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Legends Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%1,661
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,113
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial0.0521%1,344
Percentage Net Loans Charged-off: Loans to individuals0.2388%1,826
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2388%1,701
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0304%1,466
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0702%1,014
Percentage Net Loans Charged-off: Loans to individuals0.1978%1,765
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1978%1,694
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0208%1,474
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0243%1,043
Percentage Net Loans Charged-off: Loans to individuals0.1565%1,696
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.1565%1,668
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0034%1,881
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0488%646
Percentage Net Loans Charged-off: Loans to individuals-0.0220%4,061
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.0220%4,061
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0150%1,826
Percentage Net Loans Charged-off: Total real estate loans0.0004%1,027
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0014%485
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.1012%2,127
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1012%2,044
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0087%1,812
Percentage Net Loans Charged-off: Total real estate loans0.0000%831
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0019%356
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,441
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0019%3,529
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0545%2,166
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0545%2,080
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0150%1,457
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,064
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%3,420
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0029%3,506
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.1187%1,703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1187%1,625
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%924
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.3119%1,087
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3119%1,008
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0412%1,441
Percentage Net Loans Charged-off: Total real estate loans0.0077%1,110
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0279%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0134%1,382
Percentage Net Loans Charged-off: Loans to individuals0.2884%1,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2915%1,187
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%1,549
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,226
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0177%1,133
Percentage Net Loans Charged-off: Loans to individuals0.2243%1,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2284%1,181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0462%1,169
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,096
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.2391%475
Percentage Net Loans Charged-off: Loans to individuals0.3081%1,037
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3081%934
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%827
Percentage Net Loans Charged-off: Total real estate loans0.0104%617
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0283%373
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0317%339
Percentage Net Loans Charged-off: Commercial and industrial0.4899%259
Percentage Net Loans Charged-off: Loans to individuals0.3168%1,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3168%915
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0479%2,112
Percentage Net Loans Charged-off: Total real estate loans0.0017%1,944
Percentage Net Loans Charged-off:Construction & development0.0082%321
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0011%1,518
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0012%1,431
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,097
Percentage Net Loans Charged-off: Loans to individuals0.3893%1,477
Percentage Net Loans Charged-off: Credit card loans2.1236%249
Percentage Net Loans Charged-off: Other loans to individual0.3655%1,424
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%1,972
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,647
Percentage Net Loans Charged-off:Construction & development0.0109%241
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0015%1,301
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0016%1,216
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,840
Percentage Net Loans Charged-off: Loans to individuals0.3495%1,493
Percentage Net Loans Charged-off: Credit card loans2.2652%238
Percentage Net Loans Charged-off: Other loans to individual0.3165%1,477
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0621%1,625
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,631
Percentage Net Loans Charged-off:Construction & development-0.0169%4,282
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0025%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.4849%1,283
Percentage Net Loans Charged-off: Credit card loans1.4158%351
Percentage Net Loans Charged-off: Other loans to individual0.4632%1,214
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0613%1,399
Percentage Net Loans Charged-off: Total real estate loans-0.0034%3,869
Percentage Net Loans Charged-off:Construction & development-0.0367%4,416
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4502%1,340
Percentage Net Loans Charged-off: Credit card loans2.2069%244
Percentage Net Loans Charged-off: Other loans to individual0.4070%1,303
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1065%1,663
Percentage Net Loans Charged-off: Total real estate loans0.0229%1,557
Percentage Net Loans Charged-off:Construction & development-0.0413%4,404
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0402%1,149
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0440%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.2881%1,220
Percentage Net Loans Charged-off: Loans to individuals0.4849%1,603
Percentage Net Loans Charged-off: Credit card loans0.6275%519
Percentage Net Loans Charged-off: Other loans to individual0.4812%1,490
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%1,466
Percentage Net Loans Charged-off: Total real estate loans0.0157%1,433
Percentage Net Loans Charged-off:Construction & development-0.0486%4,487
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0153%1,283
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0168%1,190
Percentage Net Loans Charged-off: Commercial and industrial0.3241%942
Percentage Net Loans Charged-off: Loans to individuals0.4635%1,538
Percentage Net Loans Charged-off: Credit card loans0.8330%455
Percentage Net Loans Charged-off: Other loans to individual0.4538%1,454
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1196%1,237
Percentage Net Loans Charged-off: Total real estate loans0.0182%1,192
Percentage Net Loans Charged-off:Construction & development-0.0457%4,524
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,322
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0025%1,237
Percentage Net Loans Charged-off: Commercial and industrial0.5603%606
Percentage Net Loans Charged-off: Loans to individuals0.4493%1,470
Percentage Net Loans Charged-off: Credit card loans0.7469%435
Percentage Net Loans Charged-off: Other loans to individual0.4415%1,368
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1245%999
Percentage Net Loans Charged-off: Total real estate loans0.0405%702
Percentage Net Loans Charged-off:Construction & development-0.0558%4,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0046%951
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0051%880
Percentage Net Loans Charged-off: Commercial and industrial0.0611%931
Percentage Net Loans Charged-off: Loans to individuals0.7048%1,014
Percentage Net Loans Charged-off: Credit card loans1.4888%310
Percentage Net Loans Charged-off: Other loans to individual0.6844%954
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%2,888
Percentage Net Loans Charged-off: Total real estate loans0.0150%1,850
Percentage Net Loans Charged-off:Construction & development-0.0382%4,471
Percentage Net Loans Charged-off: Commercial real estate-0.0544%4,929
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0794%941
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0867%859
Percentage Net Loans Charged-off: Commercial and industrial0.0174%2,068
Percentage Net Loans Charged-off: Loans to individuals0.0662%3,093
Percentage Net Loans Charged-off: Credit card loans-0.2534%992
Percentage Net Loans Charged-off: Other loans to individual0.0744%2,953
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%2,521
Percentage Net Loans Charged-off: Total real estate loans0.0216%1,434
Percentage Net Loans Charged-off:Construction & development-0.0379%4,517
Percentage Net Loans Charged-off: Commercial real estate-0.0735%5,057
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1059%675
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.1156%622
Percentage Net Loans Charged-off: Commercial and industrial0.0160%1,794
Percentage Net Loans Charged-off: Loans to individuals0.0717%2,846
Percentage Net Loans Charged-off: Credit card loans-0.5150%996
Percentage Net Loans Charged-off: Other loans to individual0.0864%2,651
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%2,422
Percentage Net Loans Charged-off: Total real estate loans0.0298%1,101
Percentage Net Loans Charged-off:Construction & development-0.0470%4,606
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0795%736
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0867%688
Percentage Net Loans Charged-off: Commercial and industrial0.0248%1,471
Percentage Net Loans Charged-off: Loans to individuals-0.0128%4,501
Percentage Net Loans Charged-off: Credit card loans-0.7772%1,017
Percentage Net Loans Charged-off: Other loans to individual0.0066%2,735
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%1,646
Percentage Net Loans Charged-off: Total real estate loans0.0639%619
Percentage Net Loans Charged-off:Construction & development-0.0471%4,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1595%400
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1736%370
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals-0.0131%4,504
Percentage Net Loans Charged-off: Credit card loans-0.5168%998
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0994%2,081
Percentage Net Loans Charged-off: Total real estate loans0.0554%1,420
Percentage Net Loans Charged-off:Construction & development0.3410%210
Percentage Net Loans Charged-off: Commercial real estate0.0439%955
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0352%1,746
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0382%1,631
