Home > Leitchfield Deposit Bank & Trust Company > Income and Expense
Leitchfield Deposit Bank & Trust Company, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 3,821 |
| Total interest expense | $110,000 | 3,933 |
| Net interest income | $1,161,000 | 3,768 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $94,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $52,000 | 3,540 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $42,000 | 4,587 |
| Total noninterest expense | $522,000 | 4,960 |
| Salaries and employee benefits | $259,000 | 5,075 |
| Premises and equipment expense | $52,000 | 4,957 |
| Additional noninterest expense | $211,000 | 4,572 |
| Pre-tax net operating income | $733,000 | 2,404 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $216,000 | 1,765 |
| Income before extraordinary items | $517,000 | 2,696 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $517,000 | 2,696 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $517,000 | 2,696 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $517,000 | 2,648 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 3,737 |
| Total interest expense | $470,000 | 3,840 |
| Net interest income | $4,776,000 | 3,685 |
| Provision for loan and lease losses | $10,000 | 4,216 |
| Total noninterest income | $500,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $250,000 | 4,185 |
| Total noninterest expense | $2,649,000 | 4,584 |
| Salaries and employee benefits | $1,553,000 | 4,423 |
| Premises and equipment expense | $211,000 | 5,017 |
| Additional noninterest expense | $885,000 | 4,507 |
| Pre-tax net operating income | $2,617,000 | 2,548 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $585,000 | 2,089 |
| Income before extraordinary items | $2,032,000 | 2,707 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,032,000 | 2,708 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,032,000 | 2,709 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $250,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,032,000 | 2,653 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 3,793 |
| Total interest expense | $359,000 | 3,861 |
| Net interest income | $3,553,000 | 3,747 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $321,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 4,642 |
| Total noninterest expense | $1,984,000 | 4,624 |
| Salaries and employee benefits | $1,143,000 | 4,497 |
| Premises and equipment expense | $163,000 | 5,028 |
| Additional noninterest expense | $678,000 | 4,501 |
| Pre-tax net operating income | $1,880,000 | 2,671 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $515,000 | 1,988 |
| Income before extraordinary items | $1,365,000 | 2,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,365,000 | 2,949 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,365,000 | 2,950 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,365,000 | 2,899 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 3,821 |
| Total interest expense | $244,000 | 3,851 |
| Net interest income | $2,349,000 | 3,783 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $198,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $125,000 | 3,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 4,853 |
| Total noninterest expense | $1,332,000 | 4,650 |
| Salaries and employee benefits | $766,000 | 4,521 |
| Premises and equipment expense | $108,000 | 5,083 |
| Additional noninterest expense | $458,000 | 4,509 |
| Pre-tax net operating income | $1,205,000 | 2,725 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $320,000 | 2,066 |
| Income before extraordinary items | $885,000 | 2,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $885,000 | 2,978 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $885,000 | 2,980 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $885,000 | 2,919 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 3,861 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $1,155,000 | 3,829 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $93,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $64,000 | 3,286 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $29,000 | 5,084 |
| Total noninterest expense | $649,000 | 4,739 |
| Salaries and employee benefits | $358,000 | 4,699 |
| Premises and equipment expense | $56,000 | 5,069 |
| Additional noninterest expense | $235,000 | 4,491 |
| Pre-tax net operating income | $589,000 | 2,725 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $145,000 | 2,120 |
| Income before extraordinary items | $444,000 | 2,941 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $444,000 | 2,944 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $444,000 | 2,944 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $444,000 | 2,864 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,919 |
| Total interest expense | $592,000 | 3,668 |
| Net interest income | $4,512,000 | 3,914 |
| Provision for loan and lease losses | $94,000 | 3,293 |
| Total noninterest income | $596,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $294,000 | 3,244 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $2,827,000 | 4,613 |
| Salaries and employee benefits | $1,476,000 | 4,674 |
| Premises and equipment expense | $281,000 | 4,793 |
| Additional noninterest expense | $1,070,000 | 4,306 |
| Pre-tax net operating income | $2,187,000 | 2,827 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $614,000 | 2,019 |
| Income before extraordinary items | $1,573,000 | 3,160 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,573,000 | 3,160 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,573,000 | 3,161 |
| Net charge-offs | $98,000 | 3,191 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,573,000 | 3,107 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 3,968 |
| Total interest expense | $454,000 | 3,679 |
| Net interest income | $3,360,000 | 3,959 |
| Provision for loan and lease losses | $23,000 | 3,893 |
| Total noninterest income | $405,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $226,000 | 3,228 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $179,000 | 4,352 |
| Total noninterest expense | $2,057,000 | 4,706 |
| Salaries and employee benefits | $1,089,000 | 4,729 |
| Premises and equipment expense | $173,000 | 5,184 |
| Additional noninterest expense | $795,000 | 4,349 |
| Pre-tax net operating income | $1,685,000 | 2,818 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $480,000 | 2,020 |
| Income before extraordinary items | $1,205,000 | 3,137 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,205,000 | 3,137 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,205,000 | 3,138 |
| Net charge-offs | $29,000 | 3,641 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,205,000 | 3,096 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 3,973 |
| Total interest expense | $304,000 | 3,705 |
| Net interest income | $2,233,000 | 3,977 |
| Provision for loan and lease losses | $23,000 | 3,581 |
| Total noninterest income | $272,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $120,000 | 4,326 |
