 498 |
| Additional noninterest expense | $8,967,000 | 767 |
| Pre-tax net operating income | $23,945,000 | 378 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $8,248,000 | 310 |
| Income before extraordinary items | $15,696,000 | 442 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,696,000 | 442 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $15,696,000 | 443 |
| Net charge-offs | $2,432,000 | 644 |
| Cash dividends | $4,100,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $15,696,660 | 436 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $37,537,000 | 494 |
| Total interest expense | $3,310,000 | 781 |
| Net interest income | $34,227,000 | 477 |
| Provision for loan and lease losses | $1,546,000 | 634 |
| Total noninterest income | $10,439,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,945,000 | 380 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,494,000 | 496 |
| Total noninterest expense | $24,767,000 | 629 |
| Salaries and employee benefits | $14,227,000 | 566 |
| Premises and equipment expense | $3,689,000 | 501 |
| Additional noninterest expense | $6,851,000 | 756 |
| Pre-tax net operating income | $18,353,000 | 386 |
| Securities gains (losses) | $-1,000 | 6,307 |
| Applicable income taxes | $6,279,000 | 321 |
| Income before extraordinary items | $12,073,000 | 428 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $12,073,000 | 427 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,073,000 | 429 |
| Net charge-offs | $2,114,000 | 576 |
| Cash dividends | $3,100,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,073,660 | 422 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $25,164,000 | 487 |
| Total interest expense | $2,318,000 | 767 |
| Net interest income | $22,846,000 | 477 |
| Provision for loan and lease losses | $1,067,000 | 644 |
| Total noninterest income | $6,804,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,952,000 | 371 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,852,000 | 516 |
| Total noninterest expense | $16,829,000 | 616 |
| Salaries and employee benefits | $10,110,000 | 546 |
| Premises and equipment expense | $2,387,000 | 518 |
| Additional noninterest expense | $4,332,000 | 781 |
| Pre-tax net operating income | $11,754,000 | 386 |
| Securities gains (losses) | $-1,000 | 6,487 |
| Applicable income taxes | $4,018,000 | 327 |
| Income before extraordinary items | $7,735,000 | 433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,735,000 | 434 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,735,000 | 435 |
| Net charge-offs | $965,000 | 788 |
| Cash dividends | $2,100,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $7,735,660 | 424 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $12,771,000 | 484 |
| Total interest expense | $1,233,000 | 752 |
| Net interest income | $11,538,000 | 469 |
| Provision for loan and lease losses | $650,000 | 563 |
| Total noninterest income | $3,572,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,011,000 | 360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,561,000 | 493 |
| Total noninterest expense | $8,519,000 | 618 |
| Salaries and employee benefits | $5,237,000 | 530 |
| Premises and equipment expense | $1,181,000 | 528 |
| Additional noninterest expense | $2,101,000 | 811 |
| Pre-tax net operating income | $5,941,000 | 378 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,047,000 | 331 |
| Income before extraordinary items | $3,894,000 | 438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,894,000 | 439 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,894,000 | 439 |
| Net charge-offs | $728,000 | 593 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $3,894,000 | 418 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $52,824,000 | 498 |
| Total interest expense | $6,498,000 | 658 |
| Net interest income | $46,326,000 | 482 |
| Provision for loan and lease losses | $7,766,000 | 346 |
| Total noninterest income | $12,201,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,660,000 | 404 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,541,000 | 552 |
| Total noninterest expense | $28,748,000 | 708 |
| Salaries and employee benefits | $15,914,000 | 656 |
| Premises and equipment expense | $3,873,000 | 621 |
| Additional noninterest expense | $8,961,000 | 781 |
| Pre-tax net operating income | $22,013,000 | 402 |
| Securities gains (losses) | $370,000 | 1,185 |
| Applicable income taxes | $7,589,000 | 342 |
| Income before extraordinary items | $14,794,000 | 451 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,794,000 | 450 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $14,794,000 | 450 |
| Net charge-offs | $7,806,000 | 396 |
| Cash dividends | $27,845,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $14,549,800 | 445 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $40,080,000 | 494 |
| Total interest expense | $5,116,000 | 657 |
| Net interest income | $34,964,000 | 482 |
| Provision for loan and lease losses | $5,516,000 | 379 |
| Total noninterest income | $8,784,000 | 596 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,710,000 | 411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,074,000 | 574 |
| Total noninterest expense | $21,463,000 | 705 |
| Salaries and employee benefits | $12,006,000 | 648 |
| Premises and equipment expense | $2,827,000 | 648 |
| Additional noninterest expense | $6,630,000 | 782 |
| Pre-tax net operating income | $16,769,000 | 402 |
| Securities gains (losses) | $370,000 | 944 |
| Applicable income taxes | $5,932,000 | 335 |
| Income before extraordinary items | $11,207,000 | 458 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $11,207,000 | 457 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,207,000 | 457 |
| Net charge-offs | $5,938,000 | 403 |
| Cash dividends | $3,000,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $10,966,500 | 446 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $26,962,000 | 496 |
| Total interest expense | $3,607,000 | 643 |
| Net interest income | $23,355,000 | 483 |
| Provision for loan and lease losses | $4,166,000 | 348 |
| Total noninterest income | $5,945,000 | 590 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,847,000 | 406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,098,000 | 549 |
| Total noninterest expense | $14,084,000 | 712 |
| Salaries and employee benefits | $7,976,000 | 650 |
| Premises and equipment expense | $1,799,000 | 678 |
