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Liberty Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4300%236
Percentage Net Loans Charged-off: Total real estate loans0.3828%63
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate1.3146%36
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0185%4,119
Percentage Net Loans Charged-off: Home equity loans-0.0447%4,387
All other 1-4 family - Percent of loans charged-off, net-0.0130%4,034
Percentage Net Loans Charged-off: Commercial and industrial0.3553%694
Percentage Net Loans Charged-off: Loans to individuals3.7635%196
Percentage Net Loans Charged-off: Credit card loans3.2889%178
Percentage Net Loans Charged-off: Other loans to individual4.0833%128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0795%925
Percentage Net Loans Charged-off: Total real estate loans-0.0063%3,852
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%4,122
Percentage Net Loans Charged-off: Home equity loans-0.0225%4,361
All other 1-4 family - Percent of loans charged-off, net-0.0181%4,136
Percentage Net Loans Charged-off: Commercial and industrial0.1877%741
Percentage Net Loans Charged-off: Loans to individuals3.2834%168
Percentage Net Loans Charged-off: Credit card loans3.1691%130
Percentage Net Loans Charged-off: Other loans to individual3.3556%157
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0882%738
Percentage Net Loans Charged-off: Total real estate loans0.0015%688
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0045%463
Percentage Net Loans Charged-off: Home equity loans0.0405%102
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,732
Percentage Net Loans Charged-off: Commercial and industrial0.2453%583
Percentage Net Loans Charged-off: Loans to individuals2.7968%199
Percentage Net Loans Charged-off: Credit card loans3.0750%136
Percentage Net Loans Charged-off: Other loans to individual2.6311%230
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0866%647
Percentage Net Loans Charged-off: Total real estate loans-0.0052%3,914
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0159%4,190
Percentage Net Loans Charged-off: Home equity loans-0.0781%4,584
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,809
Percentage Net Loans Charged-off: Commercial and industrial0.3059%356
Percentage Net Loans Charged-off: Loans to individuals2.4232%250
Percentage Net Loans Charged-off: Credit card loans2.8229%145
Percentage Net Loans Charged-off: Other loans to individual2.1953%245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%3,651
Percentage Net Loans Charged-off: Total real estate loans-0.0033%3,440
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%3,845
Percentage Net Loans Charged-off: Home equity loans-0.0158%4,362
All other 1-4 family - Percent of loans charged-off, net-0.0083%3,846
Percentage Net Loans Charged-off: Commercial and industrial-0.1143%4,232
Percentage Net Loans Charged-off: Loans to individuals2.0261%235
Percentage Net Loans Charged-off: Credit card loans1.6452%216
Percentage Net Loans Charged-off: Other loans to individual2.1148%209
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0184%3,964
Percentage Net Loans Charged-off: Total real estate loans-0.0084%3,757
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0249%4,135
Percentage Net Loans Charged-off: Home equity loans-0.0521%4,512
All other 1-4 family - Percent of loans charged-off, net-0.0179%4,072
Percentage Net Loans Charged-off: Commercial and industrial-0.1332%4,264
Percentage Net Loans Charged-off: Loans to individuals2.1456%199
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual2.1456%183
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0049%3,335
Percentage Net Loans Charged-off: Total real estate loans-0.0075%3,645
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0221%3,993
Percentage Net Loans Charged-off: Home equity loans-0.0704%3,361
All other 1-4 family - Percent of loans charged-off, net-0.0093%3,769
Percentage Net Loans Charged-off: Commercial and industrial-0.0372%3,702
Percentage Net Loans Charged-off: Loans to individuals2.3414%183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3414%164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0082%3,508
Percentage Net Loans Charged-off: Total real estate loans-0.0129%3,966
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0368%4,237
Percentage Net Loans Charged-off: Home equity loans-0.1296%3,445
All other 1-4 family - Percent of loans charged-off, net-0.0113%3,931
Percentage Net Loans Charged-off: Commercial and industrial-0.0315%3,716
Percentage Net Loans Charged-off: Loans to individuals4.5232%92
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.5232%78
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0718%1,073
Percentage Net Loans Charged-off: Total real estate loans0.0010%1,321
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0100%630
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%3,612
Percentage Net Loans Charged-off: Home equity loans-0.0475%3,347
All other 1-4 family - Percent of loans charged-off, net0.0041%885
Percentage Net Loans Charged-off: Commercial and industrial0.3097%540
Percentage Net Loans Charged-off: Loans to individuals3.6757%84
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.6757%74
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0746%910
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,133
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0128%540
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%3,680
Percentage Net Loans Charged-off: Home equity loans-0.0226%3,336
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,500
Percentage Net Loans Charged-off: Commercial and industrial0.3167%460
Percentage Net Loans Charged-off: Loans to individuals2.5615%133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5615%115
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0434%1,203
Percentage Net Loans Charged-off: Total real estate loans0.0064%922
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0191%437
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%3,456
Percentage Net Loans Charged-off: Home equity loans-0.0149%3,347
All other 1-4 family - Percent of loans charged-off, net0.0029%711
Percentage Net Loans Charged-off: Commercial and industrial0.1559%577
Percentage Net Loans Charged-off: Loans to individuals2.0254%186
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0254%156
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0787%808
Percentage Net Loans Charged-off: Total real estate loans0.0141%584
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0373%258
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0019%547
Percentage Net Loans Charged-off: Home equity loans-0.0369%3,481
All other 1-4 family - Percent of loans charged-off, net0.0129%425
Percentage Net Loans Charged-off: Commercial and industrial0.2863%357
Percentage Net Loans Charged-off: Loans to individuals1.3999%312
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3999%273
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1041%1,428
Percentage Net Loans Charged-off: Total real estate loans0.0052%1,795
Percentage Net Loans Charged-off:Construction & development0.2174%149
Percentage Net Loans Charged-off: Commercial real estate-0.0001%4,161
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%3,896
Percentage Net Loans Charged-off: Home equity loans-0.0541%3,527
All other 1-4 family - Percent of loans charged-off, net0.0083%1,277
Percentage Net Loans Charged-off: Commercial and industrial0.4522%737
Percentage Net Loans Charged-off: Loans to individuals4.5543%99
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.5543%91
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1266%1,124
Percentage Net Loans Charged-off: Total real estate loans0.0135%1,341
Percentage Net Loans Charged-off:Construction & development0.2756%114
Percentage Net Loans Charged-off: Commercial real estate-0.0001%4,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0112%1,106
Percentage Net Loans Charged-off: Home equity loans-0.0115%3,399
All other 1-4 family - Percent of loans charged-off, net0.0175%961
Percentage Net Loans Charged-off: Commercial and industrial0.5803%535
Percentage Net Loans Charged-off: Loans to individuals2.3613%212
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3613%183
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0179%2,367
Percentage Net Loans Charged-off: Total real estate loans0.0074%1,274
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0002%4,240
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0196%891
Percentage Net Loans Charged-off: Home equity loans-0.0116%3,431
All other 1-4 family - Percent of loans charged-off, net0.0281%753
Percentage Net Loans Charged-off: Commercial and industrial0.0249%1,420
Percentage Net Loans Charged-off: Loans to individuals2.8115%204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8115%177
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%1,813
Percentage Net Loans Charged-off: Total real estate loans-0.0003%3,591
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,317
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%3,797
Percentage Net Loans Charged-off: Home equity loans-0.0135%3,473
All other 1-4 family - Percent of loans charged-off, net0.0030%776
Percentage Net Loans Charged-off: Commercial and industrial0.0965%850
Percentage Net Loans Charged-off: Loans to individuals4.7117%120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.7117%101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0277%2,838
Percentage Net Loans Charged-off: Total real estate loans0.0067%1,956
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0112%4,489
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0272%1,320
Percentage Net Loans Charged-off: Home equity loans0.0765%314
All other 1-4 family - Percent of loans charged-off, net0.0135%1,483
Percentage Net Loans Charged-off: Commercial and industrial0.0994%1,769
Percentage Net Loans Charged-off: Loans to individuals4.4642%117
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4642%99
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0185%2,760
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,854
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0151%4,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0071%1,434
Percentage Net Loans Charged-off: Home equity loans0.0432%316
All other 1-4 family - Percent of loans charged-off, net-0.0030%4,021
Percentage Net Loans Charged-off: Commercial and industrial0.0918%1,473
Percentage Net Loans Charged-off: Loans to individuals5.3039%82
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.3038%70
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0330%2,204
Percentage Net Loans Charged-off: Total real estate loans0.0036%1,558
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0032%680
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0068%1,236
Percentage Net Loans Charged-off: Home equity loans0.0706%224
All other 1-4 family - Percent of loans charged-off, net-0.0112%4,327
Percentage Net Loans Charged-off: Commercial and industrial0.1752%1,058
Percentage Net Loans Charged-off: Loans to individuals4.0743%122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.0743%105
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0145%2,189
Percentage Net Loans Charged-off: Total real estate loans0.0024%1,201
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0063%927
Percentage Net Loans Charged-off: Home equity loans0.0242%195
All other 1-4 family - Percent of loans charged-off, net0.0012%918
Percentage Net Loans Charged-off: Commercial and industrial0.0395%991
Percentage Net Loans Charged-off: Loans to individuals4.4962%113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4962%99
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%2,887
Percentage Net Loans Charged-off: Total real estate loans0.0169%1,804
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0128%981
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0328%1,454
Percentage Net Loans Charged-off: Home equity loans-0.0115%3,573
All other 1-4 family - Percent of loans charged-off, net0.0464%1,232
Percentage Net Loans Charged-off: Commercial and industrial0.0156%2,082
Percentage Net Loans Charged-off: Loans to individuals4.4299%94
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.4299%79
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0111%3,023
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,909
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0138%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%4,183
Percentage Net Loans Charged-off: Home equity loans-0.0579%3,804
All other 1-4 family - Percent of loans charged-off, net0.0135%1,470
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%4,028
Percentage Net Loans Charged-off: Loans to individuals4.3143%108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.3143%92
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0231%2,405
Percentage Net Loans Charged-off: Total real estate loans0.0098%1,445
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0196%557
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0092%1,387
Percentage Net Loans Charged-off: Home equity loans-0.0581%3,836
All other 1-4 family - Percent of loans charged-off, net0.0306%1,065
Percentage Net Loans Charged-off: Commercial and industrial0.0217%1,486
Percentage Net Loans Charged-off: Loans to individuals4.7187%91
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.7187%74
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%2,111
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,843
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0153%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%4,545
Percentage Net Loans Charged-off: Home equity loans-0.0053%3,668
All other 1-4 family - Percent of loans charged-off, net-0.0146%4,656
Percentage Net Loans Charged-off: Commercial and industrial0.0058%1,091
Percentage Net Loans Charged-off: Loans to individuals7.0995%55
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.0995%46
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0548%2,701
Percentage Net Loans Charged-off: Total real estate loans0.0439%1,594
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0881%758
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0392%1,678
Percentage Net Loans Charged-off: Home equity loans0.0489%526
All other 1-4 family - Percent of loans charged-off, net0.0358%1,668
Percentage Net Loans Charged-off: Commercial and industrial0.0657%2,011
Percentage Net Loans Charged-off: Loans to individuals2.4699%255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4699%226
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%3,031
Percentage Net Loans Charged-off: Total real estate loans0.0179%1,849
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0144%909
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0335%1,598
Percentage Net Loans Charged-off: Home equity loans0.0470%471
All other 1-4 family - Percent of loans charged-off, net0.0289%1,591
Percentage Net Loans Charged-off: Commercial and industrial-0.0066%4,057
Percentage Net Loans Charged-off: Loans to individuals1.9973%339
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9972%302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0097%4,520
Percentage Net Loans Charged-off: Total real estate loans0.0148%1,677
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0221%690
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0193%1,569
Percentage Net Loans Charged-off: Home equity loans0.0290%429
All other 1-4 family - Percent of loans charged-off, net0.0159%1,526
Percentage Net Loans Charged-off: Commercial and industrial-0.2203%5,112
Percentage Net Loans Charged-off: Loans to individuals1.3199%563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3199%500
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0495%5,178
Percentage Net Loans Charged-off: Total real estate loans0.0252%1,165
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0451%384
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0263%1,135
Percentage Net Loans Charged-off: Home equity loans0.1523%222
All other 1-4 family - Percent of loans charged-off, net-0.0187%4,911
Percentage Net Loans Charged-off: Commercial and industrial-0.5878%5,427
Percentage Net Loans Charged-off: Loans to individuals1.1037%755
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1037%668
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0734%2,650
Percentage Net Loans Charged-off: Total real estate loans0.0251%2,258
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0245%1,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0420%2,003
Percentage Net Loans Charged-off: Home equity loans0.0650%627
All other 1-4 family - Percent of loans charged-off, net0.0330%2,070
Percentage Net Loans Charged-off: Commercial and industrial0.3192%1,282
Percentage Net Loans Charged-off: Loans to individuals2.1579%308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1579%288
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0641%2,431
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,108
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0474%1,696
Percentage Net Loans Charged-off: Home equity loans0.0929%500
All other 1-4 family - Percent of loans charged-off, net0.0293%1,868
Percentage Net Loans Charged-off: Commercial and industrial0.2773%1,106
Percentage Net Loans Charged-off: Loans to individuals2.3086%277
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3086%251
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%2,537
Percentage Net Loans Charged-off: Total real estate loans0.0190%1,960
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,789
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0457%1,583
Percentage Net Loans Charged-off: Home equity loans0.1075%415
All other 1-4 family - Percent of loans charged-off, net0.0205%1,788
Percentage Net Loans Charged-off: Commercial and industrial0.1551%1,189
Percentage Net Loans Charged-off: Loans to individuals2.0576%331
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0576%291
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%2,138
Percentage Net Loans Charged-off: Total real estate loans0.0063%1,688
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0150%1,457
Percentage Net Loans Charged-off: Home equity loans0.0396%374
All other 1-4 family - Percent of loans charged-off, net0.0046%1,450
Percentage Net Loans Charged-off: Commercial and industrial0.2324%780
Percentage Net Loans Charged-off: Loans to individuals1.3318%620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3318%552
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0959%2,462
Percentage Net Loans Charged-off: Total real estate loans0.0800%1,842
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.1675%839
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0785%1,994
Percentage Net Loans Charged-off: Home equity loans0.1632%567
All other 1-4 family - Percent of loans charged-off, net0.0388%2,397
Percentage Net Loans Charged-off: Commercial and industrial0.1577%1,699
Percentage Net Loans Charged-off: Loans to individuals1.1297%682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1297%610
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0809%2,396
Percentage Net Loans Charged-off: Total real estate loans0.0604%1,922
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.1493%746
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0385%2,297
Percentage Net Loans Charged-off: Home equity loans0.0586%694
All other 1-4 family - Percent of loans charged-off, net0.0290%2,311
Percentage Net Loans Charged-off: Commercial and industrial0.1731%1,364
Percentage Net Loans Charged-off: Loans to individuals1.0910%633
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0910%564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0835%2,209
Percentage Net Loans Charged-off: Total real estate loans0.0714%1,684
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.2068%566
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0125%2,369
Percentage Net Loans Charged-off: Home equity loans0.0507%629
All other 1-4 family - Percent of loans charged-off, net-0.0056%5,178
Percentage Net Loans Charged-off: Commercial and industrial0.1525%1,227
Percentage Net Loans Charged-off: Loans to individuals0.4821%1,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4821%1,291
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0764%1,940
Percentage Net Loans Charged-off: Total real estate loans0.0417%1,580
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.1227%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0009%1,832
Percentage Net Loans Charged-off: Home equity loans0.0666%434
All other 1-4 family - Percent of loans charged-off, net-0.0309%5,608
Percentage Net Loans Charged-off: Commercial and industrial0.2707%721
Percentage Net Loans Charged-off: Loans to individuals0.9076%813
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9076%738
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1069%2,980
Percentage Net Loans Charged-off: Total real estate loans0.0173%3,561
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0093%2,113
Percentage Net Loans Charged-off: Multi-family residential0.0029%413
Percentage Net Loans Charged-off: 1-4 family residential0.0371%3,082
Percentage Net Loans Charged-off: Home equity loans-0.0139%4,396
All other 1-4 family - Percent of loans charged-off, net0.0635%2,669
Percentage Net Loans Charged-off: Commercial and industrial0.5627%1,124
Percentage Net Loans Charged-off: Loans to individuals1.4396%605
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4396%549
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0622%3,321
Percentage Net Loans Charged-off: Total real estate loans0.0203%3,171
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0108%1,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0464%2,671
Percentage Net Loans Charged-off: Home equity loans0.0403%960
All other 1-4 family - Percent of loans charged-off, net0.0495%2,513
Percentage Net Loans Charged-off: Commercial and industrial0.2263%1,509
Percentage Net Loans Charged-off: Loans to individuals1.3015%638
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3016%575
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0382%3,458
Percentage Net Loans Charged-off: Total real estate loans0.0255%2,824
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0076%1,512
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0660%2,261
Percentage Net Loans Charged-off: Home equity loans0.0668%772
All other 1-4 family - Percent of loans charged-off, net0.0656%2,163
Percentage Net Loans Charged-off: Commercial and industrial0.0600%1,761
Percentage Net Loans Charged-off: Loans to individuals0.8369%1,043
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8369%954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0434%2,778
Percentage Net Loans Charged-off: Total real estate loans0.0217%2,268
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0161%982
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0461%1,870
Percentage Net Loans Charged-off: Home equity loans0.0210%589
All other 1-4 family - Percent of loans charged-off, net0.0597%1,696
Percentage Net Loans Charged-off: Commercial and industrial0.0685%1,164
Percentage Net Loans Charged-off: Loans to individuals1.4995%593
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4995%536
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0663%4,285
Percentage Net Loans Charged-off: Total real estate loans0.0478%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0139%2,588
Percentage Net Loans Charged-off: Multi-family residential0.0039%613
Percentage Net Loans Charged-off: 1-4 family residential0.1178%2,852
Percentage Net Loans Charged-off: Home equity loans0.0634%1,296
All other 1-4 family - Percent of loans charged-off, net0.1476%2,532
Percentage Net Loans Charged-off: Commercial and industrial0.0730%2,683
Percentage Net Loans Charged-off: Loans to individuals1.1845%956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1845%866
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0209%1,376
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%4,430
Percentage Net Loans Charged-off: Total real estate loans0.0378%3,618
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-0.0112%6,012
Percentage Net Loans Charged-off: Multi-family residential0.0055%505
Percentage Net Loans Charged-off: 1-4 family residential0.1158%2,618
Percentage Net Loans Charged-off: Home equity loans0.0458%1,192
All other 1-4 family - Percent of loans charged-off, net0.1543%2,267
Percentage Net Loans Charged-off: Commercial and industrial-0.0524%5,372
Percentage Net Loans Charged-off: Loans to individuals1.0024%1,040
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0024%945
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0279%1,352
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%4,116
Percentage Net Loans Charged-off: Total real estate loans0.0420%3,292
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0015%5,913
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1204%2,424
Percentage Net Loans Charged-off: Home equity loans0.0706%1,000
All other 1-4 family - Percent of loans charged-off, net0.1475%2,152
Percentage Net Loans Charged-off: Commercial and industrial-0.0869%5,559
Percentage Net Loans Charged-off: Loans to individuals1.4432%710
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4432%634
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%3,512
Percentage Net Loans Charged-off: Total real estate loans0.0480%2,625
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1362%1,924
Percentage Net Loans Charged-off: Home equity loans0.2137%631
All other 1-4 family - Percent of loans charged-off, net0.0939%1,954
Percentage Net Loans Charged-off: Commercial and industrial-0.1318%5,753
Percentage Net Loans Charged-off: Loans to individuals1.3011%801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3011%721
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2191%3,634
Percentage Net Loans Charged-off: Total real estate loans0.1840%3,364
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0847%2,755
Percentage Net Loans Charged-off: Multi-family residential0.2060%682
Percentage Net Loans Charged-off: 1-4 family residential0.2926%2,498
Percentage Net Loans Charged-off: Home equity loans0.5274%999
All other 1-4 family - Percent of loans charged-off, net0.1840%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.2432%2,657
Percentage Net Loans Charged-off: Loans to individuals1.6761%778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6761%709
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1692%108
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1234%4,140
Percentage Net Loans Charged-off: Total real estate loans0.1202%3,626
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.1159%2,314
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1997%2,823
Percentage Net Loans Charged-off: Home equity loans0.2516%1,190
All other 1-4 family - Percent of loans charged-off, net0.1768%2,777
Percentage Net Loans Charged-off: Commercial and industrial-0.0193%5,542
Percentage Net Loans Charged-off: Loans to individuals1.7286%727
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7286%652
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1669%3,604
Percentage Net Loans Charged-off: Total real estate loans0.1715%3,071
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.1785%1,841
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2699%2,327
Percentage Net Loans Charged-off: Home equity loans0.2898%1,017
All other 1-4 family - Percent of loans charged-off, net0.2615%2,238
Percentage Net Loans Charged-off: Commercial and industrial-0.0009%5,351
Percentage Net Loans Charged-off: Loans to individuals1.7338%736
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7338%675
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1973%2,935
Percentage Net Loans Charged-off: Total real estate loans0.2176%2,417
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.1414%1,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4149%1,620
Percentage Net Loans Charged-off: Home equity loans0.5960%648
All other 1-4 family - Percent of loans charged-off, net0.3415%1,674
Percentage Net Loans Charged-off: Commercial and industrial-0.0071%5,279
Percentage Net Loans Charged-off: Loans to individuals1.4603%821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4603%739
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6924%2,426
Percentage Net Loans Charged-off: Total real estate loans0.0483%5,057
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0529%3,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0688%4,329
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0949%3,976
Percentage Net Loans Charged-off: Commercial and industrial3.1893%757
Percentage Net Loans Charged-off: Loans to individuals1.1828%1,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1534%1,264
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.0465%61
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8291%1,917
Percentage Net Loans Charged-off: Total real estate loans0.0342%4,863
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0316%2,976
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0535%4,063
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0736%3,763
Percentage Net Loans Charged-off: Commercial and industrial3.9530%528
Percentage Net Loans Charged-off: Loans to individuals0.7857%1,880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7611%1,653
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.8247%48
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0942%1,443
Percentage Net Loans Charged-off: Total real estate loans0.0055%4,790
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0003%2,657
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0123%3,955
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0169%3,724
Percentage Net Loans Charged-off: Commercial and industrial5.3361%373
Percentage Net Loans Charged-off: Loans to individuals0.6884%1,967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6595%1,729
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.6681%35
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0049%5,058
Percentage Net Loans Charged-off: Total real estate loans-0.0172%6,907
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0390%7,032
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0533%7,072
Percentage Net Loans Charged-off: Commercial and industrial0.0017%2,379
Percentage Net Loans Charged-off: Loans to individuals0.5976%1,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5600%1,654
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1293%5,604
Percentage Net Loans Charged-off: Total real estate loans0.0416%5,395
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate-0.0005%7,130
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0878%4,208
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1156%3,855
Percentage Net Loans Charged-off: Commercial and industrial0.2284%3,955
Percentage Net Loans Charged-off: Loans to individuals1.7539%1,237
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1272%5,281
Percentage Net Loans Charged-off: Total real estate loans0.0405%5,076
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate-0.0007%7,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0843%3,896
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1103%3,528
Percentage Net Loans Charged-off: Commercial and industrial0.2737%3,431
Percentage Net Loans Charged-off: Loans to individuals1.4282%1,457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1226%4,959
Percentage Net Loans Charged-off: Total real estate loans0.0063%5,023
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,199
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0136%4,013
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0177%3,783
Percentage Net Loans Charged-off: Commercial and industrial0.3914%2,825
Percentage Net Loans Charged-off: Loans to individuals1.3692%1,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0474%4,929
Percentage Net Loans Charged-off: Total real estate loans0.0079%4,041
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0160%3,051
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0208%2,858
Percentage Net Loans Charged-off: Commercial and industrial-0.0038%6,338
Percentage Net Loans Charged-off: Loans to individuals1.3155%1,475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%7,686
Percentage Net Loans Charged-off: Total real estate loans0.0025%5,908
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate-0.0006%7,530
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0050%4,905
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0062%4,684
Percentage Net Loans Charged-off: Commercial and industrial-0.3485%7,500
Percentage Net Loans Charged-off: Loans to individuals1.7555%1,557
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0140%1,724
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0595%6,110
Percentage Net Loans Charged-off: Total real estate loans0.0016%5,448
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate-0.0008%7,557
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0033%4,435
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0040%4,186
Percentage Net Loans Charged-off: Commercial and industrial0.0366%4,415
Percentage Net Loans Charged-off: Loans to individuals1.4291%1,802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0696%5,537
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,882
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate-0.0013%7,618
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0006%3,864
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0007%3,605
Percentage Net Loans Charged-off: Commercial and industrial0.0617%3,706
Percentage Net Loans Charged-off: Loans to individuals1.5831%1,526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1036%4,142
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,504
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%7,528
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0014%7,535
Percentage Net Loans Charged-off: Commercial and industrial0.1272%2,458
Percentage Net Loans Charged-off: Loans to individuals2.1286%1,056
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0631%5,872
Percentage Net Loans Charged-off: Total real estate loans0.0101%5,107
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0008%7,649
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0180%3,933
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0212%3,648
Percentage Net Loans Charged-off: Commercial and industrial0.0368%4,405
Percentage Net Loans Charged-off: Loans to individuals1.0728%2,119
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0606%5,051
Percentage Net Loans Charged-off: Total real estate loans0.0150%4,209
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,656
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0264%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0310%2,860
Percentage Net Loans Charged-off: Commercial and industrial0.0251%3,730
Percentage Net Loans Charged-off: Loans to individuals0.9495%1,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0625%4,435
Percentage Net Loans Charged-off: Total real estate loans0.0230%3,331
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0018%7,726
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0404%2,397
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0472%2,148
Percentage Net Loans Charged-off: Commercial and industrial0.0266%3,019
Percentage Net Loans Charged-off: Loans to individuals0.8223%2,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0852%3,217
Percentage Net Loans Charged-off: Total real estate loans0.0443%2,176
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0766%1,499
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0892%1,307
Percentage Net Loans Charged-off: Commercial and industrial0.0319%2,071
Percentage Net Loans Charged-off: Loans to individuals0.9046%1,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0432%5,151
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,744
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,643
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,646
Percentage Net Loans Charged-off: Commercial and industrial0.1547%2,945
Percentage Net Loans Charged-off: Loans to individuals0.2902%4,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%4,564
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,428
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0012%7,744
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%7,546
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,540
Percentage Net Loans Charged-off: Commercial and industrial0.1415%2,447
Percentage Net Loans Charged-off: Loans to individuals0.1929%4,124
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0469%3,720
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,358
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0017%7,785
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2404%1,721
Percentage Net Loans Charged-off: Loans to individuals0.0925%4,233
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0006%6,505
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,491
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,681
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0040%7,684
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0163%3,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1327%2,720
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,421
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0008%7,759
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0018%2,894
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0020%2,686
Percentage Net Loans Charged-off: Commercial and industrial0.6331%1,419
Percentage Net Loans Charged-off: Loans to individuals0.3528%3,608
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%4,218
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,422
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,812
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%7,624
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,634
Percentage Net Loans Charged-off: Commercial and industrial0.0871%2,486
Percentage Net Loans Charged-off: Loans to individuals0.3039%3,417
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0422%3,616
Percentage Net Loans Charged-off: Total real estate loans-0.0007%7,434
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,890
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,667
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0008%7,680
Percentage Net Loans Charged-off: Commercial and industrial0.1327%1,924
Percentage Net Loans Charged-off: Loans to individuals0.2989%3,170
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0188%3,646
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,490
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,773
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,796
Percentage Net Loans Charged-off: Commercial and industrial-0.0060%6,588
Percentage Net Loans Charged-off: Loans to individuals0.2902%2,779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%5,708
Percentage Net Loans Charged-off: Total real estate loans0.0014%3,495
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0008%7,887
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0029%2,992
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0033%2,779
Percentage Net Loans Charged-off: Commercial and industrial0.0547%3,635
Percentage Net Loans Charged-off: Loans to individuals0.1118%5,622
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0004%1,348
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0102%5,625
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,969
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0011%7,902
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0047%2,520
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0053%2,337
Percentage Net Loans Charged-off: Commercial and industrial0.0049%3,377
Percentage Net Loans Charged-off: Loans to individuals0.0986%5,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0006%1,304
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0089%5,244
Percentage Net Loans Charged-off: Total real estate loans-0.0031%7,575
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0016%7,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%7,822
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0056%7,835
Percentage Net Loans Charged-off: Commercial and industrial0.0148%2,803
Percentage Net Loans Charged-off: Loans to individuals0.1094%4,705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0009%1,255
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0082%4,421
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0012%1,973
Percentage Net Loans Charged-off: Loans to individuals0.1030%3,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0217%6,054
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0008%8,093
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0004%3,234
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0005%3,057
Percentage Net Loans Charged-off: Commercial and industrial-0.0469%7,491
Percentage Net Loans Charged-off: Loans to individuals0.3682%4,472
Percentage Net Loans Charged-off: Credit card loans2.0766%939
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0005%1,355
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%5,866
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0006%2,758
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0007%2,588
Percentage Net Loans Charged-off: Commercial and industrial-0.0785%7,501
Percentage Net Loans Charged-off: Loans to individuals0.3353%4,202
Percentage Net Loans Charged-off: Credit card loans3.3638%563
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0007%1,317
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0104%7,613
Percentage Net Loans Charged-off: Total real estate loans0.0002%2,796
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0016%8,228
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0012%2,271
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0014%2,130
Percentage Net Loans Charged-off: Commercial and industrial-0.1312%7,654
Percentage Net Loans Charged-off: Loans to individuals0.1453%4,906
Percentage Net Loans Charged-off: Credit card loans3.9686%477
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0249%7,609
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.2520%7,908
Percentage Net Loans Charged-off: Loans to individuals0.2203%3,879
Percentage Net Loans Charged-off: Credit card loans5.5376%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%5,899
Percentage Net Loans Charged-off: Total real estate loans0.0021%4,008
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0008%8,299
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0044%3,339
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0049%3,157
Percentage Net Loans Charged-off: Commercial and industrial0.0890%4,171
Percentage Net Loans Charged-off: Loans to individuals0.3767%4,855
Percentage Net Loans Charged-off: Credit card loans6.0866%276
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0006%1,379
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0205%6,138
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,868
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%8,097
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0005%8,131
Percentage Net Loans Charged-off: Commercial and industrial-0.0300%7,589
Percentage Net Loans Charged-off: Loans to individuals0.2844%4,928
Percentage Net Loans Charged-off: Credit card loans4.8175%444
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0187%5,807
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,888
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0016%8,382
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0006%2,400
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0007%2,283
Percentage Net Loans Charged-off: Commercial and industrial-0.0151%7,389
Percentage Net Loans Charged-off: Loans to individuals0.2300%4,832
Percentage Net Loans Charged-off: Credit card loans2.4180%906
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%4,663
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0229%7,360
Percentage Net Loans Charged-off: Loans to individuals0.3426%3,715
Percentage Net Loans Charged-off: Credit card loans4.1684%542
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0328%6,563
Percentage Net Loans Charged-off: Total real estate loans-0.0024%8,137
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0009%8,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%8,337
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0040%8,344
Percentage Net Loans Charged-off: Commercial and industrial0.0511%4,552
Percentage Net Loans Charged-off: Loans to individuals0.2405%5,771
Percentage Net Loans Charged-off: Credit card loans4.4778%594
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0675%1,475
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1381%9,362
Percentage Net Loans Charged-off: Total real estate loans0.0036%3,814
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0011%8,693
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0066%3,087
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0070%2,909
Percentage Net Loans Charged-off: Commercial and industrial-0.9050%8,951
Percentage Net Loans Charged-off: Loans to individuals0.1462%6,332
Percentage Net Loans Charged-off: Credit card loans1.0240%1,713
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.6508%1,669
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%6,812
Percentage Net Loans Charged-off: Total real estate loans0.0125%733
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0012%1,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0213%628
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0220%579
Percentage Net Loans Charged-off: Commercial and industrial0.0211%1,001
Percentage Net Loans Charged-off: Loans to individuals0.0431%1,300
Percentage Net Loans Charged-off: Credit card loans0.3650%921
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0280%455
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%7,804
Percentage Net Loans Charged-off: Total real estate loans0.0092%854
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0010%1,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0143%809
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0147%757
Percentage Net Loans Charged-off: Commercial and industrial-0.0520%1,310
Percentage Net Loans Charged-off: Loans to individuals0.0353%1,337
Percentage Net Loans Charged-off: Credit card loans-0.2665%1,292
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1101%479
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1683%10,119
Percentage Net Loans Charged-off: Total real estate loans0.0117%799
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0016%1,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0175%709
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0180%651
Percentage Net Loans Charged-off: Commercial and industrial-1.6232%1,408
Percentage Net Loans Charged-off: Loans to individuals0.1921%1,139
Percentage Net Loans Charged-off: Credit card loans1.0758%812
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE-3.3415%480
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1237%5,023
Percentage Net Loans Charged-off: Total real estate loans0.0609%467
Percentage Net Loans Charged-off:Construction & development-0.9303%1,366
Percentage Net Loans Charged-off: Commercial real estate0.0252%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0974%341
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.1000%303
Percentage Net Loans Charged-off: Commercial and industrial0.4303%375
Percentage Net Loans Charged-off: Loans to individuals0.3285%1,040
Percentage Net Loans Charged-off: Credit card loans0.2500%961
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.2097%497
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0887%6,019
Percentage Net Loans Charged-off: Total real estate loans0.0947%437
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0017%1,142
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.1327%301
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1364%286
Percentage Net Loans Charged-off: Commercial and industrial-0.0456%1,214
Percentage Net Loans Charged-off: Loans to individuals0.1672%1,221
Percentage Net Loans Charged-off: Credit card loans-0.6024%1,352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0422%7,200
Percentage Net Loans Charged-off: Total real estate loans0.0462%693
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0598%489
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0617%472
Percentage Net Loans Charged-off: Commercial and industrial-0.5243%1,348
Percentage Net Loans Charged-off: Loans to individuals0.4215%847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%9,864
Percentage Net Loans Charged-off: Total real estate loans0.1072%552
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.1327%338
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.1370%335
Percentage Net Loans Charged-off: Commercial and industrial-1.5540%1,358
Percentage Net Loans Charged-off: Loans to individuals0.2921%869
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4182%3,220
Percentage Net Loans Charged-off: Total real estate loans0.0386%961
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0420%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0393%752
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0406%709
Percentage Net Loans Charged-off: Commercial and industrial3.7316%117
Percentage Net Loans Charged-off: Loans to individuals0.6563%591
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6889%3,175
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,183
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.1275%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0144%1,032
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0149%968
Percentage Net Loans Charged-off: Commercial and industrial4.5232%142
Percentage Net Loans Charged-off: Loans to individuals1.2840%445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA