Home > Lexington Savings Bank > Assets and Liabilities
Lexington Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 102 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $533,724,000 | 893 |
| Cash and due from depository institutions | $13,440,000 | 1,719 |
| Interest-bearing balances | $2,579,000 | 1,496 |
| Securities | $150,035,000 | 797 |
| Federal funds sold & reverse repurchase agreements | $1,397,000 | 5,841 |
| Net loans & leases | $359,007,000 | 841 |
| Loan loss allowance | $3,288,000 | 1,153 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,686,000 | 2,940 |
| Other real estate owned | $0 | 1,719 |
| Goodwill and other intangibles | $681,000 | 1,564 |
| All other assets | $6,478,000 | 1,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $533,724,000 | 893 |
| Total liabilities | $486,651,000 | 896 |
| Total deposits | $329,504,000 | 1,128 |
| Interest-bearing deposits | $294,009,000 | 1,103 |
| Deposits held in domestic offices | $329,504,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,562,000 | 2,333 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $150,924,000 | 296 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,661,000 | 1,061 |
| Total equity capital | $47,073,000 | 969 |
| Total bank equity capital | $47,073,000 | 969 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $715,000 | 4,133 |
| Surplus | $20,463,000 | 849 |
| Undivided profits | $25,895,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,601,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,781,000 | 1,216 |
| Earning assets | $513,018,000 | 851 |
| Long-term assets (5+ years) | $118,499,000 | 667 |
| Average Assets, year-to-date | $521,020,400 | 875 |
| Average Assets, quarterly | $536,293,000 | 872 |
| Volatile liabilities | $183,942,000 | 563 |
| Insider loans | $1,341,000 | 2,861 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,955,000 | 402 |
| Unused loan commitments | $64,659,000 | 887 |
| Tier 1 (core) risk-based capital | $45,758,900 | 924 |
| Tier 2 risk-based capital | $3,288,000 | 996 |
| Total risk weighted assets | $327,291,200 | 919 |
| Total unused commitments | $64,659,000 | 891 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 92 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $498,735,000 | 975 |
| Cash and due from depository institutions | $7,958,000 | 2,033 |
| Interest-bearing balances | $769,000 | 2,650 |
| Securities | $156,778,000 | 799 |
| Federal funds sold & reverse repurchase agreements | $734,000 | 6,968 |
| Net loans & leases | $323,254,000 | 955 |
| Loan loss allowance | $2,649,000 | 1,473 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,670,000 | 2,903 |
| Other real estate owned | $0 | 2,033 |
| Goodwill and other intangibles | $675,000 | 1,517 |
| All other assets | $6,666,000 | 1,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $498,735,000 | 975 |
| Total liabilities | $457,126,000 | 975 |
| Total deposits | $299,059,000 | 1,282 |
| Interest-bearing deposits | $269,784,000 | 1,237 |
| Deposits held in domestic offices | $299,059,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $555,000 | 3,152 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $153,467,000 | 299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,045,000 | 1,169 |
| Total equity capital | $41,609,000 | 1,090 |
| Total bank equity capital | $41,609,000 | 1,090 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $715,000 | 4,402 |
| Surplus | $20,222,000 | 912 |
| Undivided profits | $20,672,000 | 1,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,472,000 | 1,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,515,000 | 1,427 |
| Earning assets | $481,535,000 | 934 |
| Long-term assets (5+ years) | $105,280,000 | 694 |
| Average Assets, year-to-date | $469,454,000 | 1,003 |
| Average Assets, quarterly | $493,918,000 | 977 |
| Volatile liabilities | $145,237,000 | 692 |
| Insider loans | $1,663,000 | 2,484 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $45,229,000 | 1,144 |
| Tier 1 (core) risk-based capital | $41,099,000 | 1,052 |
| Tier 2 risk-based capital | $2,649,000 | 1,216 |
| Total risk weighted assets | $293,895,700 | 1,026 |
| Total unused commitments | $45,229,000 | 1,149 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $423,889,000 | 1,161 |
| Cash and due from depository institutions | $8,877,000 | 2,026 |
| Interest-bearing balances | $79,000 | 5,545 |
| Securities | $143,753,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $1,897,000 | 5,735 |
| Net loans & leases | $258,024,000 | 1,152 |
| Loan loss allowance | $2,279,000 | 1,730 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,677,000 | 2,830 |
| Other real estate owned | $960,000 | 2,026 |
| Goodwill and other intangibles | $759,000 | 1,333 |
| All other assets | $6,942,000 | 1,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,889,000 | 1,161 |
| Total liabilities | $384,903,000 | 1,153 |
| Total deposits | $260,154,000 | 1,501 |
| Interest-bearing deposits | $234,405,000 | 1,459 |
| Deposits held in domestic offices | $260,154,000 | 1,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $121,008,000 | 339 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,741,000 | 1,285 |
| Total equity capital | $38,986,000 | 1,174 |
| Total bank equity capital | $38,986,000 | 1,174 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $715,000 | 4,630 |
| Surplus | $20,105,000 | 910 |
| Undivided profits | $18,166,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,468,000 | 1,524 |
| Earning assets | $403,753,000 | 1,117 |
| Long-term assets (5+ years) | $91,357,000 | 744 |
| Average Assets, year-to-date | $406,013,600 | 1,163 |
| Average Assets, quarterly | $416,040,000 | 1,162 |
| Volatile liabilities | $100,359,000 | 823 |
| Insider loans | $7,776,000 | 568 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,071,000 | 800 |
| Unused loan commitments | $47,779,000 | 1,062 |
| Tier 1 (core) risk-based capital | $38,128,000 | 1,137 |
| Tier 2 risk-based capital | $2,279,000 | 1,404 |
| Total risk weighted assets | $231,649,700 | 1,254 |
| Total unused commitments | $47,779,000 | 1,070 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 98 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $394,251,000 | 1,213 |
| Cash and due from depository institutions | $9,158,000 | 2,060 |
| Interest-bearing balances | $1,923,000 | 1,643 |
| Securities | $159,684,000 | 832 |
| Federal funds sold & reverse repurchase agreements | $23,000 | 8,339 |
| Net loans & leases | $214,716,000 | 1,314 |
| Loan loss allowance | $2,390,000 | 1,714 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,464,000 | 2,992 |
| Other real estate owned | $2,022,000 | 2,060 |
| Goodwill and other intangibles | $854,000 | 1,163 |
| All other assets | $5,330,000 | 1,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,251,000 | 1,213 |
| Total liabilities | $357,950,000 | 1,219 |
| Total deposits | $228,578,000 | 1,660 |
| Interest-bearing deposits | $205,056,000 | 1,617 |
| Deposits held in domestic offices | $228,578,000 | 1,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,792,000 | 329 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,580,000 | 1,146 |
| Total equity capital | $36,301,000 | 1,137 |
| Total bank equity capital | $36,301,000 | 1,137 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $714,000 | 4,861 |
| Surplus | $20,047,000 | 854 |
| Undivided profits | $15,540,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $992,000 | 2,000 |
| Earning assets | $376,346,000 | 1,169 |
| Long-term assets (5+ years) | $90,910,000 | 726 |
| Average Assets, year-to-date | $359,673,200 | 1,272 |
| Average Assets, quarterly | $389,007,500 | 1,224 |
| Volatile liabilities | $104,006,000 | 797 |
| Insider loans | $7,217,000 | 607 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $38,027,000 | 1,203 |
| Tier 1 (core) risk-based capital | $36,584,000 | 1,126 |
| Tier 2 risk-based capital | $2,390,000 | 1,349 |
| Total risk weighted assets | $202,673,100 | 1,376 |
