Home > Liberty Bank > Income and Expense

Liberty Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$330,217,000217
Total interest expense$64,525,000326
Net interest income$265,692,000179
Provision for loan and lease losses$16,209,000157
Total noninterest income$49,741,000249
Gross Fiduciary activities income$0981
Service charges on deposit accounts$11,449,000144
Trading account gains and fees$0123
Additional Noninterest Income$38,292,000208
Total noninterest expense$206,073,000182
Salaries and employee benefits$110,411,000174
Premises and equipment expense$24,983,000141
Additional noninterest expense$38,292,000208
Pre-tax net operating income$93,151,000220
Securities gains (losses)$32,074,0004
Applicable income taxes$26,297,000181
Income before extraordinary items$98,928,000178
Extraordinary gains, net$054
Net income$98,928,000182
Minority interest net income$088
Net income of bank and minority interests.$98,928,000181
Net charge-offs$23,215,00098
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$73,589,540223
2023-09-30 (YTD Data)Rank
Total interest income$239,985,000218
Total interest expense$38,236,000370
Net interest income$201,749,000176
Provision for loan and lease losses$13,669,000146
Total noninterest income$35,933,000251
Gross Fiduciary activities income$0950
Service charges on deposit accounts$8,355,000147
Trading account gains and fees$0125
Additional Noninterest Income$27,578,000218
Total noninterest expense$142,505,000196
Salaries and employee benefits$81,180,000180
Premises and equipment expense$18,654,000139
Additional noninterest expense$27,578,000218
Pre-tax net operating income$81,508,000210
Securities gains (losses)$17,214,0008
Applicable income taxes$20,485,000186
Income before extraordinary items$78,237,000178
Extraordinary gains, net$052
Net income$78,237,000178
Minority interest net income$081
Net income of bank and minority interests.$78,237,000178
Net charge-offs$3,166,000231
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$64,637,940209
2023-06-30 (YTD Data)Rank
Total interest income$155,030,000213
Total interest expense$17,903,000432
Net interest income$137,127,000174
Provision for loan and lease losses$6,088,000185
Total noninterest income$23,612,000247
Gross Fiduciary activities income$0931
Service charges on deposit accounts$5,410,000144
Trading account gains and fees$0112
Additional Noninterest Income$18,202,000212
Total noninterest expense$94,033,000193
Salaries and employee benefits$54,854,000175
Premises and equipment expense$12,273,000135
Additional noninterest expense$18,202,000212
Pre-tax net operating income$60,618,000195
Securities gains (losses)$26,138,0003
Applicable income taxes$18,002,000153
Income before extraordinary items$68,754,000146
Extraordinary gains, net$051
Net income$68,754,000149
Minority interest net income$081
Net income of bank and minority interests.$68,754,000146
Net charge-offs$2,303,000211
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$48,104,980191
2023-03-31 (YTD Data)Rank
Total interest income$74,902,000220
Total interest expense$5,334,000576
Net interest income$69,568,000174
Provision for loan and lease losses$1,248,000308
Total noninterest income$11,309,000254
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,650,000152
Trading account gains and fees$097
Additional Noninterest Income$8,659,000213
Total noninterest expense$46,494,000198
Salaries and employee benefits$27,635,000180
Premises and equipment expense$6,084,000144
Additional noninterest expense$8,659,000213
Pre-tax net operating income$33,135,000185
Securities gains (losses)$12,579,0005
Applicable income taxes$9,486,000150
Income before extraordinary items$36,228,000147
Extraordinary gains, net$04
Net income$36,228,000147
Minority interest net income$048
Net income of bank and minority interests.$36,228,000147
Net charge-offs$1,113,000191
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$26,290,590184
2022-12-31 (YTD Data)Rank
Total interest income$228,880,000221
Total interest expense$13,803,000356
Net interest income$215,077,000212
Provision for loan and lease losses$565,0001,160
Total noninterest income$49,783,000249
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$12,200,000144
Trading account gains and fees$0116
Additional Noninterest Income$37,583,000219
Total noninterest expense$171,299,000205
Salaries and employee benefits$95,874,000199
Premises and equipment expense$25,383,000140
Additional noninterest expense$37,583,000219
Pre-tax net operating income$92,996,000245
Securities gains (losses)$-43,111,0004,696
Applicable income taxes$10,351,000374
Income before extraordinary items$39,534,000381
Extraordinary gains, net$05
Net income$39,534,000382
Minority interest net income$063
Net income of bank and minority interests.$39,534,000382
Net charge-offs$-247,0004,474
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$73,591,690246
2022-09-30 (YTD Data)Rank
Total interest income$158,214,000224
Total interest expense$10,641,000253
Net interest income$147,573,000219
Provision for loan and lease losses$-1,610,0004,684
Total noninterest income$37,750,000255
Gross Fiduciary activities income$0968
Service charges on deposit accounts$9,491,000141
Trading account gains and fees$0111
Additional Noninterest Income$28,259,000227
Total noninterest expense$124,531,000210
Salaries and employee benefits$70,319,000199
Premises and equipment expense$19,313,000142
Additional noninterest expense$28,259,000227
Pre-tax net operating income$62,402,000272
Securities gains (losses)$-58,809,0004,742
Applicable income taxes$768,0001,544
Income before extraordinary items$2,825,0002,154
Extraordinary gains, net$04
Net income$2,825,0002,153
Minority interest net income$057
Net income of bank and minority interests.$2,825,0002,153
Net charge-offs$-611,0004,655
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$49,284,110269
2022-06-30 (YTD Data)Rank
Total interest income$94,883,000229
Total interest expense$7,269,000193
Net interest income$87,614,000234
Provision for loan and lease losses$-3,445,0004,735
Total noninterest income$25,781,000242
Gross Fiduciary activities income$0925
Service charges on deposit accounts$6,115,000142
Trading account gains and fees$0108
Additional Noninterest Income$19,666,000224
Total noninterest expense$79,161,000207
Salaries and employee benefits$45,359,000195
Premises and equipment expense$12,072,000146
Additional noninterest expense$21,730,000241
Pre-tax net operating income$37,679,000280
Securities gains (losses)$-51,761,0004,764
Applicable income taxes$-3,008,0004,762
Income before extraordinary items$-11,074,0004,763
Extraordinary gains, net$04
Net income$-11,074,0004,763
Minority interest net income$060
Net income of bank and minority interests.$-11,074,0004,763
Net charge-offs$-106,0004,399
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$29,817,190276
2022-03-31 (YTD Data)Rank
Total interest income$44,677,000233
Total interest expense$3,709,000166
Net interest income$40,968,000240
Provision for loan and lease losses$-2,067,0004,729
Total noninterest income$13,625,000243
Gross Fiduciary activities income$0892
Service charges on deposit accounts$2,949,000145
Trading account gains and fees$0103
Additional Noninterest Income$10,676,000219
Total noninterest expense$39,327,000208
Salaries and employee benefits$22,986,000196
Premises and equipment expense$6,055,000148
Additional noninterest expense$10,286,000252
Pre-tax net operating income$17,333,000285
Securities gains (losses)$-14,913,0004,790
Applicable income taxes$517,000949
Income before extraordinary items$1,903,0001,240
Extraordinary gains, net$04
Net income$1,903,0001,240
Minority interest net income$050
Net income of bank and minority interests.$1,903,0001,240
Net charge-offs$-85,0004,520
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$13,684,270282
2021-12-31 (YTD Data)Rank
Total interest income$185,508,000221
Total interest expense$19,762,000153
Net interest income$165,746,000229
Provision for loan and lease losses$-5,521,0004,682
Total noninterest income$47,330,000286
Gross Fiduciary activities income$0994
Service charges on deposit accounts$10,548,000156
Trading account gains and fees$0132
Additional Noninterest Income$36,782,000273
Total noninterest expense$155,709,000212
Salaries and employee benefits$88,998,000205
Premises and equipment expense$23,289,000154
Additional noninterest expense$43,422,000237
Pre-tax net operating income$62,888,000322
Securities gains (losses)$40,355,00025
Applicable income taxes$22,053,000235
Income before extraordinary items$81,190,000234
Extraordinary gains, net$010
Net income$81,190,000234
Minority interest net income$074
Net income of bank and minority interests.$81,190,000234
Net charge-offs$3,068,000222
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$49,309,550328
2021-09-30 (YTD Data)Rank
Total interest income$139,895,000222
Total interest expense$15,850,000151
Net interest income$124,045,000232
Provision for loan and lease losses$1,979,000217
Total noninterest income$36,018,000287
Gross Fiduciary activities income$0957
Service charges on deposit accounts$7,505,000161
Trading account gains and fees$0132
Additional Noninterest Income$28,513,000267
Total noninterest expense$116,197,000215
Salaries and employee benefits$67,247,000199
Premises and equipment expense$17,184,000159
Additional noninterest expense$31,766,000239
Pre-tax net operating income$41,887,000361
Securities gains (losses)$26,426,00027
Applicable income taxes$15,159,000254
Income before extraordinary items$53,154,000255
Extraordinary gains, net$08
Net income$53,154,000256
Minority interest net income$069
Net income of bank and minority interests.$53,154,000255
Net charge-offs$2,412,000217
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$32,277,460377
2021-06-30 (YTD Data)Rank
Total interest income$94,619,000222
Total interest expense$11,120,000153
Net interest income$83,499,000230
Provision for loan and lease losses$4,479,00058
Total noninterest income$23,193,000298
Gross Fiduciary activities income$0951
Service charges on deposit accounts$4,653,000166
Trading account gains and fees$0133
Additional Noninterest Income$18,540,000279
Total noninterest expense$78,305,000212
Salaries and employee benefits$45,701,000199
Premises and equipment expense$11,509,000157
Additional noninterest expense$21,095,000236
Pre-tax net operating income$23,908,000406
Securities gains (losses)$25,367,00022
Applicable income taxes$10,934,000242
Income before extraordinary items$38,341,000247
Extraordinary gains, net$06
Net income$38,341,000248
Minority interest net income$067
Net income of bank and minority interests.$38,341,000248
Net charge-offs$950,000276
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$18,301,070420
2021-03-31 (YTD Data)Rank
Total interest income$47,933,000222
Total interest expense$5,969,000154
Net interest income$41,964,000226
Provision for loan and lease losses$2,687,00067
Total noninterest income$11,740,000304
Gross Fiduciary activities income$0922
Service charges on deposit accounts$2,313,000162
Trading account gains and fees$0127
Additional Noninterest Income$9,427,000286
Total noninterest expense$39,672,000207
Salaries and employee benefits$23,151,000195
Premises and equipment expense$6,076,000150
Additional noninterest expense$10,445,000239
Pre-tax net operating income$11,345,000417
Securities gains (losses)$11,635,00025
Applicable income taxes$5,099,000254
Income before extraordinary items$17,881,000264
Extraordinary gains, net$03
Net income$17,881,000264
Minority interest net income$055
Net income of bank and minority interests.$17,881,000264
Net charge-offs$878,000192
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,689,350434
2020-12-31 (YTD Data)Rank
Total interest income$196,131,000221
Total interest expense$41,758,000160
Net interest income$154,373,000233
Provision for loan and lease losses$49,450,000141
Total noninterest income$49,051,000278
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$9,932,000152
Trading account gains and fees$0133
Additional Noninterest Income$39,119,000256
Total noninterest expense$148,614,000215
Salaries and employee benefits$85,874,000196
Premises and equipment expense$22,945,000155
Additional noninterest expense$39,795,000242
Pre-tax net operating income$5,360,0001,700
Securities gains (losses)$42,369,00025
Applicable income taxes$10,591,000291
Income before extraordinary items$37,138,000320
Extraordinary gains, net$04
Net income$37,138,000318
Minority interest net income$072
Net income of bank and minority interests.$37,138,000320
Net charge-offs$4,650,000233
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,666,4901,975
2020-09-30 (YTD Data)Rank
Total interest income$146,523,000221
Total interest expense$33,552,000164
Net interest income$112,971,000238
Provision for loan and lease losses$31,750,000172
Total noninterest income$37,277,000268
Gross Fiduciary activities income$0981
Service charges on deposit accounts$7,249,000149
Trading account gains and fees$0125
Additional Noninterest Income$30,028,000245
Total noninterest expense$109,708,000213
Salaries and employee benefits$64,410,000193
Premises and equipment expense$17,170,000153
Additional noninterest expense$28,128,000247
Pre-tax net operating income$8,790,000896
Securities gains (losses)$14,253,00043
Applicable income taxes$5,120,000372
Income before extraordinary items$17,923,000428
Extraordinary gains, net$04
Net income$17,923,000428
Minority interest net income$065
Net income of bank and minority interests.$17,923,000428
Net charge-offs$4,219,000195
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,663,130989
2020-06-30 (YTD Data)Rank
Total interest income$100,029,000222
Total interest expense$23,749,000173
Net interest income$76,280,000235
Provision for loan and lease losses$14,050,000227
Total noninterest income$23,663,000260
Gross Fiduciary activities income$0970
Service charges on deposit accounts$4,912,000151
Trading account gains and fees$0123
Additional Noninterest Income$18,751,000244
Total noninterest expense$73,288,000212
Salaries and employee benefits$43,103,000188
Premises and equipment expense$11,489,000155
Additional noninterest expense$18,696,000244
Pre-tax net operating income$12,605,000411
Securities gains (losses)$193,000716
Applicable income taxes$2,844,000378
Income before extraordinary items$9,954,000452
Extraordinary gains, net$04
Net income$9,954,000451
Minority interest net income$065
Net income of bank and minority interests.$9,954,000452
Net charge-offs$392,000689
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,801,530444
2020-03-31 (YTD Data)Rank
Total interest income$51,591,000223
Total interest expense$12,855,000180
Net interest income$38,736,000230
Provision for loan and lease losses$1,250,000533
Total noninterest income$11,882,000241
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,011,000149
Trading account gains and fees$0106
Additional Noninterest Income$8,871,000216
Total noninterest expense$37,204,000212
Salaries and employee benefits$21,345,000191
Premises and equipment expense$5,758,000159
Additional noninterest expense$10,101,000231
Pre-tax net operating income$12,164,000221
Securities gains (losses)$-26,868,0005,110
Applicable income taxes$-3,267,0005,078
Income before extraordinary items$-11,437,0005,082
Extraordinary gains, net$04
Net income$-11,437,0005,081
Minority interest net income$056
Net income of bank and minority interests.$-11,437,0005,081
Net charge-offs$299,000494
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,788,720221
2019-12-31 (YTD Data)Rank
Total interest income$203,126,000229
Total interest expense$47,826,000209
Net interest income$155,300,000228
Provision for loan and lease losses$3,600,000324
Total noninterest income$42,828,000264
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$12,121,000145
Trading account gains and fees$0135
Additional Noninterest Income$30,707,000238
Total noninterest expense$139,721,000215
Salaries and employee benefits$75,575,000209
Premises and equipment expense$20,696,000167
Additional noninterest expense$43,450,000217
Pre-tax net operating income$54,807,000293
Securities gains (losses)$29,128,00022
Applicable income taxes$18,650,000225
Income before extraordinary items$65,285,000216
Extraordinary gains, net$011
Net income$65,285,000217
Minority interest net income$076
Net income of bank and minority interests.$65,285,000217
Net charge-offs$1,100,000625
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$42,273,880304
2019-09-30 (YTD Data)Rank
Total interest income$150,188,000233
Total interest expense$34,213,000216
Net interest income$115,975,000232
Provision for loan and lease losses$2,700,000323
Total noninterest income$30,074,000273
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$8,795,000148
Trading account gains and fees$0129
Additional Noninterest Income$21,279,000249
Total noninterest expense$99,840,000223
Salaries and employee benefits$54,782,000212
Premises and equipment expense$15,411,000169
Additional noninterest expense$29,647,000229
Pre-tax net operating income$43,509,000282
Securities gains (losses)$19,628,00026
Applicable income taxes$13,511,000229
Income before extraordinary items$49,626,000216
Extraordinary gains, net$011
Net income$49,626,000217
Minority interest net income$072
Net income of bank and minority interests.$49,626,000217
Net charge-offs$541,000722
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$34,119,880286
2019-06-30 (YTD Data)Rank
Total interest income$100,854,000233
Total interest expense$21,917,000221
Net interest income$78,937,000225
Provision for loan and lease losses$1,800,000316
Total noninterest income$19,688,000270
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$5,637,000150
Trading account gains and fees$0131
Additional Noninterest Income$14,051,000249
Total noninterest expense$65,031,000227
Salaries and employee benefits$37,035,000213
Premises and equipment expense$10,378,000172
Additional noninterest expense$17,618,000254
Pre-tax net operating income$31,794,000265
Securities gains (losses)$18,796,00021
Applicable income taxes$9,865,000205
Income before extraordinary items$40,725,000184
Extraordinary gains, net$011
Net income$40,725,000185
Minority interest net income$069
Net income of bank and minority interests.$40,725,000185
Net charge-offs$644,000486
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$25,500,240260
2019-03-31 (YTD Data)Rank
Total interest income$49,204,000235
Total interest expense$10,535,000223
Net interest income$38,669,000234
Provision for loan and lease losses$900,000308
Total noninterest income$9,678,000252
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,772,000152
Trading account gains and fees$0126
Additional Noninterest Income$6,906,000234
Total noninterest expense$32,842,000224
Salaries and employee benefits$18,990,000213
Premises and equipment expense$5,288,000170
Additional noninterest expense$8,564,000259
Pre-tax net operating income$14,605,000271
Securities gains (losses)$13,594,0008
Applicable income taxes$5,499,000189
Income before extraordinary items$22,700,000177
Extraordinary gains, net$05
Net income$22,700,000177
Minority interest net income$052
Net income of bank and minority interests.$22,700,000177
Net charge-offs$142,000755
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$11,824,800268
2018-12-31 (YTD Data)Rank
Total interest income$174,651,000240
Total interest expense$28,392,000239
Net interest income$146,259,000240
Provision for loan and lease losses$2,508,000427
Total noninterest income$36,359,000286
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$11,933,000151
Trading account gains and fees$0126
Additional Noninterest Income$24,426,000267
Total noninterest expense$134,000,000218
Salaries and employee benefits$70,551,000211
Premises and equipment expense$19,232,000173
Additional noninterest expense$44,217,000224
Pre-tax net operating income$46,110,000335
Securities gains (losses)$41,071,0008
Applicable income taxes$15,614,000232
Income before extraordinary items$71,567,000206
Extraordinary gains, net$06
Net income$71,567,000206
Minority interest net income$072
Net income of bank and minority interests.$71,567,000206
Net charge-offs$976,000599
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$37,888,780329
2018-09-30 (YTD Data)Rank
Total interest income$128,303,000239
Total interest expense$19,449,000242
Net interest income$108,854,000238
Provision for loan and lease losses$2,508,000331
Total noninterest income$26,588,000292
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$8,778,000151
Trading account gains and fees$0138
Additional Noninterest Income$17,810,000283
Total noninterest expense$94,244,000224
Salaries and employee benefits$53,284,000207
Premises and equipment expense$14,220,000173
Additional noninterest expense$26,740,000253
Pre-tax net operating income$38,690,000312
Securities gains (losses)$14,183,00013
Applicable income taxes$11,236,000244
Income before extraordinary items$41,637,000247
Extraordinary gains, net$05
Net income$41,637,000247
Minority interest net income$066
Net income of bank and minority interests.$41,637,000247
Net charge-offs$302,000995
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$30,432,430314
2018-06-30 (YTD Data)Rank
Total interest income$84,168,000235
Total interest expense$12,133,000233
Net interest income$72,035,000231
Provision for loan and lease losses$2,150,000277
Total noninterest income$17,630,000292
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$5,793,000151
Trading account gains and fees$0130
Additional Noninterest Income$11,837,000283
Total noninterest expense$62,515,000225
Salaries and employee benefits$35,308,000209
Premises and equipment expense$9,707,000165
Additional noninterest expense$17,500,000256
Pre-tax net operating income$25,000,000311
Securities gains (losses)$9,212,00011
Applicable income taxes$6,846,000245
Income before extraordinary items$27,366,000241
Extraordinary gains, net$06
Net income$27,366,000241
Minority interest net income$065
Net income of bank and minority interests.$27,366,000241
Net charge-offs$416,000588
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$19,996,400305
2018-03-31 (YTD Data)Rank
Total interest income$41,238,000237
Total interest expense$5,851,000228
Net interest income$35,387,000231
Provision for loan and lease losses$1,075,000261
Total noninterest income$8,754,000296
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,891,000150
Trading account gains and fees$0123
Additional Noninterest Income$5,863,000274
Total noninterest expense$31,584,000225
Salaries and employee benefits$17,806,000213
Premises and equipment expense$4,970,000166
Additional noninterest expense$8,808,000252
Pre-tax net operating income$11,482,000320
Securities gains (losses)$3,366,00015
Applicable income taxes$2,971,000269
Income before extraordinary items$11,877,000271
Extraordinary gains, net$07
Net income$11,877,000271
Minority interest net income$052
Net income of bank and minority interests.$11,877,000271
Net charge-offs$174,000623
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$9,184,200321
2017-12-31 (YTD Data)Rank
Total interest income$160,940,000225
Total interest expense$21,462,000203
Net interest income$139,478,000224
Provision for loan and lease losses$1,733,000582
Total noninterest income$39,003,000261
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$11,475,000148
Trading account gains and fees$0151
Additional Noninterest Income$27,528,000244
Total noninterest expense$125,703,000222
Salaries and employee benefits$68,168,000203
Premises and equipment expense$19,377,000161
Additional noninterest expense$38,158,000233
Pre-tax net operating income$51,045,000286
Securities gains (losses)$17,545,00016
Applicable income taxes$28,398,000206
Income before extraordinary items$40,192,000250
Extraordinary gains, net$09
Net income$40,192,000250
Minority interest net income$076
Net income of bank and minority interests.$40,192,000250
Net charge-offs$1,962,000407
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$28,963,200304
2017-09-30 (YTD Data)Rank
Total interest income$119,401,000224
Total interest expense$15,752,000201
Net interest income$103,649,000223
Provision for loan and lease losses$1,733,000465
Total noninterest income$26,653,000285
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$8,448,000149
Trading account gains and fees$0145
Additional Noninterest Income$18,205,000270
Total noninterest expense$94,018,000218
Salaries and employee benefits$50,947,000203
Premises and equipment expense$14,603,000160
Additional noninterest expense$28,468,000234
Pre-tax net operating income$34,551,000309
Securities gains (losses)$14,020,00017
Applicable income taxes$16,582,000218
Income before extraordinary items$31,989,000260
Extraordinary gains, net$09
Net income$31,989,000259
Minority interest net income$071
Net income of bank and minority interests.$31,989,000260
Net charge-offs$587,000710
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$22,735,800323
2017-06-30 (YTD Data)Rank
Total interest income$78,600,000227
Total interest expense$10,338,000198
Net interest income$68,262,000226
Provision for loan and lease losses$1,733,000316
Total noninterest income$18,027,000281
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$5,515,000151
Trading account gains and fees$0139
Additional Noninterest Income$12,512,000267
Total noninterest expense$62,520,000217
Salaries and employee benefits$33,372,000205
Premises and equipment expense$9,883,000159
Additional noninterest expense$19,265,000237
Pre-tax net operating income$22,036,000317
Securities gains (losses)$11,101,00014
Applicable income taxes$11,124,000219
Income before extraordinary items$22,013,000247
Extraordinary gains, net$011
Net income$22,013,000247
Minority interest net income$071
Net income of bank and minority interests.$22,013,000247
Net charge-offs$-172,0005,553
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,686,340331
2017-03-31 (YTD Data)Rank
Total interest income$38,628,000225
Total interest expense$5,184,000194
Net interest income$33,444,000225
Provision for loan and lease losses$1,300,000228
Total noninterest income$9,230,000276
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,681,000154
Trading account gains and fees$0142
Additional Noninterest Income$6,549,000260
Total noninterest expense$31,301,000213
Salaries and employee benefits$16,688,000205
Premises and equipment expense$5,098,000156
Additional noninterest expense$9,515,000238
Pre-tax net operating income$10,073,000333
Securities gains (losses)$3,113,00025
Applicable income taxes$4,427,000255
Income before extraordinary items$8,759,000279
Extraordinary gains, net$08
Net income$8,759,000280
Minority interest net income$055
Net income of bank and minority interests.$8,759,000280
Net charge-offs$-434,0005,802
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,704,420339
2016-12-31 (YTD Data)Rank
Total interest income$153,141,000217
Total interest expense$19,477,000188
Net interest income$133,664,000218
Provision for loan and lease losses$3,000,000382
Total noninterest income$33,511,000291
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$10,649,000155
Trading account gains and fees$0170
Additional Noninterest Income$22,862,000283
Total noninterest expense$126,277,000213
Salaries and employee benefits$66,719,000197
Premises and equipment expense$19,567,000158
Additional noninterest expense$39,991,000225
Pre-tax net operating income$37,898,000313
Securities gains (losses)$21,373,00021
Applicable income taxes$19,897,000225
Income before extraordinary items$39,374,000257
Extraordinary gains, net$05
Net income$39,374,000255
Minority interest net income$082
Net income of bank and minority interests.$39,374,000256
Net charge-offs$2,412,000347
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$25,267,820337
2016-09-30 (YTD Data)Rank
Total interest income$113,815,000217
Total interest expense$14,436,000186
Net interest income$99,379,000220
Provision for loan and lease losses$3,000,000290
Total noninterest income$24,856,000293
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$7,777,000158
Trading account gains and fees$0169
Additional Noninterest Income$17,079,000282
Total noninterest expense$93,237,000213
Salaries and employee benefits$49,712,000196
Premises and equipment expense$14,624,000161
Additional noninterest expense$28,901,000232
Pre-tax net operating income$27,998,000316
Securities gains (losses)$14,545,00023
Applicable income taxes$14,890,000222
Income before extraordinary items$27,653,000258
Extraordinary gains, net$05
Net income$27,653,000258
Minority interest net income$071
Net income of bank and minority interests.$27,653,000258
Net charge-offs$1,558,000352
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$18,198,750336
2016-06-30 (YTD Data)Rank
Total interest income$76,209,000218
Total interest expense$9,499,000190
Net interest income$66,710,000219
Provision for loan and lease losses$2,000,000289
Total noninterest income$16,084,000297
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$4,893,000166
Trading account gains and fees$0157
Additional Noninterest Income$11,191,000286
Total noninterest expense$62,338,000214
Salaries and employee benefits$32,858,000197
Premises and equipment expense$9,752,000161
Additional noninterest expense$19,728,000227
Pre-tax net operating income$18,456,000315
Securities gains (losses)$11,424,00023
Applicable income taxes$10,458,000213
Income before extraordinary items$19,422,000249
Extraordinary gains, net$016
Net income$19,422,000248
Minority interest net income$071
Net income of bank and minority interests.$19,422,000248
Net charge-offs$755,000440
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,996,400339
2016-03-31 (YTD Data)Rank
Total interest income$37,239,000222
Total interest expense$4,667,000189
Net interest income$32,572,000223
Provision for loan and lease losses$1,000,000275
Total noninterest income$7,497,000300
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$2,329,000168
Trading account gains and fees$0142
Additional Noninterest Income$5,168,000290
Total noninterest expense$31,876,000204
Salaries and employee benefits$16,693,000198
Premises and equipment expense$4,880,000161
Additional noninterest expense$10,303,000211
Pre-tax net operating income$7,193,000367
Securities gains (losses)$10,642,00017
Applicable income taxes$6,001,000197
Income before extraordinary items$11,834,000217
Extraordinary gains, net$012
Net income$11,834,000218
Minority interest net income$062
Net income of bank and minority interests.$11,834,000217
Net charge-offs$338,000451
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,810,280387
2015-12-31 (YTD Data)Rank
Total interest income$133,683,000228
Total interest expense$16,160,000194
Net interest income$117,523,000231
Provision for loan and lease losses$-2,000,0006,104
Total noninterest income$29,746,000305
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$8,860,000175
Trading account gains and fees$0159
Additional Noninterest Income$20,886,000295
Total noninterest expense$114,274,000214
Salaries and employee benefits$61,015,000201
Premises and equipment expense$17,600,000171
Additional noninterest expense$35,659,000240
Pre-tax net operating income$34,995,000318
Securities gains (losses)$6,140,00044
Applicable income taxes$13,841,000258
Income before extraordinary items$27,294,000303
Extraordinary gains, net$023
Net income$27,294,000303
Minority interest net income$081
Net income of bank and minority interests.$27,294,000303
Net charge-offs$2,822,000287
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,241,600336
2015-09-30 (YTD Data)Rank
Total interest income$100,489,000233
Total interest expense$11,895,000194
Net interest income$88,594,000234
Provision for loan and lease losses$04,232
Total noninterest income$22,891,000307
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$6,488,000185
Trading account gains and fees$0153
Additional Noninterest Income$16,403,000295
Total noninterest expense$84,598,000225
Salaries and employee benefits$45,144,000208
Premises and equipment expense$13,217,000170
Additional noninterest expense$26,237,000248
Pre-tax net operating income$26,887,000317
Securities gains (losses)$3,684,00053
Applicable income taxes$10,205,000269
Income before extraordinary items$20,366,000304
Extraordinary gains, net$021
Net income$20,366,000304
Minority interest net income$078
Net income of bank and minority interests.$20,366,000304
Net charge-offs$1,785,000304
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$17,897,720335
2015-06-30 (YTD Data)Rank
Total interest income$66,012,000237
Total interest expense$7,742,000196
Net interest income$58,270,000237
Provision for loan and lease losses$2,000,000240
Total noninterest income$14,763,000320
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$4,172,000185
Trading account gains and fees$0157
Additional Noninterest Income$10,591,000299
Total noninterest expense$56,625,000226
Salaries and employee benefits$30,268,000211
Premises and equipment expense$8,950,000172
Additional noninterest expense$17,407,000254
Pre-tax net operating income$14,408,000374
