Home > Lewis County Bank > Assets and Liabilities
Lewis County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $44,970,000 | 7,277 |
| Cash and due from depository institutions | $2,820,000 | 6,908 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $11,830,000 | 6,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $27,659,000 | 7,047 |
| Loan loss allowance | $470,000 | 5,886 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $920,000 | 6,279 |
| Other real estate owned | $294,000 | 6,908 |
| Goodwill and other intangibles | $627,000 | 1,752 |
| All other assets | $820,000 | 6,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,970,000 | 7,277 |
| Total liabilities | $40,142,000 | 7,268 |
| Total deposits | $37,832,000 | 7,261 |
| Interest-bearing deposits | $34,187,000 | 7,050 |
| Deposits held in domestic offices | $37,832,000 | 7,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,476 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $310,000 | 6,863 |
| Total equity capital | $4,828,000 | 7,105 |
| Total bank equity capital | $4,828,000 | 7,105 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $4,125,000 | 3,473 |
| Undivided profits | $303,000 | 8,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $277,000 | 6,756 |
| Earning assets | $39,589,000 | 7,399 |
| Long-term assets (5+ years) | $9,194,000 | 5,040 |
| Average Assets, year-to-date | $43,365,600 | 7,250 |
| Average Assets, quarterly | $44,655,500 | 7,265 |
| Volatile liabilities | $8,385,000 | 5,906 |
| Insider loans | $591,000 | 4,961 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $636,000 | 9,010 |
| Tier 1 (core) risk-based capital | $4,486,000 | 7,418 |
| Tier 2 risk-based capital | $412,430 | 5,961 |
| Total risk weighted assets | $28,708,230 | 7,109 |
| Total unused commitments | $636,000 | 9,017 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $41,903,000 | 7,620 |
| Cash and due from depository institutions | $2,916,000 | 7,081 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $10,153,000 | 7,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $26,232,000 | 7,170 |
| Loan loss allowance | $442,000 | 6,072 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $880,000 | 6,328 |
| Other real estate owned | $302,000 | 7,081 |
| Goodwill and other intangibles | $774,000 | 1,583 |
| All other assets | $646,000 | 7,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,903,000 | 7,620 |
| Total liabilities | $36,123,000 | 7,701 |
| Total deposits | $35,678,000 | 7,573 |
| Interest-bearing deposits | $31,895,000 | 7,395 |
| Deposits held in domestic offices | $35,678,000 | 7,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000 | 5,207 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $440,000 | 6,216 |
| Total equity capital | $5,780,000 | 6,531 |
| Total bank equity capital | $5,780,000 | 6,531 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $4,125,000 | 3,325 |
| Undivided profits | $1,255,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $270,000 | 6,950 |
| Earning assets | $36,485,000 | 7,787 |
| Long-term assets (5+ years) | $7,721,000 | 5,331 |
| Average Assets, year-to-date | $40,754,200 | 7,508 |
| Average Assets, quarterly | $41,817,500 | 7,549 |
| Volatile liabilities | $5,390,000 | 6,821 |
| Insider loans | $562,000 | 5,003 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $657,000 | 9,124 |
| Tier 1 (core) risk-based capital | $4,746,000 | 7,135 |
| Tier 2 risk-based capital | $356,160 | 6,417 |
| Total risk weighted assets | $25,782,560 | 7,420 |
| Total unused commitments | $657,000 | 9,134 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $39,662,000 | 7,952 |
| Cash and due from depository institutions | $1,155,000 | 7,328 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $10,600,000 | 7,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $25,743,000 | 7,400 |
| Loan loss allowance | $480,000 | 5,870 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $564,000 | 7,634 |
| Other real estate owned | $201,000 | 7,328 |
| Goodwill and other intangibles | $920,000 | 1,400 |
| All other assets | $479,000 | 8,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,662,000 | 7,952 |
| Total liabilities | $34,330,000 | 8,027 |
| Total deposits | $33,002,000 | 8,005 |
| Interest-bearing deposits | $29,930,000 | 7,782 |
| Deposits held in domestic offices | $33,002,000 | 8,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,741 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $29,000 | 4,977 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $399,000 | 6,742 |
| Total equity capital | $5,332,000 | 6,892 |
| Total bank equity capital | $5,332,000 | 6,892 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $4,125,000 | 3,262 |
| Undivided profits | $807,000 | 8,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 6,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $243,000 | 7,601 |
| Earning assets | $36,345,000 | 7,936 |
| Long-term assets (5+ years) | $9,021,000 | 4,588 |
| Average Assets, year-to-date | $38,150,200 | 7,899 |
| Average Assets, quarterly | $39,581,000 | 7,896 |
| Volatile liabilities | $6,157,000 | 6,523 |
| Insider loans | $939,000 | 3,724 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $229,000 | 10,076 |
| Tier 1 (core) risk-based capital | $4,192,000 | 7,753 |
| Tier 2 risk-based capital | $305,040 | 6,999 |
| Total risk weighted assets | $24,228,540 | 7,769 |
| Total unused commitments | $229,000 | 10,080 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $35,904,000 | 8,583 |
| Cash and due from depository institutions | $1,854,000 | 7,879 |
| Interest-bearing balances | $301,000 | 3,518 |
| Securities | $11,207,000 | 7,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $20,641,000 | 8,334 |
| Loan loss allowance | $505,000 | 5,867 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $552,000 | 7,841 |
| Other real estate owned | $128,000 | 7,879 |
| Goodwill and other intangibles | $1,066,000 | 1,247 |
| All other assets | $456,000 | 9,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,904,000 | 8,583 |
| Total liabilities | $31,012,000 | 8,697 |
| Total deposits | $30,689,000 | 8,582 |
| Interest-bearing deposits | $27,217,000 | 8,436 |
| Deposits held in domestic offices | $30,689,000 | 8,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $55,000 | 5,024 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $268,000 | 8,268 |
| Total equity capital | $4,892,000 | 7,330 |
| Total bank equity capital | $4,892,000 | 7,330 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $4,125,000 | 3,335 |
| Undivided profits | $367,000 | 10,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $185,000 | 8,725 |
| Earning assets | $32,149,000 | 8,641 |
| Long-term assets (5+ years) | $9,086,000 | 4,440 |
| Average Assets, year-to-date | $35,668,400 | 8,456 |
| Average Assets, quarterly | $36,036,000 | 8,518 |
| Volatile liabilities | $3,323,000 | 8,299 |
| Insider loans | $944,000 | 3,800 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $688,000 | 9,400 |
| Tier 1 (core) risk-based capital | $3,692,000 | 8,396 |
| Tier 2 risk-based capital | $254,030 | 7,845 |
| Total risk weighted assets | $20,071,630 | 8,626 |
| Total unused commitments | $688,000 | 9,410 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $35,833,000 | 8,844 |
| Cash and due from depository institutions | $1,787,000 | 8,186 |
| Interest-bearing balances | $300,000 | 3,771 |
| Securities | $12,235,000 | 7,515 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,422 |
| Net loans & leases | $18,503,000 | 8,895 |
| Loan loss allowance | $491,000 | 6,131 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $395,000 | 8,914 |
| Other real estate owned | $253,000 | 8,186 |
| Goodwill and other intangibles | $1,212,000 | 1,092 |
| All other assets | $498,000 | 9,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,833,000 | 8,844 |
| Total liabilities | $31,044,000 | 8,961 |
| Total deposits | $30,571,000 | 8,861 |
| Interest-bearing deposits | $26,872,000 | 8,750 |
| Deposits held in domestic offices | $30,571,000 | 8,856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $80,000 | 4,491 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $393,000 | 7,230 |
| Total equity capital | $4,789,000 | 7,545 |
| Total bank equity capital | $4,789,000 | 7,545 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $4,125,000 | 3,343 |
| Undivided profits | $264,000 | 10,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 10,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $195,000 | 8,865 |
| Earning assets | $31,988,000 | 8,939 |
| Long-term assets (5+ years) | $7,818,000 | 4,671 |
| Average Assets, year-to-date | $34,426,600 | 8,821 |
| Average Assets, quarterly | $35,286,500 | 8,852 |
| Volatile liabilities | $3,046,000 | 8,529 |
| Insider loans | $735,000 | 4,555 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $269,000 | 10,563 |
| Tier 1 (core) risk-based capital | $3,471,000 | 8,830 |
| Tier 2 risk-based capital | $229,650 | 8,385 |
| Total risk weighted assets | $18,110,750 | 9,210 |
| Total unused commitments | $269,000 | 10,569 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $33,355,000 | 9,348 |
| Cash and due from depository institutions | $2,112,000 | 8,823 |
| Interest-bearing balances | $400,000 | 3,563 |
| Securities | $11,520,000 | 8,224 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,137,000 | 9,357 |
| Loan loss allowance | $403,000 | 7,115 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $420,000 | 9,004 |
| Other real estate owned | $318,000 | 8,823 |
| Goodwill and other intangibles | $1,358,000 | 938 |
| All other assets | $490,000 | 9,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,355,000 | 9,348 |
| Total liabilities | $28,744,000 | 9,523 |
| Total deposits | $28,293,000 | 9,435 |
| Interest-bearing deposits | $25,122,000 | 9,220 |
| Deposits held in domestic offices | $28,293,000 | 9,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 4,424 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $104,000 | 4,768 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $147,000 | 10,070 |
| Total equity capital | $4,611,000 | 7,532 |
| Total bank equity capital | $4,611,000 | 7,532 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $4,125,000 | 3,226 |
| Undivided profits | $86,000 | 11,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 7,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $148,000 | 9,711 |
| Earning assets | $29,057,000 | 9,521 |
| Long-term assets (5+ years) | $4,668,000 | 6,195 |
| Average Assets, year-to-date | $33,779,600 | 9,225 |
| Average Assets, quarterly | $33,908,500 | 9,254 |
| Volatile liabilities | $2,778,000 | 8,711 |
| Insider loans | $2,000 | 11,188 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $126,000 | 11,411 |
| Tier 1 (core) risk-based capital | $3,311,000 | 9,149 |
| Tier 2 risk-based capital | $212,310 | 8,921 |
| Total risk weighted assets | $16,794,010 | 9,687 |
| Total unused commitments | $126,000 | 11,414 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $33,395,000 | 9,699 |
| Cash and due from depository institutions | $1,238,000 | 9,167 |
| Interest-bearing balances | $300,000 | 4,987 |
| Securities | $9,177,000 | 9,398 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,227 |
| Net loans & leases | $19,733,000 | 8,884 |
| Loan loss allowance | $509,000 | 6,298 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $396,000 | 9,464 |
| Other real estate owned | $514,000 | 9,167 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $587,000 | 8,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,395,000 | 9,699 |
| Total liabilities | $30,216,000 | 9,685 |
| Total deposits | $29,896,000 | 9,566 |
| Interest-bearing deposits | $27,295,000 | 9,258 |
| Deposits held in domestic offices | $29,896,000 | 9,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $127,000 | 4,266 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $193,000 | 9,411 |
| Total equity capital | $3,179,000 | 9,509 |
| Total bank equity capital | $3,179,000 | 9,509 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $2,379,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $242,000 | 7,153 |
| Earning assets | $30,960,000 | 9,623 |
| Long-term assets (5+ years) | $2,359,000 | 8,394 |
| Average Assets, year-to-date | $34,658,800 | 9,373 |
| Average Assets, quarterly | $33,933,000 | 9,565 |
| Volatile liabilities | $3,423,000 | 7,908 |
| Insider loans | $369,000 | 6,655 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,000 | 12,095 |
| Tier 1 (core) risk-based capital | $3,179,000 | 9,446 |
| Tier 2 risk-based capital | $231,580 | 8,719 |
| Total risk weighted assets | $18,248,680 | 9,590 |
| Total unused commitments | $35,000 | 12,098 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $35,526,000 | 9,607 |
| Cash and due from depository institutions | $1,881,000 | 9,734 |
| Interest-bearing balances | $498,000 | 4,950 |
| Securities | $3,908,000 | 12,172 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
| Net loans & leases | $24,772,000 | 7,937 |
| Loan loss allowance | $508,000 | 6,381 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $267,000 | 10,868 |
| Other real estate owned | $352,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $646,000 | 8,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,526,000 | 9,607 |
| Total liabilities | $32,566,000 | 9,524 |
| Total deposits | $32,422,000 | 9,403 |
| Interest-bearing deposits | $30,301,000 | 8,994 |
| Deposits held in domestic offices | $32,422,000 | 9,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $144,000 | 11,306 |
| Total equity capital | $2,960,000 | 9,816 |
| Total bank equity capital | $2,960,000 | 9,816 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $2,160,000 | 7,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 8,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $419,000 | 4,837 |
| Earning assets | $32,878,000 | 9,495 |
| Long-term assets (5+ years) | $1,113,000 | 10,090 |
| Average Assets, year-to-date | $35,084,800 | 9,530 |
| Average Assets, quarterly | $35,824,500 | 9,498 |
| Volatile liabilities | $3,514,000 | 7,934 |
| Insider loans | $92,000 | 5,927 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,960,000 | 9,745 |
| Tier 2 risk-based capital | $282,720 | 7,905 |
| Total risk weighted assets | $22,392,520 | 8,799 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |