Home > Legacy National Bank > Income and Expense

Legacy National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$46,202,000993
Total interest expense$20,206,000774
Net interest income$25,996,0001,161
Provision for loan and lease losses$665,0001,079
Total noninterest income$3,113,0001,599
Gross Fiduciary activities income$0981
Service charges on deposit accounts$596,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$2,517,0001,415
Total noninterest expense$23,184,0001,082
Salaries and employee benefits$12,544,0001,113
Premises and equipment expense$3,062,000849
Additional noninterest expense$2,517,0001,415
Pre-tax net operating income$5,260,0001,854
Securities gains (losses)$0988
Applicable income taxes$1,321,0001,257
Income before extraordinary items$3,939,0002,011
Extraordinary gains, net$054
Net income$3,939,0002,035
Minority interest net income$088
Net income of bank and minority interests.$3,939,0002,014
Net charge-offs$-10,0003,847
Cash dividends$440,0002,838
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,939,0002,045
2023-09-30 (YTD Data)Rank
Total interest income$32,707,0001,025
Total interest expense$14,053,000773
Net interest income$18,654,0001,213
Provision for loan and lease losses$440,0001,098
Total noninterest income$2,381,0001,579
Gross Fiduciary activities income$0950
Service charges on deposit accounts$443,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$1,938,0001,381
Total noninterest expense$17,421,0001,068
Salaries and employee benefits$9,429,0001,116
Premises and equipment expense$2,341,000833
Additional noninterest expense$1,938,0001,381
Pre-tax net operating income$3,174,0002,164
Securities gains (losses)$0849
Applicable income taxes$831,0001,412
Income before extraordinary items$2,343,0002,322
Extraordinary gains, net$052
Net income$2,343,0002,344
Minority interest net income$081
Net income of bank and minority interests.$2,343,0002,324
Net charge-offs$-20,0004,003
Cash dividends$300,0002,553
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,343,0002,346
2023-06-30 (YTD Data)Rank
Total interest income$21,055,0001,028
Total interest expense$8,426,000771
Net interest income$12,629,0001,209
Provision for loan and lease losses$290,0001,086
Total noninterest income$1,574,0001,511
Gross Fiduciary activities income$0931
Service charges on deposit accounts$286,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$1,288,0001,304
Total noninterest expense$11,672,0001,060
Salaries and employee benefits$6,335,0001,099
Premises and equipment expense$1,561,000819
Additional noninterest expense$1,288,0001,303
Pre-tax net operating income$2,241,0002,101
Securities gains (losses)$0938
Applicable income taxes$587,0001,376
Income before extraordinary items$1,654,0002,279
Extraordinary gains, net$051
Net income$1,654,0002,306
Minority interest net income$081
Net income of bank and minority interests.$1,654,0002,279
Net charge-offs$-50,0004,328
Cash dividends$200,0002,516
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,654,0002,296
2023-03-31 (YTD Data)Rank
Total interest income$10,196,0001,041
Total interest expense$3,797,000756
Net interest income$6,399,0001,195
Provision for loan and lease losses$180,000940
Total noninterest income$762,0001,534
Gross Fiduciary activities income$0913
Service charges on deposit accounts$140,0001,535
Trading account gains and feesNANA
Additional Noninterest Income$622,0001,328
Total noninterest expense$5,704,0001,096
Salaries and employee benefits$3,025,0001,167
Premises and equipment expense$809,000824
Additional noninterest expense$622,0001,328
Pre-tax net operating income$1,277,0001,990
Securities gains (losses)$0950
Applicable income taxes$335,0001,298
Income before extraordinary items$942,0002,175
Extraordinary gains, net$04
Net income$942,0002,175
Minority interest net income$048
Net income of bank and minority interests.$942,0002,175
Net charge-offs$-53,0004,455
Cash dividends$100,0002,063
Sale, conversion, retirement of capital stock, net$0430
Net operating income$942,0002,194
2022-12-31 (YTD Data)Rank
Total interest income$35,593,000987
Total interest expense$3,752,000982
Net interest income$31,841,000973
Provision for loan and lease losses$1,425,000652
Total noninterest income$3,734,0001,426
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$504,0001,671
Trading account gains and feesNANA
Additional Noninterest Income$3,230,0001,195
Total noninterest expense$22,581,0001,082
Salaries and employee benefits$12,407,0001,112
Premises and equipment expense$2,821,000910
Additional noninterest expense$3,230,0001,195
Pre-tax net operating income$11,569,0001,150
Securities gains (losses)$0691
Applicable income taxes$2,956,000837
Income before extraordinary items$8,613,0001,235
Extraordinary gains, net$05
Net income$8,613,0001,234
Minority interest net income$063
Net income of bank and minority interests.$8,613,0001,235
Net charge-offs$387,000689
Cash dividends$1,050,0002,089
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,613,0001,256
2022-09-30 (YTD Data)Rank
Total interest income$25,914,000969
Total interest expense$1,873,0001,073
Net interest income$24,041,000953
Provision for loan and lease losses$1,050,000600
Total noninterest income$2,973,0001,394
Gross Fiduciary activities income$0968
Service charges on deposit accounts$376,0001,693
Trading account gains and feesNANA
Additional Noninterest Income$2,597,0001,174
Total noninterest expense$16,519,0001,104
Salaries and employee benefits$9,077,0001,135
Premises and equipment expense$2,061,000922
Additional noninterest expense$2,597,0001,174
Pre-tax net operating income$9,445,0001,082
Securities gains (losses)$0740
Applicable income taxes$2,479,000787
Income before extraordinary items$6,966,0001,160
Extraordinary gains, net$04
Net income$6,966,0001,158
Minority interest net income$057
Net income of bank and minority interests.$6,966,0001,160
Net charge-offs$194,000698
Cash dividends$550,0002,123
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,966,0001,182
2022-06-30 (YTD Data)Rank
Total interest income$16,747,000966
Total interest expense$1,252,000917
Net interest income$15,495,000967
Provision for loan and lease losses$675,000559
Total noninterest income$2,007,0001,382
Gross Fiduciary activities income$0925
Service charges on deposit accounts$244,0001,717
Trading account gains and feesNANA
Additional Noninterest Income$1,763,0001,193
Total noninterest expense$10,446,0001,133
Salaries and employee benefits$5,735,0001,173
Premises and equipment expense$1,328,000942
Additional noninterest expense$3,383,0001,074
Pre-tax net operating income$6,381,0001,012
Securities gains (losses)$0687
Applicable income taxes$1,665,000748
Income before extraordinary items$4,716,0001,089
Extraordinary gains, net$04
Net income$4,716,0001,088
Minority interest net income$060
Net income of bank and minority interests.$4,716,0001,089
Net charge-offs$192,000549
Cash dividends$50,0002,858
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,716,0001,114
2022-03-31 (YTD Data)Rank
Total interest income$7,845,000988
Total interest expense$659,000830
Net interest income$7,186,000997
Provision for loan and lease losses$300,000484
Total noninterest income$924,0001,445
Gross Fiduciary activities income$0892
Service charges on deposit accounts$112,0001,791
Trading account gains and feesNANA
Additional Noninterest Income$812,0001,237
Total noninterest expense$5,045,0001,160
Salaries and employee benefits$2,645,0001,255
Premises and equipment expense$663,000953
Additional noninterest expense$1,737,0001,034
Pre-tax net operating income$2,765,0001,072
Securities gains (losses)$0623
Applicable income taxes$718,000795
Income before extraordinary items$2,047,0001,177
Extraordinary gains, net$04
Net income$2,047,0001,177
Minority interest net income$050
Net income of bank and minority interests.$2,047,0001,177
Net charge-offs$184,000376
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,047,0001,189
2021-12-31 (YTD Data)Rank
Total interest income$32,987,000971
Total interest expense$3,688,000732
Net interest income$29,299,000996
Provision for loan and lease losses$1,725,000344
Total noninterest income$4,944,0001,322
Gross Fiduciary activities income$0994
Service charges on deposit accounts$437,0001,755
Trading account gains and feesNANA
Additional Noninterest Income$4,507,0001,149
Total noninterest expense$20,190,0001,158
Salaries and employee benefits$11,185,0001,189
Premises and equipment expense$2,686,000949
Additional noninterest expense$6,319,0001,105
Pre-tax net operating income$12,328,0001,108
Securities gains (losses)$-7,0004,350
Applicable income taxes$3,097,000842
Income before extraordinary items$9,224,0001,218
Extraordinary gains, net$010
Net income$9,224,0001,218
Minority interest net income$074
Net income of bank and minority interests.$9,224,0001,218
Net charge-offs$-33,0003,986
Cash dividends$2,100,0001,471
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,229,5301,200
