Home > Liberty Bank > Income and Expense
Liberty Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,452,000 | 1,491 |
| Total interest expense | $1,288,000 | 1,714 |
| Net interest income | $12,164,000 | 1,440 |
| Provision for loan and lease losses | $362,000 | 1,436 |
| Total noninterest income | $756,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $695,000 | 1,267 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $61,000 | 4,974 |
| Total noninterest expense | $8,086,000 | 1,789 |
| Salaries and employee benefits | $4,611,000 | 1,790 |
| Premises and equipment expense | $1,076,000 | 1,576 |
| Additional noninterest expense | $2,399,000 | 1,842 |
| Pre-tax net operating income | $4,472,000 | 1,483 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,490,000 | 1,125 |
| Income before extraordinary items | $2,982,000 | 1,739 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,982,000 | 1,739 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,982,000 | 1,739 |
| Net charge-offs | $155,000 | 1,580 |
| Cash dividends | $950,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 567 |
| Net operating income | $2,982,000 | 1,722 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 1,485 |
| Total interest expense | $860,000 | 1,678 |
| Net interest income | $8,020,000 | 1,444 |
| Provision for loan and lease losses | $164,000 | 1,755 |
| Total noninterest income | $496,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $473,000 | 1,233 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $23,000 | 5,248 |
| Total noninterest expense | $5,431,000 | 1,771 |
| Salaries and employee benefits | $3,052,000 | 1,804 |
| Premises and equipment expense | $727,000 | 1,572 |
| Additional noninterest expense | $1,652,000 | 1,781 |
| Pre-tax net operating income | $2,921,000 | 1,495 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $976,000 | 1,122 |
| Income before extraordinary items | $1,945,000 | 1,741 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,945,000 | 1,741 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,945,000 | 1,741 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $530,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 551 |
| Net operating income | $1,945,000 | 1,725 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 1,495 |
| Total interest expense | $426,000 | 1,660 |
| Net interest income | $3,957,000 | 1,459 |
| Provision for loan and lease losses | $99,000 | 1,486 |
| Total noninterest income | $378,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $227,000 | 1,284 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $151,000 | 2,926 |
| Total noninterest expense | $2,807,000 | 1,733 |
| Salaries and employee benefits | $1,644,000 | 1,708 |
| Premises and equipment expense | $352,000 | 1,630 |
| Additional noninterest expense | $811,000 | 1,819 |
| Pre-tax net operating income | $1,429,000 | 1,485 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $477,000 | 1,119 |
| Income before extraordinary items | $952,000 | 1,737 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $952,000 | 1,736 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $952,000 | 1,737 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $270,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 524 |
| Net operating income | $952,000 | 1,720 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,449,000 | 1,457 |
| Total interest expense | $1,851,000 | 1,507 |
| Net interest income | $15,598,000 | 1,445 |
| Provision for loan and lease losses | $228,000 | 2,293 |
| Total noninterest income | $1,259,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $900,000 | 1,321 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $359,000 | 3,718 |
| Total noninterest expense | $11,597,000 | 1,671 |
| Salaries and employee benefits | $6,725,000 | 1,615 |
| Premises and equipment expense | $1,460,000 | 1,563 |
| Additional noninterest expense | $3,412,000 | 1,752 |
| Pre-tax net operating income | $5,032,000 | 1,622 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,683,000 | 1,190 |
| Income before extraordinary items | $3,349,000 | 1,915 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,349,000 | 1,914 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,349,000 | 1,914 |
| Net charge-offs | $-145,000 | 5,603 |
| Cash dividends | $950,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 620 |
| Net operating income | $3,349,000 | 1,871 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,028,000 | 1,467 |
| Total interest expense | $1,406,000 | 1,495 |
| Net interest income | $11,622,000 | 1,453 |
| Provision for loan and lease losses | $228,000 | 1,899 |
| Total noninterest income | $912,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $689,000 | 1,297 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $223,000 | 3,965 |
| Total noninterest expense | $8,787,000 | 1,649 |
| Salaries and employee benefits | $5,040,000 | 1,608 |
| Premises and equipment expense | $1,105,000 | 1,561 |
| Additional noninterest expense | $2,642,000 | 1,707 |
| Pre-tax net operating income | $3,519,000 | 1,731 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,178,000 | 1,269 |
| Income before extraordinary items | $2,341,000 | 2,064 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,341,000 | 2,063 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,341,000 | 2,064 |
| Net charge-offs | $-144,000 | 5,663 |
| Cash dividends | $740,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 585 |
| Net operating income | $2,341,000 | 1,991 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 1,481 |
| Total interest expense | $942,000 | 1,488 |
| Net interest income | $7,682,000 | 1,478 |
| Provision for loan and lease losses | $190,000 | 1,677 |
| Total noninterest income | $631,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $459,000 | 1,287 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $172,000 | 3,808 |
| Total noninterest expense | $5,885,000 | 1,651 |
| Salaries and employee benefits | $3,319,000 | 1,631 |
| Premises and equipment expense | $741,000 | 1,543 |
| Additional noninterest expense | $1,825,000 | 1,657 |
| Pre-tax net operating income | $2,238,000 | 1,782 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $752,000 | 1,294 |
| Income before extraordinary items | $1,486,000 | 2,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,486,000 | 2,144 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,486,000 | 2,144 |
| Net charge-offs | $-142,000 | 5,781 |
| Cash dividends | $540,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 564 |
| Net operating income | $1,486,000 | 2,077 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 1,483 |
| Total interest expense | $469,000 | 1,492 |
| Net interest income | $3,818,000 | 1,478 |
| Provision for loan and lease losses | $76,000 | 1,730 |
| Total noninterest income | $310,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $223,000 | 1,308 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,747 |
| Total noninterest expense | $2,910,000 | 1,666 |
| Salaries and employee benefits | $1,655,000 | 1,651 |
| Premises and equipment expense | $370,000 | 1,560 |
| Additional noninterest expense | $885,000 | 1,708 |
| Pre-tax net operating income | $1,142,000 | 1,749 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $381,000 | 1,272 |
| Income before extraordinary items | $761,000 | 2,071 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $761,000 | 2,071 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $761,000 | 2,071 |
| Net charge-offs | $-97,000 | 5,873 |
| Cash dividends | $450,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 538 |
| Net operating income | $761,000 | 2,023 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,258,000 | 1,515 |
| Total interest expense | $1,661,000 | 1,624 |
