Home > Legacy Bank of Florida > Income and Expense
Legacy Bank of Florida, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,937,000 | 1,306 |
| Total interest expense | $1,305,000 | 1,143 |
| Net interest income | $10,632,000 | 1,301 |
| Provision for loan and lease losses | $240,000 | 1,058 |
| Total noninterest income | $610,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $53,000 | 3,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,525 |
| Total noninterest expense | $5,249,000 | 1,906 |
| Salaries and employee benefits | $3,479,000 | 1,722 |
| Premises and equipment expense | $628,000 | 1,788 |
| Additional noninterest expense | $1,142,000 | 2,365 |
| Pre-tax net operating income | $5,753,000 | 1,183 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,393,000 | 932 |
| Income before extraordinary items | $4,360,000 | 1,304 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,360,000 | 1,304 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,360,000 | 1,304 |
| Net charge-offs | $-11,000 | 3,851 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 425 |
| Net operating income | $4,360,000 | 1,279 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 1,313 |
| Total interest expense | $748,000 | 1,065 |
| Net interest income | $5,168,000 | 1,331 |
| Provision for loan and lease losses | $120,000 | 1,135 |
| Total noninterest income | $343,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $29,000 | 3,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 2,406 |
| Total noninterest expense | $2,570,000 | 1,923 |
| Salaries and employee benefits | $1,722,000 | 1,732 |
| Premises and equipment expense | $313,000 | 1,789 |
| Additional noninterest expense | $535,000 | 2,428 |
| Pre-tax net operating income | $2,821,000 | 1,187 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $681,000 | 940 |
| Income before extraordinary items | $2,140,000 | 1,330 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,140,000 | 1,329 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,140,000 | 1,330 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 417 |
| Net operating income | $2,140,000 | 1,297 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,464,000 | 1,345 |
| Total interest expense | $4,940,000 | 959 |
| Net interest income | $17,524,000 | 1,445 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $1,053,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $87,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 2,516 |
| Total noninterest expense | $10,354,000 | 1,907 |
| Salaries and employee benefits | $6,651,000 | 1,749 |
| Premises and equipment expense | $1,246,000 | 1,757 |
| Additional noninterest expense | $2,457,000 | 2,231 |
| Pre-tax net operating income | $7,623,000 | 1,304 |
| Securities gains (losses) | $177,000 | 1,094 |
| Applicable income taxes | $1,898,000 | 966 |
| Income before extraordinary items | $5,902,000 | 1,439 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,902,000 | 1,439 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,902,000 | 1,440 |
| Net charge-offs | $-23,000 | 4,416 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-353,000 | 4,965 |
| Net operating income | $5,762,170 | 1,424 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,403,000 | 1,383 |
| Total interest expense | $3,944,000 | 973 |
| Net interest income | $12,459,000 | 1,498 |
| Provision for loan and lease losses | $400,000 | 2,141 |
| Total noninterest income | $760,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $68,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,519 |
| Total noninterest expense | $7,627,000 | 1,915 |
| Salaries and employee benefits | $4,894,000 | 1,759 |
| Premises and equipment expense | $939,000 | 1,751 |
| Additional noninterest expense | $1,794,000 | 2,232 |
| Pre-tax net operating income | $5,192,000 | 1,348 |
| Securities gains (losses) | $177,000 | 947 |
| Applicable income taxes | $1,314,000 | 981 |
| Income before extraordinary items | $4,055,000 | 1,498 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,055,000 | 1,499 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,055,000 | 1,499 |
| Net charge-offs | $-17,000 | 4,382 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $-638,000 | 5,013 |
| Net operating income | $3,915,170 | 1,496 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,767,000 | 1,423 |
| Total interest expense | $2,803,000 | 980 |
| Net interest income | $7,964,000 | 1,554 |
| Provision for loan and lease losses | $260,000 | 2,178 |
| Total noninterest income | $464,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $46,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 2,563 |
| Total noninterest expense | $4,869,000 | 1,968 |
| Salaries and employee benefits | $3,157,000 | 1,803 |
| Premises and equipment expense | $625,000 | 1,742 |
| Additional noninterest expense | $1,087,000 | 2,374 |
| Pre-tax net operating income | $3,299,000 | 1,334 |
| Securities gains (losses) | $146,000 | 833 |
| Applicable income taxes | $855,000 | 943 |
| Income before extraordinary items | $2,590,000 | 1,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,590,000 | 1,489 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,590,000 | 1,490 |
| Net charge-offs | $-11,000 | 4,346 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 412 |
| Net operating income | $2,474,660 | 1,492 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 1,455 |
| Total interest expense | $1,528,000 | 1,001 |
| Net interest income | $3,707,000 | 1,612 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $238,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $28,000 | 3,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,385 |
| Total noninterest expense | $2,495,000 | 1,947 |
| Salaries and employee benefits | $1,648,000 | 1,755 |
| Premises and equipment expense | $314,000 | 1,759 |
| Additional noninterest expense | $533,000 | 2,431 |
| Pre-tax net operating income | $1,420,000 | 1,380 |
| Securities gains (losses) | $146,000 | 484 |
| Applicable income taxes | $387,000 | 897 |
| Income before extraordinary items | $1,179,000 | 1,448 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,179,000 | 1,445 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,179,000 | 1,448 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 406 |
| Net operating income | $1,063,660 | 1,556 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,402,000 | 1,497 |
| Total interest expense | $6,365,000 | 1,007 |
| Net interest income | $14,037,000 | 1,705 |
| Provision for loan and lease losses | $50,000 | 3,376 |
| Total noninterest income | $1,297,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $107,000 | 3,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,190,000 | 2,061 |
| Total noninterest expense | $9,639,000 | 1,980 |
| Salaries and employee benefits | $6,205,000 | 1,800 |
| Premises and equipment expense | $1,224,000 | 1,773 |
| Additional noninterest expense | $2,210,000 | 2,393 |
| Pre-tax net operating income | $5,645,000 | 1,607 |
| Securities gains (losses) | $242,000 | 576 |
| Applicable income taxes | $1,435,000 | 1,148 |
| Income before extraordinary items | $4,452,000 | 1,744 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,452,000 | 1,746 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,452,000 | 1,746 |
| Net charge-offs | $47,000 | 2,678 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 344 |
| Net operating income | $4,260,820 | 1,762 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,157,000 | 1,523 |
| Total interest expense | $4,739,000 | 1,019 |
| Net interest income | $10,418,000 | 1,739 |
| Provision for loan and lease losses | $50,000 | 3,073 |