| Total noninterest expense | $1,331,000 | 4,825 |
| Salaries and employee benefits | $661,000 | 4,963 |
| Premises and equipment expense | $112,000 | 5,265 |
| Additional noninterest expense | $558,000 | 4,253 |
| Pre-tax net operating income | $1,151,000 | 2,729 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $334,000 | 1,955 |
| Income before extraordinary items | $817,000 | 3,046 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $817,000 | 3,052 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $817,000 | 3,052 |
| Net charge-offs | $29,000 | 3,196 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $817,000 | 2,987 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 4,007 |
| Total interest expense | $154,000 | 3,726 |
| Net interest income | $1,103,000 | 4,009 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $131,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $660,000 | 4,893 |
| Salaries and employee benefits | $309,000 | 5,157 |
| Premises and equipment expense | $56,000 | 5,325 |
| Additional noninterest expense | $295,000 | 4,143 |
| Pre-tax net operating income | $566,000 | 2,678 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $156,000 | 1,962 |
| Income before extraordinary items | $410,000 | 2,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $410,000 | 2,948 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $410,000 | 2,948 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $410,000 | 2,909 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 4,028 |
| Total interest expense | $703,000 | 3,740 |
| Net interest income | $4,384,000 | 4,043 |
| Provision for loan and lease losses | $358,000 | 2,243 |
| Total noninterest income | $718,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $336,000 | 3,158 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $382,000 | 3,738 |
| Total noninterest expense | $2,917,000 | 4,671 |
| Salaries and employee benefits | $1,684,000 | 4,476 |
| Premises and equipment expense | $233,000 | 5,328 |
| Additional noninterest expense | $1,000,000 | 4,578 |
| Pre-tax net operating income | $1,827,000 | 3,028 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $423,000 | 2,321 |
| Income before extraordinary items | $1,404,000 | 3,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,404,000 | 3,282 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,404,000 | 3,283 |
| Net charge-offs | $454,000 | 2,119 |
| Cash dividends | $1,208,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,404,000 | 3,224 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 4,078 |
| Total interest expense | $545,000 | 3,751 |
| Net interest income | $3,246,000 | 4,111 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $513,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $259,000 | 3,132 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $254,000 | 4,001 |
| Total noninterest expense | $2,177,000 | 4,705 |
| Salaries and employee benefits | $1,267,000 | 4,479 |
| Premises and equipment expense | $167,000 | 5,434 |
| Additional noninterest expense | $743,000 | 4,628 |
| Pre-tax net operating income | $1,402,000 | 3,041 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $368,000 | 2,224 |
| Income before extraordinary items | $1,034,000 | 3,364 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,034,000 | 3,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,034,000 | 3,368 |
| Net charge-offs | $455,000 | 1,689 |
| Cash dividends | $1,207,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,034,000 | 3,294 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 4,079 |
| Total interest expense | $374,000 | 3,732 |
| Net interest income | $2,172,000 | 4,089 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $359,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $173,000 | 3,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,901 |
| Total noninterest expense | $1,470,000 | 4,705 |
| Salaries and employee benefits | $843,000 | 4,513 |
| Premises and equipment expense | $106,000 | 5,512 |
| Additional noninterest expense | $521,000 | 4,538 |
| Pre-tax net operating income | $1,061,000 | 2,775 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $280,000 | 2,088 |
| Income before extraordinary items | $781,000 | 3,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $781,000 | 3,124 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $781,000 | 3,125 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $781,000 | 3,028 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 4,020 |
| Total interest expense | $193,000 | 3,752 |
| Net interest income | $1,125,000 | 4,006 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $236,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $85,000 | 3,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 3,163 |
| Total noninterest expense | $789,000 | 4,573 |
| Salaries and employee benefits | $425,000 | 4,533 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $311,000 | 4,134 |
| Pre-tax net operating income | $572,000 | 2,635 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $432,000 | 2,882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $432,000 | 2,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $432,000 | 2,884 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $432,000 | 2,790 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 4,090 |
| Total interest expense | $832,000 | 4,029 |
| Net interest income | $4,618,000 | 4,015 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $691,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $329,000 | 3,319 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $362,000 | 3,772 |
| Total noninterest expense | $3,016,000 | 4,728 |
| Salaries and employee benefits | $1,618,000 | 4,665 |
| Premises and equipment expense | $262,000 | 5,238 |
| Additional noninterest expense | $1,136,000 | 4,486 |
| Pre-tax net operating income | $2,203,000 | 2,639 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $648,000 | 1,914 |
| Income before extraordinary items | $1,555,000 | 3,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,555,000 | 3,055 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,555,000 | 3,056 |
| Net charge-offs | $-2,000 | 6,406 |
| Cash dividends | $1,245,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,555,000 | 2,936 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 4,176 |
| Total interest expense | $633,000 | 4,118 |
| Net interest income | $3,443,000 | 4,093 |
| Provision for loan and lease losses | $15,000 | 5,485 |
| Total noninterest income | $472,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $245,000 | 3,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $227,000 | 4,075 |
| Total noninterest expense | $2,277,000 | 4,747 |
| Salaries and employee benefits | $1,209,000 | 4,680 |
| Premises and equipment expense | $203,000 | 5,230 |
| Additional noninterest expense | $865,000 | 4,484 |
| Pre-tax net operating income | $1,623,000 | 2,733 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $469,000 | 2,015 |
| Income before extraordinary items | $1,154,000 | 3,155 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,154,000 | 3,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,154,000 | 3,153 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $1,245,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,154,000 | 3,009 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 4,214 |
| Total interest expense | $433,000 | 4,161 |
| Net interest income | $2,274,000 | 4,134 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $317,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $162,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 4,023 |
| Total noninterest expense | $1,537,000 | 4,745 |
| Salaries and employee benefits | $828,000 | 4,645 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $577,000 | 4,487 |
| Pre-tax net operating income | $1,039,000 | 2,773 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $304,000 | 2,038 |
| Income before extraordinary items | $735,000 | 3,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $735,000 | 3,222 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $735,000 | 3,224 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $749,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $735,000 | 3,058 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,309 |
| Total interest expense | $218,000 | 4,247 |
| Net interest income | $1,105,000 | 4,248 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $157,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $747,000 | 4,838 |
| Salaries and employee benefits | $430,000 | 4,594 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $259,000 | 4,775 |
| Pre-tax net operating income | $510,000 | 2,847 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $149,000 | 2,042 |
| Income before extraordinary items | $361,000 | 3,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $361,000 | 3,286 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $749,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $361,000 | 3,110 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 4,396 |
| Total interest expense | $953,000 | 4,515 |
| Net interest income | $4,357,000 | 4,299 |
| Provision for loan and lease losses | $212,000 | 4,566 |
| Total noninterest income | $734,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $363,000 | 3,215 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $371,000 | 3,535 |
| Total noninterest expense | $2,925,000 | 4,945 |
| Salaries and employee benefits | $1,612,000 | 4,759 |
| Premises and equipment expense | $242,000 | 5,676 |
| Additional noninterest expense | $1,071,000 | 4,744 |
| Pre-tax net operating income | $1,954,000 | 2,560 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $538,000 | 1,964 |
| Income before extraordinary items | $1,418,000 | 2,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 2,885 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,418,000 | 2,885 |
| Net charge-offs | $186,000 | 4,384 |
| Cash dividends | $2,466,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,416,560 | 2,791 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 4,423 |
| Total interest expense | $728,000 | 4,587 |
| Net interest income | $3,290,000 | 4,307 |
| Provision for loan and lease losses | $62,000 | 5,386 |
| Total noninterest income | $491,000 | 3,916 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $264,000 | 3,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $227,000 | 3,904 |
| Total noninterest expense | $2,200,000 | 4,949 |
| Salaries and employee benefits | $1,178,000 | 4,831 |
| Premises and equipment expense | $186,000 | 5,670 |
| Additional noninterest expense | $836,000 | 4,657 |
| Pre-tax net operating income | $1,519,000 | 2,549 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $438,000 | 1,853 |
| Income before extraordinary items | $1,083,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,083,000 | 2,908 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,083,000 | 2,908 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $2,000,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,081,580 | 2,811 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 4,474 |
| Total interest expense | $493,000 | 4,670 |
| Net interest income | $2,178,000 | 4,324 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $318,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $170,000 | 3,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 3,974 |
| Total noninterest expense | $1,479,000 | 4,984 |
| Salaries and employee benefits | $788,000 | 4,868 |
| Premises and equipment expense | $126,000 | 5,671 |
| Additional noninterest expense | $565,000 | 4,672 |
| Pre-tax net operating income | $987,000 | 2,561 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $282,000 | 1,862 |
| Income before extraordinary items | $705,000 | 2,906 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $705,000 | 2,908 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $705,000 | 2,908 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $2,000,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $705,000 | 2,835 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 4,560 |
| Total interest expense | $250,000 | 4,752 |
| Net interest income | $1,053,000 | 4,424 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $161,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $717,000 | 5,093 |
| Salaries and employee benefits | $402,000 | 4,850 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $253,000 | 4,982 |
| Pre-tax net operating income | $467,000 | 2,682 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $130,000 | 1,914 |
| Income before extraordinary items | $337,000 | 3,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $337,000 | 3,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $337,000 | 3,005 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $337,000 | 2,948 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,365,000 | 4,622 |
| Total interest expense | $986,000 | 5,259 |
| Net interest income | $4,379,000 | 4,320 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $796,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $360,000 | 3,279 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $436,000 | 3,381 |
| Total noninterest expense | $3,087,000 | 4,955 |
| Salaries and employee benefits | $1,602,000 | 4,881 |
| Premises and equipment expense | $274,000 | 5,616 |
| Additional noninterest expense | $1,211,000 | 4,582 |
| Pre-tax net operating income | $1,893,000 | 2,340 |
| Securities gains (losses) | $-2,000 | 6,921 |
| Applicable income taxes | $541,000 | 1,807 |
| Income before extraordinary items | $1,350,000 | 2,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,350,000 | 2,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,350,000 | 2,678 |
| Net charge-offs | $-19,000 | 7,499 |
| Cash dividends | $1,539,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,351,420 | 2,582 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 4,699 |
| Total interest expense | $735,000 | 5,421 |
| Net interest income | $3,309,000 | 4,352 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $602,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $270,000 | 3,355 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $332,000 | 3,387 |
| Total noninterest expense | $2,322,000 | 4,948 |
| Salaries and employee benefits | $1,205,000 | 4,903 |
| Premises and equipment expense | $207,000 | 5,665 |
| Additional noninterest expense | $910,000 | 4,564 |
| Pre-tax net operating income | $1,454,000 | 2,427 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $418,000 | 1,840 |
| Income before extraordinary items | $1,035,000 | 2,829 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,035,000 | 2,823 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,035,000 | 2,828 |
| Net charge-offs | $-15,000 | 7,521 |
| Cash dividends | $238,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,035,710 | 2,693 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 4,751 |
| Total interest expense | $492,000 | 5,519 |
| Net interest income | $2,190,000 | 4,374 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $367,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $181,000 | 3,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $186,000 | 3,619 |
| Total noninterest expense | $1,454,000 | 5,152 |
| Salaries and employee benefits | $796,000 | 4,943 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $514,000 | 5,019 |
| Pre-tax net operating income | $1,013,000 | 2,343 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $293,000 | 1,758 |
| Income before extraordinary items | $718,000 | 2,709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $718,000 | 2,704 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $718,000 | 2,708 |
| Net charge-offs | $-14,000 | 7,528 |
| Cash dividends | $238,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $719,420 | 2,614 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 4,817 |
| Total interest expense | $247,000 | 5,624 |
| Net interest income | $1,095,000 | 4,404 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $163,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $89,000 | 3,372 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $734,000 | 5,167 |
| Salaries and employee benefits | $404,000 | 4,975 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $252,000 | 5,096 |
| Pre-tax net operating income | $479,000 | 2,488 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $342,000 | 2,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $342,000 | 2,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $342,000 | 2,873 |
| Net charge-offs | $-35,000 | 7,740 |
| Cash dividends | $238,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $343,440 | 2,749 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 4,918 |
| Total interest expense | $1,133,000 | 5,772 |
| Net interest income | $4,256,000 | 4,390 |
| Provision for loan and lease losses | $275,000 | 5,401 |
| Total noninterest income | $837,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $453,000 | 3,081 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $384,000 | 3,600 |
| Total noninterest expense | $2,960,000 | 5,227 |
| Salaries and employee benefits | $1,545,000 | 5,096 |
| Premises and equipment expense | $313,000 | 5,545 |
| Additional noninterest expense | $1,102,000 | 4,964 |
| Pre-tax net operating income | $1,858,000 | 2,028 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $532,000 | 1,493 |
| Income before extraordinary items | $1,330,000 | 2,311 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,330,000 | 2,307 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,330,000 | 2,309 |
| Net charge-offs | $386,000 | 4,149 |
| Cash dividends | $190,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,327,160 | 2,275 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 4,989 |
| Total interest expense | $865,000 | 5,874 |
| Net interest income | $3,170,000 | 4,426 |
| Provision for loan and lease losses | $125,000 | 5,727 |
| Total noninterest income | $644,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $342,000 | 3,088 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $302,000 | 3,608 |
| Total noninterest expense | $2,184,000 | 5,276 |
| Salaries and employee benefits | $1,154,000 | 5,163 |
| Premises and equipment expense | $255,000 | 5,418 |
| Additional noninterest expense | $775,000 | 5,145 |
| Pre-tax net operating income | $1,505,000 | 2,056 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $439,000 | 1,537 |
| Income before extraordinary items | $1,068,000 | 2,370 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,068,000 | 2,367 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,068,000 | 2,370 |
| Net charge-offs | $21,000 | 6,217 |
| Cash dividends | $190,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,066,580 | 2,324 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 5,029 |
| Total interest expense | $577,000 | 5,999 |
| Net interest income | $2,104,000 | 4,433 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $336,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $227,000 | 3,077 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $109,000 | 4,644 |
| Total noninterest expense | $1,448,000 | 5,344 |
| Salaries and employee benefits | $770,000 | 5,216 |
| Premises and equipment expense | $164,000 | 5,555 |
| Additional noninterest expense | $514,000 | 5,174 |
| Pre-tax net operating income | $992,000 | 2,125 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $291,000 | 1,563 |
| Income before extraordinary items | $701,000 | 2,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $701,000 | 2,486 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $701,000 | 2,488 |
| Net charge-offs | $22,000 | 5,547 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $701,000 | 2,409 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 5,021 |
| Total interest expense | $288,000 | 6,098 |
| Net interest income | $1,073,000 | 4,362 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $193,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $693,000 | 5,422 |
| Salaries and employee benefits | $382,000 | 5,289 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $573,000 | 2,130 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $174,000 | 1,585 |
| Income before extraordinary items | $399,000 | 2,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $399,000 | 2,568 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $399,000 | 2,570 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $399,000 | 2,427 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 4,966 |
| Total interest expense | $1,441,000 | 6,059 |
| Net interest income | $4,496,000 | 4,234 |
| Provision for loan and lease losses | $200,000 | 5,196 |
| Total noninterest income | $845,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $506,000 | 2,986 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $339,000 | 3,885 |
| Total noninterest expense | $2,843,000 | 5,292 |
| Salaries and employee benefits | $1,577,000 | 5,179 |
| Premises and equipment expense | $310,000 | 5,709 |
| Additional noninterest expense | $956,000 | 4,963 |
| Pre-tax net operating income | $2,298,000 | 2,234 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $712,000 | 1,507 |
| Income before extraordinary items | $1,589,000 | 2,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,589,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,555 |
| Cash dividends | $538,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,586,930 | 2,553 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 4,994 |
| Total interest expense | $1,116,000 | 6,108 |
| Net interest income | $3,410,000 | 4,228 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $642,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $374,000 | 3,051 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 3,889 |
| Total noninterest expense | $2,159,000 | 5,230 |
| Salaries and employee benefits | $1,181,000 | 5,218 |
| Premises and equipment expense | $246,000 | 5,610 |
| Additional noninterest expense | $732,000 | 4,820 |
| Pre-tax net operating income | $1,693,000 | 2,596 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $525,000 | 1,840 |
| Income before extraordinary items | $1,171,000 | 2,805 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,171,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 2,317 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,168,930 | 2,949 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 5,012 |
| Total interest expense | $767,000 | 6,182 |
| Net interest income | $2,302,000 | 4,205 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $371,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $234,000 | 3,154 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $137,000 | 4,462 |
| Total noninterest expense | $1,459,000 | 5,228 |
| Salaries and employee benefits | $780,000 | 5,304 |
| Premises and equipment expense | $168,000 | 5,598 |
| Additional noninterest expense | $511,000 | 4,675 |
| Pre-tax net operating income | $1,214,000 | 2,566 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $381,000 | 1,923 |
| Income before extraordinary items | $836,000 | 2,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $836,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,363 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $833,930 | 2,926 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 5,003 |
| Total interest expense | $422,000 | 6,139 |
| Net interest income | $1,158,000 | 4,195 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $185,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $794,000 | 4,951 |
| Salaries and employee benefits | $397,000 | 5,260 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $309,000 | 4,023 |
| Pre-tax net operating income | $549,000 | 2,886 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $171,000 | 2,161 |
| Income before extraordinary items | $378,000 | 3,307 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $378,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $378,000 | 3,216 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 4,699 |
| Total interest expense | $2,000,000 | 5,837 |
| Net interest income | $5,112,000 | 3,929 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $669,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $402,000 | 3,513 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $267,000 | 4,453 |
| Total noninterest expense | $2,832,000 | 5,184 |
| Salaries and employee benefits | $1,583,000 | 5,130 |
| Premises and equipment expense | $361,000 | 5,319 |
| Additional noninterest expense | $888,000 | 4,998 |
| Pre-tax net operating income | $2,914,000 | 2,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $911,000 | 1,971 |
| Income before extraordinary items | $2,003,000 | 2,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,003,000 | 2,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $731,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,003,000 | 2,804 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,392,000 | 4,690 |
| Total interest expense | $1,512,000 | 5,851 |
| Net interest income | $3,880,000 | 3,901 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $490,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $287,000 | 3,602 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $203,000 | 4,461 |
| Total noninterest expense | $2,131,000 | 5,153 |
| Salaries and employee benefits | $1,195,000 | 5,107 |
| Premises and equipment expense | $256,000 | 5,470 |
| Additional noninterest expense | $680,000 | 4,881 |
| Pre-tax net operating income | $2,234,000 | 2,644 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $700,000 | 2,086 |
| Income before extraordinary items | $1,534,000 | 2,920 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,534,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $248,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,534,000 | 2,909 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 4,653 |
| Total interest expense | $1,004,000 | 5,868 |
| Net interest income | $2,638,000 | 3,876 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $327,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $137,000 | 4,494 |
| Total noninterest expense | $1,451,000 | 5,117 |
| Salaries and employee benefits | $807,000 | 5,112 |
| Premises and equipment expense | $175,000 | 5,426 |
| Additional noninterest expense | $469,000 | 4,786 |
| Pre-tax net operating income | $1,509,000 | 2,665 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $472,000 | 2,151 |
| Income before extraordinary items | $1,037,000 | 2,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,037,000 | 2,946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 4,831 |
| Total interest expense | $484,000 | 5,947 |
| Net interest income | $1,224,000 | 4,092 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $88,000 | 3,710 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $712,000 | 5,192 |
| Salaries and employee benefits | $394,000 | 5,222 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $664,000 | 2,906 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $234,000 | 2,182 |
| Income before extraordinary items | $430,000 | 3,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $430,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $430,000 | 3,311 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,605 |
| Total interest expense | $1,711,000 | 5,808 |
| Net interest income | $5,200,000 | 3,895 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $705,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $392,000 | 3,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $2,861,000 | 5,037 |
| Salaries and employee benefits | $1,496,000 | 5,195 |
| Premises and equipment expense | $379,000 | 5,104 |
| Additional noninterest expense | $986,000 | 4,557 |
| Pre-tax net operating income | $2,984,000 | 2,788 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $937,000 | 2,297 |
| Income before extraordinary items | $2,047,000 | 3,050 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,047,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,457 |
| Cash dividends | $732,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,047,000 | 3,043 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 4,638 |
| Total interest expense | $1,243,000 | 5,832 |
| Net interest income | $3,858,000 | 3,949 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $513,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $311,000 | 3,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,525 |
| Total noninterest expense | $2,031,000 | 5,226 |
| Salaries and employee benefits | $1,083,000 | 5,299 |
| Premises and equipment expense | $304,000 | 4,894 |
| Additional noninterest expense | $644,000 | 4,993 |
| Pre-tax net operating income | $2,340,000 | 2,804 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $736,000 | 2,322 |
| Income before extraordinary items | $1,604,000 | 3,054 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,604,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,251 |
| Cash dividends | $248,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,604,000 | 3,049 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 4,653 |
| Total interest expense | $803,000 | 5,797 |
| Net interest income | $2,534,000 | 4,006 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $349,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 4,602 |
| Total noninterest expense | $1,372,000 | 5,193 |
| Salaries and employee benefits | $723,000 | 5,312 |
| Premises and equipment expense | $206,000 | 4,842 |
| Additional noninterest expense | $443,000 | 4,875 |
| Pre-tax net operating income | $1,511,000 | 2,864 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $472,000 | 2,401 |
| Income before extraordinary items | $1,039,000 | 3,129 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,039,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $248,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,039,000 | 3,115 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 4,673 |
| Total interest expense | $378,000 | 5,840 |
| Net interest income | $1,247,000 | 4,049 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $177,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 3,341 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $711,000 | 5,084 |
| Salaries and employee benefits | $362,000 | 5,332 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $242,000 | 4,572 |
| Pre-tax net operating income | $713,000 | 2,935 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $218,000 | 2,490 |
| Income before extraordinary items | $495,000 | 3,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $495,000 | 3,162 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 4,657 |
| Total interest expense | $1,361,000 | 5,490 |
| Net interest income | $4,512,000 | 4,249 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $710,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $433,000 | 3,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $2,622,000 | 5,216 |
| Salaries and employee benefits | $1,412,000 | 5,256 |
| Premises and equipment expense | $368,000 | 5,124 |
| Additional noninterest expense | $842,000 | 4,981 |
| Pre-tax net operating income | $2,600,000 | 3,094 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $798,000 | 2,608 |
| Income before extraordinary items | $1,802,000 | 3,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,802,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $656,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,802,000 | 3,324 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 4,716 |
| Total interest expense | $993,000 | 5,451 |
| Net interest income | $3,283,000 | 4,354 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $528,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $311,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,423 |
| Total noninterest expense | $1,965,000 | 5,204 |
| Salaries and employee benefits | $1,045,000 | 5,278 |
| Premises and equipment expense | $284,000 | 5,014 |
| Additional noninterest expense | $636,000 | 4,924 |
| Pre-tax net operating income | $1,801,000 | 3,300 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $550,000 | 2,787 |
| Income before extraordinary items | $1,251,000 | 3,559 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,251,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,251,000 | 3,530 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 4,738 |
| Total interest expense | $635,000 | 5,415 |
| Net interest income | $2,145,000 | 4,392 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $350,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $203,000 | 3,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $1,323,000 | 5,157 |
| Salaries and employee benefits | $707,000 | 5,218 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $420,000 | 4,927 |
| Pre-tax net operating income | $1,142,000 | 3,381 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $339,000 | 2,881 |
| Income before extraordinary items | $803,000 | 3,632 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $803,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $803,000 | 3,582 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 4,854 |
| Total interest expense | $303,000 | 5,452 |
| Net interest income | $1,024,000 | 4,540 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 4,019 |
| Total noninterest expense | $656,000 | 5,220 |
| Salaries and employee benefits | $343,000 | 5,358 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $206,000 | 4,973 |
| Pre-tax net operating income | $526,000 | 3,542 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $152,000 | 3,074 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $374,000 | 3,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 4,967 |
| Total interest expense | $1,188,000 | 5,150 |
| Net interest income | $3,631,000 | 4,797 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $851,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $371,000 | 3,808 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $480,000 | 3,384 |
| Total noninterest expense | $2,562,000 | 5,216 |
| Salaries and employee benefits | $1,370,000 | 5,259 |
| Premises and equipment expense | $387,000 | 4,873 |
| Additional noninterest expense | $805,000 | 5,074 |
| Pre-tax net operating income | $1,870,000 | 3,685 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $549,000 | 3,180 |
| Income before extraordinary items | $1,321,000 | 3,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,321,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $552,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,321,000 | 3,884 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 5,019 |
| Total interest expense | $892,000 | 5,111 |
| Net interest income | $2,652,000 | 4,850 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $678,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $280,000 | 3,823 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $398,000 | 3,198 |
| Total noninterest expense | $1,893,000 | 5,229 |
| Salaries and employee benefits | $1,009,000 | 5,289 |
| Premises and equipment expense | $282,000 | 4,957 |
| Additional noninterest expense | $602,000 | 5,035 |
| Pre-tax net operating income | $1,402,000 | 3,747 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $411,000 | 3,249 |
| Income before extraordinary items | $992,000 | 4,027 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $992,000 | 4,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $991,290 | 3,961 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 5,054 |
| Total interest expense | $598,000 | 5,109 |
| Net interest income | $1,743,000 | 4,897 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $513,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $317,000 | 2,900 |
| Total noninterest expense | $1,311,000 | 5,108 |
| Salaries and employee benefits | $672,000 | 5,329 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $445,000 | 4,715 |
| Pre-tax net operating income | $925,000 | 3,718 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $266,000 | 3,290 |
| Income before extraordinary items | $660,000 | 3,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $659,290 | 3,909 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,086 |
| Total interest expense | $305,000 | 5,116 |
| Net interest income | $864,000 | 4,940 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $168,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $73,000 | 4,352 |
| Total noninterest expense | $678,000 | 5,017 |
| Salaries and employee benefits | $341,000 | 5,286 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $251,000 | 4,304 |
| Pre-tax net operating income | $349,000 | 4,446 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $107,000 | 3,673 |
| Income before extraordinary items | $242,000 | 4,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $242,000 | 4,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 5,030 |
| Total interest expense | $1,398,000 | 5,098 |
| Net interest income | $3,402,000 | 4,891 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $640,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $363,000 | 3,856 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $277,000 | 4,662 |
| Total noninterest expense | $2,716,000 | 4,921 |
| Salaries and employee benefits | $1,355,000 | 5,201 |
| Premises and equipment expense | $597,000 | 3,538 |
| Additional noninterest expense | $764,000 | 5,213 |
| Pre-tax net operating income | $1,326,000 | 4,428 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $376,000 | 3,906 |
| Income before extraordinary items | $950,000 | 4,787 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $950,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $380,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $950,000 | 4,620 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 5,088 |
| Total interest expense | $1,080,000 | 5,138 |
| Net interest income | $2,523,000 | 4,939 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $477,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $267,000 | 3,918 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,699 |
| Total noninterest expense | $1,978,000 | 5,018 |
| Salaries and employee benefits | $1,030,000 | 5,151 |
| Premises and equipment expense | $376,000 | 4,040 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $1,022,000 | 4,493 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $291,000 | 3,973 |
| Income before extraordinary items | $731,000 | 4,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $731,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $731,000 | 4,677 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 5,073 |
| Total interest expense | $747,000 | 5,148 |
| Net interest income | $1,689,000 | 4,919 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $312,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $175,000 | 3,930 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $137,000 | 4,725 |
| Total noninterest expense | $1,338,000 | 4,959 |
| Salaries and employee benefits | $691,000 | 5,129 |
| Premises and equipment expense | $247,000 | 4,086 |
| Additional noninterest expense | $400,000 | 5,006 |
| Pre-tax net operating income | $663,000 | 4,572 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $188,000 | 4,091 |
| Income before extraordinary items | $475,000 | 4,930 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $475,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $475,000 | 4,722 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,143 |
| Total interest expense | $374,000 | 5,236 |
| Net interest income | $831,000 | 4,957 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $687,000 | 4,854 |
| Salaries and employee benefits | $352,000 | 5,058 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $215,000 | 4,716 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $77,000 | 4,426 |
| Income before extraordinary items | $215,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $215,000 | 4,944 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 5,163 |
| Total interest expense | $1,730,000 | 5,267 |
| Net interest income | $3,284,000 | 4,973 |
| Provision for loan and lease losses | $45,000 | 6,823 |
| Total noninterest income | $582,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $288,000 | 4,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $294,000 | 4,307 |
| Total noninterest expense | $2,526,000 | 5,049 |
| Salaries and employee benefits | $1,389,000 | 4,966 |
| Premises and equipment expense | $404,000 | 4,621 |
| Additional noninterest expense | $733,000 | 5,251 |
| Pre-tax net operating income | $1,295,000 | 4,500 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $379,000 | 3,995 |
| Income before extraordinary items | $916,000 | 4,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $916,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $345,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $916,000 | 4,704 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 4,977 |
| Total interest expense | $2,324,000 | 5,625 |
| Net interest income | $3,654,000 | 4,430 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $606,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $306,000 | 4,118 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $300,000 | 4,124 |
| Total noninterest expense | $2,504,000 | 4,942 |
| Salaries and employee benefits | $1,339,000 | 4,924 |
| Premises and equipment expense | $402,000 | 4,592 |
| Additional noninterest expense | $763,000 | 4,955 |
| Pre-tax net operating income | $1,696,000 | 3,558 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $540,000 | 3,186 |
| Income before extraordinary items | $1,156,000 | 3,900 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,156,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $483,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,156,000 | 3,771 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,879 |
| Total interest expense | $2,464,000 | 5,606 |
| Net interest income | $3,937,000 | 4,236 |
| Provision for loan and lease losses | $125,000 | 4,758 |
| Total noninterest income | $623,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $2,379,000 | 5,031 |
| Salaries and employee benefits | $1,211,000 | 5,188 |
| Premises and equipment expense | $514,000 | 3,710 |
| Additional noninterest expense | $654,000 | 5,443 |
| Pre-tax net operating income | $2,056,000 | 3,258 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $546,000 | 3,297 |
| Income before extraordinary items | $1,510,000 | 3,235 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,510,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $604,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,510,000 | 3,232 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,303 |
| Total interest expense | $2,233,000 | 5,592 |
| Net interest income | $3,169,000 | 4,970 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $562,000 | 4,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $2,526,000 | 4,845 |
| Salaries and employee benefits | $1,107,000 | 5,460 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $968,000 | 4,125 |
| Pre-tax net operating income | $1,163,000 | 4,862 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $349,000 | 4,482 |
| Income before extraordinary items | $814,000 | 5,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $814,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,994 |
| Cash dividends | $276,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $814,000 | 5,006 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 5,550 |
| Total interest expense | $2,016,000 | 6,168 |
| Net interest income | $3,157,000 | 4,962 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $458,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,053 |
| Total noninterest expense | $2,586,000 | 4,656 |
| Salaries and employee benefits | $1,409,000 | 4,479 |
| Premises and equipment expense | $453,000 | 3,985 |
| Additional noninterest expense | $724,000 | 5,034 |
| Pre-tax net operating income | $1,004,000 | 5,399 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $296,000 | 5,211 |
| Income before extraordinary items | $708,000 | 5,583 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $708,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,892 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $708,000 | 5,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 5,770 |
| Total interest expense | $1,943,000 | 6,380 |
| Net interest income | $3,105,000 | 5,159 |
| Provision for loan and lease losses | $151,000 | 4,105 |
| Total noninterest income | $441,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $2,195,000 | 5,300 |
| Salaries and employee benefits | $1,104,000 | 5,452 |
| Premises and equipment expense | $427,000 | 4,224 |
| Additional noninterest expense | $664,000 | 5,440 |
| Pre-tax net operating income | $1,200,000 | 5,250 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $840,000 | 5,295 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $840,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $840,000 | 5,239 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 5,978 |
| Total interest expense | $1,988,000 | 6,438 |
| Net interest income | $2,964,000 | 5,492 |
| Provision for loan and lease losses | $645,000 | 1,426 |
| Total noninterest income | $439,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $2,193,000 | 5,554 |
| Salaries and employee benefits | $1,087,000 | 5,633 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $693,000 | 5,781 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $148,000 | 7,899 |
| Income before extraordinary items | $417,000 | 7,483 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $417,000 | 7,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $896,000 | 965 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $417,000 | 7,423 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 6,027 |
| Total interest expense | $1,929,000 | 6,629 |
| Net interest income | $3,032,000 | 5,453 |
| Provision for loan and lease losses | $181,000 | 3,217 |
| Total noninterest income | $441,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $2,040,000 | 5,895 |
| Salaries and employee benefits | $1,007,000 | 6,031 |
| Premises and equipment expense | $398,000 | 4,563 |
| Additional noninterest expense | $635,000 | 6,299 |
| Pre-tax net operating income | $1,252,000 | 5,114 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $379,000 | 5,136 |
| Income before extraordinary items | $873,000 | 5,105 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $873,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $873,000 | 5,094 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 6,049 |
| Total interest expense | $1,915,000 | 5,806 |
| Net interest income | $2,685,000 | 6,125 |
| Provision for loan and lease losses | $214,000 | 2,905 |
| Total noninterest income | $447,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $2,086,000 | 5,995 |
| Salaries and employee benefits | $927,000 | 6,477 |
| Premises and equipment expense | $379,000 | 4,801 |
| Additional noninterest expense | $780,000 | 5,823 |
| Pre-tax net operating income | $832,000 | 6,714 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $639,000 | 6,287 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $639,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,517 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $639,000 | 6,356 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 6,288 |
| Total interest expense | $2,191,000 | 5,396 |
| Net interest income | $2,330,000 | 6,871 |
| Provision for loan and lease losses | $804,000 | 1,511 |
| Total noninterest income | $467,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $2,042,000 | 6,220 |
| Salaries and employee benefits | $947,000 | 6,429 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $712,000 | 6,471 |
| Pre-tax net operating income | $-49,000 | 12,530 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $-28,000 | 12,845 |
| Income before extraordinary items | $-3,000 | 12,541 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-3,000 | 12,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,712 |
| Cash dividends | $121,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-14,520 | 12,436 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,501,000 | 6,899 |
| Total interest expense | $2,531,000 | 5,934 |
| Net interest income | $1,970,000 | 7,839 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $428,000 | 6,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $1,956,000 | 6,491 |
| Salaries and employee benefits | $988,000 | 6,102 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $653,000 | 7,085 |
| Pre-tax net operating income | $345,000 | 9,735 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $124,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,320 | 9,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.