Home > Lexington Federal Savings Bank > Income and Expense
Lexington Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,442,000 | 2,187 |
| Total interest expense | $8,097,000 | 1,932 |
| Net interest income | $7,345,000 | 2,444 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $318,000 | 3,870 |
| Total noninterest expense | $4,658,000 | 2,889 |
| Salaries and employee benefits | $3,276,000 | 2,023 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $981,000 | 4,423 |
| Pre-tax net operating income | $2,999,000 | 2,437 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,182,000 | 2,057 |
| Income before extraordinary items | $1,817,000 | 2,714 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,817,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,817,000 | 2,684 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,918,000 | 2,202 |
| Total interest expense | $6,566,000 | 1,899 |
| Net interest income | $7,352,000 | 2,460 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $438,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $438,000 | 3,221 |
| Total noninterest expense | $4,184,000 | 3,290 |
| Salaries and employee benefits | $2,772,000 | 2,419 |
| Premises and equipment expense | $412,000 | 4,468 |
| Additional noninterest expense | $1,000,000 | 4,712 |
| Pre-tax net operating income | $3,606,000 | 1,980 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,220,000 | 1,854 |
| Income before extraordinary items | $2,386,000 | 2,050 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,386,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $25,687,000 | 49 |
| Net operating income | $2,386,000 | 2,062 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,309,000 | 2,323 |
| Total interest expense | $7,257,000 | 1,803 |
| Net interest income | $6,052,000 | 3,005 |
| Provision for loan and lease losses | $13,000 | 9,510 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $227,000 | 5,286 |
| Total noninterest expense | $2,899,000 | 4,653 |
| Salaries and employee benefits | $1,583,000 | 4,070 |
| Premises and equipment expense | $382,000 | 4,901 |
| Additional noninterest expense | $934,000 | 5,213 |
| Pre-tax net operating income | $3,367,000 | 2,023 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,140,000 | 2,012 |
| Income before extraordinary items | $2,227,000 | 2,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,227,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,227,000 | 2,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,841,000 | 2,364 |
| Total interest expense | $9,032,000 | 1,875 |
| Net interest income | $5,809,000 | 3,163 |
| Provision for loan and lease losses | $91,000 | 7,521 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $193,000 | 5,787 |
| Total noninterest expense | $2,585,000 | 5,156 |
| Salaries and employee benefits | $1,338,000 | 4,698 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $913,000 | 5,451 |
| Pre-tax net operating income | $3,326,000 | 1,863 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,165,000 | 1,808 |
| Income before extraordinary items | $2,161,000 | 2,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,161,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,161,000 | 1,951 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.