Home > Liberty Bank > Income and Expense
Liberty Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,624,000 | 2,044 |
| Total interest expense | $979,000 | 2,579 |
| Net interest income | $11,645,000 | 1,962 |
| Provision for loan and lease losses | $1,140,000 | 816 |
| Total noninterest income | $1,546,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $598,000 | 1,780 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $948,000 | 2,358 |
| Total noninterest expense | $7,479,000 | 2,393 |
| Salaries and employee benefits | $3,008,000 | 2,975 |
| Premises and equipment expense | $950,000 | 2,186 |
| Additional noninterest expense | $3,521,000 | 1,701 |
| Pre-tax net operating income | $4,572,000 | 1,842 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $65,000 | 3,456 |
| Income before extraordinary items | $4,507,000 | 1,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,507,000 | 1,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,507,000 | 1,466 |
| Net charge-offs | $107,000 | 2,363 |
| Cash dividends | $110,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,507,000 | 1,450 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 2,024 |
| Total interest expense | $689,000 | 2,669 |
| Net interest income | $8,846,000 | 1,942 |
| Provision for loan and lease losses | $960,000 | 721 |
| Total noninterest income | $1,139,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $437,000 | 1,829 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $702,000 | 2,393 |
| Total noninterest expense | $5,468,000 | 2,451 |
| Salaries and employee benefits | $2,247,000 | 3,010 |
| Premises and equipment expense | $688,000 | 2,243 |
| Additional noninterest expense | $2,533,000 | 1,759 |
| Pre-tax net operating income | $3,557,000 | 1,812 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $51,000 | 3,457 |
| Income before extraordinary items | $3,506,000 | 1,521 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,506,000 | 1,520 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,506,000 | 1,521 |
| Net charge-offs | $15,000 | 3,108 |
| Cash dividends | $72,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,506,000 | 1,504 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 2,001 |
| Total interest expense | $425,000 | 2,760 |
| Net interest income | $5,961,000 | 1,914 |
| Provision for loan and lease losses | $700,000 | 660 |
| Total noninterest income | $695,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $257,000 | 1,995 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $438,000 | 2,485 |
| Total noninterest expense | $3,446,000 | 2,545 |
| Salaries and employee benefits | $1,442,000 | 3,097 |
| Premises and equipment expense | $415,000 | 2,410 |
| Additional noninterest expense | $1,589,000 | 1,846 |
| Pre-tax net operating income | $2,510,000 | 1,698 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $36,000 | 3,441 |
| Income before extraordinary items | $2,474,000 | 1,443 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,474,000 | 1,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,474,000 | 1,444 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $33,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,474,000 | 1,424 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,029 |
| Total interest expense | $248,000 | 2,474 |
| Net interest income | $1,609,000 | 3,067 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $268,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $170,000 | 2,773 |
| Total noninterest expense | $1,216,000 | 3,210 |
| Salaries and employee benefits | $574,000 | 3,563 |
| Premises and equipment expense | $186,000 | 2,628 |
| Additional noninterest expense | $456,000 | 2,847 |
| Pre-tax net operating income | $621,000 | 2,747 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $9,000 | 3,633 |
| Income before extraordinary items | $612,000 | 2,409 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $612,000 | 2,408 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $612,000 | 2,409 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $33,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $612,000 | 2,389 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,349,000 | 2,166 |
| Total interest expense | $1,485,000 | 1,817 |
| Net interest income | $9,864,000 | 2,211 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $1,823,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $668,000 | 1,681 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,155,000 | 2,226 |
| Total noninterest expense | $7,480,000 | 2,423 |
| Salaries and employee benefits | $3,514,000 | 2,737 |
| Premises and equipment expense | $1,119,000 | 1,977 |
| Additional noninterest expense | $2,847,000 | 2,066 |
| Pre-tax net operating income | $4,087,000 | 1,910 |
| Securities gains (losses) | $127,000 | 1,171 |
| Applicable income taxes | $1,210,000 | 1,469 |
| Income before extraordinary items | $3,004,000 | 2,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,004,000 | 2,110 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,004,000 | 2,111 |
| Net charge-offs | $-145,000 | 5,603 |
| Cash dividends | $114,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,913,830 | 2,102 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,555,000 | 2,164 |
| Total interest expense | $1,109,000 | 1,824 |
| Net interest income | $7,446,000 | 2,199 |
| Provision for loan and lease losses | $120,000 | 2,560 |
| Total noninterest income | $1,358,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $504,000 | 1,671 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $854,000 | 2,240 |
| Total noninterest expense | $5,644,000 | 2,403 |
| Salaries and employee benefits | $2,604,000 | 2,759 |
| Premises and equipment expense | $837,000 | 1,978 |
| Additional noninterest expense | $2,203,000 | 2,009 |
| Pre-tax net operating income | $3,040,000 | 1,942 |
| Securities gains (losses) | $109,000 | 1,191 |
| Applicable income taxes | $899,000 | 1,517 |
| Income before extraordinary items | $2,250,000 | 2,149 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,250,000 | 2,148 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,250,000 | 2,149 |
| Net charge-offs | $8,000 | 3,492 |
| Cash dividends | $89,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,172,610 | 2,137 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 2,179 |
| Total interest expense | $733,000 | 1,843 |
| Net interest income | $4,937,000 | 2,209 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $920,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $317,000 | 1,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $603,000 | 2,135 |
| Total noninterest expense | $3,748,000 | 2,428 |
| Salaries and employee benefits | $1,711,000 | 2,815 |
| Premises and equipment expense | $570,000 | 1,939 |
| Additional noninterest expense | $1,467,000 | 2,009 |
| Pre-tax net operating income | $1,989,000 | 1,953 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $598,000 | 1,502 |
| Income before extraordinary items | $1,500,000 | 2,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,500,000 | 2,122 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,500,000 | 2,122 |
| Net charge-offs | $-31,000 | 5,363 |
| Cash dividends | $28,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,422,610 | 2,147 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 2,190 |
| Total interest expense | $376,000 | 1,801 |
| Net interest income | $2,436,000 | 2,223 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $438,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $158,000 | 1,728 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $280,000 | 2,177 |
| Total noninterest expense | $1,840,000 | 2,479 |
| Salaries and employee benefits | $839,000 | 2,848 |
| Premises and equipment expense | $278,000 | 1,987 |
| Additional noninterest expense | $723,000 | 2,025 |
| Pre-tax net operating income | $944,000 | 2,008 |
| Securities gains (losses) | $48,000 | 852 |
| Applicable income taxes | $277,000 | 1,550 |
| Income before extraordinary items | $715,000 | 2,172 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $715,000 | 2,172 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $715,000 | 2,172 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $680,440 | 2,187 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,287,000 | 2,135 |
| Total interest expense | $1,394,000 | 1,883 |
| Net interest income | $9,893,000 | 2,158 |
| Provision for loan and lease losses | $2,260,000 | 410 |
| Total noninterest income | $1,793,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $717,000 | 1,616 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,076,000 | 2,281 |
| Total noninterest expense | $7,945,000 | 2,308 |
| Salaries and employee benefits | $3,490,000 | 2,742 |
| Premises and equipment expense | $1,194,000 | 1,901 |
| Additional noninterest expense | $3,261,000 | 1,847 |
| Pre-tax net operating income | $1,481,000 | 3,513 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $75,000 | 3,466 |
| Income before extraordinary items | $1,406,000 | 3,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,406,000 | 3,345 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,406,000 | 3,347 |
| Net charge-offs | $2,410,000 | 320 |
| Cash dividends | $790,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,406,000 | 3,295 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 2,156 |
| Total interest expense | $1,015,000 | 1,944 |
| Net interest income | $7,433,000 | 2,161 |
| Provision for loan and lease losses | $1,915,000 | 345 |
| Total noninterest income | $1,351,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $532,000 | 1,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $819,000 | 2,279 |
| Total noninterest expense | $5,868,000 | 2,338 |
| Salaries and employee benefits | $2,663,000 | 2,717 |
| Premises and equipment expense | $884,000 | 1,943 |
| Additional noninterest expense | $2,321,000 | 1,930 |
| Pre-tax net operating income | $1,001,000 | 3,749 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $1,000,000 | 3,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 3,499 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000,000 | 3,500 |
| Net charge-offs | $2,035,000 | 278 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,000,000 | 3,446 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,158 |
| Total interest expense | $656,000 | 1,999 |
| Net interest income | $4,957,000 | 2,162 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $888,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $347,000 | 1,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $541,000 | 2,328 |
| Total noninterest expense | $3,879,000 | 2,366 |
| Salaries and employee benefits | $1,795,000 | 2,703 |
| Premises and equipment expense | $582,000 | 1,966 |
| Additional noninterest expense | $1,502,000 | 1,995 |
| Pre-tax net operating income | $1,756,000 | 2,090 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $408,000 | 1,832 |
| Income before extraordinary items | $1,348,000 | 2,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,348,000 | 2,230 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,348,000 | 2,230 |
| Net charge-offs | $88,000 | 1,840 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,348,000 | 2,177 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 2,113 |
| Total interest expense | $312,000 | 2,102 |
| Net interest income | $2,553,000 | 2,088 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $428,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $167,000 | 1,682 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $261,000 | 2,294 |
| Total noninterest expense | $1,937,000 | 2,370 |
| Salaries and employee benefits | $916,000 | 2,693 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $734,000 | 2,017 |
| Pre-tax net operating income | $939,000 | 1,962 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $256,000 | 1,592 |
| Income before extraordinary items | $683,000 | 2,192 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $683,000 | 2,193 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $683,000 | 2,193 |
| Net charge-offs | $-47,000 | 5,930 |
| Cash dividends | $25,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $683,000 | 2,121 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,979,000 | 2,190 |
| Total interest expense | $1,263,000 | 2,170 |
| Net interest income | $9,716,000 | 2,188 |
| Provision for loan and lease losses | $535,000 | 1,393 |
| Total noninterest income | $1,962,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $769,000 | 1,630 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,193,000 | 2,078 |
| Total noninterest expense | $8,088,000 | 2,303 |
| Salaries and employee benefits | $3,604,000 | 2,708 |
| Premises and equipment expense | $1,143,000 | 2,004 |
| Additional noninterest expense | $3,341,000 | 1,843 |
| Pre-tax net operating income | $3,055,000 | 2,252 |
| Securities gains (losses) | $84,000 | 1,389 |
| Applicable income taxes | $795,000 | 1,770 |
| Income before extraordinary items | $2,344,000 | 2,414 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,344,000 | 2,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,344,000 | 2,414 |
| Net charge-offs | $841,000 | 1,036 |
| Cash dividends | $1,210,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,281,000 | 2,423 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 2,208 |
| Total interest expense | $956,000 | 2,182 |
| Net interest income | $7,285,000 | 2,206 |
| Provision for loan and lease losses | $385,000 | 1,411 |
| Total noninterest income | $1,471,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $578,000 | 1,639 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $893,000 | 2,095 |
| Total noninterest expense | $6,150,000 | 2,289 |
| Salaries and employee benefits | $2,759,000 | 2,674 |
| Premises and equipment expense | $859,000 | 2,021 |
| Additional noninterest expense | $2,532,000 | 1,824 |
| Pre-tax net operating income | $2,221,000 | 2,341 |
| Securities gains (losses) | $84,000 | 1,115 |
| Applicable income taxes | $576,000 | 1,840 |
| Income before extraordinary items | $1,729,000 | 2,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,729,000 | 2,471 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,729,000 | 2,470 |
| Net charge-offs | $609,000 | 994 |
| Cash dividends | $296,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,666,000 | 2,491 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 2,182 |
| Total interest expense | $650,000 | 2,176 |
| Net interest income | $4,908,000 | 2,163 |
| Provision for loan and lease losses | $260,000 | 1,415 |
| Total noninterest income | $1,021,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $377,000 | 1,644 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $644,000 | 1,953 |
| Total noninterest expense | $4,132,000 | 2,270 |
| Salaries and employee benefits | $1,857,000 | 2,668 |
| Premises and equipment expense | $562,000 | 2,062 |
| Additional noninterest expense | $1,713,000 | 1,789 |
| Pre-tax net operating income | $1,537,000 | 2,234 |
| Securities gains (losses) | $84,000 | 888 |
| Applicable income taxes | $418,000 | 1,720 |
| Income before extraordinary items | $1,203,000 | 2,338 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,203,000 | 2,342 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,203,000 | 2,342 |
| Net charge-offs | $523,000 | 839 |
| Cash dividends | $295,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,140,840 | 2,374 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 2,207 |
| Total interest expense | $330,000 | 2,191 |
| Net interest income | $2,412,000 | 2,193 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $458,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $180,000 | 1,689 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $278,000 | 2,109 |
| Total noninterest expense | $1,988,000 | 2,347 |
| Salaries and employee benefits | $935,000 | 2,677 |
| Premises and equipment expense | $291,000 | 2,036 |
| Additional noninterest expense | $762,000 | 1,986 |
| Pre-tax net operating income | $732,000 | 2,246 |
| Securities gains (losses) | $84,000 | 492 |
| Applicable income taxes | $210,000 | 1,676 |
| Income before extraordinary items | $606,000 | 2,252 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $606,000 | 2,254 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $606,000 | 2,254 |
| Net charge-offs | $257,000 | 801 |
| Cash dividends | $201,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $543,840 | 2,386 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,178,000 | 2,189 |
| Total interest expense | $1,516,000 | 2,144 |
| Net interest income | $9,662,000 | 2,159 |
| Provision for loan and lease losses | $523,000 | 1,785 |
| Total noninterest income | $2,095,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $808,000 | 1,633 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,287,000 | 2,039 |
| Total noninterest expense | $7,923,000 | 2,362 |
| Salaries and employee benefits | $3,543,000 | 2,776 |
| Premises and equipment expense | $1,058,000 | 2,141 |
| Additional noninterest expense | $3,322,000 | 1,908 |
| Pre-tax net operating income | $3,311,000 | 2,004 |
| Securities gains (losses) | $137,000 | 1,128 |
| Applicable income taxes | $879,000 | 1,584 |
| Income before extraordinary items | $2,569,000 | 2,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,569,000 | 2,158 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,569,000 | 2,157 |
| Net charge-offs | $750,000 | 1,551 |
| Cash dividends | $1,950,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,466,250 | 2,163 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 2,204 |
| Total interest expense | $1,175,000 | 2,143 |
| Net interest income | $7,189,000 | 2,177 |
| Provision for loan and lease losses | $433,000 | 1,694 |
| Total noninterest income | $1,592,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $612,000 | 1,621 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $980,000 | 2,061 |
| Total noninterest expense | $5,974,000 | 2,358 |
| Salaries and employee benefits | $2,641,000 | 2,796 |
| Premises and equipment expense | $791,000 | 2,173 |
| Additional noninterest expense | $2,542,000 | 1,864 |
| Pre-tax net operating income | $2,374,000 | 2,153 |
| Securities gains (losses) | $116,000 | 1,120 |
| Applicable income taxes | $622,000 | 1,694 |
| Income before extraordinary items | $1,868,000 | 2,253 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,868,000 | 2,259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,868,000 | 2,259 |
| Net charge-offs | $613,000 | 1,402 |
| Cash dividends | $1,575,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,781,000 | 2,267 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 2,214 |
| Total interest expense | $801,000 | 2,132 |
| Net interest income | $4,766,000 | 2,188 |
| Provision for loan and lease losses | $343,000 | 1,522 |
| Total noninterest income | $1,076,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $389,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $687,000 | 2,050 |
| Total noninterest expense | $3,967,000 | 2,360 |
| Salaries and employee benefits | $1,746,000 | 2,836 |
| Premises and equipment expense | $513,000 | 2,231 |
| Additional noninterest expense | $1,708,000 | 1,847 |
| Pre-tax net operating income | $1,532,000 | 2,164 |
| Securities gains (losses) | $116,000 | 1,013 |
| Applicable income taxes | $411,000 | 1,713 |
| Income before extraordinary items | $1,237,000 | 2,252 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,237,000 | 2,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,237,000 | 2,259 |
| Net charge-offs | $368,000 | 1,504 |
| Cash dividends | $50,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,150,000 | 2,278 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 2,250 |
| Total interest expense | $407,000 | 2,161 |
| Net interest income | $2,354,000 | 2,232 |
| Provision for loan and lease losses | $195,000 | 1,390 |
| Total noninterest income | $532,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $189,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 2,041 |
| Total noninterest expense | $1,969,000 | 2,401 |
| Salaries and employee benefits | $868,000 | 2,859 |
| Premises and equipment expense | $266,000 | 2,197 |
| Additional noninterest expense | $835,000 | 1,875 |
| Pre-tax net operating income | $722,000 | 2,213 |
| Securities gains (losses) | $116,000 | 631 |
| Applicable income taxes | $214,000 | 1,644 |
| Income before extraordinary items | $624,000 | 2,189 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $624,000 | 2,191 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $624,000 | 2,191 |
| Net charge-offs | $280,000 | 1,110 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $538,160 | 2,362 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,650,000 | 2,239 |
| Total interest expense | $1,895,000 | 2,227 |
| Net interest income | $9,755,000 | 2,209 |
| Provision for loan and lease losses | $843,000 | 1,995 |
| Total noninterest income | $1,998,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $783,000 | 1,722 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,215,000 | 2,121 |
| Total noninterest expense | $7,545,000 | 2,492 |
| Salaries and employee benefits | $3,335,000 | 2,904 |
| Premises and equipment expense | $961,000 | 2,344 |
| Additional noninterest expense | $3,249,000 | 2,013 |
| Pre-tax net operating income | $3,365,000 | 1,890 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $845,000 | 1,636 |
| Income before extraordinary items | $2,536,000 | 2,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,536,000 | 2,145 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,536,000 | 2,147 |
| Net charge-offs | $927,000 | 1,901 |
| Cash dividends | $1,840,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,524,000 | 2,030 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,775,000 | 2,278 |
| Total interest expense | $1,460,000 | 2,258 |
| Net interest income | $7,315,000 | 2,236 |
| Provision for loan and lease losses | $585,000 | 2,071 |
| Total noninterest income | $1,448,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $581,000 | 1,761 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $867,000 | 2,182 |
| Total noninterest expense | $5,620,000 | 2,517 |
| Salaries and employee benefits | $2,478,000 | 2,933 |
| Premises and equipment expense | $711,000 | 2,401 |
| Additional noninterest expense | $2,431,000 | 2,021 |
| Pre-tax net operating income | $2,558,000 | 1,935 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $651,000 | 1,664 |
| Income before extraordinary items | $1,919,000 | 2,189 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,919,000 | 2,189 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,919,000 | 2,190 |
| Net charge-offs | $665,000 | 1,871 |
| Cash dividends | $1,580,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,910,000 | 2,073 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,865,000 | 2,293 |
| Total interest expense | $1,000,000 | 2,280 |
| Net interest income | $4,865,000 | 2,240 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $975,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $384,000 | 1,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $591,000 | 2,127 |
| Total noninterest expense | $3,655,000 | 2,579 |
| Salaries and employee benefits | $1,624,000 | 2,982 |
| Premises and equipment expense | $469,000 | 2,428 |
| Additional noninterest expense | $1,562,000 | 2,085 |
| Pre-tax net operating income | $1,735,000 | 1,880 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $447,000 | 1,603 |
| Income before extraordinary items | $1,289,000 | 2,145 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,289,000 | 2,144 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,289,000 | 2,145 |
| Net charge-offs | $285,000 | 2,378 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,288,260 | 2,033 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 2,287 |
| Total interest expense | $508,000 | 2,335 |
| Net interest income | $2,448,000 | 2,234 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $475,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $186,000 | 1,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 2,154 |
| Total noninterest expense | $1,804,000 | 2,598 |
| Salaries and employee benefits | $806,000 | 3,012 |
| Premises and equipment expense | $229,000 | 2,499 |
| Additional noninterest expense | $769,000 | 2,098 |
| Pre-tax net operating income | $894,000 | 1,847 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $234,000 | 1,550 |
| Income before extraordinary items | $661,000 | 2,098 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $661,000 | 2,098 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $661,000 | 2,100 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $25,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $660,260 | 1,998 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,576,000 | 2,225 |
| Total interest expense | $2,494,000 | 2,319 |
| Net interest income | $10,082,000 | 2,167 |
| Provision for loan and lease losses | $1,127,000 | 2,244 |
| Total noninterest income | $1,984,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $839,000 | 1,723 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,145,000 | 1,966 |
| Total noninterest expense | $7,638,000 | 2,473 |
| Salaries and employee benefits | $3,370,000 | 2,834 |
| Premises and equipment expense | $960,000 | 2,489 |
| Additional noninterest expense | $3,308,000 | 2,019 |
| Pre-tax net operating income | $3,301,000 | 1,679 |
| Securities gains (losses) | $101,000 | 2,064 |
| Applicable income taxes | $815,000 | 1,537 |
| Income before extraordinary items | $2,587,000 | 1,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,587,000 | 1,830 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,587,000 | 1,830 |
| Net charge-offs | $1,407,000 | 1,971 |
| Cash dividends | $470,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,510,240 | 1,785 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 2,226 |
| Total interest expense | $1,949,000 | 2,316 |
| Net interest income | $7,579,000 | 2,166 |
| Provision for loan and lease losses | $947,000 | 2,031 |
| Total noninterest income | $1,462,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $617,000 | 1,754 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $845,000 | 1,961 |
| Total noninterest expense | $5,766,000 | 2,464 |
| Salaries and employee benefits | $2,586,000 | 2,776 |
| Premises and equipment expense | $721,000 | 2,514 |
| Additional noninterest expense | $2,459,000 | 2,041 |
| Pre-tax net operating income | $2,328,000 | 1,849 |
| Securities gains (losses) | $101,000 | 1,782 |
| Applicable income taxes | $566,000 | 1,624 |
| Income before extraordinary items | $1,863,000 | 1,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,863,000 | 1,948 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,863,000 | 1,948 |
| Net charge-offs | $1,108,000 | 1,798 |
| Cash dividends | $205,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,785,230 | 1,913 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 2,213 |
| Total interest expense | $1,364,000 | 2,289 |
| Net interest income | $5,087,000 | 2,148 |
| Provision for loan and lease losses | $497,000 | 2,334 |
| Total noninterest income | $941,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $392,000 | 1,797 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 1,967 |
| Total noninterest expense | $3,906,000 | 2,452 |
| Salaries and employee benefits | $1,728,000 | 2,789 |
| Premises and equipment expense | $482,000 | 2,524 |
| Additional noninterest expense | $1,696,000 | 2,014 |
| Pre-tax net operating income | $1,625,000 | 1,751 |
| Securities gains (losses) | $83,000 | 1,270 |
| Applicable income taxes | $413,000 | 1,491 |
| Income before extraordinary items | $1,295,000 | 1,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,295,000 | 1,830 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,295,000 | 1,830 |
| Net charge-offs | $441,000 | 2,274 |
| Cash dividends | $180,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,231,920 | 1,844 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 2,220 |
| Total interest expense | $697,000 | 2,328 |
| Net interest income | $2,528,000 | 2,153 |
| Provision for loan and lease losses | $249,000 | 2,187 |
| Total noninterest income | $469,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $183,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $286,000 | 1,966 |
| Total noninterest expense | $1,986,000 | 2,434 |
| Salaries and employee benefits | $872,000 | 2,777 |
| Premises and equipment expense | $258,000 | 2,424 |
| Additional noninterest expense | $856,000 | 1,977 |
| Pre-tax net operating income | $762,000 | 1,849 |
| Securities gains (losses) | $83,000 | 595 |
| Applicable income taxes | $206,000 | 1,475 |
| Income before extraordinary items | $639,000 | 1,820 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $639,000 | 1,819 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $639,000 | 1,820 |
| Net charge-offs | $210,000 | 2,087 |
| Cash dividends | $90,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $575,920 | 1,942 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,328,000 | 2,264 |
| Total interest expense | $3,546,000 | 2,236 |
| Net interest income | $9,782,000 | 2,245 |
| Provision for loan and lease losses | $1,116,000 | 2,886 |
| Total noninterest income | $1,979,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $823,000 | 1,780 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,156,000 | 2,002 |
| Total noninterest expense | $7,670,000 | 2,528 |
| Salaries and employee benefits | $3,146,000 | 2,988 |
| Premises and equipment expense | $1,031,000 | 2,418 |
| Additional noninterest expense | $3,493,000 | 2,005 |
| Pre-tax net operating income | $2,975,000 | 1,639 |
| Securities gains (losses) | $24,000 | 3,022 |
| Applicable income taxes | $697,000 | 1,570 |
| Income before extraordinary items | $2,302,000 | 1,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,302,000 | 1,788 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,302,000 | 1,789 |
| Net charge-offs | $887,000 | 2,854 |
| Cash dividends | $611,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,283,520 | 1,728 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 2,306 |
| Total interest expense | $2,798,000 | 2,213 |
| Net interest income | $7,256,000 | 2,312 |
| Provision for loan and lease losses | $746,000 | 2,964 |
| Total noninterest income | $1,463,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $614,000 | 1,845 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $849,000 | 2,000 |
| Total noninterest expense | $5,722,000 | 2,532 |
| Salaries and employee benefits | $2,366,000 | 3,003 |
| Premises and equipment expense | $774,000 | 2,453 |
| Additional noninterest expense | $2,582,000 | 2,003 |
| Pre-tax net operating income | $2,251,000 | 1,741 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $568,000 | 1,536 |
| Income before extraordinary items | $1,683,000 | 1,956 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,683,000 | 1,957 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,683,000 | 1,958 |
| Net charge-offs | $195,000 | 4,258 |
| Cash dividends | $270,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,683,000 | 1,859 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 2,335 |
| Total interest expense | $1,933,000 | 2,229 |
| Net interest income | $4,739,000 | 2,359 |
| Provision for loan and lease losses | $497,000 | 2,879 |
| Total noninterest income | $968,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $405,000 | 1,865 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $563,000 | 1,947 |
| Total noninterest expense | $3,792,000 | 2,557 |
| Salaries and employee benefits | $1,529,000 | 3,096 |
| Premises and equipment expense | $523,000 | 2,436 |
| Additional noninterest expense | $1,740,000 | 1,986 |
| Pre-tax net operating income | $1,418,000 | 1,791 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $352,000 | 1,573 |
| Income before extraordinary items | $1,066,000 | 1,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,066,000 | 1,995 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,066,000 | 1,995 |
| Net charge-offs | $129,000 | 3,979 |
| Cash dividends | $180,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,066,000 | 1,910 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 2,384 |
| Total interest expense | $989,000 | 2,281 |
| Net interest income | $2,348,000 | 2,404 |
| Provision for loan and lease losses | $249,000 | 2,714 |
| Total noninterest income | $448,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $263,000 | 1,999 |
| Total noninterest expense | $1,892,000 | 2,581 |
| Salaries and employee benefits | $764,000 | 3,135 |
| Premises and equipment expense | $256,000 | 2,539 |
| Additional noninterest expense | $872,000 | 1,945 |
| Pre-tax net operating income | $655,000 | 1,949 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $158,000 | 1,683 |
| Income before extraordinary items | $497,000 | 2,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $497,000 | 2,150 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $497,000 | 2,151 |
| Net charge-offs | $35,000 | 4,021 |
| Cash dividends | $90,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $497,000 | 2,065 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,001,000 | 2,381 |
| Total interest expense | $4,746,000 | 2,377 |
| Net interest income | $9,255,000 | 2,352 |
| Provision for loan and lease losses | $1,535,000 | 2,861 |
| Total noninterest income | $1,782,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $835,000 | 1,982 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $947,000 | 2,217 |
| Total noninterest expense | $7,304,000 | 2,692 |
| Salaries and employee benefits | $2,919,000 | 3,265 |
| Premises and equipment expense | $1,014,000 | 2,539 |
| Additional noninterest expense | $3,371,000 | 2,123 |
| Pre-tax net operating income | $2,198,000 | 1,766 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $478,000 | 1,601 |
| Income before extraordinary items | $1,720,000 | 1,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,720,000 | 1,899 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,720,000 | 1,901 |
| Net charge-offs | $1,117,000 | 2,744 |
| Cash dividends | $532,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,720,000 | 1,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 2,422 |
| Total interest expense | $3,693,000 | 2,389 |
| Net interest income | $6,837,000 | 2,387 |
| Provision for loan and lease losses | $760,000 | 3,170 |
| Total noninterest income | $1,276,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $620,000 | 2,002 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $656,000 | 2,382 |
| Total noninterest expense | $5,596,000 | 2,644 |
| Salaries and employee benefits | $2,239,000 | 3,217 |
| Premises and equipment expense | $757,000 | 2,582 |
| Additional noninterest expense | $2,600,000 | 2,032 |
| Pre-tax net operating income | $1,757,000 | 1,810 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $403,000 | 1,622 |
| Income before extraordinary items | $1,354,000 | 1,964 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,354,000 | 1,963 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,354,000 | 1,964 |
| Net charge-offs | $563,000 | 2,879 |
| Cash dividends | $190,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,354,000 | 1,920 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 2,457 |
| Total interest expense | $2,575,000 | 2,381 |
| Net interest income | $4,446,000 | 2,426 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $816,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $401,000 | 2,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $415,000 | 2,500 |
| Total noninterest expense | $3,609,000 | 2,754 |
| Salaries and employee benefits | $1,467,000 | 3,302 |
| Premises and equipment expense | $490,000 | 2,686 |
| Additional noninterest expense | $1,652,000 | 2,150 |
| Pre-tax net operating income | $1,263,000 | 1,755 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $299,000 | 1,532 |
| Income before extraordinary items | $964,000 | 1,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $964,000 | 1,895 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $964,000 | 1,897 |
| Net charge-offs | $285,000 | 2,996 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $964,000 | 1,844 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 2,498 |
| Total interest expense | $1,322,000 | 2,400 |
| Net interest income | $2,152,000 | 2,514 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $412,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $186,000 | 2,090 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $226,000 | 2,346 |
| Total noninterest expense | $1,697,000 | 2,819 |
| Salaries and employee benefits | $732,000 | 3,345 |
| Premises and equipment expense | $255,000 | 2,637 |
| Additional noninterest expense | $710,000 | 2,201 |
| Pre-tax net operating income | $747,000 | 1,710 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $197,000 | 1,477 |
| Income before extraordinary items | $550,000 | 1,950 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $550,000 | 1,952 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $550,000 | 1,952 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $550,000 | 1,837 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,169,000 | 2,610 |
| Total interest expense | $5,698,000 | 2,635 |
| Net interest income | $8,471,000 | 2,563 |
| Provision for loan and lease losses | $1,465,000 | 2,192 |
| Total noninterest income | $1,561,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,105,000 | 1,610 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $456,000 | 3,350 |
| Total noninterest expense | $7,285,000 | 2,591 |
| Salaries and employee benefits | $3,104,000 | 3,156 |
| Premises and equipment expense | $856,000 | 3,009 |
| Additional noninterest expense | $3,325,000 | 1,842 |
| Pre-tax net operating income | $1,282,000 | 3,294 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $135,000 | 3,162 |
| Income before extraordinary items | $1,155,000 | 3,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,155,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $980,000 | 1,984 |
| Cash dividends | $729,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,147,800 | 3,156 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 2,675 |
| Total interest expense | $4,309,000 | 2,715 |
| Net interest income | $6,300,000 | 2,604 |
| Provision for loan and lease losses | $235,000 | 3,938 |
| Total noninterest income | $1,166,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $799,000 | 1,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $367,000 | 3,322 |
| Total noninterest expense | $5,185,000 | 2,700 |
| Salaries and employee benefits | $2,331,000 | 3,183 |
| Premises and equipment expense | $619,000 | 3,113 |
| Additional noninterest expense | $2,235,000 | 1,953 |
| Pre-tax net operating income | $2,046,000 | 2,270 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $515,000 | 1,863 |
| Income before extraordinary items | $1,539,000 | 2,278 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,539,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,427 |
| Cash dividends | $307,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,533,000 | 2,400 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 2,694 |
| Total interest expense | $2,916,000 | 2,776 |
| Net interest income | $4,153,000 | 2,627 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $794,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $496,000 | 1,765 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $298,000 | 3,026 |
| Total noninterest expense | $3,395,000 | 2,746 |
| Salaries and employee benefits | $1,536,000 | 3,265 |
| Premises and equipment expense | $376,000 | 3,374 |
| Additional noninterest expense | $1,483,000 | 1,944 |
| Pre-tax net operating income | $1,422,000 | 2,308 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $368,000 | 1,965 |
| Income before extraordinary items | $1,062,000 | 2,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,698 |
| Cash dividends | $177,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,056,080 | 2,411 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 2,737 |
| Total interest expense | $1,529,000 | 2,833 |
| Net interest income | $2,039,000 | 2,668 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $367,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $223,000 | 1,900 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 3,103 |
| Total noninterest expense | $1,644,000 | 2,812 |
| Salaries and employee benefits | $755,000 | 3,338 |
| Premises and equipment expense | $181,000 | 3,483 |
| Additional noninterest expense | $708,000 | 1,988 |
| Pre-tax net operating income | $697,000 | 2,424 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $179,000 | 2,108 |
| Income before extraordinary items | $524,000 | 2,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,441 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $519,500 | 2,536 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 2,765 |
| Total interest expense | $6,509,000 | 2,806 |
| Net interest income | $8,059,000 | 2,706 |
| Provision for loan and lease losses | $290,000 | 3,265 |
| Total noninterest income | $1,426,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $925,000 | 1,889 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $501,000 | 3,307 |
| Total noninterest expense | $6,102,000 | 2,926 |
| Salaries and employee benefits | $2,922,000 | 3,299 |
| Premises and equipment expense | $717,000 | 3,384 |
| Additional noninterest expense | $2,463,000 | 2,199 |
| Pre-tax net operating income | $3,093,000 | 2,401 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $884,000 | 2,013 |
| Income before extraordinary items | $2,218,000 | 2,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,218,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,767 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,211,520 | 2,612 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 2,812 |
| Total interest expense | $4,775,000 | 2,854 |
| Net interest income | $5,942,000 | 2,751 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $917,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $667,000 | 1,938 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $250,000 | 4,093 |
| Total noninterest expense | $4,456,000 | 2,971 |
| Salaries and employee benefits | $2,227,000 | 3,241 |
| Premises and equipment expense | $530,000 | 3,395 |
| Additional noninterest expense | $1,699,000 | 2,334 |
| Pre-tax net operating income | $2,223,000 | 2,656 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $613,000 | 2,254 |
| Income before extraordinary items | $1,610,000 | 2,824 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,610,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,201 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,610,000 | 2,805 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,868 |
| Total interest expense | $3,063,000 | 2,962 |
| Net interest income | $3,966,000 | 2,772 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $609,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $434,000 | 1,981 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $175,000 | 4,046 |
| Total noninterest expense | $2,997,000 | 2,977 |
| Salaries and employee benefits | $1,504,000 | 3,236 |
| Premises and equipment expense | $361,000 | 3,350 |
| Additional noninterest expense | $1,132,000 | 2,348 |
| Pre-tax net operating income | $1,458,000 | 2,734 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $394,000 | 2,397 |
| Income before extraordinary items | $1,064,000 | 2,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,064,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,815 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,064,000 | 2,879 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 2,876 |
| Total interest expense | $1,499,000 | 2,990 |
| Net interest income | $1,977,000 | 2,784 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $334,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $201,000 | 2,044 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,538,000 | 2,918 |
| Salaries and employee benefits | $740,000 | 3,300 |
| Premises and equipment expense | $179,000 | 3,407 |
| Additional noninterest expense | $619,000 | 2,122 |
| Pre-tax net operating income | $713,000 | 2,763 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $196,000 | 2,427 |
| Income before extraordinary items | $517,000 | 2,954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $517,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $517,000 | 2,937 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,884,000 | 3,353 |
| Total interest expense | $4,433,000 | 3,326 |
| Net interest income | $6,451,000 | 3,329 |
| Provision for loan and lease losses | $185,000 | 3,669 |
| Total noninterest income | $1,079,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $506,000 | 3,032 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $573,000 | 3,102 |
| Total noninterest expense | $4,321,000 | 3,749 |
| Salaries and employee benefits | $2,102,000 | 4,118 |
| Premises and equipment expense | $476,000 | 4,411 |
| Additional noninterest expense | $1,743,000 | 2,901 |
| Pre-tax net operating income | $3,024,000 | 2,764 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,002,000 | 2,195 |
| Income before extraordinary items | $2,022,000 | 3,077 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,022,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $310,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,022,000 | 3,068 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 3,551 |
| Total interest expense | $2,870,000 | 3,615 |
| Net interest income | $4,622,000 | 3,474 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $747,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $449,000 | 2,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,741 |
| Total noninterest expense | $2,840,000 | 4,136 |
| Salaries and employee benefits | $1,423,000 | 4,417 |
| Premises and equipment expense | $279,000 | 5,169 |
| Additional noninterest expense | $1,138,000 | 3,265 |
| Pre-tax net operating income | $2,389,000 | 2,758 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $830,000 | 2,145 |
| Income before extraordinary items | $1,559,000 | 3,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,559,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,559,000 | 3,116 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 3,645 |
| Total interest expense | $1,724,000 | 3,768 |
| Net interest income | $3,007,000 | 3,542 |
| Provision for loan and lease losses | $85,000 | 3,650 |
| Total noninterest income | $494,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $287,000 | 2,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 3,678 |
| Total noninterest expense | $1,831,000 | 4,245 |
| Salaries and employee benefits | $949,000 | 4,437 |
| Premises and equipment expense | $184,000 | 5,197 |
| Additional noninterest expense | $698,000 | 3,488 |
| Pre-tax net operating income | $1,585,000 | 2,775 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $556,000 | 2,152 |
| Income before extraordinary items | $1,029,000 | 3,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,029,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,029,000 | 3,132 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,242,000 | 3,755 |
| Total interest expense | $760,000 | 3,954 |
| Net interest income | $1,482,000 | 3,571 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $224,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $128,000 | 2,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $899,000 | 4,322 |
| Salaries and employee benefits | $470,000 | 4,475 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $336,000 | 3,555 |
| Pre-tax net operating income | $757,000 | 2,811 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $264,000 | 2,185 |
| Income before extraordinary items | $493,000 | 3,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $493,000 | 3,173 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 3,678 |
| Total interest expense | $2,717,000 | 3,603 |
| Net interest income | $5,518,000 | 3,672 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $853,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $466,000 | 3,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $387,000 | 3,829 |
| Total noninterest expense | $3,416,000 | 4,371 |
| Salaries and employee benefits | $1,713,000 | 4,631 |
| Premises and equipment expense | $355,000 | 5,234 |
| Additional noninterest expense | $1,348,000 | 3,513 |
| Pre-tax net operating income | $2,955,000 | 2,789 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $1,040,000 | 2,211 |
| Income before extraordinary items | $1,911,000 | 3,207 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,911,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,192 |
| Cash dividends | $481,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,913,600 | 3,173 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,100,000 | 3,655 |
| Total interest expense | $2,001,000 | 3,512 |
| Net interest income | $4,099,000 | 3,689 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $594,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $339,000 | 3,277 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,095 |
| Total noninterest expense | $2,579,000 | 4,316 |
| Salaries and employee benefits | $1,281,000 | 4,618 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $1,023,000 | 3,447 |
| Pre-tax net operating income | $2,114,000 | 2,935 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $746,000 | 2,310 |
| Income before extraordinary items | $1,368,000 | 3,363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,368,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,592 |
| Cash dividends | $260,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,368,000 | 3,321 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 3,671 |
| Total interest expense | $1,297,000 | 3,431 |
| Net interest income | $2,658,000 | 3,736 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $364,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $1,684,000 | 4,369 |
| Salaries and employee benefits | $843,000 | 4,647 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $657,000 | 3,524 |
| Pre-tax net operating income | $1,338,000 | 3,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $474,000 | 2,342 |
| Income before extraordinary items | $864,000 | 3,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $864,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $260,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $864,000 | 3,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 3,723 |
| Total interest expense | $604,000 | 3,489 |
| Net interest income | $1,313,000 | 3,771 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $150,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $838,000 | 4,408 |
| Salaries and employee benefits | $411,000 | 4,739 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $332,000 | 3,509 |
| Pre-tax net operating income | $625,000 | 3,131 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $228,000 | 2,392 |
| Income before extraordinary items | $397,000 | 3,642 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $397,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $161,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $397,000 | 3,604 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 3,627 |
| Total interest expense | $2,278,000 | 3,279 |
| Net interest income | $5,153,000 | 3,722 |
| Provision for loan and lease losses | $56,000 | 5,831 |
| Total noninterest income | $2,005,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $367,000 | 3,831 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,638,000 | 1,532 |
| Total noninterest expense | $2,994,000 | 4,660 |
| Salaries and employee benefits | $1,547,000 | 4,840 |
| Premises and equipment expense | $373,000 | 4,997 |
| Additional noninterest expense | $1,074,000 | 4,095 |
| Pre-tax net operating income | $4,108,000 | 2,019 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,552,000 | 1,561 |
| Income before extraordinary items | $2,556,000 | 2,386 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,556,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,453 |
| Cash dividends | $1,767,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,556,000 | 2,326 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 3,661 |
| Total interest expense | $1,693,000 | 3,254 |
| Net interest income | $3,779,000 | 3,763 |
| Provision for loan and lease losses | $56,000 | 5,245 |
| Total noninterest income | $509,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $273,000 | 3,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 4,178 |
| Total noninterest expense | $2,285,000 | 4,572 |
| Salaries and employee benefits | $1,211,000 | 4,649 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $770,000 | 4,202 |
| Pre-tax net operating income | $1,947,000 | 2,957 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $748,000 | 2,207 |
| Income before extraordinary items | $1,199,000 | 3,541 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,199,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $1,763,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,199,000 | 3,469 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 3,693 |
| Total interest expense | $1,130,000 | 3,227 |
| Net interest income | $2,473,000 | 3,814 |
| Provision for loan and lease losses | $56,000 | 4,573 |
| Total noninterest income | $367,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $173,000 | 4,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $194,000 | 3,796 |
| Total noninterest expense | $1,479,000 | 4,710 |
| Salaries and employee benefits | $797,000 | 4,739 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $488,000 | 4,391 |
| Pre-tax net operating income | $1,305,000 | 2,906 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $523,000 | 2,128 |
| Income before extraordinary items | $782,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $1,613,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $782,000 | 3,497 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,633 |
| Total interest expense | $578,000 | 3,212 |
| Net interest income | $1,261,000 | 3,736 |
| Provision for loan and lease losses | $56,000 | 3,163 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $733,000 | 4,765 |
| Salaries and employee benefits | $382,000 | 4,895 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $255,000 | 4,255 |
| Pre-tax net operating income | $649,000 | 2,880 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $260,000 | 2,133 |
| Income before extraordinary items | $389,000 | 3,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $217,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $389,000 | 3,467 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 3,652 |
| Total interest expense | $2,558,000 | 3,280 |
| Net interest income | $4,823,000 | 3,779 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $1,235,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $352,000 | 3,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $883,000 | 2,571 |
| Total noninterest expense | $3,026,000 | 4,584 |
| Salaries and employee benefits | $1,304,000 | 5,346 |
| Premises and equipment expense | $370,000 | 4,997 |
| Additional noninterest expense | $1,352,000 | 3,377 |
| Pre-tax net operating income | $2,892,000 | 2,585 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,065,000 | 2,092 |
| Income before extraordinary items | $1,827,000 | 3,068 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,827,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,827,000 | 2,931 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,719 |
| Total interest expense | $1,942,000 | 3,356 |
| Net interest income | $3,550,000 | 3,862 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $962,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $263,000 | 3,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $699,000 | 2,561 |
| Total noninterest expense | $2,167,000 | 4,714 |
| Salaries and employee benefits | $1,009,000 | 5,216 |
| Premises and equipment expense | $280,000 | 4,953 |
| Additional noninterest expense | $878,000 | 3,779 |
| Pre-tax net operating income | $2,205,000 | 2,640 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $801,000 | 2,204 |
| Income before extraordinary items | $1,404,000 | 3,119 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,404,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $335,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,404,000 | 2,961 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,752 |
| Total interest expense | $1,289,000 | 3,463 |
| Net interest income | $2,363,000 | 3,870 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $446,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $273,000 | 3,470 |
| Total noninterest expense | $1,384,000 | 4,853 |
| Salaries and employee benefits | $668,000 | 5,259 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $539,000 | 4,015 |
| Pre-tax net operating income | $1,330,000 | 2,858 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $455,000 | 2,464 |
| Income before extraordinary items | $875,000 | 3,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $875,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $174,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $875,000 | 3,109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,756 |
| Total interest expense | $652,000 | 3,509 |
| Net interest income | $1,190,000 | 3,848 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $194,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $672,000 | 4,936 |
| Salaries and employee benefits | $310,000 | 5,520 |
| Premises and equipment expense | $87,000 | 5,158 |
| Additional noninterest expense | $275,000 | 3,922 |
| Pre-tax net operating income | $662,000 | 2,866 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $220,000 | 2,546 |
| Income before extraordinary items | $442,000 | 3,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $174,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $442,000 | 3,060 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,740,000 | 3,752 |
| Total interest expense | $2,865,000 | 3,659 |
| Net interest income | $4,875,000 | 3,741 |
| Provision for loan and lease losses | $450,000 | 2,572 |
| Total noninterest income | $818,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $391,000 | 3,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 3,580 |
| Total noninterest expense | $2,677,000 | 4,848 |
| Salaries and employee benefits | $1,216,000 | 5,433 |
| Premises and equipment expense | $360,000 | 4,992 |
| Additional noninterest expense | $1,101,000 | 3,877 |
| Pre-tax net operating income | $2,566,000 | 2,828 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $985,000 | 2,237 |
| Income before extraordinary items | $1,581,000 | 3,366 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,581,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,581,000 | 3,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 3,590 |
| Total interest expense | $4,915,000 | 3,194 |
| Net interest income | $4,226,000 | 3,954 |
| Provision for loan and lease losses | $425,000 | 2,486 |
| Total noninterest income | $581,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $328,000 | 3,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $253,000 | 4,474 |
| Total noninterest expense | $2,403,000 | 5,103 |
| Salaries and employee benefits | $1,118,000 | 5,589 |
| Premises and equipment expense | $322,000 | 5,306 |
| Additional noninterest expense | $963,000 | 4,192 |
| Pre-tax net operating income | $1,979,000 | 3,191 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $694,000 | 2,688 |
| Income before extraordinary items | $1,285,000 | 3,613 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,285,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,761 |
| Cash dividends | $380,000 | 3,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,285,000 | 3,519 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 3,634 |
| Total interest expense | $5,129,000 | 3,239 |
| Net interest income | $4,161,000 | 4,044 |
| Provision for loan and lease losses | $285,000 | 2,968 |
| Total noninterest income | $319,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $261,000 | 4,412 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $2,354,000 | 5,065 |
| Salaries and employee benefits | $1,055,000 | 5,712 |
| Premises and equipment expense | $337,000 | 5,072 |
| Additional noninterest expense | $962,000 | 4,104 |
| Pre-tax net operating income | $1,841,000 | 3,521 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $654,000 | 2,948 |
| Income before extraordinary items | $1,187,000 | 3,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,187,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,831 |
| Cash dividends | $66,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,187,000 | 3,872 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,745,000 | 4,039 |
| Total interest expense | $3,951,000 | 3,627 |
| Net interest income | $3,794,000 | 4,361 |
| Provision for loan and lease losses | $538,000 | 1,671 |
| Total noninterest income | $343,000 | 6,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $2,063,000 | 5,574 |
| Salaries and employee benefits | $981,000 | 5,965 |
| Premises and equipment expense | $296,000 | 5,501 |
| Additional noninterest expense | $786,000 | 4,857 |
| Pre-tax net operating income | $1,536,000 | 4,025 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $619,000 | 3,156 |
| Income before extraordinary items | $917,000 | 4,690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $917,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $182,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $917,000 | 4,652 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 4,475 |
| Total interest expense | $3,915,000 | 3,761 |
| Net interest income | $2,930,000 | 5,216 |
| Provision for loan and lease losses | $323,000 | 2,452 |
| Total noninterest income | $255,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,755,000 | 6,111 |
| Salaries and employee benefits | $840,000 | 6,508 |
| Premises and equipment expense | $267,000 | 5,734 |
| Additional noninterest expense | $648,000 | 5,458 |
| Pre-tax net operating income | $1,107,000 | 5,121 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $364,000 | 4,673 |
| Income before extraordinary items | $743,000 | 5,418 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $743,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $743,000 | 5,317 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,623 |
| Total interest expense | $2,991,000 | 4,731 |
| Net interest income | $2,226,000 | 6,485 |
| Provision for loan and lease losses | $246,000 | 2,979 |
| Total noninterest income | $143,000 | 8,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $1,295,000 | 7,349 |
| Salaries and employee benefits | $597,000 | 7,937 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $552,000 | 6,105 |
| Pre-tax net operating income | $828,000 | 6,420 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $244,000 | 6,324 |
| Income before extraordinary items | $584,000 | 6,457 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $584,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $235,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $584,000 | 6,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 7,385 |
| Total interest expense | $1,863,000 | 6,705 |
| Net interest income | $1,645,000 | 7,920 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $124,000 | 9,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $959,000 | 8,840 |
| Salaries and employee benefits | $466,000 | 9,135 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $374,000 | 8,119 |
| Pre-tax net operating income | $692,000 | 6,967 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $188,000 | 7,318 |
| Income before extraordinary items | $504,000 | 6,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $504,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $504,000 | 6,816 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 9,324 |
| Total interest expense | $1,195,000 | 8,598 |
| Net interest income | $1,062,000 | 9,743 |
| Provision for loan and lease losses | $103,000 | 4,535 |
| Total noninterest income | $104,000 | 10,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $757,000 | 9,962 |
| Salaries and employee benefits | $342,000 | 10,392 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $306,000 | 9,183 |
| Pre-tax net operating income | $306,000 | 9,704 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $306,000 | 8,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $306,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 248 |
| Net operating income | $306,000 | 8,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 12,315 |
| Total interest expense | $213,000 | 12,312 |
| Net interest income | $386,000 | 12,255 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $37,000 | 12,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $609,000 | 11,079 |
| Salaries and employee benefits | $262,000 | 11,555 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $254,000 | 10,478 |
| Pre-tax net operating income | $-298,000 | 12,310 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-298,000 | 12,277 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-298,000 | 12,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 238 |
| Net operating income | $-298,000 | 12,292 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.