2021-09-30 (YTD Data)Rank
Total interest income$24,659,000991
Total interest expense$2,961,000729
Net interest income$21,698,0001,016
Provision for loan and lease losses$1,350,000322
Total noninterest income$3,799,0001,335
Gross Fiduciary activities income$0957
Service charges on deposit accounts$308,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$3,491,0001,151
Total noninterest expense$14,986,0001,174
Salaries and employee benefits$8,297,0001,201
Premises and equipment expense$2,017,000957
Additional noninterest expense$4,672,0001,115
Pre-tax net operating income$9,161,0001,151
Securities gains (losses)$-7,0004,530
Applicable income taxes$2,471,000849
Income before extraordinary items$6,683,0001,296
Extraordinary gains, net$08
Net income$6,683,0001,296
Minority interest net income$069
Net income of bank and minority interests.$6,683,0001,296
Net charge-offs$-39,0004,127
Cash dividends$2,000,0001,149
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,688,5301,273
2021-06-30 (YTD Data)Rank
Total interest income$16,105,0001,001
Total interest expense$2,085,000717
Net interest income$14,020,0001,033
Provision for loan and lease losses$750,000409
Total noninterest income$2,472,0001,348
Gross Fiduciary activities income$0951
Service charges on deposit accounts$187,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$2,285,0001,175
Total noninterest expense$9,932,0001,160
Salaries and employee benefits$5,513,0001,202
Premises and equipment expense$1,375,000937
Additional noninterest expense$3,044,0001,113
Pre-tax net operating income$5,810,0001,174
Securities gains (losses)$01,818
Applicable income taxes$1,569,000871
Income before extraordinary items$4,241,0001,333
Extraordinary gains, net$06
Net income$4,241,0001,333
Minority interest net income$067
Net income of bank and minority interests.$4,241,0001,333
Net charge-offs$-46,0004,337
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,241,0001,307
2021-03-31 (YTD Data)Rank
Total interest income$6,901,0001,152
Total interest expense$882,000903
Net interest income$6,019,0001,174
Provision for loan and lease losses$375,000456
Total noninterest income$1,068,0001,466
Gross Fiduciary activities income$0922
Service charges on deposit accounts$48,0002,688
Trading account gains and feesNANA
Additional Noninterest Income$1,020,0001,257
Total noninterest expense$3,968,0001,378
Salaries and employee benefits$2,333,0001,363
Premises and equipment expense$460,0001,326
Additional noninterest expense$1,175,0001,351
Pre-tax net operating income$2,744,0001,221
Securities gains (losses)$01,392
Applicable income taxes$741,000881
Income before extraordinary items$2,003,0001,392
Extraordinary gains, net$03
Net income$2,003,0001,392
Minority interest net income$055
Net income of bank and minority interests.$2,003,0001,392
Net charge-offs$54,000799
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,003,0001,356
2020-12-31 (YTD Data)Rank
Total interest income$26,012,0001,195
Total interest expense$4,177,0001,122
Net interest income$21,835,0001,195
Provision for loan and lease losses$1,425,0001,291
Total noninterest income$3,274,0001,643
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$183,0002,871
Trading account gains and feesNANA
Additional Noninterest Income$3,091,0001,411
Total noninterest expense$14,768,0001,427
Salaries and employee benefits$8,719,0001,412
Premises and equipment expense$1,709,0001,377
Additional noninterest expense$4,340,0001,439
Pre-tax net operating income$8,916,0001,165
Securities gains (losses)$02,675
Applicable income taxes$1,920,000958
Income before extraordinary items$6,996,0001,260
Extraordinary gains, net$04
Net income$6,996,0001,261
Minority interest net income$072
Net income of bank and minority interests.$6,996,0001,261
Net charge-offs$80,0002,141
Cash dividends$2,276,0001,385
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,996,0001,225
2020-09-30 (YTD Data)Rank
Total interest income$18,864,0001,229
Total interest expense$3,230,0001,154
Net interest income$15,634,0001,220
Provision for loan and lease losses$975,0001,393
Total noninterest income$2,395,0001,620
Gross Fiduciary activities income$0981
Service charges on deposit accounts$129,0002,959
Trading account gains and feesNANA
Additional Noninterest Income$2,266,0001,384
Total noninterest expense$10,593,0001,459
Salaries and employee benefits$6,186,0001,454
Premises and equipment expense$1,237,0001,411
Additional noninterest expense$3,170,0001,450
Pre-tax net operating income$6,461,0001,148
Securities gains (losses)$02,494
Applicable income taxes$1,693,000828
Income before extraordinary items$4,768,0001,324
Extraordinary gains, net$04
Net income$4,768,0001,324
Minority interest net income$065
Net income of bank and minority interests.$4,768,0001,324
Net charge-offs$76,0001,828
Cash dividends$1,776,0001,214
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,768,0001,285
2020-06-30 (YTD Data)Rank
Total interest income$12,130,0001,275
Total interest expense$2,209,0001,210
Net interest income$9,921,0001,277
Provision for loan and lease losses$450,0001,684
Total noninterest income$1,377,0001,706
Gross Fiduciary activities income$0970
Service charges on deposit accounts$85,0003,014
Trading account gains and feesNANA
Additional Noninterest Income$1,292,0001,441
Total noninterest expense$6,658,0001,527
Salaries and employee benefits$3,857,0001,533
Premises and equipment expense$799,0001,429
Additional noninterest expense$2,002,0001,501
Pre-tax net operating income$4,190,0001,129
Securities gains (losses)$02,249
Applicable income taxes$1,117,000755
Income before extraordinary items$3,073,0001,280
Extraordinary gains, net$04
Net income$3,073,0001,280
Minority interest net income$065
Net income of bank and minority interests.$3,073,0001,280
Net charge-offs$100,0001,358
Cash dividends$1,676,000920
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,073,0001,247
2020-03-31 (YTD Data)Rank
Total interest income$6,119,0001,277
Total interest expense$1,159,0001,272
Net interest income$4,960,0001,272
Provision for loan and lease losses$150,0001,627
Total noninterest income$507,0001,933
Gross Fiduciary activities income$0941
Service charges on deposit accounts$59,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$448,0001,619
Total noninterest expense$3,322,0001,541
Salaries and employee benefits$1,911,0001,559
Premises and equipment expense$393,0001,466
Additional noninterest expense$1,018,0001,498
Pre-tax net operating income$1,995,0001,042
Securities gains (losses)$01,705
Applicable income taxes$529,000711
Income before extraordinary items$1,466,0001,210
Extraordinary gains, net$04
Net income$1,466,0001,209
Minority interest net income$056
Net income of bank and minority interests.$1,466,0001,210
Net charge-offs$-5,0004,210
Cash dividends$115,0002,234
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,466,0001,193
2019-12-31 (YTD Data)Rank
Total interest income$24,319,0001,282
Total interest expense$4,799,0001,286
Net interest income$19,520,0001,284
Provision for loan and lease losses$645,0001,279
Total noninterest income$2,523,0001,741
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$258,0002,829
Trading account gains and feesNANA
Additional Noninterest Income$2,265,0001,432
Total noninterest expense$13,141,0001,524
Salaries and employee benefits$7,577,0001,524
Premises and equipment expense$1,543,0001,465
Additional noninterest expense$4,021,0001,501
Pre-tax net operating income$8,257,0001,212
Securities gains (losses)$7,0002,003
Applicable income taxes$2,017,000891
Income before extraordinary items$6,247,0001,348
Extraordinary gains, net$011
Net income$6,247,0001,350
Minority interest net income$076
Net income of bank and minority interests.$6,247,0001,351
Net charge-offs$-278,0005,036
Cash dividends$2,075,0001,541
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,241,4701,321
2019-09-30 (YTD Data)Rank
Total interest income$18,091,0001,303
Total interest expense$3,567,0001,307
Net interest income$14,524,0001,300
Provision for loan and lease losses$425,0001,305
Total noninterest income$1,834,0001,764
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$176,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$1,658,0001,439
Total noninterest expense$9,880,0001,521
Salaries and employee benefits$5,719,0001,517
Premises and equipment expense$1,157,0001,481
Additional noninterest expense$3,004,0001,506
Pre-tax net operating income$6,053,0001,248
Securities gains (losses)$7,0001,751
Applicable income taxes$1,603,000894
Income before extraordinary items$4,457,0001,415
Extraordinary gains, net$011
Net income$4,457,0001,415
Minority interest net income$072
Net income of bank and minority interests.$4,457,0001,417
Net charge-offs$-277,0005,118
Cash dividends$1,960,0001,223
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,451,4701,390
2019-06-30 (YTD Data)Rank
Total interest income$11,803,0001,320
