Home > Level One Bank > Income and Expense

Level One Bank, Income and Expense

2022-03-31 (YTD Data)Rank
Total interest income$19,337,000463
Total interest expense$1,144,000491
Net interest income$18,193,000455
Provision for loan and lease losses$110,000923
Total noninterest income$3,262,000661
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,008,000333
Trading account gains and fees$0103
Additional Noninterest Income$2,254,000648
Total noninterest expense$20,412,000353
Salaries and employee benefits$11,221,000351
Premises and equipment expense$1,447,000480
Additional noninterest expense$7,744,000318
Pre-tax net operating income$933,0002,185
Securities gains (losses)$0623
Applicable income taxes$-421,0004,769
Income before extraordinary items$1,354,0001,559
Extraordinary gains, net$04
Net income$1,354,0001,557
Minority interest net income$050
Net income of bank and minority interests.$1,354,0001,559
Net charge-offs$-26,0004,237
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$898,00084
Net operating income$1,354,0001,580
2021-12-31 (YTD Data)Rank
Total interest income$86,650,000414
Total interest expense$6,189,000442
Net interest income$80,461,000411
Provision for loan and lease losses$-725,0004,490
Total noninterest income$22,340,000488
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,069,000309
Trading account gains and fees$0132
Additional Noninterest Income$18,271,000446
Total noninterest expense$60,043,000444
Salaries and employee benefits$39,184,000388
Premises and equipment expense$5,420,000497
Additional noninterest expense$15,439,000539
Pre-tax net operating income$43,483,000426
Securities gains (losses)$21,0001,484
Applicable income taxes$8,289,000445
Income before extraordinary items$35,215,000432
Extraordinary gains, net$010
Net income$35,215,000432
Minority interest net income$074
Net income of bank and minority interests.$35,215,000432
Net charge-offs$147,0001,165
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$579,000287
Net operating income$35,197,990424
2021-09-30 (YTD Data)Rank
Total interest income$65,610,000414
Total interest expense$4,852,000447
Net interest income$60,758,000415
Provision for loan and lease losses$-384,0004,516
Total noninterest income$17,615,000474
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,002,000310
Trading account gains and fees$0132
Additional Noninterest Income$14,613,000437
Total noninterest expense$44,815,000444
Salaries and employee benefits$29,735,000390
Premises and equipment expense$4,074,000503
Additional noninterest expense$11,006,000559
Pre-tax net operating income$33,942,000423
Securities gains (losses)$20,0001,394
Applicable income taxes$6,541,000438
Income before extraordinary items$27,421,000428
Extraordinary gains, net$08
Net income$27,421,000428
Minority interest net income$069
Net income of bank and minority interests.$27,421,000429
Net charge-offs$182,000829
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$360,000285
Net operating income$27,404,800423
2021-06-30 (YTD Data)Rank
Total interest income$43,288,000417
Total interest expense$3,419,000448
Net interest income$39,869,000416
Provision for loan and lease losses$805,000382
Total noninterest income$11,573,000482
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,949,000307
Trading account gains and fees$0133
Additional Noninterest Income$9,624,000449
Total noninterest expense$29,189,000452
Salaries and employee benefits$19,216,000398
Premises and equipment expense$2,695,000506
Additional noninterest expense$7,278,000546
Pre-tax net operating income$21,448,000438
Securities gains (losses)$20,0001,185
Applicable income taxes$4,117,000457
Income before extraordinary items$17,351,000441
Extraordinary gains, net$06
Net income$17,351,000440
Minority interest net income$067
Net income of bank and minority interests.$17,351,000441
Net charge-offs$-42,0004,315
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$187,000281
Net operating income$17,334,800435
2021-03-31 (YTD Data)Rank
Total interest income$21,551,000413
Total interest expense$1,853,000438
Net interest income$19,698,000410
Provision for loan and lease losses$265,000663
Total noninterest income$7,248,000413
Gross Fiduciary activities income$0922
Service charges on deposit accounts$964,000303
Trading account gains and fees$0127
Additional Noninterest Income$6,284,000383
Total noninterest expense$14,910,000442
Salaries and employee benefits$9,885,000387
Premises and equipment expense$1,388,000493
Additional noninterest expense$3,637,000523
Pre-tax net operating income$11,771,000410
Securities gains (losses)$20,000880
Applicable income taxes$2,290,000426
Income before extraordinary items$9,501,000420
Extraordinary gains, net$03
Net income$9,501,000418
Minority interest net income$055
Net income of bank and minority interests.$9,501,000420
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$21,000408
Net operating income$9,484,800409
2020-12-31 (YTD Data)Rank
Total interest income$82,595,000427
Total interest expense$13,305,000384
Net interest income$69,290,000428
Provision for loan and lease losses$11,872,000304
Total noninterest income$27,850,000394
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,104,000369
Trading account gains and fees$0133
Additional Noninterest Income$24,746,000350
Total noninterest expense$59,730,000426
Salaries and employee benefits$38,135,000384
Premises and equipment expense$5,511,000482
Additional noninterest expense$16,084,000491
Pre-tax net operating income$25,538,000480
Securities gains (losses)$1,862,000231
Applicable income taxes$4,725,000514
Income before extraordinary items$22,675,000479
Extraordinary gains, net$04
Net income$22,675,000478
Minority interest net income$072
Net income of bank and minority interests.$22,675,000479
Net charge-offs$2,249,000382
Cash dividends$41,500,000176
Sale, conversion, retirement of capital stock, net$723,000228
Net operating income$21,129,540483
2020-09-30 (YTD Data)Rank
Total interest income$60,421,000432
Total interest expense$10,872,000383
Net interest income$49,549,000442
Provision for loan and lease losses$10,334,000301
Total noninterest income$19,741,000394
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,257,000371
Trading account gains and fees$0125
Additional Noninterest Income$17,484,000351
Total noninterest expense$44,362,000426
Salaries and employee benefits$27,956,000386
Premises and equipment expense$4,064,000483
Additional noninterest expense$12,342,000469
Pre-tax net operating income$14,594,000578
Securities gains (losses)$1,862,000194
Applicable income taxes$2,485,000623
Income before extraordinary items$13,971,000521
Extraordinary gains, net$04
Net income$13,971,000520
Minority interest net income$065
Net income of bank and minority interests.$13,971,000521
Net charge-offs$1,753,000351
Cash dividends$41,500,000133
Sale, conversion, retirement of capital stock, net$518,000211
Net operating income$12,388,300552
2020-06-30 (YTD Data)Rank
Total interest income$40,186,000441
Total interest expense$7,867,000392
Net interest income$32,319,000450
Provision for loan and lease losses$6,064,000346
Total noninterest income$11,051,000415
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,458,000382
Trading account gains and fees$0123
Additional Noninterest Income$9,593,000365
Total noninterest expense$29,467,000425
Salaries and employee benefits$18,133,000390
Premises and equipment expense$2,652,000495
Additional noninterest expense$8,682,000439
Pre-tax net operating income$7,839,000640
Securities gains (losses)$1,428,000162
Applicable income taxes$1,142,000741
Income before extraordinary items$8,125,000538
Extraordinary gains, net$04
Net income$8,125,000537
Minority interest net income$065
Net income of bank and minority interests.$8,125,000538
Net charge-offs$1,675,000289
Cash dividends$36,500,000123
Sale, conversion, retirement of capital stock, net$313,000207
Net operating income$6,868,360605
2020-03-31 (YTD Data)Rank
Total interest income$19,803,000451
Total interest expense$4,351,000409
Net interest income$15,452,000471
Provision for loan and lease losses$489,000914
Total noninterest income$4,160,000484
Gross Fiduciary activities income$0941
Service charges on deposit accounts$755,000419
Trading account gains and fees$0106
Additional Noninterest Income$3,405,000425
Total noninterest expense$14,393,000433
Salaries and employee benefits$8,570,000411
Premises and equipment expense$1,320,000503
Additional noninterest expense$4,503,000434
Pre-tax net operating income$4,730,000499
Securities gains (losses)$529,000179
Applicable income taxes$474,000768
Income before extraordinary items$4,785,000421
Extraordinary gains, net$04
Net income$4,785,000420
Minority interest net income$056
Net income of bank and minority interests.$4,785,000421
Net charge-offs$174,000675
Cash dividends$36,500,00090
Sale, conversion, retirement of capital stock, net$110,000242
Net operating income$4,303,610451
2019-12-31 (YTD Data)Rank
Total interest income$70,390,000498
Total interest expense$18,315,000416
Net interest income$52,075,000537
Provision for loan and lease losses$1,383,000710
Total noninterest income$13,036,000576
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,004,000422
Trading account gains and fees$0135
Additional Noninterest Income$10,032,000518
Total noninterest expense$44,030,000524
Salaries and employee benefits$28,606,000453
Premises and equipment expense$4,137,000612
Additional noninterest expense$11,287,000632
Pre-tax net operating income$19,698,000621
Securities gains (losses)$1,174,000203
Applicable income taxes$3,819,000605
Income before extraordinary items$17,053,000606
Extraordinary gains, net$011
Net income$17,053,000605
Minority interest net income$076
Net income of bank and minority interests.$17,053,000607
Net charge-offs$275,0001,422
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$595,000270
Net operating income$16,090,320620
2019-09-30 (YTD Data)Rank
Total interest income$53,041,000503
Total interest expense$14,176,000413
Net interest income$38,865,000539
Provision for loan and lease losses$835,000796
Total noninterest income$9,469,000584
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,253,000424
Trading account gains and fees$0129
Additional Noninterest Income$7,216,000537
Total noninterest expense$32,778,000527
Salaries and employee benefits$21,524,000450
Premises and equipment expense$3,021,000635
Additional noninterest expense$8,233,000642
Pre-tax net operating income$14,721,000629
Securities gains (losses)$151,000620
Applicable income taxes$2,693,000636
Income before extraordinary items$12,179,000632
Extraordinary gains, net$011
Net income$12,179,000634
Minority interest net income$072
Net income of bank and minority interests.$12,179,000633
Net charge-offs$94,0001,807
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$419,000248
Net operating income$12,055,180624
2019-06-30 (YTD Data)Rank
Total interest income$35,072,000501
Total interest expense$9,437,000410
Net interest income$25,635,000545
Provision for loan and lease losses$851,000558
Total noninterest income$5,763,000621
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,506,000426
Trading account gains and fees$0131
Additional Noninterest Income$4,257,000569
Total noninterest expense$21,590,000539
Salaries and employee benefits$14,042,000457
Premises and equipment expense$1,990,000644
Additional noninterest expense$5,558,000634
Pre-tax net operating income$8,957,000650
Securities gains (losses)$01,702
Applicable income taxes$1,600,000661
Income before extraordinary items$7,357,000670
Extraordinary gains, net$011
Net income$7,357,000670
Minority interest net income$069
Net income of bank and minority interests.$7,357,000670
Net charge-offs$64,0001,664
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$253,000240
Net operating income$7,357,000658
2019-03-31 (YTD Data)Rank
Total interest income$17,428,000504
Total interest expense$4,474,000419
Net interest income$12,954,000537
Provision for loan and lease losses$422,000537
Total noninterest income$2,293,000696
Gross Fiduciary activities income$0972
Service charges on deposit accounts$727,000431
Trading account gains and fees$0126
Additional Noninterest Income$1,566,000674
Total noninterest expense$10,349,000559
Salaries and employee benefits$6,874,000466
Premises and equipment expense$1,012,000630
Additional noninterest expense$2,463,000704
Pre-tax net operating income$4,476,000637
Securities gains (losses)$-7,0005,055
Applicable income taxes$797,000645
Income before extraordinary items$3,672,000654
Extraordinary gains, net$05
Net income$3,672,000654
Minority interest net income$052
Net income of bank and minority interests.$3,672,000653
Net charge-offs$28,0001,543
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$98,000234
Net operating income$3,677,740643
2018-12-31 (YTD Data)Rank
Total interest income$63,798,000516
Total interest expense$12,385,000442
Net interest income$51,413,000531
Provision for loan and lease losses$412,0001,641
Total noninterest income$7,125,000875
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,969,000440
Trading account gains and fees$0126
Additional Noninterest Income$4,156,000900
Total noninterest expense$39,900,000559
Salaries and employee benefits$25,655,000479
Premises and equipment expense$3,702,000680
Additional noninterest expense$10,543,000672
Pre-tax net operating income$18,226,000638
Securities gains (losses)$-71,0004,925
Applicable income taxes$3,423,000604
Income before extraordinary items$14,732,000656
Extraordinary gains, net$06
Net income$14,732,000654
Minority interest net income$072
Net income of bank and minority interests.$14,732,000655
Net charge-offs$559,000890
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$488,000305
Net operating income$14,789,510655
2018-09-30 (YTD Data)Rank
Total interest income$46,771,000515
Total interest expense$8,413,000452
Net interest income$38,358,000527
Provision for loan and lease losses$463,0001,192
Total noninterest income$4,748,000950
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,228,000434
Trading account gains and fees$0138
Additional Noninterest Income$2,520,0001,058
Total noninterest expense$29,517,000559
Salaries and employee benefits$18,925,000490
Premises and equipment expense$2,772,000685
Additional noninterest expense$7,820,000663
Pre-tax net operating income$13,126,000659
Securities gains (losses)$01,118
Applicable income taxes$2,363,000656
Income before extraordinary items$10,763,000666
Extraordinary gains, net$05
Net income$10,763,000665
Minority interest net income$066
Net income of bank and minority interests.$10,763,000665
Net charge-offs$286,0001,028
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$359,000283
Net operating income$10,763,000663
2018-06-30 (YTD Data)Rank
Total interest income$30,147,000524
Total interest expense$5,109,000456
Net interest income$25,038,000537
Provision for loan and lease losses$-156,0005,402
Total noninterest income$2,824,0001,017
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,463,000437
Trading account gains and fees$0130
Additional Noninterest Income$1,361,0001,241
Total noninterest expense$18,994,000588
Salaries and employee benefits$12,040,000517
Premises and equipment expense$1,838,000695
Additional noninterest expense$5,116,000676
Pre-tax net operating income$9,024,000640
Securities gains (losses)$0961
Applicable income taxes$1,701,000613
Income before extraordinary items$7,323,000651
Extraordinary gains, net$06
Net income$7,323,000648
Minority interest net income$065
Net income of bank and minority interests.$7,323,000650
Net charge-offs$92,0001,369
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$239,000272
Net operating income$7,323,000649
2018-03-31 (YTD Data)Rank
Total interest income$14,771,000529
Total interest expense$2,397,000451
Net interest income$12,374,000539
Provision for loan and lease losses$554,000427
Total noninterest income$1,372,0001,027
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$739,000434
Trading account gains and fees$0123
Additional Noninterest Income$633,0001,288
Total noninterest expense$9,315,000611
Salaries and employee benefits$5,908,000531
Premises and equipment expense$927,000692
Additional noninterest expense$2,480,000678
Pre-tax net operating income$3,877,000700
Securities gains (losses)$0735
Applicable income taxes$738,000657
Income before extraordinary items$3,139,000731
Extraordinary gains, net$07
Net income$3,139,000731
Minority interest net income$052
Net income of bank and minority interests.$3,139,000731
Net charge-offs$761,000256
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$102,000249
Net operating income$3,139,000726
2017-12-31 (YTD Data)Rank
Total interest income$55,601,000516
Total interest expense$7,064,000501
Net interest income$48,537,000524
Provision for loan and lease losses$1,416,000674
Total noninterest income$6,294,000939
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,970,000439
Trading account gains and fees$0151
Additional Noninterest Income$3,324,0001,086
Total noninterest expense$35,236,000625
Salaries and employee benefits$21,472,000560
Premises and equipment expense$3,570,000705
Additional noninterest expense$10,194,000667
Pre-tax net operating income$18,179,000593
Securities gains (losses)$208,000389
Applicable income taxes$7,408,000514
Income before extraordinary items$10,979,000688
Extraordinary gains, net$09
Net income$10,979,000688
Minority interest net income$076
Net income of bank and minority interests.$10,979,000688
Net charge-offs$792,000820
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$272,000362
Net operating income$10,845,880682
2017-09-30 (YTD Data)Rank
Total interest income$41,228,000525
Total interest expense$4,946,000517
Net interest income$36,282,000527
Provision for loan and lease losses$460,0001,213
Total noninterest income$4,692,000961
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,220,000445
Trading account gains and fees$0145
Additional Noninterest Income$2,472,0001,098
Total noninterest expense$25,979,000637
Salaries and employee benefits$15,962,000569
Premises and equipment expense$2,656,000719
Additional noninterest expense$7,361,000690
Pre-tax net operating income$14,535,000572
Securities gains (losses)$176,000401
Applicable income taxes$4,937,000503
Income before extraordinary items$9,774,000640
Extraordinary gains, net$09
Net income$9,774,000640
Minority interest net income$071
Net income of bank and minority interests.$9,774,000640
Net charge-offs$-81,0005,287
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$221,000332
Net operating income$9,657,840641
2017-06-30 (YTD Data)Rank
Total interest income$27,479,000518
Total interest expense$3,128,000531
Net interest income$24,351,000515
Provision for loan and lease losses$266,0001,317
Total noninterest income$3,107,000965
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,500,000440
Trading account gains and fees$0139
Additional Noninterest Income$1,607,0001,132
Total noninterest expense$17,049,000644
Salaries and employee benefits$10,561,000576
Premises and equipment expense$1,717,000735
Additional noninterest expense$4,771,000711
Pre-tax net operating income$10,143,000541
Securities gains (losses)$58,000604
Applicable income taxes$3,490,000470
Income before extraordinary items$6,711,000609
Extraordinary gains, net$011
Net income$6,711,000609
Minority interest net income$071
Net income of bank and minority interests.$6,711,000609
Net charge-offs$-49,0005,279
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$135,000319
Net operating income$6,672,720598
2017-03-31 (YTD Data)Rank
Total interest income$13,447,000529
Total interest expense$1,453,000546
Net interest income$11,994,000521
Provision for loan and lease losses$198,000950
Total noninterest income$1,380,0001,061
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$670,000483
Trading account gains and fees$0142
Additional Noninterest Income$710,0001,213
Total noninterest expense$8,542,000653
Salaries and employee benefits$5,252,000590
Premises and equipment expense$864,000742
Additional noninterest expense$2,426,000695
Pre-tax net operating income$4,634,000561
Securities gains (losses)$01,153
Applicable income taxes$1,632,000481
Income before extraordinary items$3,002,000660
Extraordinary gains, net$08
Net income$3,002,000660
Minority interest net income$055
Net income of bank and minority interests.$3,002,000660
Net charge-offs$48,0001,364
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$40,000350
Net operating income$3,002,000649
2016-12-31 (YTD Data)Rank
Total interest income$52,903,000511
Total interest expense$4,817,000622
Net interest income$48,086,000497
Provision for loan and lease losses$3,925,000317
Total noninterest income$5,481,0001,075
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,885,000694
Trading account gains and fees$0170
Additional Noninterest Income$3,596,0001,071
Total noninterest expense$32,055,000676
Salaries and employee benefits$17,945,000661
Premises and equipment expense$3,073,000813
Additional noninterest expense$11,037,000628
Pre-tax net operating income$17,587,000575
Securities gains (losses)$926,000258
Applicable income taxes$6,578,000460
Income before extraordinary items$11,935,000654
Extraordinary gains, net$05
Net income$11,935,000653
Minority interest net income$082
Net income of bank and minority interests.$11,935,000653
Net charge-offs$726,000845
Cash dividends$14,000,000280
Sale, conversion, retirement of capital stock, net$226,000382
Net operating income$11,342,360668
2016-09-30 (YTD Data)Rank
Total interest income$39,596,000510
Total interest expense$3,498,000639
Net interest income$36,098,000492
Provision for loan and lease losses$2,740,000322
Total noninterest income$4,183,0001,059
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,393,000701
Trading account gains and fees$0169
Additional Noninterest Income$2,790,0001,040
Total noninterest expense$24,209,000665
Salaries and employee benefits$13,233,000668
Premises and equipment expense$2,243,000832
Additional noninterest expense$8,733,000591
Pre-tax net operating income$13,332,000570
Securities gains (losses)$930,000224
Applicable income taxes$5,186,000445
Income before extraordinary items$9,076,000648
Extraordinary gains, net$05
Net income$9,076,000648
Minority interest net income$071
Net income of bank and minority interests.$9,076,000648
Net charge-offs$635,000660
Cash dividends$14,000,000214
Sale, conversion, retirement of capital stock, net$163,000367
Net operating income$8,480,800669
2016-06-30 (YTD Data)Rank
Total interest income$24,253,000554
Total interest expense$2,275,000649
Net interest income$21,978,000544
Provision for loan and lease losses$440,000957
Total noninterest income$2,502,0001,128
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$884,000719
Trading account gains and fees$0157
Additional Noninterest Income$1,618,0001,127
Total noninterest expense$16,725,000645
Salaries and employee benefits$8,625,000691
Premises and equipment expense$1,466,000851
Additional noninterest expense$6,634,000523
Pre-tax net operating income$7,315,000647
Securities gains (losses)$835,000171
Applicable income taxes$3,105,000482
Income before extraordinary items$5,045,000757
Extraordinary gains, net$016
Net income$5,045,000755
Minority interest net income$071
Net income of bank and minority interests.$5,045,000756
Net charge-offs$-76,0005,626
Cash dividends$14,000,000163
Sale, conversion, retirement of capital stock, net$106,000355
Net operating income$4,510,600799
2016-03-31 (YTD Data)Rank
Total interest income$11,707,000571
Total interest expense$1,102,000666
Net interest income$10,605,000565
Provision for loan and lease losses$299,000717
Total noninterest income$1,052,0001,257
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$343,000895
Trading account gains and fees$0142
Additional Noninterest Income$709,0001,194
Total noninterest expense$9,357,000574
Salaries and employee benefits$4,219,000709
Premises and equipment expense$727,000866
Additional noninterest expense$4,411,000401
Pre-tax net operating income$2,001,0001,089
Securities gains (losses)$370,000169
Applicable income taxes$1,103,000596
Income before extraordinary items$1,268,0001,353
Extraordinary gains, net$012
Net income$1,268,0001,354
Minority interest net income$062
Net income of bank and minority interests.$1,268,0001,354
Net charge-offs$-97,0005,873
Cash dividends$14,000,000109
Sale, conversion, retirement of capital stock, net$48,000343
Net operating income$1,031,2001,537
2015-12-31 (YTD Data)Rank
Total interest income$41,335,000619
Total interest expense$3,764,000739
Net interest income$37,571,000609
Provision for loan and lease losses$1,359,000619
Total noninterest income$6,934,000889
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$972,0001,257
Trading account gains and fees$0159
Additional Noninterest Income$5,962,000714
Total noninterest expense$24,675,000836
Salaries and employee benefits$14,612,000779
Premises and equipment expense$2,499,000964
Additional noninterest expense$7,564,000864
Pre-tax net operating income$18,471,000523
Securities gains (losses)$280,000592
Applicable income taxes$5,956,000463
Income before extraordinary items$12,795,000573
Extraordinary gains, net$023
Net income$12,795,000572
Minority interest net income$081
Net income of bank and minority interests.$12,795,000574
Net charge-offs$-942,0006,091
Cash dividends$3,000,000969
Sale, conversion, retirement of capital stock, net$101,000518
Net operating income$12,604,600569
2015-09-30 (YTD Data)Rank
Total interest income$30,413,000633
Total interest expense$2,728,000774
Net interest income$27,685,000621
Provision for loan and lease losses$906,000652
Total noninterest income$6,070,000807
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$715,0001,289
Trading account gains and fees$0153
Additional Noninterest Income$5,355,000636
Total noninterest expense$18,466,000850
Salaries and employee benefits$10,896,000802
Premises and equipment expense$1,848,000990
Additional noninterest expense$5,722,000857
Pre-tax net operating income$14,383,000517
Securities gains (losses)$262,000529
Applicable income taxes$4,634,000467
Income before extraordinary items$10,011,000566
Extraordinary gains, net$021
Net income$10,011,000564
Minority interest net income$078
Net income of bank and minority interests.$10,011,000566
Net charge-offs$-814,0006,174
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$67,000505
Net operating income$9,832,840561
2015-06-30 (YTD Data)Rank
Total interest income$19,748,000656
Total interest expense$1,710,000829
Net interest income$18,038,000636
Provision for loan and lease losses$120,0002,009
Total noninterest income$5,049,000683
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$464,0001,296
Trading account gains and fees$0157
Additional Noninterest Income$4,585,000544
Total noninterest expense$12,431,000854
Salaries and employee benefits$7,249,000802
Premises and equipment expense$1,197,0001,015
Additional noninterest expense$3,985,000832
Pre-tax net operating income$10,536,000480
Securities gains (losses)$148,000652
Applicable income taxes$3,504,000438
Income before extraordinary items$7,180,000529
Extraordinary gains, net$022
Net income$7,180,000527
Minority interest net income$075
Net income of bank and minority interests.$7,180,000529
Net charge-offs$-646,0006,250
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$34,000512
Net operating income$7,080,840522
2015-03-31 (YTD Data)Rank
Total interest income$9,334,000689
Total interest expense$780,000919
Net interest income$8,554,000660
Provision for loan and lease losses$-281,0006,282
Total noninterest income$4,023,000473
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$237,0001,240
Trading account gains and fees$0152
Additional Noninterest Income$3,786,000362
Total noninterest expense$6,570,000794
Salaries and employee benefits$3,594,000813
Premises and equipment expense$569,0001,068
Additional noninterest expense$2,407,000686
Pre-tax net operating income$6,288,000399
Securities gains (losses)$137,000467
Applicable income taxes$2,127,000361
Income before extraordinary items$4,298,000434
Extraordinary gains, net$013
Net income$4,298,000434
Minority interest net income$064
Net income of bank and minority interests.$4,298,000434
Net charge-offs$-462,0006,339
Cash dividends$3,000,000264
Sale, conversion, retirement of capital stock, net$16,000496
Net operating income$4,206,210430
2014-12-31 (YTD Data)Rank
Total interest income$26,422,000970
Total interest expense$2,653,0001,119
Net interest income$23,769,000931
Provision for loan and lease losses$2,743,000367
Total noninterest income$2,177,0001,982
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$835,0001,516
Trading account gains and fees$0180
Additional Noninterest Income$1,342,0001,910
Total noninterest expense$20,992,000966
Salaries and employee benefits$12,735,000857
Premises and equipment expense$2,117,0001,129
Additional noninterest expense$6,140,0001,081
Pre-tax net operating income$2,211,0002,808
Securities gains (losses)$149,000979
Applicable income taxes$318,0002,595
Income before extraordinary items$2,042,0002,669
Extraordinary gains, net$017
Net income$2,042,0002,667
Minority interest net income$084
Net income of bank and minority interests.$2,042,0002,669
Net charge-offs$2,273,000451
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$65,000597
Net operating income$1,912,3702,737
2014-09-30 (YTD Data)Rank
Total interest income$19,014,0001,014
Total interest expense$1,972,0001,134
Net interest income$17,042,000988
Provision for loan and lease losses$1,367,000492
Total noninterest income$1,626,0001,999
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$616,0001,543
Trading account gains and fees$0174
Additional Noninterest Income$1,010,0001,913
Total noninterest expense$15,757,000962
Salaries and employee benefits$9,735,000847
Premises and equipment expense$1,546,0001,167
Additional noninterest expense$4,476,0001,107
Pre-tax net operating income$1,544,0002,982
Securities gains (losses)$141,000791
Applicable income taxes$36,0003,784
Income before extraordinary items$1,649,0002,555
Extraordinary gains, net$015
Net income$1,649,0002,556
Minority interest net income$081
Net income of bank and minority interests.$1,649,0002,555
Net charge-offs$1,098,000622
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$41,000593
Net operating income$1,510,8202,670
2014-06-30 (YTD Data)Rank
Total interest income$12,863,000992
Total interest expense$1,299,0001,148
Net interest income$11,564,000953
Provision for loan and lease losses$783,000580
Total noninterest income$1,133,0001,931
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$404,0001,552
Trading account gains and fees$0172
Additional Noninterest Income$729,0001,808
Total noninterest expense$10,293,000974
Salaries and employee benefits$6,369,000853
Premises and equipment expense$1,021,0001,192
Additional noninterest expense$2,903,0001,122
Pre-tax net operating income$1,621,0002,148
Securities gains (losses)$129,000653
Applicable income taxes$514,0001,519
Income before extraordinary items$1,236,0002,290
Extraordinary gains, net$020
Net income$1,236,0002,293
Minority interest net income$080
Net income of bank and minority interests.$1,236,0002,293
Net charge-offs$255,0001,384
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$22,000597
Net operating income$1,144,4102,370
2014-03-31 (YTD Data)Rank
Total interest income$7,090,000882
Total interest expense$634,0001,187
Net interest income$6,456,000851
Provision for loan and lease losses$602,000381
Total noninterest income$706,0001,583
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$188,0001,642
Trading account gains and fees$0147
Additional Noninterest Income$518,0001,385
Total noninterest expense$4,961,0001,035
Salaries and employee benefits$3,050,000913
Premises and equipment expense$497,0001,242
Additional noninterest expense$1,414,0001,128
Pre-tax net operating income$1,599,0001,188
Securities gains (losses)$01,715
Applicable income taxes$488,000943
Income before extraordinary items$1,111,0001,368
Extraordinary gains, net$016
Net income$1,111,0001,371
Minority interest net income$066
Net income of bank and minority interests.$1,111,0001,370
Net charge-offs$386,000603
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$11,000559
Net operating income$1,111,0001,340
2013-12-31 (YTD Data)Rank
Total interest income$24,992,0001,009
Total interest expense$2,265,0001,504
Net interest income$22,727,000950
Provision for loan and lease losses$574,0001,693
Total noninterest income$3,123,0001,566
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$656,0001,927
Trading account gains and fees$0184
Additional Noninterest Income$2,467,0001,306
Total noninterest expense$19,585,0001,045
Salaries and employee benefits$11,790,000910
Premises and equipment expense$1,900,0001,241
Additional noninterest expense$5,895,0001,144
Pre-tax net operating income$5,691,0001,293
Securities gains (losses)$154,0001,051
Applicable income taxes$1,789,000978
Income before extraordinary items$4,056,0001,476
Extraordinary gains, net$029
Net income$4,056,0001,478
Minority interest net income$090
Net income of bank and minority interests.$4,056,0001,480
Net charge-offs$466,0002,085
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$57,000634
Net operating income$3,949,7401,487
2013-09-30 (YTD Data)Rank
Total interest income$18,491,0001,031
Total interest expense$1,664,0001,581
Net interest income$16,827,000975
Provision for loan and lease losses$1,107,000817
Total noninterest income$2,747,0001,424
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$476,0001,975
Trading account gains and fees$0180
Additional Noninterest Income$2,271,0001,165
Total noninterest expense$14,450,0001,062
Salaries and employee benefits$8,670,000931
Premises and equipment expense$1,365,0001,308
Additional noninterest expense$4,415,0001,140
Pre-tax net operating income$4,017,0001,377
Securities gains (losses)$150,000967
Applicable income taxes$1,330,0001,028
Income before extraordinary items$2,837,0001,585
Extraordinary gains, net$025
Net income$2,837,0001,588
Minority interest net income$084
Net income of bank and minority interests.$2,837,0001,589
Net charge-offs$398,0001,822
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$45,000589
Net operating income$2,735,0001,600
2013-06-30 (YTD Data)Rank
Total interest income$11,812,0001,072
Total interest expense$1,093,0001,632
Net interest income$10,719,0001,017
Provision for loan and lease losses$1,106,000633
Total noninterest income$2,104,0001,316
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$309,0001,991
Trading account gains and fees$0157
Additional Noninterest Income$1,795,0001,064
Total noninterest expense$9,700,0001,051
Salaries and employee benefits$5,668,000952
Premises and equipment expense$889,0001,341
Additional noninterest expense$3,143,0001,073
Pre-tax net operating income$2,017,0001,707
Securities gains (losses)$150,000874
Applicable income taxes$689,0001,207
Income before extraordinary items$1,478,0001,948
Extraordinary gains, net$022
Net income$1,478,0001,954
Minority interest net income$082
Net income of bank and minority interests.$1,478,0001,954
Net charge-offs$373,0001,492
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$28,000571
Net operating income$1,376,0001,988
2013-03-31 (YTD Data)Rank
Total interest income$5,670,0001,135
Total interest expense$573,0001,605
Net interest income$5,097,0001,070
Provision for loan and lease losses$834,000472
Total noninterest income$1,219,0001,167
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$149,0002,047
Trading account gains and fees$0148
Additional Noninterest Income$1,070,000946
Total noninterest expense$4,852,0001,058
Salaries and employee benefits$2,776,000986
Premises and equipment expense$427,0001,431
Additional noninterest expense$1,649,0001,023
Pre-tax net operating income$630,0002,471
Securities gains (losses)$48,000941
Applicable income taxes$210,0001,658
Income before extraordinary items$468,0002,713
Extraordinary gains, net$010
Net income$468,0002,716
Minority interest net income$076
Net income of bank and minority interests.$468,0002,715
Net charge-offs$310,0001,032
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$13,000543
Net operating income$434,8802,776
2012-12-31 (YTD Data)Rank
Total interest income$25,729,0001,028
Total interest expense$2,776,0001,600
Net interest income$22,953,000948
Provision for loan and lease losses$1,854,0001,135
Total noninterest income$3,886,0001,362
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$480,0002,567
Trading account gains and fees$0166
Additional Noninterest Income$3,406,0001,070
Total noninterest expense$17,598,0001,148
Salaries and employee benefits$10,241,0001,030
Premises and equipment expense$1,654,0001,442
Additional noninterest expense$5,703,0001,206
Pre-tax net operating income$7,387,000964
Securities gains (losses)$731,000703
Applicable income taxes$2,686,000679
Income before extraordinary items$5,432,0001,087
Extraordinary gains, net$029
Net income$5,432,0001,087
Minority interest net income$093
Net income of bank and minority interests.$5,432,0001,087
Net charge-offs$739,0002,160
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$57,000685
Net operating income$4,942,2301,133
2012-09-30 (YTD Data)Rank
Total interest income$18,571,0001,100
Total interest expense$2,124,0001,641
Net interest income$16,447,0001,009
Provision for loan and lease losses$1,394,0001,144
Total noninterest income$3,064,0001,317
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$340,0002,709
Trading account gains and fees$0157
Additional Noninterest Income$2,724,0001,011
Total noninterest expense$12,874,0001,172
Salaries and employee benefits$7,400,0001,058
Premises and equipment expense$1,236,0001,453
Additional noninterest expense$4,238,0001,211
Pre-tax net operating income$5,243,0001,023
Securities gains (losses)$691,000587
Applicable income taxes$1,971,000719
Income before extraordinary items$3,963,0001,135
Extraordinary gains, net$020
Net income$3,963,0001,136
Minority interest net income$086
Net income of bank and minority interests.$3,963,0001,136
Net charge-offs$422,0002,396
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$41,000644
Net operating income$3,500,0301,221
2012-06-30 (YTD Data)Rank
Total interest income$12,687,0001,081
Total interest expense$1,412,0001,702
Net interest income$11,275,000979
Provision for loan and lease losses$712,0001,401
Total noninterest income$1,887,0001,377
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$199,0002,957
Trading account gains and fees$0153
Additional Noninterest Income$1,688,0001,049
Total noninterest expense$8,390,0001,202
Salaries and employee benefits$4,849,0001,075
Premises and equipment expense$830,0001,428
Additional noninterest expense$2,711,0001,252
Pre-tax net operating income$4,060,000896
Securities gains (losses)$401,000691
Applicable income taxes$1,487,000641
Income before extraordinary items$2,974,0001,022
Extraordinary gains, net$019
Net income$2,974,0001,022
Minority interest net income$084
Net income of bank and minority interests.$2,974,0001,022
Net charge-offs$143,0003,097
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$26,000623
Net operating income$2,705,3301,040
2012-03-31 (YTD Data)Rank
Total interest income$5,143,0001,339
Total interest expense$721,0001,729
Net interest income$4,422,0001,255
Provision for loan and lease losses$99,0002,931
Total noninterest income$1,300,0001,091
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$93,0003,093
Trading account gains and fees$0148
Additional Noninterest Income$1,207,000797
Total noninterest expense$4,081,0001,225
Salaries and employee benefits$2,332,0001,117
Premises and equipment expense$393,0001,519
Additional noninterest expense$1,356,0001,239
Pre-tax net operating income$1,542,0001,140
Securities gains (losses)$-23,0007,110
Applicable income taxes$502,000877
Income before extraordinary items$1,017,0001,434
Extraordinary gains, net$019
Net income$1,017,0001,434
Minority interest net income$078
Net income of bank and minority interests.$1,017,0001,435
Net charge-offs$75,0002,700
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$12,000577
Net operating income$1,032,4101,332
2011-12-31 (YTD Data)Rank
Total interest income$25,742,0001,098
Total interest expense$3,509,0001,702
Net interest income$22,233,000984
Provision for loan and lease losses$5,227,000759
Total noninterest income$4,022,0001,229
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$358,0003,246
Trading account gains and fees$0146
Additional Noninterest Income$3,664,000896
Total noninterest expense$12,843,0001,521
Salaries and employee benefits$6,440,0001,533
Premises and equipment expense$1,207,0002,053
Additional noninterest expense$5,196,0001,332
Pre-tax net operating income$8,185,000746
Securities gains (losses)$297,0001,147
Applicable income taxes$2,884,000592
Income before extraordinary items$5,598,000893
Extraordinary gains, net$029
Net income$5,598,000891
Minority interest net income$096
Net income of bank and minority interests.$5,598,000893
Net charge-offs$3,321,0001,111
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$37,000858
Net operating income$5,401,980892
2011-09-30 (YTD Data)Rank
Total interest income$20,299,0001,055
Total interest expense$2,729,0001,707
Net interest income$17,570,000945
Provision for loan and lease losses$3,121,000907
Total noninterest income$1,889,0001,680
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$263,0003,306
Trading account gains and fees$0145
Additional Noninterest Income$1,626,0001,273
Total noninterest expense$9,135,0001,599
Salaries and employee benefits$4,567,0001,618
Premises and equipment expense$899,0002,078
Additional noninterest expense$3,669,0001,408
Pre-tax net operating income$7,203,000671
Securities gains (losses)$284,000954
Applicable income taxes$2,546,000525
Income before extraordinary items$4,941,000779
Extraordinary gains, net$021
Net income$4,941,000778
Minority interest net income$087
Net income of bank and minority interests.$4,941,000779
Net charge-offs$2,320,0001,103
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$23,000840
Net operating income$4,753,560778
2011-06-30 (YTD Data)Rank
Total interest income$13,109,0001,102
Total interest expense$1,847,0001,746
Net interest income$11,262,000983
Provision for loan and lease losses$2,477,000786
Total noninterest income$2,489,0001,049
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$166,0003,400
Trading account gains and fees$0153
Additional Noninterest Income$2,323,000751
Total noninterest expense$5,889,0001,668
Salaries and employee benefits$2,855,0001,719
Premises and equipment expense$618,0002,041
Additional noninterest expense$2,416,0001,451
Pre-tax net operating income$5,385,000592
Securities gains (losses)$73,0001,346
Applicable income taxes$1,883,000485
Income before extraordinary items$3,575,000725
Extraordinary gains, net$015
Net income$3,575,000724
Minority interest net income$089
Net income of bank and minority interests.$3,575,000725
Net charge-offs$2,237,000849
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$11,000831
Net operating income$3,526,820701
2011-03-31 (YTD Data)Rank
Total interest income$6,500,0001,124
Total interest expense$906,0001,822
Net interest income$5,594,000988
Provision for loan and lease losses$840,000981
Total noninterest income$912,0001,302
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$89,0003,215
Trading account gains and fees$0158
Additional Noninterest Income$823,000942
Total noninterest expense$2,791,0001,766
Salaries and employee benefits$1,367,0001,810
Premises and equipment expense$305,0002,100
Additional noninterest expense$1,119,0001,549
Pre-tax net operating income$2,875,000577
Securities gains (losses)$16,0001,172
Applicable income taxes$1,009,000453
Income before extraordinary items$1,882,000694
Extraordinary gains, net$09
Net income$1,882,000694
Minority interest net income$086
Net income of bank and minority interests.$1,882,000694
Net charge-offs$691,0001,098
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,000815
Net operating income$1,871,600683
2010-12-31 (YTD Data)Rank
Total interest income$10,478,0002,835
Total interest expense$2,027,0003,526
Net interest income$8,451,0002,594
Provision for loan and lease losses$728,0003,540
Total noninterest income$3,840,0001,306
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$187,0004,537
Trading account gains and fees$0175
Additional Noninterest Income$3,653,000923
Total noninterest expense$6,578,0002,875
Salaries and employee benefits$3,293,0002,864
Premises and equipment expense$753,0003,111
Additional noninterest expense$2,532,0002,660
Pre-tax net operating income$4,985,0001,040
Securities gains (losses)$299,0001,270
Applicable income taxes$310,0002,332
Income before extraordinary items$4,974,000889
Extraordinary gains, net$029
Net income$4,974,000890
Minority interest net income$0111
Net income of bank and minority interests.$4,974,000891
Net charge-offs$262,0004,475
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$52,000933
Net operating income$4,692,940890
2010-09-30 (YTD Data)Rank
Total interest income$6,830,0003,255
Total interest expense$1,432,0003,823
Net interest income$5,398,0003,041
Provision for loan and lease losses$613,0003,208
Total noninterest income$880,0002,979
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$132,0004,714
Trading account gains and fees$0165
Additional Noninterest Income$748,0002,164
Total noninterest expense$4,521,0003,100
Salaries and employee benefits$2,358,0003,014
Premises and equipment expense$480,0003,591
Additional noninterest expense$1,683,0002,895
Pre-tax net operating income$1,144,0002,860
Securities gains (losses)$178,0001,463
Applicable income taxes$-1,021,0007,503
Income before extraordinary items$2,343,0001,421
Extraordinary gains, net$023
Net income$2,343,0001,424
Minority interest net income$0110
Net income of bank and minority interests.$2,343,0001,425
Net charge-offs$263,0003,898
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$39,000879
Net operating income$2,165,0001,474
2010-06-30 (YTD Data)Rank
Total interest income$4,335,0003,434
Total interest expense$971,0003,882
Net interest income$3,364,0003,201
Provision for loan and lease losses$437,0003,066
Total noninterest income$455,0003,399
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$77,0004,938
Trading account gains and fees$0152
Additional Noninterest Income$378,0002,492
Total noninterest expense$2,980,0003,130
Salaries and employee benefits$1,555,0003,050
Premises and equipment expense$333,0003,528
Additional noninterest expense$1,092,0002,968
Pre-tax net operating income$402,0003,987
Securities gains (losses)$194,000969
Applicable income taxes$-1,558,0007,670
Income before extraordinary items$2,154,0001,053
Extraordinary gains, net$019
Net income$2,154,0001,053
Minority interest net income$0105
Net income of bank and minority interests.$2,154,0001,054
Net charge-offs$116,0004,086
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$27,000811
Net operating income$1,960,0001,092
2010-03-31 (YTD Data)Rank
Total interest income$2,110,0003,576
Total interest expense$495,0003,957
Net interest income$1,615,0003,352
Provision for loan and lease losses$95,0004,030
Total noninterest income$125,0004,628
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$33,0005,208
Trading account gains and fees$0175
Additional Noninterest Income$92,0003,675
Total noninterest expense$1,426,0003,274
Salaries and employee benefits$782,0003,067
Premises and equipment expense$144,0003,981
Additional noninterest expense$500,0003,183
Pre-tax net operating income$219,0003,900
Securities gains (losses)$51,0001,138
Applicable income taxes$-1,669,0007,844
Income before extraordinary items$1,939,000573
Extraordinary gains, net$016
Net income$1,939,000577
Minority interest net income$091
Net income of bank and minority interests.$1,939,000577
Net charge-offs$34,0004,045
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$13,000755
Net operating income$1,888,000567
2009-12-31 (YTD Data)Rank
Total interest income$6,053,0004,590
Total interest expense$2,298,0004,101
Net interest income$3,755,0004,755
Provision for loan and lease losses$1,021,0003,468
Total noninterest income$560,0004,511
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$101,0005,741
Trading account gains and fees$0211
Additional Noninterest Income$459,0003,345
Total noninterest expense$5,169,0003,581
Salaries and employee benefits$2,550,0003,632
Premises and equipment expense$592,0003,907
Additional noninterest expense$2,027,0003,279
Pre-tax net operating income$-1,875,0006,596
Securities gains (losses)$70,0002,414
Applicable income taxes$04,388
Income before extraordinary items$-1,805,0006,686
Extraordinary gains, net$034
Net income$-1,805,0006,685
Minority interest net income$0115
Net income of bank and minority interests.$-1,805,0006,685
Net charge-offs$285,0004,561
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$186,000728
Net operating income$-1,875,0006,706
2009-09-30 (YTD Data)Rank
Total interest income$3,997,0005,011
Total interest expense$1,703,0004,254
Net interest income$2,294,0005,357
Provision for loan and lease losses$787,0003,126
Total noninterest income$364,0004,835
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$74,0005,821
Trading account gains and fees$0212
Additional Noninterest Income$290,0003,678
Total noninterest expense$3,743,0003,698
Salaries and employee benefits$1,805,0003,849
Premises and equipment expense$402,0004,243
Additional noninterest expense$1,536,0003,226
Pre-tax net operating income$-1,872,0007,000
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,872,0007,129
Extraordinary gains, net$027
Net income$-1,872,0007,129
Minority interest net income$0118
Net income of bank and minority interests.$-1,872,0007,128
Net charge-offs$272,0003,862
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$162,000628
Net operating income$-1,872,0007,125
2009-06-30 (YTD Data)Rank
Total interest income$2,117,0005,684
Total interest expense$982,0004,773
Net interest income$1,135,0006,097
Provision for loan and lease losses$299,0003,754
Total noninterest income$112,0006,222
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$40,0006,076
Trading account gains and fees$0193
Additional Noninterest Income$72,0005,325
Total noninterest expense$2,139,0004,188
Salaries and employee benefits$1,118,0004,082
Premises and equipment expense$223,0004,767
Additional noninterest expense$798,0003,875
Pre-tax net operating income$-1,191,0007,110
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,191,0007,220
Extraordinary gains, net$021
Net income$-1,191,0007,219
Minority interest net income$0112
Net income of bank and minority interests.$-1,191,0007,219
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$138,000542
Net operating income$-1,191,0007,224
2009-03-31 (YTD Data)Rank
Total interest income$801,0006,388
Total interest expense$287,0006,102
Net interest income$514,0006,348
Provision for loan and lease losses$120,0003,591
Total noninterest income$47,0006,455
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$15,0006,393
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$831,0004,838
Salaries and employee benefits$524,0004,319
Premises and equipment expense$74,0005,827
Additional noninterest expense$233,0005,147
Pre-tax net operating income$-390,0007,193
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-390,0007,329
Extraordinary gains, net$015
Net income$-390,0007,330
Minority interest net income$0102
Net income of bank and minority interests.$-390,0007,330
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$24,000708
Net operating income$-390,0007,289
2008-12-31 (YTD Data)Rank
Total interest income$1,854,0007,437
Total interest expense$697,0007,330
Net interest income$1,157,0007,411
Provision for loan and lease losses$693,0003,269
Total noninterest income$176,0006,662
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$23,0007,000
Trading account gains and fees$0154
Additional Noninterest Income$153,0005,275
Total noninterest expense$2,864,0005,269
Salaries and employee benefits$1,787,0004,812
Premises and equipment expense$271,0006,050
Additional noninterest expense$806,0005,454
Pre-tax net operating income$-2,224,0007,424
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,224,0007,443
Extraordinary gains, net$039
Net income$-2,224,0007,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,900
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$90,000999
Net operating income$-2,224,0007,533
2008-09-30 (YTD Data)Rank
Total interest income$1,149,0007,737
Total interest expense$423,0007,673
Net interest income$726,0007,696
Provision for loan and lease losses$481,0002,783
Total noninterest income$124,0006,858
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$8,0007,214
Trading account gains and fees$0148
Additional Noninterest Income$116,0005,366
Total noninterest expense$2,098,0005,321
Salaries and employee benefits$1,321,0004,864
Premises and equipment expense$202,0006,077
Additional noninterest expense$575,0005,542
Pre-tax net operating income$-1,729,0007,796
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,729,0007,789
Extraordinary gains, net$031
Net income$-1,729,0007,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$68,000879
Net operating income$-1,729,0007,871
2008-06-30 (YTD Data)Rank
Total interest income$614,0007,993
Total interest expense$206,0008,006
Net interest income$408,0007,914
Provision for loan and lease losses$267,0002,729
Total noninterest income$70,0007,132
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$3,0007,319
Trading account gains and fees$0149
Additional Noninterest Income$67,0005,708
Total noninterest expense$1,291,0005,588
Salaries and employee benefits$846,0005,047
Premises and equipment expense$131,0006,187
Additional noninterest expense$314,0006,069
Pre-tax net operating income$-1,080,0007,952
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,080,0008,017
Extraordinary gains, net$021
Net income$-1,080,0008,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$47,000780
Net operating income$-1,080,0008,009
2008-03-31 (YTD Data)Rank
Total interest income$288,0008,114
Total interest expense$96,0008,114
Net interest income$192,0008,010
Provision for loan and lease losses$96,0002,788
Total noninterest income$50,0006,671
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,0007,357
Trading account gains and fees$0158
Additional Noninterest Income$49,0005,091
Total noninterest expense$643,0005,618
Salaries and employee benefits$428,0005,039
Premises and equipment expense$64,0006,286
Additional noninterest expense$151,0006,165
Pre-tax net operating income$-497,0008,086
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-497,0008,148
Extraordinary gains, net$015
Net income$-497,0008,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$23,000668
Net operating income$-497,0008,132
2007-12-31 (YTD Data)Rank
Total interest income$232,0008,484
Total interest expense$56,0008,420
Net interest income$176,0008,474
Provision for loan and lease losses$97,0004,964
Total noninterest income$9,0008,311
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$9,0008,086
Total noninterest expense$585,0008,236
Salaries and employee benefits$398,0008,063
Premises and equipment expense$62,0008,142
Additional noninterest expense$125,0008,358
Pre-tax net operating income$-497,0007,812
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-497,0007,876
Extraordinary gains, net$039
Net income$-497,0007,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$13,500,000140
Net operating income$-497,0007,865

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.