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LegacyTexas Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$74,028,000368
Total interest expense$4,337,000665
Net interest income$69,691,000352
Provision for loan and lease losses$04,603
Total noninterest income$19,178,000407
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,615,000523
Trading account gains and fees$0180
Additional Noninterest Income$16,563,000309
Total noninterest expense$55,140,000406
Salaries and employee benefits$36,096,000337
Premises and equipment expense$8,552,000314
Additional noninterest expense$10,492,000637
Pre-tax net operating income$33,729,000303
Securities gains (losses)$53,0001,690
Applicable income taxes$54,0003,677
Income before extraordinary items$33,728,000255
Extraordinary gains, net$017
Net income$33,728,000253
Minority interest net income$084
Net income of bank and minority interests.$33,728,000254
Net charge-offs$-132,0006,182
Cash dividends$26,694,000180
Sale, conversion, retirement of capital stock, net$0862
Net operating income$33,675,000254
2014-09-30 (YTD Data)Rank
Total interest income$55,642,000366
Total interest expense$3,228,000671
Net interest income$52,414,000347
Provision for loan and lease losses$04,401
Total noninterest income$14,102,000405
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,988,000518
Trading account gains and fees$0174
Additional Noninterest Income$12,114,000311
Total noninterest expense$39,592,000416
Salaries and employee benefits$26,298,000341
Premises and equipment expense$6,435,000312
Additional noninterest expense$6,859,000720
Pre-tax net operating income$26,924,000289
Securities gains (losses)$21,0001,994
Applicable income taxes$85,0003,386
Income before extraordinary items$26,860,000235
Extraordinary gains, net$015
Net income$26,860,000236
Minority interest net income$081
Net income of bank and minority interests.$26,860,000236
Net charge-offs$-21,0005,807
Cash dividends$22,694,000158
Sale, conversion, retirement of capital stock, net$0819
Net operating income$26,839,000234
2014-06-30 (YTD Data)Rank
Total interest income$37,163,000360
Total interest expense$2,200,000664
Net interest income$34,963,000342
Provision for loan and lease losses$04,196
Total noninterest income$9,262,000403
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,327,000511
Trading account gains and fees$0172
Additional Noninterest Income$7,935,000315
Total noninterest expense$26,203,000422
Salaries and employee benefits$17,555,000339
Premises and equipment expense$4,268,000310
Additional noninterest expense$4,380,000747
Pre-tax net operating income$18,022,000292
Securities gains (losses)$-3,0006,148
Applicable income taxes$40,0003,553
Income before extraordinary items$17,979,000236
Extraordinary gains, net$020
Net income$17,979,000236
Minority interest net income$080
Net income of bank and minority interests.$17,979,000236
Net charge-offs$47,0002,837
Cash dividends$18,000,000140
Sale, conversion, retirement of capital stock, net$0794
Net operating income$17,982,000238
2014-03-31 (YTD Data)Rank
Total interest income$19,229,000343
Total interest expense$1,126,000658
Net interest income$18,103,000330
Provision for loan and lease losses$03,817
Total noninterest income$4,332,000413
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$656,000503
Trading account gains and fees$0147
Additional Noninterest Income$3,676,000324
Total noninterest expense$12,356,000445
Salaries and employee benefits$8,412,000349
Premises and equipment expense$2,127,000322
Additional noninterest expense$1,817,000878
Pre-tax net operating income$10,079,000258
Securities gains (losses)$01,715
Applicable income taxes$45,0003,035
Income before extraordinary items$10,034,000220
Extraordinary gains, net$016
Net income$10,034,000220
Minority interest net income$066
Net income of bank and minority interests.$10,034,000220
Net charge-offs$-277,0006,631
Cash dividends$12,000,000106
Sale, conversion, retirement of capital stock, net$0747
Net operating income$10,034,000219
2013-12-31 (YTD Data)Rank
Total interest income$66,682,000386
Total interest expense$5,232,000620
Net interest income$61,450,000376
Provision for loan and lease losses$05,091
Total noninterest income$19,487,000414
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,783,000501
Trading account gains and fees$0184
Additional Noninterest Income$16,704,000332
Total noninterest expense$50,699,000435
Salaries and employee benefits$32,749,000350
Premises and equipment expense$8,303,000315
Additional noninterest expense$9,647,000726
Pre-tax net operating income$30,238,000308
Securities gains (losses)$03,182
Applicable income taxes$36,0003,888
Income before extraordinary items$30,202,000263
Extraordinary gains, net$029
Net income$30,202,000263
Minority interest net income$090
Net income of bank and minority interests.$30,202,000263
Net charge-offs$1,404,000983
Cash dividends$14,000,000252
Sale, conversion, retirement of capital stock, net$0924
Net operating income$30,202,000262
2013-09-30 (YTD Data)Rank
Total interest income$49,114,000390
Total interest expense$3,989,000629
Net interest income$45,125,000382
Provision for loan and lease losses$04,941
Total noninterest income$15,055,000420
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,074,000505
Trading account gains and fees$0180
Additional Noninterest Income$12,981,000334
Total noninterest expense$37,969,000432
Salaries and employee benefits$24,258,000354
Premises and equipment expense$6,386,000307
Additional noninterest expense$7,325,000716
Pre-tax net operating income$22,211,000323
Securities gains (losses)$03,040
Applicable income taxes$63,0003,596
Income before extraordinary items$22,148,000269
Extraordinary gains, net$025
Net income$22,148,000269
Minority interest net income$084
Net income of bank and minority interests.$22,148,000269
Net charge-offs$2,012,000592
Cash dividends$14,000,000190
Sale, conversion, retirement of capital stock, net$0868
Net operating income$22,148,000269
2013-06-30 (YTD Data)Rank
Total interest income$32,125,000399
Total interest expense$2,817,000597
Net interest income$29,308,000385
Provision for loan and lease losses$04,788
Total noninterest income$10,117,000426
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,358,000504
Trading account gains and fees$0157
Additional Noninterest Income$8,759,000339
Total noninterest expense$25,357,000427
Salaries and employee benefits$16,400,000348
Premises and equipment expense$4,298,000303
Additional noninterest expense$4,659,000736
Pre-tax net operating income$14,068,000332
Securities gains (losses)$02,791
Applicable income taxes$42,0003,595
Income before extraordinary items$14,026,000271
Extraordinary gains, net$022
Net income$14,026,000272
Minority interest net income$082
Net income of bank and minority interests.$14,026,000272
Net charge-offs$924,000816
Cash dividends$10,500,000164
Sale, conversion, retirement of capital stock, net$0838
Net operating income$14,026,000266
2013-03-31 (YTD Data)Rank
Total interest income$16,083,000400
Total interest expense$1,453,000600
Net interest income$14,630,000384
Provision for loan and lease losses$04,409
Total noninterest income$4,726,000451
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$670,000507
Trading account gains and fees$0148
Additional Noninterest Income$4,056,000362
Total noninterest expense$12,903,000426
Salaries and employee benefits$8,606,000336
Premises and equipment expense$1,800,000360
Additional noninterest expense$2,497,000685
Pre-tax net operating income$6,453,000358
Securities gains (losses)$01,966
Applicable income taxes$21,0003,565
Income before extraordinary items$6,432,000292
Extraordinary gains, net$010
Net income$6,432,000293
Minority interest net income$076
Net income of bank and minority interests.$6,432,000293
Net charge-offs$-415,0006,963
Cash dividends$5,500,000136
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,432,000279
2012-12-31 (YTD Data)Rank
Total interest income$64,930,000403
Total interest expense$6,844,000622
Net interest income$58,086,000391
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$15,415,000494
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,775,000518
Trading account gains and fees$0166
Additional Noninterest Income$12,640,000420
Total noninterest expense$50,732,000439
Salaries and employee benefits$30,283,000367
Premises and equipment expense$9,182,000282
Additional noninterest expense$11,267,000631
Pre-tax net operating income$21,769,000407
Securities gains (losses)$3,399,000145
Applicable income taxes$57,0003,833
Income before extraordinary items$25,111,000290
Extraordinary gains, net$029
Net income$25,111,000290
Minority interest net income$093
Net income of bank and minority interests.$25,111,000290
Net charge-offs$2,881,000870
Cash dividends$11,000,000296
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$21,712,000318
2012-09-30 (YTD Data)Rank
Total interest income$48,594,000412
Total interest expense$5,336,000629
Net interest income$43,258,000393
Provision for loan and lease losses$1,000,0001,432
Total noninterest income$12,848,000463
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,083,000530
Trading account gains and fees$0157
Additional Noninterest Income$10,765,000377
Total noninterest expense$40,378,000403
Salaries and employee benefits$22,494,000367
Premises and equipment expense$6,866,000281
Additional noninterest expense$11,018,000503
Pre-tax net operating income$14,728,000442
Securities gains (losses)$2,307,000173
Applicable income taxes$90,0003,442
Income before extraordinary items$16,945,000318
Extraordinary gains, net$020
Net income$16,945,000317
Minority interest net income$086
Net income of bank and minority interests.$16,945,000317
Net charge-offs$3,279,000633
Cash dividends$11,000,000196
Sale, conversion, retirement of capital stock, net$0952
Net operating income$14,661,070349
2012-06-30 (YTD Data)Rank
Total interest income$32,332,000420
Total interest expense$3,748,000619
Net interest income$28,584,000396
Provision for loan and lease losses$1,000,0001,094
Total noninterest income$7,504,000492
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,387,000526
Trading account gains and fees$0153
Additional Noninterest Income$6,117,000409
Total noninterest expense$25,824,000419
Salaries and employee benefits$15,080,000363
Premises and equipment expense$4,659,000278
Additional noninterest expense$6,085,000593
Pre-tax net operating income$9,264,000442
Securities gains (losses)$2,307,000123
Applicable income taxes$60,0003,429
Income before extraordinary items$11,511,000311
Extraordinary gains, net$019
Net income$11,511,000311
Minority interest net income$084
Net income of bank and minority interests.$11,511,000311
Net charge-offs$3,093,000505
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,227,070348
2012-03-31 (YTD Data)Rank
Total interest income$16,215,000417
Total interest expense$1,960,000607
Net interest income$14,255,000396
Provision for loan and lease losses$700,000818
Total noninterest income$3,251,000547
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$704,000515
Trading account gains and fees$0148
Additional Noninterest Income$2,547,000467
Total noninterest expense$12,839,000409
Salaries and employee benefits$7,597,000356
Premises and equipment expense$2,340,000273
Additional noninterest expense$2,902,000600
Pre-tax net operating income$3,967,000508
Securities gains (losses)$2,307,00063
Applicable income taxes$30,0003,433
Income before extraordinary items$6,244,000280
Extraordinary gains, net$019
Net income$6,244,000281
Minority interest net income$078
Net income of bank and minority interests.$6,244,000281
Net charge-offs$2,047,000400
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,937,000401
2011-12-31 (YTD Data)Rank
Total interest income$64,779,000426
Total interest expense$10,945,000519
Net interest income$53,834,000409
Provision for loan and lease losses$600,0003,157
Total noninterest income$8,614,000698
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,755,000541
Trading account gains and fees$0146
Additional Noninterest Income$5,859,000625
Total noninterest expense$49,506,000424
Salaries and employee benefits$27,689,000369
Premises and equipment expense$8,979,000297
Additional noninterest expense$12,838,000567
Pre-tax net operating income$12,342,000519
Securities gains (losses)$03,838
Applicable income taxes$55,0003,716
Income before extraordinary items$12,287,000449
Extraordinary gains, net$029
Net income$12,287,000449
Minority interest net income$096
Net income of bank and minority interests.$12,287,000450
Net charge-offs$4,831,000821
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,287,000435
2011-09-30 (YTD Data)Rank
Total interest income$48,397,000432
Total interest expense$8,708,000505
Net interest income$39,689,000422
Provision for loan and lease losses$300,0003,601
Total noninterest income$5,806,000747
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,066,000545
Trading account gains and fees$0145
Additional Noninterest Income$3,740,000712
Total noninterest expense$36,572,000426
Salaries and employee benefits$19,926,000382
Premises and equipment expense$6,903,000291
Additional noninterest expense$9,743,000554
Pre-tax net operating income$8,623,000566
Securities gains (losses)$03,555
Applicable income taxes$90,0003,278
Income before extraordinary items$8,533,000490
Extraordinary gains, net$021
Net income$8,533,000489
Minority interest net income$087
Net income of bank and minority interests.$8,533,000490
Net charge-offs$4,912,000636
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,533,000474
2011-06-30 (YTD Data)Rank
Total interest income$32,413,000438
Total interest expense$6,042,000510
Net interest income$26,371,000428
Provision for loan and lease losses$06,217
Total noninterest income$3,455,000818
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,368,000544
Trading account gains and fees$0153
Additional Noninterest Income$2,087,000812
Total noninterest expense$23,972,000438
Salaries and employee benefits$12,894,000393
Premises and equipment expense$4,628,000296
Additional noninterest expense$6,450,000564
Pre-tax net operating income$5,854,000549
Securities gains (losses)$02,914
Applicable income taxes$60,0003,238
Income before extraordinary items$5,794,000470
Extraordinary gains, net$015
Net income$5,794,000470
Minority interest net income$089
Net income of bank and minority interests.$5,794,000470
Net charge-offs$2,237,000849
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,794,000453
2011-03-31 (YTD Data)Rank
Total interest income$16,273,000439
Total interest expense$3,133,000512
Net interest income$13,140,000430
Provision for loan and lease losses$05,840
Total noninterest income$933,0001,275
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$675,000542
Trading account gains and fees$0158
Additional Noninterest Income$258,0002,101
Total noninterest expense$11,669,000452
Salaries and employee benefits$6,250,000405
Premises and equipment expense$2,367,000300
Additional noninterest expense$3,052,000586
Pre-tax net operating income$2,404,000664
Securities gains (losses)$01,772
Applicable income taxes$30,0003,187
Income before extraordinary items$2,374,000558
Extraordinary gains, net$09
Net income$2,374,000558
Minority interest net income$086
Net income of bank and minority interests.$2,374,000558
Net charge-offs$628,0001,158
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,374,000546
2010-12-31 (YTD Data)Rank
Total interest income$68,188,000440
Total interest expense$16,665,000475
Net interest income$51,523,000433
Provision for loan and lease losses$11,250,000609
Total noninterest income$5,204,0001,061
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,944,000505
Trading account gains and fees$0175
Additional Noninterest Income$2,260,0001,298
Total noninterest expense$45,787,000460
Salaries and employee benefits$22,783,000428
Premises and equipment expense$9,179,000298
Additional noninterest expense$13,825,000552
Pre-tax net operating income$-310,0006,122
Securities gains (losses)$03,793
Applicable income taxes$18,0004,043
Income before extraordinary items$-328,0006,259
Extraordinary gains, net$029
Net income$-328,0006,261
Minority interest net income$0111
Net income of bank and minority interests.$-328,0006,261
Net charge-offs$9,778,000616
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-328,0006,208
2010-09-30 (YTD Data)Rank
Total interest income$51,773,000435
Total interest expense$12,973,000476
Net interest income$38,800,000426
Provision for loan and lease losses$9,750,000508
Total noninterest income$2,310,0001,516
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,238,000508
Trading account gains and fees$0165
Additional Noninterest Income$72,0005,617
Total noninterest expense$34,599,000447
Salaries and employee benefits$16,907,000431
Premises and equipment expense$6,970,000296
Additional noninterest expense$10,722,000515
Pre-tax net operating income$-3,239,0007,234
Securities gains (losses)$03,651
Applicable income taxes$36,0003,738
Income before extraordinary items$-3,275,0007,298
Extraordinary gains, net$023
Net income$-3,275,0007,297
Minority interest net income$0110
Net income of bank and minority interests.$-3,275,0007,298
Net charge-offs$8,362,000525
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,275,0007,283
2010-06-30 (YTD Data)Rank
Total interest income$35,015,000439
Total interest expense$8,875,000478
Net interest income$26,140,000420
Provision for loan and lease losses$6,250,000524
Total noninterest income$1,805,0001,315
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,496,000509
Trading account gains and fees$0152
Additional Noninterest Income$309,0002,799
Total noninterest expense$22,983,000449
Salaries and employee benefits$11,283,000424
Premises and equipment expense$4,694,000294
Additional noninterest expense$7,006,000523
Pre-tax net operating income$-1,288,0007,113
Securities gains (losses)$03,184
Applicable income taxes$24,0003,688
Income before extraordinary items$-1,312,0007,192
Extraordinary gains, net$019
Net income$-1,312,0007,191
Minority interest net income$0105
Net income of bank and minority interests.$-1,312,0007,192
Net charge-offs$7,145,000425
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,312,0007,177
2010-03-31 (YTD Data)Rank
Total interest income$17,627,000452
Total interest expense$4,546,000492
Net interest income$13,081,000430
Provision for loan and lease losses$2,250,000682
Total noninterest income$870,0001,371
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$753,000501
Trading account gains and fees$0175
Additional Noninterest Income$117,0003,232
Total noninterest expense$11,504,000450
Salaries and employee benefits$5,666,000431
Premises and equipment expense$2,317,000311
Additional noninterest expense$3,521,000516
Pre-tax net operating income$197,0004,097
Securities gains (losses)$02,284
Applicable income taxes$12,0003,714
Income before extraordinary items$185,0004,024
Extraordinary gains, net$016
Net income$185,0004,023
Minority interest net income$091
Net income of bank and minority interests.$185,0004,023
Net charge-offs$1,539,000775
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$185,0003,913
2009-12-31 (YTD Data)Rank
Total interest income$73,641,000451
Total interest expense$24,573,000456
Net interest income$49,068,000441
Provision for loan and lease losses$31,500,000355
Total noninterest income$4,854,0001,133
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,480,000483
Trading account gains and fees$0211
Additional Noninterest Income$1,374,0001,752
Total noninterest expense$41,794,000518
Salaries and employee benefits$19,952,000484
Premises and equipment expense$8,384,000334
Additional noninterest expense$13,458,000603
Pre-tax net operating income$-19,372,0007,703
Securities gains (losses)$6,174,00097
Applicable income taxes$38,0003,392
Income before extraordinary items$-13,236,0007,639
Extraordinary gains, net$034
Net income$-13,236,0007,637
Minority interest net income$0115
Net income of bank and minority interests.$-13,236,0007,638
Net charge-offs$22,938,000368
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-19,410,0007,733
2009-09-30 (YTD Data)Rank
Total interest income$55,859,000463
Total interest expense$19,466,000466
Net interest income$36,393,000455
Provision for loan and lease losses$29,600,000298
Total noninterest income$5,090,000864
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,613,000480
Trading account gains and fees$0212
Additional Noninterest Income$2,477,000997
Total noninterest expense$29,745,000543
Salaries and employee benefits$14,401,000515
Premises and equipment expense$6,224,000342
Additional noninterest expense$9,120,000636
Pre-tax net operating income$-17,862,0007,851
Securities gains (losses)$5,231,000104
Applicable income taxes$20,0003,792
Income before extraordinary items$-12,651,0007,832
Extraordinary gains, net$027
Net income$-12,651,0007,831
Minority interest net income$0118
Net income of bank and minority interests.$-12,651,0007,831
Net charge-offs$20,456,000297
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-17,882,0007,881
2009-06-30 (YTD Data)Rank
Total interest income$37,003,000475
Total interest expense$13,593,000474
Net interest income$23,410,000466
Provision for loan and lease losses$12,500,000394
Total noninterest income$4,606,000696
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,735,000477
Trading account gains and fees$0193
Additional Noninterest Income$2,871,000660
Total noninterest expense$19,852,000552
Salaries and employee benefits$9,504,000532
Premises and equipment expense$4,135,000346
Additional noninterest expense$6,213,000626
Pre-tax net operating income$-4,336,0007,692
Securities gains (losses)$5,232,00091
Applicable income taxes$14,0003,870
Income before extraordinary items$882,0002,066
Extraordinary gains, net$021
Net income$882,0002,063
Minority interest net income$0112
Net income of bank and minority interests.$882,0002,065
Net charge-offs$12,304,000322
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,245,3607,763
2009-03-31 (YTD Data)Rank
Total interest income$18,551,000485
Total interest expense$6,988,000472
Net interest income$11,563,000468
Provision for loan and lease losses$6,600,000335
Total noninterest income$2,261,000682
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$852,000475
Trading account gains and fees$0171
Additional Noninterest Income$1,409,000655
Total noninterest expense$9,390,000546
Salaries and employee benefits$4,757,000533
Premises and equipment expense$2,052,000353
Additional noninterest expense$2,581,000659
Pre-tax net operating income$-2,166,0007,851
Securities gains (losses)$2,755,00098
Applicable income taxes$9,0004,029
Income before extraordinary items$580,0001,856
Extraordinary gains, net$015
Net income$580,0001,858
Minority interest net income$0102
Net income of bank and minority interests.$580,0001,858
Net charge-offs$10,305,000205
Cash dividends$2,000,000212
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,119,9007,911
2008-12-31 (YTD Data)Rank
Total interest income$87,103,000450
Total interest expense$33,455,000479
Net interest income$53,648,000416
Provision for loan and lease losses$8,000,000710
Total noninterest income$8,236,000694
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,452,000496
Trading account gains and fees$0154
Additional Noninterest Income$4,784,000677
Total noninterest expense$39,811,000509
Salaries and employee benefits$22,537,000428
Premises and equipment expense$8,106,000346
Additional noninterest expense$9,168,000729
Pre-tax net operating income$14,073,000380
Securities gains (losses)$638,000305
Applicable income taxes$75,0003,602
Income before extraordinary items$14,636,000278
Extraordinary gains, net$039
Net income$14,636,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,249,0001,733
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$14,004,380300
2008-09-30 (YTD Data)Rank
Total interest income$66,203,000459
Total interest expense$25,951,000492
Net interest income$40,252,000432
Provision for loan and lease losses$3,300,000845
Total noninterest income$5,958,000754
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,603,000505
Trading account gains and fees$0148
Additional Noninterest Income$3,355,000764
Total noninterest expense$30,064,000500
Salaries and employee benefits$17,152,000435
Premises and equipment expense$6,045,000360
Additional noninterest expense$6,867,000690
Pre-tax net operating income$12,846,000404
Securities gains (losses)$496,000323
Applicable income taxes$80,0003,785
Income before extraordinary items$13,262,000282
Extraordinary gains, net$031
Net income$13,262,000281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,728
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,770,960309
2008-06-30 (YTD Data)Rank
Total interest income$44,716,000460
Total interest expense$17,735,000492
Net interest income$26,981,000431
Provision for loan and lease losses$1,600,000907
Total noninterest income$3,638,000814
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,668,000511
Trading account gains and fees$0149
Additional Noninterest Income$1,970,000852
Total noninterest expense$19,874,000507
Salaries and employee benefits$11,461,000442
Premises and equipment expense$3,935,000365
Additional noninterest expense$4,478,000683
Pre-tax net operating income$9,145,000407
Securities gains (losses)$385,000378
Applicable income taxes$60,0003,909
Income before extraordinary items$9,470,000301
Extraordinary gains, net$021
Net income$9,470,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,644
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,088,850307
2008-03-31 (YTD Data)Rank
Total interest income$23,097,000461
Total interest expense$9,720,000489
Net interest income$13,377,000436
Provision for loan and lease losses$600,000895
Total noninterest income$1,348,0001,046
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$829,000501
Trading account gains and fees$0158
Additional Noninterest Income$519,0001,379
Total noninterest expense$9,737,000512
Salaries and employee benefits$5,659,000451
Premises and equipment expense$1,869,000385
Additional noninterest expense$2,209,000662
Pre-tax net operating income$4,388,000460
Securities gains (losses)$02,688
Applicable income taxes$30,0004,050
Income before extraordinary items$4,358,000355
Extraordinary gains, net$015
Net income$4,358,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,030
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,358,000340
2007-12-31 (YTD Data)Rank
Total interest income$90,190,000488
Total interest expense$39,236,000517
Net interest income$50,954,000450
Provision for loan and lease losses$800,0001,675
Total noninterest income$8,381,000708
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,183,000546
Trading account gains and fees$0178
Additional Noninterest Income$5,198,000661
Total noninterest expense$35,254,000533
Salaries and employee benefits$20,152,000485
Premises and equipment expense$7,347,000376
Additional noninterest expense$7,755,000742
Pre-tax net operating income$23,281,000415
Securities gains (losses)$-9,0007,539
Applicable income taxes$70,0004,730
Income before extraordinary items$23,202,000324
Extraordinary gains, net$039
Net income$23,202,000321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,925
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$23,211,000323
2007-09-30 (YTD Data)Rank
Total interest income$66,431,000495
Total interest expense$29,012,000526
Net interest income$37,419,000464
Provision for loan and lease losses$400,0001,861
Total noninterest income$6,284,000711
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,345,000545
Trading account gains and fees$0184
Additional Noninterest Income$3,939,000658
Total noninterest expense$26,189,000533
Salaries and employee benefits$14,995,000490
Premises and equipment expense$5,417,000379
Additional noninterest expense$5,777,000734
Pre-tax net operating income$17,114,000452
Securities gains (losses)$-8,0007,721
Applicable income taxes$240,0003,472
Income before extraordinary items$16,866,000361
Extraordinary gains, net$033
Net income$16,866,000359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0008,327
Cash dividends$5,000,000572
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$16,873,920356
2007-06-30 (YTD Data)Rank
Total interest income$43,156,000518
Total interest expense$18,667,000550
Net interest income$24,489,000480
Provision for loan and lease losses$200,0002,152
Total noninterest income$4,070,000759
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,544,000569
Trading account gains and fees$0168
Additional Noninterest Income$2,526,000697
Total noninterest expense$17,283,000552
Salaries and employee benefits$9,948,000509
Premises and equipment expense$3,534,000402
Additional noninterest expense$3,801,000750
Pre-tax net operating income$11,076,000491
Securities gains (losses)$01,444
Applicable income taxes$240,0003,025
Income before extraordinary items$10,836,000397
Extraordinary gains, net$029
Net income$10,836,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,296
Cash dividends$5,000,000421
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,836,000390
2007-03-31 (YTD Data)Rank
Total interest income$20,834,000530
Total interest expense$8,907,000567
Net interest income$11,927,000495
Provision for loan and lease losses$05,779
Total noninterest income$1,937,000776
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$773,000536
Trading account gains and fees$0195
Additional Noninterest Income$1,164,000729
Total noninterest expense$8,604,000556
Salaries and employee benefits$4,912,000520
Premises and equipment expense$1,797,000394
Additional noninterest expense$1,895,000735
Pre-tax net operating income$5,260,000507
Securities gains (losses)$01,187
Applicable income taxes$144,0002,783
Income before extraordinary items$5,116,000406
Extraordinary gains, net$022
Net income$5,116,000405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,267
Cash dividends$5,000,000242
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,116,000401
2006-12-31 (YTD Data)Rank
Total interest income$74,307,000548
Total interest expense$30,384,000569
Net interest income$43,923,000522
Provision for loan and lease losses$600,0001,606
Total noninterest income$8,137,000724
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,484,000491
Trading account gains and fees$0130
Additional Noninterest Income$4,653,000711
Total noninterest expense$30,635,000589
Salaries and employee benefits$17,378,000544
Premises and equipment expense$5,969,000433
Additional noninterest expense$7,288,000744
Pre-tax net operating income$20,825,000526
Securities gains (losses)$-12,0007,357
Applicable income taxes$59,0005,342
Income before extraordinary items$20,754,000411
Extraordinary gains, net$051
Net income$20,754,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-221,0008,588
Cash dividends$10,500,000364
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$20,766,000406
2006-09-30 (YTD Data)Rank
Total interest income$54,189,000572
Total interest expense$21,889,000582
Net interest income$32,300,000543
Provision for loan and lease losses$600,0001,201
Total noninterest income$6,195,000738
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,668,000484
Trading account gains and fees$0126
Additional Noninterest Income$3,527,000714
Total noninterest expense$22,862,000610
Salaries and employee benefits$13,133,000555
Premises and equipment expense$4,384,000450
Additional noninterest expense$5,345,000762
Pre-tax net operating income$15,033,000562
Securities gains (losses)$-12,0007,658
Applicable income taxes$80,0005,122
Income before extraordinary items$14,941,000448
Extraordinary gains, net$045
Net income$14,941,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-164,0008,608
Cash dividends$10,500,000283
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,952,880436
2006-06-30 (YTD Data)Rank
Total interest income$34,552,000584
Total interest expense$13,689,000590
Net interest income$20,863,000566
Provision for loan and lease losses$600,000813
Total noninterest income$4,103,000738
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,788,000481
Trading account gains and fees$0126
Additional Noninterest Income$2,315,000719
Total noninterest expense$15,168,000619
Salaries and employee benefits$8,858,000566
Premises and equipment expense$2,947,000452
Additional noninterest expense$3,363,000810
Pre-tax net operating income$9,198,000601
Securities gains (losses)$01,185
Applicable income taxes$60,0005,067
Income before extraordinary items$9,138,000476
Extraordinary gains, net$039
Net income$9,138,000475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,608
Cash dividends$7,500,000277
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,138,000465
2006-03-31 (YTD Data)Rank
Total interest income$16,310,000595
Total interest expense$6,047,000620
Net interest income$10,263,000566
Provision for loan and lease losses$450,000528
Total noninterest income$1,940,000759
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$890,000469
Trading account gains and fees$0115
Additional Noninterest Income$1,050,000776
Total noninterest expense$7,404,000618
Salaries and employee benefits$4,411,000561
Premises and equipment expense$1,427,000465
Additional noninterest expense$1,566,000851
Pre-tax net operating income$4,349,000618
Securities gains (losses)$0955
Applicable income taxes$30,0005,017
Income before extraordinary items$4,319,000491
Extraordinary gains, net$021
Net income$4,319,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,541
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,319,000481
2005-12-31 (YTD Data)Rank
Total interest income$50,656,000645
Total interest expense$14,675,000777
Net interest income$35,981,000607
Provision for loan and lease losses$800,0001,260
Total noninterest income$10,668,000592
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,844,000351
Trading account gains and fees$0138
Additional Noninterest Income$5,824,000616
Total noninterest expense$29,182,000605
Salaries and employee benefits$17,130,000543
Premises and equipment expense$5,282,000465
Additional noninterest expense$6,770,000777
Pre-tax net operating income$16,667,000618
Securities gains (losses)$493,000281
Applicable income taxes$54,0005,822
Income before extraordinary items$17,106,000467
Extraordinary gains, net$046
Net income$17,106,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$978,000689
Cash dividends$5,700,000587
Sale, conversion, retirement of capital stock, net$0934
Net operating income$16,613,000464
2005-09-30 (YTD Data)Rank
Total interest income$35,902,000656
Total interest expense$9,899,000811
Net interest income$26,003,000619
Provision for loan and lease losses$200,0002,952
Total noninterest income$8,555,000572
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,612,000351
Trading account gains and fees$0126
Additional Noninterest Income$4,943,000566
Total noninterest expense$22,313,000600
Salaries and employee benefits$13,245,000518
Premises and equipment expense$3,953,000465
Additional noninterest expense$5,115,000763
Pre-tax net operating income$12,045,000634
Securities gains (losses)$493,000264
Applicable income taxes$90,0005,346
Income before extraordinary items$12,448,000481
Extraordinary gains, net$035
Net income$12,448,000481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,000687
Cash dividends$5,700,000425
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,959,930478
2005-06-30 (YTD Data)Rank
Total interest income$22,759,000673
Total interest expense$5,929,000843
Net interest income$16,830,000630
Provision for loan and lease losses$200,0002,158
Total noninterest income$5,763,000567
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,360,000351
Trading account gains and fees$0116
Additional Noninterest Income$3,403,000545
Total noninterest expense$14,974,000588
Salaries and employee benefits$8,879,000511
Premises and equipment expense$2,674,000457
Additional noninterest expense$3,421,000761
Pre-tax net operating income$7,419,000660
Securities gains (losses)$484,000225
Applicable income taxes$60,0005,354
Income before extraordinary items$7,843,000489
Extraordinary gains, net$030
Net income$7,843,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$684,000482
Cash dividends$2,700,000556
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,363,840501
2005-03-31 (YTD Data)Rank
Total interest income$10,913,000691
Total interest expense$2,713,000871
Net interest income$8,200,000632
Provision for loan and lease losses$06,226
Total noninterest income$2,188,000664
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,176,000333
Trading account gains and fees$0115
Additional Noninterest Income$1,012,000780
Total noninterest expense$7,589,000581
Salaries and employee benefits$4,476,000504
Premises and equipment expense$1,320,000462
Additional noninterest expense$1,793,000709
Pre-tax net operating income$2,799,000842
Securities gains (losses)$01,685
Applicable income taxes$30,0005,303
Income before extraordinary items$2,769,000648
Extraordinary gains, net$024
Net income$2,769,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,000525
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,769,000628
2004-12-31 (YTD Data)Rank
Total interest income$40,374,000692
Total interest expense$8,047,0001,003
Net interest income$32,327,000619
Provision for loan and lease losses$578,0001,731
Total noninterest income$12,774,000518
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$5,316,000322
Trading account gains and fees$0138
Additional Noninterest Income$7,458,000502
Total noninterest expense$36,079,000494
Salaries and employee benefits$21,533,000421
Premises and equipment expense$5,708,000413
Additional noninterest expense$8,838,000611
Pre-tax net operating income$8,444,0001,037
Securities gains (losses)$27,0002,202
Applicable income taxes$76,0005,762
Income before extraordinary items$8,395,000793
Extraordinary gains, net$034
Net income$8,395,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$979,000793
Cash dividends$1,781,0001,505
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,368,270764
2004-09-30 (YTD Data)Rank
Total interest income$29,944,000696
Total interest expense$5,704,0001,040
Net interest income$24,240,000608
Provision for loan and lease losses$1,140,000679
Total noninterest income$10,138,000499
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$4,043,000326
Trading account gains and fees$0134
Additional Noninterest Income$6,095,000476
Total noninterest expense$27,170,000482
Salaries and employee benefits$16,594,000414
Premises and equipment expense$4,323,000415
Additional noninterest expense$6,253,000634
Pre-tax net operating income$6,068,0001,095
Securities gains (losses)$27,0002,115
Applicable income taxes$90,0005,450
Income before extraordinary items$6,005,000838
Extraordinary gains, net$026
Net income$6,005,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,000906
Cash dividends$1,781,0001,100
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,978,270804
2004-06-30 (YTD Data)Rank
Total interest income$20,012,000684
Total interest expense$3,708,0001,055
Net interest income$16,304,000603
Provision for loan and lease losses$1,140,000479
Total noninterest income$6,754,000496
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,703,000315
Trading account gains and fees$0130
Additional Noninterest Income$4,051,000481
Total noninterest expense$18,606,000474
Salaries and employee benefits$11,423,000403
Premises and equipment expense$2,721,000434
Additional noninterest expense$4,462,000595
Pre-tax net operating income$3,312,0001,290
Securities gains (losses)$27,0001,860
Applicable income taxes$60,0005,433
Income before extraordinary items$3,279,0001,002
Extraordinary gains, net$021
Net income$3,279,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,000603
Cash dividends$1,782,000767
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,252,540968
2004-03-31 (YTD Data)Rank
Total interest income$10,173,000683
Total interest expense$1,802,0001,108
Net interest income$8,371,000591
Provision for loan and lease losses$570,000468
Total noninterest income$3,554,000487
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,337,000316
Trading account gains and fees$0121
Additional Noninterest Income$2,217,000450
Total noninterest expense$9,619,000472
Salaries and employee benefits$5,784,000408
Premises and equipment expense$1,350,000444
Additional noninterest expense$2,485,000536
Pre-tax net operating income$1,736,0001,220
Securities gains (losses)$27,0001,550
Applicable income taxes$30,0005,394
Income before extraordinary items$1,733,000933
Extraordinary gains, net$016
Net income$1,733,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,407
Cash dividends$1,782,000402
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,706,540909
2003-12-31 (YTD Data)Rank
Total interest income$42,155,000663
Total interest expense$8,289,0001,078
Net interest income$33,866,000564
Provision for loan and lease losses$3,250,000444
Total noninterest income$13,862,000520
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$6,065,000283
Trading account gains and fees$0160
Additional Noninterest Income$7,797,000543
Total noninterest expense$34,888,000512
Salaries and employee benefits$21,017,000428
Premises and equipment expense$5,471,000435
Additional noninterest expense$8,400,000646
Pre-tax net operating income$9,590,000887
Securities gains (losses)$04,500
Applicable income taxes$1,0007,379
Income before extraordinary items$9,589,000681
Extraordinary gains, net$054
Net income$9,589,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,697,000442
Cash dividends$7,792,000459
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,589,000636
2003-09-30 (YTD Data)Rank
Total interest income$31,884,000675
Total interest expense$6,433,0001,089
Net interest income$25,451,000575
Provision for loan and lease losses$3,250,000378
Total noninterest income$10,491,000545
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$4,620,000295
Trading account gains and fees$0153
Additional Noninterest Income$5,871,000568
Total noninterest expense$25,829,000528
Salaries and employee benefits$16,008,000436
Premises and equipment expense$4,170,000437
Additional noninterest expense$5,651,000699
Pre-tax net operating income$6,863,000962
Securities gains (losses)$04,204
Applicable income taxes$90,0005,682
Income before extraordinary items$6,773,000758
Extraordinary gains, net$040
Net income$6,773,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,454,000375
Cash dividends$7,516,000368
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,773,000704
2003-06-30 (YTD Data)Rank
Total interest income$21,425,000672
Total interest expense$4,465,0001,073
Net interest income$16,960,000577
Provision for loan and lease losses$2,850,000303
Total noninterest income$6,949,000547
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$3,141,000291
Trading account gains and fees$0150
Additional Noninterest Income$3,808,000571
Total noninterest expense$17,028,000535
Salaries and employee benefits$10,626,000435
Premises and equipment expense$2,693,000452
Additional noninterest expense$3,709,000712
Pre-tax net operating income$4,031,0001,065
Securities gains (losses)$03,782
Applicable income taxes$60,0005,731
Income before extraordinary items$3,971,000846
Extraordinary gains, net$030
Net income$3,971,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,155,000314
Cash dividends$6,609,000271
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,971,000781
2003-03-31 (YTD Data)Rank
Total interest income$10,760,000676
Total interest expense$2,206,0001,115
Net interest income$8,554,000574
Provision for loan and lease losses$1,150,000348
Total noninterest income$3,596,000523
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,595,000285
Trading account gains and fees$0134
Additional Noninterest Income$2,001,000538
Total noninterest expense$8,498,000532
Salaries and employee benefits$5,255,000440
Premises and equipment expense$1,349,000453
Additional noninterest expense$1,894,000681
Pre-tax net operating income$2,502,000904
Securities gains (losses)$02,891
Applicable income taxes$30,0005,719
Income before extraordinary items$2,472,000694
Extraordinary gains, net$021
Net income$2,472,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,260,000284
Cash dividends$2,300,000351
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,472,000639
2002-12-31 (YTD Data)Rank
Total interest income$46,813,000654
Total interest expense$10,332,0001,080
Net interest income$36,481,000538
Provision for loan and lease losses$3,800,000464
Total noninterest income$13,291,000530
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$6,418,000275
Trading account gains and fees$0153
Additional Noninterest Income$6,873,000558
Total noninterest expense$32,311,000534
Salaries and employee benefits$19,679,000443
Premises and equipment expense$5,634,000427
Additional noninterest expense$6,998,000735
Pre-tax net operating income$13,661,000644
Securities gains (losses)$35,0002,707
Applicable income taxes$69,0006,297
Income before extraordinary items$13,627,000497
Extraordinary gains, net$070
Net income$13,627,000500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,349,000415
Cash dividends$7,925,000435
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,592,350477
2001-12-31 (YTD Data)Rank
Total interest income$54,456,000647
Total interest expense$17,946,000915
Net interest income$36,510,000520
Provision for loan and lease losses$3,700,000445
Total noninterest income$10,046,000600
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$6,296,000260
Trading account gains and fees$0177
Additional Noninterest Income$3,750,000810
Total noninterest expense$27,989,000591
Salaries and employee benefits$15,807,000505
Premises and equipment expense$4,761,000482
Additional noninterest expense$7,421,000706
Pre-tax net operating income$14,867,000541
Securities gains (losses)$-2,0009,092
Applicable income taxes$110,0005,889
Income before extraordinary items$14,755,000407
Extraordinary gains, net$0105
Net income$14,755,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,622,000672
Cash dividends$9,240,000392
Sale, conversion, retirement of capital stock, net$0922
Net operating income$14,756,980391
2000-12-31 (YTD Data)Rank
Total interest income$56,201,000656
Total interest expense$20,405,000869
Net interest income$35,796,000526
Provision for loan and lease losses$3,550,000411
Total noninterest income$9,890,000590
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$6,182,000245
Trading account gains and fees$0180
Additional Noninterest Income$3,708,000755
Total noninterest expense$27,612,000579
Salaries and employee benefits$14,701,000495
Premises and equipment expense$4,717,000485
Additional noninterest expense$8,194,000665
Pre-tax net operating income$14,524,000576
Securities gains (losses)$4,0001,432
Applicable income taxes$-170,0009,668
Income before extraordinary items$14,698,000417
Extraordinary gains, net$038
Net income$14,698,000417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,544,000418
Cash dividends$9,057,000407
Sale, conversion, retirement of capital stock, net$0969
Net operating income$14,694,000419
1999-12-31 (YTD Data)Rank
Total interest income$45,572,000749
Total interest expense$13,740,0001,104
Net interest income$31,832,000606
Provision for loan and lease losses$2,235,000521
Total noninterest income$8,646,000672
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,641,000268
Trading account gains and fees$0173
Additional Noninterest Income$3,005,000888
Total noninterest expense$23,541,000670
Salaries and employee benefits$12,280,000589
Premises and equipment expense$4,300,000525
Additional noninterest expense$6,961,000775
Pre-tax net operating income$14,702,000606
Securities gains (losses)$-5,0009,083
Applicable income taxes$71,0007,326
Income before extraordinary items$14,626,000457
Extraordinary gains, net$035
Net income$14,626,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,078,000677
Cash dividends$9,442,000417
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$14,631,000450
1998-12-31 (YTD Data)Rank
Total interest income$41,618,000800
Total interest expense$13,329,0001,152
Net interest income$28,289,000631
Provision for loan and lease losses$1,275,000784
Total noninterest income$8,038,000689
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$4,932,000275
Trading account gains and fees$0224
Additional Noninterest Income$3,106,000884
Total noninterest expense$21,566,000691
Salaries and employee benefits$10,991,000648
Premises and equipment expense$3,493,000619
Additional noninterest expense$7,082,000760
Pre-tax net operating income$13,486,000608
Securities gains (losses)$88,0001,367
Applicable income taxes$267,0005,480
Income before extraordinary items$13,307,000457
Extraordinary gains, net$032
Net income$13,307,000457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,000912
Cash dividends$5,701,000578
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$13,220,760440
1997-12-31 (YTD Data)Rank
Total interest income$34,315,000997
Total interest expense$11,244,0001,399
Net interest income$23,071,000788
Provision for loan and lease losses$1,175,000870
Total noninterest income$5,700,000845
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,109,000422
Trading account gains and fees$0239
Additional Noninterest Income$2,591,000931
Total noninterest expense$16,813,000852
Salaries and employee benefits$9,058,000758
Premises and equipment expense$2,734,000744
Additional noninterest expense$5,021,000963
Pre-tax net operating income$10,783,000765
Securities gains (losses)$10,0002,359
Applicable income taxes$3,834,000751
Income before extraordinary items$6,959,000806
Extraordinary gains, net$044
Net income$6,959,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$925,000844
Cash dividends$3,800,000783
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,952,600786
1996-12-31 (YTD Data)Rank
Total interest income$24,576,0001,392
Total interest expense$7,926,0001,979
Net interest income$16,650,0001,094
Provision for loan and lease losses$925,0001,082
Total noninterest income$4,259,0001,062
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,300,000594
Trading account gains and fees$0262
Additional Noninterest Income$1,959,0001,171
Total noninterest expense$12,384,0001,180
Salaries and employee benefits$6,473,0001,034
Premises and equipment expense$1,832,0001,146
Additional noninterest expense$4,079,0001,338
Pre-tax net operating income$7,600,000999
Securities gains (losses)$82,0001,052
Applicable income taxes$2,684,000953
Income before extraordinary items$4,998,0001,046
Extraordinary gains, net$053
Net income$4,998,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,693
Cash dividends$10,383,000409
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,944,7001,038
1995-12-31 (YTD Data)Rank
Total interest income$20,072,0001,687
Total interest expense$6,886,0002,267
Net interest income$13,186,0001,362
Provision for loan and lease losses$230,0002,756
Total noninterest income$3,610,0001,198
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,021,000670
Trading account gains and fees$0522
Additional Noninterest Income$1,589,0001,332
Total noninterest expense$9,713,0001,462
Salaries and employee benefits$5,088,0001,306
Premises and equipment expense$1,414,0001,451
Additional noninterest expense$3,211,0001,599
Pre-tax net operating income$6,853,0001,130
Securities gains (losses)$03,831
Applicable income taxes$2,363,0001,090
Income before extraordinary items$4,490,0001,179
Extraordinary gains, net$065
Net income$4,490,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,137
Cash dividends$246,0005,045
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,490,0001,158
1994-12-31 (YTD Data)Rank
Total interest income$16,012,0001,926
Total interest expense$5,042,0002,439
Net interest income$10,970,0001,646
Provision for loan and lease losses$295,0002,325
Total noninterest income$3,214,0001,299
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,049,000670
Trading account gains and fees$0475
Additional Noninterest Income$1,165,0001,664
Total noninterest expense$8,939,0001,648
Salaries and employee benefits$4,420,0001,517
Premises and equipment expense$1,104,0001,855
Additional noninterest expense$3,415,0001,623
Pre-tax net operating income$4,950,0001,485
Securities gains (losses)$79,000884
Applicable income taxes$1,722,0001,368
Income before extraordinary items$3,307,0001,486
Extraordinary gains, net$0249
Net income$3,307,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,250
Cash dividends$146,0006,190
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,254,8601,523
1993-12-31 (YTD Data)Rank
Total interest income$13,982,0002,227
Total interest expense$4,295,0002,970
Net interest income$9,687,0001,859
Provision for loan and lease losses$300,0002,975
Total noninterest income$3,368,0001,334
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,082,000662
Trading account gains and fees$0532
Additional Noninterest Income$1,286,0001,731
Total noninterest expense$8,629,0001,750
Salaries and employee benefits$4,105,0001,638
Premises and equipment expense$1,025,0002,004
Additional noninterest expense$3,499,0001,684
Pre-tax net operating income$4,126,0001,678
Securities gains (losses)$07,477
Applicable income taxes$1,334,0001,746
Income before extraordinary items$2,792,0001,793
Extraordinary gains, net$320,000670
Net income$3,112,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0005,678
Cash dividends$146,0006,188
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,792,0001,690
1992-12-31 (YTD Data)Rank
Total interest income$13,637,0002,586
Total interest expense$5,420,0003,064
Net interest income$8,217,0002,212
Provision for loan and lease losses$507,0002,965
Total noninterest income$2,617,0001,600
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,957,000684
Trading account gains and fees$0504
Additional Noninterest Income$660,0002,649
Total noninterest expense$8,642,0001,762
Salaries and employee benefits$3,467,0001,903
Premises and equipment expense$945,0002,203
Additional noninterest expense$4,230,0001,531
Pre-tax net operating income$1,685,0003,648
Securities gains (losses)$370,0001,347
Applicable income taxes$685,0003,043
Income before extraordinary items$1,370,0003,348
Extraordinary gains, net$651,000165
Net income$2,021,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$648,0002,080
Cash dividends$147,0005,856
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,122,1003,754

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.