Home > Legacy Bank, N.A. > Income and Expense

Legacy Bank, N.A., Income and Expense

2006-12-31 (YTD Data)Rank
Total interest income$6,688,0004,690
Total interest expense$1,810,0005,678
Net interest income$4,878,0004,080
Provision for loan and lease losses$125,0004,315
Total noninterest income$872,0003,853
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$214,0004,850
Trading account gains and fees$0130
Additional Noninterest Income$658,0002,848
Total noninterest expense$5,068,0003,318
Salaries and employee benefits$2,788,0003,330
Premises and equipment expense$587,0003,833
Additional noninterest expense$1,693,0002,975
Pre-tax net operating income$557,0006,308
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$556,0005,967
Extraordinary gains, net$051
Net income$556,0005,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-201,0008,580
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$144,000825
Net operating income$556,0005,964
2006-09-30 (YTD Data)Rank
Total interest income$4,853,0004,765
Total interest expense$1,251,0005,818
Net interest income$3,602,0004,155
Provision for loan and lease losses$125,0003,756
Total noninterest income$636,0003,919
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$164,0004,842
Trading account gains and fees$0126
Additional Noninterest Income$472,0002,940
Total noninterest expense$3,853,0003,256
Salaries and employee benefits$2,227,0003,149
Premises and equipment expense$444,0003,815
Additional noninterest expense$1,182,0003,179
Pre-tax net operating income$260,0007,188
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$259,0006,928
Extraordinary gains, net$045
Net income$259,0006,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,467
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$114,000685
Net operating income$259,0006,933
2006-06-30 (YTD Data)Rank
Total interest income$3,136,0004,817
Total interest expense$789,0005,844
Net interest income$2,347,0004,233
Provision for loan and lease losses$125,0002,925
Total noninterest income$471,0003,658
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$110,0004,799
Trading account gains and fees$0126
Additional Noninterest Income$361,0002,702
Total noninterest expense$2,601,0003,245
Salaries and employee benefits$1,568,0003,020
Premises and equipment expense$295,0003,818
Additional noninterest expense$738,0003,334
Pre-tax net operating income$92,0007,737
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$91,0007,599
Extraordinary gains, net$039
Net income$91,0007,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,474
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$82,000570
Net operating income$91,0007,604
2006-03-31 (YTD Data)Rank
Total interest income$1,561,0004,784
Total interest expense$387,0005,784
Net interest income$1,174,0004,211
Provision for loan and lease losses$-26,0008,585
Total noninterest income$197,0004,022
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$44,0005,215
Trading account gains and fees$0115
Additional Noninterest Income$153,0002,941
Total noninterest expense$1,332,0003,192
Salaries and employee benefits$833,0002,865
Premises and equipment expense$148,0003,826
Additional noninterest expense$351,0003,447
Pre-tax net operating income$65,0007,504
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$65,0007,277
Extraordinary gains, net$021
Net income$65,0007,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$42,000417
Net operating income$65,0007,280
2005-12-31 (YTD Data)Rank
Total interest income$4,377,0005,570
Total interest expense$921,0006,489
Net interest income$3,456,0005,060
Provision for loan and lease losses$261,0003,081
Total noninterest income$228,0006,846
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$103,0006,251
Trading account gains and fees$0138
Additional Noninterest Income$125,0006,044
Total noninterest expense$4,283,0003,668
Salaries and employee benefits$2,373,0003,633
Premises and equipment expense$446,0004,523
Additional noninterest expense$1,464,0003,292
Pre-tax net operating income$-860,0008,606
Securities gains (losses)$02,296
Applicable income taxes$3,0006,741
Income before extraordinary items$-863,0008,641
Extraordinary gains, net$046
Net income$-863,0008,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,044
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$4,541,000317
Net operating income$-863,0008,622
2005-09-30 (YTD Data)Rank
Total interest income$2,937,0005,862
Total interest expense$589,0006,758
Net interest income$2,348,0005,381
Provision for loan and lease losses$169,0003,318
Total noninterest income$72,0008,020
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$62,0006,577
Trading account gains and fees$0126
Additional Noninterest Income$10,0008,374
Total noninterest expense$3,175,0003,672
Salaries and employee benefits$1,746,0003,658
Premises and equipment expense$312,0004,705
Additional noninterest expense$1,117,0003,215
Pre-tax net operating income$-924,0008,710
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-925,0008,736
Extraordinary gains, net$035
Net income$-925,0008,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,344
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$4,540,000229
Net operating income$-925,0008,716
2005-06-30 (YTD Data)Rank
Total interest income$1,796,0006,044
Total interest expense$371,0006,770
Net interest income$1,425,0005,650
