Home > Liberty Bank > Income and Expense
Liberty Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,755,000 | 1,600 |
| Total interest expense | $7,794,000 | 1,693 |
| Net interest income | $11,961,000 | 1,508 |
| Provision for loan and lease losses | $420,000 | 2,359 |
| Total noninterest income | $3,586,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,432,000 | 923 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,154,000 | 1,193 |
| Total noninterest expense | $16,503,000 | 978 |
| Salaries and employee benefits | $7,309,000 | 923 |
| Premises and equipment expense | $3,011,000 | 767 |
| Additional noninterest expense | $6,183,000 | 1,069 |
| Pre-tax net operating income | $-1,376,000 | 13,029 |
| Securities gains (losses) | $302,000 | 1,298 |
| Applicable income taxes | $-78,000 | 12,927 |
| Income before extraordinary items | $-996,000 | 12,999 |
| Extraordinary gains, net | $469,000 | 494 |
| Net income | $-527,000 | 12,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,774 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 901 |
| Net operating income | $-1,276,860 | 12,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,547,000 | 1,540 |
| Total interest expense | $10,596,000 | 1,633 |
| Net interest income | $12,951,000 | 1,433 |
| Provision for loan and lease losses | $1,770,000 | 1,260 |
| Total noninterest income | $3,243,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,545,000 | 847 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,698,000 | 1,397 |
| Total noninterest expense | $16,638,000 | 988 |
| Salaries and employee benefits | $7,556,000 | 894 |
| Premises and equipment expense | $2,991,000 | 802 |
| Additional noninterest expense | $6,091,000 | 1,126 |
| Pre-tax net operating income | $-2,214,000 | 13,658 |
| Securities gains (losses) | $861,000 | 733 |
| Applicable income taxes | $-131,000 | 13,610 |
| Income before extraordinary items | $-1,222,000 | 13,586 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,222,000 | 13,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $797,000 | 1,825 |
| Cash dividends | $156,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,046 |
| Net operating income | $-1,996,900 | 13,625 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.