Home > Liberty Bank > Income and Expense
Liberty Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,770,000 | 7,236 |
| Total interest expense | $1,485,000 | 7,744 |
| Net interest income | $2,285,000 | 6,716 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $673,000 | 4,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $494,000 | 2,899 |
| Total noninterest expense | $2,110,000 | 5,754 |
| Salaries and employee benefits | $1,067,000 | 5,737 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $705,000 | 5,817 |
| Pre-tax net operating income | $848,000 | 6,654 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $275,000 | 6,302 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 11,620 |
| Cash dividends | $119,000 | 6,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $572,010 | 6,751 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 7,290 |
| Total interest expense | $1,169,000 | 8,026 |
| Net interest income | $2,351,000 | 6,750 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $676,000 | 4,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,679 |
| Total noninterest expense | $2,190,000 | 5,769 |
| Salaries and employee benefits | $1,132,000 | 5,516 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $824,000 | 5,566 |
| Pre-tax net operating income | $837,000 | 6,694 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $588,000 | 6,632 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $588,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,905 |
| Cash dividends | $119,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $588,000 | 6,692 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 8,081 |
| Total interest expense | $1,188,000 | 8,301 |
| Net interest income | $1,969,000 | 7,773 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $775,000 | 4,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 3,346 |
| Total noninterest expense | $2,020,000 | 6,278 |
| Salaries and employee benefits | $1,106,000 | 5,621 |
| Premises and equipment expense | $212,000 | 7,448 |
| Additional noninterest expense | $702,000 | 6,538 |
| Pre-tax net operating income | $694,000 | 7,397 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $237,000 | 6,990 |
| Income before extraordinary items | $569,000 | 7,023 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $569,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $489,480 | 7,388 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 8,633 |
| Total interest expense | $1,442,000 | 8,690 |
| Net interest income | $1,761,000 | 8,465 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,891 |
| Total noninterest expense | $1,874,000 | 6,724 |
| Salaries and employee benefits | $921,000 | 6,501 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $762,000 | 6,336 |
| Pre-tax net operating income | $312,000 | 10,014 |
| Securities gains (losses) | $165,000 | 2,288 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $369,000 | 8,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $241,950 | 9,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.