Securities gains (losses)$2,224,00070
Applicable income taxes$5,322,000314
Income before extraordinary items$11,310,000351
Extraordinary gains, net$022
Net income$11,310,000350
Minority interest net income$075
Net income of bank and minority interests.$11,310,000350
Net charge-offs$1,226,000306
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,797,680396
2015-03-31 (YTD Data)Rank
Total interest income$32,626,000239
Total interest expense$3,696,000201
Net interest income$28,930,000240
Provision for loan and lease losses$1,000,000221
Total noninterest income$6,466,000343
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,983,000192
Trading account gains and fees$0152
Additional Noninterest Income$4,483,000322
Total noninterest expense$28,509,000228
Salaries and employee benefits$15,360,000207
Premises and equipment expense$3,734,000196
Additional noninterest expense$9,415,000236
Pre-tax net operating income$5,887,000423
Securities gains (losses)$850,000100
Applicable income taxes$2,156,000354
Income before extraordinary items$4,581,000408
Extraordinary gains, net$013
Net income$4,581,000407
Minority interest net income$064
Net income of bank and minority interests.$4,581,000408
Net charge-offs$553,000323
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,003,000451
2014-12-31 (YTD Data)Rank
Total interest income$136,769,000226
Total interest expense$13,779,000218
Net interest income$122,990,000224
Provision for loan and lease losses$2,200,000438
Total noninterest income$25,900,000320
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$16,194,000117
Trading account gains and fees$0180
Additional Noninterest Income$9,706,000461
Total noninterest expense$111,701,000219
Salaries and employee benefits$58,713,000197
Premises and equipment expense$16,681,000177
Additional noninterest expense$36,307,000237
Pre-tax net operating income$34,989,000294
Securities gains (losses)$12,804,00025
Applicable income taxes$15,294,000235
Income before extraordinary items$32,499,000263
Extraordinary gains, net$017
Net income$32,499,000262
Minority interest net income$084
Net income of bank and minority interests.$32,499,000262
Net charge-offs$2,970,000350
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$23,792,280313
2014-09-30 (YTD Data)Rank
Total interest income$101,679,000224
Total interest expense$10,254,000218
Net interest income$91,425,000222
Provision for loan and lease losses$2,200,000322
Total noninterest income$19,284,000314
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$11,964,000116
Trading account gains and fees$0174
Additional Noninterest Income$7,320,000454
Total noninterest expense$83,041,000220
Salaries and employee benefits$44,386,000194
Premises and equipment expense$12,827,000174
Additional noninterest expense$25,828,000243
Pre-tax net operating income$25,468,000303
Securities gains (losses)$9,542,00029
Applicable income taxes$11,659,000236
Income before extraordinary items$23,351,000264
Extraordinary gains, net$015
Net income$23,351,000264
Minority interest net income$081
Net income of bank and minority interests.$23,351,000264
Net charge-offs$1,283,000557
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$16,957,860323
2014-06-30 (YTD Data)Rank
Total interest income$66,547,000225
Total interest expense$6,677,000219
Net interest income$59,870,000222
Provision for loan and lease losses$2,200,000229
Total noninterest income$12,486,000317
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$7,786,000117
Trading account gains and fees$0172
Additional Noninterest Income$4,700,000480
Total noninterest expense$54,682,000225
Salaries and employee benefits$29,640,000195
Premises and equipment expense$8,653,000174
Additional noninterest expense$16,389,000254
Pre-tax net operating income$15,474,000320
Securities gains (losses)$6,527,00032
Applicable income taxes$7,467,000233
Income before extraordinary items$14,534,000272
Extraordinary gains, net$020
Net income$14,534,000273
Minority interest net income$080
Net income of bank and minority interests.$14,534,000273
Net charge-offs$521,000842
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,226,180348
2014-03-31 (YTD Data)Rank
Total interest income$32,539,000230
Total interest expense$3,170,000231
Net interest income$29,369,000226
Provision for loan and lease losses$1,100,000236
Total noninterest income$6,001,000321
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,747,000118
Trading account gains and fees$0147
Additional Noninterest Income$2,254,000465
Total noninterest expense$27,235,000226
Salaries and employee benefits$14,973,000195
Premises and equipment expense$4,355,000177
Additional noninterest expense$7,907,000262
Pre-tax net operating income$7,035,000328
Securities gains (losses)$3,416,00039
Applicable income taxes$3,547,000233
Income before extraordinary items$6,904,000274
Extraordinary gains, net$016
Net income$6,904,000274
Minority interest net income$066
Net income of bank and minority interests.$6,904,000274
Net charge-offs$293,000727
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,649,440368
2013-12-31 (YTD Data)Rank
Total interest income$132,533,000222
Total interest expense$15,172,000216
Net interest income$117,361,000217
Provision for loan and lease losses$2,250,000565
Total noninterest income$26,199,000330
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$15,641,000120
Trading account gains and fees$0184
Additional Noninterest Income$10,558,000462
Total noninterest expense$107,750,000220
Salaries and employee benefits$57,912,000196
Premises and equipment expense$15,856,000176
Additional noninterest expense$33,982,000250
Pre-tax net operating income$33,560,000289
Securities gains (losses)$12,212,00028
Applicable income taxes$15,535,000210
Income before extraordinary items$30,237,000262
Extraordinary gains, net$029
Net income$30,237,000262
Minority interest net income$090
Net income of bank and minority interests.$30,237,000262
Net charge-offs$1,659,000874
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$22,177,080322
2013-09-30 (YTD Data)Rank
Total interest income$99,478,000221
Total interest expense$11,963,000204
Net interest income$87,515,000215
Provision for loan and lease losses$3,250,000309
Total noninterest income$19,683,000339
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$11,459,000122
Trading account gains and fees$0180
Additional Noninterest Income$8,224,000465
Total noninterest expense$80,621,000217
Salaries and employee benefits$43,398,000195
Premises and equipment expense$11,801,000173
Additional noninterest expense$25,422,000248
Pre-tax net operating income$23,327,000313
Securities gains (losses)$6,465,00046
Applicable income taxes$9,730,000239
Income before extraordinary items$20,062,000287
Extraordinary gains, net$025
Net income$20,062,000288
Minority interest net income$084
Net income of bank and minority interests.$20,062,000288
Net charge-offs$655,0001,345
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,730,450343
2013-06-30 (YTD Data)Rank
Total interest income$68,203,000215
Total interest expense$8,373,000201
Net interest income$59,830,000213
Provision for loan and lease losses$3,250,000228
Total noninterest income$13,333,000342
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$7,419,000123
Trading account gains and fees$0157
Additional Noninterest Income$5,914,000454
Total noninterest expense$51,897,000222
Salaries and employee benefits$28,826,000197
Premises and equipment expense$7,773,000177
Additional noninterest expense$15,298,000267
Pre-tax net operating income$18,016,000278
Securities gains (losses)$3,635,00060
Applicable income taxes$7,223,000226
Income before extraordinary items$14,428,000267
Extraordinary gains, net$022
Net income$14,428,000268
Minority interest net income$082
Net income of bank and minority interests.$14,428,000268
Net charge-offs$490,0001,270
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,992,550305
2013-03-31 (YTD Data)Rank
Total interest income$34,340,000215
Total interest expense$4,417,000199
Net interest income$29,923,000211
Provision for loan and lease losses$1,625,000246
Total noninterest income$6,685,000340
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$3,509,000125
Trading account gains and fees$0148
Additional Noninterest Income$3,176,000429
Total noninterest expense$26,037,000227
Salaries and employee benefits$14,620,000194
Premises and equipment expense$3,847,000179
Additional noninterest expense$7,570,000274
Pre-tax net operating income$8,946,000281
Securities gains (losses)$1,723,00075
Applicable income taxes$3,559,000231
Income before extraordinary items$7,110,000268
Extraordinary gains, net$010
Net income$7,110,000269
Minority interest net income$076
Net income of bank and minority interests.$7,110,000269
Net charge-offs$220,0001,281
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$5,955,590293
2012-12-31 (YTD Data)Rank
Total interest income$140,317,000221
Total interest expense$21,467,000201
Net interest income$118,850,000220
Provision for loan and lease losses$6,500,000406
Total noninterest income$28,478,000332
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$14,339,000131
Trading account gains and fees$0166
Additional Noninterest Income$14,139,000390
Total noninterest expense$98,635,000238
Salaries and employee benefits$55,086,000196
Premises and equipment expense$15,173,000176
Additional noninterest expense$28,376,000300
Pre-tax net operating income$42,193,000238
Securities gains (losses)$195,0001,720
Applicable income taxes$14,141,000215
Income before extraordinary items$28,247,000270
Extraordinary gains, net$029
Net income$28,247,000270
Minority interest net income$093
Net income of bank and minority interests.$28,247,000270
Net charge-offs$5,276,000552
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$28,116,350260
2012-09-30 (YTD Data)Rank
Total interest income$105,362,000221
Total interest expense$16,448,000205
Net interest income$88,914,000221
Provision for loan and lease losses$3,750,000510
Total noninterest income$20,498,000338
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$10,463,000130
Trading account gains and fees$0157
Additional Noninterest Income$10,035,000393
Total noninterest expense$74,081,000239
Salaries and employee benefits$41,225,000196
Premises and equipment expense$11,376,000179
Additional noninterest expense$21,480,000292
Pre-tax net operating income$31,581,000239
Securities gains (losses)$-621,0007,126
Applicable income taxes$10,232,000224
Income before extraordinary items$20,728,000272
Extraordinary gains, net$020
Net income$20,728,000272
Minority interest net income$086
Net income of bank and minority interests.$20,728,000272
Net charge-offs$2,216,000861
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$21,144,070260
2012-06-30 (YTD Data)Rank
Total interest income$71,440,000221
Total interest expense$11,145,000207
Net interest income$60,295,000219
Provision for loan and lease losses$2,500,000539
Total noninterest income$12,829,000346
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$6,784,000132
Trading account gains and fees$0153
Additional Noninterest Income$6,045,000412
Total noninterest expense$49,154,000240
Salaries and employee benefits$27,216,000199
Premises and equipment expense$7,658,000177
Additional noninterest expense$14,280,000292
Pre-tax net operating income$21,470,000238
Securities gains (losses)$-230,0007,155
Applicable income taxes$7,020,000225
Income before extraordinary items$14,220,000266
Extraordinary gains, net$019
Net income$14,220,000266
Minority interest net income$084
Net income of bank and minority interests.$14,220,000266
Net charge-offs$1,999,000691
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$14,374,100253
2012-03-31 (YTD Data)Rank
Total interest income$34,442,000222
Total interest expense$5,715,000207
Net interest income$28,727,000220
Provision for loan and lease losses$1,250,000522
Total noninterest income$5,986,000353
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,315,000132
Trading account gains and fees$0148
Additional Noninterest Income$2,671,000451
Total noninterest expense$25,105,000232
Salaries and employee benefits$14,119,000189
Premises and equipment expense$3,883,000175
Additional noninterest expense$7,103,000282
Pre-tax net operating income$8,358,000273
Securities gains (losses)$2,368,00061
Applicable income taxes$3,545,000217
Income before extraordinary items$7,181,000252
Extraordinary gains, net$019
Net income$7,181,000253
Minority interest net income$078
Net income of bank and minority interests.$7,181,000253
Net charge-offs$1,169,000605
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,594,440295
2011-12-31 (YTD Data)Rank
Total interest income$138,035,000227
Total interest expense$25,709,000224
Net interest income$112,326,000227
Provision for loan and lease losses$5,000,000785
Total noninterest income$22,897,000338
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$13,097,000140
Trading account gains and fees$0146
Additional Noninterest Income$9,800,000430
Total noninterest expense$91,490,000241
Salaries and employee benefits$48,469,000202
Premises and equipment expense$14,522,000188
Additional noninterest expense$28,499,000294
Pre-tax net operating income$38,733,000228
Securities gains (losses)$3,434,000145
Applicable income taxes$13,936,000203
Income before extraordinary items$28,231,000241
Extraordinary gains, net$029
Net income$28,231,000242
Minority interest net income$096
Net income of bank and minority interests.$28,231,000242
Net charge-offs$16,084,000300
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$25,930,220251
2011-09-30 (YTD Data)Rank
Total interest income$102,592,000228
Total interest expense$19,818,000221
Net interest income$82,774,000228
Provision for loan and lease losses$5,000,000620
Total noninterest income$16,882,000338
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$9,659,000145
Trading account gains and fees$0145
Additional Noninterest Income$7,223,000441
Total noninterest expense$68,540,000234
Salaries and employee benefits$36,202,000199
Premises and equipment expense$10,606,000190
Additional noninterest expense$21,732,000279
Pre-tax net operating income$26,116,000248
Securities gains (losses)$5,763,00077
Applicable income taxes$10,297,000211
Income before extraordinary items$21,582,000236
Extraordinary gains, net$021
Net income$21,582,000236
Minority interest net income$087
Net income of bank and minority interests.$21,582,000237
Net charge-offs$14,369,000261
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$17,663,160264
2011-06-30 (YTD Data)Rank
Total interest income$68,009,000233
Total interest expense$13,558,000228
Net interest income$54,451,000233
Provision for loan and lease losses$3,750,000560
Total noninterest income$11,337,000340
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$6,256,000149
Trading account gains and fees$0153
Additional Noninterest Income$5,081,000424
Total noninterest expense$45,878,000242
Salaries and employee benefits$24,401,000196
Premises and equipment expense$7,070,000191
Additional noninterest expense$14,407,000292
Pre-tax net operating income$16,160,000257
Securities gains (losses)$4,459,00064
Applicable income taxes$6,660,000201
Income before extraordinary items$13,959,000233
Extraordinary gains, net$015
Net income$13,959,000233
Minority interest net income$089
Net income of bank and minority interests.$13,959,000233
Net charge-offs$12,653,000228
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$10,926,880272
2011-03-31 (YTD Data)Rank
Total interest income$33,668,000233
Total interest expense$6,958,000231
Net interest income$26,710,000235
Provision for loan and lease losses$1,875,000545
Total noninterest income$5,571,000344
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,996,000154
Trading account gains and fees$0158
Additional Noninterest Income$2,575,000429
Total noninterest expense$23,189,000239
Salaries and employee benefits$12,392,000194
Premises and equipment expense$3,629,000192
Additional noninterest expense$7,168,000283
Pre-tax net operating income$7,217,000278
Securities gains (losses)$2,443,00052
Applicable income taxes$3,120,000208
Income before extraordinary items$6,540,000240
Extraordinary gains, net$09
Net income$6,540,000240
Minority interest net income$086
Net income of bank and minority interests.$6,540,000240
Net charge-offs$28,0003,816
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,878,760293
2010-12-31 (YTD Data)Rank
Total interest income$134,214,000236
Total interest expense$32,365,000248
Net interest income$101,849,000241
Provision for loan and lease losses$17,700,000420
Total noninterest income$21,658,000375
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,231,000145
Trading account gains and fees$0175
Additional Noninterest Income$9,427,000478
Total noninterest expense$84,313,000257
Salaries and employee benefits$44,418,000212
Premises and equipment expense$12,508,000215
Additional noninterest expense$27,387,000315
Pre-tax net operating income$21,494,000280
Securities gains (losses)$3,062,000175
Applicable income taxes$7,886,000257
Income before extraordinary items$16,670,000294
Extraordinary gains, net$029
Net income$16,670,000294
Minority interest net income$0111
Net income of bank and minority interests.$16,670,000295
Net charge-offs$2,932,0001,484
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$14,587,840310
2010-09-30 (YTD Data)Rank
Total interest income$100,419,000237
Total interest expense$24,696,000248
Net interest income$75,723,000242
Provision for loan and lease losses$16,775,000321
Total noninterest income$15,088,000379
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$9,060,000149
Trading account gains and fees$0165
Additional Noninterest Income$6,028,000509
Total noninterest expense$63,438,000255
Salaries and employee benefits$34,015,000200
Premises and equipment expense$9,360,000214
Additional noninterest expense$20,063,000303
Pre-tax net operating income$10,598,000401
Securities gains (losses)$1,936,000231
Applicable income taxes$4,349,000324
Income before extraordinary items$8,185,000420
Extraordinary gains, net$023
Net income$8,185,000419
Minority interest net income$0110
Net income of bank and minority interests.$8,185,000421
Net charge-offs$2,150,0001,445
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,926,600471
2010-06-30 (YTD Data)Rank
Total interest income$66,930,000239
Total interest expense$16,824,000246
Net interest income$50,106,000246
Provision for loan and lease losses$1,850,0001,338
Total noninterest income$9,741,000376
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$5,999,000151
Trading account gains and fees$0152
Additional Noninterest Income$3,742,000515
Total noninterest expense$41,161,000259
Salaries and employee benefits$22,082,000208
Premises and equipment expense$6,300,000212
Additional noninterest expense$12,779,000319
Pre-tax net operating income$16,836,000197
Securities gains (losses)$820,000313
Applicable income taxes$6,125,000173
Income before extraordinary items$11,531,000209
Extraordinary gains, net$019
Net income$11,531,000209
Minority interest net income$0105
Net income of bank and minority interests.$11,531,000209
Net charge-offs$1,378,0001,443
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$10,998,000214
2010-03-31 (YTD Data)Rank
Total interest income$32,984,000252
Total interest expense$8,684,000254
Net interest income$24,300,000253
Provision for loan and lease losses$925,0001,229
Total noninterest income$4,760,000388
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,869,000156
Trading account gains and fees$0175
Additional Noninterest Income$1,891,000501
Total noninterest expense$20,520,000262
Salaries and employee benefits$11,158,000209
Premises and equipment expense$3,219,000211
Additional noninterest expense$6,143,000322
Pre-tax net operating income$7,615,000210
Securities gains (losses)$869,000144
Applicable income taxes$2,944,000181
Income before extraordinary items$5,540,000206
Extraordinary gains, net$016
Net income$5,540,000208
Minority interest net income$091
Net income of bank and minority interests.$5,540,000208
Net charge-offs$265,0002,163
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,975,150219
2009-12-31 (YTD Data)Rank
Total interest income$137,141,000258
Total interest expense$43,504,000265
Net interest income$93,637,000255
Provision for loan and lease losses$5,500,0001,325
Total noninterest income$19,729,000393
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$11,673,000164
Trading account gains and fees$0211
Additional Noninterest Income$8,056,000518
Total noninterest expense$80,282,000282
Salaries and employee benefits$41,564,000224
Premises and equipment expense$12,066,000228
Additional noninterest expense$26,652,000355
Pre-tax net operating income$27,584,000175
Securities gains (losses)$19,016,00043
Applicable income taxes$15,191,000123
Income before extraordinary items$31,409,000135
Extraordinary gains, net$034
Net income$31,409,000134
Minority interest net income$0115
Net income of bank and minority interests.$31,409,000135
Net charge-offs$-31,0007,931
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$18,668,280195
2009-09-30 (YTD Data)Rank
Total interest income$103,503,000268
Total interest expense$34,155,000276
Net interest income$69,348,000265
Provision for loan and lease losses$2,700,0001,577
Total noninterest income$14,692,000399
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$8,485,000172
Trading account gains and fees$0212
Additional Noninterest Income$6,207,000509
Total noninterest expense$59,937,000291
Salaries and employee benefits$30,418,000238
Premises and equipment expense$8,882,000240
Additional noninterest expense$20,637,000342
Pre-tax net operating income$21,403,000179
Securities gains (losses)$18,890,00038
Applicable income taxes$13,421,000120
Income before extraordinary items$26,872,000131
Extraordinary gains, net$027
Net income$26,872,000130
Minority interest net income$0118
Net income of bank and minority interests.$26,872,000131
Net charge-offs$1,037,0002,167
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$14,215,700196
2009-06-30 (YTD Data)Rank
Total interest income$69,209,000277
Total interest expense$23,297,000283
Net interest income$45,912,000270
Provision for loan and lease losses$1,800,0001,498
Total noninterest income$9,813,000396
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$5,418,000178
Trading account gains and fees$0193
Additional Noninterest Income$4,395,000490
Total noninterest expense$38,734,000300
Salaries and employee benefits$19,587,000255
Premises and equipment expense$5,823,000249
Additional noninterest expense$13,324,000355
Pre-tax net operating income$15,191,000169
Securities gains (losses)$2,028,000170
Applicable income taxes$5,877,000146
Income before extraordinary items$11,342,000172
Extraordinary gains, net$021
Net income$11,342,000171
Minority interest net income$0112
Net income of bank and minority interests.$11,342,000172
Net charge-offs$813,0001,821
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$10,003,520187
2009-03-31 (YTD Data)Rank
Total interest income$34,597,000277
Total interest expense$11,935,000285
Net interest income$22,662,000266
Provision for loan and lease losses$900,0001,253
Total noninterest income$4,567,000395
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,580,000178
Trading account gains and fees$0171
Additional Noninterest Income$1,987,000511
Total noninterest expense$18,129,000303
Salaries and employee benefits$9,227,000268
Premises and equipment expense$2,898,000253
Additional noninterest expense$6,004,000333
Pre-tax net operating income$8,200,000174
Securities gains (losses)$-940,0008,134
Applicable income taxes$2,478,000182
Income before extraordinary items$4,782,000221
Extraordinary gains, net$015
Net income$4,782,000220
Minority interest net income$0102
Net income of bank and minority interests.$4,782,000222
Net charge-offs$605,0001,247
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,402,400190
2008-12-31 (YTD Data)Rank
Total interest income$147,239,000277
Total interest expense$57,264,000288
Net interest income$89,975,000276
Provision for loan and lease losses$2,900,0001,426
Total noninterest income$18,947,000367
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,045,000163
Trading account gains and fees$0154
Additional Noninterest Income$6,902,000505
Total noninterest expense$67,699,000324
Salaries and employee benefits$36,667,000268
Premises and equipment expense$10,893,000261
Additional noninterest expense$20,139,000392
Pre-tax net operating income$38,323,000172
Securities gains (losses)$-6,377,0008,119
Applicable income taxes$10,903,000172
Income before extraordinary items$21,043,000187
Extraordinary gains, net$039
Net income$21,043,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,406,0001,619
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$25,251,820184
2008-09-30 (YTD Data)Rank
Total interest income$110,363,000294
Total interest expense$43,654,000300
Net interest income$66,709,000289
Provision for loan and lease losses$1,500,0001,422
Total noninterest income$14,289,000388
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$9,004,000168
Trading account gains and fees$0148
Additional Noninterest Income$5,285,000530
Total noninterest expense$50,563,000320
Salaries and employee benefits$27,680,000274
Premises and equipment expense$7,953,000277
Additional noninterest expense$14,930,000366
Pre-tax net operating income$28,935,000209
Securities gains (losses)$-217,0007,617
Applicable income taxes$10,238,000178
Income before extraordinary items$18,480,000212
Extraordinary gains, net$031
Net income$18,480,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,000,0001,303
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,618,880226
2008-06-30 (YTD Data)Rank
Total interest income$74,176,000297
Total interest expense$30,272,000305
Net interest income$43,904,000292
Provision for loan and lease losses$1,000,0001,220
Total noninterest income$9,473,000398
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,880,000170
Trading account gains and fees$0149
Additional Noninterest Income$3,593,000545
Total noninterest expense$33,828,000314
Salaries and employee benefits$18,576,000277
Premises and equipment expense$5,268,000284
Additional noninterest expense$9,984,000359
Pre-tax net operating income$18,549,000225
Securities gains (losses)$1,255,000151
Applicable income taxes$7,060,000203
Income before extraordinary items$12,744,000243
Extraordinary gains, net$021
Net income$12,744,000242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0001,085
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$11,940,800247
2008-03-31 (YTD Data)Rank
Total interest income$36,873,000313
Total interest expense$16,274,000303
Net interest income$20,599,000310
Provision for loan and lease losses$500,000995
Total noninterest income$4,747,000409
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,852,000167
Trading account gains and fees$0158
Additional Noninterest Income$1,895,000528
Total noninterest expense$16,704,000315
Salaries and employee benefits$9,221,000285
Premises and equipment expense$2,574,000290
Additional noninterest expense$4,909,000349
Pre-tax net operating income$8,142,000269
Securities gains (losses)$-32,0008,383
Applicable income taxes$2,891,000243
Income before extraordinary items$5,219,000307
Extraordinary gains, net$015
Net income$5,219,000308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,000752
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$5,239,480287
2007-12-31 (YTD Data)Rank
Total interest income$148,438,000322
Total interest expense$64,871,000327
Net interest income$83,567,000309
Provision for loan and lease losses$1,600,0001,004
Total noninterest income$18,456,000403
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$11,743,000164
Trading account gains and fees$0178
Additional Noninterest Income$6,713,000542
Total noninterest expense$63,702,000318
Salaries and employee benefits$35,824,000276
Premises and equipment expense$10,170,000274
Additional noninterest expense$17,708,000383
Pre-tax net operating income$36,721,000291
Securities gains (losses)$2,183,000106
Applicable income taxes$13,498,000263
Income before extraordinary items$25,406,000301
Extraordinary gains, net$039
Net income$25,406,000298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,0001,098
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$23,987,050310
2007-09-30 (YTD Data)Rank
Total interest income$110,496,000324
Total interest expense$47,931,000332
Net interest income$62,565,000302
Provision for loan and lease losses$1,200,000765
Total noninterest income$13,356,000412
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$8,519,000167
Trading account gains and fees$0184
Additional Noninterest Income$4,837,000561
Total noninterest expense$47,568,000316
Salaries and employee benefits$26,784,000276
Premises and equipment expense$7,442,000281
Additional noninterest expense$13,342,000362
Pre-tax net operating income$27,153,000319
Securities gains (losses)$654,000193
Applicable income taxes$9,788,000292
Income before extraordinary items$18,019,000339
Extraordinary gains, net$033
Net income$18,019,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,000998
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$17,593,900342
2007-06-30 (YTD Data)Rank
Total interest income$73,403,000334
Total interest expense$31,536,000342
Net interest income$41,867,000311
Provision for loan and lease losses$800,000693
Total noninterest income$8,745,000431
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$5,508,000174
Trading account gains and fees$0168
Additional Noninterest Income$3,237,000587
Total noninterest expense$31,478,000327
Salaries and employee benefits$17,760,000287
Premises and equipment expense$4,779,000305
Additional noninterest expense$8,939,000372
Pre-tax net operating income$18,334,000339
Securities gains (losses)$383,000208
Applicable income taxes$6,588,000317
Income before extraordinary items$12,129,000362
Extraordinary gains, net$029
Net income$12,129,000361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,000718
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$11,880,050367
2007-03-31 (YTD Data)Rank
Total interest income$36,502,000334
Total interest expense$15,868,000338
Net interest income$20,634,000310
Provision for loan and lease losses$400,000618
Total noninterest income$4,193,000443
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,601,000179
Trading account gains and fees$0195
Additional Noninterest Income$1,592,000586
Total noninterest expense$15,543,000335
Salaries and employee benefits$8,837,000295
Premises and equipment expense$2,335,000310
Additional noninterest expense$4,371,000371
Pre-tax net operating income$8,884,000352
Securities gains (losses)$383,000138
Applicable income taxes$3,262,000326
Income before extraordinary items$6,005,000367
Extraordinary gains, net$022
Net income$6,005,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,756,050373
2006-12-31 (YTD Data)Rank
Total interest income$139,008,000321
Total interest expense$51,542,000358
Net interest income$87,466,000288
Provision for loan and lease losses$3,000,000373
Total noninterest income$17,433,000421
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$10,941,000169
Trading account gains and fees$0130
Additional Noninterest Income$6,484,000562
Total noninterest expense$60,610,000321
Salaries and employee benefits$33,617,000297
Premises and equipment expense$9,333,000280
Additional noninterest expense$17,660,000358
Pre-tax net operating income$41,289,000317
Securities gains (losses)$133,000478
Applicable income taxes$15,279,000292
Income before extraordinary items$26,143,000347
Extraordinary gains, net$051
Net income$26,143,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,677,000304
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$26,057,880341
2006-09-30 (YTD Data)Rank
Total interest income$102,828,000331
Total interest expense$36,495,000377
Net interest income$66,333,000303
Provision for loan and lease losses$1,350,000578
Total noninterest income$12,754,000445
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$7,975,000177
Trading account gains and fees$0126
Additional Noninterest Income$4,771,000579
Total noninterest expense$45,418,000337
Salaries and employee benefits$25,298,000306
Premises and equipment expense$6,971,000293
Additional noninterest expense$13,149,000371
Pre-tax net operating income$32,319,000328
Securities gains (losses)$133,000386
Applicable income taxes$11,885,000309
Income before extraordinary items$20,567,000350
Extraordinary gains, net$045
Net income$20,567,000349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,000786
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$20,481,880344
2006-06-30 (YTD Data)Rank
Total interest income$66,923,000337
Total interest expense$22,428,000388
Net interest income$44,495,000302
Provision for loan and lease losses$900,000570
Total noninterest income$8,451,000445
Gross Fiduciary activities income$8,0001,202
Service charges on deposit accounts$5,186,000180
Trading account gains and fees$0126
Additional Noninterest Income$3,257,000566
Total noninterest expense$29,655,000344
Salaries and employee benefits$16,874,000309
Premises and equipment expense$4,681,000291
Additional noninterest expense$8,100,000403
Pre-tax net operating income$22,391,000321
Securities gains (losses)$-151,0008,606
Applicable income taxes$8,118,000303
Income before extraordinary items$14,122,000349
Extraordinary gains, net$039
Net income$14,122,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,000651
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$14,218,640338
2006-03-31 (YTD Data)Rank
Total interest income$33,079,000330
Total interest expense$10,355,000397
Net interest income$22,724,000292
Provision for loan and lease losses$450,000528
Total noninterest income$4,056,000449
Gross Fiduciary activities income$8,0001,094
Service charges on deposit accounts$2,482,000185
Trading account gains and fees$0115
Additional Noninterest Income$1,566,000583
Total noninterest expense$14,685,000344
Salaries and employee benefits$8,495,000309
Premises and equipment expense$2,379,000286
Additional noninterest expense$3,811,000410
Pre-tax net operating income$11,645,000304
Securities gains (losses)$26,000431
Applicable income taxes$4,260,000283
Income before extraordinary items$7,411,000323
Extraordinary gains, net$021
Net income$7,411,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,017
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,394,360320
2005-12-31 (YTD Data)Rank
Total interest income$119,793,000323
Total interest expense$32,662,000388
Net interest income$87,131,000295
Provision for loan and lease losses$500,0001,892
Total noninterest income$17,002,000449
Gross Fiduciary activities income$31,0001,118
Service charges on deposit accounts$10,519,000175
Trading account gains and fees$0138
Additional Noninterest Income$6,452,000575
Total noninterest expense$60,348,000330
Salaries and employee benefits$32,266,000297
Premises and equipment expense$9,350,000282
Additional noninterest expense$18,732,000349
Pre-tax net operating income$43,285,000304
Securities gains (losses)$6,462,00071
Applicable income taxes$17,077,000269
Income before extraordinary items$32,670,000289
Extraordinary gains, net$046
Net income$32,670,000290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,553
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$28,405,080312
2005-09-30 (YTD Data)Rank
Total interest income$88,308,000322
Total interest expense$23,493,000387
Net interest income$64,815,000296
Provision for loan and lease losses$500,0001,397
Total noninterest income$12,570,000448
Gross Fiduciary activities income$23,0001,096
Service charges on deposit accounts$7,906,000172
Trading account gains and fees$0126
Additional Noninterest Income$4,641,000591
Total noninterest expense$42,284,000344
Salaries and employee benefits$24,228,000296
Premises and equipment expense$6,723,000294
Additional noninterest expense$11,333,000409
Pre-tax net operating income$34,601,000302
Securities gains (losses)$5,347,00071
Applicable income taxes$13,697,000268
Income before extraordinary items$26,251,000271
Extraordinary gains, net$035
Net income$26,251,000272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,113
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$22,721,980303
2005-06-30 (YTD Data)Rank
Total interest income$57,707,000314
Total interest expense$14,842,000376
Net interest income$42,865,000291
Provision for loan and lease losses$500,000966
Total noninterest income$8,357,000447
Gross Fiduciary activities income$14,0001,110
Service charges on deposit accounts$5,187,000165
Trading account gains and fees$0116
Additional Noninterest Income$3,156,000577
Total noninterest expense$28,270,000342
Salaries and employee benefits$16,134,000297
Premises and equipment expense$4,447,000290
Additional noninterest expense$7,689,000398
Pre-tax net operating income$22,452,000303
Securities gains (losses)$3,758,00073
Applicable income taxes$8,958,000260
Income before extraordinary items$17,252,000270
Extraordinary gains, net$030
Net income$17,252,000270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,162
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$14,771,720305
2005-03-31 (YTD Data)Rank
Total interest income$28,263,000314
Total interest expense$6,957,000373
Net interest income$21,306,000287
Provision for loan and lease losses$250,000917
Total noninterest income$4,200,000431
Gross Fiduciary activities income$6,0001,124
Service charges on deposit accounts$2,515,000168
Trading account gains and fees$0115
Additional Noninterest Income$1,679,000534
Total noninterest expense$14,019,000336
Salaries and employee benefits$8,037,000294
Premises and equipment expense$2,408,000270
Additional noninterest expense$3,574,000408
Pre-tax net operating income$11,237,000288
Securities gains (losses)$2,678,00060
Applicable income taxes$4,738,000248
Income before extraordinary items$9,177,000254
Extraordinary gains, net$024
Net income$9,177,000254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$7,409,520292
2004-12-31 (YTD Data)Rank
Total interest income$107,285,000308
Total interest expense$26,933,000330
Net interest income$80,352,000295
Provision for loan and lease losses$-170,0008,831
Total noninterest income$16,396,000442
Gross Fiduciary activities income$236,000753
Service charges on deposit accounts$9,974,000184
Trading account gains and fees$0138
Additional Noninterest Income$6,186,000565
Total noninterest expense$53,816,000347
Salaries and employee benefits$30,641,000306
Premises and equipment expense$9,241,000273
Additional noninterest expense$13,934,000424
Pre-tax net operating income$43,102,000290
Securities gains (losses)$4,767,000119
Applicable income taxes$16,036,000266
Income before extraordinary items$31,833,000271
Extraordinary gains, net$034
Net income$31,833,000271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,699
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$28,639,110289
2004-09-30 (YTD Data)Rank
Total interest income$79,196,000309
Total interest expense$20,093,000330
Net interest income$59,103,000300
Provision for loan and lease losses$-170,0008,911
Total noninterest income$12,332,000455
Gross Fiduciary activities income$209,000713
Service charges on deposit accounts$7,327,000191
Trading account gains and fees$0134
Additional Noninterest Income$4,796,000559
Total noninterest expense$40,267,000345
Salaries and employee benefits$22,826,000308
Premises and equipment expense$7,016,000277
Additional noninterest expense$10,425,000422
Pre-tax net operating income$31,338,000293
Securities gains (losses)$4,628,000108
Applicable income taxes$12,049,000272
Income before extraordinary items$23,917,000277
Extraordinary gains, net$026
Net income$23,917,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,081
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$20,862,520293
2004-06-30 (YTD Data)Rank
Total interest income$51,608,000310
Total interest expense$13,400,000327
Net interest income$38,208,000301
Provision for loan and lease losses$06,885
Total noninterest income$8,177,000446
Gross Fiduciary activities income$133,000727
Service charges on deposit accounts$4,839,000190
Trading account gains and fees$0130
Additional Noninterest Income$3,205,000569
Total noninterest expense$26,803,000343
Salaries and employee benefits$15,201,000305
Premises and equipment expense$4,732,000278
Additional noninterest expense$6,870,000416
Pre-tax net operating income$19,582,000301
Securities gains (losses)$4,314,00096
Applicable income taxes$8,026,000271
Income before extraordinary items$15,870,000275
Extraordinary gains, net$021
Net income$15,870,000276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0008,861
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$13,022,760299
2004-03-31 (YTD Data)Rank
Total interest income$25,405,000320
Total interest expense$6,613,000335
Net interest income$18,792,000306
Provision for loan and lease losses$06,501
Total noninterest income$4,089,000444
Gross Fiduciary activities income$70,000723
Service charges on deposit accounts$2,322,000193
Trading account gains and fees$0121
Additional Noninterest Income$1,697,000542
Total noninterest expense$13,500,000341
Salaries and employee benefits$7,663,000308
Premises and equipment expense$2,385,000282
Additional noninterest expense$3,452,000416
Pre-tax net operating income$9,381,000311
Securities gains (losses)$947,000174
Applicable income taxes$3,403,000302
Income before extraordinary items$6,925,000300
Extraordinary gains, net$016
Net income$6,925,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0008,967
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$6,290,510305
2003-12-31 (YTD Data)Rank
Total interest income$108,335,000306
Total interest expense$31,055,000314
Net interest income$77,280,000296
Provision for loan and lease losses$1,050,0001,133
Total noninterest income$16,988,000446
Gross Fiduciary activities income$250,000753
Service charges on deposit accounts$10,178,000187
Trading account gains and fees$0160
Additional Noninterest Income$6,560,000612
Total noninterest expense$53,248,000353
Salaries and employee benefits$28,794,000320
Premises and equipment expense$9,116,000290
Additional noninterest expense$15,338,000399
Pre-tax net operating income$39,970,000291
Securities gains (losses)$-4,065,0009,165
Applicable income taxes$11,854,000325
Income before extraordinary items$24,051,000329
Extraordinary gains, net$054
Net income$24,051,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$783,0001,119
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$26,774,550282
2003-09-30 (YTD Data)Rank
Total interest income$82,164,000316
Total interest expense$24,110,000322
Net interest income$58,054,000305
Provision for loan and lease losses$1,050,000855
Total noninterest income$13,449,000453
Gross Fiduciary activities income$191,000744
Service charges on deposit accounts$7,591,000194
Trading account gains and fees$0153
Additional Noninterest Income$5,667,000583
Total noninterest expense$40,097,000356
Salaries and employee benefits$21,638,000325
Premises and equipment expense$6,813,000299
Additional noninterest expense$11,646,000409
Pre-tax net operating income$30,356,000293
Securities gains (losses)$-2,759,0009,221
Applicable income taxes$9,383,000327
Income before extraordinary items$18,214,000345
Extraordinary gains, net$040
Net income$18,214,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$20,034,940291
2003-06-30 (YTD Data)Rank
Total interest income$55,009,000321
Total interest expense$16,777,000319
Net interest income$38,232,000315
Provision for loan and lease losses$1,050,000614
Total noninterest income$9,094,000450
Gross Fiduciary activities income$101,000808
Service charges on deposit accounts$4,982,000193
Trading account gains and fees$0150
Additional Noninterest Income$4,011,000550
Total noninterest expense$27,101,000352
Salaries and employee benefits$14,446,000326
Premises and equipment expense$4,489,000311
Additional noninterest expense$8,166,000399
Pre-tax net operating income$19,175,000307
Securities gains (losses)$-3,149,0009,264
Applicable income taxes$5,449,000369
Income before extraordinary items$10,577,000386
Extraordinary gains, net$030
Net income$10,577,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,998
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,655,340305
2003-03-31 (YTD Data)Rank
Total interest income$27,657,000324
Total interest expense$8,969,000312
Net interest income$18,688,000321
Provision for loan and lease losses$525,000600
Total noninterest income$4,696,000441
Gross Fiduciary activities income$50,000815
Service charges on deposit accounts$2,353,000202
Trading account gains and fees$0134
Additional Noninterest Income$2,293,000498
Total noninterest expense$13,313,000363
Salaries and employee benefits$7,276,000324
Premises and equipment expense$2,222,000312
Additional noninterest expense$3,815,000414
Pre-tax net operating income$9,546,000306
Securities gains (losses)$-2,511,0009,309
Applicable income taxes$2,392,000405
Income before extraordinary items$4,643,000410
Extraordinary gains, net$021
Net income$4,643,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,300,260305
2002-12-31 (YTD Data)Rank
Total interest income$117,010,000321
Total interest expense$42,061,000322
Net interest income$74,949,000326
Provision for loan and lease losses$1,050,0001,291
Total noninterest income$17,403,000436
Gross Fiduciary activities income$230,000788
Service charges on deposit accounts$9,700,000196
Trading account gains and fees$0153
Additional Noninterest Income$7,473,000528
Total noninterest expense$52,825,000354
Salaries and employee benefits$27,042,000332
Premises and equipment expense$8,528,000300
Additional noninterest expense$17,255,000388
Pre-tax net operating income$38,477,000301
Securities gains (losses)$-1,260,0009,314
Applicable income taxes$12,454,000315
Income before extraordinary items$24,763,000315
Extraordinary gains, net$070
Net income$24,763,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,679
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$25,607,200294
2001-12-31 (YTD Data)Rank
Total interest income$124,276,000332
Total interest expense$55,554,000352
Net interest income$68,722,000318
Provision for loan and lease losses$2,250,000639
Total noninterest income$16,279,000442
Gross Fiduciary activities income$222,000808
Service charges on deposit accounts$7,158,000236
Trading account gains and fees$0177
Additional Noninterest Income$8,899,000446
Total noninterest expense$48,204,000375
Salaries and employee benefits$24,821,000327
Premises and equipment expense$8,156,000308
Additional noninterest expense$15,227,000428
Pre-tax net operating income$34,547,000282
Securities gains (losses)$4,021,000156
Applicable income taxes$13,113,000275
Income before extraordinary items$25,455,000277
Extraordinary gains, net$739,00029
Net income$26,194,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,973,0009,612
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$22,801,140283
2000-12-31 (YTD Data)Rank
Total interest income$121,920,000357
Total interest expense$56,082,000389
Net interest income$65,838,000331
Provision for loan and lease losses$3,000,000465
Total noninterest income$13,250,000487
Gross Fiduciary activities income$191,000819
Service charges on deposit accounts$5,983,000252
Trading account gains and fees$23,000154
Additional Noninterest Income$7,053,000513
Total noninterest expense$45,576,000373
Salaries and employee benefits$23,236,000322
Premises and equipment expense$7,411,000327
Additional noninterest expense$14,929,000440
Pre-tax net operating income$30,512,000331
Securities gains (losses)$12,854,00028
Applicable income taxes$14,627,000262
Income before extraordinary items$28,739,000261
Extraordinary gains, net$038
Net income$28,739,000261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,055
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$20,255,360331
1999-12-31 (YTD Data)Rank
Total interest income$107,804,000379
Total interest expense$47,292,000403
Net interest income$60,512,000367
Provision for loan and lease losses$1,300,000793
Total noninterest income$12,858,000528
Gross Fiduciary activities income$168,000898
Service charges on deposit accounts$5,432,000279
Trading account gains and fees$0173
Additional Noninterest Income$7,258,000526
Total noninterest expense$41,996,000414
Salaries and employee benefits$21,979,000355
Premises and equipment expense$7,877,000312
Additional noninterest expense$12,140,000522
Pre-tax net operating income$30,074,000359
Securities gains (losses)$2,544,000115
Applicable income taxes$10,953,000347
Income before extraordinary items$21,665,000345
Extraordinary gains, net$035
Net income$21,665,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,270
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$19,985,960363
1998-12-31 (YTD Data)Rank
Total interest income$103,763,000386
Total interest expense$47,582,000411
Net interest income$56,181,000370
Provision for loan and lease losses$1,625,000667
Total noninterest income$13,418,000499
Gross Fiduciary activities income$131,000959
Service charges on deposit accounts$5,034,000274
Trading account gains and fees$0224
Additional Noninterest Income$8,253,000479
Total noninterest expense$39,434,000429
Salaries and employee benefits$20,375,000369
Premises and equipment expense$7,596,000304
Additional noninterest expense$11,463,000543
Pre-tax net operating income$28,540,000339
Securities gains (losses)$2,644,000196
Applicable income taxes$12,576,000295
Income before extraordinary items$18,608,000358
Extraordinary gains, net$032
Net income$18,608,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,957,00010,451
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$16,915,840357
1997-12-31 (YTD Data)Rank
Total interest income$99,905,000405
Total interest expense$47,890,000405
Net interest income$52,015,000399
Provision for loan and lease losses$1,800,000635
Total noninterest income$10,107,000568
Gross Fiduciary activities income$97,0001,054
Service charges on deposit accounts$4,373,000314
Trading account gains and fees$0239
Additional Noninterest Income$5,637,000569
Total noninterest expense$43,162,000379
Salaries and employee benefits$19,523,000360
Premises and equipment expense$6,680,000347
Additional noninterest expense$16,959,000380
Pre-tax net operating income$17,160,000515
Securities gains (losses)$11,147,00043
Applicable income taxes$10,461,000346
Income before extraordinary items$17,846,000372
Extraordinary gains, net$044
Net income$17,846,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,367,000644
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,711,920542
1996-12-31 (YTD Data)Rank
Total interest income$93,668,000460
Total interest expense$47,602,000441
Net interest income$46,066,000460
Provision for loan and lease losses$09,041
Total noninterest income$7,725,000702
Gross Fiduciary activities income$14,0001,378
Service charges on deposit accounts$3,958,000385
Trading account gains and fees$0262
Additional Noninterest Income$3,753,000769
Total noninterest expense$31,791,000534
Salaries and employee benefits$17,457,000424
Premises and equipment expense$5,777,000423
Additional noninterest expense$8,557,000756
Pre-tax net operating income$22,000,000437
Securities gains (losses)$246,000619
Applicable income taxes$9,018,000384
Income before extraordinary items$13,228,000461
Extraordinary gains, net$053
Net income$13,228,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$918,000953
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$13,070,560460
1995-12-31 (YTD Data)Rank
Total interest income$87,806,000499
Total interest expense$43,788,000496
Net interest income$44,018,000497
Provision for loan and lease losses$08,958
Total noninterest income$6,547,000797
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$3,572,000430
Trading account gains and fees$0522
Additional Noninterest Income$2,975,000894
Total noninterest expense$29,351,000587
Salaries and employee benefits$15,940,000470
Premises and equipment expense$4,527,000532
Additional noninterest expense$8,884,000738
Pre-tax net operating income$21,214,000463
Securities gains (losses)$711,000277
Applicable income taxes$7,439,000454
Income before extraordinary items$14,486,000452
Extraordinary gains, net$065
Net income$14,486,000452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,655
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$14,016,740457
1994-12-31 (YTD Data)Rank
Total interest income$78,348,000484
Total interest expense$36,856,000461
Net interest income$41,492,000506
Provision for loan and lease losses$09,146
Total noninterest income$6,352,000788
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,183,000458
Trading account gains and fees$0475
Additional Noninterest Income$3,169,000850
Total noninterest expense$29,978,000589
Salaries and employee benefits$15,191,000485
Premises and equipment expense$4,633,000513
Additional noninterest expense$10,154,000694
Pre-tax net operating income$17,866,000493
Securities gains (losses)$1,647,000110
Applicable income taxes$8,143,000399
Income before extraordinary items$11,370,000506
Extraordinary gains, net$0249
Net income$11,370,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$10,315,920547
1993-12-31 (YTD Data)Rank
Total interest income$81,967,000465
Total interest expense$38,380,000434
Net interest income$43,587,000490
Provision for loan and lease losses$3,300,000571
Total noninterest income$5,772,000887
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,986,000481
Trading account gains and fees$0532
Additional Noninterest Income$2,786,0001,010
Total noninterest expense$29,890,000624
Salaries and employee benefits$14,256,000528
Premises and equipment expense$4,606,000531
Additional noninterest expense$11,028,000712
Pre-tax net operating income$16,169,000482
Securities gains (losses)$4,885,000156
Applicable income taxes$9,050,000333
Income before extraordinary items$12,004,000467
Extraordinary gains, net$03,149
Net income$12,004,000480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,400,000520
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$8,877,600554
1992-12-31 (YTD Data)Rank
Total interest income$84,169,000505
Total interest expense$45,068,000478
Net interest income$39,101,000536
Provision for loan and lease losses$9,000,000399
Total noninterest income$6,347,000821
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,833,000497
Trading account gains and fees$313,000196
Additional Noninterest Income$3,201,000913
Total noninterest expense$26,068,000689
Salaries and employee benefits$12,057,000612
Premises and equipment expense$4,303,000587
Additional noninterest expense$9,708,000789
Pre-tax net operating income$10,380,000616
Securities gains (losses)$213,0001,931
Applicable income taxes$4,379,000541
Income before extraordinary items$6,214,000764
Extraordinary gains, net$01,422
Net income$6,214,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,626,000486
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,077,680714

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.