Provision for loan and lease losses$33,0005,080
Total noninterest income$43,0008,121
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$40,0006,599
Trading account gains and fees$0116
Additional Noninterest Income$3,0008,558
Total noninterest expense$1,924,0003,936
Salaries and employee benefits$996,0004,094
Premises and equipment expense$192,0004,954
Additional noninterest expense$736,0003,226
Pre-tax net operating income$-489,0008,668
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-489,0008,709
Extraordinary gains, net$030
Net income$-489,0008,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,000783
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$4,540,000149
Net operating income$-489,0008,682
2005-03-31 (YTD Data)Rank
Total interest income$815,0006,333
Total interest expense$182,0006,764
Net interest income$633,0006,060
Provision for loan and lease losses$19,0004,719
Total noninterest income$20,0008,219
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$20,0006,602
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$892,0004,197
Salaries and employee benefits$484,0004,197
Premises and equipment expense$92,0005,144
Additional noninterest expense$316,0003,640
Pre-tax net operating income$-258,0008,760
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-258,0008,787
Extraordinary gains, net$024
Net income$-258,0008,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$4,540,00073
Net operating income$-258,0008,770
2004-12-31 (YTD Data)Rank
Total interest income$1,499,0007,900
Total interest expense$404,0007,673
Net interest income$1,095,0007,893
Provision for loan and lease losses$781,0001,309
Total noninterest income$37,0008,667
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$36,0007,486
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,793
Total noninterest expense$2,880,0004,791
Salaries and employee benefits$1,650,0004,629
Premises and equipment expense$350,0005,212
Additional noninterest expense$880,0004,770
Pre-tax net operating income$-2,529,0008,919
Securities gains (losses)$03,819
Applicable income taxes$1,0007,085
Income before extraordinary items$-2,530,0008,934
Extraordinary gains, net$034
Net income$-2,530,0008,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-2,530,0008,921
2004-09-30 (YTD Data)Rank
Total interest income$777,0008,415
Total interest expense$194,0008,290
Net interest income$583,0008,376
Provision for loan and lease losses$323,0002,131
Total noninterest income$26,0008,739
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$24,0007,583
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,821
Total noninterest expense$2,085,0004,883
Salaries and employee benefits$1,136,0004,860
Premises and equipment expense$279,0004,993
Additional noninterest expense$670,0004,686
Pre-tax net operating income$-1,799,0008,962
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$-1,800,0008,974
Extraordinary gains, net$026
Net income$-1,800,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-1,800,0008,963
2004-06-30 (YTD Data)Rank
Total interest income$315,0008,794
Total interest expense$33,0008,920
Net interest income$282,0008,686
Provision for loan and lease losses$175,0002,464
Total noninterest income$14,0008,852
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$13,0007,698
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,898
Total noninterest expense$1,363,0004,981
Salaries and employee benefits$727,0005,026
Premises and equipment expense$185,0005,027
Additional noninterest expense$451,0004,672
Pre-tax net operating income$-1,242,0009,014
Securities gains (losses)$03,413
Applicable income taxes$1,0007,109
Income before extraordinary items$-1,243,0009,029
Extraordinary gains, net$021
Net income$-1,243,0009,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-1,243,0009,017
2004-03-31 (YTD Data)Rank
Total interest income$87,0009,002
Total interest expense$8,0009,019
Net interest income$79,0008,968
Provision for loan and lease losses$73,0002,730
Total noninterest income$5,0008,935
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,0007,809
Trading account gains and fees$0121
Additional Noninterest Income$1,0008,837
Total noninterest expense$591,0005,502
Salaries and employee benefits$316,0005,570
Premises and equipment expense$94,0005,013
Additional noninterest expense$181,0005,416
Pre-tax net operating income$-580,0009,054
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-580,0009,066
Extraordinary gains, net$016
Net income$-580,0009,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-580,0009,047
2003-12-31 (YTD Data)Rank
Total interest income$50,0009,142
Total interest expense$5,0009,141
Net interest income$45,0009,131
Provision for loan and lease losses$39,0006,564
Total noninterest income$22,0008,992
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,0008,036
Trading account gains and fees$0160
Additional Noninterest Income$21,0008,405
Total noninterest expense$2,624,0005,038
Salaries and employee benefits$294,0008,779
Premises and equipment expense$84,0008,276
Additional noninterest expense$2,246,0002,141
Pre-tax net operating income$-2,596,0009,105
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-2,596,0009,137
Extraordinary gains, net$054
Net income$-2,596,0009,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$11,876,00066
Net operating income$-2,596,0009,106

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.