| Net interest income | $14,597,000 | 1,514 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,245,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $914,000 | 1,311 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $331,000 | 3,843 |
| Total noninterest expense | $11,425,000 | 1,667 |
| Salaries and employee benefits | $6,375,000 | 1,657 |
| Premises and equipment expense | $1,556,000 | 1,484 |
| Additional noninterest expense | $3,494,000 | 1,735 |
| Pre-tax net operating income | $4,417,000 | 1,740 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,478,000 | 1,251 |
| Income before extraordinary items | $2,939,000 | 2,090 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,939,000 | 2,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,939,000 | 2,092 |
| Net charge-offs | $-89,000 | 5,700 |
| Cash dividends | $895,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 639 |
| Net operating income | $2,939,000 | 2,050 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,079,000 | 1,547 |
| Total interest expense | $1,228,000 | 1,676 |
| Net interest income | $10,851,000 | 1,535 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $965,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $689,000 | 1,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,739 |
| Total noninterest expense | $8,700,000 | 1,662 |
| Salaries and employee benefits | $4,806,000 | 1,645 |
| Premises and equipment expense | $1,173,000 | 1,485 |
| Additional noninterest expense | $2,721,000 | 1,669 |
| Pre-tax net operating income | $3,116,000 | 1,844 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,045,000 | 1,332 |
| Income before extraordinary items | $2,071,000 | 2,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,071,000 | 2,201 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,071,000 | 2,200 |
| Net charge-offs | $59,000 | 2,646 |
| Cash dividends | $815,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 612 |
| Net operating income | $2,071,000 | 2,156 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,977,000 | 1,566 |
| Total interest expense | $804,000 | 1,712 |
| Net interest income | $7,173,000 | 1,551 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $574,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $452,000 | 1,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,291 |
| Total noninterest expense | $5,807,000 | 1,665 |
| Salaries and employee benefits | $3,234,000 | 1,645 |
| Premises and equipment expense | $790,000 | 1,482 |
| Additional noninterest expense | $1,783,000 | 1,699 |
| Pre-tax net operating income | $1,940,000 | 1,929 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $652,000 | 1,384 |
| Income before extraordinary items | $1,288,000 | 2,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,288,000 | 2,303 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,288,000 | 2,303 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $715,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 593 |
| Net operating income | $1,288,000 | 2,259 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 1,597 |
| Total interest expense | $388,000 | 1,766 |
| Net interest income | $3,494,000 | 1,581 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $214,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $221,000 | 1,331 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-7,000 | 6,308 |
| Total noninterest expense | $2,909,000 | 1,669 |
| Salaries and employee benefits | $1,626,000 | 1,646 |
| Premises and equipment expense | $393,000 | 1,510 |
| Additional noninterest expense | $890,000 | 1,692 |
| Pre-tax net operating income | $799,000 | 2,210 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $268,000 | 1,558 |
| Income before extraordinary items | $531,000 | 2,602 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $531,000 | 2,605 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $531,000 | 2,605 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $365,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 566 |
| Net operating income | $531,000 | 2,525 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,720,000 | 1,579 |
| Total interest expense | $1,450,000 | 1,946 |
| Net interest income | $14,270,000 | 1,553 |
| Provision for loan and lease losses | $414,000 | 1,638 |
| Total noninterest income | $1,551,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $926,000 | 1,394 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $625,000 | 2,978 |
| Total noninterest expense | $11,505,000 | 1,662 |
| Salaries and employee benefits | $6,350,000 | 1,638 |
| Premises and equipment expense | $1,580,000 | 1,498 |
| Additional noninterest expense | $3,575,000 | 1,738 |
| Pre-tax net operating income | $3,902,000 | 1,873 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,315,000 | 1,300 |
| Income before extraordinary items | $2,587,000 | 2,251 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,587,000 | 2,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,587,000 | 2,251 |
| Net charge-offs | $358,000 | 1,832 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 618 |
| Net operating income | $2,587,000 | 2,202 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,791,000 | 1,588 |
| Total interest expense | $1,071,000 | 1,997 |
| Net interest income | $10,720,000 | 1,555 |
| Provision for loan and lease losses | $414,000 | 1,347 |
| Total noninterest income | $1,207,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $697,000 | 1,404 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $510,000 | 2,882 |
| Total noninterest expense | $8,622,000 | 1,669 |
| Salaries and employee benefits | $4,777,000 | 1,624 |
| Premises and equipment expense | $1,180,000 | 1,512 |
| Additional noninterest expense | $2,665,000 | 1,730 |
| Pre-tax net operating income | $2,891,000 | 1,914 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $977,000 | 1,329 |
| Income before extraordinary items | $1,914,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,914,000 | 2,295 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,914,000 | 2,294 |
| Net charge-offs | $116,000 | 2,547 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 578 |
| Net operating income | $1,914,000 | 2,243 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 1,598 |
| Total interest expense | $697,000 | 2,056 |
| Net interest income | $7,077,000 | 1,565 |
| Provision for loan and lease losses | $334,000 | 1,142 |
| Total noninterest income | $822,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $455,000 | 1,400 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $367,000 | 2,773 |
| Total noninterest expense | $5,796,000 | 1,651 |
| Salaries and employee benefits | $3,221,000 | 1,606 |
| Premises and equipment expense | $775,000 | 1,536 |
| Additional noninterest expense | $1,800,000 | 1,710 |
| Pre-tax net operating income | $1,769,000 | 1,999 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $601,000 | 1,373 |
| Income before extraordinary items | $1,168,000 | 2,377 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,168,000 | 2,381 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,168,000 | 2,381 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 527 |
| Net operating income | $1,168,000 | 2,337 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 1,636 |
| Total interest expense | $335,000 | 2,165 |
| Net interest income | $3,460,000 | 1,582 |
| Provision for loan and lease losses | $167,000 | 1,125 |
| Total noninterest income | $411,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $220,000 | 1,422 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $191,000 | 2,634 |
| Total noninterest expense | $2,931,000 | 1,640 |
| Salaries and employee benefits | $1,634,000 | 1,601 |
| Premises and equipment expense | $393,000 | 1,545 |
| Additional noninterest expense | $904,000 | 1,686 |
| Pre-tax net operating income | $773,000 | 2,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $262,000 | 1,470 |
| Income before extraordinary items | $511,000 | 2,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 2,521 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $511,000 | 2,521 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 498 |
| Net operating income | $511,000 | 2,471 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 1,768 |
| Total interest expense | $1,381,000 | 2,314 |
| Net interest income | $12,769,000 | 1,687 |
| Provision for loan and lease losses | $660,000 | 1,531 |
| Total noninterest income | $1,476,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $954,000 | 1,424 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $522,000 | 3,298 |
| Total noninterest expense | $10,777,000 | 1,788 |
| Salaries and employee benefits | $5,850,000 | 1,757 |
| Premises and equipment expense | $1,603,000 | 1,483 |
| Additional noninterest expense | $3,324,000 | 1,905 |
| Pre-tax net operating income | $2,808,000 | 2,273 |
| Securities gains (losses) | $430,000 | 508 |
| Applicable income taxes | $1,123,000 | 1,363 |
| Income before extraordinary items | $2,115,000 | 2,500 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,115,000 | 2,503 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,115,000 | 2,503 |
| Net charge-offs | $226,000 | 2,880 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 630 |
| Net operating income | $1,835,500 | 2,715 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 1,808 |
| Total interest expense | $1,049,000 | 2,349 |
| Net interest income | $9,370,000 | 1,720 |
| Provision for loan and lease losses | $495,000 | 1,522 |
| Total noninterest income | $1,075,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $718,000 | 1,427 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $357,000 | 3,485 |
| Total noninterest expense | $7,984,000 | 1,801 |
| Salaries and employee benefits | $4,334,000 | 1,783 |
| Premises and equipment expense | $1,214,000 | 1,484 |
| Additional noninterest expense | $2,436,000 | 1,925 |
| Pre-tax net operating income | $1,966,000 | 2,456 |
| Securities gains (losses) | $430,000 | 463 |
| Applicable income taxes | $835,000 | 1,411 |
| Income before extraordinary items | $1,561,000 | 2,585 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,561,000 | 2,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,561,000 | 2,589 |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 597 |
| Net operating income | $1,281,500 | 2,874 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 1,808 |
| Total interest expense | $718,000 | 2,340 |
| Net interest income | $6,191,000 | 1,726 |
| Provision for loan and lease losses | $330,000 | 1,548 |
| Total noninterest income | $620,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $468,000 | 1,422 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,192 |
| Total noninterest expense | $5,264,000 | 1,817 |
| Salaries and employee benefits | $2,876,000 | 1,793 |
| Premises and equipment expense | $827,000 | 1,454 |
| Additional noninterest expense | $1,561,000 | 2,003 |
| Pre-tax net operating income | $1,217,000 | 2,570 |
| Securities gains (losses) | $430,000 | 423 |
| Applicable income taxes | $578,000 | 1,386 |
| Income before extraordinary items | $1,069,000 | 2,501 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,069,000 | 2,508 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,069,000 | 2,507 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 561 |
| Net operating income | $789,500 | 3,006 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 1,831 |
| Total interest expense | $373,000 | 2,341 |
| Net interest income | $3,079,000 | 1,748 |
| Provision for loan and lease losses | $165,000 | 1,527 |
| Total noninterest income | $301,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $224,000 | 1,462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $2,652,000 | 1,825 |
| Salaries and employee benefits | $1,450,000 | 1,799 |
| Premises and equipment expense | $427,000 | 1,431 |
| Additional noninterest expense | $775,000 | 2,020 |
| Pre-tax net operating income | $563,000 | 2,659 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $199,000 | 1,718 |
| Income before extraordinary items | $364,000 | 3,195 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $364,000 | 3,195 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $364,000 | 3,197 |
| Net charge-offs | $38,000 | 2,621 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
| Net operating income | $364,000 | 3,102 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,024,000 | 1,882 |
| Total interest expense | $1,628,000 | 2,552 |
| Net interest income | $12,396,000 | 1,774 |
| Provision for loan and lease losses | $660,000 | 2,332 |
| Total noninterest income | $1,301,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $896,000 | 1,554 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $405,000 | 3,619 |
| Total noninterest expense | $10,958,000 | 1,752 |
| Salaries and employee benefits | $5,677,000 | 1,784 |
| Premises and equipment expense | $1,762,000 | 1,351 |
| Additional noninterest expense | $3,519,000 | 1,869 |
| Pre-tax net operating income | $2,079,000 | 2,741 |
| Securities gains (losses) | $352,000 | 1,221 |
| Applicable income taxes | $887,000 | 1,586 |
| Income before extraordinary items | $1,544,000 | 3,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 3,068 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,544,000 | 3,069 |
| Net charge-offs | $112,000 | 4,331 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 472 |
| Net operating income | $1,318,720 | 3,224 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,451,000 | 1,917 |
| Total interest expense | $1,226,000 | 2,639 |
| Net interest income | $9,225,000 | 1,807 |
| Provision for loan and lease losses | $495,000 | 2,292 |
| Total noninterest income | $973,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $668,000 | 1,576 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $305,000 | 3,666 |
| Total noninterest expense | $8,276,000 | 1,741 |
| Salaries and employee benefits | $4,208,000 | 1,789 |
| Premises and equipment expense | $1,332,000 | 1,353 |
| Additional noninterest expense | $2,736,000 | 1,808 |
| Pre-tax net operating income | $1,427,000 | 2,979 |
| Securities gains (losses) | $353,000 | 980 |
| Applicable income taxes | $655,000 | 1,656 |
| Income before extraordinary items | $1,125,000 | 3,202 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,125,000 | 3,203 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,125,000 | 3,202 |
| Net charge-offs | $91,000 | 4,059 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 427 |
| Net operating income | $899,080 | 3,489 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 1,936 |
| Total interest expense | $822,000 | 2,714 |
| Net interest income | $6,125,000 | 1,813 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $641,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $449,000 | 1,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 3,739 |
| Total noninterest expense | $5,612,000 | 1,727 |
| Salaries and employee benefits | $2,800,000 | 1,787 |
| Premises and equipment expense | $863,000 | 1,376 |
| Additional noninterest expense | $1,949,000 | 1,707 |
| Pre-tax net operating income | $824,000 | 3,218 |
| Securities gains (losses) | $352,000 | 757 |
| Applicable income taxes | $432,000 | 1,646 |
| Income before extraordinary items | $744,000 | 3,199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $744,000 | 3,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $744,000 | 3,199 |
| Net charge-offs | $58,000 | 3,900 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 398 |
| Net operating income | $518,720 | 3,725 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 1,971 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $3,010,000 | 1,852 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $286,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $221,000 | 1,562 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 4,337 |