| Total noninterest income | $861,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $79,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,199 |
| Total noninterest expense | $7,303,000 | 1,968 |
| Salaries and employee benefits | $4,708,000 | 1,787 |
| Premises and equipment expense | $912,000 | 1,802 |
| Additional noninterest expense | $1,683,000 | 2,376 |
| Pre-tax net operating income | $3,926,000 | 1,749 |
| Securities gains (losses) | $243,000 | 474 |
| Applicable income taxes | $1,031,000 | 1,209 |
| Income before extraordinary items | $3,138,000 | 1,876 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,138,000 | 1,875 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,138,000 | 1,877 |
| Net charge-offs | $58,000 | 2,124 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 426 |
| Net operating income | $2,946,030 | 1,931 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,943,000 | 1,542 |
| Total interest expense | $3,059,000 | 1,028 |
| Net interest income | $6,884,000 | 1,749 |
| Provision for loan and lease losses | $25,000 | 3,190 |
| Total noninterest income | $491,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $52,000 | 3,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,352 |
| Total noninterest expense | $4,841,000 | 1,981 |
| Salaries and employee benefits | $3,174,000 | 1,771 |
| Premises and equipment expense | $605,000 | 1,809 |
| Additional noninterest expense | $1,062,000 | 2,475 |
| Pre-tax net operating income | $2,509,000 | 1,789 |
| Securities gains (losses) | $146,000 | 440 |
| Applicable income taxes | $656,000 | 1,225 |
| Income before extraordinary items | $1,999,000 | 1,923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,999,000 | 1,921 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,999,000 | 1,923 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 411 |
| Net operating income | $1,883,660 | 1,974 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 1,565 |
| Total interest expense | $1,460,000 | 1,047 |
| Net interest income | $3,395,000 | 1,785 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $223,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $27,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,414 |
| Total noninterest expense | $2,378,000 | 2,012 |
| Salaries and employee benefits | $1,547,000 | 1,824 |
| Premises and equipment expense | $297,000 | 1,852 |
| Additional noninterest expense | $534,000 | 2,476 |
| Pre-tax net operating income | $1,240,000 | 1,763 |
| Securities gains (losses) | $37,000 | 441 |
| Applicable income taxes | $315,000 | 1,231 |
| Income before extraordinary items | $962,000 | 1,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $962,000 | 1,923 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $962,000 | 1,924 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 377 |
| Net operating income | $932,770 | 1,960 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $17,414,000 | 1,633 |
| Total interest expense | $3,981,000 | 1,138 |
| Net interest income | $13,433,000 | 1,772 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $990,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $126,000 | 3,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $864,000 | 2,407 |
| Total noninterest expense | $9,038,000 | 2,056 |
| Salaries and employee benefits | $5,751,000 | 1,878 |
| Premises and equipment expense | $1,255,000 | 1,754 |
| Additional noninterest expense | $2,032,000 | 2,570 |
| Pre-tax net operating income | $5,355,000 | 1,690 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $1,293,000 | 1,171 |
| Income before extraordinary items | $4,064,000 | 1,888 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,064,000 | 1,886 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,064,000 | 1,887 |
| Net charge-offs | $-72,000 | 4,984 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $2,355,000 | 155 |
| Net operating income | $4,062,420 | 1,880 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,680,000 | 1,662 |
| Total interest expense | $2,727,000 | 1,169 |
| Net interest income | $9,953,000 | 1,785 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $767,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $97,000 | 3,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,392 |
| Total noninterest expense | $6,854,000 | 2,038 |
| Salaries and employee benefits | $4,374,000 | 1,858 |
| Premises and equipment expense | $955,000 | 1,741 |
| Additional noninterest expense | $1,525,000 | 2,576 |
| Pre-tax net operating income | $3,866,000 | 1,754 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $984,000 | 1,177 |
| Income before extraordinary items | $2,882,000 | 1,966 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,882,000 | 1,963 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,882,000 | 1,965 |
| Net charge-offs | $-66,000 | 5,009 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $2,166,000 | 128 |
| Net operating income | $2,882,000 | 1,958 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 1,676 |
| Total interest expense | $1,721,000 | 1,157 |
| Net interest income | $6,572,000 | 1,786 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $458,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $71,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,563 |
| Total noninterest expense | $4,625,000 | 2,036 |
| Salaries and employee benefits | $2,956,000 | 1,841 |
| Premises and equipment expense | $647,000 | 1,732 |
| Additional noninterest expense | $1,022,000 | 2,573 |
| Pre-tax net operating income | $2,405,000 | 1,832 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $612,000 | 1,232 |
| Income before extraordinary items | $1,793,000 | 2,041 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,793,000 | 2,039 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,793,000 | 2,040 |
| Net charge-offs | $-45,000 | 4,988 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $2,128,000 | 94 |
| Net operating income | $1,793,000 | 2,032 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 1,704 |
| Total interest expense | $819,000 | 1,149 |
| Net interest income | $3,210,000 | 1,822 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $196,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $37,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 2,766 |
| Total noninterest expense | $2,276,000 | 2,082 |
| Salaries and employee benefits | $1,444,000 | 1,905 |
| Premises and equipment expense | $320,000 | 1,767 |
| Additional noninterest expense | $512,000 | 2,584 |
| Pre-tax net operating income | $1,130,000 | 1,867 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $288,000 | 1,253 |
| Income before extraordinary items | $842,000 | 2,096 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $842,000 | 2,095 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $842,000 | 2,096 |
| Net charge-offs | $-37,000 | 5,159 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $2,110,000 | 47 |
| Net operating income | $842,000 | 2,087 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,717,000 | 1,799 |
| Total interest expense | $2,384,000 | 1,335 |
| Net interest income | $12,333,000 | 1,863 |
| Provision for loan and lease losses | $480,000 | 1,487 |
| Total noninterest income | $689,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $160,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 3,078 |
| Total noninterest expense | $8,627,000 | 2,147 |
| Salaries and employee benefits | $5,296,000 | 2,002 |
| Premises and equipment expense | $1,266,000 | 1,761 |
| Additional noninterest expense | $2,065,000 | 2,594 |
| Pre-tax net operating income | $3,915,000 | 2,074 |
| Securities gains (losses) | $23,000 | 1,271 |
| Applicable income taxes | $3,382,000 | 884 |
| Income before extraordinary items | $556,000 | 4,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $556,000 | 4,400 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $556,000 | 4,400 |
| Net charge-offs | $918,000 | 735 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $3,537,000 | 122 |
| Net operating income | $541,280 | 4,408 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,757,000 | 1,847 |
| Total interest expense | $1,672,000 | 1,393 |
| Net interest income | $9,085,000 | 1,901 |
| Provision for loan and lease losses | $210,000 | 1,978 |
| Total noninterest income | $486,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $124,000 | 3,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,229 |
| Total noninterest expense | $6,413,000 | 2,168 |
| Salaries and employee benefits | $3,942,000 | 2,027 |
| Premises and equipment expense | $944,000 | 1,784 |
| Additional noninterest expense | $1,527,000 | 2,632 |
| Pre-tax net operating income | $2,948,000 | 2,092 |
| Securities gains (losses) | $23,000 | 1,253 |
| Applicable income taxes | $1,133,000 | 1,359 |
| Income before extraordinary items | $1,838,000 | 2,541 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,838,000 | 2,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,838,000 | 2,541 |
| Net charge-offs | $-159,000 | 5,447 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 538 |
| Net operating income | $1,823,280 | 2,543 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,940,000 | 1,881 |
| Total interest expense | $1,040,000 | 1,433 |
| Net interest income | $5,900,000 | 1,939 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $228,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $88,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,937 |
| Total noninterest expense | $4,270,000 | 2,182 |
| Salaries and employee benefits | $2,664,000 | 2,015 |
| Premises and equipment expense | $620,000 | 1,810 |
| Additional noninterest expense | $986,000 | 2,698 |
| Pre-tax net operating income | $1,858,000 | 2,139 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $710,000 | 1,382 |
| Income before extraordinary items | $1,150,000 | 2,601 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,150,000 | 2,600 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,150,000 | 2,601 |
| Net charge-offs | $-54,000 | 5,306 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 493 |
| Net operating income | $1,148,720 | 2,581 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 1,944 |
| Total interest expense | $483,000 | 1,502 |
| Net interest income | $2,814,000 | 2,003 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $96,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $45,000 | 3,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,270 |
| Total noninterest expense | $2,133,000 | 2,198 |
| Salaries and employee benefits | $1,328,000 | 2,041 |
| Premises and equipment expense | $318,000 | 1,799 |
| Additional noninterest expense | $487,000 | 2,719 |
| Pre-tax net operating income | $777,000 | 2,345 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $297,000 | 1,501 |
| Income before extraordinary items | $480,000 | 2,824 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $480,000 | 2,824 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $480,000 | 2,824 |
| Net charge-offs | $-22,000 | 5,287 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 510 |
| Net operating income | $480,000 | 2,809 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,360,000 | 2,019 |
| Total interest expense | $1,673,000 | 1,639 |
| Net interest income | $10,687,000 | 2,064 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $419,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $203,000 | 3,557 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $216,000 | 4,284 |
| Total noninterest expense | $8,081,000 | 2,268 |
| Salaries and employee benefits | $4,884,000 | 2,126 |
| Premises and equipment expense | $1,195,000 | 1,870 |
| Additional noninterest expense | $2,002,000 | 2,760 |
| Pre-tax net operating income | $3,025,000 | 2,382 |
| Securities gains (losses) | $124,000 | 1,198 |
| Applicable income taxes | $1,200,000 | 1,475 |
| Income before extraordinary items | $1,949,000 | 2,846 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,949,000 | 2,844 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,949,000 | 2,845 |
| Net charge-offs | $116,000 | 2,476 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 471 |
| Net operating income | $1,869,640 | 2,850 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,902,000 | 2,094 |
| Total interest expense | $1,215,000 | 1,686 |
| Net interest income | $7,687,000 | 2,138 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $280,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $161,000 | 3,507 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $119,000 | 4,640 |
| Total noninterest expense | $6,031,000 | 2,281 |
| Salaries and employee benefits | $3,599,000 | 2,150 |
| Premises and equipment expense | $881,000 | 1,899 |
| Additional noninterest expense | $1,551,000 | 2,703 |
| Pre-tax net operating income | $1,936,000 | 2,673 |
| Securities gains (losses) | $124,000 | 1,118 |
| Applicable income taxes | $785,000 | 1,643 |
| Income before extraordinary items | $1,275,000 | 3,090 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,275,000 | 3,090 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,275,000 | 3,090 |
| Net charge-offs | $188,000 | 1,510 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 650 |
| Net operating income | $1,195,640 | 3,155 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,140 |
| Total interest expense | $777,000 | 1,755 |
| Net interest income | $5,011,000 | 2,179 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $123,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $111,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 5,683 |
| Total noninterest expense | $4,054,000 | 2,275 |
| Salaries and employee benefits | $2,388,000 | 2,174 |
| Premises and equipment expense | $566,000 | 1,945 |
| Additional noninterest expense | $1,100,000 | 2,583 |
| Pre-tax net operating income | $1,080,000 | 2,940 |
| Securities gains (losses) | $83,000 | 1,095 |
| Applicable income taxes | $443,000 | 1,784 |
| Income before extraordinary items | $720,000 | 3,367 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $720,000 | 3,364 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $720,000 | 3,365 |
| Net charge-offs | $202,000 | 1,120 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $666,880 | 3,436 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 2,177 |
| Total interest expense | $383,000 | 1,766 |
| Net interest income | $2,448,000 | 2,210 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $181,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $120,000 | 3,271 |
| Total noninterest expense | $1,973,000 | 2,336 |
| Salaries and employee benefits | $1,208,000 | 2,161 |
| Premises and equipment expense | $246,000 | 2,186 |
| Additional noninterest expense | $519,000 | 2,698 |
| Pre-tax net operating income | $656,000 | 2,589 |
| Securities gains (losses) | $25,000 | 1,142 |
| Applicable income taxes | $259,000 | 1,617 |
| Income before extraordinary items | $422,000 | 3,027 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $422,000 | 3,025 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $422,000 | 3,026 |
| Net charge-offs | $129,000 | 870 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $406,000 | 3,048 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,197,000 | 2,150 |
| Total interest expense | $1,483,000 | 1,793 |
| Net interest income | $9,714,000 | 2,202 |
| Provision for loan and lease losses | $145,000 | 2,671 |
| Total noninterest income | $571,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $232,000 | 3,473 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $339,000 | 3,813 |
| Total noninterest expense | $7,813,000 | 2,339 |
| Salaries and employee benefits | $4,487,000 | 2,255 |
| Premises and equipment expense | $1,245,000 | 1,827 |
| Additional noninterest expense | $2,081,000 | 2,724 |
| Pre-tax net operating income | $2,327,000 | 2,758 |
| Securities gains (losses) | $174,000 | 823 |
| Applicable income taxes | $943,000 | 1,639 |
| Income before extraordinary items | $1,558,000 | 3,159 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,558,000 | 3,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,558,000 | 3,161 |
| Net charge-offs | $203,000 | 1,972 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,714,000 | 162 |
| Net operating income | $1,446,640 | 3,231 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 2,189 |
| Total interest expense | $1,126,000 | 1,790 |
| Net interest income | $7,156,000 | 2,256 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $305,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $163,000 | 3,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,555 |
| Total noninterest expense | $5,904,000 | 2,325 |
| Salaries and employee benefits | $3,400,000 | 2,241 |
| Premises and equipment expense | $941,000 | 1,829 |
| Additional noninterest expense | $1,563,000 | 2,704 |
| Pre-tax net operating income | $1,557,000 | 3,006 |
| Securities gains (losses) | $174,000 | 719 |
| Applicable income taxes | $653,000 | 1,765 |
| Income before extraordinary items | $1,078,000 | 3,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,078,000 | 3,376 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,078,000 | 3,377 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,626,000 | 133 |
| Net operating income | $966,640 | 3,509 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 2,222 |
| Total interest expense | $761,000 | 1,777 |
| Net interest income | $4,679,000 | 2,298 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $126,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,538 |
| Total noninterest expense | $3,944,000 | 2,329 |
| Salaries and employee benefits | $2,273,000 | 2,248 |
| Premises and equipment expense | $610,000 | 1,886 |
| Additional noninterest expense | $1,061,000 | 2,683 |
| Pre-tax net operating income | $861,000 | 3,323 |
| Securities gains (losses) | $108,000 | 814 |
| Applicable income taxes | $366,000 | 1,938 |
| Income before extraordinary items | $603,000 | 3,663 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $603,000 | 3,664 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $603,000 | 3,665 |
| Net charge-offs | $45,000 | 2,399 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $311,000 | 246 |
| Net operating income | $533,880 | 3,806 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 2,289 |
| Total interest expense | $369,000 | 1,828 |
| Net interest income | $2,252,000 | 2,370 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $100,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 4,453 |
| Total noninterest expense | $2,002,000 | 2,305 |
| Salaries and employee benefits | $1,155,000 | 2,234 |
| Premises and equipment expense | $335,000 | 1,754 |
| Additional noninterest expense | $512,000 | 2,732 |
| Pre-tax net operating income | $350,000 | 3,634 |
| Securities gains (losses) | $108,000 | 564 |
| Applicable income taxes | $173,000 | 1,961 |
| Income before extraordinary items | $285,000 | 3,741 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $285,000 | 3,744 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $285,000 | 3,745 |
| Net charge-offs | $56,000 | 1,480 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $215,880 | 4,102 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 2,392 |
| Total interest expense | $1,477,000 | 1,913 |
| Net interest income | $8,556,000 | 2,477 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $284,000 | 5,056 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $221,000 | 3,760 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $63,000 | 5,601 |
| Total noninterest expense | $7,651,000 | 2,400 |
| Salaries and employee benefits | $4,050,000 | 2,468 |
| Premises and equipment expense | $1,315,000 | 1,760 |
| Additional noninterest expense | $2,286,000 | 2,592 |
| Pre-tax net operating income | $1,089,000 | 3,994 |
| Securities gains (losses) | $289,000 | 620 |
| Applicable income taxes | $-9,123,000 | 6,490 |
| Income before extraordinary items | $10,501,000 | 649 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,501,000 | 648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,501,000 | 649 |
| Net charge-offs | $431,000 | 1,636 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 703 |
| Net operating income | $10,212,000 | 655 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 2,451 |
| Total interest expense | $1,100,000 | 1,955 |
| Net interest income | $6,296,000 | 2,535 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $177,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $162,000 | 3,840 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $15,000 | 6,116 |
| Total noninterest expense | $5,675,000 | 2,433 |
| Salaries and employee benefits | $3,005,000 | 2,489 |
| Premises and equipment expense | $984,000 | 1,785 |
| Additional noninterest expense | $1,686,000 | 2,631 |
| Pre-tax net operating income | $698,000 | 4,361 |
| Securities gains (losses) | $210,000 | 626 |
| Applicable income taxes | $-9,300,000 | 6,576 |
| Income before extraordinary items | $10,208,000 | 499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,208,000 | 497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,208,000 | 499 |
| Net charge-offs | $519,000 | 1,128 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 711 |
| Net operating income | $9,998,000 | 498 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 2,494 |
| Total interest expense | $726,000 | 1,987 |
| Net interest income | $4,113,000 | 2,572 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $79,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-34,000 | 6,529 |
| Total noninterest expense | $3,699,000 | 2,497 |
| Salaries and employee benefits | $1,965,000 | 2,556 |
| Premises and equipment expense | $648,000 | 1,825 |
| Additional noninterest expense | $1,086,000 | 2,698 |
| Pre-tax net operating income | $393,000 | 4,560 |
| Securities gains (losses) | $129,000 | 653 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $522,000 | 3,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 3,874 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $522,000 | 3,875 |
| Net charge-offs | $535,000 | 821 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 675 |
| Net operating income | $393,000 | 4,303 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 2,531 |
| Total interest expense | $364,000 | 2,013 |
| Net interest income | $2,013,000 | 2,613 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $80,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $56,000 | 3,746 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $1,853,000 | 2,502 |
| Salaries and employee benefits | $975,000 | 2,571 |
| Premises and equipment expense | $325,000 | 1,848 |
| Additional noninterest expense | $553,000 | 2,672 |
| Pre-tax net operating income | $190,000 | 4,554 |
| Securities gains (losses) | $26,000 | 872 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $216,000 | 4,121 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 4,121 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $216,000 | 4,123 |
| Net charge-offs | $-12,000 | 5,829 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 642 |
| Net operating income | $190,000 | 4,287 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,107,000 | 2,399 |
| Total interest expense | $1,694,000 | 1,971 |
| Net interest income | $8,413,000 | 2,484 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $114,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $198,000 | 4,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-84,000 | 6,604 |
| Total noninterest expense | $7,793,000 | 2,404 |
| Salaries and employee benefits | $3,721,000 | 2,657 |
| Premises and equipment expense | $1,268,000 | 1,823 |
| Additional noninterest expense | $2,804,000 | 2,228 |
| Pre-tax net operating income | $634,000 | 4,735 |
| Securities gains (losses) | $451,000 | 497 |
| Applicable income taxes | $256,000 | 2,765 |
| Income before extraordinary items | $829,000 | 4,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $829,000 | 4,221 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $829,000 | 4,222 |
| Net charge-offs | $1,516,000 | 931 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,685,000 | 69 |
| Net operating income | $486,240 | 4,880 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,692,000 | 2,379 |
| Total interest expense | $1,306,000 | 1,975 |
| Net interest income | $6,386,000 | 2,463 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $3,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $143,000 | 4,212 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-140,000 | 6,762 |
| Total noninterest expense | $5,965,000 | 2,359 |
| Salaries and employee benefits | $2,792,000 | 2,653 |
| Premises and equipment expense | $1,003,000 | 1,761 |
| Additional noninterest expense | $2,170,000 | 2,142 |
| Pre-tax net operating income | $324,000 | 5,261 |
| Securities gains (losses) | $451,000 | 451 |
| Applicable income taxes | $256,000 | 2,565 |
| Income before extraordinary items | $519,000 | 4,543 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $519,000 | 4,546 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $519,000 | 4,547 |
| Net charge-offs | $1,580,000 | 715 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,730,000 | 121 |
| Net operating income | $216,830 | 5,509 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 2,344 |
| Total interest expense | $889,000 | 1,965 |
| Net interest income | $4,323,000 | 2,426 |
| Provision for loan and lease losses | $100,000 | 2,924 |
| Total noninterest income | $-55,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $98,000 | 4,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-153,000 | 6,836 |
| Total noninterest expense | $3,965,000 | 2,363 |
| Salaries and employee benefits | $1,829,000 | 2,718 |
| Premises and equipment expense | $662,000 | 1,768 |
| Additional noninterest expense | $1,474,000 | 2,101 |
| Pre-tax net operating income | $203,000 | 5,299 |
| Securities gains (losses) | $451,000 | 406 |
| Applicable income taxes | $256,000 | 2,185 |
| Income before extraordinary items | $398,000 | 4,324 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 4,326 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $398,000 | 4,327 |
| Net charge-offs | $1,164,000 | 686 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 767 |
| Net operating income | $109,360 | 5,698 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 2,487 |
| Total interest expense | $450,000 | 1,989 |
| Net interest income | $2,005,000 | 2,609 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $-75,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-127,000 | 6,944 |
| Total noninterest expense | $1,976,000 | 2,393 |
| Salaries and employee benefits | $940,000 | 2,663 |
| Premises and equipment expense | $336,000 | 1,771 |
| Additional noninterest expense | $700,000 | 2,221 |
| Pre-tax net operating income | $-146,000 | 6,671 |
| Securities gains (losses) | $380,000 | 268 |
| Applicable income taxes | $124,000 | 2,197 |
| Income before extraordinary items | $110,000 | 5,130 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $110,000 | 5,132 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $110,000 | 5,132 |
| Net charge-offs | $1,104,000 | 440 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $-133,200 | 6,663 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,115,000 | 2,338 |
| Total interest expense | $2,201,000 | 1,970 |
| Net interest income | $8,914,000 | 2,415 |
| Provision for loan and lease losses | $3,536,000 | 673 |
| Total noninterest income | $206,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $188,000 | 4,377 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $9,246,000 | 2,061 |
| Salaries and employee benefits | $3,663,000 | 2,663 |
| Premises and equipment expense | $1,333,000 | 1,771 |
| Additional noninterest expense | $4,250,000 | 1,588 |
| Pre-tax net operating income | $-3,662,000 | 6,914 |
| Securities gains (losses) | $715,000 | 717 |
| Applicable income taxes | $-94,000 | 6,694 |
| Income before extraordinary items | $-2,853,000 | 6,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,853,000 | 6,887 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,853,000 | 6,887 |
| Net charge-offs | $4,238,000 | 655 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 705 |
| Net operating income | $-3,546,550 | 6,903 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 2,358 |
| Total interest expense | $1,712,000 | 1,992 |
| Net interest income | $6,715,000 | 2,441 |
| Provision for loan and lease losses | $3,344,000 | 580 |
| Total noninterest income | $62,000 | 6,523 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $138,000 | 4,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-76,000 | 6,883 |
| Total noninterest expense | $6,539,000 | 2,194 |
| Salaries and employee benefits | $2,750,000 | 2,679 |
| Premises and equipment expense | $1,014,000 | 1,751 |
| Additional noninterest expense | $2,775,000 | 1,788 |
| Pre-tax net operating income | $-3,106,000 | 7,042 |
| Securities gains (losses) | $712,000 | 573 |
| Applicable income taxes | $-136,000 | 6,936 |
| Income before extraordinary items | $-2,258,000 | 7,011 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,258,000 | 7,008 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,258,000 | 7,010 |
| Net charge-offs | $3,993,000 | 551 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 663 |
| Net operating income | $-2,927,280 | 7,037 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 2,323 |
| Total interest expense | $1,183,000 | 1,991 |
| Net interest income | $4,571,000 | 2,391 |
| Provision for loan and lease losses | $1,945,000 | 652 |
| Total noninterest income | $-42,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $90,000 | 4,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-132,000 | 7,032 |
| Total noninterest expense | $4,467,000 | 2,158 |
| Salaries and employee benefits | $1,844,000 | 2,675 |
| Premises and equipment expense | $663,000 | 1,792 |
| Additional noninterest expense | $1,960,000 | 1,703 |
| Pre-tax net operating income | $-1,883,000 | 7,084 |
| Securities gains (losses) | $456,000 | 602 |
| Applicable income taxes | $-97,000 | 7,019 |
| Income before extraordinary items | $-1,330,000 | 7,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,330,000 | 7,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,330,000 | 7,045 |
| Net charge-offs | $2,647,000 | 558 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 629 |