| Additional noninterest expense | $4,309,000 | 811 |
| Pre-tax net operating income | $11,050,000 | 394 |
| Securities gains (losses) | $370,000 | 729 |
| Applicable income taxes | $3,973,000 | 331 |
| Income before extraordinary items | $7,447,000 | 447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,447,000 | 446 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,447,000 | 446 |
| Net charge-offs | $4,272,000 | 374 |
| Cash dividends | $1,900,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,206,500 | 443 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,660,000 | 494 |
| Total interest expense | $1,924,000 | 619 |
| Net interest income | $11,736,000 | 481 |
| Provision for loan and lease losses | $3,576,000 | 219 |
| Total noninterest income | $2,896,000 | 603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $903,000 | 411 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,993,000 | 557 |
| Total noninterest expense | $6,987,000 | 713 |
| Salaries and employee benefits | $3,925,000 | 667 |
| Premises and equipment expense | $805,000 | 747 |
| Additional noninterest expense | $2,257,000 | 764 |
| Pre-tax net operating income | $4,069,000 | 496 |
| Securities gains (losses) | $370,000 | 370 |
| Applicable income taxes | $1,536,000 | 377 |
| Income before extraordinary items | $2,903,000 | 543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,903,000 | 544 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,903,000 | 544 |
| Net charge-offs | $3,745,000 | 236 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,662,500 | 583 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $53,588,000 | 505 |
| Total interest expense | $8,591,000 | 674 |
| Net interest income | $44,997,000 | 492 |
| Provision for loan and lease losses | $7,190,000 | 579 |
| Total noninterest income | $9,839,000 | 626 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,922,000 | 389 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,917,000 | 621 |
| Total noninterest expense | $25,995,000 | 758 |
| Salaries and employee benefits | $15,005,000 | 651 |
| Premises and equipment expense | $3,281,000 | 756 |
| Additional noninterest expense | $7,709,000 | 924 |
| Pre-tax net operating income | $21,651,000 | 348 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $7,332,000 | 309 |
| Income before extraordinary items | $14,319,000 | 391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,319,000 | 392 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $14,319,000 | 392 |
| Net charge-offs | $6,445,000 | 649 |
| Cash dividends | $4,460,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $14,319,000 | 378 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $40,175,000 | 512 |
| Total interest expense | $6,576,000 | 689 |
| Net interest income | $33,599,000 | 489 |
| Provision for loan and lease losses | $4,790,000 | 640 |
| Total noninterest income | $7,133,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,967,000 | 396 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,166,000 | 662 |
| Total noninterest expense | $19,830,000 | 743 |
| Salaries and employee benefits | $11,391,000 | 646 |
| Premises and equipment expense | $2,540,000 | 745 |
| Additional noninterest expense | $5,899,000 | 893 |
| Pre-tax net operating income | $16,112,000 | 356 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $5,440,000 | 317 |
| Income before extraordinary items | $10,672,000 | 395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,672,000 | 395 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $10,672,000 | 395 |
| Net charge-offs | $3,823,000 | 773 |
| Cash dividends | $3,310,000 | 410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $10,672,000 | 387 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $26,637,000 | 520 |
| Total interest expense | $4,487,000 | 709 |
| Net interest income | $22,150,000 | 498 |
| Provision for loan and lease losses | $2,300,000 | 833 |
| Total noninterest income | $5,681,000 | 570 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,981,000 | 394 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,700,000 | 541 |
| Total noninterest expense | $13,314,000 | 744 |
| Salaries and employee benefits | $7,847,000 | 621 |
| Premises and equipment expense | $1,760,000 | 721 |
| Additional noninterest expense | $3,707,000 | 979 |
| Pre-tax net operating income | $12,217,000 | 309 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $4,107,000 | 284 |
| Income before extraordinary items | $8,110,000 | 353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,110,000 | 352 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,110,000 | 352 |
| Net charge-offs | $1,720,000 | 1,018 |
| Cash dividends | $2,025,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,110,000 | 339 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,729,000 | 555 |
| Total interest expense | $2,212,000 | 745 |
| Net interest income | $10,517,000 | 525 |
| Provision for loan and lease losses | $1,230,000 | 739 |
| Total noninterest income | $3,049,000 | 539 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $919,000 | 414 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,130,000 | 495 |
| Total noninterest expense | $6,237,000 | 804 |
| Salaries and employee benefits | $3,674,000 | 681 |
| Premises and equipment expense | $851,000 | 759 |
| Additional noninterest expense | $1,712,000 | 1,038 |
| Pre-tax net operating income | $6,099,000 | 306 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,067,000 | 269 |
| Income before extraordinary items | $4,032,000 | 349 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,032,000 | 349 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,032,000 | 349 |
| Net charge-offs | $750,000 | 1,030 |
| Cash dividends | $1,100,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,032,000 | 341 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $51,113,000 | 581 |
| Total interest expense | $12,177,000 | 650 |
| Net interest income | $38,936,000 | 560 |
| Provision for loan and lease losses | $6,030,000 | 989 |
| Total noninterest income | $12,786,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,654,000 | 338 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,132,000 | 528 |
| Total noninterest expense | $25,760,000 | 777 |
| Salaries and employee benefits | $14,897,000 | 648 |
| Premises and equipment expense | $3,237,000 | 797 |
| Additional noninterest expense | $7,626,000 | 970 |
| Pre-tax net operating income | $19,932,000 | 302 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $6,919,000 | 279 |
| Income before extraordinary items | $13,011,000 | 357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,011,000 | 356 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $13,011,000 | 357 |
| Net charge-offs | $5,119,000 | 994 |
| Cash dividends | $3,880,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $13,012,300 | 340 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,080,000 | 587 |
| Total interest expense | $9,639,000 | 641 |
| Net interest income | $28,441,000 | 570 |
| Provision for loan and lease losses | $4,080,000 | 1,030 |
| Total noninterest income | $9,649,000 | 530 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,556,000 | 334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,093,000 | 506 |
| Total noninterest expense | $19,477,000 | 753 |
| Salaries and employee benefits | $11,408,000 | 619 |
| Premises and equipment expense | $2,473,000 | 776 |
| Additional noninterest expense | $5,596,000 | 956 |
| Pre-tax net operating income | $14,533,000 | 311 |
| Securities gains (losses) | $-2,000 | 7,110 |
| Applicable income taxes | $5,045,000 | 275 |
| Income before extraordinary items | $9,486,000 | 362 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,486,000 | 363 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,486,000 | 363 |
| Net charge-offs | $3,766,000 | 952 |
| Cash dividends | $2,840,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $9,487,300 | 357 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $25,196,000 | 597 |
| Total interest expense | $6,617,000 | 646 |
| Net interest income | $18,579,000 | 587 |
| Provision for loan and lease losses | $2,580,000 | 1,061 |
| Total noninterest income | $6,387,000 | 518 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,354,000 | 333 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,033,000 | 488 |
| Total noninterest expense | $12,921,000 | 754 |
| Salaries and employee benefits | $7,579,000 | 620 |
| Premises and equipment expense | $1,653,000 | 798 |
| Additional noninterest expense | $3,689,000 | 962 |
| Pre-tax net operating income | $9,465,000 | 308 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $3,235,000 | 275 |
| Income before extraordinary items | $6,228,000 | 353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,228,000 | 353 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $6,228,000 | 353 |
| Net charge-offs | $2,096,000 | 1,095 |
| Cash dividends | $2,120,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $6,229,320 | 349 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,515,000 | 614 |
| Total interest expense | $3,375,000 | 671 |
| Net interest income | $9,140,000 | 605 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $2,784,000 | 563 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,075,000 | 360 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,709,000 | 540 |
| Total noninterest expense | $6,467,000 | 760 |
| Salaries and employee benefits | $3,846,000 | 628 |
| Premises and equipment expense | $864,000 | 775 |
| Additional noninterest expense | $1,757,000 | 996 |
| Pre-tax net operating income | $4,457,000 | 320 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $1,506,000 | 280 |
| Income before extraordinary items | $2,949,000 | 368 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,949,000 | 370 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,949,000 | 370 |
| Net charge-offs | $797,000 | 1,205 |
| Cash dividends | $1,080,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,950,320 | 358 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,268,000 | 679 |
| Total interest expense | $17,517,000 | 658 |
| Net interest income | $30,751,000 | 696 |
| Provision for loan and lease losses | $5,300,000 | 1,374 |
| Total noninterest income | $10,100,000 | 634 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $5,240,000 | 332 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,860,000 | 733 |
| Total noninterest expense | $23,366,000 | 904 |
| Salaries and employee benefits | $13,639,000 | 707 |
| Premises and equipment expense | $3,111,000 | 865 |
| Additional noninterest expense | $6,616,000 | 1,166 |
| Pre-tax net operating income | $12,185,000 | 345 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $4,072,000 | 310 |
| Income before extraordinary items | $8,113,000 | 403 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,113,000 | 401 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,113,000 | 404 |
| Net charge-offs | $4,962,000 | 1,152 |
| Cash dividends | $4,142,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,113,000 | 405 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,817,000 | 706 |
| Total interest expense | $13,719,000 | 667 |
| Net interest income | $22,098,000 | 719 |
| Provision for loan and lease losses | $4,000,000 | 1,230 |
| Total noninterest income | $7,392,000 | 654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,985,000 | 326 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,407,000 | 781 |
| Total noninterest expense | $17,428,000 | 900 |
| Salaries and employee benefits | $10,069,000 | 737 |
| Premises and equipment expense | $2,385,000 | 859 |
| Additional noninterest expense | $4,974,000 | 1,131 |
| Pre-tax net operating income | $8,062,000 | 408 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,681,000 | 361 |
| Income before extraordinary items | $5,381,000 | 491 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,381,000 | 490 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,381,000 | 492 |
| Net charge-offs | $3,754,000 | 1,025 |
| Cash dividends | $3,080,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,381,000 | 489 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,484,000 | 739 |
| Total interest expense | $9,396,000 | 689 |
| Net interest income | $14,088,000 | 765 |
| Provision for loan and lease losses | $3,190,000 | 1,051 |
| Total noninterest income | $4,832,000 | 665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,648,000 | 323 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,184,000 | 826 |
| Total noninterest expense | $11,663,000 | 915 |
| Salaries and employee benefits | $6,713,000 | 751 |
| Premises and equipment expense | $1,524,000 | 924 |
| Additional noninterest expense | $3,426,000 | 1,124 |
| Pre-tax net operating income | $4,067,000 | 544 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,335,000 | 468 |
| Income before extraordinary items | $2,732,000 | 667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,732,000 | 664 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,732,000 | 668 |
| Net charge-offs | $3,134,000 | 834 |
| Cash dividends | $1,950,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,732,000 | 653 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,559,000 | 757 |
| Total interest expense | $4,714,000 | 707 |
| Net interest income | $6,845,000 | 777 |
| Provision for loan and lease losses | $1,551,000 | 892 |
| Total noninterest income | $2,355,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,281,000 | 326 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,074,000 | 802 |
| Total noninterest expense | $5,658,000 | 895 |
| Salaries and employee benefits | $3,352,000 | 750 |
| Premises and equipment expense | $749,000 | 955 |
| Additional noninterest expense | $1,557,000 | 1,080 |
| Pre-tax net operating income | $1,991,000 | 615 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $646,000 | 509 |
| Income before extraordinary items | $1,345,000 | 759 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,345,000 | 759 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,345,000 | 761 |
| Net charge-offs | $1,508,000 | 733 |
| Cash dividends | $975,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,345,000 | 710 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $50,638,000 | 733 |
| Total interest expense | $23,285,000 | 683 |
| Net interest income | $27,353,000 | 787 |
| Provision for loan and lease losses | $7,504,000 | 745 |
| Total noninterest income | $9,351,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,859,000 | 307 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,492,000 | 861 |
| Total noninterest expense | $23,236,000 | 860 |
| Salaries and employee benefits | $13,492,000 | 734 |
| Premises and equipment expense | $3,166,000 | 871 |
| Additional noninterest expense | $6,578,000 | 970 |
| Pre-tax net operating income | $5,964,000 | 941 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $1,610,000 | 813 |
| Income before extraordinary items | $4,356,000 | 941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,356,000 | 940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,994,000 | 692 |
| Cash dividends | $1,625,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,354,540 | 1,015 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $38,501,000 | 748 |
| Total interest expense | $18,194,000 | 686 |
| Net interest income | $20,307,000 | 811 |
| Provision for loan and lease losses | $3,079,000 | 888 |
| Total noninterest income | $7,029,000 | 660 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,454,000 | 308 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,575,000 | 915 |
| Total noninterest expense | $17,424,000 | 837 |
| Salaries and employee benefits | $10,196,000 | 745 |
| Premises and equipment expense | $2,407,000 | 860 |
| Additional noninterest expense | $4,821,000 | 947 |
| Pre-tax net operating income | $6,833,000 | 735 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $2,080,000 | 633 |
| Income before extraordinary items | $4,755,000 | 767 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,755,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,739,000 | 677 |
| Cash dividends | $1,625,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,753,600 | 811 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,858,000 | 749 |
| Total interest expense | $12,747,000 | 671 |
| Net interest income | $13,111,000 | 830 |
| Provision for loan and lease losses | $1,532,000 | 938 |
| Total noninterest income | $4,342,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,858,000 | 318 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,484,000 | 1,066 |
| Total noninterest expense | $11,526,000 | 848 |
| Salaries and employee benefits | $6,833,000 | 745 |
| Premises and equipment expense | $1,608,000 | 855 |
| Additional noninterest expense | $3,085,000 | 965 |
| Pre-tax net operating income | $4,395,000 | 808 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $1,256,000 | 773 |
| Income before extraordinary items | $3,141,000 | 869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,141,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,480,000 | 664 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,139,580 | 852 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,393,000 | 751 |
| Total interest expense | $6,775,000 | 678 |
| Net interest income | $6,618,000 | 825 |
| Provision for loan and lease losses | $602,000 | 894 |
| Total noninterest income | $2,076,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,325,000 | 330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $751,000 | 1,049 |
| Total noninterest expense | $5,708,000 | 838 |
| Salaries and employee benefits | $3,389,000 | 754 |
| Premises and equipment expense | $846,000 | 825 |
| Additional noninterest expense | $1,473,000 | 984 |
| Pre-tax net operating income | $2,384,000 | 803 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $812,000 | 686 |
| Income before extraordinary items | $1,572,000 | 958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,572,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 700 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,572,000 | 917 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $55,809,000 | 742 |
| Total interest expense | $26,191,000 | 747 |
| Net interest income | $29,618,000 | 746 |
| Provision for loan and lease losses | $2,528,000 | 692 |
| Total noninterest income | $7,579,000 | 780 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,466,000 | 387 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,113,000 | 982 |
| Total noninterest expense | $21,388,000 | 870 |
| Salaries and employee benefits | $13,068,000 | 748 |
| Premises and equipment expense | $2,830,000 | 919 |
| Additional noninterest expense | $5,490,000 | 1,032 |
| Pre-tax net operating income | $13,281,000 | 650 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,219,000 | 614 |
| Income before extraordinary items | $9,062,000 | 717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,062,000 | 715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,708,000 | 693 |
| Cash dividends | $1,750,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,062,000 | 709 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,414,000 | 745 |
| Total interest expense | $19,266,000 | 765 |
| Net interest income | $22,148,000 | 751 |
| Provision for loan and lease losses | $1,360,000 | 696 |
| Total noninterest income | $5,473,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,210,000 | 398 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,263,000 | 1,014 |
| Total noninterest expense | $15,902,000 | 868 |
| Salaries and employee benefits | $9,844,000 | 742 |
| Premises and equipment expense | $2,144,000 | 908 |
| Additional noninterest expense | $3,914,000 | 1,050 |
| Pre-tax net operating income | $10,359,000 | 679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,465,000 | 620 |
| Income before extraordinary items | $6,894,000 | 762 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,894,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 659 |
| Cash dividends | $1,750,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,894,000 | 753 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $26,952,000 | 777 |
| Total interest expense | $12,496,000 | 793 |
| Net interest income | $14,456,000 | 785 |
| Provision for loan and lease losses | $796,000 | 701 |
| Total noninterest income | $3,494,000 | 857 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,008,000 | 435 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,486,000 | 1,054 |
| Total noninterest expense | $10,546,000 | 886 |
| Salaries and employee benefits | $6,583,000 | 760 |
| Premises and equipment expense | $1,405,000 | 940 |
| Additional noninterest expense | $2,558,000 | 1,088 |
| Pre-tax net operating income | $6,608,000 | 741 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,178,000 | 683 |
| Income before extraordinary items | $4,430,000 | 823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,430,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 940 |
| Cash dividends | $1,750,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,430,000 | 808 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,077,000 | 793 |
| Total interest expense | $6,076,000 | 798 |
| Net interest income | $7,001,000 | 796 |
| Provision for loan and lease losses | $328,000 | 741 |
| Total noninterest income | $1,596,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $888,000 | 474 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $708,000 | 1,069 |
| Total noninterest expense | $5,235,000 | 885 |
| Salaries and employee benefits | $3,267,000 | 773 |
| Premises and equipment expense | $726,000 | 916 |
| Additional noninterest expense | $1,242,000 | 1,093 |
| Pre-tax net operating income | $3,034,000 | 789 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $947,000 | 770 |
| Income before extraordinary items | $2,087,000 | 853 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,087,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $1,750,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,087,000 | 845 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $45,736,000 | 842 |
| Total interest expense | $19,373,000 | 858 |
| Net interest income | $26,363,000 | 830 |
| Provision for loan and lease losses | $2,071,000 | 541 |
| Total noninterest income | $6,199,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,300,000 | 522 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,899,000 | 1,027 |
| Total noninterest expense | $19,159,000 | 924 |
| Salaries and employee benefits | $12,388,000 | 762 |
| Premises and equipment expense | $2,407,000 | 1,048 |
| Additional noninterest expense | $4,364,000 | 1,225 |
| Pre-tax net operating income | $11,332,000 | 883 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,904,000 | 771 |
| Income before extraordinary items | $7,428,000 | 1,008 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,428,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 905 |
| Cash dividends | $1,250,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,428,000 | 993 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,111,000 | 882 |
| Total interest expense | $13,808,000 | 883 |
| Net interest income | $19,303,000 | 876 |
| Provision for loan and lease losses | $1,336,000 | 592 |
| Total noninterest income | $4,586,000 | 942 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,375,000 | 547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,211,000 | 1,026 |
| Total noninterest expense | $14,029,000 | 958 |
| Salaries and employee benefits | $9,116,000 | 795 |
| Premises and equipment expense | $1,864,000 | 1,016 |
| Additional noninterest expense | $3,049,000 | 1,314 |
| Pre-tax net operating income | $8,524,000 | 914 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,941,000 | 805 |
| Income before extraordinary items | $5,583,000 | 1,044 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,583,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 809 |
| Cash dividends | $1,250,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,583,000 | 1,027 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,119,000 | 904 |
| Total interest expense | $8,615,000 | 894 |
| Net interest income | $12,504,000 | 902 |
| Provision for loan and lease losses | $1,007,000 | 509 |
| Total noninterest income | $3,049,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,544,000 | 555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,505,000 | 1,011 |
| Total noninterest expense | $9,254,000 | 971 |
| Salaries and employee benefits | $5,967,000 | 813 |
| Premises and equipment expense | $1,190,000 | 1,070 |
| Additional noninterest expense | $2,097,000 | 1,281 |
| Pre-tax net operating income | $5,292,000 | 972 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,828,000 | 854 |
| Income before extraordinary items | $3,464,000 | 1,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,464,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 603 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,464,000 | 1,092 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,927,000 | 935 |
| Total interest expense | $4,016,000 | 907 |
| Net interest income | $5,911,000 | 961 |
| Provision for loan and lease losses | $674,000 | 371 |
| Total noninterest income | $1,811,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $850,000 | 483 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $961,000 | 830 |
| Total noninterest expense | $4,588,000 | 978 |
| Salaries and employee benefits | $2,959,000 | 823 |
| Premises and equipment expense | $540,000 | 1,197 |
| Additional noninterest expense | $1,089,000 | 1,220 |
| Pre-tax net operating income | $2,460,000 | 1,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $850,000 | 891 |
| Income before extraordinary items | $1,610,000 | 1,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,610,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,610,000 | 1,142 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,410,000 | 1,050 |
| Total interest expense | $11,060,000 | 1,008 |
| Net interest income | $20,350,000 | 1,059 |
| Provision for loan and lease losses | $1,131,000 | 933 |
| Total noninterest income | $4,523,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,481,000 | 493 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,042,000 | 2,153 |
| Total noninterest expense | $14,226,000 | 1,221 |
| Salaries and employee benefits | $8,523,000 | 1,082 |
| Premises and equipment expense | $1,583,000 | 1,537 |
| Additional noninterest expense | $4,120,000 | 1,261 |
| Pre-tax net operating income | $9,516,000 | 1,024 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,319,000 | 892 |
| Income before extraordinary items | $6,197,000 | 1,169 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,197,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,573 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,197,000 | 1,142 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $22,206,000 | 1,077 |
| Total interest expense | $7,499,000 | 1,059 |
| Net interest income | $14,707,000 | 1,086 |
| Provision for loan and lease losses | $819,000 | 923 |
| Total noninterest income | $3,287,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,575,000 | 499 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $712,000 | 2,295 |
| Total noninterest expense | $9,910,000 | 1,291 |
| Salaries and employee benefits | $5,967,000 | 1,150 |
| Premises and equipment expense | $1,056,000 | 1,725 |
| Additional noninterest expense | $2,887,000 | 1,321 |
| Pre-tax net operating income | $7,265,000 | 1,008 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,557,000 | 886 |
| Income before extraordinary items | $4,708,000 | 1,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,708,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,586 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,708,000 | 1,129 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,969,000 | 1,115 |
| Total interest expense | $4,465,000 | 1,111 |
| Net interest income | $9,504,000 | 1,108 |
| Provision for loan and lease losses | $550,000 | 895 |
| Total noninterest income | $2,100,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,644,000 | 505 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $456,000 | 2,324 |
| Total noninterest expense | $6,266,000 | 1,355 |
| Salaries and employee benefits | $3,802,000 | 1,205 |
| Premises and equipment expense | $724,000 | 1,652 |
| Additional noninterest expense | $1,740,000 | 1,433 |
| Pre-tax net operating income | $4,788,000 | 990 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,721,000 | 859 |
| Income before extraordinary items | $3,067,000 | 1,147 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,067,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,460 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,067,000 | 1,121 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 1,154 |
| Total interest expense | $2,028,000 | 1,167 |
| Net interest income | $4,610,000 | 1,138 |
| Provision for loan and lease losses | $257,000 | 901 |
| Total noninterest income | $987,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $763,000 | 524 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $224,000 | 2,309 |
| Total noninterest expense | $3,100,000 | 1,368 |
| Salaries and employee benefits | $1,891,000 | 1,219 |
| Premises and equipment expense | $354,000 | 1,696 |
| Additional noninterest expense | $855,000 | 1,466 |
| Pre-tax net operating income | $2,240,000 | 1,035 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $806,000 | 902 |
| Income before extraordinary items | $1,434,000 | 1,205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,434,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,128 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,434,000 | 1,178 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,138,000 | 1,221 |
| Total interest expense | $7,001,000 | 1,162 |
| Net interest income | $16,137,000 | 1,249 |
| Provision for loan and lease losses | $1,053,000 | 996 |
| Total noninterest income | $3,943,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,855,000 | 610 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,088,000 | 2,042 |
| Total noninterest expense | $11,052,000 | 1,476 |
| Salaries and employee benefits | $6,728,000 | 1,304 |
| Premises and equipment expense | $1,301,000 | 1,777 |
| Additional noninterest expense | $3,023,000 | 1,614 |
| Pre-tax net operating income | $7,975,000 | 1,097 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $2,802,000 | 951 |
| Income before extraordinary items | $5,184,000 | 1,258 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,184,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,131 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,176,850 | 1,225 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,769,000 | 1,243 |
| Total interest expense | $5,182,000 | 1,153 |
| Net interest income | $11,587,000 | 1,294 |
| Provision for loan and lease losses | $779,000 | 978 |
| Total noninterest income | $2,865,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,048,000 | 647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $817,000 | 2,046 |
| Total noninterest expense | $8,134,000 | 1,496 |
| Salaries and employee benefits | $4,999,000 | 1,312 |
| Premises and equipment expense | $956,000 | 1,813 |
| Additional noninterest expense | $2,179,000 | 1,660 |
| Pre-tax net operating income | $5,539,000 | 1,192 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $1,880,000 | 1,067 |
| Income before extraordinary items | $3,670,000 | 1,340 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,670,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,151 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,662,740 | 1,301 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 1,260 |
| Total interest expense | $3,464,000 | 1,136 |
| Net interest income | $7,461,000 | 1,331 |
| Provision for loan and lease losses | $509,000 | 970 |
| Total noninterest income | $1,872,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,300,000 | 671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $572,000 | 1,997 |
| Total noninterest expense | $5,239,000 | 1,544 |
| Salaries and employee benefits | $3,213,000 | 1,364 |
| Premises and equipment expense | $617,000 | 1,850 |
| Additional noninterest expense | $1,409,000 | 1,700 |
| Pre-tax net operating income | $3,585,000 | 1,197 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $1,179,000 | 1,124 |
| Income before extraordinary items | $2,417,000 | 1,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,417,000 | 1,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,049 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,409,630 | 1,296 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 1,275 |
| Total interest expense | $1,764,000 | 1,130 |
| Net interest income | $3,671,000 | 1,352 |
| Provision for loan and lease losses | $247,000 | 976 |
| Total noninterest income | $849,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $614,000 | 691 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $235,000 | 2,218 |
| Total noninterest expense | $2,532,000 | 1,609 |
| Salaries and employee benefits | $1,559,000 | 1,428 |
| Premises and equipment expense | $257,000 | 2,240 |
| Additional noninterest expense | $716,000 | 1,656 |
| Pre-tax net operating income | $1,741,000 | 1,212 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $620,000 | 1,092 |
| Income before extraordinary items | $1,132,000 | 1,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,132,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,240 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,124,850 | 1,352 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,967,000 | 1,289 |
| Total interest expense | $8,246,000 | 1,083 |
| Net interest income | $13,721,000 | 1,416 |
| Provision for loan and lease losses | $962,000 | 1,230 |
| Total noninterest income | $3,804,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,273,000 | 752 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,531,000 | 1,796 |
| Total noninterest expense | $10,051,000 | 1,600 |
| Salaries and employee benefits | $5,865,000 | 1,468 |
| Premises and equipment expense | $1,084,000 | 2,097 |
| Additional noninterest expense | $3,102,000 | 1,591 |
| Pre-tax net operating income | $6,512,000 | 1,268 |
| Securities gains (losses) | $161,000 | 1,499 |
| Applicable income taxes | $2,300,000 | 1,149 |
| Income before extraordinary items | $4,373,000 | 1,441 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,373,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,463 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,266,740 | 1,403 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,480,000 | 1,314 |
| Total interest expense | $6,344,000 | 1,103 |
| Net interest income | $10,136,000 | 1,450 |
| Provision for loan and lease losses | $749,000 | 1,152 |
| Total noninterest income | $2,943,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,653,000 | 788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,290,000 | 1,709 |
| Total noninterest expense | $7,301,000 | 1,659 |
| Salaries and employee benefits | $4,399,000 | 1,473 |
| Premises and equipment expense | $868,000 | 1,970 |
| Additional noninterest expense | $2,034,000 | 1,779 |
| Pre-tax net operating income | $5,029,000 | 1,283 |
| Securities gains (losses) | $161,000 | 1,366 |
| Applicable income taxes | $1,769,000 | 1,163 |
| Income before extraordinary items | $3,421,000 | 1,439 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,421,000 | 1,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,783 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,314,740 | 1,406 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 1,326 |
| Total interest expense | $4,333,000 | 1,106 |
| Net interest income | $6,674,000 | 1,468 |
| Provision for loan and lease losses | $500,000 | 1,144 |
| Total noninterest income | $1,889,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,068,000 | 807 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $821,000 | 1,746 |
| Total noninterest expense | $4,738,000 | 1,694 |
| Salaries and employee benefits | $2,864,000 | 1,503 |
| Premises and equipment expense | $584,000 | 1,952 |
| Additional noninterest expense | $1,290,000 | 1,863 |
| Pre-tax net operating income | $3,325,000 | 1,280 |
| Securities gains (losses) | $161,000 | 1,187 |
| Applicable income taxes | $1,157,000 | 1,218 |
| Income before extraordinary items | $2,329,000 | 1,420 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,329,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,221,130 | 1,389 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 1,344 |
| Total interest expense | $2,213,000 | 1,112 |
| Net interest income | $3,244,000 | 1,494 |
| Provision for loan and lease losses | $245,000 | 1,148 |
| Total noninterest income | $886,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $505,000 | 817 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $381,000 | 1,801 |
| Total noninterest expense | $2,334,000 | 1,700 |
| Salaries and employee benefits | $1,422,000 | 1,506 |
| Premises and equipment expense | $274,000 | 2,079 |
| Additional noninterest expense | $638,000 | 1,846 |
| Pre-tax net operating income | $1,551,000 | 1,380 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $457,000 | 1,477 |
| Income before extraordinary items | $1,094,000 | 1,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,094,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,094,000 | 1,394 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,218,000 | 1,378 |
| Total interest expense | $9,916,000 | 1,136 |
| Net interest income | $12,302,000 | 1,573 |
| Provision for loan and lease losses | $1,120,000 | 1,219 |
| Total noninterest income | $3,209,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,989,000 | 803 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,220,000 | 1,920 |
| Total noninterest expense | $8,776,000 | 1,727 |
| Salaries and employee benefits | $5,179,000 | 1,566 |
| Premises and equipment expense | $1,037,000 | 2,110 |
| Additional noninterest expense | $2,560,000 | 1,817 |
| Pre-tax net operating income | $5,615,000 | 1,478 |
| Securities gains (losses) | $183,000 | 1,229 |
| Applicable income taxes | $2,140,000 | 1,215 |
| Income before extraordinary items | $3,658,000 | 1,635 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,658,000 | 1,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 1,189 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,540,880 | 1,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,531,000 | 1,334 |
| Total interest expense | $14,135,000 | 1,132 |
| Net interest income | $11,396,000 | 1,561 |
| Provision for loan and lease losses | $1,325,000 | 1,003 |
| Total noninterest income | $2,752,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,649,000 | 895 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,103,000 | 1,904 |
| Total noninterest expense | $8,611,000 | 1,685 |
| Salaries and employee benefits | $5,023,000 | 1,505 |
| Premises and equipment expense | $1,045,000 | 2,034 |
| Additional noninterest expense | $2,543,000 | 1,803 |
| Pre-tax net operating income | $4,212,000 | 1,678 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $1,486,000 | 1,509 |
| Income before extraordinary items | $2,733,000 | 1,918 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,733,000 | 1,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 1,091 |
| Cash dividends | $1,400,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,728,450 | 1,845 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,798,000 | 1,407 |
| Total interest expense | $13,005,000 | 1,339 |
| Net interest income | $11,793,000 | 1,491 |
| Provision for loan and lease losses | $858,000 | 1,204 |
| Total noninterest income | $1,566,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $959,000 | 1,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $607,000 | 2,616 |
| Total noninterest expense | $7,247,000 | 1,920 |
| Salaries and employee benefits | $3,998,000 | 1,801 |
| Premises and equipment expense | $840,000 | 2,464 |
| Additional noninterest expense | $2,409,000 | 1,834 |
| Pre-tax net operating income | $5,254,000 | 1,410 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,896,000 | 1,222 |
| Income before extraordinary items | $3,358,000 | 1,574 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,358,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,287 |
| Cash dividends | $985,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,358,000 | 1,564 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,845,000 | 1,723 |
| Total interest expense | $9,444,000 | 1,587 |
| Net interest income | $9,401,000 | 1,860 |
| Provision for loan and lease losses | $633,000 | 1,436 |
| Total noninterest income | $1,007,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $511,000 | 2,580 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $496,000 | 2,965 |
| Total noninterest expense | $5,924,000 | 2,304 |
| Salaries and employee benefits | $3,375,000 | 2,079 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $1,950,000 | 2,240 |
| Pre-tax net operating income | $3,851,000 | 1,911 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $1,371,000 | 1,709 |
| Income before extraordinary items | $2,520,000 | 2,090 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,520,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,348 |
| Cash dividends | $760,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,494,000 | 2,076 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 3,782 |
| Total interest expense | $4,444,000 | 3,338 |
| Net interest income | $3,899,000 | 4,209 |
| Provision for loan and lease losses | $648,000 | 1,401 |
| Total noninterest income | $607,000 | 4,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,284 |
| Total noninterest expense | $2,659,000 | 4,561 |
| Salaries and employee benefits | $1,607,000 | 4,025 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $766,000 | 4,817 |
| Pre-tax net operating income | $1,199,000 | 4,885 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $398,000 | 4,426 |
| Income before extraordinary items | $801,000 | 5,189 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $801,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $338,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $801,000 | 5,101 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 6,626 |
| Total interest expense | $2,050,000 | 6,169 |
| Net interest income | $1,990,000 | 6,930 |
| Provision for loan and lease losses | $447,000 | 1,939 |
| Total noninterest income | $110,000 | 9,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $1,262,000 | 7,470 |
| Salaries and employee benefits | $725,000 | 7,170 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $363,000 | 7,685 |
| Pre-tax net operating income | $391,000 | 8,493 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $150,000 | 7,611 |
| Income before extraordinary items | $241,000 | 8,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $241,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $28,000 | 7,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $241,000 | 8,785 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 10,260 |
| Total interest expense | $675,000 | 10,041 |
| Net interest income | $716,000 | 10,342 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $39,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $540,000 | 10,428 |
| Salaries and employee benefits | $280,000 | 10,504 |
| Premises and equipment expense | $90,000 | 9,558 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $144,000 | 10,118 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $105,000 | 10,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $105,000 | 10,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $105,000 | 10,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 11,938 |
| Total interest expense | $41,000 | 11,907 |
| Net interest income | $59,000 | 11,940 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $1,000 | 11,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $66,000 | 11,959 |
| Salaries and employee benefits | $36,000 | 11,951 |
| Premises and equipment expense | $11,000 | 11,891 |
| Additional noninterest expense | $19,000 | 11,959 |
| Pre-tax net operating income | $-12,000 | 11,515 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-3,000 | 11,490 |
| Income before extraordinary items | $-9,000 | 11,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-9,000 | 11,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 156 |
| Net operating income | $-9,000 | 11,489 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.