Home > Lexington Savings Bank > Income and Expense
Lexington Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $38,198,000 | 898 |
| Total interest expense | $21,099,000 | 783 |
| Net interest income | $17,099,000 | 1,033 |
| Provision for loan and lease losses | $783,000 | 1,213 |
| Total noninterest income | $1,491,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $620,000 | 2,118 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $871,000 | 1,914 |
| Total noninterest expense | $8,767,000 | 1,502 |
| Salaries and employee benefits | $5,542,000 | 1,185 |
| Premises and equipment expense | $1,101,000 | 1,794 |
| Additional noninterest expense | $2,124,000 | 1,991 |
| Pre-tax net operating income | $9,040,000 | 891 |
| Securities gains (losses) | $95,000 | 1,002 |
| Applicable income taxes | $3,216,000 | 874 |
| Income before extraordinary items | $5,919,000 | 933 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,919,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,103 |
| Cash dividends | $1,840,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 549 |
| Net operating income | $5,857,250 | 920 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,668,000 | 1,039 |
| Total interest expense | $18,958,000 | 888 |
| Net interest income | $14,710,000 | 1,226 |
| Provision for loan and lease losses | $425,000 | 1,987 |
| Total noninterest income | $1,179,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $541,000 | 2,510 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $638,000 | 2,457 |
| Total noninterest expense | $8,149,000 | 1,737 |
| Salaries and employee benefits | $4,784,000 | 1,402 |
| Premises and equipment expense | $1,044,000 | 1,920 |
| Additional noninterest expense | $2,321,000 | 2,155 |
| Pre-tax net operating income | $7,315,000 | 1,030 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,624,000 | 974 |
| Income before extraordinary items | $4,691,000 | 1,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,691,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $1,073,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $-742,000 | 11,417 |
| Net operating income | $4,691,000 | 1,085 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,851,000 | 1,200 |
| Total interest expense | $16,170,000 | 1,053 |
| Net interest income | $12,681,000 | 1,417 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,120,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $421,000 | 3,195 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $699,000 | 2,299 |
| Total noninterest expense | $9,035,000 | 1,574 |
| Salaries and employee benefits | $4,333,000 | 1,537 |
| Premises and equipment expense | $1,100,000 | 1,839 |
| Additional noninterest expense | $3,602,000 | 1,457 |
| Pre-tax net operating income | $4,666,000 | 1,588 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $2,094,000 | 1,228 |
| Income before extraordinary items | $2,605,000 | 1,922 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,605,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,404 |
| Cash dividends | $1,215,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 628 |
| Net operating income | $2,583,880 | 1,925 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,733,000 | 1,364 |
| Total interest expense | $10,965,000 | 1,195 |
| Net interest income | $11,768,000 | 1,527 |
| Provision for loan and lease losses | $325,000 | 2,132 |
| Total noninterest income | $1,102,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $443,000 | 3,090 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $659,000 | 2,438 |
| Total noninterest expense | $7,873,000 | 1,839 |
| Salaries and employee benefits | $4,026,000 | 1,660 |
| Premises and equipment expense | $983,000 | 2,069 |
| Additional noninterest expense | $2,864,000 | 1,884 |
| Pre-tax net operating income | $4,672,000 | 1,553 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $1,662,000 | 1,412 |
| Income before extraordinary items | $3,007,000 | 1,624 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,007,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $1,141,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 869 |
| Net operating income | $3,008,920 | 1,633 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,387,000 | 1,800 |
| Total interest expense | $7,798,000 | 1,691 |
| Net interest income | $9,589,000 | 1,884 |
| Provision for loan and lease losses | $575,000 | 1,915 |
| Total noninterest income | $1,090,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $918,000 | 2,162 |
| Total noninterest expense | $6,104,000 | 2,349 |
| Salaries and employee benefits | $3,094,000 | 2,134 |
| Premises and equipment expense | $555,000 | 3,549 |
| Additional noninterest expense | $2,455,000 | 2,271 |
| Pre-tax net operating income | $4,000,000 | 1,723 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $1,542,000 | 1,531 |
| Income before extraordinary items | $2,496,000 | 2,008 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,496,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,251 |
| Cash dividends | $944,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 792 |
| Net operating income | $2,471,680 | 1,902 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,704,000 | 2,245 |
| Total interest expense | $7,596,000 | 2,238 |
| Net interest income | $8,108,000 | 2,242 |
| Provision for loan and lease losses | $715,000 | 2,335 |
| Total noninterest income | $1,238,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,069,000 | 1,902 |
| Total noninterest expense | $6,150,000 | 2,362 |
| Salaries and employee benefits | $2,523,000 | 2,570 |
| Premises and equipment expense | $520,000 | 3,832 |
| Additional noninterest expense | $3,107,000 | 1,949 |
| Pre-tax net operating income | $2,481,000 | 2,512 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $1,055,000 | 2,011 |
| Income before extraordinary items | $1,512,000 | 3,059 |
| Extraordinary gains, net | $569,000 | 191 |
| Net income | $2,081,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $932,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $342,000 | 627 |
| Net operating income | $1,456,960 | 2,934 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.