Home > Legacy Bank, N.A. > Income and Expense

Legacy Bank, N.A., Income and Expense

2005-06-30 (YTD Data)Rank
Total interest income$1,067,0007,312
Total interest expense$254,0007,491
Net interest income$813,0007,156
Provision for loan and lease losses$15,0005,851
Total noninterest income$20,0008,542
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$10,0007,536
Trading account gains and fees$0116
Additional Noninterest Income$10,0008,146
Total noninterest expense$1,061,0005,866
Salaries and employee benefits$493,0006,392
Premises and equipment expense$255,0004,090
Additional noninterest expense$313,0005,880
Pre-tax net operating income$-243,0008,584
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-243,0008,612
Extraordinary gains, net$030
Net income$-243,0008,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-243,0008,587
2005-03-31 (YTD Data)Rank
Total interest income$503,0007,474
Total interest expense$116,0007,624
Net interest income$387,0007,327
Provision for loan and lease losses$15,0004,875
Total noninterest income$10,0008,609
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,0007,590
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,232
Total noninterest expense$507,0006,054
Salaries and employee benefits$257,0006,287
Premises and equipment expense$126,0004,172
Additional noninterest expense$124,0006,570
Pre-tax net operating income$-125,0008,673
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-125,0008,693
Extraordinary gains, net$024
Net income$-125,0008,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-125,0008,674
2004-12-31 (YTD Data)Rank
Total interest income$1,307,0008,099
Total interest expense$288,0008,153
Net interest income$1,019,0007,982
Provision for loan and lease losses$95,0005,096
Total noninterest income$34,0008,685
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$13,0007,746
Trading account gains and fees$0138
Additional Noninterest Income$21,0008,187
Total noninterest expense$2,026,0005,961
Salaries and employee benefits$971,0006,371
Premises and equipment expense$500,0004,091
Additional noninterest expense$555,0006,241
Pre-tax net operating income$-1,068,0008,819
Securities gains (losses)$-1,0007,794
Applicable income taxes$07,185
Income before extraordinary items$-1,069,0008,846
Extraordinary gains, net$034
Net income$-1,069,0008,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-1,068,0008,824
2004-09-30 (YTD Data)Rank
Total interest income$874,0008,286
Total interest expense$191,0008,304
Net interest income$683,0008,193
Provision for loan and lease losses$60,0005,125
Total noninterest income$23,0008,772
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$8,0007,809
Trading account gains and fees$0134
Additional Noninterest Income$15,0008,248
Total noninterest expense$1,529,0005,892
Salaries and employee benefits$728,0006,342
Premises and equipment expense$373,0004,090
Additional noninterest expense$428,0006,106
Pre-tax net operating income$-883,0008,878
Securities gains (losses)$-1,0008,079
Applicable income taxes$07,220
Income before extraordinary items$-884,0008,911
Extraordinary gains, net$026
Net income$-884,0008,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-883,0008,891
2004-06-30 (YTD Data)Rank
Total interest income$510,0008,477
Total interest expense$109,0008,507
Net interest income$401,0008,385
Provision for loan and lease losses$30,0005,293
Total noninterest income$16,0008,821
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$5,0007,870
Trading account gains and fees$0130
Additional Noninterest Income$11,0008,227
Total noninterest expense$1,074,0005,774
Salaries and employee benefits$513,0006,199
Premises and equipment expense$249,0004,088
Additional noninterest expense$312,0005,860
Pre-tax net operating income$-687,0008,955
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-687,0008,974
Extraordinary gains, net$021
Net income$-687,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-687,0008,955
2004-03-31 (YTD Data)Rank
Total interest income$241,0008,579
Total interest expense$51,0008,613
Net interest income$190,0008,491
Provision for loan and lease losses$06,501
Total noninterest income$6,0008,907
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,896
Trading account gains and fees$0121
Additional Noninterest Income$4,0008,419
Total noninterest expense$598,0005,458
Salaries and employee benefits$331,0005,390
Premises and equipment expense$125,0004,106
Additional noninterest expense$142,0006,174
Pre-tax net operating income$-402,0009,014
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-402,0009,032
Extraordinary gains, net$016
Net income$-402,0009,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-402,0009,011
2003-12-31 (YTD Data)Rank
Total interest income$519,0008,931
Total interest expense$131,0008,893
Net interest income$388,0008,913
Provision for loan and lease losses$140,0004,692
Total noninterest income$18,0009,021
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,0007,996
Trading account gains and fees$0160
Additional Noninterest Income$14,0008,625
Total noninterest expense$1,901,0006,154
Salaries and employee benefits$852,0006,743
Premises and equipment expense$470,0004,250
Additional noninterest expense$579,0006,106
Pre-tax net operating income$-1,635,0009,053
Securities gains (losses)$-4,0008,670
Applicable income taxes$07,459
Income before extraordinary items$-1,639,0009,099
Extraordinary gains, net$054
Net income$-1,639,0009,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,635,0009,059
2003-09-30 (YTD Data)Rank
Total interest income$303,0009,082
Total interest expense$79,0009,038
Net interest income$224,0009,071
Provision for loan and lease losses$85,0005,045
Total noninterest income$18,0009,054
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,0008,055
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,465
Total noninterest expense$1,418,0006,131
Salaries and employee benefits$643,0006,731
Premises and equipment expense$347,0004,293
Additional noninterest expense$428,0006,143
Pre-tax net operating income$-1,261,0009,113
Securities gains (losses)$-4,0008,850
Applicable income taxes$07,524
Income before extraordinary items$-1,265,0009,155
Extraordinary gains, net$040
Net income$-1,265,0009,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-1,261,0009,115
2003-06-30 (YTD Data)Rank
Total interest income$167,0009,157
Total interest expense$44,0009,114
Net interest income$123,0009,144
Provision for loan and lease losses$50,0005,111
Total noninterest income$8,0009,128
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,0008,080
Trading account gains and fees$0150
Additional Noninterest Income$6,0008,732
Total noninterest expense$965,0006,100
Salaries and employee benefits$449,0006,615
Premises and equipment expense$229,0004,318
Additional noninterest expense$287,0006,111
Pre-tax net operating income$-884,0009,139
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-884,0009,196
Extraordinary gains, net$030
Net income$-884,0009,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-884,0009,145
2003-03-31 (YTD Data)Rank
Total interest income$54,0009,237
Total interest expense$16,0009,190
Net interest income$38,0009,234
Provision for loan and lease losses$20,0005,233
Total noninterest income$09,248
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$487,0006,087
Salaries and employee benefits$226,0006,605
Premises and equipment expense$114,0004,333
Additional noninterest expense$147,0006,005
Pre-tax net operating income$-469,0009,191
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-469,0009,234
Extraordinary gains, net$021
Net income$-469,0009,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-469,0009,189
2002-12-31 (YTD Data)Rank
Total interest income$6,0009,351
Total interest expense$09,338
Net interest income$6,0009,344
Provision for loan and lease losses$08,089
Total noninterest income$09,294
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$09,201
Total noninterest expense$120,0009,329
Salaries and employee benefits$79,0009,305
Premises and equipment expense$27,0009,185
Additional noninterest expense$14,0009,340
Pre-tax net operating income$-114,0008,773
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-114,0008,852
Extraordinary gains, net$070
Net income$-114,0008,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$8,775,00072
Net operating income$-114,0008,791

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.