Percentage Net Loans Charged-off: Commercial and industrial-0.0188%4,354
Percentage Net Loans Charged-off: Loans to individuals0.4672%1,822
Percentage Net Loans Charged-off: Credit card loans1.1802%456
Percentage Net Loans Charged-off: Other loans to individual0.4470%1,742
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1099%1,692
Percentage Net Loans Charged-off: Total real estate loans0.0772%979
Percentage Net Loans Charged-off:Construction & development0.4824%150
Percentage Net Loans Charged-off: Commercial real estate0.0592%682
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0500%1,382
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0542%1,283
Percentage Net Loans Charged-off: Commercial and industrial-0.0251%4,339
Percentage Net Loans Charged-off: Loans to individuals0.4063%1,822
Percentage Net Loans Charged-off: Credit card loans0.7111%515
Percentage Net Loans Charged-off: Other loans to individual0.3975%1,704
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0314%2,572
Percentage Net Loans Charged-off: Total real estate loans-0.0021%4,130
Percentage Net Loans Charged-off:Construction & development-0.0379%4,703
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0023%1,795
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0025%1,688
Percentage Net Loans Charged-off: Commercial and industrial-0.0379%4,445
Percentage Net Loans Charged-off: Loans to individuals0.2461%2,166
Percentage Net Loans Charged-off: Credit card loans0.7881%466
Percentage Net Loans Charged-off: Other loans to individual0.2298%2,082
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%2,356
Percentage Net Loans Charged-off: Total real estate loans-0.0042%4,330
Percentage Net Loans Charged-off:Construction & development-0.0510%4,864
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.2074%2,019
Percentage Net Loans Charged-off: Credit card loans0.0000%466
Percentage Net Loans Charged-off: Other loans to individual0.2141%1,867
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0985%2,307
Percentage Net Loans Charged-off: Total real estate loans0.0296%2,177
Percentage Net Loans Charged-off:Construction & development-0.0695%4,832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0844%1,514
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0919%1,381
Percentage Net Loans Charged-off: Commercial and industrial0.2648%1,394
Percentage Net Loans Charged-off: Loans to individuals0.4781%1,859
Percentage Net Loans Charged-off: Credit card loans0.5118%628
Percentage Net Loans Charged-off: Other loans to individual0.4770%1,738
Percentage Net Loans Charged-off: All other loans and lease0.1189%1,124
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%2,153
Percentage Net Loans Charged-off: Total real estate loans0.0372%1,752
Percentage Net Loans Charged-off:Construction & development-0.0670%4,864
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1042%1,195
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1135%1,096
Percentage Net Loans Charged-off: Commercial and industrial-0.0507%4,728
Percentage Net Loans Charged-off: Loans to individuals0.4690%1,636
Percentage Net Loans Charged-off: Credit card loans0.6918%546
Percentage Net Loans Charged-off: Other loans to individual0.4617%1,540
Percentage Net Loans Charged-off: All other loans and lease0.1110%981
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1113%1,713
Percentage Net Loans Charged-off: Total real estate loans0.0504%1,465
Percentage Net Loans Charged-off:Construction & development-0.0457%4,878
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1355%961
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1478%866
Percentage Net Loans Charged-off: Commercial and industrial-0.0645%4,844
Percentage Net Loans Charged-off: Loans to individuals0.6521%1,220
Percentage Net Loans Charged-off: Credit card loans0.2575%587
Percentage Net Loans Charged-off: Other loans to individual0.6653%1,092
Percentage Net Loans Charged-off: All other loans and lease0.1060%848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%1,917
Percentage Net Loans Charged-off: Total real estate loans-0.0073%4,655
Percentage Net Loans Charged-off:Construction & development-0.0926%5,107
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial-0.1071%5,117
Percentage Net Loans Charged-off: Loans to individuals0.6399%1,169
Percentage Net Loans Charged-off: Credit card loans0.5060%471
Percentage Net Loans Charged-off: Other loans to individual0.6445%1,038
Percentage Net Loans Charged-off: All other loans and lease0.0301%846
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2794%1,090
Percentage Net Loans Charged-off: Total real estate loans0.2898%637
Percentage Net Loans Charged-off:Construction & development2.9284%104
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0529%2,306
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0569%2,177
Percentage Net Loans Charged-off: Commercial and industrial0.4089%1,114
Percentage Net Loans Charged-off: Loans to individuals0.2352%2,528
Percentage Net Loans Charged-off: Credit card loans0.3794%678
Percentage Net Loans Charged-off: Other loans to individual0.2302%2,398
Percentage Net Loans Charged-off: All other loans and lease0.0783%1,100
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3513%750
Percentage Net Loans Charged-off: Total real estate loans0.3858%429
Percentage Net Loans Charged-off:Construction & development3.7468%87
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0721%1,862
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0774%1,776
