Home > Leicester Savings Bank > Assets and Liabilities
Leicester Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $29,808,000 | 8,894 |
| Cash and due from depository institutions | $4,054,000 | 8,124 |
| Interest-bearing balances | $3,202,000 | 1,288 |
| Securities | $5,061,000 | 9,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $19,277,000 | 8,377 |
| Loan loss allowance | $1,153,000 | 2,961 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $398,000 | 8,414 |
| Other real estate owned | $536,000 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $482,000 | 8,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,808,000 | 8,894 |
| Total liabilities | $29,761,000 | 8,506 |
| Total deposits | $29,604,000 | 8,381 |
| Interest-bearing deposits | $27,662,000 | 8,070 |
| Deposits held in domestic offices | $29,604,000 | 8,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $157,000 | 9,517 |
| Total equity capital | $47,000 | 10,922 |
| Total bank equity capital | $47,000 | 10,922 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $47,000 | 10,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $857,000 | 2,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $147,000 | 9,065 |
| Earning assets | $27,540,000 | 8,845 |
| Long-term assets (5+ years) | $3,639,000 | 6,669 |
| Average Assets, year-to-date | $32,038,800 | 8,498 |
| Average Assets, quarterly | $30,528,500 | 8,770 |
| Volatile liabilities | $3,619,000 | 8,027 |
| Insider loans | $292,000 | 6,707 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $405,000 | 9,746 |
| Tier 1 (core) risk-based capital | $47,000 | 10,921 |
| Tier 2 risk-based capital | $47,000 | 10,544 |
| Total risk weighted assets | $15,518,720 | 9,129 |
| Total unused commitments | $405,000 | 9,753 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $34,178,000 | 8,766 |
| Cash and due from depository institutions | $2,648,000 | 8,302 |
| Interest-bearing balances | $1,959,000 | 1,679 |
| Securities | $3,758,000 | 10,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $25,627,000 | 7,557 |
| Loan loss allowance | $676,000 | 4,797 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $490,000 | 8,163 |
| Other real estate owned | $937,000 | 8,302 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $718,000 | 7,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,178,000 | 8,766 |
| Total liabilities | $32,197,000 | 8,556 |
| Total deposits | $31,968,000 | 8,415 |
| Interest-bearing deposits | $30,522,000 | 7,974 |
| Deposits held in domestic offices | $31,968,000 | 8,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $229,000 | 8,838 |
| Total equity capital | $1,981,000 | 10,372 |
| Total bank equity capital | $1,981,000 | 10,372 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $1,981,000 | 7,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 1,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $162,000 | 9,107 |
| Earning assets | $31,344,000 | 8,731 |
| Long-term assets (5+ years) | $3,745,000 | 6,563 |
| Average Assets, year-to-date | $34,860,600 | 8,522 |
| Average Assets, quarterly | $34,361,500 | 8,692 |
| Volatile liabilities | $3,849,000 | 7,874 |
| Insider loans | $799,000 | 4,220 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $347,000 | 10,087 |
| Tier 1 (core) risk-based capital | $1,981,000 | 10,336 |
| Tier 2 risk-based capital | $264,360 | 7,719 |
| Total risk weighted assets | $20,736,860 | 8,517 |
| Total unused commitments | $347,000 | 10,097 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $34,759,000 | 8,986 |
| Cash and due from depository institutions | $2,685,000 | 9,145 |
| Interest-bearing balances | $1,875,000 | 1,880 |
| Securities | $3,670,000 | 10,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $26,984,000 | 7,412 |
| Loan loss allowance | $243,000 | 8,853 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $431,000 | 8,680 |
| Other real estate owned | $525,000 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $464,000 | 9,432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,759,000 | 8,986 |
| Total liabilities | $32,331,000 | 8,814 |
| Total deposits | $32,111,000 | 8,672 |
| Interest-bearing deposits | $30,615,000 | 8,208 |
| Deposits held in domestic offices | $32,111,000 | 8,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $220,000 | 9,430 |
| Total equity capital | $2,428,000 | 10,170 |
| Total bank equity capital | $2,428,000 | 10,170 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,428,000 | 6,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,089,000 | 2,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $169,000 | 9,351 |
| Earning assets | $32,529,000 | 8,874 |
| Long-term assets (5+ years) | $3,579,000 | 6,634 |
| Average Assets, year-to-date | $33,448,600 | 8,943 |
| Average Assets, quarterly | $34,522,000 | 8,946 |
| Volatile liabilities | $4,142,000 | 7,546 |
| Insider loans | $1,057,000 | 3,601 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $547,000 | 9,904 |
| Tier 1 (core) risk-based capital | $2,428,000 | 10,102 |
| Tier 2 risk-based capital | $243,000 | 8,174 |
| Total risk weighted assets | $19,684,900 | 8,874 |
| Total unused commitments | $547,000 | 9,914 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $31,912,000 | 9,536 |
| Cash and due from depository institutions | $1,818,000 | 9,865 |
| Interest-bearing balances | $712,000 | 2,842 |
| Securities | $3,319,000 | 11,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $25,700,000 | 7,700 |
| Loan loss allowance | $262,000 | 8,914 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $457,000 | 8,760 |
| Other real estate owned | $272,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $346,000 | 10,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,912,000 | 9,536 |
| Total liabilities | $29,666,000 | 9,386 |
| Total deposits | $29,452,000 | 9,250 |
| Interest-bearing deposits | $28,545,000 | 8,658 |
| Deposits held in domestic offices | $29,452,000 | 9,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $214,000 | 8,731 |
| Total equity capital | $2,246,000 | 10,555 |
| Total bank equity capital | $2,246,000 | 10,555 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $2,246,000 | 6,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $144,000 | 9,791 |
| Earning assets | $29,731,000 | 9,427 |
| Long-term assets (5+ years) | $3,165,000 | 7,246 |
| Average Assets, year-to-date | $30,940,800 | 9,581 |
| Average Assets, quarterly | $31,838,500 | 9,516 |
| Volatile liabilities | $3,642,000 | 7,832 |
| Insider loans | $910,000 | 3,967 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $519,000 | 10,282 |
| Tier 1 (core) risk-based capital | $2,246,000 | 10,645 |
| Tier 2 risk-based capital | $220,280 | 8,755 |
| Total risk weighted assets | $17,580,380 | 9,491 |
| Total unused commitments | $519,000 | 10,287 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $29,737,000 | 10,201 |
| Cash and due from depository institutions | $1,807,000 | 10,651 |
| Interest-bearing balances | $1,228,000 | 3,102 |
| Securities | $3,155,000 | 12,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $23,933,000 | 8,041 |
| Loan loss allowance | $242,000 | 9,507 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $481,000 | 8,840 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $361,000 | 10,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,737,000 | 10,201 |
| Total liabilities | $27,666,000 | 10,067 |
| Total deposits | $27,441,000 | 9,952 |
| Interest-bearing deposits | $26,834,000 | 9,340 |
| Deposits held in domestic offices | $27,441,000 | 9,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $225,000 | 8,762 |
| Total equity capital | $2,071,000 | 11,220 |
| Total bank equity capital | $2,071,000 | 11,220 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $2,071,000 | 7,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $28,316,000 | 10,002 |
| Long-term assets (5+ years) | $3,045,000 | 7,769 |
| Average Assets, year-to-date | $29,052,400 | 10,171 |
| Average Assets, quarterly | $29,637,000 | 10,157 |
| Volatile liabilities | $3,001,000 | 8,387 |
| Insider loans | $770,000 | 4,464 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $150,000 | 11,644 |
| Tier 1 (core) risk-based capital | $2,071,000 | 11,183 |
| Tier 2 risk-based capital | $199,160 | 9,399 |
| Total risk weighted assets | $15,890,060 | 10,147 |
| Total unused commitments | $150,000 | 11,650 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $28,864,000 | 10,594 |
| Cash and due from depository institutions | $2,899,000 | 11,041 |
| Interest-bearing balances | $2,475,000 | 2,380 |
| Securities | $2,058,000 | 13,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $22,248,000 | 8,427 |
| Loan loss allowance | $237,000 | 9,829 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $495,000 | 8,950 |
| Other real estate owned | $843,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $321,000 | 11,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,864,000 | 10,594 |
| Total liabilities | $26,923,000 | 10,457 |
| Total deposits | $26,642,000 | 10,364 |
| Interest-bearing deposits | $26,084,000 | 9,729 |
| Deposits held in domestic offices | $26,642,000 | 10,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $281,000 | 8,542 |
| Total equity capital | $1,941,000 | 11,591 |
| Total bank equity capital | $1,941,000 | 11,591 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,941,000 | 7,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 5,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $181,000 | 9,161 |
| Earning assets | $26,781,000 | 10,480 |
| Long-term assets (5+ years) | $2,528,000 | 8,402 |
| Average Assets, year-to-date | $28,783,200 | 10,455 |
| Average Assets, quarterly | $28,842,000 | 10,533 |
| Volatile liabilities | $3,234,000 | 8,273 |
| Insider loans | $179,000 | 4,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $1,941,000 | 11,551 |
| Tier 2 risk-based capital | $197,630 | 9,515 |
| Total risk weighted assets | $15,771,230 | 10,413 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |