Home > Lexington State Bank and Trust Co. > Income and Expense
Lexington State Bank and Trust Co., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 3,699 |
| Total interest expense | $4,441,000 | 3,345 |
| Net interest income | $4,323,000 | 4,047 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $682,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $3,117,000 | 4,137 |
| Salaries and employee benefits | $1,839,000 | 3,577 |
| Premises and equipment expense | $529,000 | 3,581 |
| Additional noninterest expense | $749,000 | 5,533 |
| Pre-tax net operating income | $1,856,000 | 3,725 |
| Securities gains (losses) | $-512,000 | 11,808 |
| Applicable income taxes | $245,000 | 6,720 |
| Income before extraordinary items | $1,099,000 | 4,262 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,099,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,467 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,518,840 | 3,197 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 3,915 |
| Total interest expense | $3,512,000 | 3,444 |
| Net interest income | $4,097,000 | 4,282 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $568,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $374,000 | 3,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,373 |
| Total noninterest expense | $2,965,000 | 4,465 |
| Salaries and employee benefits | $1,651,000 | 3,925 |
| Premises and equipment expense | $529,000 | 3,619 |
| Additional noninterest expense | $785,000 | 5,787 |
| Pre-tax net operating income | $1,616,000 | 4,136 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $293,000 | 5,969 |
| Income before extraordinary items | $1,327,000 | 3,527 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,327,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,323,720 | 3,567 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 4,362 |
| Total interest expense | $3,110,000 | 3,994 |
| Net interest income | $3,796,000 | 4,615 |
| Provision for loan and lease losses | $213,000 | 3,773 |
| Total noninterest income | $619,000 | 4,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,898 |
| Total noninterest expense | $2,789,000 | 4,810 |
| Salaries and employee benefits | $1,501,000 | 4,274 |
| Premises and equipment expense | $524,000 | 3,708 |
| Additional noninterest expense | $764,000 | 6,148 |
| Pre-tax net operating income | $1,413,000 | 4,562 |
| Securities gains (losses) | $202,000 | 1,681 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $1,239,000 | 3,889 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,239,000 | 3,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,083,460 | 4,161 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 4,969 |
| Total interest expense | $3,315,000 | 4,756 |
| Net interest income | $3,458,000 | 5,059 |
| Provision for loan and lease losses | $253,000 | 4,557 |
| Total noninterest income | $600,000 | 4,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $2,636,000 | 5,067 |
| Salaries and employee benefits | $1,432,000 | 4,405 |
| Premises and equipment expense | $486,000 | 4,066 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $1,169,000 | 5,023 |
| Securities gains (losses) | $423,000 | 1,233 |
| Applicable income taxes | $413,000 | 4,665 |
| Income before extraordinary items | $1,179,000 | 3,874 |
| Extraordinary gains, net | $62,000 | 929 |
| Net income | $1,241,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $865,980 | 4,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.