| Net operating income | $-1,754,080 | 7,076 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,345 |
| Total interest expense | $617,000 | 1,989 |
| Net interest income | $2,265,000 | 2,417 |
| Provision for loan and lease losses | $501,000 | 1,036 |
| Total noninterest income | $91,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $2,011,000 | 2,358 |
| Salaries and employee benefits | $899,000 | 2,746 |
| Premises and equipment expense | $335,000 | 1,764 |
| Additional noninterest expense | $777,000 | 2,084 |
| Pre-tax net operating income | $-156,000 | 6,812 |
| Securities gains (losses) | $141,000 | 747 |
| Applicable income taxes | $-39,000 | 7,091 |
| Income before extraordinary items | $24,000 | 6,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $24,000 | 6,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $24,000 | 6,287 |
| Net charge-offs | $678,000 | 889 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 567 |
| Net operating income | $-66,240 | 6,681 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,286,000 | 2,099 |
| Total interest expense | $3,075,000 | 1,916 |
| Net interest income | $10,211,000 | 2,143 |
| Provision for loan and lease losses | $8,007,000 | 514 |
| Total noninterest income | $-924,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $183,000 | 4,538 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,107,000 | 7,210 |
| Total noninterest expense | $9,074,000 | 2,103 |
| Salaries and employee benefits | $3,720,000 | 2,580 |
| Premises and equipment expense | $1,334,000 | 1,867 |
| Additional noninterest expense | $4,020,000 | 1,696 |
| Pre-tax net operating income | $-7,794,000 | 7,164 |
| Securities gains (losses) | $1,486,000 | 305 |
| Applicable income taxes | $-864,000 | 7,147 |
| Income before extraordinary items | $-5,444,000 | 7,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,444,000 | 7,085 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,444,000 | 7,086 |
| Net charge-offs | $7,147,000 | 599 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,989,000 | 207 |
| Net operating income | $-6,721,960 | 7,129 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,368,000 | 2,040 |
| Total interest expense | $2,411,000 | 1,916 |
| Net interest income | $7,957,000 | 2,067 |
| Provision for loan and lease losses | $7,368,000 | 425 |
| Total noninterest income | $-741,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $140,000 | 4,522 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-881,000 | 7,304 |
| Total noninterest expense | $7,150,000 | 2,010 |
| Salaries and employee benefits | $2,764,000 | 2,606 |
| Premises and equipment expense | $1,019,000 | 1,843 |
| Additional noninterest expense | $3,367,000 | 1,528 |
| Pre-tax net operating income | $-7,302,000 | 7,294 |
| Securities gains (losses) | $994,000 | 359 |
| Applicable income taxes | $-701,000 | 7,259 |
| Income before extraordinary items | $-5,607,000 | 7,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,607,000 | 7,270 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,607,000 | 7,270 |
| Net charge-offs | $6,469,000 | 507 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,753,000 | 179 |
| Net operating income | $-6,491,660 | 7,286 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 2,001 |
| Total interest expense | $1,680,000 | 1,904 |
| Net interest income | $5,471,000 | 2,013 |
| Provision for loan and lease losses | $5,647,000 | 383 |
| Total noninterest income | $-807,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-903,000 | 7,428 |
| Total noninterest expense | $5,055,000 | 1,910 |
| Salaries and employee benefits | $1,849,000 | 2,606 |
| Premises and equipment expense | $678,000 | 1,870 |
| Additional noninterest expense | $2,528,000 | 1,386 |
| Pre-tax net operating income | $-6,038,000 | 7,391 |
| Securities gains (losses) | $539,000 | 338 |
| Applicable income taxes | $-662,000 | 7,375 |
| Income before extraordinary items | $-4,837,000 | 7,371 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,837,000 | 7,371 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,837,000 | 7,371 |
| Net charge-offs | $4,571,000 | 510 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 508 |
| Net operating income | $-5,311,320 | 7,381 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 1,973 |
| Total interest expense | $874,000 | 1,890 |
| Net interest income | $2,784,000 | 1,971 |
| Provision for loan and lease losses | $2,186,000 | 483 |
| Total noninterest income | $-540,000 | 7,520 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-590,000 | 7,521 |
| Total noninterest expense | $2,140,000 | 2,255 |
| Salaries and employee benefits | $934,000 | 2,592 |
| Premises and equipment expense | $343,000 | 1,879 |
| Additional noninterest expense | $863,000 | 1,960 |
| Pre-tax net operating income | $-2,082,000 | 7,395 |
| Securities gains (losses) | $128,000 | 462 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $-1,960,000 | 7,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,960,000 | 7,400 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,960,000 | 7,400 |
| Net charge-offs | $1,672,000 | 609 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 459 |
| Net operating income | $-2,088,000 | 7,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,072,000 | 2,003 |
| Total interest expense | $4,848,000 | 1,691 |
| Net interest income | $10,224,000 | 2,137 |
| Provision for loan and lease losses | $8,685,000 | 751 |
| Total noninterest income | $-357,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-504,000 | 7,399 |
| Total noninterest expense | $8,358,000 | 2,313 |
| Salaries and employee benefits | $3,914,000 | 2,455 |
| Premises and equipment expense | $1,395,000 | 1,846 |
| Additional noninterest expense | $3,049,000 | 2,265 |
| Pre-tax net operating income | $-7,176,000 | 7,244 |
| Securities gains (losses) | $344,000 | 1,146 |
| Applicable income taxes | $4,808,000 | 371 |
| Income before extraordinary items | $-11,640,000 | 7,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,640,000 | 7,414 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,640,000 | 7,414 |
| Net charge-offs | $9,305,000 | 640 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $617,000 | 430 |
| Net operating income | $-11,984,000 | 7,414 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,321,000 | 2,044 |
| Total interest expense | $3,806,000 | 1,692 |
| Net interest income | $7,515,000 | 2,214 |
| Provision for loan and lease losses | $8,029,000 | 597 |
| Total noninterest income | $-251,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-355,000 | 7,526 |
| Total noninterest expense | $6,126,000 | 2,369 |
| Salaries and employee benefits | $2,915,000 | 2,486 |
| Premises and equipment expense | $1,009,000 | 1,923 |
| Additional noninterest expense | $2,202,000 | 2,294 |
| Pre-tax net operating income | $-6,891,000 | 7,456 |
| Securities gains (losses) | $310,000 | 1,056 |
| Applicable income taxes | $-2,445,000 | 7,625 |
| Income before extraordinary items | $-4,136,000 | 7,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,136,000 | 7,371 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,136,000 | 7,372 |
| Net charge-offs | $6,575,000 | 651 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $576,000 | 354 |
| Net operating income | $-4,334,400 | 7,360 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 2,077 |
| Total interest expense | $2,661,000 | 1,690 |
| Net interest income | $4,856,000 | 2,295 |
| Provision for loan and lease losses | $7,489,000 | 453 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $61,000 | 5,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-21,000 | 7,378 |