Total interest expense$2,307,0001,320
Net interest income$9,496,0001,317
Provision for loan and lease losses$275,0001,307
Total noninterest income$1,076,0001,893
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$105,0003,141
Trading account gains and feesNANA
Additional Noninterest Income$971,0001,521
Total noninterest expense$6,536,0001,534
Salaries and employee benefits$3,807,0001,525
Premises and equipment expense$770,0001,489
Additional noninterest expense$1,959,0001,534
Pre-tax net operating income$3,761,0001,300
Securities gains (losses)$01,702
Applicable income taxes$957,000936
Income before extraordinary items$2,804,0001,466
Extraordinary gains, net$011
Net income$2,804,0001,465
Minority interest net income$069
Net income of bank and minority interests.$2,804,0001,466
Net charge-offs$-4,0004,200
Cash dividends$1,840,000942
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,804,0001,437
2019-03-31 (YTD Data)Rank
Total interest income$5,729,0001,351
Total interest expense$1,105,0001,324
Net interest income$4,624,0001,341
Provision for loan and lease losses$125,0001,307
Total noninterest income$459,0002,019
Gross Fiduciary activities income$0972
Service charges on deposit accounts$51,0003,191
Trading account gains and feesNANA
Additional Noninterest Income$408,0001,642
Total noninterest expense$3,155,0001,589
Salaries and employee benefits$1,810,0001,606
Premises and equipment expense$392,0001,484
Additional noninterest expense$953,0001,566
Pre-tax net operating income$1,803,0001,314
Securities gains (losses)$01,087
Applicable income taxes$409,0001,029
Income before extraordinary items$1,394,0001,431
Extraordinary gains, net$05
Net income$1,394,0001,429
Minority interest net income$052
Net income of bank and minority interests.$1,394,0001,430
Net charge-offs$-1,0003,818
Cash dividends$140,0002,266
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,394,0001,406
2018-12-31 (YTD Data)Rank
Total interest income$21,675,0001,343
Total interest expense$3,627,0001,227
Net interest income$18,048,0001,352
Provision for loan and lease losses$500,0001,444
Total noninterest income$2,015,0001,976
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$211,0003,243
Trading account gains and feesNANA
Additional Noninterest Income$1,804,0001,596
Total noninterest expense$12,408,0001,561
Salaries and employee benefits$7,357,0001,526
Premises and equipment expense$1,448,0001,549
Additional noninterest expense$3,603,0001,638
Pre-tax net operating income$7,155,0001,323
Securities gains (losses)$01,125
Applicable income taxes$2,129,000843
Income before extraordinary items$5,026,0001,573
Extraordinary gains, net$06
Net income$5,026,0001,572
Minority interest net income$072
Net income of bank and minority interests.$5,026,0001,572
Net charge-offs$-772,0005,345
Cash dividends$4,923,000757
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,026,0001,566
2018-09-30 (YTD Data)Rank
Total interest income$15,926,0001,353
Total interest expense$2,563,0001,230
Net interest income$13,363,0001,361
Provision for loan and lease losses$150,0002,253
Total noninterest income$1,471,0002,019
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$160,0003,252
Trading account gains and feesNANA
Additional Noninterest Income$1,311,0001,648
Total noninterest expense$9,100,0001,593
Salaries and employee benefits$5,447,0001,539
Premises and equipment expense$993,0001,692
Additional noninterest expense$2,660,0001,659
Pre-tax net operating income$5,584,0001,303
Securities gains (losses)$01,118
Applicable income taxes$1,563,000864
Income before extraordinary items$4,021,0001,500
Extraordinary gains, net$05
Net income$4,021,0001,499
Minority interest net income$066
Net income of bank and minority interests.$4,021,0001,499
Net charge-offs$-895,0005,428
Cash dividends$4,803,000560
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,021,0001,486
2018-06-30 (YTD Data)Rank
Total interest income$10,435,0001,356
Total interest expense$1,553,0001,257
Net interest income$8,882,0001,358
Provision for loan and lease losses$03,782
Total noninterest income$1,006,0002,009
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$103,0003,298
Trading account gains and feesNANA
Additional Noninterest Income$903,0001,625
Total noninterest expense$6,084,0001,593
Salaries and employee benefits$3,601,0001,565
Premises and equipment expense$657,0001,717
Additional noninterest expense$1,826,0001,624
Pre-tax net operating income$3,804,0001,262
Securities gains (losses)$0961
Applicable income taxes$1,063,000849
Income before extraordinary items$2,741,0001,439
Extraordinary gains, net$06
Net income$2,741,0001,438
Minority interest net income$065
Net income of bank and minority interests.$2,741,0001,438
Net charge-offs$-884,0005,501
Cash dividends$250,0002,633
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,741,0001,429
2018-03-31 (YTD Data)Rank
Total interest income$5,257,0001,333
Total interest expense$696,0001,316
Net interest income$4,561,0001,334
Provision for loan and lease losses$03,508
Total noninterest income$446,0002,124
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$47,0003,428
Trading account gains and feesNANA
Additional Noninterest Income$399,0001,714
Total noninterest expense$2,973,0001,645
Salaries and employee benefits$1,778,0001,609
Premises and equipment expense$320,0001,767
Additional noninterest expense$875,0001,681
Pre-tax net operating income$2,034,0001,182
Securities gains (losses)$0735
Applicable income taxes$569,000785
Income before extraordinary items$1,465,0001,348
Extraordinary gains, net$07
Net income$1,465,0001,348
Minority interest net income$052
Net income of bank and minority interests.$1,465,0001,348
Net charge-offs$-881,0005,580
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,465,0001,341
2017-12-31 (YTD Data)Rank
Total interest income$17,370,0001,540
Total interest expense$1,592,0001,830
Net interest income$15,778,0001,488
Provision for loan and lease losses$1,090,000838
Total noninterest income$2,172,0001,930
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$260,0003,068
Trading account gains and feesNANA
Additional Noninterest Income$1,912,0001,575
Total noninterest expense$10,665,0001,812
Salaries and employee benefits$6,117,0001,790
Premises and equipment expense$1,286,0001,743
Additional noninterest expense$3,262,0001,821
Pre-tax net operating income$6,195,0001,428
Securities gains (losses)$02,243
Applicable income taxes$2,721,0001,035
Income before extraordinary items$3,474,0001,819
Extraordinary gains, net$09
Net income$3,474,0001,819
Minority interest net income$076
Net income of bank and minority interests.$3,474,0001,820
Net charge-offs$-76,0005,233
Cash dividends$10,0004,128
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,474,0001,794
2017-09-30 (YTD Data)Rank
Total interest income$12,669,0001,585
Total interest expense$1,087,0001,950
Net interest income$11,582,0001,517
Provision for loan and lease losses$640,000988
Total noninterest income$1,650,0001,938
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$208,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$1,442,0001,596
Total noninterest expense$7,838,0001,842
Salaries and employee benefits$4,441,0001,844
Premises and equipment expense$958,0001,759
Additional noninterest expense$2,439,0001,817
Pre-tax net operating income$4,754,0001,425
Securities gains (losses)$02,274
Applicable income taxes$1,814,000979
Income before extraordinary items$2,940,0001,758
Extraordinary gains, net$09
Net income$2,940,0001,758
Minority interest net income$071
Net income of bank and minority interests.$2,940,0001,758
Net charge-offs$-86,0005,308
Cash dividends$10,0003,682
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,940,0001,737
2017-06-30 (YTD Data)Rank
Total interest income$8,200,0001,605
Total interest expense$660,0002,047
Net interest income$7,540,0001,534
Provision for loan and lease losses$465,000898
Total noninterest income$1,104,0001,923
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$138,0003,013
Trading account gains and feesNANA
Additional Noninterest Income$966,0001,578
Total noninterest expense$5,125,0001,870
Salaries and employee benefits$2,878,0001,891
Premises and equipment expense$619,0001,812
Additional noninterest expense$1,628,0001,807
Pre-tax net operating income$3,054,0001,454
Securities gains (losses)$01,906
Applicable income taxes$1,168,000993
Income before extraordinary items$1,886,0001,786
Extraordinary gains, net$011
Net income$1,886,0001,786
Minority interest net income$071
Net income of bank and minority interests.$1,886,0001,786
Net charge-offs$-95,0005,433
Cash dividends$10,0003,523
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,886,0001,764
2017-03-31 (YTD Data)Rank
Total interest income$3,827,0001,700
Total interest expense$307,0002,131
Net interest income$3,520,0001,638
Provision for loan and lease losses$365,000576
Total noninterest income$677,0001,697
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$68,0003,042
Trading account gains and feesNANA
Additional Noninterest Income$609,0001,347
Total noninterest expense$2,483,0001,938
Salaries and employee benefits$1,422,0001,938
Premises and equipment expense$302,0001,872
Additional noninterest expense$759,0001,920
Pre-tax net operating income$1,349,0001,554
Securities gains (losses)$01,153
Applicable income taxes$500,0001,080
Income before extraordinary items$849,0001,885
Extraordinary gains, net$08
Net income$849,0001,885
Minority interest net income$055
Net income of bank and minority interests.$849,0001,885
Net charge-offs$6,0002,391
Cash dividends$10,0002,817
Sale, conversion, retirement of capital stock, net$0632
Net operating income$849,0001,869
2016-12-31 (YTD Data)Rank
Total interest income$14,200,0001,780
Total interest expense$1,045,0002,347
Net interest income$13,155,0001,711
Provision for loan and lease losses$900,000986
Total noninterest income$1,940,0002,161
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$281,0003,045
Trading account gains and fees$0170
Additional Noninterest Income$1,659,0001,765
Total noninterest expense$9,149,0002,067
Salaries and employee benefits$5,322,0001,997
Premises and equipment expense$1,177,0001,898
Additional noninterest expense$2,650,0002,193
Pre-tax net operating income$5,046,0001,618
Securities gains (losses)$18,0002,427
Applicable income taxes$2,033,0001,035
Income before extraordinary items$3,031,0002,093
Extraordinary gains, net$05
Net income$3,031,0002,091
Minority interest net income$082
Net income of bank and minority interests.$3,031,0002,092
Net charge-offs$230,0001,792
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,019,4802,037
2016-09-30 (YTD Data)Rank
Total interest income$10,366,0001,838
Total interest expense$787,0002,337
Net interest income$9,579,0001,763
Provision for loan and lease losses$500,0001,135
Total noninterest income$1,474,0002,143
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$210,0003,072
Trading account gains and fees$0169
Additional Noninterest Income$1,264,0001,757
Total noninterest expense$6,631,0002,111
Salaries and employee benefits$3,859,0002,042
Premises and equipment expense$830,0001,994
Additional noninterest expense$1,942,0002,231
Pre-tax net operating income$3,922,0001,579
Securities gains (losses)$03,160
Applicable income taxes$1,422,0001,122
Income before extraordinary items$2,500,0001,947
Extraordinary gains, net$05
Net income$2,500,0001,947
Minority interest net income$071
Net income of bank and minority interests.$2,500,0001,947
Net charge-offs$242,0001,320
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,500,0001,890
2016-06-30 (YTD Data)Rank
Total interest income$6,774,0001,877
Total interest expense$528,0002,334
Net interest income$6,246,0001,800
Provision for loan and lease losses$04,017
Total noninterest income$697,0002,557
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$133,0003,154
Trading account gains and fees$0157
Additional Noninterest Income$564,0002,225
Total noninterest expense$4,434,0002,107
Salaries and employee benefits$2,532,0002,073
Premises and equipment expense$550,0001,994
Additional noninterest expense$1,352,0002,168
Pre-tax net operating income$2,509,0001,627
Securities gains (losses)$18,0001,997
Applicable income taxes$903,0001,160
Income before extraordinary items$1,624,0001,975
Extraordinary gains, net$016
Net income$1,624,0001,975
Minority interest net income$071
Net income of bank and minority interests.$1,624,0001,975
Net charge-offs$289,000889
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,612,4801,922
2016-03-31 (YTD Data)Rank
Total interest income$3,337,0001,894
Total interest expense$269,0002,321
Net interest income$3,068,0001,833
Provision for loan and lease losses$03,656
Total noninterest income$315,0002,661
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$256,0002,307
Total noninterest expense$2,180,0002,160
Salaries and employee benefits$1,249,0002,106
Premises and equipment expense$272,0002,024
Additional noninterest expense$659,0002,204
Pre-tax net operating income$1,203,0001,664
Securities gains (losses)$02,077
Applicable income taxes$429,0001,181
Income before extraordinary items$774,0002,044
Extraordinary gains, net$012
Net income$774,0002,044
Minority interest net income$062
Net income of bank and minority interests.$774,0002,044
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$774,0001,996
2015-12-31 (YTD Data)Rank
Total interest income$12,232,0001,997
Total interest expense$961,0002,483
Net interest income$11,271,0001,922
Provision for loan and lease losses$04,380
Total noninterest income$1,312,0002,660
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$249,0003,362
Trading account gains and fees$0159
Additional Noninterest Income$1,063,0002,300
Total noninterest expense$8,353,0002,210
Salaries and employee benefits$4,624,0002,191
Premises and equipment expense$1,170,0001,928
Additional noninterest expense$2,559,0002,293
Pre-tax net operating income$4,230,0001,793
Securities gains (losses)$-1,0005,649
Applicable income taxes$1,789,0001,088
Income before extraordinary items$2,440,0002,380
Extraordinary gains, net$023
Net income$2,440,0002,381
Minority interest net income$081
Net income of bank and minority interests.$2,440,0002,382
Net charge-offs$60,0003,115
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$10,000737
Net operating income$2,440,6402,344
2015-09-30 (YTD Data)Rank
Total interest income$9,001,0002,043
Total interest expense$722,0002,507
Net interest income$8,279,0001,973
Provision for loan and lease losses$04,232
Total noninterest income$883,0002,837
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$179,0003,445
Trading account gains and fees$0153
Additional Noninterest Income$704,0002,471
Total noninterest expense$6,076,0002,270
Salaries and employee benefits$3,267,0002,318
Premises and equipment expense$907,0001,890
Additional noninterest expense$1,902,0002,309
Pre-tax net operating income$3,086,0001,857
Securities gains (losses)$03,031
Applicable income taxes$1,316,0001,142
Income before extraordinary items$1,770,0002,470
Extraordinary gains, net$021
Net income$1,770,0002,471
Minority interest net income$078
Net income of bank and minority interests.$1,770,0002,471
Net charge-offs$58,0002,660
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$10,000687
Net operating income$1,770,0002,431
2015-06-30 (YTD Data)Rank
Total interest income$5,820,0002,095
Total interest expense$488,0002,502
Net interest income$5,332,0002,025
Provision for loan and lease losses$04,069
Total noninterest income$585,0002,854
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$108,0003,605
Trading account gains and fees$0157
Additional Noninterest Income$477,0002,460
Total noninterest expense$3,992,0002,305
Salaries and employee benefits$2,152,0002,352
Premises and equipment expense$594,0001,929
Additional noninterest expense$1,246,0002,358
Pre-tax net operating income$1,925,0001,943
Securities gains (losses)$02,636
Applicable income taxes$836,0001,173
Income before extraordinary items$1,089,0002,603
Extraordinary gains, net$022
Net income$1,089,0002,605
Minority interest net income$075
Net income of bank and minority interests.$1,089,0002,605
Net charge-offs$13,0003,155
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$10,000644
Net operating income$1,089,0002,542
2015-03-31 (YTD Data)Rank
Total interest income$2,822,0002,145
Total interest expense$246,0002,508
Net interest income$2,576,0002,068
Provision for loan and lease losses$03,703
Total noninterest income$257,0003,000
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$48,0003,764
Trading account gains and fees$0152
Additional Noninterest Income$209,0002,572
Total noninterest expense$1,986,0002,319
Salaries and employee benefits$1,064,0002,377
Premises and equipment expense$294,0001,968
Additional noninterest expense$628,0002,316
Pre-tax net operating income$847,0002,120
Securities gains (losses)$02,027
Applicable income taxes$372,0001,251
Income before extraordinary items$475,0002,816
Extraordinary gains, net$013
Net income$475,0002,819
Minority interest net income$064
Net income of bank and minority interests.$475,0002,819
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$10,000555
Net operating income$475,0002,743
2014-12-31 (YTD Data)Rank
Total interest income$11,149,0002,168
Total interest expense$1,069,0002,477
Net interest income$10,080,0002,109
Provision for loan and lease losses$04,603
Total noninterest income$968,0003,164
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$187,0004,020
Trading account gains and fees$0180
Additional Noninterest Income$781,0002,669
Total noninterest expense$7,624,0002,409
Salaries and employee benefits$4,129,0002,422
Premises and equipment expense$1,075,0002,116
Additional noninterest expense$2,420,0002,471
Pre-tax net operating income$3,424,0002,060
Securities gains (losses)$03,259
Applicable income taxes$1,337,0001,288
Income before extraordinary items$2,087,0002,625
Extraordinary gains, net$017
Net income$2,087,0002,623
Minority interest net income$084
Net income of bank and minority interests.$2,087,0002,625
Net charge-offs$83,0003,365
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,087,0002,582
2014-09-30 (YTD Data)Rank
Total interest income$8,210,0002,214
Total interest expense$815,0002,485
Net interest income$7,395,0002,169
Provision for loan and lease losses$04,401
Total noninterest income$612,0003,484
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$139,0004,093
Trading account gains and fees$0174
Additional Noninterest Income$473,0002,980
Total noninterest expense$5,479,0002,526
Salaries and employee benefits$2,867,0002,595
Premises and equipment expense$811,0002,120
Additional noninterest expense$1,801,0002,503
Pre-tax net operating income$2,528,0002,125
Securities gains (losses)$02,980
Applicable income taxes$992,0001,316
Income before extraordinary items$1,536,0002,687
Extraordinary gains, net$015
Net income$1,536,0002,687
Minority interest net income$081
Net income of bank and minority interests.$1,536,0002,687
Net charge-offs$474,0001,199
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,536,0002,642
2014-06-30 (YTD Data)Rank
Total interest income$5,341,0002,257
Total interest expense$571,0002,407
Net interest income$4,770,0002,223
Provision for loan and lease losses$04,196
Total noninterest income$399,0003,514
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$90,0004,115
Trading account gains and fees$0172
Additional Noninterest Income$309,0002,999
Total noninterest expense$3,552,0002,597
Salaries and employee benefits$1,821,0002,710
Premises and equipment expense$526,0002,175
Additional noninterest expense$1,205,0002,480
Pre-tax net operating income$1,617,0002,150
Securities gains (losses)$02,580
Applicable income taxes$636,0001,325
Income before extraordinary items$981,0002,681
Extraordinary gains, net$020
Net income$981,0002,685
Minority interest net income$080
Net income of bank and minority interests.$981,0002,685
Net charge-offs$358,0001,130
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$981,0002,644
2014-03-31 (YTD Data)Rank
Total interest income$2,614,0002,310
Total interest expense$291,0002,413
Net interest income$2,323,0002,272
Provision for loan and lease losses$03,817
Total noninterest income$178,0003,672
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$42,0004,230
Trading account gains and fees$0147
Additional Noninterest Income$136,0003,110
Total noninterest expense$1,762,0002,611
Salaries and employee benefits$899,0002,751
Premises and equipment expense$258,0002,248
Additional noninterest expense$605,0002,463
Pre-tax net operating income$739,0002,232
Securities gains (losses)$01,715
Applicable income taxes$292,0001,372
Income before extraordinary items$447,0002,792
Extraordinary gains, net$016
Net income$447,0002,795
Minority interest net income$066
Net income of bank and minority interests.$447,0002,795
Net charge-offs$318,000686
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$447,0002,749
2013-12-31 (YTD Data)Rank
Total interest income$10,409,0002,336
Total interest expense$1,269,0002,461
Net interest income$9,140,0002,296
Provision for loan and lease losses$05,091
Total noninterest income$1,248,0002,855
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$175,0004,321
Trading account gains and fees$0184
Additional Noninterest Income$1,073,0002,282
Total noninterest expense$7,005,0002,629
Salaries and employee benefits$3,587,0002,741
Premises and equipment expense$1,035,0002,182
Additional noninterest expense$2,383,0002,569
Pre-tax net operating income$3,383,0001,964
Securities gains (losses)$03,182
Applicable income taxes$1,355,0001,207
Income before extraordinary items$2,028,0002,577
Extraordinary gains, net$029
Net income$2,028,0002,580
Minority interest net income$090
Net income of bank and minority interests.$2,028,0002,580
Net charge-offs$452,0002,124
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,028,0002,513
2013-09-30 (YTD Data)Rank
Total interest income$7,755,0002,353
Total interest expense$975,0002,487
Net interest income$6,780,0002,326
Provision for loan and lease losses$04,941
Total noninterest income$690,0003,406
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$131,0004,363
Trading account gains and fees$0180
Additional Noninterest Income$559,0002,854
Total noninterest expense$5,056,0002,716
Salaries and employee benefits$2,588,0002,847
Premises and equipment expense$773,0002,220
Additional noninterest expense$1,695,0002,701
Pre-tax net operating income$2,414,0002,127
Securities gains (losses)$03,040
Applicable income taxes$973,0001,276
Income before extraordinary items$1,441,0002,736
Extraordinary gains, net$025
Net income$1,441,0002,740
Minority interest net income$084
Net income of bank and minority interests.$1,441,0002,740
Net charge-offs$441,0001,719
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,441,0002,655
2013-06-30 (YTD Data)Rank
Total interest income$5,168,0002,357
Total interest expense$688,0002,432
Net interest income$4,480,0002,330
Provision for loan and lease losses$04,788
Total noninterest income$426,0003,608
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$82,0004,467
Trading account gains and fees$0157
Additional Noninterest Income$344,0003,015
Total noninterest expense$3,335,0002,747
Salaries and employee benefits$1,733,0002,848
Premises and equipment expense$500,0002,288
Additional noninterest expense$1,102,0002,743
Pre-tax net operating income$1,571,0002,119
Securities gains (losses)$02,791
Applicable income taxes$638,0001,279
Income before extraordinary items$933,0002,787
Extraordinary gains, net$022
Net income$933,0002,792
Minority interest net income$082
Net income of bank and minority interests.$933,0002,792
Net charge-offs$330,0001,600
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$933,0002,681
2013-03-31 (YTD Data)Rank
Total interest income$2,577,0002,400
Total interest expense$386,0002,273
Net interest income$2,191,0002,396
Provision for loan and lease losses$04,409
Total noninterest income$207,0003,598
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$169,0003,007
Total noninterest expense$1,655,0002,791
Salaries and employee benefits$870,0002,854
Premises and equipment expense$242,0002,371
Additional noninterest expense$543,0002,772
Pre-tax net operating income$743,0002,164
Securities gains (losses)$01,966
Applicable income taxes$298,0001,332
Income before extraordinary items$445,0002,816
Extraordinary gains, net$010
Net income$445,0002,818
Minority interest net income$076
Net income of bank and minority interests.$445,0002,818
Net charge-offs$312,0001,030
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$445,0002,722
2012-12-31 (YTD Data)Rank
Total interest income$10,447,0002,467
Total interest expense$1,750,0002,399
Net interest income$8,697,0002,463
Provision for loan and lease losses$05,905
Total noninterest income$-47,0006,883
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$167,0004,595
Trading account gains and fees$0166
Additional Noninterest Income$-214,0006,823
Total noninterest expense$6,780,0002,740
Salaries and employee benefits$3,422,0002,847
Premises and equipment expense$986,0002,299
Additional noninterest expense$2,372,0002,680
Pre-tax net operating income$1,870,0002,938
Securities gains (losses)$03,810
Applicable income taxes$737,0001,785
Income before extraordinary items$1,133,0003,670
Extraordinary gains, net$029
Net income$1,133,0003,671
Minority interest net income$093
Net income of bank and minority interests.$1,133,0003,673
Net charge-offs$45,0004,994
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$25,000810
Net operating income$1,133,0003,513
2012-09-30 (YTD Data)Rank
Total interest income$7,781,0002,530
Total interest expense$1,362,0002,412
Net interest income$6,419,0002,545
Provision for loan and lease losses$05,790
Total noninterest income$151,0005,766
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$122,0004,695
Trading account gains and fees$0157
Additional Noninterest Income$29,0006,112
Total noninterest expense$5,025,0002,776
Salaries and employee benefits$2,486,0002,927
Premises and equipment expense$738,0002,338
Additional noninterest expense$1,801,0002,670
Pre-tax net operating income$1,545,0002,826
Securities gains (losses)$03,575
Applicable income taxes$609,0001,737
Income before extraordinary items$936,0003,556
Extraordinary gains, net$020
Net income$936,0003,556
Minority interest net income$086
Net income of bank and minority interests.$936,0003,558
Net charge-offs$158,0003,539
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$25,000731
Net operating income$936,0003,409
2012-06-30 (YTD Data)Rank
Total interest income$5,138,0002,567
Total interest expense$970,0002,343
Net interest income$4,168,0002,613
