Home > Lewis County Bank > Income and Expense
Lewis County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 6,873 |
| Total interest expense | $1,526,000 | 6,915 |
| Net interest income | $1,933,000 | 6,764 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $416,000 | 5,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $1,238,000 | 7,470 |
| Salaries and employee benefits | $525,000 | 8,189 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $560,000 | 6,083 |
| Pre-tax net operating income | $1,061,000 | 5,129 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $375,000 | 4,322 |
| Income before extraordinary items | $711,000 | 5,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $711,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $1,118,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $694,750 | 5,447 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 7,180 |
| Total interest expense | $1,521,000 | 7,145 |
| Net interest income | $1,771,000 | 7,111 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $1,189,000 | 7,579 |
| Salaries and employee benefits | $478,000 | 8,495 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $556,000 | 6,056 |
| Pre-tax net operating income | $955,000 | 5,558 |
| Securities gains (losses) | $58,000 | 1,631 |
| Applicable income taxes | $333,000 | 4,901 |
| Income before extraordinary items | $680,000 | 5,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $680,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $272,000 | 4,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $641,140 | 5,746 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 7,607 |
| Total interest expense | $1,398,000 | 7,591 |
| Net interest income | $1,723,000 | 7,498 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $356,000 | 6,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,124,000 | 7,926 |
| Salaries and employee benefits | $447,000 | 8,963 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $520,000 | 6,344 |
| Pre-tax net operating income | $952,000 | 5,981 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $349,000 | 5,318 |
| Income before extraordinary items | $615,000 | 6,279 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $615,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $261,000 | 4,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $607,320 | 6,267 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 8,103 |
| Total interest expense | $1,251,000 | 8,236 |
| Net interest income | $1,668,000 | 7,858 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $1,104,000 | 8,318 |
| Salaries and employee benefits | $474,000 | 9,068 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $492,000 | 7,125 |
| Pre-tax net operating income | $854,000 | 6,276 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $318,000 | 5,629 |
| Income before extraordinary items | $555,000 | 6,533 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $555,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $480,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $542,840 | 6,548 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 8,524 |
| Total interest expense | $1,240,000 | 8,459 |
| Net interest income | $1,536,000 | 8,438 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $229,000 | 8,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,003,000 | 8,941 |
| Salaries and employee benefits | $433,000 | 9,667 |
| Premises and equipment expense | $112,000 | 9,254 |
| Additional noninterest expense | $458,000 | 7,629 |
| Pre-tax net operating income | $677,000 | 7,430 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $385,000 | 8,196 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $385,000 | 8,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $371,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $384,360 | 8,177 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 10,180 |
| Total interest expense | $721,000 | 9,989 |
| Net interest income | $1,076,000 | 10,156 |
| Provision for loan and lease losses | $172,000 | 3,335 |
| Total noninterest income | $162,000 | 9,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $807,000 | 10,222 |
| Salaries and employee benefits | $298,000 | 11,226 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $414,000 | 8,687 |
| Pre-tax net operating income | $259,000 | 10,423 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $144,000 | 10,891 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $144,000 | 10,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,498 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $144,000 | 10,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 8,617 |
| Total interest expense | $1,161,000 | 8,437 |
| Net interest income | $1,665,000 | 8,591 |
| Provision for loan and lease losses | $421,000 | 2,358 |
| Total noninterest income | $189,000 | 9,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $871,000 | 10,337 |
| Salaries and employee benefits | $385,000 | 10,792 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $350,000 | 9,838 |
| Pre-tax net operating income | $562,000 | 8,212 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $340,000 | 9,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,997 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $340,000 | 8,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 8,536 |
| Total interest expense | $1,523,000 | 8,445 |
| Net interest income | $1,741,000 | 8,526 |
| Provision for loan and lease losses | $691,000 | 2,396 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $691,000 | 11,559 |
| Salaries and employee benefits | $334,000 | 11,626 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $212,000 | 7,328 |
| Income before extraordinary items | $346,000 | 8,763 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $346,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 2,287 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $346,000 | 8,400 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.