| Total noninterest expense | $4,291,000 | 2,255 |
| Salaries and employee benefits | $1,937,000 | 2,514 |
| Premises and equipment expense | $664,000 | 1,956 |
| Additional noninterest expense | $1,690,000 | 2,034 |
| Pre-tax net operating income | $-6,884,000 | 7,617 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,566,000 | 7,719 |
| Income before extraordinary items | $-4,318,000 | 7,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,318,000 | 7,542 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,318,000 | 7,542 |
| Net charge-offs | $6,620,000 | 458 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $539,000 | 263 |
| Net operating income | $-4,318,000 | 7,540 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 2,128 |
| Total interest expense | $1,363,000 | 1,735 |
| Net interest income | $2,390,000 | 2,355 |
| Provision for loan and lease losses | $1,219,000 | 1,020 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $2,123,000 | 2,299 |
| Salaries and employee benefits | $994,000 | 2,480 |
| Premises and equipment expense | $328,000 | 2,044 |
| Additional noninterest expense | $801,000 | 2,120 |
| Pre-tax net operating income | $-918,000 | 7,390 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-336,000 | 7,651 |
| Income before extraordinary items | $-582,000 | 7,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-582,000 | 7,307 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-582,000 | 7,308 |
| Net charge-offs | $1,549,000 | 770 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 158 |
| Net operating income | $-582,000 | 7,290 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,923,000 | 2,392 |
| Total interest expense | $6,411,000 | 1,820 |
| Net interest income | $7,512,000 | 2,876 |
| Provision for loan and lease losses | $5,305,000 | 1,373 |
| Total noninterest income | $318,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $201,000 | 4,655 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $117,000 | 5,441 |
| Total noninterest expense | $7,911,000 | 2,489 |
| Salaries and employee benefits | $3,770,000 | 2,578 |
| Premises and equipment expense | $1,329,000 | 2,007 |
| Additional noninterest expense | $2,812,000 | 2,484 |
| Pre-tax net operating income | $-5,386,000 | 7,210 |
| Securities gains (losses) | $865,000 | 559 |
| Applicable income taxes | $-1,636,000 | 7,455 |
| Income before extraordinary items | $-2,885,000 | 6,972 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,885,000 | 6,971 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,885,000 | 6,971 |
| Net charge-offs | $2,197,000 | 1,927 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,364,000 | 388 |
| Net operating income | $-3,438,600 | 7,078 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,960,000 | 2,534 |
| Total interest expense | $4,853,000 | 1,879 |
| Net interest income | $5,107,000 | 3,137 |
| Provision for loan and lease losses | $4,107,000 | 1,204 |
| Total noninterest income | $223,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $138,000 | 4,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $85,000 | 5,599 |
| Total noninterest expense | $5,812,000 | 2,544 |
| Salaries and employee benefits | $2,807,000 | 2,626 |
| Premises and equipment expense | $1,013,000 | 2,002 |
| Additional noninterest expense | $1,992,000 | 2,582 |
| Pre-tax net operating income | $-4,589,000 | 7,476 |
| Securities gains (losses) | $811,000 | 455 |
| Applicable income taxes | $-1,391,000 | 7,641 |
| Income before extraordinary items | $-2,387,000 | 7,271 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,387,000 | 7,270 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,387,000 | 7,271 |
| Net charge-offs | $2,154,000 | 1,438 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 538 |
| Net operating income | $-2,906,040 | 7,352 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 2,700 |
| Total interest expense | $3,232,000 | 1,961 |
| Net interest income | $3,046,000 | 3,419 |
| Provision for loan and lease losses | $3,980,000 | 895 |
| Total noninterest income | $139,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $54,000 | 5,737 |
| Total noninterest expense | $3,942,000 | 2,534 |
| Salaries and employee benefits | $1,893,000 | 2,626 |
| Premises and equipment expense | $689,000 | 1,994 |
| Additional noninterest expense | $1,360,000 | 2,547 |
| Pre-tax net operating income | $-4,737,000 | 7,731 |
| Securities gains (losses) | $702,000 | 385 |
| Applicable income taxes | $-1,495,000 | 7,840 |
| Income before extraordinary items | $-2,540,000 | 7,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,540,000 | 7,572 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,540,000 | 7,572 |
| Net charge-offs | $2,038,000 | 1,114 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 471 |
| Net operating income | $-2,989,280 | 7,646 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 2,846 |
| Total interest expense | $1,571,000 | 2,083 |
| Net interest income | $1,453,000 | 3,545 |
| Provision for loan and lease losses | $1,099,000 | 1,123 |
| Total noninterest income | $53,000 | 6,292 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $1,868,000 | 2,574 |
| Salaries and employee benefits | $984,000 | 2,582 |
| Premises and equipment expense | $387,000 | 1,826 |
| Additional noninterest expense | $497,000 | 3,021 |
| Pre-tax net operating income | $-1,461,000 | 7,742 |
| Securities gains (losses) | $258,000 | 568 |
| Applicable income taxes | $-443,000 | 7,872 |
| Income before extraordinary items | $-760,000 | 7,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-760,000 | 7,610 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-760,000 | 7,610 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 338 |
| Net operating income | $-925,120 | 7,677 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 3,147 |
| Total interest expense | $5,643,000 | 2,653 |
| Net interest income | $5,862,000 | 3,532 |
| Provision for loan and lease losses | $1,497,000 | 2,167 |
| Total noninterest income | $176,000 | 6,662 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 5,827 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $71,000 | 6,362 |
| Total noninterest expense | $7,339,000 | 2,577 |
| Salaries and employee benefits | $4,064,000 | 2,473 |
| Premises and equipment expense | $1,437,000 | 1,910 |
| Additional noninterest expense | $1,838,000 | 3,088 |
| Pre-tax net operating income | $-2,798,000 | 7,545 |
| Securities gains (losses) | $112,000 | 1,051 |
| Applicable income taxes | $-970,000 | 7,699 |
| Income before extraordinary items | $-1,716,000 | 7,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,716,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 2,474 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $282,000 | 681 |
| Net operating income | $-1,787,680 | 7,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 3,253 |
| Total interest expense | $4,149,000 | 2,818 |
| Net interest income | $4,350,000 | 3,587 |
| Provision for loan and lease losses | $983,000 | 1,849 |
| Total noninterest income | $127,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 6,582 |
| Total noninterest expense | $5,417,000 | 2,602 |
| Salaries and employee benefits | $3,156,000 | 2,423 |
| Premises and equipment expense | $1,067,000 | 1,913 |
| Additional noninterest expense | $1,194,000 | 3,404 |
| Pre-tax net operating income | $-1,923,000 | 7,844 |
| Securities gains (losses) | $112,000 | 894 |
| Applicable income taxes | $-650,000 | 7,942 |
| Income before extraordinary items | $-1,161,000 | 7,579 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,161,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 526 |
| Net operating income | $-1,232,680 | 7,719 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 3,303 |
| Total interest expense | $2,737,000 | 2,944 |
| Net interest income | $2,931,000 | 3,555 |
| Provision for loan and lease losses | $379,000 | 2,229 |
| Total noninterest income | $77,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $32,000 | 6,701 |
| Total noninterest expense | $3,613,000 | 2,609 |
| Salaries and employee benefits | $2,140,000 | 2,412 |
| Premises and equipment expense | $672,000 | 2,019 |
| Additional noninterest expense | $801,000 | 3,355 |
| Pre-tax net operating income | $-984,000 | 7,900 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $-336,000 | 8,093 |
| Income before extraordinary items | $-614,000 | 7,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-614,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 428 |
| Net operating income | $-636,100 | 7,775 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 3,368 |
| Total interest expense | $1,375,000 | 3,112 |
| Net interest income | $1,479,000 | 3,514 |
| Provision for loan and lease losses | $293,000 | 1,433 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $1,766,000 | 2,657 |
| Salaries and employee benefits | $1,054,000 | 2,465 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $409,000 | 3,251 |
| Pre-tax net operating income | $-541,000 | 8,109 |
| Securities gains (losses) | $32,000 | 1,330 |
| Applicable income taxes | $-181,000 | 8,245 |
| Income before extraordinary items | $-328,000 | 8,010 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-328,000 | 8,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 279 |
| Net operating income | $-348,480 | 8,008 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 4,175 |
| Total interest expense | $3,750,000 | 4,178 |
| Net interest income | $4,816,000 | 4,106 |
| Provision for loan and lease losses | $679,000 | 1,889 |
| Total noninterest income | $141,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $67,000 | 6,488 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $74,000 | 6,637 |
| Total noninterest expense | $5,460,000 | 3,205 |
| Salaries and employee benefits | $3,322,000 | 2,964 |
| Premises and equipment expense | $810,000 | 3,053 |
| Additional noninterest expense | $1,328,000 | 3,777 |
| Pre-tax net operating income | $-1,182,000 | 8,106 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-376,000 | 8,261 |
| Income before extraordinary items | $-806,000 | 8,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-806,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $3,395,000 | 310 |
| Net operating income | $-806,000 | 8,030 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 4,413 |
| Total interest expense | $2,444,000 | 4,545 |
| Net interest income | $3,468,000 | 4,239 |
| Provision for loan and lease losses | $456,000 | 1,679 |
| Total noninterest income | $88,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $3,943,000 | 3,283 |
| Salaries and employee benefits | $2,486,000 | 2,942 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $879,000 | 4,087 |
| Pre-tax net operating income | $-843,000 | 8,240 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-199,000 | 8,313 |
| Income before extraordinary items | $-644,000 | 8,204 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-644,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $3,331,000 | 225 |
| Net operating income | $-644,000 | 8,193 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 4,704 |
| Total interest expense | $1,356,000 | 5,078 |
| Net interest income | $2,214,000 | 4,393 |
| Provision for loan and lease losses | $290,000 | 1,607 |
| Total noninterest income | $62,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $2,520,000 | 3,416 |
| Salaries and employee benefits | $1,633,000 | 3,015 |
| Premises and equipment expense | $368,000 | 3,306 |
| Additional noninterest expense | $519,000 | 4,461 |
| Pre-tax net operating income | $-534,000 | 8,321 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-99,000 | 8,379 |
| Income before extraordinary items | $-435,000 | 8,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-435,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $3,262,000 | 168 |
| Net operating income | $-435,000 | 8,287 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 5,028 |
| Total interest expense | $575,000 | 5,490 |
| Net interest income | $1,024,000 | 4,623 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $1,201,000 | 3,571 |
| Salaries and employee benefits | $780,000 | 3,154 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $243,000 | 4,627 |
| Pre-tax net operating income | $-320,000 | 8,425 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-93,000 | 8,504 |
| Income before extraordinary items | $-227,000 | 8,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-227,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,104,000 | 106 |
| Net operating income | $-227,000 | 8,348 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 7,164 |
| Total interest expense | $556,000 | 7,809 |
| Net interest income | $1,920,000 | 6,650 |
| Provision for loan and lease losses | $674,000 | 1,459 |
| Total noninterest income | $48,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,751 |
| Total noninterest expense | $4,260,000 | 3,801 |
| Salaries and employee benefits | $2,546,000 | 3,568 |
| Premises and equipment expense | $699,000 | 3,335 |
| Additional noninterest expense | $1,015,000 | 4,465 |
| Pre-tax net operating income | $-2,966,000 | 8,630 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-1,125,000 | 8,633 |
| Income before extraordinary items | $-1,841,000 | 8,584 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,841,000 | 8,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $31,124,000 | 36 |
| Net operating income | $-1,841,000 | 8,573 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 7,777 |
| Total interest expense | $240,000 | 8,304 |
| Net interest income | $1,089,000 | 7,310 |
| Provision for loan and lease losses | $414,000 | 1,646 |
| Total noninterest income | $21,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $9,000 | 7,461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $3,101,000 | 3,885 |
| Salaries and employee benefits | $1,828,000 | 3,676 |
| Premises and equipment expense | $530,000 | 3,311 |
| Additional noninterest expense | $743,000 | 4,521 |
| Pre-tax net operating income | $-2,405,000 | 8,712 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-914,000 | 8,715 |
| Income before extraordinary items | $-1,491,000 | 8,671 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,491,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $31,044,000 | 26 |
| Net operating income | $-1,491,000 | 8,662 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $461,000 | 8,449 |
| Total interest expense | $68,000 | 8,595 |
| Net interest income | $393,000 | 8,239 |
| Provision for loan and lease losses | $141,000 | 2,751 |
| Total noninterest income | $7,000 | 8,587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $2,083,000 | 3,883 |
| Salaries and employee benefits | $1,210,000 | 3,718 |
| Premises and equipment expense | $357,000 | 3,280 |
| Additional noninterest expense | $516,000 | 4,380 |
| Pre-tax net operating income | $-1,824,000 | 8,753 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-696,000 | 8,757 |
| Income before extraordinary items | $-1,128,000 | 8,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,128,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $30,990,000 | 16 |
| Net operating income | $-1,128,000 | 8,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.