Percentage Net Loans Charged-off: Commercial and industrial0.4121%905
Percentage Net Loans Charged-off: Loans to individuals0.2237%2,356
Percentage Net Loans Charged-off: Credit card loans0.3412%614
Percentage Net Loans Charged-off: Other loans to individual0.2196%2,241
Percentage Net Loans Charged-off: All other loans and lease0.0633%1,031
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5249%471
Percentage Net Loans Charged-off: Total real estate loans0.5751%263
Percentage Net Loans Charged-off:Construction & development5.2628%63
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1050%1,485
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1127%1,384
Percentage Net Loans Charged-off: Commercial and industrial0.6385%618
Percentage Net Loans Charged-off: Loans to individuals0.3549%1,729
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.3673%1,563
Percentage Net Loans Charged-off: All other loans and lease0.0321%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2077%1,112
Percentage Net Loans Charged-off: Total real estate loans0.0832%1,283
Percentage Net Loans Charged-off:Construction & development-0.0227%5,035
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2149%818
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2303%749
Percentage Net Loans Charged-off: Commercial and industrial1.2914%296
Percentage Net Loans Charged-off: Loans to individuals0.5104%1,290
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.5282%1,146
Percentage Net Loans Charged-off: All other loans and lease0.0973%673
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2643%1,635
Percentage Net Loans Charged-off: Total real estate loans0.2978%1,046
Percentage Net Loans Charged-off:Construction & development-0.2783%5,483
Percentage Net Loans Charged-off: Commercial real estate1.0821%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0106%3,458
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0113%3,293
Percentage Net Loans Charged-off: Commercial and industrial-0.0079%4,667
Percentage Net Loans Charged-off: Loans to individuals0.2931%2,450
Percentage Net Loans Charged-off: Credit card loans0.7589%580
Percentage Net Loans Charged-off: Other loans to individual0.2750%2,366
Percentage Net Loans Charged-off: All other loans and lease0.0419%1,273
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3358%1,195
Percentage Net Loans Charged-off: Total real estate loans0.3833%775
Percentage Net Loans Charged-off:Construction & development-0.3677%5,601
Percentage Net Loans Charged-off: Commercial real estate1.4477%235
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0322%5,920
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0345%5,920
Percentage Net Loans Charged-off: Commercial and industrial-0.0109%4,629
Percentage Net Loans Charged-off: Loans to individuals0.3467%2,074
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.3603%1,877
Percentage Net Loans Charged-off: All other loans and lease0.0226%1,250
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3682%1,108
Percentage Net Loans Charged-off: Total real estate loans0.4372%714
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate1.4316%214
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,913
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0000%2,766
Percentage Net Loans Charged-off: Commercial and industrial-0.0172%4,687
Percentage Net Loans Charged-off: Loans to individuals0.2366%2,257
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.2463%2,082
Percentage Net Loans Charged-off: All other loans and lease0.0342%1,075
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0199%3,189
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.1829%2,214
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.1908%2,062
Percentage Net Loans Charged-off: All other loans and lease0.0345%849
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1646%3,164
Percentage Net Loans Charged-off: Total real estate loans0.1425%2,777
Percentage Net Loans Charged-off:Construction & development-0.0239%5,380
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3391%1,546
Percentage Net Loans Charged-off: Home equity loans1.3301%270
All other 1-4 family - Percent of loans charged-off, net0.2783%1,755
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%5,017
Percentage Net Loans Charged-off: Loans to individuals0.5736%1,869
Percentage Net Loans Charged-off: Credit card loans0.1270%793
Percentage Net Loans Charged-off: Other loans to individual0.5956%1,697
Percentage Net Loans Charged-off: All other loans and lease0.0172%1,445
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1632%2,928
Percentage Net Loans Charged-off: Total real estate loans0.1193%2,746
Percentage Net Loans Charged-off:Construction & development-0.0221%5,412
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2823%1,698
Percentage Net Loans Charged-off: Home equity loans1.8543%200
All other 1-4 family - Percent of loans charged-off, net0.1896%2,082
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%4,969
Percentage Net Loans Charged-off: Loans to individuals0.7958%1,301
Percentage Net Loans Charged-off: Credit card loans0.1727%718
Percentage Net Loans Charged-off: Other loans to individual0.8271%1,153
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%2,917
Percentage Net Loans Charged-off: Total real estate loans0.1630%2,290
Percentage Net Loans Charged-off:Construction & development-0.0178%5,464
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.3787%1,366
Percentage Net Loans Charged-off: Home equity loans2.8880%132