| Total unused commitments | $38,027,000 | 1,210 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 94 | 2,236 |
| Assets and Liabilities | ||
| Total Assets: | $322,038,000 | 1,462 |
| Cash and due from depository institutions | $7,770,000 | 2,236 |
| Interest-bearing balances | $832,000 | 3,665 |
| Securities | $134,824,000 | 1,021 |
| Federal funds sold & reverse repurchase agreements | $4,106,000 | 3,345 |
| Net loans & leases | $166,254,000 | 1,651 |
| Loan loss allowance | $2,177,000 | 1,931 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,357,000 | 3,104 |
| Other real estate owned | $2,421,000 | 2,236 |
| Goodwill and other intangibles | $669,000 | 1,195 |
| All other assets | $3,637,000 | 2,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,038,000 | 1,462 |
| Total liabilities | $286,537,000 | 1,502 |
| Total deposits | $220,431,000 | 1,789 |
| Interest-bearing deposits | $198,683,000 | 1,739 |
| Deposits held in domestic offices | $220,431,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $63,408,000 | 424 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,698,000 | 1,444 |
| Total equity capital | $35,501,000 | 1,160 |
| Total bank equity capital | $35,501,000 | 1,160 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $712,000 | 5,075 |
| Surplus | $19,978,000 | 822 |
| Undivided profits | $14,811,000 | 1,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $795,000 | 2,235 |
| Earning assets | $306,016,000 | 1,405 |
| Long-term assets (5+ years) | $99,310,000 | 676 |
| Average Assets, year-to-date | $264,592,000 | 1,716 |
| Average Assets, quarterly | $299,594,000 | 1,558 |
| Volatile liabilities | $72,028,000 | 946 |
| Insider loans | $2,459,000 | 1,684 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,494,000 | 473 |
| Unused loan commitments | $30,107,000 | 1,438 |
| Tier 1 (core) risk-based capital | $34,832,000 | 1,136 |
| Tier 2 risk-based capital | $1,955,170 | 1,601 |
| Total risk weighted assets | $156,191,570 | 1,761 |
| Total unused commitments | $30,107,000 | 1,462 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $232,339,000 | 2,044 |
| Cash and due from depository institutions | $4,400,000 | 3,556 |
| Interest-bearing balances | $141,000 | 6,530 |
| Securities | $73,134,000 | 1,843 |
| Federal funds sold & reverse repurchase agreements | $2,957,000 | 5,100 |
| Net loans & leases | $143,935,000 | 1,938 |
| Loan loss allowance | $1,829,000 | 2,282 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $614,000 | 8,157 |
| Other real estate owned | $4,357,000 | 3,556 |
| Goodwill and other intangibles | $1,000 | 3,076 |
| All other assets | $2,941,000 | 2,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,339,000 | 2,044 |
| Total liabilities | $198,585,000 | 2,180 |
| Total deposits | $177,230,000 | 2,333 |
| Interest-bearing deposits | $171,864,000 | 2,098 |
| Deposits held in domestic offices | $177,230,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,079,000 | 696 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,276,000 | 2,688 |
| Total equity capital | $33,754,000 | 1,157 |
| Total bank equity capital | $33,754,000 | 1,157 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $706,000 | 5,338 |
| Surplus | $19,788,000 | 800 |
| Undivided profits | $13,260,000 | 1,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,819,000 | 2,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $729,000 | 2,713 |
| Earning assets | $220,167,000 | 1,969 |
| Long-term assets (5+ years) | $54,504,000 | 1,075 |
| Average Assets, year-to-date | $213,518,600 | 2,163 |
| Average Assets, quarterly | $222,307,000 | 2,118 |
| Volatile liabilities | $28,322,000 | 1,797 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $6,066,000 | 311 |
| Unused loan commitments | $26,776,000 | 1,475 |
| Tier 1 (core) risk-based capital | $33,754,000 | 1,135 |
| Tier 2 risk-based capital | $1,776,070 | 1,780 |
| Total risk weighted assets | $142,032,770 | 1,980 |
| Total unused commitments | $26,776,000 | 1,491 |
| Derivatives | $0 | 651 |