| Total noninterest expense | $2,614,000 | 1,830 |
| Salaries and employee benefits | $1,416,000 | 1,774 |
| Premises and equipment expense | $435,000 | 1,373 |
| Additional noninterest expense | $763,000 | 2,118 |
| Pre-tax net operating income | $517,000 | 2,811 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $193,000 | 1,768 |
| Income before extraordinary items | $324,000 | 3,494 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $324,000 | 3,497 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $324,000 | 3,497 |
| Net charge-offs | $60,000 | 2,879 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 351 |
| Net operating income | $324,000 | 3,317 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,191,000 | 2,111 |
| Total interest expense | $2,192,000 | 2,579 |
| Net interest income | $10,999,000 | 1,986 |
| Provision for loan and lease losses | $799,000 | 2,748 |
| Total noninterest income | $1,163,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $844,000 | 1,712 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $319,000 | 3,761 |
| Total noninterest expense | $10,465,000 | 1,841 |
| Salaries and employee benefits | $5,544,000 | 1,747 |
| Premises and equipment expense | $1,716,000 | 1,454 |
| Additional noninterest expense | $3,205,000 | 2,080 |
| Pre-tax net operating income | $898,000 | 3,916 |
| Securities gains (losses) | $134,000 | 1,808 |
| Applicable income taxes | $422,000 | 2,200 |
| Income before extraordinary items | $610,000 | 4,377 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $610,000 | 4,379 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $610,000 | 4,379 |
| Net charge-offs | $139,000 | 4,668 |
| Cash dividends | $365,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 533 |
| Net operating income | $524,240 | 4,482 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,873,000 | 2,144 |
| Total interest expense | $1,710,000 | 2,586 |
| Net interest income | $8,163,000 | 2,018 |
| Provision for loan and lease losses | $624,000 | 2,594 |
| Total noninterest income | $759,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $615,000 | 1,758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $144,000 | 4,584 |
| Total noninterest expense | $7,755,000 | 1,857 |
| Salaries and employee benefits | $4,099,000 | 1,779 |
| Premises and equipment expense | $1,249,000 | 1,504 |
| Additional noninterest expense | $2,407,000 | 2,069 |
| Pre-tax net operating income | $543,000 | 4,356 |
| Securities gains (losses) | $134,000 | 1,522 |
| Applicable income taxes | $276,000 | 2,352 |
| Income before extraordinary items | $401,000 | 4,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 4,655 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $401,000 | 4,655 |
| Net charge-offs | $92,000 | 4,510 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 510 |
| Net operating income | $315,240 | 4,874 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 2,221 |
| Total interest expense | $1,132,000 | 2,683 |
| Net interest income | $5,284,000 | 2,075 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $469,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $406,000 | 1,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,210 |
| Total noninterest expense | $5,160,000 | 1,871 |
| Salaries and employee benefits | $2,741,000 | 1,786 |
| Premises and equipment expense | $817,000 | 1,542 |
| Additional noninterest expense | $1,602,000 | 2,113 |
| Pre-tax net operating income | $143,000 | 5,440 |
| Securities gains (losses) | $134,000 | 940 |
| Applicable income taxes | $123,000 | 2,689 |
| Income before extraordinary items | $154,000 | 5,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,337 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $154,000 | 5,338 |
| Net charge-offs | $91,000 | 3,938 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 421 |
| Net operating income | $68,240 | 5,815 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 2,292 |
| Total interest expense | $558,000 | 2,801 |
| Net interest income | $2,554,000 | 2,128 |
| Provision for loan and lease losses | $218,000 | 2,345 |
| Total noninterest income | $208,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $183,000 | 1,875 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $2,585,000 | 1,891 |
| Salaries and employee benefits | $1,391,000 | 1,778 |
| Premises and equipment expense | $399,000 | 1,607 |
| Additional noninterest expense | $795,000 | 2,115 |
| Pre-tax net operating income | $-41,000 | 6,530 |
| Securities gains (losses) | $32,000 | 928 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $-19,000 | 6,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,000 | 6,483 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-19,000 | 6,483 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 371 |
| Net operating income | $-51,000 | 6,568 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 2,746 |
| Total interest expense | $2,028,000 | 3,523 |
| Net interest income | $8,843,000 | 2,487 |
| Provision for loan and lease losses | $1,183,000 | 2,799 |
| Total noninterest income | $857,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $757,000 | 1,922 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 5,443 |
| Total noninterest expense | $9,763,000 | 1,989 |
| Salaries and employee benefits | $5,213,000 | 1,867 |
| Premises and equipment expense | $1,357,000 | 1,887 |
| Additional noninterest expense | $3,193,000 | 2,174 |
| Pre-tax net operating income | $-1,246,000 | 6,575 |
| Securities gains (losses) | $464,000 | 944 |
| Applicable income taxes | $-278,000 | 7,033 |
| Income before extraordinary items | $-504,000 | 6,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-504,000 | 6,372 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-504,000 | 6,372 |
| Net charge-offs | $637,000 | 3,309 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 637 |
| Net operating income | $-800,960 | 6,462 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,896,000 | 2,874 |
| Total interest expense | $1,480,000 | 3,740 |
| Net interest income | $6,416,000 | 2,592 |
| Provision for loan and lease losses | $1,017,000 | 2,479 |
| Total noninterest income | $633,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $560,000 | 1,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $73,000 | 5,605 |
| Total noninterest expense | $7,247,000 | 2,003 |
| Salaries and employee benefits | $3,887,000 | 1,874 |
| Premises and equipment expense | $887,000 | 2,161 |
| Additional noninterest expense | $2,473,000 | 2,088 |
| Pre-tax net operating income | $-1,215,000 | 6,855 |
| Securities gains (losses) | $355,000 | 954 |
| Applicable income taxes | $-318,000 | 7,286 |
| Income before extraordinary items | $-542,000 | 6,682 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-542,000 | 6,683 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-542,000 | 6,683 |
| Net charge-offs | $613,000 | 2,792 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 575 |
| Net operating income | $-769,200 | 6,761 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 2,997 |
| Total interest expense | $966,000 | 3,899 |
| Net interest income | $4,132,000 | 2,679 |
| Provision for loan and lease losses | $685,000 | 2,408 |
| Total noninterest income | $401,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $352,000 | 2,089 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 5,610 |
| Total noninterest expense | $4,706,000 | 2,065 |
| Salaries and employee benefits | $2,515,000 | 1,935 |
| Premises and equipment expense | $540,000 | 2,381 |
| Additional noninterest expense | $1,651,000 | 2,075 |
| Pre-tax net operating income | $-858,000 | 6,935 |
| Securities gains (losses) | $162,000 | 1,077 |
| Applicable income taxes | $-267,000 | 7,376 |
| Income before extraordinary items | $-429,000 | 6,807 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-429,000 | 6,809 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-429,000 | 6,808 |
| Net charge-offs | $477,000 | 2,507 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 505 |
| Net operating income | $-532,680 | 6,842 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 3,145 |
| Total interest expense | $488,000 | 4,001 |
| Net interest income | $1,972,000 | 2,815 |
| Provision for loan and lease losses | $164,000 | 3,246 |
| Total noninterest income | $190,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $165,000 | 2,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $2,301,000 | 2,116 |
| Salaries and employee benefits | $1,250,000 | 1,978 |
| Premises and equipment expense | $269,000 | 2,427 |
| Additional noninterest expense | $782,000 | 2,165 |
| Pre-tax net operating income | $-303,000 | 6,973 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-119,000 | 7,473 |
| Income before extraordinary items | $-184,000 | 6,912 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-184,000 | 6,913 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-184,000 | 6,912 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 450 |
| Net operating income | $-184,000 | 6,869 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 3,667 |
| Total interest expense | $2,048,000 | 4,374 |
| Net interest income | $6,446,000 | 3,258 |
| Provision for loan and lease losses | $491,000 | 4,575 |
| Total noninterest income | $865,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $680,000 | 2,310 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $185,000 | 4,766 |
| Total noninterest expense | $8,328,000 | 2,377 |
| Salaries and employee benefits | $4,481,000 | 2,191 |
| Premises and equipment expense | $1,004,000 | 2,564 |
| Additional noninterest expense | $2,843,000 | 2,460 |
| Pre-tax net operating income | $-1,508,000 | 6,446 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-557,000 | 7,078 |
| Income before extraordinary items | $-951,000 | 6,343 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-951,000 | 6,343 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-951,000 | 6,343 |
| Net charge-offs | $62,000 | 6,077 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $16,690,000 | 54 |
| Net operating income | $-951,000 | 6,352 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 3,796 |
| Total interest expense | $1,552,000 | 4,496 |
| Net interest income | $4,593,000 | 3,410 |
| Provision for loan and lease losses | $312,000 | 4,535 |
| Total noninterest income | $664,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $510,000 | 2,318 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $154,000 | 4,711 |
| Total noninterest expense | $6,022,000 | 2,455 |
| Salaries and employee benefits | $3,186,000 | 2,331 |
| Premises and equipment expense | $741,000 | 2,628 |
| Additional noninterest expense | $2,095,000 | 2,475 |
| Pre-tax net operating income | $-1,077,000 | 6,692 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-226,000 | 7,129 |
| Income before extraordinary items | $-851,000 | 6,657 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-851,000 | 6,659 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-851,000 | 6,659 |
| Net charge-offs | $64,000 | 5,483 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $10,060,000 | 73 |
| Net operating income | $-851,000 | 6,658 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,913 |
| Total interest expense | $1,031,000 | 4,648 |
| Net interest income | $2,952,000 | 3,499 |
| Provision for loan and lease losses | $172,000 | 4,569 |
| Total noninterest income | $454,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $331,000 | 2,333 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $3,962,000 | 2,520 |
| Salaries and employee benefits | $2,094,000 | 2,411 |
| Premises and equipment expense | $483,000 | 2,723 |
| Additional noninterest expense | $1,385,000 | 2,511 |
| Pre-tax net operating income | $-728,000 | 6,844 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-273,000 | 7,389 |
| Income before extraordinary items | $-455,000 | 6,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-455,000 | 6,714 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-455,000 | 6,714 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $8,560,000 | 67 |
| Net operating income | $-455,000 | 6,696 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 4,070 |
| Total interest expense | $519,000 | 4,742 |
| Net interest income | $1,395,000 | 3,649 |
| Provision for loan and lease losses | $97,000 | 3,958 |
| Total noninterest income | $227,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $148,000 | 2,502 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $1,930,000 | 2,508 |
| Salaries and employee benefits | $1,051,000 | 2,431 |
| Premises and equipment expense | $254,000 | 2,647 |
| Additional noninterest expense | $625,000 | 2,478 |
| Pre-tax net operating income | $-405,000 | 7,208 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-159,000 | 7,663 |
| Income before extraordinary items | $-246,000 | 7,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-246,000 | 7,109 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-246,000 | 7,109 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $580,000 | 193 |
| Net operating income | $-246,000 | 7,041 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 6,795 |
| Total interest expense | $889,000 | 6,972 |
| Net interest income | $1,848,000 | 6,590 |
| Provision for loan and lease losses | $348,000 | 4,379 |
| Total noninterest income | $282,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $207,000 | 4,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $75,000 | 6,290 |
| Total noninterest expense | $2,703,000 | 5,429 |
| Salaries and employee benefits | $1,487,000 | 5,361 |
| Premises and equipment expense | $343,000 | 5,476 |
| Additional noninterest expense | $873,000 | 5,231 |
| Pre-tax net operating income | $-921,000 | 6,978 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-359,000 | 7,381 |
| Income before extraordinary items | $-562,000 | 6,747 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-562,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 3,859 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,160,000 | 405 |
| Net operating income | $-562,000 | 6,885 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 8,006 |
| Total interest expense | $250,000 | 8,049 |
| Net interest income | $594,000 | 7,892 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $85,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $69,000 | 6,058 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 7,561 |
| Total noninterest expense | $702,000 | 7,660 |
| Salaries and employee benefits | $410,000 | 7,581 |
| Premises and equipment expense | $86,000 | 7,522 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $-38,000 | 6,819 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-38,000 | 6,678 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-38,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-38,000 | 6,853 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 4,865 |
| Total interest expense | $1,013,000 | 5,547 |
| Net interest income | $2,210,000 | 4,301 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $343,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $246,000 | 3,055 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $2,331,000 | 3,785 |
| Salaries and employee benefits | $1,228,000 | 3,896 |
| Premises and equipment expense | $370,000 | 3,423 |
| Additional noninterest expense | $733,000 | 3,589 |
| Pre-tax net operating income | $174,000 | 5,986 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $174,000 | 5,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,154 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $174,000 | 5,742 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 4,990 |
| Total interest expense | $545,000 | 5,541 |