All other 1-4 family - Percent of loans charged-off, net0.2355%1,778
Percentage Net Loans Charged-off: Commercial and industrial-0.0199%4,990
Percentage Net Loans Charged-off: Loans to individuals0.2593%2,438
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.2728%2,252
Percentage Net Loans Charged-off: All other loans and lease-0.0344%5,693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2488%1,966
Percentage Net Loans Charged-off: Total real estate loans0.2728%1,539
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.6242%831
Percentage Net Loans Charged-off: Home equity loans6.0169%59
All other 1-4 family - Percent of loans charged-off, net0.3292%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.4342%1,753
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.4580%1,572
Percentage Net Loans Charged-off: All other loans and lease-0.0697%5,829
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3292%2,996
Percentage Net Loans Charged-off: Total real estate loans0.3899%2,333
Percentage Net Loans Charged-off:Construction & development4.8563%579
Percentage Net Loans Charged-off: Commercial real estate-0.0418%6,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%6,440
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.0017%6,395
Percentage Net Loans Charged-off: Commercial and industrial-0.1326%6,118
Percentage Net Loans Charged-off: Loans to individuals0.2417%3,255
Percentage Net Loans Charged-off: Credit card loans0.1335%880
Percentage Net Loans Charged-off: Other loans to individual0.2482%3,056
Percentage Net Loans Charged-off: All other loans and lease0.0676%1,333
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3993%2,498
Percentage Net Loans Charged-off: Total real estate loans0.4825%1,940
Percentage Net Loans Charged-off:Construction & development5.8520%480
Percentage Net Loans Charged-off: Commercial real estate-0.0570%6,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,243
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0000%4,065
Percentage Net Loans Charged-off: Commercial and industrial-0.1819%6,260
Percentage Net Loans Charged-off: Loans to individuals0.2257%3,080
Percentage Net Loans Charged-off: Credit card loans0.1797%796
Percentage Net Loans Charged-off: Other loans to individual0.2285%2,898
Percentage Net Loans Charged-off: All other loans and lease0.0559%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5954%1,825
Percentage Net Loans Charged-off: Total real estate loans0.7412%1,348
Percentage Net Loans Charged-off:Construction & development8.5883%325
Percentage Net Loans Charged-off: Commercial real estate-0.0102%6,501
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0195%6,593
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0201%6,560
Percentage Net Loans Charged-off: Commercial and industrial-0.2724%6,395
Percentage Net Loans Charged-off: Loans to individuals0.2031%2,961
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.2156%2,731
Percentage Net Loans Charged-off: All other loans and lease-0.0166%5,896
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1556%893
Percentage Net Loans Charged-off: Total real estate loans1.4736%617
Percentage Net Loans Charged-off:Construction & development16.5110%141
Percentage Net Loans Charged-off: Commercial real estate-0.0204%6,615
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0455%6,727
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0467%6,713
Percentage Net Loans Charged-off: Commercial and industrial-1.0346%6,789
Percentage Net Loans Charged-off: Loans to individuals0.2826%2,289
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.3001%2,078
Percentage Net Loans Charged-off: All other loans and lease0.0658%820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1131%5,244
Percentage Net Loans Charged-off: Total real estate loans0.1275%4,416
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.4122%2,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0268%4,682
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0272%4,493
Percentage Net Loans Charged-off: Commercial and industrial-0.0455%6,296
Percentage Net Loans Charged-off: Loans to individuals0.1551%4,205
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.1425%4,044
Percentage Net Loans Charged-off: All other loans and lease0.0166%1,638
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1414%4,652
Percentage Net Loans Charged-off: Total real estate loans0.1695%3,812
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.5478%1,603
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0354%4,214
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0360%4,028
Percentage Net Loans Charged-off: Commercial and industrial-0.0306%6,107
Percentage Net Loans Charged-off: Loans to individuals0.0517%4,422
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.0458%4,255
Percentage Net Loans Charged-off: All other loans and lease0.0332%1,410
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%4,026
Percentage Net Loans Charged-off: Total real estate loans0.2339%3,195
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.7906%1,173
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0248%3,858
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0252%3,664
Percentage Net Loans Charged-off: Commercial and industrial-0.0458%6,181
Percentage Net Loans Charged-off: Loans to individuals0.0155%4,087
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.0130%3,938
Percentage Net Loans Charged-off: All other loans and lease0.0166%1,304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3655%2,604
Percentage Net Loans Charged-off: Total real estate loans0.4688%1,963
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.5598%557
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0555%2,851
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0563%2,654
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals-0.2164%6,529
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.1619%6,438
Percentage Net Loans Charged-off: All other loans and lease0.0331%935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%6,035
Percentage Net Loans Charged-off: Total real estate loans0.0133%5,723
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0282%4,778
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0286%4,595
Percentage Net Loans Charged-off: Commercial and industrial0.3422%3,660
Percentage Net Loans Charged-off: Loans to individuals0.4795%3,469
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2139%1,370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0756%5,760
Percentage Net Loans Charged-off: Total real estate loans0.0140%5,390
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0295%4,379
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0298%4,183
Percentage Net Loans Charged-off: Commercial and industrial0.3011%3,348
Percentage Net Loans Charged-off: Loans to individuals0.4184%3,417
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2640%1,175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0703%5,435
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,225
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%7,189
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,177
Percentage Net Loans Charged-off: Commercial and industrial0.0719%3,571
Percentage Net Loans Charged-off: Loans to individuals0.5660%2,743
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3612%956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1044%4,377
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,161
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%7,211
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0059%7,217
Percentage Net Loans Charged-off: Commercial and industrial0.1481%2,492
Percentage Net Loans Charged-off: Loans to individuals0.6808%2,291
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6801%636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1093%6,064
Percentage Net Loans Charged-off: Total real estate loans0.0539%5,248
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1146%3,831
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1155%3,654
Percentage Net Loans Charged-off: Commercial and industrial0.4428%3,874
Percentage Net Loans Charged-off: Loans to individuals0.4777%4,142
Percentage Net Loans Charged-off: Credit card loans1.0149%1,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1097%1,783
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0848%5,836
Percentage Net Loans Charged-off: Total real estate loans0.0143%5,270
Percentage Net Loans Charged-off:Construction & development-0.0191%7,323
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0344%4,088
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0346%3,841
Percentage Net Loans Charged-off: Commercial and industrial0.6044%2,946
Percentage Net Loans Charged-off: Loans to individuals0.4828%3,785
Percentage Net Loans Charged-off: Credit card loans0.6929%1,009
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1009%1,577
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1304%4,867
Percentage Net Loans Charged-off: Total real estate loans0.0229%4,580
Percentage Net Loans Charged-off:Construction & development-0.0140%7,332
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0520%3,360
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0524%3,124
Percentage Net Loans Charged-off: Commercial and industrial0.8904%2,123
Percentage Net Loans Charged-off: Loans to individuals0.7746%2,772
Percentage Net Loans Charged-off: Credit card loans0.7071%917
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1173%1,356
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0657%4,549
Percentage Net Loans Charged-off: Total real estate loans0.0489%3,303
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1044%2,210
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1051%2,025
Percentage Net Loans Charged-off: Commercial and industrial-0.0474%7,049
Percentage Net Loans Charged-off: Loans to individuals0.2363%3,611
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1695%980
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%6,308
Percentage Net Loans Charged-off: Total real estate loans0.0147%5,005
Percentage Net Loans Charged-off:Construction & development0.0266%2,774
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0248%3,815
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0249%3,588
Percentage Net Loans Charged-off: Commercial and industrial0.1488%3,778
Percentage Net Loans Charged-off: Loans to individuals0.1856%5,093
Percentage Net Loans Charged-off: Credit card loans0.1602%1,188
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%5,294
Percentage Net Loans Charged-off: Total real estate loans0.0324%3,832
Percentage Net Loans Charged-off:Construction & development0.0361%2,123
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0601%2,718
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0606%2,525
Percentage Net Loans Charged-off: Commercial and industrial0.1961%2,855
Percentage Net Loans Charged-off: Loans to individuals0.1323%4,820
Percentage Net Loans Charged-off: Credit card loans0.2140%1,077
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0682%4,327