Provision for loan and lease losses$05,619
Total noninterest income$-15,0007,029
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$80,0004,733
Trading account gains and fees$0153
Additional Noninterest Income$-95,0006,998
Total noninterest expense$3,353,0002,781
Salaries and employee benefits$1,656,0002,944
Premises and equipment expense$483,0002,356
Additional noninterest expense$1,214,0002,662
Pre-tax net operating income$800,0003,278
Securities gains (losses)$03,178
Applicable income taxes$315,0002,004
Income before extraordinary items$485,0004,037
Extraordinary gains, net$019
Net income$485,0004,040
Minority interest net income$084
Net income of bank and minority interests.$485,0004,041
Net charge-offs$159,0002,983
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$25,000629
Net operating income$485,0003,843
2012-03-31 (YTD Data)Rank
Total interest income$2,517,0002,636
Total interest expense$525,0002,272
Net interest income$1,992,0002,739
Provision for loan and lease losses$05,254
Total noninterest income$-48,0007,170
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$40,0004,716
Trading account gains and fees$0148
Additional Noninterest Income$-88,0007,150
Total noninterest expense$1,688,0002,757
Salaries and employee benefits$827,0002,952
Premises and equipment expense$246,0002,320
Additional noninterest expense$615,0002,593
Pre-tax net operating income$256,0004,126
Securities gains (losses)$02,210
Applicable income taxes$103,0002,417
Income before extraordinary items$153,0004,817
Extraordinary gains, net$019
Net income$153,0004,820
Minority interest net income$078
Net income of bank and minority interests.$153,0004,821
Net charge-offs$109,0002,375
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$25,000449
Net operating income$153,0004,678
2011-12-31 (YTD Data)Rank
Total interest income$9,805,0002,800
Total interest expense$2,465,0002,346
Net interest income$7,340,0002,946
Provision for loan and lease losses$125,0005,112
Total noninterest income$132,0006,169
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$168,0004,694
Trading account gains and fees$0146
Additional Noninterest Income$-36,0006,793
Total noninterest expense$6,741,0002,749
Salaries and employee benefits$3,154,0002,991
Premises and equipment expense$967,0002,473
Additional noninterest expense$2,620,0002,500
Pre-tax net operating income$606,0004,500
Securities gains (losses)$03,838
Applicable income taxes$240,0002,734
Income before extraordinary items$366,0005,039
Extraordinary gains, net$029
Net income$366,0005,041
Minority interest net income$096
Net income of bank and minority interests.$366,0005,041
Net charge-offs$396,0003,461
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$775,000362
Net operating income$366,0004,913
2011-09-30 (YTD Data)Rank
Total interest income$7,313,0002,849
Total interest expense$1,931,0002,346
Net interest income$5,382,0003,023
Provision for loan and lease losses$125,0004,726
Total noninterest income$267,0005,020
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$127,0004,697
Trading account gains and fees$0145
Additional Noninterest Income$140,0004,627
Total noninterest expense$5,008,0002,772
Salaries and employee benefits$2,375,0002,984
Premises and equipment expense$720,0002,518
Additional noninterest expense$1,913,0002,561
Pre-tax net operating income$516,0004,427
Securities gains (losses)$03,555
Applicable income taxes$204,0002,644
Income before extraordinary items$312,0004,995
Extraordinary gains, net$021
Net income$312,0004,996
Minority interest net income$087
Net income of bank and minority interests.$312,0004,996
Net charge-offs$146,0004,047
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$775,000298
Net operating income$312,0004,886
2011-06-30 (YTD Data)Rank
Total interest income$4,849,0002,883
Total interest expense$1,372,0002,277
Net interest income$3,477,0003,099
Provision for loan and lease losses$125,0004,121
Total noninterest income$297,0004,121
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$78,0004,826
Trading account gains and fees$0153
Additional Noninterest Income$219,0003,349
Total noninterest expense$3,363,0002,780
Salaries and employee benefits$1,596,0002,977
Premises and equipment expense$464,0002,598
Additional noninterest expense$1,303,0002,548
Pre-tax net operating income$286,0004,680
Securities gains (losses)$02,914
Applicable income taxes$114,0002,756
Income before extraordinary items$172,0005,208
Extraordinary gains, net$015
Net income$172,0005,207
Minority interest net income$089
Net income of bank and minority interests.$172,0005,208
Net charge-offs$65,0004,255
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$775,000183
Net operating income$172,0005,125
2011-03-31 (YTD Data)Rank
Total interest income$2,435,0002,886
Total interest expense$724,0002,246
Net interest income$1,711,0003,138
Provision for loan and lease losses$125,0003,068
Total noninterest income$66,0005,566
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$37,0004,886
Trading account gains and fees$0158
Additional Noninterest Income$29,0005,437
Total noninterest expense$1,649,0002,847
Salaries and employee benefits$794,0003,027
Premises and equipment expense$237,0002,597
Additional noninterest expense$618,0002,666
Pre-tax net operating income$3,0006,291
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$2,0006,355
Extraordinary gains, net$09
Net income$2,0006,355
Minority interest net income$086
Net income of bank and minority interests.$2,0006,355
Net charge-offs$56,0003,252
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$775,000110
Net operating income$2,0006,321
2010-12-31 (YTD Data)Rank
Total interest income$9,688,0003,035
Total interest expense$3,343,0002,366
Net interest income$6,345,0003,338
Provision for loan and lease losses$2,470,0001,813
Total noninterest income$104,0006,644
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$173,0004,670
Trading account gains and fees$0175
Additional Noninterest Income$-69,0007,147
Total noninterest expense$6,965,0002,734
Salaries and employee benefits$3,048,0003,066
Premises and equipment expense$1,079,0002,317
Additional noninterest expense$2,838,0002,388
Pre-tax net operating income$-2,986,0006,915
Securities gains (losses)$03,793
Applicable income taxes$-1,194,0007,355
Income before extraordinary items$-1,792,0006,806
Extraordinary gains, net$029
Net income$-1,792,0006,807
Minority interest net income$0111
Net income of bank and minority interests.$-1,792,0006,807
Net charge-offs$1,846,0001,958
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$7,225,000101
Net operating income$-1,792,0006,782
2010-09-30 (YTD Data)Rank
Total interest income$7,133,0003,140
Total interest expense$2,594,0002,391
Net interest income$4,539,0003,492
Provision for loan and lease losses$1,845,0001,751
Total noninterest income$306,0005,017
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$130,0004,741
Trading account gains and fees$0165
Additional Noninterest Income$176,0004,396
Total noninterest expense$5,072,0002,804
Salaries and employee benefits$2,282,0003,093
Premises and equipment expense$792,0002,407
Additional noninterest expense$1,998,0002,487
Pre-tax net operating income$-2,072,0007,078
Securities gains (losses)$03,651
Applicable income taxes$-832,0007,458
Income before extraordinary items$-1,240,0006,970
Extraordinary gains, net$023
Net income$-1,240,0006,969
Minority interest net income$0110
Net income of bank and minority interests.$-1,240,0006,970
Net charge-offs$960,0002,236
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$4,000,000130
Net operating income$-1,240,0006,931
2010-06-30 (YTD Data)Rank
Total interest income$4,684,0003,214
Total interest expense$1,838,0002,333
Net interest income$2,846,0003,658
Provision for loan and lease losses$1,025,0001,908
Total noninterest income$148,0005,503
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$90,0004,671
Trading account gains and fees$0152
Additional Noninterest Income$58,0005,422
Total noninterest expense$3,246,0002,910
Salaries and employee benefits$1,509,0003,134
Premises and equipment expense$538,0002,387
Additional noninterest expense$1,199,0002,720
Pre-tax net operating income$-1,277,0007,110
Securities gains (losses)$03,184
Applicable income taxes$-512,0007,486
Income before extraordinary items$-765,0006,991
Extraordinary gains, net$019
Net income$-765,0006,991
Minority interest net income$0105
Net income of bank and minority interests.$-765,0006,991
Net charge-offs$707,0002,072
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,000,00090
Net operating income$-765,0006,960
2010-03-31 (YTD Data)Rank
Total interest income$2,334,0003,280
Total interest expense$998,0002,264
Net interest income$1,336,0003,854
Provision for loan and lease losses$375,0002,136
Total noninterest income$171,0003,993
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$125,0003,132
Total noninterest expense$1,676,0002,859
Salaries and employee benefits$756,0003,160
Premises and equipment expense$276,0002,380
Additional noninterest expense$644,0002,548
Pre-tax net operating income$-544,0007,208
Securities gains (losses)$02,284
Applicable income taxes$-219,0007,575
Income before extraordinary items$-325,0007,107
Extraordinary gains, net$016
Net income$-325,0007,108
Minority interest net income$091
Net income of bank and minority interests.$-325,0007,107
Net charge-offs$99,0003,116
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,000,00051
Net operating income$-325,0007,065
2009-12-31 (YTD Data)Rank
Total interest income$9,994,0003,235
Total interest expense$5,016,0002,254
Net interest income$4,978,0003,966
Provision for loan and lease losses$4,639,0001,500
Total noninterest income$-1,115,0007,932
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$222,0004,452
Trading account gains and fees$0211
Additional Noninterest Income$-1,337,0007,909
Total noninterest expense$6,683,0002,908
Salaries and employee benefits$3,186,0003,018
Premises and equipment expense$1,156,0002,287
Additional noninterest expense$2,341,0002,901
Pre-tax net operating income$-7,459,0007,380
Securities gains (losses)$03,754
Applicable income taxes$-2,973,0007,624
Income before extraordinary items$-4,486,0007,212
Extraordinary gains, net$034
Net income$-4,486,0007,211
Minority interest net income$0115
Net income of bank and minority interests.$-4,486,0007,211
Net charge-offs$6,016,000998
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$3,000,000265
Net operating income$-4,486,0007,220
2009-09-30 (YTD Data)Rank
Total interest income$7,602,0003,255
Total interest expense$3,915,0002,256
Net interest income$3,687,0003,991
Provision for loan and lease losses$1,675,0002,100
Total noninterest income$245,0005,553
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$166,0004,480
Trading account gains and fees$0212
Additional Noninterest Income$79,0005,709
Total noninterest expense$4,934,0002,947
Salaries and employee benefits$2,417,0003,019
Premises and equipment expense$864,0002,321
Additional noninterest expense$1,653,0003,043
Pre-tax net operating income$-2,677,0007,210
Securities gains (losses)$03,497
Applicable income taxes$-1,069,0007,574
Income before extraordinary items$-1,608,0007,035
Extraordinary gains, net$027
Net income$-1,608,0007,034
Minority interest net income$0118
Net income of bank and minority interests.$-1,608,0007,035
Net charge-offs$3,786,0001,020
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$3,000,000214
Net operating income$-1,608,0007,024
2009-06-30 (YTD Data)Rank
Total interest income$5,099,0003,263
Total interest expense$2,708,0002,268
Net interest income$2,391,0004,047
Provision for loan and lease losses$400,0003,257
Total noninterest income$219,0005,067
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$113,0004,405
Trading account gains and fees$0193
Additional Noninterest Income$106,0004,700
Total noninterest expense$3,296,0002,972
Salaries and employee benefits$1,626,0003,035
Premises and equipment expense$573,0002,348
Additional noninterest expense$1,097,0003,058
Pre-tax net operating income$-1,086,0007,057
Securities gains (losses)$03,136
Applicable income taxes$-432,0007,543
Income before extraordinary items$-654,0006,906
Extraordinary gains, net$021
Net income$-654,0006,906
Minority interest net income$0112
Net income of bank and minority interests.$-654,0006,906
Net charge-offs$2,512,000969
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,000,000160
Net operating income$-654,0006,891
2009-03-31 (YTD Data)Rank
Total interest income$2,595,0003,239
Total interest expense$1,396,0002,290
Net interest income$1,199,0004,051
Provision for loan and lease losses$100,0003,845
Total noninterest income$42,0006,605
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$57,0004,341
Trading account gains and fees$0171
Additional Noninterest Income$-15,0008,013
Total noninterest expense$1,558,0003,036
Salaries and employee benefits$836,0002,986
Premises and equipment expense$285,0002,399
Additional noninterest expense$437,0003,344
Pre-tax net operating income$-417,0007,224
Securities gains (losses)$02,434
Applicable income taxes$-162,0007,669
Income before extraordinary items$-255,0007,123
Extraordinary gains, net$015
Net income$-255,0007,123
Minority interest net income$0102
Net income of bank and minority interests.$-255,0007,124
Net charge-offs$1,863,000627
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$3,000,00095
Net operating income$-255,0007,059
2008-12-31 (YTD Data)Rank
Total interest income$12,639,0002,894
Total interest expense$7,096,0002,181
Net interest income$5,543,0003,673
Provision for loan and lease losses$5,215,000978
Total noninterest income$59,0007,674
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$188,0004,915
Trading account gains and fees$0154
Additional Noninterest Income$-129,0008,146
Total noninterest expense$6,854,0002,733
Salaries and employee benefits$3,692,0002,689
Premises and equipment expense$1,180,0002,285
Additional noninterest expense$1,982,0002,892
Pre-tax net operating income$-6,467,0007,881
Securities gains (losses)$03,220
Applicable income taxes$-2,500,0007,978
Income before extraordinary items$-3,967,0007,732
Extraordinary gains, net$039
Net income$-3,967,0007,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,248,000782
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$5,012,000226
Net operating income$-3,967,0007,797
2008-09-30 (YTD Data)Rank
Total interest income$9,895,0002,845
Total interest expense$5,529,0002,187
Net interest income$4,366,0003,577
Provision for loan and lease losses$2,715,000965
Total noninterest income$391,0004,860
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$128,0005,120
Trading account gains and fees$0148
Additional Noninterest Income$263,0003,927
Total noninterest expense$5,164,0002,711
Salaries and employee benefits$2,859,0002,658
Premises and equipment expense$890,0002,278
Additional noninterest expense$1,415,0002,929
Pre-tax net operating income$-3,122,0008,035
Securities gains (losses)$03,106
Applicable income taxes$-1,211,0008,098
Income before extraordinary items$-1,911,0007,843
Extraordinary gains, net$031
Net income$-1,911,0007,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,541,000572
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$5,012,000156
Net operating income$-1,911,0007,923
2008-06-30 (YTD Data)Rank
Total interest income$6,845,0002,785
Total interest expense$3,915,0002,155
Net interest income$2,930,0003,557
Provision for loan and lease losses$1,715,000867
Total noninterest income$335,0004,387
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$77,0005,329
Trading account gains and fees$0149
Additional Noninterest Income$258,0003,298
Total noninterest expense$3,474,0002,694
Salaries and employee benefits$1,933,0002,650
Premises and equipment expense$592,0002,281
Additional noninterest expense$949,0002,871
Pre-tax net operating income$-1,924,0008,150
Securities gains (losses)$03,233
Applicable income taxes$-756,0008,236
Income before extraordinary items$-1,168,0008,058
Extraordinary gains, net$021
Net income$-1,168,0008,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,647,000467
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$5,012,000107
Net operating income$-1,168,0008,049
2008-03-31 (YTD Data)Rank
Total interest income$3,596,0002,716
Total interest expense$2,154,0002,109
Net interest income$1,442,0003,585
Provision for loan and lease losses$1,715,000436
Total noninterest income$150,0004,614
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$33,0005,550
Trading account gains and fees$0158
Additional Noninterest Income$117,0003,478
Total noninterest expense$1,752,0002,673
Salaries and employee benefits$981,0002,624
Premises and equipment expense$285,0002,367
Additional noninterest expense$486,0002,793
Pre-tax net operating income$-1,875,0008,364
Securities gains (losses)$02,688
Applicable income taxes$-716,0008,381
Income before extraordinary items$-1,159,0008,328
Extraordinary gains, net$015
Net income$-1,159,0008,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,647,000248
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$5,013,00060
Net operating income$-1,159,0008,319
2007-12-31 (YTD Data)Rank
Total interest income$16,123,0002,522
Total interest expense$8,385,0002,240
Net interest income$7,738,0002,820
Provision for loan and lease losses$4,052,000492
Total noninterest income$637,0004,510
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$129,0005,657
Trading account gains and fees$0178
Additional Noninterest Income$508,0003,287
Total noninterest expense$6,280,0002,847
Salaries and employee benefits$3,660,0002,690
Premises and equipment expense$886,0002,837
Additional noninterest expense$1,734,0003,036
Pre-tax net operating income$-1,957,0008,271
Securities gains (losses)$02,146
Applicable income taxes$-1,457,0008,440
Income before extraordinary items$-500,0007,880
Extraordinary gains, net$039
Net income$-500,0007,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,581,000730
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-500,0007,870
2007-09-30 (YTD Data)Rank
Total interest income$12,046,0002,535
Total interest expense$6,179,0002,266
Net interest income$5,867,0002,792
Provision for loan and lease losses$972,000924
Total noninterest income$443,0004,683
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$97,0005,682
Trading account gains and fees$0184
Additional Noninterest Income$346,0003,481
Total noninterest expense$4,776,0002,777
Salaries and employee benefits$2,936,0002,532
Premises and equipment expense$611,0003,025
Additional noninterest expense$1,229,0003,121
Pre-tax net operating income$562,0005,555
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$562,0005,147
Extraordinary gains, net$033
Net income$562,0005,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0001,757
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$562,0005,135
2007-06-30 (YTD Data)Rank
Total interest income$7,859,0002,592
Total interest expense$3,975,0002,340
Net interest income$3,884,0002,833
Provision for loan and lease losses$577,000918
Total noninterest income$296,0004,697
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$62,0005,767
Trading account gains and fees$0168
Additional Noninterest Income$234,0003,481
Total noninterest expense$3,156,0002,834
Salaries and employee benefits$1,984,0002,542
Premises and equipment expense$388,0003,164
Additional noninterest expense$784,0003,252
Pre-tax net operating income$447,0005,278
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$447,0004,818
Extraordinary gains, net$029
Net income$447,0004,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$447,0004,817
2007-03-31 (YTD Data)Rank
Total interest income$3,798,0002,664
Total interest expense$1,877,0002,437
Net interest income$1,921,0002,859
Provision for loan and lease losses$317,000760
Total noninterest income$161,0004,461
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$40,0005,312
Trading account gains and fees$0195
Additional Noninterest Income$121,0003,415
Total noninterest expense$1,564,0002,875
Salaries and employee benefits$954,0002,649
Premises and equipment expense$226,0002,822
Additional noninterest expense$384,0003,279
Pre-tax net operating income$201,0005,505
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$201,0005,052
Extraordinary gains, net$022
Net income$201,0005,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$201,0005,040
2006-12-31 (YTD Data)Rank
Total interest income$11,139,0003,287
Total interest expense$4,907,0003,080
Net interest income$6,232,0003,425
Provision for loan and lease losses$1,331,000786
Total noninterest income$339,0005,942
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$100,0006,156
Trading account gains and fees$0130
Additional Noninterest Income$239,0004,748
Total noninterest expense$5,105,0003,297
Salaries and employee benefits$3,129,0003,014
Premises and equipment expense$778,0003,079
Additional noninterest expense$1,198,0003,939
Pre-tax net operating income$135,0007,606
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$135,0007,543
Extraordinary gains, net$051
Net income$135,0007,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,025,000206
Net operating income$135,0007,535
2006-09-30 (YTD Data)Rank
Total interest income$7,608,0003,517
Total interest expense$3,396,0003,182
Net interest income$4,212,0003,718
Provision for loan and lease losses$1,056,000719
Total noninterest income$220,0006,278
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$70,0006,319
Trading account gains and fees$0126
Additional Noninterest Income$150,0005,125
Total noninterest expense$3,508,0003,528
Salaries and employee benefits$2,276,0003,081
Premises and equipment expense$378,0004,248
Additional noninterest expense$854,0004,068
Pre-tax net operating income$-132,0008,252
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-132,0008,277
Extraordinary gains, net$045
Net income$-132,0008,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$10,025,000152
Net operating income$-132,0008,266
2006-06-30 (YTD Data)Rank
Total interest income$4,493,0003,794
Total interest expense$2,022,0003,344
Net interest income$2,471,0004,081
Provision for loan and lease losses$680,000730
Total noninterest income$152,0006,210
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$39,0006,568
Trading account gains and fees$0126
Additional Noninterest Income$113,0004,871
Total noninterest expense$2,271,0003,617
Salaries and employee benefits$1,498,0003,117
Premises and equipment expense$171,0005,399
Additional noninterest expense$602,0003,911
Pre-tax net operating income$-328,0008,486
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-328,0008,506
Extraordinary gains, net$039
Net income$-328,0008,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,025,00098
Net operating income$-328,0008,504
2006-03-31 (YTD Data)Rank
Total interest income$2,004,0004,078
Total interest expense$929,0003,449
Net interest income$1,075,0004,490
Provision for loan and lease losses$346,000695
Total noninterest income$50,0006,943
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$18,0006,650
Trading account gains and fees$0115
Additional Noninterest Income$32,0005,945
Total noninterest expense$1,224,0003,411
Salaries and employee benefits$845,0002,837
Premises and equipment expense$85,0005,458
Additional noninterest expense$294,0003,959
Pre-tax net operating income$-445,0008,681
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-445,0008,697
Extraordinary gains, net$021
Net income$-445,0008,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$10,025,00048
Net operating income$-445,0008,686
2005-12-31 (YTD Data)Rank
Total interest income$2,717,0006,827
Total interest expense$1,182,0005,842
Net interest income$1,535,0007,249
Provision for loan and lease losses$985,0001,055
Total noninterest income$318,0006,216
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$20,0007,474
Trading account gains and fees$0138
Additional Noninterest Income$298,0004,349
Total noninterest expense$2,555,0005,306
Salaries and employee benefits$1,759,0004,551
Premises and equipment expense$219,0006,533
Additional noninterest expense$577,0006,178
Pre-tax net operating income$-1,687,0008,744
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,687,0008,758
Extraordinary gains, net$046
Net income$-1,687,0008,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$20,050,00073
Net operating income$-1,687,0008,743
2005-09-30 (YTD Data)Rank
Total interest income$1,380,0007,625
Total interest expense$469,0007,204
Net interest income$911,0007,716
Provision for loan and lease losses$731,0001,023
Total noninterest income$454,0004,795
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,0007,737
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,059
Total noninterest expense$2,021,0005,107
Salaries and employee benefits$1,176,0004,886
Premises and equipment expense$151,0006,698
Additional noninterest expense$694,0004,650
Pre-tax net operating income$-1,387,0008,775
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,387,0008,792
Extraordinary gains, net$035
Net income$-1,387,0008,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$20,050,00054
Net operating income$-1,387,0008,773
2005-06-30 (YTD Data)Rank
Total interest income$364,0008,573
Total interest expense$177,0007,977
Net interest income$187,0008,686
Provision for loan and lease losses$298,0001,581
Total noninterest income$84,0007,333
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,0007,732
Trading account gains and fees$0116
Additional Noninterest Income$82,0005,563
Total noninterest expense$1,156,0005,593
Salaries and employee benefits$653,0005,468
Premises and equipment expense$57,0007,706
Additional noninterest expense$446,0004,755
Pre-tax net operating income$-1,183,0008,801
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,183,0008,818
Extraordinary gains, net$030
Net income$-1,183,0008,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$20,050,00035
Net operating income$-1,183,0008,803
2005-03-31 (YTD Data)Rank
Total interest income$9,0008,928
Total interest expense$1,0008,912
Net interest income$8,0008,924
Provision for loan and lease losses$10,0005,373
Total noninterest income$08,858
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$356,0007,060
Salaries and employee benefits$190,0007,110
Premises and equipment expense$27,0007,847
Additional noninterest expense$139,0006,259
Pre-tax net operating income$-356,0008,809
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-356,0008,826
Extraordinary gains, net$024
Net income$-356,0008,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$10,025,00042
Net operating income$-356,0008,810

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.