| Net interest income | $1,041,000 | 4,479 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $167,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $1,179,000 | 3,751 |
| Salaries and employee benefits | $630,000 | 3,829 |
| Premises and equipment expense | $181,000 | 3,483 |
| Additional noninterest expense | $368,000 | 3,532 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $29,000 | 6,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,235 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,000 | 6,796 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 4,826 |
| Total interest expense | $2,274,000 | 5,522 |
| Net interest income | $4,507,000 | 4,291 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $789,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $534,000 | 2,905 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $255,000 | 4,546 |
| Total noninterest expense | $3,961,000 | 4,152 |
| Salaries and employee benefits | $2,179,000 | 4,117 |
| Premises and equipment expense | $604,000 | 3,820 |
| Additional noninterest expense | $1,178,000 | 4,129 |
| Pre-tax net operating income | $1,320,000 | 4,158 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,317,000 | 3,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,317,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,035 |
| Cash dividends | $960,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,320,000 | 3,722 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 4,854 |
| Total interest expense | $1,652,000 | 5,623 |
| Net interest income | $3,408,000 | 4,292 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $601,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $394,000 | 2,929 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,425 |
| Total noninterest expense | $2,771,000 | 4,341 |
| Salaries and employee benefits | $1,540,000 | 4,293 |
| Premises and equipment expense | $437,000 | 3,913 |
| Additional noninterest expense | $794,000 | 4,380 |
| Pre-tax net operating income | $1,223,000 | 3,907 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,223,000 | 3,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,223,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,223,000 | 3,407 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 4,949 |
| Total interest expense | $1,037,000 | 5,776 |
| Net interest income | $2,260,000 | 4,335 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $408,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $264,000 | 2,914 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $144,000 | 4,393 |
| Total noninterest expense | $1,848,000 | 4,363 |
| Salaries and employee benefits | $1,030,000 | 4,327 |
| Premises and equipment expense | $287,000 | 3,960 |
| Additional noninterest expense | $531,000 | 4,403 |
| Pre-tax net operating income | $805,000 | 4,006 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $805,000 | 3,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $805,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $805,000 | 3,480 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 4,988 |
| Total interest expense | $492,000 | 5,902 |
| Net interest income | $1,133,000 | 4,331 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $130,000 | 2,901 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $901,000 | 4,438 |
| Salaries and employee benefits | $515,000 | 4,339 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $398,000 | 3,487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 4,923 |
| Total interest expense | $1,622,000 | 5,927 |
| Net interest income | $4,531,000 | 4,318 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $628,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $445,000 | 3,317 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 5,281 |
| Total noninterest expense | $3,549,000 | 4,366 |
| Salaries and employee benefits | $1,949,000 | 4,361 |
| Premises and equipment expense | $593,000 | 3,803 |
| Additional noninterest expense | $1,007,000 | 4,490 |
| Pre-tax net operating income | $1,565,000 | 4,203 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,565,000 | 3,681 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,565,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $960,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,565,000 | 3,659 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 4,974 |
| Total interest expense | $1,152,000 | 6,007 |
| Net interest income | $3,367,000 | 4,379 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $467,000 | 4,670 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $327,000 | 3,379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,256 |
| Total noninterest expense | $2,588,000 | 4,434 |
| Salaries and employee benefits | $1,394,000 | 4,490 |
| Premises and equipment expense | $440,000 | 3,843 |
| Additional noninterest expense | $754,000 | 4,475 |
| Pre-tax net operating income | $1,201,000 | 4,297 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,201,000 | 3,743 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,201,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,201,000 | 3,722 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 4,970 |
| Total interest expense | $724,000 | 6,063 |
| Net interest income | $2,258,000 | 4,361 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $310,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 3,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,303 |
| Total noninterest expense | $1,741,000 | 4,420 |
| Salaries and employee benefits | $941,000 | 4,463 |
| Premises and equipment expense | $292,000 | 3,847 |
| Additional noninterest expense | $508,000 | 4,445 |
| Pre-tax net operating income | $782,000 | 4,377 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $782,000 | 3,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $782,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $782,000 | 3,797 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 4,966 |
| Total interest expense | $344,000 | 6,078 |
| Net interest income | $1,120,000 | 4,373 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $155,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $870,000 | 4,422 |
| Salaries and employee benefits | $465,000 | 4,515 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $257,000 | 4,386 |
| Pre-tax net operating income | $383,000 | 4,371 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $383,000 | 3,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $383,000 | 3,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 4,820 |
| Total interest expense | $1,032,000 | 6,219 |
| Net interest income | $4,520,000 | 4,243 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $702,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $471,000 | 3,176 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $231,000 | 4,878 |
| Total noninterest expense | $3,410,000 | 4,378 |
| Salaries and employee benefits | $1,834,000 | 4,406 |
| Premises and equipment expense | $597,000 | 3,673 |
| Additional noninterest expense | $979,000 | 4,487 |
| Pre-tax net operating income | $1,737,000 | 4,039 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,722,000 | 3,473 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,722,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,134 |
| Cash dividends | $960,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,737,000 | 3,423 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 4,847 |
| Total interest expense | $703,000 | 6,350 |
| Net interest income | $3,387,000 | 4,249 |
| Provision for loan and lease losses | $53,000 | 5,130 |
| Total noninterest income | $545,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $348,000 | 3,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 4,633 |
| Total noninterest expense | $2,483,000 | 4,446 |
| Salaries and employee benefits | $1,314,000 | 4,536 |
| Premises and equipment expense | $450,000 | 3,657 |
| Additional noninterest expense | $719,000 | 4,538 |
| Pre-tax net operating income | $1,396,000 | 3,948 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,381,000 | 3,343 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,381,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,396,000 | 3,272 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,859 |
| Total interest expense | $438,000 | 6,383 |
| Net interest income | $2,229,000 | 4,264 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $340,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $226,000 | 3,239 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $114,000 | 4,928 |
| Total noninterest expense | $1,644,000 | 4,451 |
| Salaries and employee benefits | $872,000 | 4,525 |
| Premises and equipment expense | $299,000 | 3,637 |
| Additional noninterest expense | $473,000 | 4,569 |
| Pre-tax net operating income | $895,000 | 4,001 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $880,000 | 3,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $880,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $895,000 | 3,319 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 4,898 |
| Total interest expense | $217,000 | 6,333 |
| Net interest income | $1,094,000 | 4,333 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $184,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $805,000 | 4,548 |
| Salaries and employee benefits | $427,000 | 4,616 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $466,000 | 3,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $466,000 | 3,217 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $466,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $466,000 | 3,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 4,978 |
| Total interest expense | $719,000 | 6,522 |
| Net interest income | $4,085,000 | 4,415 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $631,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $477,000 | 3,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 5,630 |
| Total noninterest expense | $3,315,000 | 4,353 |
| Salaries and employee benefits | $1,774,000 | 4,382 |
| Premises and equipment expense | $579,000 | 3,632 |
| Additional noninterest expense | $962,000 | 4,489 |
| Pre-tax net operating income | $1,401,000 | 4,426 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,413,000 | 3,777 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,413,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $945,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,401,000 | 3,749 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 5,028 |
| Total interest expense | $523,000 | 6,595 |
| Net interest income | $3,015,000 | 4,454 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $473,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $360,000 | 3,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $2,460,000 | 4,354 |
| Salaries and employee benefits | $1,299,000 | 4,420 |
| Premises and equipment expense | $441,000 | 3,597 |
| Additional noninterest expense | $720,000 | 4,425 |
| Pre-tax net operating income | $1,028,000 | 4,539 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,040,000 | 3,909 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,040,000 | 3,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,028,000 | 3,870 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 5,049 |
| Total interest expense | $341,000 | 6,679 |
| Net interest income | $2,006,000 | 4,467 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $311,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $231,000 | 3,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 5,602 |
| Total noninterest expense | $1,644,000 | 4,372 |
| Salaries and employee benefits | $861,000 | 4,466 |
| Premises and equipment expense | $285,000 | 3,696 |
| Additional noninterest expense | $498,000 | 4,324 |
| Pre-tax net operating income | $673,000 | 4,544 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $685,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $673,000 | 3,865 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,083 |
| Total interest expense | $174,000 | 6,710 |
| Net interest income | $996,000 | 4,496 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $164,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $851,000 | 4,284 |
| Salaries and employee benefits | $426,000 | 4,519 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $277,000 | 3,998 |
| Pre-tax net operating income | $309,000 | 4,743 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $309,000 | 4,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $309,000 | 4,064 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 5,145 |
| Total interest expense | $768,000 | 6,810 |
| Net interest income | $3,872,000 | 4,459 |
| Provision for loan and lease losses | $-5,000 | 8,896 |
| Total noninterest income | $753,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $467,000 | 3,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $286,000 | 4,601 |
| Total noninterest expense | $2,988,000 | 4,613 |
| Salaries and employee benefits | $1,609,000 | 4,617 |
| Premises and equipment expense | $478,000 | 4,208 |
| Additional noninterest expense | $901,000 | 4,629 |
| Pre-tax net operating income | $1,642,000 | 3,884 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,645,000 | 3,320 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,645,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $945,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,642,000 | 3,178 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 5,266 |
| Total interest expense | $597,000 | 6,863 |
| Net interest income | $2,810,000 | 4,588 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $589,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $343,000 | 3,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 4,413 |
| Total noninterest expense | $2,185,000 | 4,684 |
| Salaries and employee benefits | $1,163,000 | 4,738 |
| Premises and equipment expense | $355,000 | 4,226 |
| Additional noninterest expense | $667,000 | 4,639 |
| Pre-tax net operating income | $1,179,000 | 4,124 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,182,000 | 3,539 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,182,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,179,000 | 3,379 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 5,261 |
| Total interest expense | $418,000 | 6,859 |
| Net interest income | $1,895,000 | 4,558 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $400,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $219,000 | 3,403 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $1,459,000 | 4,679 |
| Salaries and employee benefits | $772,000 | 4,736 |
| Premises and equipment expense | $243,000 | 4,137 |
| Additional noninterest expense | $444,000 | 4,638 |
| Pre-tax net operating income | $801,000 | 4,052 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $804,000 | 3,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $801,000 | 3,310 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 5,267 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $945,000 | 4,566 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 3,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $701,000 | 4,785 |
| Salaries and employee benefits | $380,000 | 4,800 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $399,000 | 4,034 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $399,000 | 3,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $399,000 | 3,296 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 5,376 |
| Total interest expense | $1,059,000 | 6,775 |
| Net interest income | $3,651,000 | 4,634 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $638,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $427,000 | 3,373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,913 |
| Total noninterest expense | $2,798,000 | 4,687 |
| Salaries and employee benefits | $1,436,000 | 4,851 |
| Premises and equipment expense | $479,000 | 4,067 |
| Additional noninterest expense | $883,000 | 4,606 |
| Pre-tax net operating income | $1,451,000 | 4,205 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,451,000 | 3,583 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,451,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,451,000 | 3,484 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 5,482 |
| Total interest expense | $1,792,000 | 6,424 |
| Net interest income | $3,417,000 | 4,636 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $498,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $147,000 | 5,585 |
| Total noninterest expense | $2,641,000 | 4,776 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $449,000 | 4,247 |
| Additional noninterest expense | $837,000 | 4,649 |
| Pre-tax net operating income | $1,194,000 | 4,427 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,197,000 | 3,819 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,197,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,194,000 | 3,704 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 5,839 |
| Total interest expense | $1,484,000 | 7,205 |
| Net interest income | $3,380,000 | 4,732 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $883,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,750 |
| Total noninterest expense | $2,439,000 | 4,950 |
| Salaries and employee benefits | $1,235,000 | 5,094 |
| Premises and equipment expense | $426,000 | 4,300 |
| Additional noninterest expense | $778,000 | 4,831 |
| Pre-tax net operating income | $1,644,000 | 3,804 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $-11,000 | 9,330 |
| Income before extraordinary items | $1,636,000 | 3,026 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,636,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,655,000 | 2,990 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 6,279 |
| Total interest expense | $1,269,000 | 7,477 |
| Net interest income | $2,827,000 | 5,392 |
| Provision for loan and lease losses | $271,000 | 2,898 |
| Total noninterest income | $417,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $2,241,000 | 5,262 |
| Salaries and employee benefits | $1,084,000 | 5,565 |
| Premises and equipment expense | $460,000 | 4,058 |
| Additional noninterest expense | $697,000 | 5,253 |
| Pre-tax net operating income | $732,000 | 6,201 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $732,000 | 5,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $732,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,811 |
| Cash dividends | $728,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $732,000 | 5,307 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 6,363 |
| Total interest expense | $1,416,000 | 7,384 |
| Net interest income | $2,720,000 | 5,528 |
| Provision for loan and lease losses | $449,000 | 1,886 |
| Total noninterest income | $479,000 | 5,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,349,000 | 4,979 |
| Salaries and employee benefits | $1,070,000 | 5,520 |
| Premises and equipment expense | $429,000 | 4,186 |
| Additional noninterest expense | $850,000 | 4,474 |
| Pre-tax net operating income | $401,000 | 7,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $132,000 | 7,080 |
| Income before extraordinary items | $269,000 | 8,113 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $269,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,495 |
| Cash dividends | $264,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $269,000 | 8,040 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 6,581 |
| Total interest expense | $1,338,000 | 7,752 |
| Net interest income | $2,750,000 | 5,667 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $509,000 | 4,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,852 |
| Total noninterest expense | $2,274,000 | 5,158 |
| Salaries and employee benefits | $1,061,000 | 5,632 |
| Premises and equipment expense | $374,000 | 4,672 |
| Additional noninterest expense | $839,000 | 4,568 |
| Pre-tax net operating income | $780,000 | 6,632 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $552,000 | 6,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $552,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,063 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $552,000 | 6,603 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 7,124 |
| Total interest expense | $1,279,000 | 8,163 |
| Net interest income | $2,448,000 | 6,284 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $602,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,246 |
| Total noninterest expense | $2,013,000 | 5,919 |
| Salaries and employee benefits | $987,000 | 6,050 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $707,000 | 5,708 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $298,000 | 5,851 |
| Income before extraordinary items | $687,000 | 5,816 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $687,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $687,000 | 5,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 7,701 |
| Total interest expense | $1,182,000 | 8,643 |
| Net interest income | $2,201,000 | 6,865 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $720,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,334 |
| Total noninterest expense | $1,926,000 | 6,164 |
| Salaries and employee benefits | $929,000 | 6,410 |
| Premises and equipment expense | $302,000 | 5,593 |
| Additional noninterest expense | $695,000 | 5,894 |
| Pre-tax net operating income | $923,000 | 6,308 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $310,000 | 5,878 |
| Income before extraordinary items | $613,000 | 6,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $613,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $613,000 | 6,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 8,616 |
| Total interest expense | $700,000 | 10,089 |
| Net interest income | $1,970,000 | 7,641 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $665,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,768 |
| Total noninterest expense | $1,982,000 | 6,256 |
| Salaries and employee benefits | $919,000 | 6,519 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $785,000 | 5,787 |
| Pre-tax net operating income | $653,000 | 7,695 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $439,000 | 7,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $439,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $439,000 | 7,869 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 8,899 |
| Total interest expense | $726,000 | 10,432 |
| Net interest income | $1,928,000 | 7,899 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $860,000 | 3,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 3,254 |
| Total noninterest expense | $2,009,000 | 6,318 |
| Salaries and employee benefits | $915,000 | 6,630 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $838,000 | 5,700 |
| Pre-tax net operating income | $679,000 | 7,473 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $424,000 | 8,195 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $424,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $424,000 | 7,923 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 9,539 |
| Total interest expense | $763,000 | 11,509 |
| Net interest income | $1,935,000 | 7,934 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $586,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $1,694,000 | 7,275 |
| Salaries and employee benefits | $771,000 | 7,457 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $687,000 | 7,174 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $239,000 | 6,848 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $448,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $448,000 | 7,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.