Percentage Net Loans Charged-off: Total real estate loans0.0491%2,938
Percentage Net Loans Charged-off:Construction & development0.0578%1,558
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0908%1,995
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0914%1,836
Percentage Net Loans Charged-off: Commercial and industrial0.3089%2,008
Percentage Net Loans Charged-off: Loans to individuals0.1272%4,385
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0196%4,387
Percentage Net Loans Charged-off: Total real estate loans0.0120%2,516
Percentage Net Loans Charged-off:Construction & development0.1197%935
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0433%2,031
Percentage Net Loans Charged-off: Loans to individuals0.0844%3,774
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1349%3,419
Percentage Net Loans Charged-off: Total real estate loans0.0038%4,111
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0077%3,196
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0078%2,966
Percentage Net Loans Charged-off: Commercial and industrial1.8443%685
Percentage Net Loans Charged-off: Loans to individuals0.3846%3,591
Percentage Net Loans Charged-off: Credit card loans0.3300%1,147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0693%1,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1599%2,363
Percentage Net Loans Charged-off: Total real estate loans0.0041%3,239
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0082%2,540
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0083%2,337
Percentage Net Loans Charged-off: Commercial and industrial2.5762%398
Percentage Net Loans Charged-off: Loans to individuals0.2994%3,577
Percentage Net Loans Charged-off: Credit card loans0.2259%1,080
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0367%1,379
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1623%2,009
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,545
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0122%1,964
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0123%1,813
Percentage Net Loans Charged-off: Commercial and industrial3.1629%307
Percentage Net Loans Charged-off: Loans to individuals-0.0140%6,990
Percentage Net Loans Charged-off: Credit card loans0.3499%924
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1089%1,077
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2993%1,004
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial6.4841%132
Percentage Net Loans Charged-off: Loans to individuals-0.1395%7,201
Percentage Net Loans Charged-off: Credit card loans0.6981%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0368%4,762
Percentage Net Loans Charged-off: Total real estate loans-0.0070%7,829
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%7,988
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0137%7,950
Percentage Net Loans Charged-off: Commercial and industrial0.2978%2,127
Percentage Net Loans Charged-off: Loans to individuals0.1578%4,742
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2894%958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0296%4,382
Percentage Net Loans Charged-off: Total real estate loans-0.0094%7,830
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0181%8,012
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0183%7,983
Percentage Net Loans Charged-off: Commercial and industrial0.4136%1,434
Percentage Net Loans Charged-off: Loans to individuals-0.0183%7,177
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4089%747
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%3,587
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.6222%1,025
Percentage Net Loans Charged-off: Loans to individuals0.0276%4,656
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2260%811
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%3,846
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.1381%3,369
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%5,275
Percentage Net Loans Charged-off: Total real estate loans0.0240%2,615
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.1017%774
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0063%2,896
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0064%2,699
Percentage Net Loans Charged-off: Commercial and industrial-0.0139%7,103
Percentage Net Loans Charged-off: Loans to individuals0.0616%5,894
Percentage Net Loans Charged-off: Credit card loans2.0431%815
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1613%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%4,504
Percentage Net Loans Charged-off: Total real estate loans0.0395%1,896
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.1361%566
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0213%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0216%2,040
Percentage Net Loans Charged-off: Commercial and industrial-0.0185%6,969
Percentage Net Loans Charged-off: Loans to individuals0.0183%5,682
Percentage Net Loans Charged-off: Credit card loans1.5474%872
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1781%983
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0386%4,192
Percentage Net Loans Charged-off: Total real estate loans0.0428%1,599
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.2051%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.0138%5,154
Percentage Net Loans Charged-off: Credit card loans1.1873%894
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0687%1,009
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0727%2,826
Percentage Net Loans Charged-off: Total real estate loans0.0870%907
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.4137%188
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loans2.4242%525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0719%752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1172%3,916
Percentage Net Loans Charged-off: Total real estate loans0.0767%1,889
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1844%815
Percentage Net Loans Charged-off: Multi-family residential2.1116%52
Percentage Net Loans Charged-off: 1-4 family residential0.0103%2,978
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0104%2,809
Percentage Net Loans Charged-off: Commercial and industrial0.1389%3,391
Percentage Net Loans Charged-off: Loans to individuals0.4323%4,159
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1461%2,946
Percentage Net Loans Charged-off: Total real estate loans0.0922%1,420
Percentage Net Loans Charged-off:Construction & development-0.2469%7,981
Percentage Net Loans Charged-off: Commercial real estate0.2514%511
Percentage Net Loans Charged-off: Multi-family residential2.6899%40
Percentage Net Loans Charged-off: 1-4 family residential0.0140%2,440
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0141%2,296
Percentage Net Loans Charged-off: Commercial and industrial0.1857%2,639
Percentage Net Loans Charged-off: Loans to individuals0.5498%3,207
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1537%2,684
Percentage Net Loans Charged-off: Total real estate loans0.1411%1,019
Percentage Net Loans Charged-off:Construction & development-0.3833%7,958
Percentage Net Loans Charged-off: Commercial real estate0.3900%355
Percentage Net Loans Charged-off: Multi-family residential3.7571%30
Percentage Net Loans Charged-off: 1-4 family residential0.0214%1,928
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0216%1,816
Percentage Net Loans Charged-off: Commercial and industrial0.0567%2,762
Percentage Net Loans Charged-off: Loans to individuals0.3359%3,915
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1110%2,751
Percentage Net Loans Charged-off: Total real estate loans0.1034%986
Percentage Net Loans Charged-off:Construction & development-0.6728%7,941
Percentage Net Loans Charged-off: Commercial real estate0.5624%193
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0433%1,260
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0436%1,173
Percentage Net Loans Charged-off: Commercial and industrial0.1128%1,806
Percentage Net Loans Charged-off: Loans to individuals0.1966%3,969
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0523%5,847
Percentage Net Loans Charged-off: Total real estate loans0.0143%3,455
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0257%2,796
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0259%2,674
Percentage Net Loans Charged-off: Commercial and industrial0.2142%3,571
Percentage Net Loans Charged-off: Loans to individuals0.2627%5,521
Percentage Net Loans Charged-off: Credit card loans0.2241%1,810
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0608%5,124
Percentage Net Loans Charged-off: Total real estate loans0.0203%2,727
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0369%2,137
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0371%2,058
Percentage Net Loans Charged-off: Commercial and industrial0.2900%2,784
Percentage Net Loans Charged-off: Loans to individuals0.2655%5,048
Percentage Net Loans Charged-off: Credit card loans0.3057%1,698
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0309%5,434
Percentage Net Loans Charged-off: Total real estate loans-0.0040%8,072
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%8,297
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0074%8,322
Percentage Net Loans Charged-off: Commercial and industrial0.2196%2,630
Percentage Net Loans Charged-off: Loans to individuals0.2094%4,950
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0570%8,371
Percentage Net Loans Charged-off: Total real estate loans-0.0102%8,364
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0186%8,531
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net-0.0186%8,545
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals-0.4201%8,587
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0715%5,708
Percentage Net Loans Charged-off: Total real estate loans0.0080%3,793
Percentage Net Loans Charged-off:Construction & development0.0762%683
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0071%3,219
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0071%3,062
Percentage Net Loans Charged-off: Commercial and industrial0.1551%3,967
Percentage Net Loans Charged-off: Loans to individuals0.4906%4,357
Percentage Net Loans Charged-off: Credit card loans0.4653%1,868
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%6,099
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.6517%2,347
Percentage Net Loans Charged-off: Loans to individuals0.1119%6,580
Percentage Net Loans Charged-off: Credit card loans0.4523%1,974
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0289%6,436
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0291%6,737
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,132
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%9,669
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%8,658
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%7,223
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0569%6,811
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%7,907
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0404%10,124
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA