Home > Leicester Savings Bank > Income and Expense
Leicester Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 8,362 |
| Total interest expense | $1,199,000 | 8,115 |
| Net interest income | $1,312,000 | 8,444 |
| Provision for loan and lease losses | $1,308,000 | 804 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,432 |
| Total noninterest expense | $1,912,000 | 5,817 |
| Salaries and employee benefits | $595,000 | 7,954 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $1,058,000 | 3,702 |
| Pre-tax net operating income | $-1,828,000 | 10,893 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $106,000 | 8,305 |
| Income before extraordinary items | $-1,934,000 | 10,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-1,934,000 | 10,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 898 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-1,934,000 | 10,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 8,576 |
| Total interest expense | $1,336,000 | 7,996 |
| Net interest income | $1,255,000 | 8,882 |
| Provision for loan and lease losses | $824,000 | 1,179 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $1,151,000 | 8,150 |
| Salaries and employee benefits | $515,000 | 8,754 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $487,000 | 7,162 |
| Pre-tax net operating income | $-650,000 | 11,284 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-203,000 | 11,271 |
| Income before extraordinary items | $-447,000 | 11,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-447,000 | 11,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,714 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-447,000 | 11,215 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 8,879 |
| Total interest expense | $1,276,000 | 8,351 |
| Net interest income | $1,279,000 | 9,123 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $54,000 | 11,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $1,031,000 | 8,819 |
| Salaries and employee benefits | $453,000 | 9,510 |
| Premises and equipment expense | $124,000 | 8,943 |
| Additional noninterest expense | $454,000 | 7,674 |
| Pre-tax net operating income | $288,000 | 9,839 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $106,000 | 9,057 |
| Income before extraordinary items | $182,000 | 10,143 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $182,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $182,000 | 10,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 9,352 |
| Total interest expense | $981,000 | 8,775 |
| Net interest income | $1,265,000 | 9,575 |
| Provision for loan and lease losses | $123,000 | 4,008 |
| Total noninterest income | $29,000 | 12,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $909,000 | 9,738 |
| Salaries and employee benefits | $400,000 | 10,283 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $262,000 | 10,398 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $110,000 | 9,133 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $160,280 | 10,743 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 9,509 |
| Total interest expense | $1,005,000 | 9,087 |
| Net interest income | $1,323,000 | 9,663 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $15,000 | 13,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $1,083,000 | 9,387 |
| Salaries and employee benefits | $416,000 | 10,475 |
| Premises and equipment expense | $102,000 | 10,386 |
| Additional noninterest expense | $565,000 | 7,642 |
| Pre-tax net operating income | $189,000 | 11,135 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $130,000 | 11,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $130,000 | 11,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $107,600 | 11,530 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 9,666 |
| Total interest expense | $1,276,000 | 9,335 |
| Net interest income | $1,355,000 | 9,777 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $936,000 | 10,276 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $439,000 | 9,105 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 4,775 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $125,360 | 11,295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.