Home > Lehigh Savings Bank, SLA > Income and Expense
Lehigh Savings Bank, SLA, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 5,822 |
| Total interest expense | $3,107,000 | 4,608 |
| Net interest income | $2,095,000 | 7,093 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $2,053,000 | 5,865 |
| Salaries and employee benefits | $768,000 | 7,288 |
| Premises and equipment expense | $404,000 | 4,498 |
| Additional noninterest expense | $881,000 | 4,863 |
| Pre-tax net operating income | $220,000 | 10,321 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $7,000 | 10,980 |
| Income before extraordinary items | $216,000 | 9,762 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $216,000 | 9,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $213,090 | 9,765 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 5,692 |
| Total interest expense | $2,646,000 | 4,414 |
| Net interest income | $2,328,000 | 6,801 |
| Provision for loan and lease losses | $237,000 | 2,735 |
| Total noninterest income | $324,000 | 6,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $324,000 | 3,889 |
| Total noninterest expense | $2,018,000 | 6,158 |
| Salaries and employee benefits | $737,000 | 7,619 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $397,000 | 9,400 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $398,000 | 8,213 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $398,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $373,560 | 8,475 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 6,120 |
| Total interest expense | $2,568,000 | 4,695 |
| Net interest income | $2,100,000 | 7,424 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $390,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $390,000 | 3,812 |
| Total noninterest expense | $1,970,000 | 6,420 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $402,000 | 4,694 |
| Additional noninterest expense | $886,000 | 5,442 |
| Pre-tax net operating income | $471,000 | 8,852 |
| Securities gains (losses) | $-35,000 | 13,034 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,000 | 7,525 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 6,169 |
| Total interest expense | $3,092,000 | 5,027 |
| Net interest income | $2,125,000 | 7,430 |
| Provision for loan and lease losses | $203,000 | 5,164 |
| Total noninterest income | $180,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $1,933,000 | 6,553 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $344,000 | 5,436 |
| Additional noninterest expense | $964,000 | 5,207 |
| Pre-tax net operating income | $169,000 | 11,341 |
| Securities gains (losses) | $136,000 | 2,540 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $305,000 | 9,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $305,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $813,000 | 1,801 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $169,000 | 10,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.